barbie-academia
What like it's Hard?
Studyblr motivation side blog. Operations Management Major, Corporate Finance minor & Future Corporate Barbie 馃挄
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I'm back! New name, new major and new outlook. I got burnt out and frustrated trying to force myself into an industry I have minimum interest in and affinity for.
Just because I spent a year or so on this major doesn't mean I have to stick with it if it no longer brings me joy. I decided to switch to operations management because I already have experience and I enjoy it. Now I get to expand on it for a higher position and better pay. Since it's something I'm doing in all but name at my current job the real world application is immediate and it's more rewarding for me to see the fruits of my labor so soon.
I'll continue to work on my corporate finance degree in a minor capacity. It'll be useful for when I build my own company from the ground up.
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Hey did you know I keep a google drive folder with linguistics and language books聽聽that I try to update regularly聽
UPDATE because apparently not everyone has seen this yet the new and improved version of this is a MEGA folder
I know there鈥檚 so many more urgent things but if you like this resource you may consider buying me a ko-fi to keep this project alive
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If you're in your 20s, here are some quick, basic financial tips!
I'm no expert at all so of course do your own due diligence. But here's what I wish I would've known earlier:
Subscribe to r/personalfinance on reddit. This sub is FULL of extremely helpful information, including a literal step by step guide of how to handle $, as well as information of what to do when you're at certain ages. This was my first resource when I became serious about my finances!
Make sure you have at least one credit card, so you can start building credit. The earlier, the better. Be responsible with how you use this card, obviously. There are great "starter" credit cards so look to see which one is the most appealing for you! A good age to get a credit card is the summer before college starts.
Create a high-yields savings account. A high-yields savings account has an extremely higher interest rate than a standard savings account. For example, Ally Bank is at 0.50% and Bank of America is at a measly 0.01%. Take time to review how you want your money organized and stored, but I'd highly recommend having a "standard" savings account and a high-yields savings account.
Open a traditional IRA or ROTH IRA account and contribute what you can. Do your research independently to see which account is best for you. And then start contributing whatever you can. Time is on your side, friends! Even if you can only contribute $50 a month (or a one-time payment), it's better than nothing! The #1 tip for investing is to start early because of the compounding interest.
Open a brokerage account and contribute what you can. Similar advice as the point above. Personally, I would contribute the maximum limit for the IRA account (if I could), before contributing to my brokerage account.
Try to minimize your debts as much as possible! Apply to as many scholarships as you can. To help pay for college, consider working part-time while balancing your coursework: it's pretty common but obviously know your limits! If you're too stressed out, it's likely not worth the juggle. Live frugally until you pay off your debts (and honestly, even after).
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Finance Girl Starter Pack
1. Books
You will read books but don鈥檛 be overwhelmed by them. Every finance book reiterates the same thing. Understand the difference between personal, corporate, public, and international finance. Hence there are certain I moody to vocabulary for each field. Once you become family with the basics, it will be easier to understand as you go on.
2. Finance media
Being on top of the financial news is a good way of knowing the finance. You鈥檒l come across real life scenarios of some of your textbook definitions. Watch CNBC, Bloomberg. You can read Wall Street Journal, Barron鈥檚, Kiplinger. You can also check online sources like Investopedia, Nerdwallet, and some interesting ones that include news on fintech.
3. Productivity & tools
My favorite is Notion. I use it to track assignments and projects, Google Calendar is your friend. Know how to use Google Docs. Play with various tools to figure out which you like best.
4. Skills
Knowing how to use Excel and PowerPoint is a pathway to opportunities. Use YouTube first, then try other classes available on Udemy, Coursera, or eDx. Build up skills in modeling and business analysis. Communication and other soft skills should also be worked on.
5. LinkedIn
LinkedIn is very important to network in finance. Start with a professional headshot. You can connect with industry leaders and corporations you鈥檇 like to work for. Create a profile that includes your skills, showcase your financial modeling, dashboards, infographics. Be consistent and engaging.
6. Good business wear
A wardrobe of staple work clothes will go a long way for interviews and busy work days. Two to three blazers ( including tweed), a classic work bag, comfortable shoes, formal dress, and pants. The goal is to be business- professional, business-casual, or business-chic.
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Websites to learn languages by reading
Hyplern
Language Crush
Readlang
Vocab Tracker
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Add free classes to your calendar this month just in case you don鈥檛 have anything to do. Stay busy, stay focused. Work on things like resume building, budgeting, home improvement, styling, etiquette, speech. There are so many free classes. I love Alison! It鈥檚 totally free. I know coursera charges a small fee but they do provide minimal free classes. Amazon has free workshops every month. I mean鈥here鈥檚 also YouTube University and Google High (google literally has $39 dollars a month for over hundreds of classes with google certified certificates they gave you!) or look in your area for free classes to attend- Facebook is a huge tool! lol like add it to your calendar even if it鈥檚 an instagram live with your fave content creator. The more knowledge you obtain=the more inspired you will be=the more you will enhance your life!
Links below. Love you, mean it 馃挆
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Starting College at 24 years old
I鈥檝e made the executive decision to move back home and start college. I am currently 23 and I was a little nervous thinking about going back to college at 24 and thinking I would be too old. Honestly 24 is still super young and age shouldn鈥檛 matter when it comes to education. I want a successful career. I鈥檒l blend right in with the other students as well. I am proud of myself for making this decision.
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here鈥檚 a little school motivational board/vision board/idk because i need it and you might need it too 馃馃徎
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