3ea-global
3EA
3EA is a global strategic management consulting group that serves leading businesses, multi-national companies, small and medium enterprises, NGO’s and start-ups. We help our clients by result-oriented cutting edge solutions. 3EA with its unique business model serves the clients by catering to cross functional consulting requirements.
222 posts
Don't wanna be here? Send us removal request.
Last Seen Blogs
beaubonic
Ratty Fingies!
luxububazar
∆ F i k a ∆
loadread620
Untitled
kyledahl
KYLE DAHL
traveling4fun
Untitled
Text
Haslab Wins Prestigious Excellence in Homoeopathy Award, Pioneering Side Effect-Free Healing Revolution and Elevating the brand at National Level.
In a momentous and exclusive event, Hahnemann Scientific Laboratory India Private Limited (Haslab) received the highly prestigious Excellence in Homoeopathy Award at the esteemed Times Business Awards. This distinguished recognition, presented by the renowned Shri Suresh Kumar Khanna, Cabinet Minister of the Government of Uttar Pradesh, and the illustrious actor and devoted social worker, Pooja Chopra, celebrates Haslab's unwavering commitment to providing exceptional homeopathic remedies and its profound mission of enabling individuals to live a life without any side effects.
In an enlightening interview with 3EA, a renowned management consulting firm specializing in business development, marketing, and technical expertise, Dr. Amit Rastogi, Managing Director of Haslab, expressed immense pride in receiving the esteemed Excellence in Homoeopathy Award. Dr. Rastogi passionately acknowledged 3EA's invaluable support, highlighting their instrumental role in shaping Haslab's overall business development, implementing impactful marketing strategies, and driving technological advancements. Haslab has been empowered to deliver exceptional products and services, revolutionizing the homeopathic industry.
Driven by an unyielding belief in the transformative power of homoeopathy, Haslab has consistently delivered safe and reliable solutions to individuals seeking alternative treatments. Their unwavering commitment to the tagline, "Live Life Without Side Effects," has fueled their relentless pursuit of developing meticulously formulated homeopathic remedies. This dedication has garnered unrivaled trust, loyalty, and acclaim from countless customers who have experienced the remarkable benefits of Haslab's offerings.
The prestigious Excellence in Homoeopathy Award not only acknowledges Haslab's unwavering commitment to delivering impeccable products and unparalleled services but also cements their position as a pioneering force in ensuring holistic well-being. This remarkable achievement serves as a testament to Haslab's relentless pursuit of excellence in the field of homoeopathy.
As Haslab sets its sights on a future marked by extraordinary growth, they embark on a groundbreaking journey with the unwavering support of 3EA. Together, they envision a world where side effect-free healing is accessible to all, revolutionizing the homeopathic landscape. With their combined expertise and dedication, Haslab and 3EA are poised to reshape the industry, providing individuals with transformative healing experiences and empowering them to lead healthier lives.
In this new chapter of unprecedented possibilities, Haslab champions a vision where natural, safe, and holistic healing thrives. Through their collaborative efforts, they are breaking barriers, fostering innovation, and ensuring that the blissful absence of side effects intertwines harmoniously with profound healing.
In conclusion, Haslab's exclusive Excellence in Homoeopathy Award celebrates its steadfast commitment to delivering exceptional homoeopathic remedies and empowering individuals to live a life free from side effects. Haslab is poised to redefine the homoeopathic industry, revolutionizing the way people approach healing and well-being.
Dr. Amit Rastogi, MD of Haslab and Dr. Vibhor Mishra, CEO of 3EA Limited and Brand Consultant of the company shared in a press conference in Mumbai about their innovative and unique brand positioning strategy for one of the leading and flagship products of Haslab, ‘Digesto’. They mentioned that ‘Digesto’ is to be associated with the core need of Digestion. When indigestion and acidity issues are discussed, brand ‘Digesto’ is to be recalled by the target audience. To make the campaign amusing and to develop a connection with the masses, they have signed India’s most sought-after Bollywood celebrity ‘Rajpal Yadav’. In the conference, Dr. Amit and Dr. Vibhor Mishra shared the punch line of brand ‘Digesto’ that is ‘Digesto can digest anything’. The story of the brand is based on ‘Food with Emotion’. Three TV advertisements have been produced for the campaign of Digesto which communicate to the audience that whether there is any type of food or even emotion, Digesto can help. This is to be observed that in India consumers use the word Digest for emotions as well and they associate same with appetite. Besides Rajpal Yadav, famous child artist Divyansh Dwivedi, celebrity model and actor Sangeita Chauhaan, and rapper/actor Abhineet are also part of the Digesto campaign. The company has very cleverly utilized three actors to connect with three different demographic segments of the market: children, youth, and masses. The closing lines of all the advertisements spoken by Rajpal Yadav are very catchy and interesting “Burger ho ya bejjati, Digesto can digest anything”, “Aalu ke parathe ho ya atpate sawaal, Digesto can digest anything” and “Chowmein ho ya chaploosi, Digesto can digest anything”. Formally TVCs are being launched on 18th of July 2023.
0 notes
Text
Porter Buddy, a new AI enabled tool to help Coolies, Travelers and Indian Railways, an IPR of Siddharth Gupta incubated by 3EA
Porter Buddy, an innovative AI-enabled tool designed to assist Coolies, Travelers, and Indian Railways, is an intellectual property right (IPR) of Siddharth Gupta, developed under the incubation of 3EA.
During a significant press conference held on March 12, 2024, in Mumbai, entrepreneur Mr. Siddharth Gupta, in collaboration with strategic partner 3EA, unveiled their latest venture, Porter Buddy. This groundbreaking aggregator platform is poised to revolutionize traditional and unorganized railway porter services. With an exclusive IPR and copyright registration number L-144139/2024, Mr. Gupta's startup aims to bridge the technological gap between passengers and porters at India's bustling railway stations. Not only does this startup streamline luggage handling services, but it also enhances the working conditions of porters, traditionally referred to as ‘coolies’.
In an exclusive discussion, Mr. Siddharth Gupta and Dr. Vibhor Mishra, the principal consultant of the project, provided insights into the inception, vision, and distinctive features of Porter Buddy, illustrating how it promises benefits for both passengers and porters alike.
This article has been published by NewsVoir. To read the full article, click on the link below.
NewsVoir
0 notes
Text
Revitalizing Retail: 3EA and Amar Ujala's Collaborative Empowerment Initiative in Aligarh
In Uttar Pradesh, the commercial pulse surged with vitality as 3EA, a distinguished management consulting firm, and Amar Ujala, a prominent media house, united to orchestrate a transformative training session in Aligarh. Their joint effort aimed to bolster the capabilities of retailers in the region, equipping them with indispensable skills crucial for sustained business success.
Held in Aligarh, the session was meticulously designed to empower retailers across Uttar Pradesh. Its primary focus was to enhance their abilities, deepen their understanding of industry dynamics, and furnish actionable insights essential for navigating the competitive retail landscape.
At the forefront of this initiative stood 3EA’s senior domain consultant, whose extensive experience and profound retail management knowledge added significant value to the training session. Their pivotal contributions shaped the session's curriculum, ensuring alignment with the needs and challenges faced by the retailers.
The training served as a comprehensive learning platform, encompassing vital facets of retail success: optimizing inventory, refining customer engagement, crafting effective marketing strategies, and implementing sound financial planning. The combination of theoretical frameworks, practical case studies, and interactive discussions facilitated immersive learning experiences.
The collaboration between 3EA and Amar Ujala fostered not only knowledge dissemination but also community building among retailers. It acted as a hub for networking, enabling participants to share experiences, exchange ideas, and potentially forge future collaborations and growth opportunities.
Attendees' feedback reverberated with appreciation for the session's relevance and immediate applicability within their businesses. Many expressed gratitude for the insights shared by 3EA’s senior domain consultant, recognizing the tangible value added to their strategic planning and operations.
This collaborative effort transcended the session itself, emphasizing the importance of industry-academic partnerships in nurturing local business growth and resilience. By empowering retailers with tailored knowledge and tools, the initiative aimed to contribute to the region's economic development.
In summary, the training session orchestrated by 3EA in partnership with Amar Ujala in Aligarh exemplifies the power of collaboration in fostering retail success in Uttar Pradesh. Its goal to empower and equip retailers with essential knowledge signals hope for sustained growth and prosperity across the region's dynamic retail landscape.
Find Us On Social Media:
E-news Paper Link - https://epaper.amarujala.com/aligarh-city/20231207/01.html?format=img&ed_code=aligarh-city
Instagram – https://www.instagram.com/3ea_global/
Facebook – https://www.facebook.com/3EAglobal
LinkedIn- https://www.linkedin.com/company/3eaglobal
Twitter – https://twitter.com/3EA_Global
0 notes
Text
Empowering Uttar Pradesh's Retail Sector: 3EA & Amar Ujala's Collaborative Training Initiative in Meerut
In a proactive move to boost Uttar Pradesh's retail sector, 3EA, a distinguished management consulting firm, joined forces with Amar Ujala, a leading Hindi newspaper in India. Together, they orchestrated a transformative training session in Meerut, aiming to equip regional retailers with essential skills for sustainable growth.
The event, held in Meerut, emerged as a crucial platform for retailers, offering them rare access to industry insights from experts and senior consultants at 3EA. Designed meticulously to address challenges faced by small and medium-sized businesses, the session provided practical solutions and strategies to drive their progress.
The primary goal was to arm retailers with tools to navigate an increasingly competitive market. Leveraging the expertise of 3EA's senior domain consultants, the event aimed to provide invaluable guidance derived from years of experience in the field.
Participants were immersed in diverse aspects of retail management, from efficient inventory handling and customer engagement tactics to strategic marketing, financial planning, and technology utilization for business optimization.
This collaboration ensured a comprehensive learning experience by combining theoretical frameworks with real-world case studies and interactive discussions. Attendees gained a deeper understanding of retail operations, enabling them to apply these learnings effectively.
The pivotal role played by 3EA's senior domain consultant was particularly noteworthy. Their ability to simplify complex concepts and tailor solutions garnered immense appreciation from attendees, empowering retailers to address their unique challenges.
Feedback echoed a sense of empowerment and newfound confidence, expressing gratitude for the practical strategies and actionable advice. Retailers emphasized the immediate applicability of gained knowledge, foreseeing positive transformations in their businesses.
Moreover, this collaborative effort highlighted the significance of industry-academia partnerships in fostering local businesses' growth, contributing significantly to regional socioeconomic development.
In conclusion, the impactful training session by 3EA and Amar Ujala in Meerut showcased the power of collective efforts in empowering retailers. It established a foundation for continued growth and prosperity in Uttar Pradesh's retail landscape.
Find Us On Social Media:
Instagram – https://www.instagram.com/3ea_global/
Facebook – https://www.facebook.com/3EAglobal
LinkedIn- https://www.linkedin.com/company/3eaglobal
Twitter – https://twitter.com/3EA_Global
0 notes
Text
Empowering Uttar Pradesh Retailers: Collaborative Capacity-Building Initiative by 3EA and Amar Ujala in Bareilly
A significant event unfolded in the lively city of Bareilly when 3EA, a well-known management consulting firm, joined hands with Amar Ujala, a prominent media house, to organize an impactful training session aimed at enhancing the capabilities of retailers in Uttar Pradesh. This collaborative effort was specifically designed to elevate their expertise, broaden their knowledge, and equip them with essential insights crucial for excelling in today's competitive business environment.
Held in Bareilly, the training session served as a guiding light for retailers in the area, striving to provide them with the necessary tools and knowledge to overcome challenges, capitalize on opportunities, and propel their businesses forward.
At the heart of this initiative was a senior domain consultant from 3EA, whose extensive experience and industry know-how played a pivotal role in the session's success. Their profound understanding of retail management was instrumental in crafting the session's content and delivering impactful strategies tailored to the retailers' needs.
The training covered a wide spectrum of retail excellence, including optimizing inventory management, mastering customer engagement strategies, leveraging effective marketing approaches, and embracing sound financial planning principles. Through interactive sessions, retailers engaged in collaborative learning, enabling them to understand practical applications and implement them in their own businesses.
This collaboration between 3EA and Amar Ujala went beyond conventional training. It fostered a sense of community among retailers, providing a platform for networking, collaboration, and the exchange of ideas. In addition to imparting knowledge, the session cultivated an environment of camaraderie and mutual success among the participants.
Feedback from the retailers echoed appreciation for the session's impact, highlighting the invaluable insights shared by 3EA's senior domain consultant and how these insights would positively transform their business operations.
This joint effort underscores the importance of industry partnerships in nurturing the growth and resilience of local businesses. By empowering retailers with tailored knowledge and strategic tools, the initiative aimed not only to elevate individual businesses but also to contribute to the economic prosperity of Uttar Pradesh.
In conclusion, the capacity-building training session orchestrated by 3EA in collaboration with Amar Ujala in Bareilly showcases the power of collaborative endeavors in uplifting retailers. The initiative's focus on skill enrichment and fostering growth marks a crucial step towards creating a robust and dynamic retail ecosystem across Uttar Pradesh, ensuring continued success for businesses in the region.
0 notes
Text
Exploring Lucrative Business Opportunities in Cyprus: Insights from 3EA Global's Webinar
Introduction
On November 1, 2023, 3EA, a global consultancy firm, hosted an informative and engaging webinar, "Business Opportunities in Cyprus". The event aimed to shed light on the immense potential Cyprus offers for international businesses and entrepreneurs. Distinguished experts in various fields gathered to share their knowledge and insights, making it quite helpful for those seeking opportunities in Cyprus.
The Business Experts in Webinar
Tasos Michael - Director, Guricon Limited
Tasos Michael, the Director of Guricon Limited, kicked off the webinar by sharing valuable insights into obtaining work permits and the process of relocating to Cyprus. He highlighted the ease of doing business in Cyprus and the government's initiatives to attract foreign talent. Cyprus, a member of the European Union, offers a welcoming environment for businesses, making it an excellent choice for individuals and companies looking to establish a presence in Europe.
Kalia Tsouri - Director, Kalliopi Tsouri LLC
Kalia Tsouri, Director of Kalliopi Tsouri LLC, delved into the legal aspects of doing business in Cyprus. Her presentation covered the legal requirements, business structures, and compliance regulations essential for entrepreneurs and businesses looking to operate in Cyprus. Understanding the legal landscape is crucial for a successful venture, and Kalia's expertise provided attendees with a clear roadmap on the same.
Andreas Vyras - Honourable Mayor of Larnaca and President of the Union of
Cypriot Municipalities
Andreas Vyras, the Honourable Mayor of Larnaca and President of the Union of Cypriot Municipalities, presented a unique perspective on the opportunities in Cyprus. As a public official, he showcased the infrastructure, cultural diversity, and investment-friendly environment of Larnaca. His insights shed light on the various municipalities in Cyprus, each offering its own unique opportunities for business growth.
Dr. Vibhor Mishra - CEO, 3EA Global
Dr. Vibhor Mishra, the CEO of 3EA Global, provided attendees with a comprehensive overview of preparing for international business, with a focus on marketing. His keynote address emphasized the importance of adapting marketing strategies to the local market, understanding cultural nuances, and building strong connections with the local business community. Dr. Mishra's extensive experience in global business consulting added immense value to the webinar.
Stelios Loizou - Tax Manager, GAC Auditors Ltd
Stelios Loizou, the Tax Manager at GAC Auditors Ltd, addressed one of the most critical aspects of business - taxation in Cyprus. He shared insights on Cyprus's favorable tax regime, including corporate tax benefits, incentives, and double tax treaties. Understanding the taxation system is crucial for effective financial planning and optimization and Stelios made it quite clear through his talk
Dr. Athar Mahmood - Senior Domain Consultant, 3EA Limited
Dr. Athar Mahmood, a Senior Domain Consultant at 3EA Limited, focused on building international organizations from a human resources perspective. He emphasized the importance of a skilled and diverse workforce, the impact of local labor laws, and strategies to foster a productive work culture.
Dr. Mahmood's expertise guided attendees on the human resources considerations for successful international business operations.
You can watch our recorded webinar - Click Here
Conclusion
3EA Global's webinar on "Business Opportunities in Cyprus" provided a wealth of information and insights for entrepreneurs, investors, and businesses looking to explore the thriving Cypriot market. Cyprus, with its strategic location, business-friendly environment, and favorable tax regime, is indeed an attractive destination for those seeking international expansion.
The experts in the webinar, ranging from legal advisors to tax managers and HR consultants, covered all essential aspects of doing business in Cyprus. Their insights provided attendees with a comprehensive understanding of the opportunities and challenges in this dynamic market.
For anyone considering venturing into the Cypriot business landscape, the knowledge shared in this webinar is a valuable resource to ensure a successful and prosperous journey. Cyprus is ready to welcome businesses and entrepreneurs, and with the right guidance, the possibilities are limitless.
1 note
·
View note
Photo
In today's highly competitive market, technology is frequently viewed as a critical component of a company's success or growth.
Are SMEs and Startups, able to manage their technology expenditures in a way that allows them to build innovative market propositions?
Click the link in the bio to pave your way through these challenges and grow your business!
https://3ea.in
#3ea#management#managementconsulting#market#technology#growth#sme#startup#innovation#technologychallenges#digitalpresence#softwaretools
0 notes
Link
Working experience at 3EA
Let's hear it from Snehil Jain-Management Trainee
A tremendous asset to the organisation because of her drive and diligence. We sincerely hope she has greater success in her future endeavours.
Wait no longer if you wish to begin your career with 3EA!
For updates on recent openings,
Please visit our website https://www.3ea.in/
#3ea#Business#business consultancy#digital media marketing#management consulting#marketing#digital communication#marketing strategy#WorkCulture#personality growth
0 notes
Link
#3ea#businessgrowth#management#management consulting#consultancy#personality growth#decision making#good work culture#business analyst
0 notes
Text
SWOT Analysis of NBFCs
The word "NBFC" stands for Non-Banking Finance Company. Loans and advances, acquisition of shares/stocks/bonds/debentures/securities issued by the government or local authority, or other marketable securities of a similar sort, leasing, hire-purchase, insurance business, and chit business are all businesses that these companies are involved in.
In this article, we'll use SWOT analysis to take a quick look at the NBFC's internal environment.
Strengths
Resources and capabilities that can be used as a basis for developing a competitive advantage
Understanding your customer's approach
Better services to individual customers
Easy and simplified sanction procedure and disbursement
Profits Continually
A specialised focus on recovery
Flexible operation & ability to innovate
Cost advantages
Weakness
The absence of some strengths leads to weaknesses like -
Weakness in urban markets due to disparities in public perception
Strong and dynamic competitors
Weak risk-management systems
Higher diversification from the core business
The mismatch between assets and liabilities
Non-performing assets and consequent pressures on the bottom line.
Loss of public confidence/credibility problems due to failure to honour the repayment of deposits.
Poor recoveries
Poor reputation among customers
Opportunity
After analysis of the certain external environment, new opportunities for growth and profitability are being identified like -
Opportunities in home equity, personal finance, personal investment, etc.
Collaboration with global NBFC.
Securitizing to collect funds to generate asset growth
No entry barriers or low entry barriers
Tax motivations by government
Optimistic capital markets & access to varied resources
Threat
Changes happening in the external environment also impact the industry -
Slow industrial growth
Globalisation—Entry of foreign companies and investors
Stiff competition within the NBFC and banking sectors
The entry of many banking and non-banking companies creates competition
Exposure to various industrial risks like - credit risk, int rate volatility, economic cycle etc
In order to develop strategies for NBFCs, we need to take into consideration the SWOT profile. The SWOT matrix (also known as a TOWS Matrix) comprises of,
1. Strength & Opportunities Strategy (SO) wherein strength is used to take advantage of opportunities.
2. Weakness & Opportunities Strategy (WO) wherein weakness is overcome to take advantage of opportunities.
3. Strength & Threat Strategy (ST) wherein strength is used to take care of the threats.
4. Weakness & Threat Strategy (WT) wherein an attempt is made to liquidate weakness and threat.
These tactics will provide you with a general notion of the development that needs to be done with your NBFC.
For over a decade, we have served and catered to various organisations like NBFCs and BFCs as their Management Consultant. We've seen problems and crises that seemed hard to overcome, yet we worked on them and assisted the company in doing so.
Do you want assistance in overcoming the hurdles of your business? You are just a click away. Visit our website https://3ea.in/contact-us/ and connect with us today.
#3ea#finance consultant#financial analysis#business consultant#market analysis#management consulting#growth strategies#entrepreneurs#msmeindia#urban market
0 notes
Text
Lessons to learn from Paytm, Zomato & other IPOs
It makes no difference whether you've been investing for a long period or a short time as an investor. You must master all aspects of Initial Public Offerings (IPO). Everyone rushes to the IPO to make quick money for short-term investors and find a significant margin through long-term investment.
However, there are a few things you should keep an eye on and learn about the market and IPOs like Paytm, Zomato, and other IPOs. At the time of release, these IPOs received a high value and a high price, and then they fell to one-third of their IPO valuation. What are your strategies for avoiding this situation?
1. Never invest without understanding
Don't listen to your family and friends. Always keep in mind that your hard-earned capital is being invested. You must invest in IPOs where you have the depth of knowledge regarding their financials and scope in the market. Never invest in an IPO just by having bits of knowledge or due to the hype.
2. Understand the Business
Because you know the quality of their goods or are a user, you can not understand or know the business. Profit margins, history, debt, profitability, future growth, and values must all be understood. These are extremely important when investing in an IPO.
3. Planning Exit strategy
Every time you apply for an IPO, you must have an exit strategy. An IPO valuation decline is caused by a variety of events. A thorough examination of the IPO's long-term objectives is required. A slight loss or bump is OK. However, ensure that an exit strategy is accessible in the event of liquidity and a protracted loss trail.
4. Stop Loss
Stop loss is the most important and frequently used tool. It's handy when you can't afford to lose more than a certain amount. In these cases, it is acceptable to take a loss and return when the stock's future is more stable.
5. Tax Planning
One of the most effective strategies to save money is to reduce your tax liability through capital reduction. If you have dud stocks from the IPO allotment, this can help you get on with the tax liability. To get the most out of your investment, seek assistance from your consultant.Now that you understand the lessons learned from IPOs such as Zomato, Paytm, and others, it's time to get serious about investing.
0 notes
Text
Success Story of Zepto
Zepto is a firm founded by two 19-year-old teens with the goal of revolutionising India's grocery e-commerce industry.
Kaivalya Vohra [CTO] and Aadit Palicha [CEO] were friends as youths, and both were accepted to Stanford University for a B.Tech in Computer Science. However, they both choose to take the risk of starting their own company, Zepto.
For those unfamiliar with Zepto, it is a grocery delivery service with a 10-minute delivery guarantee. This business was founded in April of 2021. It has increased 60% of its repeat customers and has grown at a rate of 200% in just 11 months.
You might think these kids are lucky, but no! Aadit Palicha did not take this initiative for the first time. To make Zepto a success, he had to try twice and fail.
Yes, at the age of 17, Aadit founded his first firm, GoPool. They then founded KiranaKart in partnership with Kaivalya Vohra. Following these two failed attempts, they took the risk of abandoning their degree and launching a new business that enabled them to achieve new heights.
What is the building base of Zepto?
While they were running KiranaKart, they found a sequence. A sequence that helped them formulate the building blocks of Zepto.
They discovered that when the delivery time was reduced from 30-45 minutes to 20-30 minutes, repeat orders grew from 20% to 40% to 50%. Zepto was born as a result of this trend.
Shareholders and the Valuation of Zepto
Nine investors have funded Zepto. Contrary and Glade Brook Capital Partners are the most recent investors. The detailed infographics can be seen in the chart below -
The valuation of Zepto is ₹4200 crores [570 million US dollars] and it raised a total of ₹1200 crores [160 million US dollars] with its headquarters in Parel, Mumbai.
What are the challenges for Zepto?
Zepto's biggest challenge is that every competition is switching to fast delivery as well. How will they make a profit if they continue with 10-minute delivery? With the market share of Big Basket, Amazon Fresh, and Blinkit, will it be possible for them to penetrate the market and gain market share?
The market share of these competitors is represented below -
Conclusion
We had a quick talk about Zepto, and it's evident that it has a bright future. Bigger obstacles come with a big future. Two of India's young, promising entrepreneurs are going to face these obstacles and they will undoubtedly devise tactics to survive in this competitive market.
#3ea#businessgrowth#entrepreneur#market analysis#finance consultants#businessconsultant#businessstrategy
0 notes
Link
Experience of Mr. Fakhruddin Bhatia at 3EA
0 notes
Link
1 note
·
View note
Text
Financial Analysis & Impact of HDFC - HDFC Bank Merger
HDFC Bank and HDFC Ltd on 4th April 2022, announced the merger of both the entities thus setting the stage for one of the biggest deals in the Indian financial sector. The announcement of the merger resulted in a huge surge in the two firms' share values and showed a 7% bullish nature in early trading hours.
According to HDFC Bank, the transaction is expected to close within the next 18 months, subject to regulatory approvals and other customary closing conditions.
India's largest housing finance firm, with ₹5.26 trillion in assets under management (AUM) and a market capitalization of ₹4.44 trillion, would merge with HDFC Bank, India's largest private sector bank by assets and a market capitalization of ₹8.35 trillion.
What is the share swap ratio of the merger?
Shareholders of HDFC Limited, as of the record date, will be given 42 shares of HDFC Bank for 25 shares of HDFC Limited.
How will the ownership change?
Following the merger, HDFC Limited's stake in HDFC Bank will be erased, HDFC Bank would be held entirely by public shareholders and 41% of HDFC Bank will be owned by Existing HDFC Limited shareholders.
How will the merger benefit the two entities?
While this will boost the firm’s capability to cross-sell products to a bigger client base, it will also aid them to utilise distribution across urban, semi-urban, and rural areas. This combined balance sheet of ₹17.87 trillion and ₹3.3 trillion net worth will allow for higher scale underwriting.
Management View
Deepak Parekh, Chairman of HDFC Ltd., said that the merger process will be completed in 12-18 months and it will be a merger of equals. He believes that the housing finance business is assured to grow in leaps and bounds due to the RERA implementation, government initiatives and the infrastructure status of the housing sector. Various regulations for banks and NBFCs have been harmonised over the last few years, thereby enabling the potential merger.
He also added that the underwriting of large ticket infrastructure loans, accelerated the pace of credit growth in the economy, boosted affordable housing and increased the quantum of credit to the priority sector, including credit to the agriculture sector would be allowed by the larger balance sheet.
Customers’ interests
What is certain is that the status quo will be maintained until the merger takes effect, which could take anywhere from 12 to 18 months as authorisation will be needed by several agencies including the Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), Insurance Regulatory and Development Authority of India (IRDAI), Development Authority (PFRDA) and Pension Funds Regulatory and Competition Commission of India (CCI).
According to management, the merger could go into effect in Q3 or Q4 of FY24. Sashidhar Jagdishan, MD and CEO, HDFC Bank, told Moneycontrol that the rates which HDFC and HDFC Bank depositors are getting will remain the same and there will be a harmonisation of the bank’s card rates after the merger happens. That is after the merger takes place, depositors will be offered the bank's rates.
Borrowers and depositors will be stuck with the status quo until then. Currently, a deposit of fewer than 2 crores with a term of two years and nine months will generate 6.15-6.35 % per year as interest. HDFC Bank offers interest rates of 5.2-5.7% per annum for comparable tenures.
As per HDFC’s distributors, the top officials will be collaborating for smooth working.
HDFC-HDFC Bank merger affecting sectors beyond banking
The effect of the HDFC-HDFC Bank merger will be for the bigger space of the Indian financial sector and will not just be limited to the banking sector. The large finance companies have practically no benefit from regulatory arbitrage. Previously, such a deal between banks and NBFCs was commonplace.
The logic of the merger is very clear — the cost of borrowing for banks is lower. Financing companies, especially house finance companies, must rely on wholesale market funding or bank borrowings, both of which are highly expensive. Above a certain size, it becomes difficult to rely solely on wholesale funding or bank borrowings.
Large finance firms may eventually be turned into banks, subject to the Reserve Bank of India’s comfort and guidelines because the shareholding of many big NBFCs is with large corporations.
As per the market, there will be good cost savings and efficiency for the merged entity, especially on the infrastructure side, after witnessing the behaviour of share prices of HDFC and HDFC Bank. They went ahead with it as they do not see any regulatory issues cropping up for the merger.
1 note
·
View note
Text
HASLAB – A panacea for India
https://haslab.com/
With the current medical advances, the examination of diseases has become very accurate and has made it easier for homeopathic practices to be carried out. Data shows, recently a large population has inclined towards natural healing practices and alternate practices than modern medicines for chronic diseases. And this inclination is mostly seen in Asian countries.
An increased percentage of homeopathic practitioners in India
Homeopathy is highly recognized in Indian public health and is second amidst AYUSH (Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy) services. Homeopathy wellness centers comprise 31% of the entirety of AYUSH. Seven out of 10 diseases are recognized as a national health burden within the class of prevailing investigated diseases at the homeopathic cure centers. Academic homeopathy institutes include 35.8% of AYUSH facilities, with student intakes of 13,658 and 32,256 respectively. There are 37% Homeopathy practitioners in AYUSH.
And with that large population, the demand in the market is also increasing not just for chronic disorders but also common problems like gastronomic issues, muscles, and joint pain problems, hair loss, etc. And this is where big market players like Haslab come in. With the help of its well-equipped and modern machinery at manufacturing units it is meeting the market needs with its wide range of products in tonics, eye drops, oral drops, tablets, gels, ointments, hair oils, and pain oil without any side effects.
Haslab’s remedies are the preferred choice of the customers
Hahnemann Scientific Laboratory India Pvt. Ltd (Haslab)- a GMP certified organization (covers the manufacturing process, personnel, premises, packaging, and labeling apply to homeopathic medicines as well as to conventional pharmaceuticals), was founded in 1962 by Dr. K.B. Rastogi with a goal to raise awareness of homeopathy among the general public and to offer mankind with the benefits of this well-established science. Haslab presently operates two manufacturing facilities at Lucknow, Uttar-Pradesh using cutting-edge technology to meet market expectations in terms of demand and supply. The company won the Economic Times Iconic Brand Award for the year 2019-20 which is a track of excellence recorded globally, which signifies it’s quality, purity, and effectiveness of its products in the market.
For the services to easily reach out to people, Haslab has launched its health and wellness mobile application named “Dr. Haslab” to assist patients in this new digital era. The company has been supported by three generations of Rastogi Family, where Dr. V. K. Rastogi, MBBS, DTCD, MF Hom (London), the 2nd generation, has partaken a phenomenal role in the Homeopathic Industry and the scientific medical advances and practices were introduced by 3rd generation, Mr. Amit Rastogi B.Com, MITM (Australia), to meet standards in medicines.
Haslab provides hundreds of medicines for issues categorized as skin & hair, joint and muscle, digestive problem, lifestyle problems, respiratory issues, and female related problems as well as other general health issues and all of these medicines without any after-effects. The remedies formulated by Haslab have been the choice of many customers opting for homeopathy and these remedies have made enough noise enough worldwide.
Now with the “Dr. Haslab” mobile application, a person seeking consultation can book his or her appointment from wherever he or she is. Also, Haslab is providing free home delivery services for medicines (for orders above 1000 INR) which can be ordered from the same mobile application with a contactless delivery.
HSL’s product range is apt for people from all the age groups
With around 60 years of history in medical practices, HSL’s remedies are trusted by a large number of people in India offering 100% natural products. Its product range is suitable for children as well as adults for problems like skin, hair, muscles, joints, and many others. Haslab has proven itself as one of the best homeopathic practitioners, with an assortment of hundreds of medicines for various disorders and with the production capability to meet the current and upcoming market demands. And Haslab is proving to be a one place remedy to all kinds of diseases. This is just the beginning, we are yet to witness more from the brand!
Stay tuned for more such interesting articles!
Visit https://haslab.com/
1 note
·
View note
Text
Curing gastric issues without side effects
https://haslab.com/
Digesto syrupDrox 8 duodul drops Haslab Drox 13 gastrol drop HC-20 Nux Vomica ComplexHC-5 Baptisia Complex tablet
The common problem a lot of individuals face is gastric stomach problems and at times with age it gets severe. Unhealthy lifestyles and eating habits contribute majorly to such stomach-related problems leading to bloating, indigestion, acidity, and many other related issues. These gastric issues cause major discomfort to the body and we tend to plunge over the digestives which lead to some side effects.
But when we talk about the solutions for such gastric stomach problems, homeopathy turns out to be one of the best treatments! This is because it has no side effects and can be prescribed for both children and adults. Homeopathy treats not only the physical symptoms of the patient but also his or her overall physical, mental and emotional well-being.
Haslab offers easy ways to cure gastric problems
Haslab offers a wide range of side effects free remedies for gastric problems, let’s have a look at some of the remedies here:
Digesto syrup is one of the best digestives that treats indigestion, acidity, and other stomach-related ailments. Haslab prescribes this syrup as the one-stop solution to stomach-related issues.
Haslab’s Drux 8 duodul drops help in a wide range of gastric symptoms including dyspepsia, gastric and duodenal ulcers, acute or chronic gastritis, severe pain in epigastrium, hyperacidity, sour eructations, heartburn, and flatulence.
Haslab Drox 13 gastrol drop help in serious and incurable stomach problems, heartburn, bad taste in the mouth, bloating, and dyspepsia. It helps in strengthening the digestive process.
HC-20 Nux Vomica Complex is considered a go-to remedy for almost all stomach problems. It can be used to treat heartburn, constipation, diarrhea, and so on. It also eliminates constipation and bloating caused due to the over intake of certain difficult-to-digest food items. Interestingly, this remedy activates gastric juices and helps in treating habitual constipation.
HC-5 Baptisia Complex tablet is used for treating gastric fever and gastrointestinal infections that have a trait of typhoid. It cures symptoms such as bad breath, coated tongue, nervous depression, diarrhoeic stools.
Benefits of using Haslab remedies
Used for diarrhea, acidity, severe and incurable stomach problems, chronic recurrent gastritis
Gives relief from heartburn and bitter taste
Improves digestion
It is completely free from all side effects
Stay tuned to this section to know more about the latest trends, effective homeopathic remedies, and blogs.
Visit https://haslab.com/ for more.
1 note
·
View note