Retirement planning is a master plan for a lifelong process. You can start your financial planning at any time but we recommend starting your retirement planning from the beginning. If you have a secure and safe retirement plan then you will sleep at night deeply.  In the simplest sense, retirement planning is the planning that one does to be prepared for life after paid work ends, not just financially but in all aspects of life. 

The non-financial aspects include lifestyle choices such as how to spend time in retirement, where to live, when to quit working altogether, etc. A holistic approach to retirement planning considers all these areas. You have worked hard and built a life for yourself and your family—one full of dreams, achievements, and happiness. Now, as you near retirement, you may have new dreams and goals in mind. 

You may want to spend more quality time with your loved ones or travel the world. You may also want to fulfill commitments like your child’s higher education or wedding. With a little retirement planning, you have the power to fulfill your wishes while maintaining your financial independence.