Last Seen Blogs
wormhito
would you still hate me if i was a worm?
laparidanacional
La Parida Nacional - Blog de humor
lesbianalinex
i need alexander
maklawfirmindehradun
Maklaw
jose-luis-terreros-corrales
Defraudador profesional
Text
I feel like I should make a post about this because it’s not something that’s very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. I’ve wanted to write this out for a while, It’s kind of a long post, so sorry about that!
If you have an emergency and have to go to the hospital, you’ll owe the hospital a lot of money.
(I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)
You’ll also owe the ambulance provider, if you need one.
(My ambulance bill was about $800)
You may get separate bills from the anesthesiologist or surgeon.
(My anesthesiologist bill was $1,700)
You may need follow-up appointments.
(My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)
You’ve also got to pay for medical equipment you need afterward, like crutches or a walking boot.
(Mine cost about $75)
Altogether, I ended up with almost $24,000 in medical debt from one car accident. That’s a really scary number for someone like me who makes $10/hr at a 12 hour a week job.
I got my debt down to $1075 by making some phone calls and submitting some paperwork.
The first thing I did was contact the hospital. They don’t make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who can’t afford medical bills. I don’t make a lot of money, and I have bills to pay, so they were able to help me.
I called the billing department and asked if they had any assistance programs for low income people who can’t pay their bills. I had to call multiple times, and I got transferred in circles by people who didn’t know what I was talking about. Finally, I got an appointment with someone in “Eligibility Services” (I don’t know what other hospitals call it, if it’s something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.
I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.
I didn’t bother with the medical equipment suppliers, since the bills came from separate companies and I didn’t feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.
The only thing I couldn’t get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.
Medical debt is scary because it’s something that can come from stuff that’s already really scary. I didn’t need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (it’s not easy, believe me!).. but I can’t imagine what it would be like with a bigger debt or a more severe medical emergency.
I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesn’t do enough. Even if your income is higher than mine, it’s worth a shot even for partial debt forgiveness.
219K notes
·
View notes
Text
𝐓𝐫𝐮𝐬𝐭 𝐢𝐧 𝐲𝐨𝐮𝐫 𝐡𝐞𝐚𝐫𝐭 𝐝𝐞𝐚𝐫 𝐫𝐞𝐚𝐝𝐞𝐫 𝐢𝐭; 𝐰𝐢𝐥𝐥 𝐚𝐥𝐰𝐚𝐲𝐬 𝐠𝐮𝐢𝐝𝐞 𝐲𝐨𝐮 𝐰𝐡𝐞𝐫𝐞 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 𝐭𝐨 𝐠𝐨.
#aesthetic board#moodboard#aesthetic#moodboard aesthetic#studying#rainyweather#dark academia#school#quote#pinterest
4 notes
·
View notes
Text
you're allowed to be proud of things that others would consider small
you're allowed to be proud of eating food
you're allowed to be proud of drinking water
you're allowed to be proud of brushing your teeth
you're allowed to be proud of washing your hair
you're allowed to be proud of going outside
you're allowed to be proud of having a conversation
you're allowed to be proud of getting out of bed
you're allowed to be proud of just surviving this long
you're allowed to be proud of things that others would consider small
10K notes
·
View notes
Text
Our newest class of astronaut candidates graduated on March 5, 2024. This means they’re now eligible for spaceflight assignments to the International Space Station, the Moon, and beyond! In the next twelve posts, we’ll introduce these new astronauts.
youtube
Do you want to be a NASA astronaut? Applications are now open.
Make sure to follow us on Tumblr for your regular dose of space!
16K notes
·
View notes
Text
Best language learning tips & masterlists from other bloggers I’ve come across
(these posts are not my own!)
THE HOLY GRAIL of language learning (-> seriously tho, this is the BEST thing I’ve ever come across)
Tips:
Some language learning exercises and tips
20 Favorite Language Learning Tips
what should you be reading to maximize your language learning?
tips for learning a language (things i wish i knew before i started)
language learning and langblr tips
Tips on how to read in your target language for longer periods of time
Tips and inspiration from Fluent in 3 months by Benny Lewis
Tips for learning a sign language
Tips for relearning your second first language
How to:
how to self teach a new language
learning a language: how to
learning languages and how to make it fun
how to study languages
how to practice speaking in a foreign language
how to learn a language when you don’t know where to start
how to make a schedule for language learning
How to keep track of learning more than one language at the same time
Masterposts:
Language Study Master Post
Swedish Resources Masterpost
French Resouces Masterpost
Italian Resources Masterpost
Resource List for Learning German
Challenges:
Language-Sanctuary Langblr Challenge
language learning checkerboard challenge
Word lists:
2+ months of language learning prompts
list of words you need to know in your target language, in 3 levels
Other stuff:
bullet journal dedicated to language learning
over 400 language related youtube channels in 50+ languages
TED talks about language (learning)
Learning the Alien Languages of Star Trek
.
Feel free to reblog and add your own lists / masterlists!
15K notes
·
View notes
Text
USEFUL WEBSITES FOR WRITERS
Writing With Color: Helps with writing about culture, ethnicity, and religion. Overall, it gives advice on how to write about diversity.
Name Generator: As the name says, it helps you build names for your characters. Very useful if you cannot think of names for your characters!
KathySteinemann: The 'archive.pdf' section helps you with synonyms in case you struggle to find the right word for your sentences (also to avoid using redundant words).
Spwickstrom: Similar to the previous one, this one provides grammar tips. Extremely helpful when finding phrases, verbs, conjunctions, adjectives, and so on.
Servicescape: The perfect website if you're experiencing writer's block. It provides writing prompts. It helps you spark creativity when it comes to writing.
reblog to help other writers !!
7K notes
·
View notes
Text
“The snow in the mountains was melting and Bunny had been dead for several weeks before we came to understand the gravity of our situation.”
― Donna Tartt, The Secret History
2K notes
·
View notes
Text
(source)
Unsplash - photography, illustration, & art
Pixabay - same as unsplash
Pexels - stock photos and videos
Getty Images - photography & illustration
Veceezy - vectors and clipart
Gumroad - photoshop brushes (and more)
StockSnap.io - stock photos
Canva - needs login but has lots of templates
Library of Congress - historical posters and photos
NASA - you guessed it
Creative Commons - all kinds of stuff, homie
Even Adobe has some free images
There are so many ways to make moodboards, bookcovers, and icons without plagiarizing! As artists, authors, and other creatives, we need to be especially careful not to use someone else’s work and pass it off as our own.
Please add on if you know any more resources for free images <3
376K notes
·
View notes
Text
. 🎧 ⊱ ☆ ⊰ moodboard ⊱ ☆ ⊰
like or reblog
2K notes
·
View notes
