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IDFC FIRST Bank: MobileBanking
Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features.
https://play.google.com/store/apps/details?id=com.idfcfirstbank.optimus
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MyFIRST Partner - Refer & Earn
Join the best refer and earn program, download the MyFIRST Partner app and earn over ₹1,00,000 per month through referrals.
https://play.google.com/store/apps/details?id=com.capitalfirst.connector
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Is Aadhaar Cash Loan Real Or Fake?
The idea of an Aadhaar cash loan has surfaced in the digital era, as financial services are becoming more and more available online. But amid the claims of instant money with your Aadhaar credentials, doubts are present. In order to determine if Aadhaar cash loans are legitimate or maybe fraudulent, we explore the truth behind them in this post.
Understanding Aadhaar Cash Loans
Using your Aadhaar card as your primary document to get personal loan online is the foundation of an Aadhaar cash loan. Proponents contend that by streamlining the loan application procedure, this approach makes it more convenient for people who are in a hurry. However, it's important to comprehend the larger context of digital lending and the hazards involved before digging into the validity of such loans.
The Potential Risks
Although it may seem enticing, the idea of an Aadhaar cash loan raises questions regarding the privacy and security of personal data. Unauthorised access to Aadhaar data may result in financial fraud and identity theft. Additionally, it might be difficult to discern between trustworthy lenders and possible scammers due to the absence of governmental control in some digital lending platforms.
Spotting Red Flags
Watch out for loan proposals that include upfront costs, conditions cryptic in hieroglyphics, and interest rates as high as a cobra. Red flags are flashing here, warning you to stay away. Like a lighthouse pointing you in the direction of safe financial waters, trustworthy lenders like Fibe shine their light on open communication, reasonable rates, and clear conditions. Make a sensible decision since your hard-earned rupees deserve better.
The Role of Financial Firms in Financial Security
Financial companies emerge as a significant boon to financial services in India among the uncertainty surrounding Aadhaar cash loans. It is their responsibility to prioritise their clients' security and well-being by following strict data protection protocols. Certain companies, such as Fibe, are shining examples of financial reliability due to their dedication to ethical lending methods and transparency.
Conclusion
The controversy over the legitimacy of Aadhaar cash loans highlights the need for prudence when it comes to digital lending. Even while some could provide immediate cash relief, it's important to be aware of the hazards and potential frauds involved. A safe route through the intricacies of digital money is to turn to reputable and well-established financial partners such as Fibe. In a time when having financial security is crucial, Fibe is a dependable option because of its dedication to financial integrity and customer-centric ideals.
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Essential Tips for Creating a Successful Savings Plan
Financial success often begins with a well-thought-out savings plan, serving as a cornerstone for achieving short and long-term goals. Whether you're aiming to build an emergency fund, save for a home, or secure your retirement, adopting effective savings strategies is paramount. Here are essential tips to guide you in creating a successful savings plan that aligns with your financial aspirations.
Define Clear Goals
Begin your savings journey by defining clear and specific financial goals. Whether it's saving for a vacation, buying a home, or creating an emergency fund, having well-defined objectives provides direction and motivation. Break down your goals into short-term and long-term targets, each with a corresponding savings target and timeline.
Establish a Realistic Budget
A successful savings plan starts with a realistic budget that outlines your income, expenses, and savings targets. Track your spending habits and identify areas where you can cut back or optimize. Allocating a specific portion of your income to savings ensures consistency and progress towards your financial goals.
Automate Savings
Take advantage of automation to simplify the savings process. Set up automatic transfers to your savings account or investment accounts. Automation ensures that a portion of your income is consistently allocated to savings, removing the temptation to spend before saving.
Emergency Fund Priority
Prioritize building an emergency fund as the foundation of your savings plan. Aim for three to six months' worth of living expenses in your emergency fund to cover unexpected financial setbacks. Having a robust emergency fund provides a financial safety net and prevents the need to dip into long-term savings for unforeseen expenses.
Explore High-Interest Savings Accounts
Optimize your savings by exploring high-interest savings accounts. These accounts offer better interest rates than traditional savings accounts, allowing your money to grow more effectively over time. Research and compare options to find the account that aligns with your financial goals.
Eliminate High-Interest Debt
Prioritize paying off high-interest debt as part of your savings plan. High-interest debt, such as credit card balances, can erode your financial progress. Allocate a portion of your budget to debt repayment, freeing up more funds for savings once the debt is cleared.
Diversify Investments
If your financial goals extend beyond short-term needs, consider diversifying your savings into investments. Explore options such as mutual funds, stocks, or retirement accounts. Diversification helps optimize returns and protects your savings from market fluctuations.
Regularly Review and Adjust
Your financial situation and goals may evolve over time, necessitating adjustments to your savings plan. Regularly review your budget, goals, and progress. Make necessary tweaks to your savings plan to ensure it remains aligned with your current financial landscape.
Stay Disciplined and Patient
Creating a successful savings plan requires discipline and patience. Stay committed to your budget and savings targets, even when faced with challenges or temptations to deviate. Consistency over time is key to achieving financial success.In addition to saving money, securing your family's financial future is paramount. Aditya Birla Sun Life Term Insurance offers a comprehensive solution by providing a financial safety net in the event of the policyholder's untimely demise.
Conclusion
A successful savings plan is a dynamic and personalized strategy that evolves with your financial journey. By setting clear goals, establishing a realistic budget, automating savings, and staying disciplined, you can create a robust foundation for financial wellness and achieve your desired milestones.
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SIP Calculator: The Key to Building a Solid Investment Portfolio
Investing in mutual funds has become more popular and disciplined for those who want to build wealth through Systematic Investment Plans (SIPs). The SIP Calculator is an essential tool for investors to plan and carry out their investing strategies. The importance of the SIP Calculator and its role in creating a strong investment portfolio are discussed in this article. It also emphasises the proficiency of IIFL Securities, a significant and reputable financial services provider in India, in assisting investors in building profitable portfolios.
Understanding SIPs and Their Advantages:
1. Consistent investment: SIPs encourage disciplined investment by allowing participants to make fixed contributions regularly. This methodical technique lessens the effect of market volatility and eliminates the need to time the market.
2. Rupee Cost Averaging: Investors use SIPs to purchase more units during periods of low price and less units during periods of high price. Rupee cost averaging is a technique that lessens the effect of market swings on the entire investment.
The Role of the SIP Calculator
1. Setting Financial Objectives: Investors can use the SIP Calculator to establish specific financial objectives and get the monthly SIP amount needed to reach those goals. The calculator clarifies how much money is needed to save for a child's education or develop a retirement corpus.
2. Risk Profiling: Using the SIP Calculator, investors may determine how much risk they can tolerate and adjust their portfolios accordingly. People can balance possible profits and risks by changing the investment amount and duration.
IIFL Securities: Your Partner in Wealth Creation
1. Expert Financial Advice: IIFL Securities is notable for its proficiency in offering financial advice. The experts at the firm provide individualised guidance to meet investors' financial goals because they are knowledgeable about the subtleties of investing in mutual funds, including SIPs.
2. Diverse Options for Mutual Funds: IIFL Securities provides a wide selection of mutual funds, enabling investors to select products that complement their risk tolerance and financial objectives. Investors can access top-performing funds in several categories through the company's website.
Steps to Use the SIP Calculator Effectively
1. Establish Financial Goals: Investors should ensure their financial objectives are well-defined, whether long-term or short-term. Setting clear objectives is essential, whether the goal is building wealth, purchasing a home, or financing a dream vacation.
2. Enter Investment Details: The estimated rate of return, investment horizon, and the maximum amount that investors can commit regularly are among the parameters the SIP Calculator needs to know. Giving precise data guarantees reliable forecasts.
3. Examine and Adjust: It's important to periodically examine the SIP calculations, particularly if your income, risk tolerance, or financial objectives change. Investors can modify the term or quantity of their SIP.
Conclusion
When pursuing a path of wealth growth through disciplined investing, the SIP Calculator serves as a guide. The assistance of a reliable partner becomes crucial when investors use SIPs to reach their financial goals. By providing a wide range of mutual fund options and a dedication to financial expertise, IIFL Securities enables investors to traverse the intricacies of the investment landscape effectively. You may make wise judgements, remain on track with your financial objectives, and develop a strong investment portfolio by using the SIP Calculator in your investment planning. Accept the potential of SIPs and set out on a financial success journey with the help of IIFL Securities.
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A brief Look at the evolution & Special Attributes of Bandhani Dupattas
If you are a connoisseur of fine textiles, then you must have heard of the Bandhani Dupatta. Bandhani textiles have been crafted by artisans in India over the years. Bandhani patterns are used uniquely on Gaji silk and cotton among other fabrics.
Exclusive dupattas are trending choices for special occasions and weddings too. The vibrant dot prints are a testament to the country’s rich artistic legacy. Before you buy Bandhani Dupattas, it is important to trace the evolution and distinctive features of these marvels. This will give you an idea of how this art form originated and evolved over centuries in India. Read on for more.
Origins and Importance of Bandhani Dupattas
Before you buy a Bandhani Dupatta online, you should know a little about the origins of the celebrated art form. Here are some points worth noting in this regard:
Dyeing and Bandhani art were used from 4000 B.C. and in the Indus Valley Civilization.
The Ajanta Caves have Bandhani dots on their walls which may be traced all the way back to paintings that highlighted the life of Lord Buddha.
Bandhani may have also been used for royal weddings, as described in Harshacharita.
The word Bandh means tie or tying in Sanskrit. The craft originated from western India with the most famous examples of the artwork found in Rajasthan and Gujarat among other States. Punjab also has a rich tradition of Bandhani artwork that has flourished over several years. These are the three main Indian States where this art form has been kept alive by local artisans.
The Khatri community in Saurashtra and Kutch is known for its contribution towards keeping Bandhani art alive in India. They have played a significant role in upholding the relevance of this art form over several years.
As you can see, these Dupattas have a rich history of their own. They have also evolved over centuries in India. But how is a Bandhani Dupatta made? Here’s knowing more about the same below.
Making Bandhani Dupattas - How It Is Done
You will be pleasantly surprised when you know more about the artistry and skill that goes into making each Bandhani Dupatta. The tie and dye technique are used to make these Dupattas while Gaji silk is extensively used as the fabric. Here are the steps that are followed to make the same:
The cloth is tied in small knots with the fabric being plucked and tied with threads. They form tiny raised Bandhani structures. With precision, the knots must hold up the whole design. The fabric is then dyed with vibrant colours. The whole cloth is coloured with tied spots staying white or retaining the base colour that was present during tying. The knots are then untied and there is a special contrasting effect of dots or Bindis that can be observed in patterns over the fabric.
The artistry, precision, and skill involved in making each Dupatta are the key attributes that you should know about in this regard. These special prints are must-have choices for various events like weddings and other ceremonies. Here are some other aspects that you should know more about.
Knowing More about Bandhani Dupattas
Bandhani Dupattas and sarees are both popular throughout India. The artwork is implemented through the application of the base colour coat for dyeing and plucking the fabric with the fingernails to create various images into small bindings. These Dupattas can be easily paired with Kurtas in solid colours. Many women prefer wearing them with wedding ensembles and over Ghagras for covering their heads. They are worn for Diwali and other festivals in India. The Safa or Pagri form is also popular among Indian men on these occasions. They are Bandhani Dupattas tied around the head in diverse colours, representing an innovative use of the art form to stand out at such special events.
Some of the available options include silk blend Dupattas that come with chunky borders and multiple colours. You can also choose silk Dupattas in regal colours along with more casual options that use art silk. Traditional Rajasthani or Gujarati Dupattas are also available in colours like yellow, green, pink, and red. These are some choices that you can take a closer look at, while buying Bandhani Dupattas online. You should also buy from a trusted brand online, to ensure that you get an authentic Dupatta that stands out for its distinctive look and feel.
Conclusion
To conclude, it can be said that Bandhani Dupattas represent an ancient Indian form of artwork that has successfully evolved over the years. They are not only vibrant and sport distinct patterns but are also considered as auspicious options for weddings and other festive or religious ceremonies in India. The country is known for its prowess in terms of textile production and Bandhani artwork is one of many such successful examples in this regard. They remain popular and relevant even today.
Knowing more about the origin and attributes of these Dupattas will help you understand the sheer craftsmanship that goes into every piece. Take your time before buying and choose the right colours that go well with your preferred ensembles for special events. Here is to creating fabulous and unique looks for every occasion with stunning Bandhani Dupattas.
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How to style your bed with a single bed sheet
Imagine spending 1/3 of your life in bed, yet you decide to sleep in a boring bed without making it fun and inviting; how dull it must be as you come home tired from work and the bed looks so uninviting, it does not feel it’ll get you a peaceful sleep after such a hectic day, styling your bedroom with a single bed may let you think that it’s so much a hard work. It’s not worthy enough to style it, and it doesn’t matter what it looks like. Still, truth be told, a well-done bed makes the feel of the bedroom lot better and welcoming, be it a single bed or double; what does it matter, what matters most is that it lets you get the most needed rest of the day, and yes, it’s very much possible to have a single stylish bed that’s both comfortable and also pleasant to the sight, don’t believe? Let’s try out a few tips and see how refreshing it is to see what a single bed sheet can do to elevate the overall look of your bed and bedroom.
Let’s consider
Consider what? Well, let us first consider the color and type of your bed; considering the color and the kind of bed, whether it is of steel or wood or is it a modern type of bed, gives you an idea of what patterns of bed sheets may look good. Also, let us not stop there. Let’s look at the color of the room. A proper understanding of your room makes it easier for you to decide what kind of bed sheet will enhance the look of a room.
Now that you have understood the concept of what has to go in, it’s essential to choose the fabric of your bed sheet, remember whatever kind of fabric you choose for your bed, and it’s important to keep your comfort a priority; choose a material that is breathable and soft to the skin, you do not want to have skin rash with a lousy quality fabric, do you? A bed sheet may be a basic item for the bed, but you can create an unmatched beauty for a restful sleep, even if it’s a single bed sheet.
Add-on
You don’t just sleep with just the bed sheet on, isn’t it? So, let’s add on
Duvet
Pillows/cushion
Throws
Duvet: Duvet plays a vital part in your good night's sleep to cozy you up as you slumber; any duvet works, but keep your bed sheet aesthetic in mind, look for a duvet that compliments your bed sheets if you have a solid-colored bed sheet may be gone for a floral printed or abstract printed duvet, this will make your bed appear more lively.
Pillows: We do need a pillow in the bed to rest our head as we sleep; that’s what a pillow is to us but adding more pillows or cushions to make us get an extra feel of coziness so why not add on more cushions or pillows for the feels.
Throws: Throws are a versatile piece to elevate the overall looks of anything, be it your sitting room or your bed. Choose neutral throws so that it blends in with the overall setting of your bedroom; it never goes wrong.
These few tips may assist you further in your choice of designing your bedroom to bring you the best possible sleep, you may as well be able to get them all under one roof in-store or online stores. Go ahead and do yourself a favor now making you want to go to bed with the assurance of complete and peaceful rest.
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किचन और स्टोरेज के लिए अपनी आवश्यकतानुसार इस तरह से चुनें सर्वश्रेष्ठ ड्रॉअर रनर
अपनी किचन में उपयोग में आसानी सुनिश्चित करने के लिए सही ड्रॉअर रनर का चयन करना आवश्यक है। ड्रॉअर रनर जिन्हें दराज स्लाइड या दराज चैनल के रूप में भी जाना जाता है, आपके रसोई के सुचारू संचालन और स्थायित्व में महत्वपूर्ण भूमिका निभाते हैं। ड्रॉअर किचन को स्थिरता प्रदान करते हैं। अगर आप अपनी रसोई के लिए सर्वश्रेष्ठ ड्रॉअर रनर का चयन करना चाहते हैं तो आप इन कारकों पर विचार कर सकते हैं:
वजन क्षमता: ड्रॉअर रनर की वजन उठाने के क्षमता एक महटवपूर्ण कारक है। यह निर्धारित करता है कि ड्रॉअर रनर कितना वजन उठा सकता है। इसलिए आपको ड्रॉअर रनर लगाने के पहले उन वस्तुओं का चयन करना होगा जिन्हें आप दराजों में संग्रहित करने की योजना बना रहे हैं। वस्तुओं को ध्यान में रखते हुए ऐसा ड्रॉअर रनर चुनें जो अपेक्षित भार को आराम से संभाल सके। लोगों को अपनी रसोई की दराजों में हेवी-ड्यूटी रनर लगाना चाह��ए ताकि वे वे बेहतर स्थिरता और स्थायित्व प्रदान सकें।
सॉफ्ट-क्लोज मैकेनिज्म: अपने ड्रॉअर रनर्स का चुनाव करते समय ध्यान रखें कि उनमें सॉफ्ट-क्लोज मैकेनिज्म हो। यह सुविधा सुनिश्चित करती है कि दराज आसानी से और चुपचाप बंद हो जाएं, जिससे संभावित नुकसान का खतरा कम हो जाता है। सॉफ्ट-क्लोज रनर एक डंपिंग मैकेनिज्म का उपयोग करते हैं जो ड्रॉअर को बंद करते समय रणार की गति को धीमा कर देता है, जिससे एक सौम्य और नियंत्रित अनुभव मिलता है। यह सुविधा आपकी रसोई की दराजों में विलासिता का स्पर्श जोड़ती है।
सामग्री और फिनिश: बाजार में ड्रॉअर रनर स्टेनलेस स्टील, जिंक-प्लेटेड स्टील और एल्यूमीनियम जैसी विभिन्न सामग्रियों में उपलब्ध हैं। मजबूती और स्थायित्व के मामले में प्रत्येक सामग्री के अपने फायदे हैं। अपनी रसोई किस तरह की है इस पर विचार करें। अगर आपकी रसोई में उच्च आर्द्रता या नमी हो तो ऐसी सामग्री चुनें जो इन परिस्थितियों का सामना कर सके। इसके अतिरिक्त, एक ऐसा फिनिश चुनें जो आपकी रसोई की सजावट और अन्य हार्डवेयर से मेल खाता हो।
इंस्टालेशन में आसानी: सुनिश्चित करें कि चुने गए ड्रॉअर रनर को इंस्टाल करना आसान है या नहीं। यह ड्रॉअर रनर आसानी से आपके मौजूदा किचन कैबिनेट में लगाया जा सकता है या नहीं। बाजार में कुछ ऐसे रनर उपलब्ध हैं जिनमें ज्यादा रखरखाव या मरम्मत की आवश्यकता नहीं होती। अपने कौशल पर विचार करें और ऐसे रनर चुनें जो आपकी आवश्यकताओं के अनुरूप हों।
बजट: अपने ड्रॉअर रनर चयन के लिए एक बजट निर्धारित करें। बाजार में ड्रॉअर रनर उनकी गुणवत्ता और ब्रांड के आधार पर विभिन्न मूल्यों पर उपलब्ध हैं। लंबे समय तक चलने वाले और सुचारू संचालन के लिए अच्छी गुणवत्ता वाले रनर में निवेश करना आपके लिए ज्यादा अच्छा फैसला हो सकता है। अगर आपके पास ज्यादा बजट नहीं है तो भी आप अपने बजट सीमा के भीतर उपयुक्त विकल्प का चुनाव कर सकते हैं। सोच-समझकर निर्णय लेने के लिए विभिन्न ब्रांडों पर रिसर्च करें और कीमतों की तुलना करें।
ब्रांड प्रतिष्ठा और वारंटी: ड्रॉअर रनर का चयन करते समय ब्रांड की प्रतिष्ठा को जरूर ध्यान में रखें। बाजार में विश्वसनीय और उच्च गुणवत्ता वाले उत्पाद बनाने के ट्रैक रिकॉर्ड वाले विश्वसनीय निर्माताओं की तलाश करें। इसके अतिरिक्त, निर्माता द्वारा प्रदान की गई वारंटी की जांच करें। एक अच्छी वारंटी यह सुनिश्चित करती है कि आप किसी भी विनिर्माण दोष से सुरक्षित हैं।
याद रखें, ड्रॉअर रनर और स्टोरेज ड्रॉअर का चुनाव केवल कार्यक्षमता तक ही सीमित नहीं है। इसे आपकी रसोई के डिज़ाइन और शैली के अनुरूप भी होना चाहिए। यदि आपके पास चिकना और आधुनिक मॉड्यूलर किचन है, तो ऐसे रनर और स्टोरेज ड्रॉअर चुनें जो सुव्यवस्थित लुक प्रदान करते हों। यदि आपके पास स्टोरेज ड्रॉअर हैं, तो पुश-टू-ओपन तंत्र जैसी सुविधा सुविधाओं पर भी विचार कर सकते हैं।
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Tips to Take Care of Small Dog Breeds in India
Toy, miniature and small breeds are all adorable varieties of the mini canine. Some of them are sturdy and strong, such as West Highland White Terriers, French Bulldogs and Jack Russell Terriers. Others like Chihuahuas, Prague Ratters and Italian Greyhounds can be quite delicate and sensitive and naturally need careful treatment and gentle handling. Some have quite prominent features like the round-headed Japanese Chin, the popular long-backed Dachshund and the hairless Chinese Crested.
Irrespective of the shape and size of your dog, make sure to consider their needs when it comes to things like his temperature requirements, the suitable harness, leash or collar, dog food quantities and the suitable shape and size of the bed.
Here are a few things that you should take into account to care for small dog breeds in India.
Food Requirements: Less Is More
The calorie needs of small breeds differ from those of large dogs. As their surface area per kilogram is less than that of large breeds, they use more energy for regular body functions. They even expend more energy to just get around. A Golden Retriever may need 100 steps while a Lhasa Apso may require 400 steps to walk to the end of your block.
Small dog breeds in India may require more calories per kilogram every day than large breeds. They can't reserve energy the way large breeds can. Therefore, they need calorie-dense meals more often. It's a good idea to feed mini breeds small meals frequently throughout the day so that it can compensate for their rapacious need for energy and their small stomach capacity.
Nevertheless, you should avoid overfeeding your dog since that can lead to obesity. Consider buying dog food specifically made for small breeds and choose food quantities based on the instructions given on the back of the dog food. Alternatively, you can speak to the vet for advice tailored to the individual requirements of your little furry friend.
Proper Training to Overcome Small Dog Syndrome
Biting, snarling, running away when called and pulling on the leash are things that dogs across all breeds do. But owners often forgive the naughty or harmful behaviour of small breeds although larger breed counterparts can't get away with the same. This is called "small dog syndrome". Small dogs often use these behaviours as their defence mechanism. However, these can soon become their habit if you don't correct them without delay. Helping your dog learn and practice proper behaviour in different situations from an early age can help him feel relaxed and reassured and refrain from behaviours that are dangerous or inappropriate. So, you can look for a trainer who is experienced in handling a particular small dog breed in India.
As in the case of any breed, small dogs must be protected instead of being babied. It is important to rectify undesirable behaviour exhibited by your dog. On the other hand, it is vital to give him dog food suited to the energy and growth requirements of his breed size.
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Shared Hosting Security Tips to Know for 2022
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Love Eating Jamun? Now Know How You Can Add It To Your Skincare Routine
Summers can be harsh on our skin and hair and we require ingredients that will keep our skin healthy and glowing. Among the many, Jamun is one of the most delicious and nutritious tropical fruits. The berry and its seed are also used in Ayurvedic medicine. However, in addition to its culinary and medicinal properties, jamun has a number of beauty benefits. The beauty benefits of Jamun, which is high in essential vitamins, minerals, and antioxidants, can help you achieve healthy hair and skin with ease. Here are some Jamun beauty benefits that will make you want to incorporate this fruit into your beauty routine right away.
Face mask for age-fighting using Jamun yoghourt
Antioxidants, vitamins A, C, and K are abundant in Jamuns. They are an excellent element for a face mask since they battle free radicals that cause premature ageing. Antioxidants are higher in them than in blueberries, strawberries, and raspberries. When you combine their antioxidant potency with the gentle exfoliating characteristics of yoghurt, you'll get a mask.
You can make this face mask in easy steps and with easy-to-get ingredients, follow these steps:
1/4 cup Jamuns
2 tablespoons plain yoghourt
2 tablespoons of raw honey
Follow the procedure to make this Jamun face mask:
In a mixer, add the yoghurt, honey, and Jamuns and mix until the mixture gets thick. Apply with a face brush to clean the face and let that on for approx 20 minutes. After rinsing with warm water, don't forget to apply a moisturizer.
Jamun mask for under eye
Jamun is high in vitamin C, which helps to enhance skin tone and appearance, making it an excellent substance for removing dark spots. Follow the procedure to make a mask for the under-eye:
In a bowl, add Jamun seed powder with lemon powder, besan, and almond oil. Mix everything together to form a paste. Apply it for approx 20 minutes and wash it off with quite warm water once it dries. If you stick to this programme for at least a month, you'll see a difference in your dark patches and under-eye colour.
Common Jamun mask for healthy skin
You can simply make a face mask at home using Jamun seeds instead of over-the-counter treatments. To prepare this face mask, first, dry the Jamun seeds before grinding them into a fine powder. Mix the powder with some milk on the affected area. Allow it on your skin for some time and then wash it off. This homemade mask, when used on a regular basis, will gradually clear your skin of acne and other problems. Follow these common procedures to make organic masks at home with Jamun and see the difference on your own.
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Is it risky to invest in equity mutual funds?
Mutual fund investments, especially equity mutual funds, are generally considered risky by beginners or first-time investors. In this post, we explore more about equity mutual funds and whether it is dangerous to invest in them or not.
Risks Associated with Equity Mutual Funds
Equity mutual funds are generally seen as risky investments- a reason why many investors avoid investing in them. But what is important to keep in mind here is that there is a range of factors that make an equity investment risky or not risky.
Let's understand some of these risks below-
Market Risk
One of the primary risks associated with equity funds is market risk. The risk of loss in stock values is due to factors that affect the entire securities market. Because of this, market risk is sometimes also known as systematic risk, i.e., the risk that cannot be diversified.
The market risk associated with equity mutual funds can be attributed to reasons such as global economic status, macroeconomic trends, regulatory environment, or geopolitical issues. The key component of market risks that affects equity mutual funds is the equity price risk. In the event of a market fall, all stock prices get impacted, thus affecting the performance of an equity fund.
Price Risk
Like other securities linked to the market, equity markets can become volatile in a short period. With prices fluctuating, the fund's value can be affected, making it critical to consider this risk carefully.
However, one of the important factors to consider is the risk that comes with equity funds when you invest for a short period. In the case of long term and strategic investments, the time horizon and investment approach help balance the risk, so the investors aren't affected by volatility or fluctuations in the price or the market.
Liquidity Risk
The risk of liquidity occurs when as an investor, you can't liquidate or sell your stocks at a price that you wish. This kind of risk typically occurs with equity mutual funds with a minimum lock-in period when it is impossible to do any transactions or without a cost/fee associated with it.
In such scenarios, the investors need to hold on to their equity stocks and, if there is an urgent need, sell them at a much lower price, even though it may lead to a loss of their investment.
Macroeconomic Risk
A range of different factors causes this kind of risk. Some of these are the company's performance or stock you are interested in, interest rates, inflation, or growth. Although macroeconomic risks come with different market-linked investments, this is especially valid for equity mutual funds.
How to Know if It Is Time to Sell Your Equity Mutual Funds?
Equity fund investors are often told to be extra cautious as the market gets more volatile. As a beginner in mutual fund investing, you might be confused about the timing of stock buying or whether it is best to sell your equities.
Well, the answer to this question is no.
Playing it safe in the market doesn’t mean selling your equity investments with every market fluctuation. It only means that as an intelligent investor, you should not take unnecessary risks at this point in the stock market. Besides, it also allows you to reassess your investment portfolio and ensure that you are investing as per your risk profile and original investment plan.
To Wrap up
Although there are certain risks associated with equity mutual fund investing, as mentioned above, making informed choices allows you to navigate the market carefully and decrease the risk significantly.
However, while investing in equity funds, ensure you do thorough research and see that the fund's goals and investment strategies align with your respective financial goals in the long run. This will help you better understand the equity market and get decent returns on your investments.
If you are also interested in equity mutual fund investment without worrying about the risk, PGIM offers an excellent platform that allows you to choose the best funds as per your risk profile and financial goals.
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7 Things You Should Know About Regenera Activa
Are you someone grappling with excessive hair loss? Are you on the lookout of non-surgical ways to minimize the amount of hairs you lose each day? If yes, there is an excellent option worth considering; Regenera Activa hair loss treatment. It is an alternative non-surgical procedure of micro-grafts that makes use of strong regenerative properties to revitalize the body’s growth factors, stem cells and progenitor cells. Unlike traditional hair transplants, Regenera Activa requires no recovery time and is ideal for today’s time-tight workaholics.
Given below are seven things you should know about this treatment:
1. The treatment needs only an hour of your time
If you cannot afford the days or weeks of recovery time after a treatment, this is the one for you. Regenera Activa takes just one hour of your busy day. The process has only three steps:
The therapist takes tiny samples from the skin at the back of your scalp.
The professional then produces micro-grafts with stimulated regenerative properties.
This gets injected into the area that requires treatment.
2. Regenera Activa is ideal for everyone
This non-surgical treatment suits everyone irrespective of gender. If you prefer to stay safe from the knife and cannot afford a long recovery time. Studies show that it is great even for pregnant women. No side effect has been reported of this treatment until now. It works wonders for those suffering from localized hair loss. You can go for it if you don’t need a total hair-transplant.
3. The treatment may not work for severe hair loss
If your hair fall is due to any medical condition or any other reason, Regenera Activa may not work. The conditions like baldness belong to such a group. The more complicated your condition is, the less effective the treatment will be.
4. It does not require a recovery time
Regenera Activa is a treatment that does not need a recovery time. You may experience a slight discomfort and pain during the process. And the wounds will take up to one week to heal. Even then, you can immediately get back to normal life upon completion of the procedure.
Regenera Activa can also be done after a surgical hair transplant. Hair transplant does stimulate hair growth. But it does not eliminate shedding of hair. You may use this procedure as an added safety measure to stop further loss of hair.
5. Regenera Activa offers you the following benefits:
It is completely safe: Regenera Activa does not use stem cells from any external source. It uses the patient’s own body for the purpose. Thus it is free from side effects and ideal even for those allergic to other procedures.
The treatment gets completed within one session: You have to get treated only once a year to enjoy all the benefits it offers.
This treatment is efficient; eliminates the possibility of cross-contamination and the tissues disintegrate normally.
6. After the treatment, the following things happen to you:
New hairs start to grow
Your hairs thicken.
Hair loss becomes minimal.
It boosts the process of regeneration on your scalp.
7. You can happily combine Regenera Activa with any other treatment
You can combine this treatment with any other process that your dermatologist may recommend. If combined with the right kind of treatment, Regenera Activa will work wonders for your hair. Your doctor may suggest low-level LASER therapy along with the process. Discuss your aspirations with your dermatologist and take an informed decision in this regard. Perhaps, having a vitamin supplement along with it will do fine.
Your dermatologist customizes your treatment as per your requirements. This is done taking account of the unique nature of hair loss for every individual. See to it that you approach a reliable dermatologist. Remember, precision is key to success here.
Other factors to keep in mind
Keep your expectations practical: Like any other treatment, Regenera Activa too requires time to show results. You start seeing the improvement within four to six months after the treatment. The same applies to surgical hair transplant. This happens to the normal hair cycle. New hairs mature and grow with each month. The duration may vary from patient to patient. But the majority reports fuller and healthier hair as months pass by after the treatment.
Be aware of the development after the process: As mentioned above, you can go back to work immediately after the procedure. The dressing on your scalp, however, should be there for 24 hours. After that, you may shampoo your hair and remove the dressing. Every wound at the site of extraction heals on its own. You may even notice new hairs by the end of the week. After 21-28 days, you may experience shedding of weak hairs. This would last for two weeks. But it will not affect your existing hairs.
After one month, you are required to consult your dermatologist to review the progress after the treatment. After three months, your dermatologist will perform a low-intensity LASER treatment. This, according to studies, boosts hair growth.
Regenera Activa and FUE hair transplant
There exists certain confusion between Regenera Activa and FUE hair transplant. The former uses modified stem cells to stimulate hair growth. In the latter, hair is taken from the back of the head to transplant at the site requiring treatment. Regenera Activa is ideal for localized hair loss. And FUE hair transplant is recommended for baldness on a larger area of your head. The non-surgical treatment does not require recovery time. But its surgical variant requires one week recovery time.
Regenera Activa stimulates existing hair. FUE hair transplant results in the formation of new hairs.
The former leads to natural hair growth. The latter requires experienced hands to make it happen.
Finally, Regenera Activa works in the same way as LASER rejuvenation. FUE hair transplant, on the other hand, is almost like a face-lift.
Go for Regenera Activa if your hair loss is small in size. It is painless, free from complications, effective, requires no recovery time and affordable.
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Explore Bangalore ByKnowing What Things You Can Do In The City
Bangalore- the seventh-largest city in India, and the capital city of Karnataka state, is a dream destination of many, ranging from individuals and startups looking to make it big in the tech industry to tourists wanting to enjoy all the pleasures that the city has to offer. Bangalore, at large, has something in store for everyone.
Home to ample beautiful gardens, parks and many ancient landmarks, among other popular places, Bangalore is also known as the Garden city. the whooping number of IT/ITES companies in Bangalore city alone has landed it a fancy tittle of being the "Silicon Valley of India" and rightfully so if its electronic city spread over the 800 acres of land housing over 200 IT company campuses is any indication. Several tech giants of India such as Infosys, TCS, Wipro etc. Have their main campuses situated in the electronic city.
Bangalore is also famously called the air-conditioned city of India, owing to its all-year-round pleasant weather. Although the steadily rising temperatures over the past decade or so has slowly started to change the urban climate, the Bangalore tourism industry is vibrant throughout the year. Even so, the tourist flow to the city is highest from September to February, the best time to visit in Bangalore, during which the city hosts numerous music festivals and many entertainment events in the soothing months of winter. If you plan to visit Bangalore anytime, one of the most entertaining things to do in Bangalore is to attend at least one of these music festivals. By the time you are ready to leave the show, you will definitely feel pumped up and high on the happy hormones.
Related Article: 7 Weekend Getaways from Bangalore Perfect for Winters
Next, let's take a look at some top sightseeing spots and places of historical significance you should not miss on your Bangalore trip.
1. Nandi Hills
The picturesque location of Nandi hills, located 60 km away from the city, is one a top place to visit in Bangalore, for naturalists, shutterbugs and those seeking an adventurous time. A view of the rising and the setting sun from the set of Nandi hillocks is truly magical, and if it is not enough to amaze you, the sight of dense milky clouds floating around and beyond at the same level as you will definitely take your breath away. Among the multitude of things to do, signing up for an outdoor camp at the Nandi Hills is one experience you should preferably not miss. Tourists can take part in many exciting activities offered at the site, including powered Paragliding, zip-lining, etc.
2. Bangalore Palace
The Majestic Bangalore palace is a popular historic landmark in Bangalore, exhibiting Tudor-style architecture. The interior of the palace showcases beautiful relief paintings and floral motifs on its ceiling, along with cornices and delicate wood carvings. The palace had been renovated multiple times in the past according to the tastes of the then property owners. Open courtyard on the ground floor containing granite seats covered with fluorescent blue ceramic tiles, walls adorned with old mid-19-century paintings, dining table of the Dewar of Mysore, and many other antic items inside the palace reminds you of the wonderful craftsmanship prevalent in the bygone era. The palace houses an amusement park complete with water rides, swimming pools and joy rides. The palace ground is used for public events such as music concerts where many internationally renowned artists like Akon and Enrique Iglesias have performed.
3. Lal Bagh Botanical Gardens
Laid out by Hyder Ali in 1760 and later completed by his son Tipu Sultan, Lal Bagh Botanical Garden in Bangalore is sprawled over an area of 240 acres and is home to diverse species of plants with many trees older than 100 years. It has a central glasshouse, where flower shows are hosted two times a year- 26 January (Republic Day) and 15 August (Independence Day). Rich in horticultural wealth, visiting Lal Bagh botanical garden with your family is an enriching experience not to be missed.
4. Tipu Sultan’s Summer Palace
Completed in 1791, the famous Summar palace of Tipu Sultan- the ruler of Mysore in the past is an excellent example of Indo-Islamic architecture. It is a structure built entirely of teak with many pillars, skillfully carved arches, and a number of balconies. The walls of the palace are decorated with beautiful floral motifs and paintings. One unique attraction of the palace is a painting of Tipu Sultan's grand throne. Coated with gold sheets and embedded with precious emerald, the throne was later dismantled by the British post-Tipu's death, and its parts were auctioned off. There is a small museum on the ground floor showcasing various achievements of Tipu Sultan, his clothes, crown and many other items representing the olden times, including a replica of his tiger.
5. Cubbon Park
Officially renamed Sri Chamarajendra Park, the park was created in 1870 and covered about 300 acres of land, according to the recent survey. It is a popular park in Bangalore, with its grassy expanse holding massive bamboos, numerous large trees, beautiful flower beds and spectacular structures. Over 6000 trees and plants can be found in Cubbon Park, along with some impressive buildings and statues of famous personalities. The State central library and High court are a few of the main attractions found inside Cubbon Park, along with various sculptures scattered within the premises.
Some other famous tourist attractions in Bangalore include:
National Gallery of modern art- Surrounded by magnificent trees, fountains, and a mirror pool, The Gallery exhibits a diverse collection of paintings, sculptures, photographs, and Graphic prints showcasing Indian art from the early 18th century until now.
Vidhana Soudha- Vidhan Soudha is the largest legislative building in India. Built-in granite, the architecture style is described as Neo-Dravidian, including elements of styles from mediaeval Vijayanagara, Hoysala and Chalukya empires of Karnataka.
Government Museum- Established in 1865, one of the oldest museums in India, it preserves rare collections of archaeological and geological artefacts such as old Jewellery, sculptures, coins and a few of the earliest inscriptions in Kannada.
There are many more famous tourist sites and numerous things to do in Bangalore. If you are feeling adventurous, you could even go for a microlight flight above the city. The flight is managed by an experienced pilot allowing you to take in the panoramic view of the city from over 4000 ft above the ground. The local cuisine of Bangalore consists of some delectable dishes which you cannot help but fall in love with. One such delicacy is Idli dip Sambhar. These Steaming, soft idlis dipped in spicy sweet sambhar are every foodie's delight. Other flavorful dishes include Bisi Bele Bhath (Hot Dal Rice), Gobi Manchurian, Momos, etc.
How to reach Bangalore?
Bangalore International airport is served well national and international flights and is nearest to the city, situated at a distance of approx. 40 km. It is well connected to major cities like Chennai, Delhi, Mumbai etc. With regular trains passing through some other cities on its way. The Bangalore train station is located in the city itself. Well served by national highways, Bangalore also boasts excellent road connectivity to nearby cities with regular buses and very good taxi services (prepaid and postpaid), allowing tourists to travel from one place to another.
Which are the best resorts in Bangalore to stay during vacation?
Eagleton Golf Resort is a beautiful resort affiliated with Club Mahindra, popular for its scenic location and world-class hospitality. With its decently priced accommodation, it is one of the top resorts in Bangalore, offering various luxury amenities, including its infinite golf course, swimming pool, spa, and gourmet restaurant complete with a bar.
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It is Truly a Work of Art to Offer Supply Chain Consulting
Supply chain management is a company-wide corporate transformation initiative that looks at how raw material and manufactured products flow through a company and even outside. It is an initiative that looks to minimise operative costs and reduce inventories. Supply chain management includes revamping the archaic purchase department to make it a robust division that partners with vendors to get the best material just in time. Waste is eliminated at every stage, and only products required by the market is made and shipped out immediately. Finance and costing methods are changed to focus on examining and analysing costs and reporting both lost opportunities and new opportunities for the organisation.Robust Supply chain management has the potential to transform a company and make it fully professional and profitable.
Supply chain management consulting aims to do all of these things. A supply chain consultant brings in the winds of change for the organisation that the consultant is hired to transform. The consultant first examines the prevailing system in a client company and then recommends training and orientation of company-wide supply chain management and proceeds to demonstrate to top management the lost opportunities by improper and an inconsistent supply chainand the opportunities that can be harnessed by driving the required changes across the organisation. Supply chain management consulting thereafter proceeds to initiate the changes proposed, and the members from the supply chain consulting team are placed in each of the departments of the client company.
The changes that begin to flow are like a work of art. Divisions are merged. There is regular interaction with members of various divisions. Some are merged, some new areas are created, and the first transformation is in the logistics and transportation division which is standardised and rationalised. The next transformation is regular interaction between marketing, production planning and operations to ensure that only products that have a demand are made and that there is no production of material with low demand that only build up inventory and provide misleading figures and never really fulfil any target. A supply chain consultant drives in these changes, and new cost and finance figures prove the changes such that the client company is both amazed and impressed by the companywide transformation.
Transformation to a work of art
Supply chain management consulting brings in a sea of changes by bringing in best practices from top companies in India and abroad. The entire corporate culture of the client company begins to unfold into a smooth harmonising flow where efficiency and lean professionalism becomes a new company culture. The smooth flow brought about by supply chain consultants becomes the new buzzword and begins to resemble a work of art.The smoothness of the new supply chain driven flow where every division brings in lean practices is like a philharmonic orchestra where every musical instrument being played joins in to make melodious music. The overall effect is like a painting or a work of sculpture where every stroke of the brush or the cut of a chisel is similar to every activity with a purpose in mind; to make the company work smarter and give the business a new touch of class.
Everything is transformed. New standard operating practices are formulated and implemented. There is a transformation of product quality and timely material delivery as the first in, first out system of order receipt is implemented. Customer satisfaction turns to customer delight.
Pride of workmanship in every work of art
Supply chain management consultingis an instrument of change that lets a client company proud of what it has achieved. A work of art only begets a better work. And each step brings even further improvement.
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భారతదేశంలోని SBI లైఫ్ ఇన్సూరెన్స్ పాలసీలతో మిమ్మల్ని మరియు మీ కుటుంబాన్ని రక్షించుకోండి
భారతదేశంలోని ప్రముఖ జీవిత బీమా కంపెనీ అయిన SBI లైఫ్, మిమ్మల్ని మరియు మీ కుటుంబాన్ని రక్షించడంలో మీకు సహాయపడటానికి అనేక రకాల జీవిత బీమా ప్లాన్లు మరియు పాలసీలను అందిస్తుంది. భారతదేశంలో ఆన్లైన్లో జీవిత బీమా, టర్మ్ ఇన్సూరెన్స్, యులిప్లు మొదలైనవాటిని సరసమైన ప్రీమియంతో కొనుగోలు చేయండి.
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