Last Seen Blogs
wearedegrassi95
Everyone's Got An Act
bartalks
Coffee & Cocoa Lovers
kaigaifxmt4mt5
海外FX MT4/MT5使い方講座
danpsd
ᦔꪖꪀⅈtzꪖ ❁ཻུ۪۪⸙
kaigaifxmt4mt5
海外FX MT4/MT5使い方講座
Video
youtube
Renters and Leasehold Reform Bills Could Fall as UK July General Election Announced See also: Leasehold SCAM - https://youtu.be/b-wlBMTtmhg?si=K71E-JNDBsfi3UFM References: - "Leasehold Reform (Ground Rent) Bill" – UK Parliament: [Link](https://services.parliament.uk/bills/2021-22/leaseholdreformgroundrent.html) - The Guardian on Leasehold Abuses: [Link](https://www.theguardian.com/money/leasehold-scandal) - BBC News on Leasehold Reforms: [Link](https://www.bbc.com/news/business-leasehold-reform) Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: • Not only survive, but thrive in a recession or depression? • Get control of your finances and spending? • Save and invest for your future? • Learn about money and finance? To help you, I am running a free training webinar. 3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment #LeaseholdReform #PropertyScam #Homeownership #UKHousingCrisis #FreeholderAbuse #LeaseholdScandal
0 notes
Video
youtube
Leasehold Scandal: The Biggest Property Scam in UK History?
Why leaseholds are ripping you off! Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now Click: https://bit.ly/3QPp8IH
The UK leasehold system has long been a contentious issue, and many argue it’s one of the biggest scams in history. The current system, which dates back to feudal times, sees homeowners purchasing property but not the land it stands on. Instead, they lease the land from a freeholder, often for 99 years or more. This feudal relic is under scrutiny as the Leasehold Reform (Ground Rent) Bill moves through Parliament, aiming to address some of the system's inherent unfairness.
Leasehold ownership can feel like a trap for many. Despite buying their homes, leaseholders must pay ground rent to freeholders, which can increase significantly over time. Additionally, they often face hefty fees for minor alterations, high service charges, and exorbitant costs to extend their lease. Failure to comply with these terms can lead to severe penalties, including forfeiture of the property. This situation creates a financial burden and an ongoing dependency on freeholders, making it hard for homeowners to feel truly secure in their properties.
The Leasehold Reform Bill seeks to abolish ground rents for new residential leases, which is a step in the right direction. However, it does little to alleviate the burdens on existing leaseholders. The bill also does not address other controversial issues like high service charges or the complex and costly process of enfranchisement, where leaseholders attempt to buy the freehold of their property.
Critics argue that the current system is outdated and exploitative, designed to benefit freeholders at the expense of leaseholders. The feudal origins of leaseholds, meant to maintain control and extract wealth from tenants, seem archaic in the 21st century. With more than four million leasehold properties in the UK, the impact is widespread, affecting millions of homeowners.
Reform is crucial, not just to modernize property ownership but to ensure fairness and security for homeowners. The Leasehold Reform Bill is a start, but comprehensive change is needed. Abolishing leaseholds entirely or drastically reducing the power imbalance between freeholders and leaseholders would be a significant step toward justice for UK homeowners.
As the debate continues in Parliament, the hope is for a future where owning a home means true ownership without the strings of an outdated feudal system. Unfortunately, it looks like the legislation will be watered down and leaseholds will continue to plague flat owners in the UK. Will a future Labour government change this like they tried, and failed, before?
References:
- "Leasehold Reform (Ground Rent) Bill" – UK Parliament: [Link](https://services.parliament.uk/bills/2021-22/leaseholdreformgroundrent.html)
- The Guardian on Leasehold Abuses: [Link](https://www.theguardian.com/money/leasehold-scandal)
- BBC News on Leasehold Reforms: [Link](https://www.bbc.com/news/business-leasehold-reform)
Ever wonder why you never seem to have enough money?
We are living in challenging economic times.
I want to show you how can you:
· Not only survive, but thrive in a recession or depression?
· Get control of your finances and spending?
· Save and invest for your future?
· Learn about money and finance?
To help you, I am running a free training webinar.
3 Steps To Success Money Management!
I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.
Join me online on my free live money management training Wednesday at 7.00PM.
Places are limited, so register now below to avoid disappointment.
https://bit.ly/3QPp8IH
#finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment #LeaseholdReform #PropertyScam #Homeownership #UKHousingCrisis #FreeholderAbuse #LeaseholdScandal
0 notes
Video
You Get What You Tolerate Not What You Deserve!
We are told that we get what we deserve, but is that true?
We get what we tolerate, accept and put up with.
People will put up with the most terrible situations in their lives including abusive relationships, bad jobs and low wages for years.
Have you noticed that there are people who seem to get treated better than others?
Have you heard the expression he or she is “nobody‘s fool”?
He or she just seems to demand respect and they get it! That doesn’t mean they are rude or arrogant.
Then there are those unfortunate people who just soak it up!
They are the person that gets all the crap jobs, the family member that’s bossed around and bullied!
And it goes through their whole life and never seems to change, unless they do. I’ve seen two elderly sisters where one of them is dominating the other to the extent that it’s almost an abusive relationship.
What unwanted things have you been tolerating in your life for years?
· Relationships
· Abusive boss
· Abusive family member
· Career or job you hate
· Money problems and lack
· Bad neighbourhood
· Bad neighbours!
· Economy flights! Ha ha!
Make your own list…
You don’t have to put up with it for the rest of the life, and don’t have to be a martyr!
Holding in that anger has been scientifically proven to cause physical health problems.
You’re not going to get that promotion if you allow yourself to be the butt of everyone’s jokes.
There’s no point in running away or changing jobs, because there is always an asshole or bully in every company!
Think of the bully as a teacher who has been sent to give you a lesson.
What are you going to do about it?
Here are some suggestions:
· Decide!
· Refuse to tolerate less than you deserve.
· Start slowly, pushing back.
· Be assertive and not aggressive.
· Take an assertiveness course if need be.
· Work on yourself and upgrade your skills.
· Write out your goals and expectations in your career, health, wealth and life.
· Start making plans to achieve your goals.
· Just get started! Do it!
· Start managing your money, time, health, energy, sleep, diet and life.
Make a decision today to expect the best in your life and rid yourself of all unwanted people and things that are not to your liking.
I regularly book business class flights or upgrade to business.
Why?
More comfort
Better sleep and
I feel better in myself
Less recovery time wasted
I enjoy rather than endure the flight.
I decided many years ago to work for myself rather than work for somebody else.
I made that lifechanging decision to work on myself more than I was working on my job, so I started a journey of self-improvement and mentoring to improve my wealth and health.
Do you ever wonder why you never seem to have enough money?
We are living in challenging economic times.
I want to show you how can you:
· Not only survive, but thrive in a recession or depression?
· Get control of your finances and spending?
· Save and invest for your future?
· Learn about money and finance?
To help you, I am running a free training webinar.
3 Steps To Success Money Management!
I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.
Join me online on my free live money management training Wednesday at 7.00PM.
Places are limited, so register now below to avoid disappointment.
https://bit.ly/3QPp8IH
#finance #moneytraining #moneymanagement #wealth #money #marketing #property #investment #assertive #businessclassflight #freemoneytraining #moneytips #relationships #health
0 notes
Video
youtube
Unveiling the Truth: The Banks Own The World – Money Tips 365 Day 49
Are you ready to dive into a thought-provoking discussion? In today's episode of the Charles Kelly Money Tips Podcast, we're delving deep into a topic that affects us all: "The Banks Own The World." Strap in as we uncover the layers behind this statement and explore its implications on our financial landscape.
In an era where financial institutions wield immense power, understanding the dynamics at play is crucial. From mortgages to investments, the influence of banks permeates every aspect of our economic lives. But what does it truly mean for the banks to "own" the world?
First and foremost, it's essential to recognize the sheer scale of the banking industry's reach. With assets totalling in the trillions, major banks possess unparalleled control over global capital flows. Through intricate financial mechanisms, they shape economies, dictate interest rates, and influence government policies.
Moreover, the notion of ownership extends beyond mere monetary control. Banks hold sway over individuals and businesses alike, determining access to credit, loans, and financial services. This concentration of power raises pertinent questions about economic equality and the distribution of wealth.
But amidst this apparent dominance, there's room for empowerment. By gaining insights into how the banking system operates, individuals can navigate financial landscapes more effectively. From optimizing savings to making informed investment decisions, knowledge becomes a potent tool for reclaiming financial autonomy.
In the midst of recognizing the extensive influence of banks, it's crucial to explore alternative avenues for raising capital and conducting business without solely relying on traditional banking institutions. One effective strategy is to leverage the power of crowdfunding platforms. Whether through rewards-based crowdfunding on platforms like Kickstarter or equity crowdfunding on sites such as SeedInvest, entrepreneurs can access capital directly from a broad base of supporters, bypassing the need for traditional bank loans. Additionally, exploring peer-to-peer lending networks provides another avenue for securing financing.
Platforms like LendingClub and Prosper facilitate direct lending between individuals, offering competitive interest rates and flexible terms. Furthermore, fostering strategic partnerships and seeking venture capital investment can fuel business growth without resorting to bank loans. By diversifying funding sources and tapping into innovative financing models, entrepreneurs can chart a path towards success while reducing dependency on traditional banking institutions.
As we explore these themes, remember to join the conversation using the hashtags #BankingInsights #FinancialEmpowerment. Your perspectives enrich our dialogue and foster a community dedicated to mastering the intricacies of modern finance.
Tune in to the Charles Kelly Money Tips Podcast on Spotify, iTunes and YouTube and unravel the mysteries behind the assertion that "The Banks Own The World." Together, let's embark on a journey towards financial enlightenment and empowerment. Because when we understand the system, we hold the keys to our financial destiny.
Ever wonder why you never seem to have enough money?
We are living in challenging economic times.
I want to show you how can you:
· Not only survive, but thrive in a recession or depression?
· Get control of your finances and spending?
· Save and invest for your future?
· Learn about money and finance?
To help you, I am running a free training webinar.
3 Steps To Success Money Management!
I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.
Join me online on my free live money management training Wednesday at 7.00PM.
Places are limited, so register now below to avoid disappointment.
https://bit.ly/3QPp8IH
#finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment
0 notes
Video
youtube
Unveiling SSAS Secrets: Insights from an Expert Interview
In the realm of pensions and retirement planning, the Small Self-Administered Scheme (SSAS) stands as a potent yet lesser-known tool. To uncover its hidden gems and understand its potential benefits, we delve into an enlightening interview with Brian Harvey, an expert in the field.
Firstly, what exactly is a SSAS? In essence, it's a pension scheme tailored for limited company small businesses, allowing greater control and flexibility over investments compared to traditional pension arrangements. With a SSAS, business owners can take the reins of their retirement savings, making strategic investment decisions that align with their long-term financial goals.
One of the key advantages of a SSAS is its tax efficiency. Contributions made into the scheme are typically tax-deductible for the business, reducing its taxable profits. Furthermore, investments within the SSAS grow tax-free, maximizing potential returns over time. These tax benefits can significantly bolster both personal and business finances in the long run.
Moreover, the loan back provision within a SSAS adds another layer of versatility. This feature allows the scheme to lend funds to the sponsoring employer, providing a valuable source of financing for business endeavours. Whether it's funding expansion projects or addressing short-term cash flow needs, the loan back provision offers a lifeline for businesses looking to navigate financial challenges.
Another compelling application of a SSAS lies in property investment. With the ability to purchase commercial property, the scheme opens doors to diversified investment portfolios. From owning business premises to generating rental income, property investments through a SSAS can yield substantial returns while providing stability and security for the future.
In conclusion, the SSAS holds a treasure trove of benefits for savvy business owners and investors alike. From tax advantages to flexible investment strategies, its versatility knows no bounds. To unlock the full potential of a SSAS and chart a course towards financial prosperity, reach out to me or Brian at [email protected] for expert advice and a complimentary consultation.
#SSAS #PensionPlanning #TaxAdvantages #BusinessInvestments #PropertyInvestment #FinancialFreedom #RetirementPlanning
0 notes
Video
youtube
What’s Your Relationship With Debt Like?
How do you feel about debt?
Do you think debt is good or bad?
Are you using debt to increase or decrease your wealth?
This comes back to your mindset around money and debt.
For instance, older people tend to be debt and risk averse. They try to pay off their mortgages as quickly as possible and often buy one house and stay there for the rest of their lives.
They are certainly not open borrowing money against their house, using leverage, to buy a second or third investment property to increase their passive income or wealth.
I’m not talking about bad debt or consumer debt, like charging everything to your credit card or borrowing to buy expensive cars and big TVs.
I am talking about, good debt and leverage to buy properties or start a business.
My relationship with that sort of debt is healthy, and I’ve always used leverage to make my money work harder for me.
However, you also need to take some precautions so that it does not get out of hand and you over leverage yourself or your company.
Ever wonder why you never seem to have enough money?
We are living in challenging economic times.
I want to show you how can you:
· Not only survive, but thrive in a recession or depression?
· Get control of your finances and spending?
· Save and invest for your future?
· Learn about money and finance?
To help you, I am running a free training webinar.
3 Steps To Success Money Management!
I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.
Join me online on my free live money management training Wednesday at 7.00PM.
Places are limited, so register now below to avoid disappointment.
https://bit.ly/3QPp8IH
#finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment
0 notes
Video
youtube
What’s Your Relationship With Debt Like?
How do you feel about debt?
Do you think debt is good or bad?
Are you using debt to increase or decrease your wealth?
This comes back to your mindset around money and debt.
For instance, older people tend to be debt and risk averse. They try to pay off their mortgages as quickly as possible and often buy one house and stay there for the rest of their lives.
They are certainly not open borrowing money against their house, using leverage, to buy a second or third investment property to increase their passive income or wealth.
I’m not talking about bad debt or consumer debt, like charging everything to your credit card or borrowing to buy expensive cars and big TVs.
I am talking about, good debt and leverage to buy properties or start a business.
My relationship with that sort of debt is healthy, and I’ve always used leverage to make my money work harder for me.
However, you also need to take some precautions so that it does not get out of hand and you over leverage yourself or your company.
Ever wonder why you never seem to have enough money?
We are living in challenging economic times.
I want to show you how can you:
· Not only survive, but thrive in a recession or depression?
· Get control of your finances and spending?
· Save and invest for your future?
· Learn about money and finance?
To help you, I am running a free training webinar.
3 Steps To Success Money Management!
I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.
Join me online on my free live money management training Wednesday at 7.00PM.
Places are limited, so register now below to avoid disappointment.
https://bit.ly/3QPp8IH
#finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment
0 notes
Video
youtube
Asset Rich Time Poor, Time Rich Asset Poor – Money Tips 365 Day 44
Which of these represents you best?
Some people are asset rich, but time poor.
They are willing to work with people who are time rich lack money.
I wrote about this in my book, Borrow and Grow Rich, using OPM Other people’s money –
https://amzn.eu/d/1RjjABX
Ever wonder why you never seem to have enough money?
We are living in challenging economic times.
I want to show you how can you:
· Not only survive, but thrive in a recession or depression?
· Get control of your finances and spending?
· Save and invest for your future?
· Learn about money and finance?
To help you, I am running a free training webinar.
3 Steps To Success Money Management!
I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.
Join me online on my free live money management training Wednesday at 7.00PM.
Places are limited, so register now below to avoid disappointment.
https://bit.ly/3QPp8IH
#finance #moneytraining #moneymanagement #wealth #money
0 notes
Video
youtube
Problems are Good – Money Tips 365 Day 42
Do not believe that people with money have no problems. Everyone has problems, but money gives you the ability to deal with them or affectively.
The person you need to become to become rich, will make you a sort of person that can handle and cope with problems, but they will never go away.
Life is like a garden. It needs tending and watering.
There is a place where all the people have no problems - a cemetery!
If you have problems, you have life and you are living!
Ever wonder why you never seem to have enough money?
We are living in challenging economic times.
I want to show you how can you:
· Not only survive, but thrive in a recession or depression?
· Get control of your finances and spending?
· Save and invest for your future?
· Learn about money and finance?
To help you, I am running a free training webinar.
3 Steps To Success Money Management!
I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.
Join me online on my free live money management training Wednesday at 7.00PM.
Places are limited, so register now below to avoid disappointment.
https://bit.ly/3QPp8IH
#finance #moneytraining #moneymanagement #wealth #money
0 notes
Video
youtube
Resources or Resourcefulness? - Money Tips 365 Day 41
Resources and resourcefulness are both assets.
Some of us will have many resources, but all of can have resourcefulness.
Some of you are born with resources and riches, but everyone is born with resourcefulness.
We have infinite resourcefulness but use only 2% of it.
As we come out of childhood, we lose much of our creativity, wonder and enthusiasm for life as we are moulded into the system.
Get back your resourcefulness and you will have more resources.
Ever wonder why you never seem to have enough money?
We are living in challenging economic times.
I want to show you how can you:
· Not only survive, but thrive in a recession or depression?
· Get control of your finances and spending?
· Save and invest for your future?
· Learn about money and finance?
To help you, I am running a free training webinar.
3 Steps To Success Money Management!
I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.
Join me online on my free live money management training Wednesday at 7.00PM.
Places are limited, so register now below to avoid disappointment.
https://bit.ly/3QPp8IH
#finance #moneytraining #moneymanagement #wealth #money #wealth #happiness
0 notes
Video
youtube
Rags to Riches To Rags - Money Tips 365 Day 39
There’s an old saying that family to go from rags to riches to rags in three generations.
First generation work super hard.
Second generation continues but not so hard.
Third generation spends it!
Countries go through the same process which generally leads to decline.
100 years ago, Great Britain was the most powerful and richest nation on Earth, but just over 50 years later had to be bailed out by the IMF because it was bankrupt.
America looks to be heading the same way, While the Sun is rising in Asia, in particular, China and India.
If you observe the people of Asia, they are extremely hard-working, better educated, and more ambitious than the average young Westerner.
You can feel the energy in most Southeast Asia countries.
I have observed firsthand the rise of Asia, and the unfortunate slow decline of the West.
Ever wonder why you never seem to have enough money?
We are living in challenging economic times.
I want to show you how can you:
· Not only survive, but thrive in a recession or depression?
· Get control of your finances and spending?
· Save and invest for your future?
· Learn about money and finance?
To help you, I am running a free training webinar.
3 Steps To Success Money Management!
I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.
Join me online on my free live money management training Wednesday at 7.00PM.
Places are limited, so register now below to avoid disappointment.
https://bit.ly/3QPp8IH
#finance #moneytraining #moneymanagement #wealth #money #wealth
0 notes
Video
youtube
Sell With Stories - Money Tips 365 Day 35
“The value of an investment is based on a number today multiplied by a story tomorrow.” Morgan Housel
Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH
For instance, the earnings per share of a company is the number today, and P/E ratio is the story tomorrow.
It’s not always the best product that wins investors or the sale.
Entrepreneurs who have the best stories, like Elon Musk, obtain huge valuations for their companies by telling a great story and selling a vision of the future valuation.
Even if you don’t run a company, you can tell your story, whether it’s to the people around, afuture partner or your potential employer.
Need help with your money?
We are living in challenging economic times.
I want to show you how can you:
· Not only survive, but thrive in a recession or depression?
· Get control of your finances and spending?
· Save and invest for your future?
· Learn about money and finance?
To help you, I am running a free training webinar.
3 Steps To Success Money Management!
I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.
Join me online on my free live money management training Wednesday at 7.00PM.
Places are limited, so register now below to avoid disappointment.
https://bit.ly/3QPp8IH
#finance #moneytraining #moneymanagement #wealth #jesus
0 notes
Video
youtube
Enjoy your life Money Tips 365 Day 32
Enjoy your life and money, spend time with your family and people who are important to you.
Join my Money Tips 365 Supporters Club on Spotify: -
https://podcasters.spotify.com/pod/show/charles-kelly/subscribe
Whilst it is important to make money, invest and look after your money, don’t let it become such an obsession that you neglect everything else in your life, that’s really important.
Life is, but a fleeting moment in history, so make the best of it while we’re here on this earth.
Join my Money Tips 365 Supporters Club on Spotify: -
https://podcasters.spotify.com/pod/show/charles-kelly/subscribe
0 notes
Video
youtube
Live in a State of Gratitude - Money Tips 365 Day 31
Living in the state of gratitude helps you attract more of that which you are grateful for. This could be things like having good health, living in a good country, or just having a great day.
If you are ungrateful and unhappy in your life, you will always be striving for more, always dissatisfied. You will never have enough.
Join my Money Tips 365 Supporters Club on Spotify: -
https://podcasters.spotify.com/pod/show/charles-kelly/subscribe
#gratitude #health #money #moneytips
0 notes
Video
youtube
Learn The Secrets Of Successful People, Read Biographies – Money Tips 365 Day 31
You can discover exactly out how wealthy businesspeople, sports and movie stars achieved success by reading biographies!
Join my Money Tips 365 Supporters Club on Spotify: -https://podcasters.spotify.com/pod/show/charles-kelly/subscribe
#moneytips #readbooks #wealth #success
0 notes
Video
youtube
Beware Of The DEADLY Food Pyramid Chart Diet!
Obesity and diabetes in the West has gone through the roof along with prescription drugs.
Join my Money Tips 365 Supporters Club on Spotify: -https://podcasters.spotify.com/pod/show/charles-kelly/subscribe
Cancer amongst the UK’s young has risen by 70% since 1990.
Children’s behaviour in school has gone from bad to worse in England and Wales, according to a new report.
More and more children are now being diagnosed with behavioural or mental illnesses.
It’s inconceivable that this is not linked to the change in the western (American) diet over the last 50 to 100 years.
Much of this seems to stem from health professionals’ and heart foundations absolute belief in the food pyramid and demonisation of meat.
Meat and farm food production under threat.
A company in Europe has started to 3-D print, yes, artificially, 3-D, prints, “meat” created in a laboratory. NO!!!
There are many diets from around the world, but only one that definitely does NOT work: The American Western diet!
What has this got to do with money and success? EVERYTHING!
Wealth is health.
I lost 13 kg?
I didn’t starve myself or become a gym rat.
I cut carbs and sugar, ate plenty of meat, fat and veg, walked.
Wealth is health.
Join my Money Tips 365 Supporters Club on Spotify: -
https://podcasters.spotify.com/pod/show/charles-kelly/subscribe
#food #lowcarbdiet #health #ketogenicdiet #carnavoirdiet #loseweight #americandiet #sugar #cancer #heartdisease #stroke #money #wealth #energy
0 notes
Video
youtube
Leverage And OPM Will Help Accelerate Your Wealth Building Money Tips 365 Day 29
Join my Money Tips 365 Supporters Club on Spotify: -
https://podcasters.spotify.com/pod/show/charles-kelly/subscribe
Leverage is a term used in business for borrowing money or using debt to buy assets.
Other people’s money (OPM) has been deployed for centuries to help governments and businesses to raise capital, which I’ve written about in my book, Borrow and Grow Rich.
There is a big difference between good debt, which helps you buy assets that produce income, capital growth, and create jobs and bad debt to consumer goods which go down in value.
Can you think of an example of where you have used good debt or leverage to buy an asset like a property?
Have you also used bad debt, such as a credit card, to buy something that you didn’t want to save up for?
How much has that item cost you in interest?
Lessons
Use good debt, leverage and OPM to accelerate your wealth building process.
Avoid credit cards and other bad debt and only use a credit card to pay for things that you can repay in full at the end of the month.
If you have credit card debts, start on a plan to clear the balance as soon as possible, rather than just paying the minimum amount each month.
Join my Money Tips 365 Supporters Club on Spotify: -
https://podcasters.spotify.com/pod/show/charles-kelly/subscribe
0 notes