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Non Invasive Cardiologist: What is the average salary and how much is malpractice insurance.?
Non Invasive Cardiologist: What is the average salary and how much is malpractice insurance.?
First to answer both questions gets top answer ten points. Thank you
BEST ANSWER: Try this site where you can compare free quotes :INSUREQUOTE.US
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"small business workers compensation insurance quote colorado
small business workers compensation insurance quote colorado
BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 
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Do any one know where to get a business vehicle insurance?
hey anyone i am try and look for a business vehicle insurance for me to have 4 car's and vans on the same insurance so all i do call up and add my staff to the insurance there than can Driver any vehicle on this one insurance. ? please help me out
How long does it take to get health insurance?
I need health insurance from any company quick. Money is no problem. How long does it take to get me insured once iv'e signed up? and anyone know a company that can get me insured fast?
Insurance for modified first car?
I've bought my first car, it is lowered but has no performance enhancing mods..I'm on a learner permit with no previous insurance. Will I be able to ge insured??? Im half afraid to tell them when looking for a quote in case they all blank refuse me. I would rather tell them though. I wouldnt mind paying a bit extra as long as its not a huge amount. Does anyone have experience with this? Did you just get refused, or did it just go up...and if it did, by how much did it go up? Thanks.""
Is your insurance affected by a traffic misdemeanor in california?
So I got a ticket today and got in trouble for two things 1) Expired registration sticker (I had a 2010 registration sticker, I was just lazy and forgot to put it on) 2) I don't have my year yet, but I still had two other passengers in my car. Apparently you can only take passengers under 21 years old in your car after you've had your license for a year. Anyways, my dad is really pissed about insurance rates or something. Do they go up for the ticket I just described? On the ticket, it said the only non-correctable traffic violation was the two underage passengers in the car.""
""If i get cheap insurance on my leased car, can the bank find out and reposess it?""
i believe i am supposed to have comprehensive coverage on the car, however its just way to expensive to do that as well as the ridiclous payment i have. I heard somewhere that if you get the cheaper insurance, that the bank can find out and take the car back, which i would obviously like to avoid.""
Integra to Mustang: how much will my car insurance go up?
I am currently insured with ING for my acura integra '1992 at $55 a month. I'm 23 years old with a clean driving record and the insurance is one-way (damages to my car in an accident are not covered, but damages to another car/property are covered) and is also protected from theft and attempted theft + vandalism. I am planning on switching to a 95 Mustang. Can I expect a small or significant jump in my insurance premium? I would apply the same coverage. (The car has an alarm system and I put on a steering wheel lock when I leave it parked.)""
We are looking at buyin a house what insurances will we need and around how much should we budget for this?
We are first time buyers ans are looking to buy a house and we were wondering what are the insurances we need to take out and how much should we be looking at budgeting for this a month any help would be brill thanks x
""Cheap sports car, and to insure and run ?""
does anyone know a sports car in the uk thats cheap, maximum 1000 pounds, cheap to insure and fuel consumption is good ? thanks""
Driving without a license and no insurance?
I recently got pulled over in GA im from PA for driving without a license and no insurance on my car and i was sent to jail and i bailed out and i go back to court in April and i was wondering if i should waste my time on actually getting an attorney and what exactly you think they'll do to me. And is there anything i can do to go in there and fix the problem like get my license or will it show up in the DMV that i went to jail for not having one? I figured if i could go get my license and my insurance figured out maybe the charges wouldn't be so harsh. Any ideas?
NEW TO INSURANCE!!HELP
if someone doesnt have insurance, which is better? primary or excess? why?""
Companies that provide cheap car insurance for a 17 year old male?
I have recently passed my driving test and whenever I get a quote from a car insurance company it it always over 3000. I have tried putting myself under my mother's name as an additional driver but I still get the same outcome. I know people who are the same age with same car and have been able to get their insurance for a little over 1000. Are there any companies that will help me to get a lower quote (don't suggest compare websites because they are more expensive). Any help would be appreciated. Thanks
What will the average insurance payment be for my BMW?
Ever since I was little I've always wanted a BMW. Well now since I'm turning 16 in the fall I have the option of getting a 2004 BMW 5 Series 545i for $9,000. It's in extremely good condition and I just love it. I will be making around $200-250 a month and my monthly payment will be about $106 to the bank till my senior year in college ( yes that's 84 months but it's in good condition so it's worth it) and I was just wondering if any one had a idea how much insurance would cost? I really want to get this car but I won't if I'm not able to pay a payment and insurance at the same time due to other small bills i have. Thanks""
""Could $5,000 cover the healthcare insurance premium for a family?""
If McCain's credit becomes reality, doesn't it seem logical that a major healthcare provider would put together an affordable health insurance package for the credit amount and market the heck out of it? Obviously, it won't have all the bells and whistles, but people would be covered. There is the issue of the tax on the premium, but it still seems like a good idea. This link was interesting - it describes both plans clearly: http://money.cnn.com/2008/03/10/news/economy/tully_healthcare.fortune/""
A question about state farm auto insurance?
If I plan on buying a car with two seats, I'm male and get ok grades, what would be the difference in insurance costs if I got a car with 4 seats?""
The cost of driving a car includes both fixed costs and mileages costs?
The cost of driving a car includes both fixed costs and mileages costs.? The cost of driving a car includes both fixed costs and mileages costs. Assume that it costs $161.20 per month for insurance and car payments and $0.25 per mile for gasoline, oil, and routine maintenance. (a) Find values for m and b so that y=mx+b models the monthly cost of driving the car x miles. (b) What does the value of b represent? (a) m=___(Type an integer or a decimal) b=____(Type an integar or a decimal) (b) Choose the correct answer below. A. The rate of change in cost of the car with each mile. B. The optimal cost of owning the car for one month. C. The fixed cost of owning the car for one month without driving it. D. The total cost of owning the car for one month.""
Can i borrow from my life insurance policy?
Can i borrow from my life insurance policy?
Approximately how much is Home Owners Insurance?
I'm sure it varies by location and value of the house, but approximately how much is homeowners insurance?""
Trying to repeal the Healthcare law which is good for the American people the only thing republicans hope?
Trying to repeal the Healthcare law which is good for the American people the only thing republicans hope will put them back into the White House?
How much will insurance cost for a 2009 kawasaki 250 ninja for a 16 year old?
i would just like to get an idea....i live in northern Ontario
""If the officer did not check my insurance, will the ticket show up on my insurance bill?""
Basically what the question says. I was speeding in Virginia and when the officer pulled me over he only check my license and registration. I paid the ticket almost a month before it was due and have yet to hear if my insurance rates went up. My father pays for my insurance so, maybe he just hasn't said anything but I just wanted to ask the community if since the officer didn't check for my insurance, does that mean my rates won't increase? Preferably, I'd like a cop to answer this, but peer comments are still appreciated. Thanks!!""
""Non owner SR22 insurance, a cheap website?""
Non owner SR22 insurance, a cheap website?""
So is there any health insurance for those with serious medical conditons?
My younger brother who's only 20 years old has a host of serious illnesses: crohn's disease, rheumatoid arthritis, irritable bowel syndrome, and a few more conditions that has constantly kept him sick for a good portion of his childhood. He's missed at least half a school year on a number of occasions, and despite his maturation he's still heavily affected by his conditions. Obviously, it's practically impossible for him to hold a steady job, he'll work for a while and then he'll have to take off a month or two just to deal with his illness, with that said he surely won't have employee health insurance. Currently, he's using our state's medicaid, however once he turns 21 he's no longer eligible for medicaid. With the health care system being the way that it is, is there any possibility that he could continue receiving health care despite his ineligibility? He takes a ton of drugs daily, and even takes some of the same medications that our grandparents take lol. I know some of you heartless conservatives believe he should provide his own health coverage, but how? His drugs cost thousands, and he's in the ER constantly, thus making his health-care only affordable to extremely rich individuals. When healthy, he does contribute as much as he possibly can, however for someone in his condition it would be downright shameful if he can't continue to receive any healthcare.""
Do I have to be on my parent's car insurance to drive my car in Florida?
I'm a little confused because my dad says I don't have to because *only* the car needs insurance. But then why are people on insurance lists for cars?
What is the best kind of health insurance for fertility treatment?
Shopping for insurance and would like an honest answer from the people. I know I will be seeing a fertility specialist and doing lots of lab tests. Does anyone know which kind of insurance would best fit my needs? fyi, I live in northern California. Would a health savings account work?""
Anyone know any cheap car insurance?
Im just trying to save a little money.
small business workers compensation insurance quote colorado
small business workers compensation insurance quote colorado
How much is health insurance for a 55 yr old women??
i live in southern ca and we are looking on getting a affordable health insurance for my mother she is 55 yrs... around how much will we be expecting on paying mothly... and what good health insurances are recomended??
Auto insurance required when buy new car???
I live in california and recently went to the dealer bought a brand new car, and the saleman told me that I need to buy the insurance for my new car right at the dealer otherwise he can not let me drive that car home from the dealer eventhough I have full insurance coverage on my old car(current car)? He ask me to get the insurance coverage that they offer for 30 days? Is this right or it is a scam to get more money from me? Is it true that for everyone who buy new car to get the insurace coverage before they can drive it home even if you have full coverage insrurace on your old car? Thanks""
""How much does private health insurance cost in Johannesburg, South Africa for 1 healthy young person?""
My husband may be relocated to South Africa for about a year. My sister was going to come with us. My husband gets health insurance through his work for him and I and my two kids. My sister would have to get her own health insurance. I understand that you want private coverage over there b/c its considerably better. We are from the U.S. Does anybody know the average cost (just an estimate) of about how much it would cost her per month for private health care insurance over there for one person? We would be in the Johannesburg area. She is 26 yrs old, non smoker, physically fit, no health problems at all, etc. No maternity coverage needed either.just a basic just in case something happens plan. Shes had no prior surgeries or anything else like that and no pre existing conditions. She also does not take any medications. Any info on this would help a lot! Thanks.""
Im 71 years old will 1 speeding offence offence two years age effect my car insurance?
I have always used a Mobility car, hence the ignorance re, insurance""
Insurance cost for ferrari?
what is the insurance cost for a new ferrari f430 which costs 220,000 for a 32 year old in florida with a perfect record please dont say if you have to ask you cant afford it because i can i just want to see what you think because i have a estimate!! by the way if you say if you have to ask you cant afford it if you give me a good answer you will get 10 points!!!""
Car insurance question?
I'm going to get a car that is 3000 bucks...I dont want full coverage....I want somehting like PLPD or something.. How much is it going to be for insurance? Cant I find anything cheaper than 203.00 thats the cheapest so far. I dont need to pay that much... HELP??
What is the cheapest liability insurance in sacramento?
looking for auto liability. just to cover the basics. i'm shooting for 50 dollars or less per month.
Where can i find low cost health insurance that can include dental? I am in GA.?
I havebeen looking everywhere for health insurance that includes dental(because I want braces)but they are so much (like 290 for a adult and 2 children) I am 16 years old looking for health insurance for my dad,me,and my sister.""
How long of a grace period do you have after buying a car to get insurance???
i just bought a car and i just so hppen to get pulled over....i just bought the car the day before....so i give the cop all the information i had on the car and told him i bought it the day before, but he still gave me a ticket for no insurance and no plates, because the car had paper plates. i was told that i get a 10 day grace period but i don't know if thats true.""
Pros and Cons of a motorcycle for a teen?
Both my parents and I have gone over me getting a motorcycle instead of a car, and they're fully behind it. As far as my knowledge, insurance costs are a lot less (but more for me since I'm just starting out) monthly payments on it are lower, more MPG, more eco-friendly, less space and I personally prefer it, and use it as year-long transportation since we're moving to Orange County, Calfornia from Las Vegas (where it never snows). I'm almost of age to get my permit, and I would appreciate it if you could come up with any other possible cons or problems of having a sportbike (Kawasaki Ninja 250r, 2010-2011) instead of an older car. I know repairs, etc would be roughly the same. Thanks.""
What is the best insurance for new drivers?
I am 19 and I just got my driver's license (better late than never). I need car insurance asap and am looking for suggestions fo cheap insurance for new drivers
How much does it cost to cancel motorbike insurance in the UK?
If you've been with them say 2-4 months. Also does it make a difference if its Third Party, Third Party Fire and Theft or Fully Comp? Its on a 125cc and the insurance is going to cost approx 300. Thanks""
Car insurance cost?
How much will car insurance cost if I'm a 19 year old girl, who is a full time student with a 3.3 GPA. I'm also a new driver and recently got my license, which means I ...show more""
Will auto insurance provider raise my premium rates for filing a claim even if the incident is not my fault?
I just noticed some deep scrapes/scratches on left corner of rear bumper on my Prius after returning from late-night shopping. I was thinking about filing a claim on basis of vandalism, but I heard providers tend to raise rates for filing a claim whether it's my fault or not. I'm just wondering if it'll cost me less in the long run to go for it or just find and go to an auto paint shop directly?""
17 year old male car insurance?
Hi, I'm 17 year old male looking for car insurance - I know that the insurance is going to be expensive, but the cheapest I can find is just over 6000! It's for a 1 litre citroen C1, I don't live in a rough area or anything. What am I doing wrong? My friends are driving cars, and they're paying around 2000. I tried everything; pass plus, third party only, low annual mileage, high voluntary excess - what am I meant to do? I've tried all the price comparison websites.. Thanks for your help!""
""What are the motorcycle insurance fees where you live, compared with car insurance?""
I mean the minimum required by law in your country. in some places it's only medical coverage in case of accident, in others third-party insurance is mandatory as well - please elaborate in your answers. I ask because where I live (Israel), it would cost 3 times as much to purchase mandatory insurance for a 250CC bike than for a compact car, and the bike fees are going to get yet higher soon - so I wanted to learn how it goes in other countries.""
What year vehicles require full coverage insurance?
im looking for a cheap insurance for the state of louisiana. im with progressive and pay 88.00 for liability uninsure motorist and road side assistance. i want an 08 or 07 car but cant afford to pay for full coverage(mean over 90.00) for insurance. By law are 07 and 08 vehicles required to have max coverage or just liability. only drvie veh to work and local shopping and bring mom to medical appointments. and are what kind of cars get low insurance rates(cars verses suv, two door verses 4 door red verses white)? any company suggestions looking to by chevy colbalt or suv kia sorrento.""
Who is the best life insurance company that pays out?
I am looking into getting life insurance probably not term life insurance just regular not sure yet however a lot of my friends have had problems with life insurance companies not paying out even though they where still within the life insurance contract guidelines so I am scared..I have heard a lot of positive things about farmers and that they always pay out as long as it is in within the guidelines they provided when you signed up for the insurance . does anyone know of a company that for sure will pay out ? also can I take a life insurance policy out for my mother id like to do so because she does not have one so I am worried something may happen and I will be stuck with bills ? I know I will have ta pay more because of her age but that is okay with me I feel like it is well worth it as long as the company pays out any advice ?? Thanks
Do you think i could get a used car and insurance with under $3k?
i really need a car to get around, i have full time job, n part-time student. It's getting to my nerves that whenever i need to go somewhere, i have to ask my brother or sister to take me. Yes i am a student 18 yo, i don't have much money, and my parents refuse to buy me a car, reason because my mom said insurance is too expensive, and she doesn't give a shitt about me. Do you think i could get it anywhere? i was thinking about buying the car 1st then insurance later on because i can't afford it. idk what should i do?""
Can paying monthly for car insurance increase credit score?
I was just wondering if I pay my monthly insurance bill if my credit score would go up? I am trying to build my credit score after having a real bad score. I know that if you have a recurring payment it will increase the score, but does that include car insurance? I have the money to pay my insurance for the year all at once (birthday present) but if it helps my score to pay monthly, I'll just keep the money in my account and pay monthly. Thanks!""
Insurance Quotes?
So i just started driving and my parents put my name under the title of our van because the insurance was cheaper. Well i would like to save up and get my own car, but they keep bringing up that the insurance would sky rocket. The van is a '03 Honda odyssey and the car i'm looking at is a '91 Toyota 4runner. If anybody could give me a ballpark estimate of how much the insurance will cost for one verses the other. I'm 16 and live in the zip code 80127. Dont know if any other info is needed. Thanks.""
How much would insurance be on a 2005 Subaru Wrx Sti?
Before you answer please read this: I am 16, this will be my first car, my father will be buying it for me but i would call the insurance company but they are closed at this time of night so i will just ask on here. Please do not lecture about how i don't need this car and all i understand the concern but since you aren't the ones paying the bills please don't lecture. Thank you for any and all help available.""
HOW does indemnity insurance affect Home insurance?
How does having indemnity insurance on a home for buiding work carried out with out building regs affect the cost of Home building insurance?
What's the best auto insurance for a brand new driver @ age 30?
With a 2008 Honda Civic, and why? I already called and got quotes from places byt I wabt to hear from regular everyday people...""
CAR INSURANCE - 2nd driver?
My sister who recently passed her driving test would like to buy a car, problem is car insurance quote comes up to 3000, which is too much! So i was thinking to get the insurance in my name, and put her down as secondary driver. I already have another car, where i am also primary driver. If she crashed her car, would this get flagged up under my insurance, although she crashed it....i dont want to pay high insurance for the rest of my life for her mistake or would it come under her record??""
small business workers compensation insurance quote colorado
small business workers compensation insurance quote colorado
How much does a million dollar insurance policy cost?
I was intersted in buying a million dollar insurance policy. How much would that cost me? I make about 65 thounsand a yr. Any ideas/
How much will my first car and the insurance come to roughly?
i can start driving lessons in January. How much, on average, would my first car cost? and how much on average would the insurance be? Also.. What would you advise for a girls first car? :) Leave your answers below please, Thanks!xx""
How much is the insurance for a trampoline?
I am looking into getting a trampoline but I would like to get liability insurance. I have AAA and I was wondering how much my homeowners insurance would go up if I get a trampoline with a net around it
What is the best web-site to get insurance leads from?
mostly health leads, but some life leads""
Why is health insurance important?
Why is health insurance important?
""Had a car accident , no insurance ?
I got into a car accident and I have expired insurance. I was wondering if I could pay the late fee on my insurance and would they still pay for my car problems. And for it to get out of the car lot. PGAC is closed today
How do I get out of a ticket in California for no proof if insurance?
I got a ticket for not having PROOF of insurance but I did have insurance I just didn't have the paper on me. How can I contest this in court? Also I got a ticket for failure to obey a regulatory sign for going 64 in a 70 (allegedly) I was going 70+. He said I sped up when the highway patrol came up behind me. Obviously I'm going to slow down 1. It's a cop 2. I didn't want to get a ticket for speeding that's why I slowed down when he came behind me. And he said I sped up when he came behind me I was going 70 then I slowed when he showed up behind me.
Cheapest cars to insure for a 17 year old?
I was wondering what cars would be the cheapest to insure for a new driver, aged 17. I heard there is all these different groups which relate to the amount of insurance you would have to pay. Also, I would prefer a decent car, so if you know any decent, cheap to insure cars! pleaseeee let me know! thanks! :D""
Business Liability Insurance?
Does anyone know of a company that offers business liabilty insurance for about $8-12 a month?
Inifiniti G37 insurance for 18 year old?
Ok i live in new york and im 18 and a new driver.... i keep hearing that it would cost over 700 dollars a month to insure it ..... is that true ? i know there is alot of variables but i wanna know is it possible ?
Car payments and insurance?
is it possible for me to finance a car in my name but put the car under my parents innsurance? so the innsurance would be cheaper
Will the insurance company cover my accident on a rental car?
What happen if i rent a car in my friends name and take it out of state but use my dad's insurance card? I am only 19 and live with him. I am not adding my name as the secondary driver at the rental place. If i get in a accident in a different state will my dad's insurance cover the accident. And i can't rent in my dad's name. So that's out of the option. I am renting in Georgia and going to Florida. Thank you
Can I get onto my parents insurance?
I don't have a car yet but i want to buy one in a year... I was wondering if I could join my parents insurance and if yes how much do you think ill have to pay monthly (Progressive) for a '65 Chevy C10 Custom?
Insurance costs?
How much do you pay for your medical/life insurance each month? Mine is about RM200.
Whish insurance compay should i go to (auto)?
i just bought a 2000 Toyota camry Ve last night and i have never had any insurance before because i havent need it , i am 23 years old and i am looking for insurance some people told me go to Gieco has good prices""
Insurance friendly car modifications?
Given the cost of insanely expensive car insurance, I have put off modifying my car for the forseeable future. However, I want to know if there are any modifications I can do that will not affect my insurance premium. For example, do I need to tell the insurance company if I respary my standard wheels in a different colour? Thanks.""
My car was totaled by my insurance?
I bought a 1999 Honda for $4,500 in March of 2010 from a private party, about nine months ago. The owner never disclosed the fact that the car had been totaled in December on 2009. According to Washington State unless the total meets certain criteria it doesnt have to be listed on the title. On January 17th 2011, I was involved in a car accident. The insurance totaled my car. Somehow the insurance discovered that it had been perversely totaled, which I was not aware of. I had full coverage on the car. They now are saying that I will get receive what the car is worth with a savaged title. My question is, do I have to except this or can I fight for the value of a clean titled vehicle? Should they have run a check on the vin when I insured it with them and discovered the that the vehicle had been totaled before? Or is everything my fault?""
Best health insurance to take?
i want to take the best health insurance suggest me
How much do you pay for car insurance?
I pay $380 a month for my car insurance. more than anyone else i know. Just curious what everyone else pays Im a 20 year old male, single, living in California, have a 2002 bmw and a 1998 lexus, with 4 speeding tickets""
Good renters insurance/ car insurance?
i'm looking into getting a car before i move to tampa, fl in the winter. i'm on the waiting list for an apartment but i'm going to need renters insurance as well. it's my first time living on my own so i'm not exactly gonna be over flowing with cash. i'm looking for a cheep company that can cover my car insurance and renters insurance, is cheep, and will cover my 83lb dog (a non-vicious breed).""
If you are under 18 and wreck a rental car is it covered by insurance?
I need a rental car and my mom will rent it but they said an under 18 year old can't drive it by yourself. If I drive it with some friends and get it in a wreck will it be covered by insurance (rental, our insurance does not cover rental cars). Also if I get pulled over by a police officer is it legal for me to drive? Thanks.""
""Car Insurance help, UK?""
i have been driving for 1 year in New Zealand, i dont have a full NZ license, but a restricted. i am now in the UK and want to know how much i will be paying for insurance roughly. i have just passed my uk driving test, so im basicly a new driver. Please Help""
""How much is a speeding ,no insurance,and without id ticket can cost in Augusta Georgia?""
my daughter was caught speeding,no license,no insurance,how much does the tickets total?""
Whats the insurance for a drink drive offence (uk only)?
My partner stupidly got in his car drunk a few years ago , he bought it while on a provisional license,and had it insured,he got a 20 month ban and a fine. He now has to pay something like 200 for a medical. I personaly think hes foolish thinking he can get back on the road as the insurance would be through the roof! he thinks it wont be,that he'l get cheap insurance somewhere.. What do yous think? I think hes way wrong. No negative feedback please, I dont condone drink drivers in any way ,took me a long time to forgive him.""
How much would car insurance be..?
BALL PARK figures, if anyone knows how much car insurance would be for an Acura LSX 2014? MSRP is in the $30k I guess the record would be clean however I am only 21. Would it be good to also add my mother if that helps lower the cost? I haven't had a new car before and it's all new..""
small business workers compensation insurance quote colorado
small business workers compensation insurance quote colorado
What do the insurance groups of cars mean. for instance is 1 high or low.?
What do the insurance groups of cars mean. for instance is 1 high or low.?
""I dont have health insurance, what should i do?""
I live in California, I am a fulltime student in a comunitty college, and a part time worker, my parents dont live with me , I dont have health insurance, i think i need a physical ,i think my eyes are going bad,what should i do? (i cannot afford monthly payments of insurance companies)""
Whats happens if I don't get car insurance?
I have a speeding ticket on my license, I'm about to go to court for another speeding ticket (19 over) and a reckless driving ticket (for burning tires). I am 18, with a Nissan 300zx (2 seater sports car) My insurance is currently $120 a month for liability (I think) , and will probably go WAY up I was thinking, what if I don't renew my insurance? Will I just get a $200 ticket when I get pulled over for it? $200 ticket >>> $300 a month for insurance More knowledge the better, cuz the 2 tickets I just got are gonna cost me out the ***, and insurance is ridiculous anyways, I have 0 wrecks, I'm considered high risk with tickets even though its just speeding and burning tires. Speeding on old highways with nobody on them, the worst thing I have to worry about is deer. Burning tires in secluded areas on roads nobody drives on really.""
""Motorcycle questions? Good old, cheap and cool bike? Insurance?""
Im looking at buying a motorcycle! :) I dont need one that is too quick, I just learned how to drive one and I loved it. I want to get one for the summer. I dont want to pay over 1500, and it doesnt need to be too fast. (what is the 2002 honda civic of motorcycles?) I just want it to be kind of cool looking. I saw a 1985 honda (with the wing on it?) that looked really cool. Im 17, and I want to get one that will only be insured for the summer. For one with a small engine, what is the insurance cost? I know it varies, but does anyone have any ideas? Thanks Matt""
Is there such a thing as mental heath insurance or at least a carrier that is better than others...?
i'm self employed and considering blue cross/shield and kaiser but can't really find a cost difference between them. i'm in california, physically very healthy but feeling the need for therapy, but can hardly afford it. i have no health insurance at all so a plan that covered everything, but was especially generous on mental health would be great.""
""What is the best insurance for a single, 23 yr old female college student?""
oh, i'm looking for health insurance and definitely affordable""
Is insurance required to keep a valid Florida driver's license if I dont own nor drive a car?
I am not currently driving nor do is there a vehicle under my name. If i do drive it will be a friend or girlfriends car. Will the florida dmv suspend my license now that I have been removed from my parents insurance?
Does anyone know a insurance company that insures assembled motorcycles?
i just purchased a 2008 assembled harley but am having a hard time finding an insurance company that deals with these! if anyone has one of these custom bikes please let me know, i want to get it insured so we can ride this weekend!!!!!!!""
Can i be on my grandma's car insurance even if we don't live together?
Im a 19 year old female and want to buy a car but car insurance is just too much! i want to be put on my grandmothers car insurance but we don't live in the same city. Do you think it would be possible for me to get on there!!
Is Globe life insurance any good?
I requested info from them, and after looking at their brochure, I think I would like to sign up for it. Is it really any good??""
Health insurance?
i need health insurance that is affordable to me. i am willing to spend 30-100 dollars a month. i just basically want something to cover my dental and doctor . it can be network far as i car i dont really need ppo. i also want it to cover some of my presciption.
Will my insrance increase?
I have a VW polo at the moment, and insured with ''Quinn Direct.'' If i put Allows on my car, will the insurance cost go up?""
Can a Home Mortgage Company insist you paint your house?
My mom receieved a letter from a mortgage company stating she needs to make 3 repairs to here house. (paint the outside, fix trim around door, repair soffet) They also said they would drop her in 30 days if not corrected. HELP.... Is this legal? I may also say my mom put a claim in last year with them and they (insurance co) had to repair a canapy for 2k.""
UK- Can you help me find cheaper car insurance?
I currently own classic mini and after 6 months of driving it i want something more reliable. I didn't earn any no claims bonus on the mini as it was on a classic car policy, which I paid 900 a year third party, fire and theft. I want to get a 1.3 toyota yaris but cheapest insurance I have found is 5500! I will be the main driver of it and no i will not front it (go as named when im actually main driver). Which companies are best for young people. I don't want to pay more than around 2000 a year on the insurance. I know there are many factors that affect insurance but I'm looking for companies with good deals/lowest premiums and/or general tips to reducing the premiums. I live in the UK by the way.""
Car insurance for a 17 year old?
First of all i need a new car and now i have a 2004 honda civic and i got prefered to a 2011 camaro from a friend who really needs to sell it because they are having a baby and they offered me 2,500$ to 3,000$ ofcourse id take it but my mom said if the insurance is really high i cant get it? How high would the insirance be its a two door 2011 camaro""
Whats higher in cost car insurance or van insurance at 19 years old?
just a little argument what would cost more car insurance or van insurance
How much is Insurance for a 17 year old on average?
I'm 16 and I didn't take drivers ed, i just got my license, and i just wanna know on average, and maybe the cheapest i could get insurance in the state of texas?...""
Is it true that in PA if you don't own a car you don't need car insurance but could still drive someone's car?
I have my own car now and insurance, but I want to get rid of it and just drive my bf's extra car around. Is that legal because he has insurance on his cars? This is in Pennsylvania. Thanks.""
Need insurance for mercedes car - which insurer will use mercedes repair centre?
I'm buying a Mercedes B class. Swinton have given me some good insurance quotes but during the long conversation (with Aviva) to get 7 day drive-away insurance I was told to be careful of the small print: to keep the Mobilo service I must always use Merc-approved garages for servicing and repairs; unfortunately Swinton's insurers say they will choose where the car goes and this is very unlikely to be a Merc garage. So my question is: what do Merc owners do? From whom do you get your car insurance to make sure any repairs are carried out by a Merc-approved repair centre?
Please answer!!! Is my car insurance too high?
I have a 2007 toyota corolla, clean title and no liens. Im 20 years old, female and part time in college. I have state farm and it costs $280 every month, i have full coverage also... Is this expensive or what??!!""
""If you're arrested at 17, does your car insurance go up?""
If you're arrested at 17, does your car insurance go up?""
Insurance on a Civic Si?
Alright so im pretty sure that answer is going to be high but im thinking of buying a '06/'07/'08 civic si, but i was just wondering if any other si drivers could give me how much they pay for insurance. im 20 live in s. cali and have one ticket so i bet thats gonng drive it up but still want to know like an average. will it make a difference if i but a civic si sedan instead of the coupe?""
How do you beat the under 25 y/o car insurance scam?
We're bought a toyota corolla for $9,500 and its going to cost $1700 just to insure it, we've heard of putting it in the parents name but if you name an under 25 year old as a driver the price goes up so i was wondering if anyone knows a way to beat it""
Quiting smoking. Insurance will cover the patch.?
Only if I have a perscription from a doctor. I can purchase the patch or gum at the pharmacy with out a perscription. Why does the insurance company insist on a perscription for it to be covered. It just dosent make since. A lot more people would quit or at least try, if the patch and gum was alot cheeper. To purchase it out right the patch runs about $35 to get it with a perscription it is only $20. That is less than a carton of cigaretts. Why dont they make it easier to make that discision to quit. Make the quit smoking aid less expensive then a carton of cigaretts.""
Car insurance so unfair?
I am 18 and I know the prices are a joke, all I want is a 1.6 astra 2007 and I have to pay 10 k to get insured.Over in the US and over countries kids get massive jeeps, why is it over here, most people can't even afford a 1 litre corsa. Pisses me off that I get tied in with the same brush because of my age, surely can they charge a ridiculous price such as 5k and give you half back if you don't crash? they will still be profiting massively, as my dad pays 280 a year. If i want to suceed in life, I think i'm best leaving the UK, they just want everyone to use public transport and don't want people to have the luxury of driving a car. Anyone else agree ?""
small business workers compensation insurance quote colorado
small business workers compensation insurance quote colorado
https://www.linkedin.com/pulse/wallsburg-utah-cheap-car-insurance-quotes-zip-84082-joshua-mccormick/"
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Can I keep my cheap auto insurance without my broker?
When I first switched to my current auto insurance I didn't even realize I was dealing with a broker, and was surprised when they charged me a fee in addition to what I am paying the insurance co. Well I paid it (this was 3 years ago) and now I'm supposed to pay them their fee every year! I'm just wondering if there is a way I can cancel the Broker and still have the insurance? Best answer: Try this site where you can compare quotes: http://cheap-insure.info Related Questions Rescheduling Car Insurance questions any help please? Alright, above all thanks for reading. The problem with me right-now is about rescheduling my auto insurance following this month, I'm thinking. This can be my first time having insurance-but I can not afford the payments because I have been defeated in getting a work. Not only till it's set therefore, that but the automobile can not be pushed again it will always be inside the yard. Used to donot go into anything or an accident but it takes several parts cause they have worn-out. And so I was merely likely to have it cancelled/ whichever that was lapsed while there is no stage if I can't get my car for me personally to have it. I actually donot possess the money at this time to repair it often. I'm contemplating deleting it, waiting till I get my car mounted and then getting some new insurance. But my mama told me that after your insurance extends out in NC you have to bring the labels back... Does that mean once I get another insurance plan as well, I've to pay the entire subscription fee? Or may I somehow simply keep my tags till I get some good new insurance next several months? By the way the automobile will always be till I've enough cash ensure it and to correct it, left." Looking for Car-Insurance Sr22?? Who's best 2 opt for?? I am buying a reliable although cheaper insurance 2 opt for for an SR22. Does anyone have firms? IT is 4 a: 18 & 19-year old Man. In the IL place. Please and thankyou "If your car is not reduced can you not just pay obligation rather than the full coverage motor insurance?" If your car is not paid off could you not only pay liability rather than the full-coverage auto insurance? Since full-coverage car insurance is too much for me to pay for, I am confused, I just desire responsibility on my vehicle? Is there around not investing in full-coverage no way? Individuals who simply have responsibility, is there vehicle repaid and they're not currently making payments?? average car insurance cost for new drivers 'm really young so I don't understand much concerning this form of stuff!" Just how much is car insurance? I am 18 n i need 2 get yourself a vehicle soon. So i wish 2 get a notion of around value i'm investing in my very own insurance. if i get yourself a treatment produced between 1999 d 2005. Thus if any1 has a concept can u please help me out" Do you really need full coverage insurance to get a new bike? I am about to get yourself a fresh 07 triumph daytona 675 since i wouldn't and i was thinking it could on the mortgage could you need full coverage onto it or could I just have liabilty? Since I'd be making payments on the lender and also the cycle owns it. Kinda like automobiles?" Economics // Healthinsurance? Becky works to get a big supermarket providing you with a medical health insurance program to all workers. This really is a typical example of: a. Medicaid n. Work-based health insurance c. Government health insurance d. Just one-payer medical care system Is there discounts on insurance for cars which are 25 years or older? I heard that insurance is quite low-cost for automobiles which are older or 25 years. I heard strategies around a few hundred per-year. Is the fact that correct? I want to obtain a scooter in florida? I do want to obtain a scooter under 50cc in florida, and I am 15 with a people permit. Do I want a license to drive a scooter under 50cc? 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Therefore, my certificate will fundamentally not be useful. After I get my permit I'll purchase a cheap car. I will obtain a friend to push it home for me personally. I'll threaten to travel uninsured, and I move travel uninsured, if that wont make them purchase insurance. Chances are they'll need certainly to get insurance. Will that function?" "In 1000 years time, what do you consider history will claim about AGW?" What do you think future historians must say about our period and its consequences? Depending on your comprehension of the niche; likewise that which you consider is our almost certainly reaction, how do you believe AGW can progress within the next few decades? Clearly there are many unknowns; only think about the alterations within the last 100 years, aside from the last 1000. Chances are that you will see several improvements which could never be predicted if not designed today. Clearly responses can be extremely speculative. Therefore, just for fun subsequently, what do you think the annals of these moments is not unlikely to be? What do you think will probably happen?" What sort of lawyer do I against a-car insurance company? I really donot have insurance. The insurance company is currently going for damages to the car used to don't do. ie such as a fresh paint job for the vehicle I backed into. The destruction I did so was for bumper and the hood along with the insurance company is currently demanding I purchase all areas that are new and a brand new paint-job before I hit on it, even though this guys vehicle was damaged." "How much will I pay for autoinsurance like a 16-year old male?" I am A - 16 year old man (and that I already know just what statistics present, unfortunately), soon-to be 17 years of age in October. I will be paying car insurance soon and that I am trying to get an estimate of just how much I will be spending monthly/yearly. I get yourself a 3.5 GPA and live in Dayton, Ohio. My mom is likely to be putting me to her insurance plan and I drive a 1999 Chevy Camaro (here is the auto which will be protected, and thankfully it does not possess a Z28 engine). Iam not sure whether or not the insurance organization will consider this a sports car either, so Iam very worried! Please help me! Thanks!" Father really wants to include either girlfriend or daughter about the motor insurance plan? Who will be cheaper to include? Father desires to incorporate the spouse who is 48 years-old whom holds a provisional licence and really wants to add a called driver. From the situation would it function as the same price for both? or would it be cheaper for that older girls. Both have not handed exam thus wouldn't the insurance plan cost function as same for both. I would prefer to realize the difference? Or whether as both only hold provisional certificate it would be the same?" Finding Auto Insurance with a provisional license in Ireland? I am 17 years-old and I only handed my idea examination nowadays (Woohooo!) I livein IRELAND and that I'm thinking what would be the cheapest way for insurance? Insurance could be too large to go on my own personal. Our mom doesnt possess a license or even a provisional certificate, she does not want to travel either for personal reasons. There's nothing that can be completed there's there? I really could go on my friends insurance,he has the full license for approximately 8 years. A district lives away though so how could that work? What are about me proceeding under his insurance, the principles? I would appreciate any help as I'm not used to this and I need support. Cheers!" "Therefore my dad has auto insurace in Spring Area, Nyc which causes his insurance to not become superior...?" Im 19 yrs old and he wants to add me being a driver. I reside in Brooklyn. Me have two complete addresess that are different. When he gives me must they are given my brooklyn tackle by me or it doesnt matter. Observe that I dont want the different tackle the boost his insurance" Car-insurance under-18 for pupil? I wanna discover insurance charge in one month, if iam a worldwide scholar and i purchase car, my insurance is not related to any one... Thankyou" Young driver insurance in britain? how much would I must pay for insurance if iam 17,18,19,twenty years old? and which cars will be the cheapest for that era? Must I wait, when im 21? Or it on driving experience depends? Thx" I hit on my siblings automobile while in the drive-way. Can my insurance go up? Once I backed out she really was near and that I struck here aspect with mine. I set below mustangs lubber was broken by a palm size reduction inside the car and that I. will my insurance rise because of this? i herd that something such as that it wont. it happened in my drive way. and my insurance comp is the General" "And lastly, would you be willing in case you recognized to get a truth, to pay more for your medical care insurance? Persons less well off then you might have an improved chance at life. "A month, simply how much does one personally buy car insurance? just thinking. thanks! :) How do I become an Insurance claim insurer in California? Ive searched and looked for classes supplied, or forming but there appear's to become low of that offered so how can i get my base in the doorway to be a state adjuster? This indicates like its a catch22, because careers which can be hiring for trainee adjusters or in house adjusters require you to have knowledge but there seems to be no strategy to get your foot within the doorway. Ca somebody guide me towards the best route? Cheers" What might my allstate car insurance be? im a 16 yearold female. i had driveris ed (and that means you're suppose to acquire a discount) and my mama have been a member of allstate for at the least a decade without accidents or anything. Therefore im questioning, about howmuch could MY auto insurance be? We are getting a reddish 87 toyota celica car thanks, if it concerns concerning the automobile I'd be driving!" "Basically own a vehicle, could someone else be the called driver on insurance?" I can't generate the automobile anymore, although a car is owned by me under fund. Is it feasible for someone else start to become the key consumer of it and to guarantee themselves around the automobile?" What documents do you need for motor insurance? Ok I don't know too much all I know is I am motivated, I want a-car with motor insurance onto it. Dad features a vehicle by which he's currently likely to let I am using him next week to get motor insurance and me have. What papers do I have to present since I wish to prepare yourself, in order to acquire the car insurance. In my opinion he may be placing the insurance in his label and quarry being that I am a young driver although I'm not sure what insurance I'd like yet." Best answer: Try this site where you can compare quotes: http://cheap-insure.info Could Obamacare reduce my health insurance cost? When does this enter effect? Our annual income is reduced and my medical health insurance is blueshield its $200 per month and effective start35 for the premium. Will Obamacare reduce my monthly quality and when will this enter effect? What methods would I have to get? Thankyou Have to locate a car that is inexpensive and trusted whats the top what to try to find in a-car? Hi am seeking to get an automobile and simply handed my uk driving test recently but i really have on what to acquire no idea. My budget aint brilliant around 500 just require something small - cheap insurance intelligent- but reliable. What type of milage must I be seeking, what engine measurement, what cars are more dependable than others,what wouldbe inexpensive insurance wise etc. ill be using the vehicle over a daily schedule to-do college runs and purchasing etc any help and tips will be wonderful. many thanks beforehand!!" Simply how much could insurance expense annual for? For a 2005 Lamborghini Gallardo that could be obtained for 110. Many Thanks." Just how much have you been investing in motor insurance? How much are you currently currently paying for motor insurance? "I have a problem about an estimation, insurance, an accident and fee?" Hello. I recently got rear-ended and had an estimate done for $1800 bucks and somebody said I would never be given that much for my car by them. I looked up a private-party price plus the Kelley Blue Book would be about $750 and that's simply how much they would offer me and the automobile is taken by them. Is this? I might doit and I retain the car! I put a brand new clutch in it, new front brake system, fresh fatigue, I love the automobile, so it's worth much more in my experience....Iam just thinking exactly what the regulation is on it and what I may manage to do to maximize my payout. If I'm disappointed using their present may I take them to claims that are small and get? I just can't believe that I merely sat at a stoplight and INCREASE my car's damaged and since I'm not rich I can't-get it fixed ya know? Thankyou on your time...." In case you accidentally struck on someone together with your vehicle how much does your insurance premium raise? By hit someone, I am talking about a pedestrian." "the insurance provider, how much should I get deemed our vehicle an overall total damage?" I've a 1999 mercury sable GS with 99,000 miles. The automobile is situated in the zipcode 08080 (new jersey). An appraiser came out and mentioned the harm was near $2300 also it was regarded a complete reduction. Now I am looking forward to them to callback using a settlement offer. I looked up my vehicle for my vehicle on kelley blue book along with the retail value is $ 4. Simply how much will they spend and to me will I visit judge when they decide to pay significantly less than the value?" Insurance for ninja 250 estimate? What could insurance be like to get a ninja 250? I am 17 and could be by myself insurance and certainly will have my permit. Just how much does average be made on by a Double AAA insurance broker? How does Multiple AAA spend their providers? Their brokers do not market Life Insurance right? What all do they provide? How does a Situation Farm broker be compared to...declare by this occupation? Any1 know much on insurance info? Hi all ive been to get a year named auto strong having an auto insurance and my insurance has ended now. Thus I've permitted a complete years no claims benefit with them... well what goes on now how do i receive it? Just like summin or a certification? They havnt even sent me any point or even rang me... One other week, i rang them and they said they will ship a of the times NCB... Is this evidence needed by me or do I simply inform my next insurance to contact them for comfirmation?? Thanx another problem is I obtained protected for 2000 primary with car for that year. I'd 9 factors drink driving and i hadnt had any no-claims advantage of course. The vehicle was a fiesta xr2i However now 6 of the points have terminated and therefore are off my certificate and also i will have a years no claims bonus.all i have on my license now's 3 items and dr10 (drink driving terrible i know) anybody have a tough idea just how much this will fall now i have a little more of the fascinating history lol? thanks for time yall tc" How much is property insurance and automobile? sorry that is kinda long. but... im doing a project for economics course. And like produce a resume plus a job app a cover letter, we've to determine our potential, and of this other things soon after we picked a career we are enthusiastic about doing with your lives. Thus, we have to determine our budget like car payment, property charges, transportation like car insurance and housing material. Trading like cell phone charges internet and entertainment to call a few. after this. We take our monthly net pay that is overall, and subtract our overall monthly expenses and thats our outstanding money simply for whatsoever. But i am having difficulty locating automobile insurance, and house insurance. All I'm finding from looking is rates, and that I dont need that. i jus require a directly dollar amount. if anyone can help. That might be great. Cheers." If you know about motor insurance (10 items is likely to be honored)? Hello, my sibling includes a Ford HR-V 1.6 VTEC engine which will be UK insurance party 9 and duty group F, I'm looking at insurance group 9, a Suzuki Swift Sport 1.6 engine and tax area ELIZABETH... my insurance has been my fathers enterprise who say I - can have up to a 1.6, I mastered to drive within my friends automobile however the insurance company are looking into if i can possess a Suzuki Swift Sport, it's no turbocharger, so what will be the big offer 10 Details for best remedy" Specific insurance for individual with 69 year and no revenue old? 2005 mazda rx 8 insurance cost -year old, no income, not eligible for medicaid (5-year permanent residency rule). Lifestyles with girl. She will need insurance. Could she possess the insurance individually (remember, she's no formal income) or she may have insurance at industry through her child as a family member? Though girl has her insurance. What is minimal demand and the best way here? Cheers ahead of time!" Long term auto rentals vs pricey car insurance? Therefore about a couple of years before I got hit with a fake DWI in NY (handed breathalyzer test police however lied and said DWI). But that is another story. Presently I ordered a Landrover Disco 2. Geico gave me a nice package @ $1430/6 weeks until the DMV statement ran and noticed my DWI from 24 months ago. Currently my 6-month charge is $3700/6 months. That price is totally rediculous and unmanageable (according to my pockets). Therefore, my problem, must I only do long term car rental? I mean I have a brilliant sweet discount that rivals employees reductions Enterprise Rentals and @ National. I am thinking every 6 months I might only hire to month schedule at under $3700/ over a month. The benefits would be the option to deal it in for any automobile I decide for an entire month as well as fresh year vehicle designs. In addition to the gasoline would be significantly less. Basically my problem is, must I do longterm leases or run myself broke looking to keep up together with book as well as other costs with insurance and gasoline costs?" "What does 500 deductible or 1000 mean if you are getting auto insurance?" Before I get my motor insurance I would prefer to understand what this implies,and what's better." Desire demands may I get health insurance? I am a dreamer & i view i dont qualify for barak attention i got that-but I do want to learn basically can buy healthinsurance from the corporation or anything?? Im abt to workin they required healthinsurance & a vegetable..." What is worse for a kids insurance sportscar or a luxurious car? I've been attempting to get yourself a social to get a first vehicle so I thought why not a 2000 civic si and noticed I enjoyed the 7th gen civic coupes alot more then when I went to get an insurance quote every corporation is showing me its about $400 a month perhaps on my dads insurance. I become the major driver on the social by default, because I'm a second driver inside your home and I-donot have an option. The insurance company suggests that the si is really a sportscar for them and evidently has a superior opportunity for adolescents to get wrecked in. The 7th style that I'm referring to was a 02 civic si veloz and I was instructed a non si 03 civic coupe could still be inside the delayed 300's /month for me personally. I'd be ok with 200's/month when possible. Thus today I am considering going to luxury side that is Hondas. I did want a fully loaded social which I guess isn't feasible since they didnt have leather chairs so I thought I'd go crew Acura late 90's/2000 1.6 el the automobile would be a fully-loaded car, manual transmission, sohc engine (not exactly built for velocity) it would likewise have an alarm program that the civic did not. I donot feel because the aftermarket is limited for some points as not anything is swappable with social parts there are as much teen ricers in acuras. Consequently to get a new driver wouldn't it be any variation to-go with a foundation motor to a 4 dour car from the 2door si? The thing that is only is that the insurance claim its costly to repair and whatnot and would probably identify it being a luxury-vehicle. Your thinking?" Simply how much does insurance price for a 16-year old recently qualified driver as well as a vehicle? Just how much does insurance price to get a 16 year old recently qualified driver as well as a car? What wouldbe Cheaper auto insurance? Im 18 what would be cheaper on insurance in ontario? rx 8 2004 cheap insurance , a truck, or possibly a vehicle??" Trying to find basic company liability insurance for a new corporation.? Company manufactures and wholesales and retails a child/ addition item is geared by kid. Thank you. 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if you were around for the pre-end-of-mh days you might remember times i like to talk to myself extensively, pointlessly, and dumbassedly about my own thoughts, which go nowhere and solve nothing. literally ignore me, talking about bring me the spider cup, i wanna prank crimmins natcho. my proclivity towards trying to figure out mysteries is matched only by my total inability to do so.
firstly i was like ok, this doesn’t necessarily mean eno knows who this guy is, which i think is true but unlikely. he’s probably met him before and while i think it would be funny if this is all some roundabout unnecessary revenge scheme by someone who considers eno his rival, i’d think it was more likely eno was kind of in a position like wallace where maybe they just worked in the same place. (sidenote: he is so clearly evil how do people share an office with him. please fix this mess jerry)
becoz the thing is it was a bit strange eno said he couldnt take a client via a social workers request with the reasoning that he’d left that life behind him? because he is a therapist now after all. but it would make more sense if he used to maybe be associated with / work for a company like that. i dont even know anything about privatised versions of social work but maybe it could work like that. and maybe he worked with crimcrom because sure, maybe crimmins just murdered his way into head of a company or other unsavory methods, and/or maybe also he has actual experience in the field. because maybe he was working at the same place as eno?
because honestly if i was going to take a very vague guess of where the social work is involved here, its that if youre going to do terrible dangerous medical experiments on people, you take people who have connections without the wealth/time/stability to investigate or else just people who wont be missed at all. people whose debilitating struggles and unstable situations you actually have documentation of. and it does seem like everyone with someone missing was relying on kent and co. to find them, because they couldnt themselves, because their sibling/whomever had been targeted for that exact reason, that their family/friends wouldnt have the means to find them. probably this has been going on for a while and most people are just killed and those who arent are kinda just chucked out somewhere to be found by whoever
anyways, the thing with eno, the idea he was working with/for a company earlier is a bit confusing too because its confusing that kent and yumi were killed but eno wasnt? theres the chance that the attempt simply failed, but i had thought that maybe because eno wasnt the semi-public face of the effort like kent was or an official worker like yumi, maybe nobody who put the hit out knew he was even involved. but since im guessing we’re guessing crimmins was directly/indirectly involved in the Day Of Murder and he knows about eno, thats not true……but then its a bit fuzzier why eno wasnt killed if he wasnt just helping out as a friend but sort of associated with his work, like yumi was. maybe it was part of a longer con, like as might be made clearer soonish. because unfortunately i really doubt crim would show his hand like this if he wasnt secure in everything favoring his schemes currently
it also makes sense that eno had been in a position like yumi’s because im also assuming eno thinks its his own files that someone had got hold of. cuz if yumi and kent had the same papers, surely eno did too. and if he was just keeping them to himself it would be one thing but if he was using them with his work like yumi was, then maybe it happened like he said it did only with his file/company in place of yumi’s. which makes sense coz of why he is so uncomfortable and why he was so surprised about it. probably he didnt suppose it had happened until kip said it did, and he suspects it was on his end that it happened but doesnt want to say it because its unpleasant and because he doesnt want to say it to kip.
i was hoping that gayness would be the wrench in the gears aka kip wasnt supposed to learn of the link between kents files and wallaces, but maybe he actually absolutely was? it would make sense why crimmins was so keen to make sure wallace got kip to work with him. because unless it is remarkably nuanced i doubt part of his plan involves trying to get wallace to directly harm anyone, cuz obvs he wouldnt, he is just motivated to not get fired and hopefully do good work. but it seems like a safe guess that kip would see wallaces papers even though kip really should be getting paid for this, and maybe crimmins was assuming that kip had already seen kents file? because if he had worked with eno and gotten his files, he would basically know what must be in kents files. and it apparently wasnt a secret that the files had made it out of the fire with kip
but its a hell of a con because its like, it seemed like a bonus that kip realized the coincidence, because why would crimmins want kip to suspect that wallace is somehow connected with the scheme that kent was investigating / his family and yumi were killed for? but apparently he could guess that kip would meet with eno about it, because i guess he’s tracking one or both of them. speaking of, im hoping that kip hasnt just gotten jumped. im sure its a concern on the best of days that eno told him to be safe, but it seems ominous
just like it seemed ominous when kip told wallace he trusts eno more than anyone. wallace sure learned a lot in those couple of days, namely: he already knows where kip lives exactly and who with and that they are good friends (not sure how coincidental it is that they live in the exact same building, maybe its just convenient), who kip’s ex-boyfriend is and where he works and who he works with and that he and kip have Strong Feelings for each other, who kip’s therapist is and that he sees him once a week and is a old and close friend whom kip trusts above all others, and i’m sure wallace has been able to pick up that kip has a dead brother and theres a story behind it and its a touchy subject. i mean, that’s mostly completely irrelevant info to put into a report, but maybe not if it was relevant to mention that he was working with kip since after all his boss had told him to. but probably crimmins was guessing that if wallace was making headway at all, he had got hold of kip. and since apparently he has eyes on people, that helps too. fix it jerry
im not thinking that its ominous that kip trusts eno so much because he shouldnt or because eno has been lying all along or something—like, if eno suspects himself for being involved in something now, im supposing he hadnt thought so before or hadnt considered it mattered because everything about how everything happened was moot because nobody was going to be continuing the matter and everyone was leading totally different lives. and as for currently, its not like i think eno is like, having the past catch up with him aka he’s betrayed kip or anyones trust before. i mean maybe eno has some totally unrelated dark secret that can be held over him, but even then i doubt that it would be anything where he would be forced to do something to endanger kip to protect himself. rather, i’d guess he might be given more of a non-choice in which he has to do something that will endanger kip because the threat is of causing kip immediate harm. what seems worst is that crimmins is really showing his hand early here maybe, or anyways, he thinks that theres no possible way for eno to prevent whatever crim wants to have happen. which is like, bad
and if he knows how much kip trusts eno, which he probably does, thats bad too…
if wallaces only purpose though was to show kip the files he had, that also has to mean rousing kip’s suspicion…..also, if kip had known about kents files before he’d seen wallace’s, wouldnt he potentially be immediately suspicious enough of wallace to cut off ties with him? maybe that doesn’t matter idk. b/c tbh it seems like theres only so much you can do w/ wallace while preserving his “unwitting involvement in an evil scheme” status, you cant ask him to do anything non-job related. unless his reports are doubling as surveillance or something. but he wouldnt do anything he thought was harmful or over his bounds. even asking him to get kip involved was weird, but at least crim seemed to accurately count on wallace caring too much abt his job to object with stuff rather than simply doing what he had to to keep it
like, clearly something about kip is important to crim’s schemes but how could i guess what. because im guessing we dont have enough information yet, but even if you gave me the info we have now and told me to fill in the blanks however i wanted, i couldnt come up with anything. im really really dumb as hell and not creative enough to take the ventures required to come up with accurate theories. but ok, medical experiments, it could just be anti-monster, but it could also be pro-human which happens to be anti-monster aka more exploitative. cuz it doesnt seem like theyre “Kill All Monsters” as much as “its fine if monsters die but if theyre alive we’ll just dump them somewhere because we just literally assign them no value unless somehow they’re useful towards whatever’s going on here.”
coz kip has two powers: 1) he’s a beloved semipublic figure, and 2) ice and he’s cold
and he has one majorly exploitable weakness in that he’s very afraid for his surrogate family, generally more scared than the average person of being murdered horribly, and knows he has good reasons for that and also trauma
but it seems like if crim wanted to get hold of kip by threatening his loved ones, he could do that at any time? why would wallace need to be involved at all; he wouldnt. why does he need to tip kip off about his own schemes. why did he need to wait five years? why has there been this five year gap? simply development of the mystery scheme? or is it because kip has moved back to c and/or because kip is a semi-public figure again
coz reading between the lines but im supposing that kip had earnestly and strongly intended to follow in kent’s footsteps but was presumably discouraged from this when his family was murdered. but even tho he only told wallace about moving back to c because roy and molly missed it, in the intervention that gets sprung on him and other hints, it sounds like kip still considers himself dedicated to helping people like kent did, which is what his sjw blog is, but he’s majorly aware of the danger of that and unwilling to get anyone killed this time, which is a major limitation, seeing as that happened to him before and everyone is disappeared all the time w/o repercussion. except the repercussion of one tiny group of people who look into it and get murdered, except for eno
but also kip must not have been doing any Helping The Public stuff before he moved to C, because when he says he has to help wallace to justify having thrown so much away, and considering how he’d lost so much in the fire, presumably what he’s thrown away is his life with pascal. im guessing he couldnt have made roy and molly split from him even if he tried, but pascal apparently could be parted from. for like a week, but whatever. he’d been dating pascal before the fire, but if he hadnt been involved in any position of openly helping monsters before the fire and hadnt before moving back to C, that explains why he tried to convince pascal not to go with them.
anyways, uh, see ive lost track of what i was saying. that, while kip is so afraid for the safety of those too close to him, he can also be pressured into a riskier position. but thats by his friends and himself. but maybe if he’s going to be given false information he thinks is from eno, he could do other risky things too. cuz i doubt theres any real protection, as if kent and yumi and eno werent trying to be safe. im guessing kip’s just trying to keep his head down and his cards close to his chest. its frustrating because technically he was right to be immediately suspicious of wallace to the point of associating him with the death of his family and being afraid of helping wallace, but not because wallace’s personal intentions arent good. but still its going to be really awkward if kip gets an idea of what wallace is associated with. cuz its an extremely delicate process that would allow wallace to figure out what was going on and break the news to kip and have kip trust him, so delicate that i doubt it exists and anyways the odds are not in its favor. but its frustrating because i want people to not be friends and not feel betrayed by their bosses and each other and even better, to be friends working together to resolve murders and an evil scheme
anyways. what does crim need from kip. stuff he knows? i doubt he’s trying to corrupt kip’s blog, or otherwise exploit the fact that kip’s probably a trusted community figure. for starters, crim’s already been getting away completely with abduction, murder, arson, etc, for years. unless theres some new Phase of the plan that requires something new. but again, it seems like a big ol coincidence that kip and co moved to C five months before wallace was moved into their exact building with the goal of getting involved with kip, tho wallace obviously doesnt know about all that stuff yet. why does it matter that kips in C. did crim not know where he was prior? did he need kip to be involved in the public sphere so that he could catch hold of him by sending out a social worker too naive and earnest to focus on the suspicious evilness of his new boss? did he just not need kip yet???
it seems strange to consider that crim could like, blackmail or threaten either kip or eno longterm. like, is he about to make a move here. because yeah they both have reasons to be extremely protective of people, which can be leveraged. but like wallace, i dunno how far they could be pushed with doing anything obviously harmful, or doing anything for anyone so obviously evilly motivated. or how long such a chokehold could be maintained. eno being threatened with kip’s wellbeing and being pressured into manipulating kip in one way or another is one thing, and even then how could he be threatened more than once. how could he be expected not to do something to warn someone if the pressing is let up for even a moment? is the point to abduct eno maybe and make kip feel even more afraid, because that would probably admittedly be super effective, but i imagine kip would just withdraw completely from things like being involved with wallace, blogging, etc. but to try to coerce kip into doing something by threatening multiple people is trickier, and what could kip do?
the thing is that i could see kip as being targeted for the ice thing, because thats another coincidence, that he has a really strong ability that seems pretty unusual even for monsters. like, freezing freshly brewed hot tea in a few seconds is really something. and i’m supposing he survived the fire by freezing himself / ice protection, which is really really something. and maybe the fact that he’s also an sjw who’s always scared that someones going to get hurt or killed is just a way to get to him. coz maybe, even probably, kip wasnt supposed to survive the fire, but just be another casualty because crim and co do not give a shit about bothering to spare any monsters life. but the fact that he did, using ice, and that he had his brothers files, all probably wasnt a secret. i mean, the surviving and the files part definitely wasnt, but just knowing the place was on fire and he survived ok probs implies that he had the ability to protect himself somehow, and thats a really impressive ability
so like maybe whatever traits theyre looking for makes kip the ideal target. maybe for once they felt like they couldnt just steal him away normally, but idk why they wouldnt. for example if crim just wanted to kidnap kip, maybe he just has. but that seems like wallace wouldnt need to be involved and eno wouldnt need to be involved and why wait til he’s in C? he doesnt need flushing out to be stolen off the street; he travels to B at least once a week on a schedule and he walks to work.
again, probably theres necessary info we dont even have that will fill in a missing piece here, but even now im too stupid to expand on the stuff we know to imagine up something that would fill in that blank. im too horrible at reading/understanding peoples motivations to even fully Get basic interactions sometimes, and im too uncreative to even come up with stuff like say, guess what crim’s trying to develop over there. maybe theres something about moving from development to initiation that needs kip’s particular involvement (??how??). but why has there been five years of them having been left alone in D, maybe, although how do we even know that
idk all i know is im stupid and i dont like that everyone is going to be even more miserable and endangered and mysteries are a trial for me because i want to die and dont want to have to deal with dying on a cliffhanger, i’ll be an angry ghost. ive probably forgotten a tangent or two i wanted to touch on and that makes me an angry pre-ghost. w/e
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viralhottopics · 7 years
Text
Crazy dream: the former Delhi IT worker in the race to land on the moon
TeamIndus is one of four teams competing to win Googles Lunar XPrize for the first ever private moon landing, worth $20m
To this day, Rahul Narayan doesnt know why he said yes, except that it was the very last day to sign up, and if he didnt agree to it, then there would be no Indian teams in the running. He threw together a proposal and clicked submit.
Perhaps it was the dullness of his day job in IT services, or a last-ditch effort to recapture some adolescent Star Trek-themed fantasy; but once the idea got into his head, it stuck.
And so it was decided Rahul Narayan would send a spacecraft to the moon.
Sitting in his office now, three years since his moon mission started, Narayan talks through the complexities of lunar expeditions. Sometimes, people ask him why he, a software engineer from Delhi, and a complete outsider to the space industry would attempt a lunar landing, a feat that only three countries have successfully achieved so far.
The real answer to that, Narayan says, is that if you were an insider youd never attempt something like this.
If he succeeds, Narayan and his company TeamIndus will be the first private company ever to land on the moon.
But competition is stiff. Three other teams are competing to win Googles Lunar XPrize for the first ever private moon landing, worth $20m. When Narayan signed up, at the end of 2011, there were 30 teams in the running. The competitions elimination rounds have whittled it down to four.
TeamIndus is now racing against MoonExpress, led by Indian-American dot-com billionaire Naveen Jain; SpaceIL, set up by three Israeli engineers, and an international team called Synergy Moon, all planning to launch their spacecrafts in December this year. A fifth team, Japan-based Hakuto will send a rover on TeamIndus spacecraft which will be launched on a government-owned rocket in Chennai, and reach a top speed of 10.3km a second.
After landing at Mare Imbrium, the Sea of Showers, a four-wheeled, solar-powered, aluminium rover, one of the lightest ever to roam the moons surface will beam HD images back to earth as it makes a 500m journey.
If it completes all this successfully and before the other teams, TeamIndus will have done enough to win the Xprize. Money however, is tight. The project has raised only $16m of the $70m it will need. Private investment from friends, family members and Indian entrepreneurs make up part of the pot, selling payload on the spacecraft, corporate sponsorship and crowdfunding, the company hopes, will make up the rest of it.
A model of the moon lander to be used by Indian company TeamIndus.
Narayan started working on the moon mission in 2012, mostly in the evenings and on weekends in Delhi. After a year of juggling between his IT company and his new obsession with the moon, he decided it had to be one or the other, and so left the company, and moved his family to Bangalore, Indias tech capital, and the headquarters of Indias space industry. His wife didnt object. She knows what Im like, he says.
TeamIndus is the only company from a developing country to attempt the moon landing. If we could pick this as a problem statement and solve it, I think we could solve any complex engineering problem, says Narayan.
The company has vague plans to start a satellite programme or develop solar powered drones after the moon mission. But the real ambition, says Narayan was to prove the impossible can be done. I dont think anybody starts something to inspire people, but because what were doing is exceptionally difficult, I think the impact is very clearly cultural and social, he says.
The new space race
Narayans mission appears a long way from the heady days of the 60s and 70s when the US and then USSR spared no expense to explore space. The last few decades have seen some of those dreams die amid severe cuts.
But now, with the rise of China and India in the past two decades a new race for technological ascendancy began. The 37-year hiatus in lunar landings was broken by the China National Space Administration in 2013, when the Change 3 sent back soil samples to earth after successfully performing the first soft landing on the moon in decades.
The Indian Space Research Organisation (Isro) plans its own first lunar landing with the launch of Chandarayaan II planned in the next few years. The Indian companys landing however, if successful, could beat its own government to the punch, and make India the fourth nation ever to land on the moon.
Vishesh Vatsal, an aerospace engineering graduate joined TeamIndus when the company only had a handful of employees. He was hired as an intern by Narayan, despite failing technical interviews, and is now responsible for the team working on the spacecrafts lunar descent system, one of the trickiest parts of the entire journey.
Were not the most elite group of Indian engineers that have come together. A lot of people used to laugh at us, he says, recalling one of his first weeks on the job, when Narayan pushed him in front of some executives during a company review. I gave the silliest answers possible. We got ridiculed in subtle ways, he says.
A diagram of the moon lander to be used by Indian company TeamIndus Photograph: TeamIndus
The criticism didnt deter them. In January 2015, TeamIndus became the last of four teams to qualify for the XPrize award.
After that, Indias space scientists started taking them seriously. A number of veteran Isro engineers signed up to help the moon landing. Some like 72-year old PS Nair had even worked on Isros first satellite launch in 1975, and shaped the national space mission from its infancy.
[The] goal is not going to the moon, he says. The goal is to empower industry and the country to do what big, giant organisations have done earlier, and thats the goal of the XPrize too, to popularise hi-tech activity and take it out of the control of big organisations like Nasa or Isro. Thats the real motivation for many of us.
Indias space programme is hugely controversial, especially in the west, with some campaigners arguing millions of pounds of British aid money was being misspent in India.For many, the space mission is a symbol of neglect towards Indias most impoverished citizens, while its delusional elites reach for superpower status.
Sheelika Ravishankar, head of marketing and outreach, argues the countrys ventures are a huge source of national pride. Different parts of India care about what were doing in different ways, she says, recalling an auto rickshaw driver who donated a part of his salary to TeamIndus after one of the companys employees told him about the moon mission on his way to work, or a man who left a board meeting to donate 2m rupees (23,800) when the cash-strapped company urgently needed to test its spacecraft.
Folks are coming forward to say this is architecting a new India, which is technologically advanced, which is bright, which is not the last stop of IT services where you backend to the cheapest country. This is the front of technology.
As the launch deadline draws closer, teams are working faster than ever to test and enhance their models. A misplaced particle of dust or a simple electronic malfunction could derail the whole mission.
Many see TeamIndus as underdogs in the moon race, up against teams with vast resources.
But Ravishankarsays being in the race, and in it to win, puts India on the map.
This proves that you can get state of the art technology coming out of India. It is proof, that you dont have you be a huge team of rocket scientists with the deepest pockets to do research. Its also for the rest of the world to see that anybody can put together a crazy dream. I mean, how much crazier can you be than to look at the moon and say, hey, Im going there?
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from Crazy dream: the former Delhi IT worker in the race to land on the moon
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mavwrekmarketing · 7 years
Link
WASHINGTON Provisions in the House Republicans Obamacare replacement billthat would raise insurance costs for older Americans are drawing resistance from the influential seniors lobby.
The American Health Care Act, as Republicans are calling it, would allow insurers to make premiums for older Americans five times what they charge younger workers provided that a states regulations allow for it. Obamacare had capped this ratio, known as an age rating, at 3 to 1.
The measure was chief among the reasons AARP, the nations largest organization for older Americans,cited in explaining its opposition to the House bill on Tuesday evening.
Older Americans need affordable health care services and prescriptions,AARP Executive Vice President Nancy LeaMond said in a statement. This plan goes in the opposite direction, increasing insurance premiums for older Americans and not doing anything to lower drug costs.
AARP, which has nearly 38 million members ages 50 and older, is also firmly opposed to a pair of major changes to Medicaid that the House bill includes. One is a rollback of Obamacares Medicaid expansion, which made the program available to millions of low-income adults, many of them seniors, who had no insurance before. The other is a new Medicaid funding formula that could leave states on the hook for more and more money, a report from the left-leaningCenter on Budget and Policy Priorities concluded Tuesday. That might force states to make cuts that hurt seniors, many of whom rely on Medicaid for nursing home care and other health services.
Medicaid cuts could impact people of all ages and put at risk the health and safety of 17.4 million children and adults with disabilities and seniors by eliminating much needed services that allow individuals to live independently in their homes and communities, LeaMond said. This harmful legislation would make health care less secure and less affordable.
AARP used its considerable political power to help pass Obamacare in 2010, despite the opposition of many members about 400,000 left the organization in protest. AARPs objection to key elements of the Republican bill to replace the landmark law could prove just as influential.
[AARP] backed it and paid the price for backing it, so why not support it against repeal? said Fred Lynch, a professor at Claremont McKenna College and author of One Nation Under AARP. The Congress is genuinely afraid of age power, and theyd just as soon let the sleeping giant go on sleeping.
The only possible leader right now is AARP, so its sort of in their hands, he said.
The mammoth organization has already registered its opposition to the two measures in letters to Congress in late January and early February.
AARP premiered a new video advertisement for the campaign on Monday, suggesting it was ramping up its efforts to kill the provision.
In the tongue-in-cheek ad that runs for just over a minute, a man chopping wood alongside a squirrel named Charlie expresses his anger at the age tax.
You know, Charlie and I were watching the news this morning, and they said that Congress has just introduced a new age-rating bill, the wood-chopping narrator says. And I was like, What the heck is age rating? Then Charlie explained that its Washington politician-speak for overcharging older Americans for their health insurance while lining the insurance companies pockets.
The ad is part of anadvocacy campaign AARP launched Feb. 15 to specifically combat a rise in the age rating, which it is calling an age tax. At the time, the organization encouraged its members to call those in Congress who were active in drafting the health care legislation to oppose the rating provision.
Chip Somodevilla via Getty Images
House Speaker Paul Ryan (R-Wis.), right, addresses questions about the American Health Care Act with House Majority Leader Kevin McCarthy (R-Calif.) on Tuesday.
AARPs concern about how the Republican bill would affect Americans 50 and older is well-founded, according to two health care experts.
Across the board, what it does is shift costs from younger people to older people, said Timothy Jost, a leading health reform expert and emeritus professor at the Washington and Lee University School of Law.
Republicans introduced the proposal with the goal of enticing younger Americans to buy health insurance and rebalance insurance risk pools, according to Jost.
The bill would also create a tax credit to buy insurance that increases based on age.But the tax credits are, at most, twice as large for older Americans while the premiums could be five times higher.
It is sending seniors a 2-foot rope to get themselves out of a 10-foot hole, said Sabrina Corlette, a professor at Georgetown Universitys Health Policy Institute.
Corlette predicted that under the Republican plan, many Americans in their 50s and early 60s would be unable to pay for private insurance and would end up going without coverage. That risks driving up medical debt, which could lead to more bankruptcies.
Some might delay retirement to keep employer-sponsored insurance, Corlette suggested.
If there is less coverage as people get older, people … are less likely to leave a job to care for a family member or pursue their own business, she added.
Many of the older Americans hardest hit by these changes live in rural, Republican-leaning areas, according to aninteractive analysis by the Kaiser Family Foundation. Under the House plan, 60-year-olds earning $30,000 a year would see their tax credits drop 75 percent or more in most of Arizona and large swaths of western Nebraska. The least affected states include solidly Democratic Washington, Vermont, New York and Massachusetts.
Kaiser Family Foundation
A map demonstrating the House bill’s effect on tax credits to buy health insurance for 60-year-old Americans earning $30,000 annually.
They didnt run this by the politicians. They didnt look at it seriously in terms of its effect on Republican voters and [Donald] Trump voters, said Jost, who is also a contributing editor at Health Affairs.
AARP represents an older demographic that leans Republican and tended to vote for Trump in November.
Republican senators spent much of their time Tuesday dodging questions about the specifics of the House Republican bill, saying they needed more time to read it.
Asked about the language in the bill that would allow insurers to charge their oldest customers five times what they charge younger ones, Sen. James Lankford (R-Okla.) said hes fine with it.
Five-to-ones been a standard part of the process and what it was several years ago, he said. No, five-to-one doesnt concern me at all.
Sen. Pat Toomey (R-Pa.) said hes still studying the bill and that theres a lot Im not wild about, but the increase in premiums for older Americans wasnt one of them.
The current price controls are clearly not working, he said. Getting away from price controls would probably improve the viability of the individual market.
Pressed on the fact that it could mean older workers will have to postpone their retirement if the Republican bill passes, Toomey said, I will leave it at that.
Unlike her colleagues, Sen. Susan Collins (R-Maine) expressed concern about the change.
Well it depends on how you structure the credit because, in fact, seniors are more expensive, but if you offset that by giving them a greater credit you can make sure that theyre not hurt by the reality that seniors use more health care, she said.
But Collins acknowledged that preliminary analyses of the credits afforded under the bill to older customers suggest they wont keep pace with the higher premiums.
Well, thats an issue that I have. I need more information about the credits and also about the fact that it looks like the credits are the same amount whether you make the bottom of pay scale, or income scale, or the top.
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    The post Republicans Obamacare Replacement Just Got A Powerful Enemy appeared first on MavWrek Marketing by Jason
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viralhottopics · 7 years
Text
Republicans Obamacare Replacement Just Got A Powerful Enemy
WASHINGTON Provisions in the House Republicans Obamacare replacement billthat would raise insurance costs for older Americans are drawing resistance from the influential seniors lobby.
The American Health Care Act, as Republicans are calling it, would allow insurers to make premiums for older Americans five times what they charge younger workers provided that a states regulations allow for it. Obamacare had capped this ratio, known as an age rating, at 3 to 1.
The measure was chief among the reasons AARP, the nations largest organization for older Americans,cited in explaining its opposition to the House bill on Tuesday evening.
Older Americans need affordable health care services and prescriptions,AARP Executive Vice President Nancy LeaMond said in a statement. This plan goes in the opposite direction, increasing insurance premiums for older Americans and not doing anything to lower drug costs.
AARP, which has nearly 38 million members ages 50 and older, is also firmly opposed to a pair of major changes to Medicaid that the House bill includes. One is a rollback of Obamacares Medicaid expansion, which made the program available to millions of low-income adults, many of them seniors, who had no insurance before. The other is a new Medicaid funding formula that could leave states on the hook for more and more money, a report from the left-leaningCenter on Budget and Policy Priorities concluded Tuesday. That might force states to make cuts that hurt seniors, many of whom rely on Medicaid for nursing home care and other health services.
Medicaid cuts could impact people of all ages and put at risk the health and safety of 17.4 million children and adults with disabilities and seniors by eliminating much needed services that allow individuals to live independently in their homes and communities, LeaMond said. This harmful legislation would make health care less secure and less affordable.
AARP used its considerable political power to help pass Obamacare in 2010, despite the opposition of many members about 400,000 left the organization in protest. AARPs objection to key elements of the Republican bill to replace the landmark law could prove just as influential.
[AARP] backed it and paid the price for backing it, so why not support it against repeal? said Fred Lynch, a professor at Claremont McKenna College and author of One Nation Under AARP. The Congress is genuinely afraid of age power, and theyd just as soon let the sleeping giant go on sleeping.
The only possible leader right now is AARP, so its sort of in their hands, he said.
The mammoth organization has already registered its opposition to the two measures in letters to Congress in late January and early February.
AARP premiered a new video advertisement for the campaign on Monday, suggesting it was ramping up its efforts to kill the provision.
In the tongue-in-cheek ad that runs for just over a minute, a man chopping wood alongside a squirrel named Charlie expresses his anger at the age tax.
You know, Charlie and I were watching the news this morning, and they said that Congress has just introduced a new age-rating bill, the wood-chopping narrator says. And I was like, What the heck is age rating? Then Charlie explained that its Washington politician-speak for overcharging older Americans for their health insurance while lining the insurance companies pockets.
The ad is part of anadvocacy campaign AARP launched Feb. 15 to specifically combat a rise in the age rating, which it is calling an age tax. At the time, the organization encouraged its members to call those in Congress who were active in drafting the health care legislation to oppose the rating provision.
Chip Somodevilla via Getty Images
House Speaker Paul Ryan (R-Wis.), right, addresses questions about the American Health Care Act with House Majority Leader Kevin McCarthy (R-Calif.) on Tuesday.
AARPs concern about how the Republican bill would affect Americans 50 and older is well-founded, according to two health care experts.
Across the board, what it does is shift costs from younger people to older people, said Timothy Jost, a leading health reform expert and emeritus professor at the Washington and Lee University School of Law.
Republicans introduced the proposal with the goal of enticing younger Americans to buy health insurance and rebalance insurance risk pools, according to Jost.
The bill would also create a tax credit to buy insurance that increases based on age.But the tax credits are, at most, twice as large for older Americans while the premiums could be five times higher.
It is sending seniors a 2-foot rope to get themselves out of a 10-foot hole, said Sabrina Corlette, a professor at Georgetown Universitys Health Policy Institute.
Corlette predicted that under the Republican plan, many Americans in their 50s and early 60s would be unable to pay for private insurance and would end up going without coverage. That risks driving up medical debt, which could lead to more bankruptcies.
Some might delay retirement to keep employer-sponsored insurance, Corlette suggested.
If there is less coverage as people get older, people … are less likely to leave a job to care for a family member or pursue their own business, she added.
Many of the older Americans hardest hit by these changes live in rural, Republican-leaning areas, according to aninteractive analysis by the Kaiser Family Foundation. Under the House plan, 60-year-olds earning $30,000 a year would see their tax credits drop 75 percent or more in most of Arizona and large swaths of western Nebraska. The least affected states include solidly Democratic Washington, Vermont, New York and Massachusetts.
Kaiser Family Foundation
A map demonstrating the House bill’s effect on tax credits to buy health insurance for 60-year-old Americans earning $30,000 annually.
They didnt run this by the politicians. They didnt look at it seriously in terms of its effect on Republican voters and [Donald] Trump voters, said Jost, who is also a contributing editor at Health Affairs.
AARP represents an older demographic that leans Republican and tended to vote for Trump in November.
Republican senators spent much of their time Tuesday dodging questions about the specifics of the House Republican bill, saying they needed more time to read it.
Asked about the language in the bill that would allow insurers to charge their oldest customers five times what they charge younger ones, Sen. James Lankford (R-Okla.) said hes fine with it.
Five-to-ones been a standard part of the process and what it was several years ago, he said. No, five-to-one doesnt concern me at all.
Sen. Pat Toomey (R-Pa.) said hes still studying the bill and that theres a lot Im not wild about, but the increase in premiums for older Americans wasnt one of them.
The current price controls are clearly not working, he said. Getting away from price controls would probably improve the viability of the individual market.
Pressed on the fact that it could mean older workers will have to postpone their retirement if the Republican bill passes, Toomey said, I will leave it at that.
Unlike her colleagues, Sen. Susan Collins (R-Maine) expressed concern about the change.
Well it depends on how you structure the credit because, in fact, seniors are more expensive, but if you offset that by giving them a greater credit you can make sure that theyre not hurt by the reality that seniors use more health care, she said.
But Collins acknowledged that preliminary analyses of the credits afforded under the bill to older customers suggest they wont keep pace with the higher premiums.
Well, thats an issue that I have. I need more information about the credits and also about the fact that it looks like the credits are the same amount whether you make the bottom of pay scale, or income scale, or the top.
Read more: http://huff.to/2mkSY9L
from Republicans Obamacare Replacement Just Got A Powerful Enemy
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