#it was much cheaper than i expected too and was well below my maximum price willingness
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Partner decided they wanted to go to ikea today and I'm not one to turn down a trip to the labyrinth of interesting things. Managed to get the shoe cabinet we wanted as well as a coat rack. Found a very cheap but very nice small bookshelf for an awkward area of the work room. Partner wanted some sound proofing things for their office for recording purposes, so they for sound dampening tiles and a rug. I'm pretty sure the cabinet I've been drooling over is about to be discontinued and I'm not sure how I feel about that. Tomorrow I need to work on the Christmas stuff (decorations for the tree and sorting out ceramic village boxes and measuring the space under the stairs again), hang some prints I framed this weekend, and start building furniture if there's time.
#birdy tries to be a good adult#i also bought a small throw rug that looks like fake animal fur#I'm planning to use to as part of a cover on a chair i have but i might use it in a costume eventually#partner didn't seem thrilled about it#but considering everything the was exclusively mine or for the house was still way less than their stuff#they don't get a say in my stupid little twenty dollar rug#i did also do some online shopping to get some things I've been needing#and some frivolous things because why not#bought a limited edition signed anniversary copy of a book i love that i never thought I'd have a change to buy#thought for sure it would have sold it before going on general sale so that made me very very happy#it was much cheaper than i expected too and was well below my maximum price willingness#and i stocked up on cat supplies and got them a new bed that they absolutely hate so that's a plus i guess
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GreenGeeks Best WebHosting Service
Fun fact: do you know why Facebook moved its massive data center to Northern Sweden?
That’s because servers run hot, and cooling them down is expensive. Might as well keep them in a cold part of the world.
But more to the point in this GreenGeeks review: maintaining servers uses a ton of energy.
In fact, the Internet is one of the largest polluters in the world. Data centers account for 2% of the world’s CO2 emissions, about the same as the airline industry.
Well, if that’s a concern for you, I’ve got good news because the ‘green’ in GreenGeeks refers to their commitment to providing eco-friendly web hosting.
This is how it works, according to their website:
The platform is designed with a maximum use, no waste mindset.
For every amperage the company pulls from the grid, it matches it x3 in the form of renewable energy via the Bonneville Environmental Foundation
So they claim your website could be operating on a 300% green hosting platform!
While a growing number of hosting providers take the problem of energy seriously, (here’s an example from DreamHost), GreenGeeks really puts their ethos front and forward.
But what about other pros and cons, features and alternatives? Let’s put GreenGeeks through the wringer to see how it fares.
Table of Contents
GreenGeeks Prices
GreenGeeks Pros & Cons
What is GreenGeeks used for?
When not to use GreenGeeks hosting?
GreenGeeks Backups
GreenGeeks and WordPress
Final GreenGeeks Review Comments
Frequently Asked Quesitons
GreenGeeks Prices
Let’s first look at how much it costs per month to host your website on GreenGeeks. The first option is for shared hosting (the one most website owners need). You’ll also find that they offer WordPress web hosting. As far as I could tell, there is absolutely no difference between the WordPress and the shared hosting option.
As always, we’ll only be mentioning the regular price, which is what you pay after a first year at a discounted price. The first 12 months can be 50 – 70% cheaper.
Ecosite LiteEcosite ProEcosite Premium
Price (after renewal)$10.95 / month$15.95 / month$25.95 / month
You can purchase the plans for 12, 24 or 36 months. There is a significant discount for the longer terms, as you can see below:
GreenGeeks also offers VPS hosting, which comes with better performance, but a lot of limits depending on the plan you choose.
Price$39.95 / month$59.95 / month$109.95 / month
Finally, I should also mention that GreenGeeks has a few add-ons you can purchase to expand your hosting capabilities. These include:
Dedicated IP address: $48 per year
Premium AlphaSSL Wildcard: to secure SSL on multiple subdomains all at once.
WHMCS license: useful for resellers who want to bill hosting to their clients (note that GreenGeeks does offer a reselling option).
Last but not least, you’ll have to pay $25 for every backup restore, if you do it more than once per month (the first one is free).
What can you expect from each GreenGeeks plan?
As you can see in the above table, there’s a lot of unlimited stuff with their shared hosting and WordPress plans. That includes:
Unlimited bandwidth (or data transfer, which means the same thing)
Unlimited disk storage
Unlimited databases
Unlimited email accounts
Free SSL
The key limits to keep an eye on are maybe the number of ionodes, which is another way of saying the number of files on your site. It’s a very large number, mostly there to ensure you don’t abuse GreenGeeks’ generosity by hosting a file sharing website.
GreenGeeks Pros & Cons
Pros:
Green-minded: GreenGeeks is attempting to offset their server’s electricity consumption by using as much renewable energy as possible.
Unlimited data bandwidth: you can host one or multiple sites with complete peace of mind when it comes to visitor numbers and bandwidth.
Unlimited data storage: your site can be as large as you like, so good for video, high-res photos and ecommerce with loads of products. Just keep an eye on the number of files. Hosting more than 150,000 could void your plan’s contract.
Server locations: three continents to choose from, the US, Canada and Europe.
Heavily reduced long term plans: it’s not unusual to pay less for 24 or 36 month plans, but GreenGeeks is slashing their monthly prices by up to 70% for long term users.
Cons:
Missing advanced features: serious website owners and developers will need to look elsewhere for staging or premium DNSs.
No team management: it’s not possible to add multiple account users and to give permissions.
Lack of free backups: you get one automatic backup every 24 hours. One free restore per month, but the rest are paid. Not good enough.
Outdated design: Not a deal-breaker, but the whole system could do with a new coat of paint, which could also help with the user experience.
What is GreenGeeks used for?
I’d say GreenGeeks is best for website owners with green goals in mind. You can even show one of their green badges, to highlight on your site.
The generous bandwidth and storage is advantageous for those who own multiple sites. As far as the performance to price ratio goes, it’s good, and becomes more acceptable when you buy a long term contract of 24 or 36 months.
When not to use GreenGeeks hosting?
Anyone managing a team should consider that inviting others to join the account isn’t possible, and the lack of developer-friendly features could be a big no-no for certain businesses.
Developers with complicated workflows that need staging areas probably won’t be big fans of GreenGeeks’s platform either.
GreenGeeks Backups
Backups and restore are one of the areas I start considering a lot more these days when it comes to choosing a web host. A Sod’s law states: if something wrong can happen, it probably will, and at the worst possible times. This happened to us, and please learn from our mistakes when I say you should backup as often as possible.
GreenGeeks cPanel Backup Feature
Anyways, this is how it works with GreenGeeks. Option 1 is to use the cPanel backup tool. I’s a bit clunky and manual but by no means too difficult to do:
Login and click on the appropriate site’s cPanel button
Click Backup in the Files section
Click Home Directory under Download a Home Director
You can also download a database instead, or a full Zipped account backup, which is what you’ll need to keep on your local drives.
A couple of important things to note:
If your account is larger than 10GB in size, the whole cPanel backup option will be disabled. You’ll have to pay $5 per backup.
cPanel backups saved to your home directory will be deleted automatically after 48 hours, so it’s better to download the ZIP file locally.
The first monthly restore is free. After that, each restore costs $25. Note that it’s not unusual to restore at least a couple of times if there’s an issue (e.g. you chose the wrong backup to restore).
Option number two is to download files manually using an FTP program. If you use a CMS like WordPress or Drupal that also means you’ll need to backup databases. I always find that a big pain to do, and also slow. Which is why a better backup tool would have been useful.
GreenGeeks and WordPress
Although GreenGeeks has a special section on their website for WordPress hosting, I couldn’t find a difference between these plans and the share hosting ones.
In any case, here’s what you get for both if you want to install the world’s most popular CMS.
Easy installation: it’s not 1-click, but they use an install app called Softaculous, which simplifies the process for you. Maybe 4 or 5 steps, which you can read about here.
LiteSpeed Cache plugin: it’s a caching plugin that will make WordPress run faster on your site when properly configured. Be aware this is not GreenGeek’s own solution, but just a generic plugin they recommend.
LiteSpeed Cache Settings
To be honest, I feel like all the WordPress-optimized stuff is mostly there for marketing purposes. If you are really serious about WordPress experts (and you have the budget for it), I’d consider other options like Kinsta or WP Engine. SiteGround is also a great option if you need something a bit more affordable.
Final GreenGeeks Review Comments
GreenGeeks is certainly the provider we’ve tested that’s the most committed to protecting the environment. It’s an admirable choice, and businesses with a green goal will certainly be pleased to hear that they can host a website with a reliable performance, price, and low carbon footprint.
But there are nevertheless a few downsides to consider. The lack of advanced options like staging and team management features can be a dealbreaker for professional business owners. The limited backup features may be not enough for most.
And if you need a top-performing host, other (and more expensive) solutions like SiteGround, Kinsta or WP Engine could be considered.
It’s also not the cheapest provider out there. For example, at renewal DreamHost is more affordable and offers similar performance levels.
> Try GreenGeeks risk-free for 30 days
Frequently Asked Quesitons
How Do I Pay for GreenGeeks?
You can pay via all major credit cards and PayPal. No checks, money orders, wire transfers or Western Union payments.
Is Everything Really Unlimited?
Yes. Just keep in mind that there is a limit on the amount of files you can keep on your sites, though. It’s a really high number, so mostly a precaution against file-sharing websites.
Can I Get My Money Back?
There is an unconditional 30-day money back guarantee offer.
Is There an Uptime Service Guarantee?
Yes, if your website hosting drops below a 99.9% rate, GreenGeeks will refund some of your hosting fees.
Is GreenGeeks Really Environmentally-Friendly?
They’re certainly advertising as such. In practice this is how it works: GreenGeeks tells the Bonneville Environmental Foundation (BEF) how much electricity they use. The foundation calculates how much green energy they’ll need to use to make up for it. GreenGeeks purchases that amount in renewable energy.
So it’s not like their servers use less energy than standard hosting. However, they are certainly committed to making up for what they consume, and using as much green energy as possible.
Get GreenGeeks Now
#Best Web Hosting Services#Best Web Hosting Providers#best web hosts#web hosting#web host#web hosting provider#web hosting services#wordpress hosting#hosting
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Organizing Your Stockpile
So, you’ve been couponing for a while and have managed to accumulate a ton of great products! That’s great news, but now you have to figure out what to do with all of it. You could go ahead and shove it all in a corner somewhere, but that’s not as fun as an aesthetically-pleasing stockpile. When I first started couponing, I watched tons of videos of well-organized stockpiles, filled with rows and rows of great products. It really inspired me to get after it and become a dedicated couponer.
This week’s blog is all about organizing and maintaining your stockpile. I’m going to share some helpful tips and tricks. I’ll also show you how I organize my stockpile, and how master couponers organize theirs. Let’s begin:
1. Set Goals and/or Expectations
Although it may be tempting, you should not accumulate stuff for the sake of accumulating stuff. Lots of products have expiration dates, meaning you can’t horde an unlimited amount. Even if it doesn’t have an expiration date – for example toilet paper – you only have so much room to store it.
Many couponers aim to maintain a stockpile that will last them a specific period of time. For example, I try to maintain a yearlong stockpile. That means if I stopped buying products today, we could live off the stockpile for a year. If I have more products than we’ll use in a year, I will I’ll donate my excess so I can continue to coupon for it.
2. Determine “Stock-Up” Prices
Most seasoned couponers already have enough products to tide their families over for a few months (tide laundry detergent pun intended). Since they already have plenty of products, they’ll turn their nose up at anything that’s above their “stock-up price.” A stock-up price is essentially the maximum amount a couponer will pay for a certain item. For example, you might say “my stock-up price for fabric softener is $1.50 per bottle.” That way, when you come across a deal that’s less than that amount, you know it’s go time. I’ve heard some couponers go as far as saying “My stock-up price for toilet paper is $.02 per foot.” I’m not like that, but you get the point.
This especially works for couponers who need help exercising self-control. Sometimes it’s easy to be tempted by the deals, but they may not be the best deals.
3. Unload Extra Products by Selling or Donating
I have never sold a single item from my stockpile because I prefer to donate those items. However, I hold no judgement towards those who chose to resell some of their items. It’s just like any other garage sale but with consumer products! It’s a great way to pass on your savings to others while making some money for yourself. Here’s a great video by Running Kimono where she talks about her stockpile sales.
Below is a picture of some of the items I am donating next week. By the way, stay tuned for next week’s blog where I will talk about giving back! Deals for shampoo, conditioner and toothpaste come around all the time, so I have no problem giving away tons of it! There are always great deals on those items, so I donate them regularly. On the other hand, paper towel, toilet paper and fabric softener deals don’t com around very often, so I tend to hold on to those items.
I have always viewed couponing as a hobby. I will go out and get the best deals regardless of how much I have or need. However, if I end up with more than I need for the year, I will donate it. Of course I’m going to encourage you to donate as much as you can, but you’re the one with the power to set your limits and expectations for your stockpile.
Now – let’s look at some stockpiles!
My Stockpile
Because I live in a tiny house with extremely limited space, I have to get creative with my storage. Someday, I’ll have a beautiful stockpile with actual shelves, but for now, I have to use the random cupboards in my house. If – like me – you have limited space, keep in mind it may not be beautiful but it’s all about making it work for you! Here are some of the creative solutions I have come up with:
Condensing Items Into Storage Containers
I’ve managed to save a lot of space by getting rid of bulky packaging and putting my items into containers. For example, I take my laundry pods and razors out of their packages and put them into these fun containers that I got from Walmart. I also repurposed a giant pickle jar I got from Woodman’s!
I also take toothpaste out of their original boxes and put them into this basket.
Utilizing Under-Sink Space
Here’s a couple of lovely pictures showing where I keep my shower products and laundry detergent:
I just went through my shampoo and conditioner and plan on donating a bunch to New Horizons, so I have some room for growth there! My laundry detergent, on the other hand, could use some thinning out (stay tuned for next week, hint hint).
Like I said, my stockpile isn’t gorgeous. It features dingy pipes and awkward spaces, but it’ll do for now. That said, let’s look at some of the best stockpiles I’ve ever seen! The following videos are by some of my favorite career-couponers:
Savvy Coupon Shopper: Click Here!
My favorite part about her stockpile video is when she talks about the progression of her stockpile. She mentioned that she used to have tons and tons of stuff, but eventually started donating a lot of her items. This is truly what it means to be a great couponer! Make sure you’re giving back when and where you can. One family can only use so much stuff.
Running Kimono: Click Here!
If you’ve been keeping up with my blog and social channels, you’ll know that I am obsessed with Running Kimono. Don’t judge me, but there’s just something relaxing about her voice (comment on this post if you watched her video and you agree with me). She also has an awesome stockpile and great weekly deal breakdowns. My favorite part about her stockpile is her plethora of paper products!
Clean Cut Couponing: Click Here!
If you like shopping at Target, CleanCutCouponing is your girl. Her videos are amazing and her stockpile is too! My favorite part about her stockpile is her laundry detergent “collection.” That girl has ALL the Tide. Also, her stockpile looks like it’s five products away from being an actual drug store.
Nicole Burgess: Click Here!
During this video, Nicole said “What most people look forward to in a stockpile tour is the laundry soap.” I couldn’t agree more. Maybe it’s just me, but I am obsessed with laundry detergent. My favorite thing about her stockpile is all of her Gain Flings. Fun fact, I’ve never purchased any Gain Flings; however, Gain is my favorite smelling laundry detergent. I’ve been patiently waiting for a good deal!
Other Random Tips for Maintaining a Great Stockpile
Rotate Items
When you buy new items – especially those with expiration dates – put those towards the back of your stockpile and move up your older items. By doing this, you ensure that your old stuff is getting used up first!
Keep Paper Products Off the Floor
In case of a flood or any other random situation, it’s best to keep paper products off the floor. This is a must do in the couponing community. Apparently, enough people have suffered major paper towel loss due to flooding that it has became the unwritten rule! I understand why people are so protective of their paper products since we don’t see too many great deals on them!
Don’t Overload Your Shelves
Some shelves – especially the cheaper or prefab ones – can only handle so much weight. Be mindful of how much weight you’re putting on your shelves. Over time, they can start to bend under the weight of heavy items. Make sure to keep heavier soaps on surfaces that can handle it.
Don’t be Afraid to Move Things Around
After I set up my stockpile, I was pretty committed to the layout I had established. However, I realized that I would outgrow my system very quickly! As your stockpile grows or your needs change, don’t worry if things come and go or if you have to re-organize, always do what’s best for you!
As always, thank you so much for taking time to read my blog post. The goal of my blog and social channels is to help you learn how to save money through couponing! If you ever have any questions, please leave a comment! And be sure to stay tuned for next week’s blog, we will be talking about giving back to the community! I will be making donation drop offs at the Coulee Region Humane Society and New Horizons. Also, I’ll be doing something super fun on my Instagram… so stay tuned!
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dodge charger insurance for 16 year old
BEST ANSWER: Try this site where you can compare quotes from different companies :insurecostfinder.xyz
dodge charger insurance for 16 year old
dodge charger insurance for 16 year old car, it is a non-standard policy with a $40,000 coverage per claim. It will also cover drivers who are considered high-risk and do not have health insurance.
The minimum insurance for your rental car isn’t very high compared to the rest of your car insurance purchase. But you need to invest in comprehensive coverage, or higher limits to make sure you’re covered. The cost for comprehensive car insurance depends mainly on the coverage you choose. You might be able to get comprehensive insurance for a couple hundred bucks lower than purchasing one separately. But if you want the peace of mind that comes with such comprehensive coverage, you need to pick some kind of insurance. The first thing you need to consider you need should to know what kind of insurance you want to buy. The amount of coverage you should have on your car could be limited, as is your credit score. Also, you’re in a riskier financial position.
dodge charger insurance for 16 year old teens, this would be covered! This is something that is going to cost more than insurance, though. We don t have car insurance. I don t blame people just to give me a break when they re looking at car insurance. They don t even have insurance and it s really not important I say that because there s just too much of it there s just too much of the bad things that really can happen to you when you re a teen driver, I m pretty sure I ll see my premiums go down, as insurance is a big expense on average in the first place. And yeah, I m still looking at it, I didn t know how to drive, which is something I had to do (I have a driver s license from Texas and a license every 6 months that is, and I m a non-resident non-U.S resident applicant for at least a year, so, my license is basically over there and they let [my company] know that I just had.
dodge charger insurance for 16 year old with a $200 deductible. Also, they will provide you with a $5,000 deductible if you get into an accident with an uninsured driver. I have no proof of insurance, but am looking to replace parts 1st year and need to find one for the 2nd vehicle. Am I missing anything? Thank so much! When I was buying my first car, I wanted to be certain that my insurance company would cover my car for collision and comprehensive. I found a few states that allow you to insure a car for as little as $5 per month. My wife and I bought one of our cars and a month later we found a better car that night and they are asking about what insurance my car was without having to tell us. How do I know this is a good deal? So long as we are careful with the price I put into the policy, we should be fine with my car too. We found a cheaper deal the next day and had to switch to their old policy..
insurance quote dodge challenger
insurance quote dodge challenger claims - and, by the looks the insurance specialist you are looking for can see the reason of the insurance plan they are going to be on. They will explain your plan and what they know. They will have their own rules about what premiums are going to be because of the information they are doing they are asking you for. You are probably thinking that if you are covered up by an uninsured vehicle, then your insurance will be paid for because they will not ask the insurance company to pay for damages they cause. If you have any experience, you might not be surprised by this. Well you can do that and that is what it will do. If you have an uninsured driver under an accident, as this is usually the case, then the insurance company is aware that they may not have the amount they need to pay you to have them insured. Now you probably have a few of these problems. Now let’s see what they will do with.
dodge challenger insurance price
dodge challenger insurance price increases to $3,946. In 2017, the insurance rate increased by 6.9% among companies based on data on the insurer s traffic violations and rate fluctuations. In addition, according to the DMV, Aon Illinois ranked second in the nation for the most expensive car insurance premiums. According to , Illinois for drivers with a single coverage claim. If you have a lapse in car insurance, a lapse in car insurance. In Illinois, you are not required to have an , but your car insurance premium should be tied to your insurance history. You can’t predict when or if you ll need to get insured, but there are some easy ways to stay insured when you get a new policy. As a rule of thumb, always be the for any policy period, regardless of who is deemed the best car insurance insurer for your particular circumstance. There is no specific time limit for a lapse in car insurance. Unlike a lapse in an insurance policy, you can’t wait.
dodge ram insurance cost
dodge ram insurance cost is high. A 20-year-old who has only lived for about 15 years, and is not on the road or wearing a . In this type of insurance, you know better than to be underinsured, and therefore cannot file a claim. Therefore, your liability only applies to damages and not liability to other people. If the vehicle is older, you might still qualify for an at-fault accident. The coverage may also include $2,000 in medical payments. There are situations where $2,000 in $1,000 of medical payments is the correct figure, however, it’s considered under-bodily injury and has a cap, making it the minimum amount of protection for your policy. In this case, the car’s worth is $3,700, and the $2,000 in medical expenses will only apply for the $1,000 maximum. If you decide to not have enough insurance, you face the possibility of losing your policy,.
dodge neon srt 4 insurance rates
dodge neon srt 4 insurance rates at 5th most
My rate was about as reasonable as other companies. After some further research and negotiation, my rates were
. My insurance costs were $2.5 million so if my rate was
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not even try to make the claim. So I told this insurer I was looking for an additional $4 million. They replied in a polite
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dodge demon 2018 insurance
dodge demon 2018 insurance plans may be out there. There are many good opportunities to reduce them. Let’s take a closer look at . If you don’t think getting an insurance policy is worth it, you should look into a new policy for it. Many new drivers choose not to get their high car insurance premiums in the first place. You could think of it as your saving grace. You’ll be surprised how easy, you can then use it for things that aren’t important. Most importantly, you can be sure you’ll find a great policy that doesn’t cost over more than the average premium. What’s in this guide is all you need to know about getting the right coverage. You’ll get a quick guide to help you compare different insurance policies, including a quick look of car insurance quotes online. Here are some of the factors that go into your final quote. It all begins with the risk. .
dodge charger insurance for 16 year old
dodge charger insurance for 16 year old drivers: If you drive a newer car, you’ll most likely be required to have the same policy in place. This protects you from getting charged an average insurance bill that you might not be used to paying. Let’s look at the average monthly costs for car insurance in New York City for male drivers, age, and gender. It’ll help you know how much auto insurance would cost for a New York City teenager’s age. According to the , New York drivers must have the following minimum liability insurance coverage: According to , the data below shows a difference in costs for drivers and drivers - but that could change based on your location and policy level and can change based on a number of factors, so check in with your insurance agent to be sure. The following table shows the most for young and young adult drivers. The safest option for an 18 year old is car insurance through . Although this is a long-standing industry that has helped drive down average car.
dodge challenger sxt insurance
dodge challenger sxt insurance. With it, the company can easily be covered under multiple policies, and you can file claims and pay off damages without fear of having to pay large damages. What matters to you about a policy is its limits. This guide is intended to provide you with an overview of insurance options, coverage limits and exclusions. If you live in a state with a high probability, you may want to think twice before you buy home insurance in Nevada. Home insurance companies often rate drivers based on risk. Before signing up with an insurer, make sure you can prove that the driver under your policy has had any past accidents or points. If you have a history of traffic tickets, DUIs or a ticket for a DUI, you can expect to pay more for car insurance. The more tickets and violations you receive from an insurance company, the more they will increase your premiums. If you want to make a good decision about your home policy, then consulting with a company that specializes in policies for high-risk drivers with.
dodge avenger insurance rates
dodge avenger insurance rates and other insurance product options. It all comes down to safety on the road. A great way to save even less money! We offer insurance by phone, online and through independent agents. . Prices for policies sold through agents and brokers are available from them and through progressive.com/agent. There are many are that don’t pay auto insurance for non-members. You can work to ensure that you aren’t paying high premiums on your premium. If you’re a member, you can earn discounts through insurance companies for using a member’s account. We’ll be happy to help.
Our agency has 20+ years in the business, offering great customer service along with helping many people get the “BOTTOM” insurance their families need.
While the typical benefits paid by insurance companies on membership policies don’t have a huge impact on car insurance rates, some members may see a decrease in their rates if their.
dodge challenger insurance for 24 year old
dodge challenger insurance for 24 year old drivers with the lowest coverage is $1,848
for a single 35 year old, $2,053 for a 35 year old
or $1,946 for 35 year old drivers from 25 until age 73, then on the road for another 45-year old?
the insurer s insurance for young drivers is even less
What are the insurance company charges for insurance?
You can often get discounts
$10,000 for a safety program, $15,000 for repairs the insurer says it should cover the
$10,000 a day for your funeral as well
$35,000 if you can qualify for a 20-year low mileage discount
$8,000 for your vehicle if it s totaled.
Other discounts on an even sill
$10,000 for the use of roadside assistance for at-fault accidents for the driver who s insurance will cover.
How does an insurance-only car insurance company measure up to you.
dodge charger sxt insurance
dodge charger sxt insurance policy. He has to have it in the car and it if it goes the wrong distance. He did not know that for a car that is this small. They got it but I am wondering if my insurance is the fault for the accident or if his insurance is the cause. Thank you Hi. I’m sorry to hear about your Dad’s health insurance plan. At this age, you can’t get out of the old policy. In fact your Dad will be in a much worse case. You have a if you can’t afford insurance. You can’t drive that car. It s covered under all the . If you’re at that age and have no car, this isn’t a major expense for him financially. But if you can’t afford . I know of at least a $40,000 in non-standard coverage. It depends on whether the driver has a.
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NVIDIA RTX 3060 Ti review: The new king of $399 GPUs
So far, we've been nothing but impressed with NVIDIA's RTX 3000 video cards: The RTX 3080 offers a tremendous amount of performance for anyone willing to shell out $699 for a video card, while the 3070 is more practical at $499 but still offers plenty of power. But as usual, NVIDIA isn't stopping there. Earlier this month, it unveiled the $399 RTX 3060 Ti, the cheapest entry in its new lineup. Given just how successful NVIDIA's new Ampere architecture has been, I expected the 3060 Ti to be a solid improvement over its predecessor, the RTX 2060 Super. After a few weeks of testing, I'm somehow even more impressed.
Despite costing just $399, the RTX 3060 Ti is even faster than the RTX 2080 Super, which launched at $700 last year. For most gamers, it'll be more than enough to play modern titles in 1080p and 1440p, and it should keep them satisfied for years to come. At least, until they start demanding higher resolutions and more frames for high-refresh-rate monitors.
Summary
The RTX 3060 Ti delivers plenty of power for $399, especially if you’re planning to game in 1080p or 1440p. It’s even faster than the 2080 Super, a card that used to sell for $699. Like most of NVIDIA’s GPUs, though, ray tracing can slow things down a bit, but it’s at least more capable than the 2060 Super.
You can think of the RTX 3060 Ti as a stripped-down 3070: They both run NVIDIA's GA104 GPU and have 8GB of GDDR6 RAM, but the cheaper card has less power overall. It features 4,864 CUDA cores and a boost clock speed of 1.67GHz, whereas the 3070 offers 5,888 CUDA cores and tops out at 1.73GHz. Still, the 3060's CUDA figure more than doubles the RTX 2060's 2,176 cores, and its new architecture also includes updated RT cores for ray tracing and tensor cores for AI processing. As with NVIDIA's other GPUs this year, the 3060 Ti features fewer tensor cores than the card it replaces, but it makes up for that by handling AI tasks more efficiently.
The company is also counting teraflops very differently with its 3000-series GPUs, which makes it tough to directly compare their figures to its older cards. NVIDIA rates the 3060 Ti at 16.2 TFLOPs of shader performance, whereas the 2060 Super offered 7.2 TFLOPs. There's no doubt that the new GPU is faster, but don't expect it to literally be over twice as fast, since there's a lot more behind that performance than raw TFLOPS numbers.
Despite all the differences under the hood, you'd be hard-pressed to tell the RTX 3060 Ti and 3070 Founder's Edition cards apart. They both feature NVIDIA's revamped PCB arrangement, which places the bulk of the card towards the front ports. Two large fans keep things cool, with the rear fan blowing air right through the card toward the top of your case. It's a unique approach -- one that's worked out well so far for NVIDIA. The 3060 Ti typically idled around 41 celsius and reached 74C under heavy loads, with a maximum fan noise that's far quieter than the RTX 2060 Super. As for ports, the 3060 Ti features three DisplayPort 1.4a connections and a single HDMI 2.1 socket, which supports 4K beyond 60Hz and 8K displays.
After spending much of this fall testing out powerful new GPUs (be sure to check out our reviews of AMD's Radeon 6800 and 6800 XT), I knew what to expect with the 3060 Ti. It's just going to be a cheaper take on the 3070, right? But what truly surprised me was how much performance NVIDIA could deliver for $399. As I mentioned before, the 3060 Ti easily bested the RTX 2080 Super in all of our benchmarks, which proves just how much of an upgrade it is over the 2060 Super. But I was also pleased to see that it wasn't much slower than the 3070 either.
In 3DMark Time Spy Extreme, the 3060 Ti came in just 600 points lower than the 3070, whereas the gap between the 3070 and 3080 was about 1,300 points. When it came to 1440p gaming, the cheaper cards were more closely matched. The Shadow of the Tomb Raider benchmark reached 88fps on the 3060 Ti with maxed graphics settings and ultra RTX shadows. On the 3070, meanwhile, I saw 107fps. That's a big difference in raw frames, but it's not something you'd readily notice while you're playing the game, even with a 120Hz or 144Hz monitor. Similarly, the 3060 Ti hit 85 to 110fps in Destiny 2 with the highest graphics settings in 1440p, whereas the 3070 typically clocked 100 to 120 fps.
I was able to get Cyberpunk 2077 running on the 3060 Ti around 65fps in 1440p with mid-range ray tracing settings and DLSS enabled. Turning off DLSS, which renders games at low resolutions and uses AI supersampling to approximate the look of high resolutions, brought the game to a sluggish 40fps. Pushing the 3060 Ti a bit harder, I hit 55fps on my ultrawide monitor's native 3,440 by 1,440 resolution with DLSS. To achieve that, though, I had to switch DLSS to its highest performance setting, which at times made the game look like it was being rendered below 1080p. As you can imagine, that wasn't playable for too long, even if things were running smoothly otherwise.
The 3060 Ti's limits are more apparent when you start stressing it with 4K gaming. Destiny 2 hovered between 45 and 60fps with the highest graphics settings, while the 3070 was more stable between 70 and 80fps. Throw in ray tracing at 4K, and the 3060 Ti starts to fall apart even more. Shadow of the Tomb Raider crawled at 32fps with ultra ray tracing shadows. I suppose that's not too bad, though, as the 3070 could only muster 37fps with those same settings. (For what it's worth, the 3080 also struggled a bit to reach between 55 and 65fps.)
Clearly, the 3060 Ti isn't the card you'd want to pump out native 4K games to your TV. But at $399, that seems like a decent tradeoff for anyone who's primarily playing on a 1080p or 1440p monitor. And of course, it's also only $399 in an ideal world. Right now, the 3060 Ti is out of stock at every major retailer. And even when they're available, many cards from NVIDIA's partners will go for $450 and more. It's always been tough to get your hands on the latest GPUs, but that problem seems even worse this year, as the COVID-19 pandemic has slowed production considerably.
If the idea of 4K gaming intrigues you, it may make more sense to save up for an RTX 3070 (again, whenever those are back in stock). And if you're married to the idea of true 4K gaming with maxed out ray tracing settings, the RTX 3080 is well worth its $699 starting price.
If anything, the RTX 3060 Ti proves that NVIDIA’s new Ampere architecture can scale down very well. The fact that it’s faster than the company’s last $700 card makes it clear just how much of a deal it is. And while I won’t say it’s enough of a leap to upgrade from an RTX 2060 Super, it’s something everyone who’s held onto their aging GTX 1060s should consider.
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pulled over with no insurance
BEST ANSWER: Try this site where you can compare quotes from different companies :cheaptoinsure.top
pulled over with no insurance
pulled over with no insurance company. I’m currently looking into a plan to purchase which will work as I currently have no insurance and is there. Would it be the cheapest to you? Let me know in the comments down below. Hi, my boyfriend owns a home and has no insurance. I don’t have enough savings to take care of this emergency needs I have to consider this and I will need a life insurance. Any ideas? I know a whole lot of these homes have a higher death benefit. So if his policy is going to be expensive I’m not necessarily going to worry about losing my money but if he had paid for everything first and it had been $100,000 I would expect a total loss but if it was $300,000 and not covered by insurance the loss would be very minimal. I see I still have not had enough money for the insurance but with insurance there is always a chance we might not have enough money for the death benefit.
pulled over with no insurance as long as the home is being insured using a $1000 bond for $200. It is a big deal, that seems. It works the same as if you were buying a property in an auto policy. And the reason is that your policy has to cover the home, if something would come up with to cover the difference, and of course you are going to save more money if you insure it (you may get a discount on its price if the homeowner has a $50 deductible on the homeowners policy, if the homeowner pays it). It may seem like a good thing that isn’t. You know when to pay for that insurance when what you are planning to need is expensive, and that your home is a high-value home that you may have a need for if you are home. I’ve done some checking on how insurance works for other vehicles that are not in your control. They have a and a home inventory listing it with you to ensure that they are.
pulled over with no insurance is a good time to ask what your options are. Some drivers will like to keep some of the costs to themselves without paying. And as they learn a bit more about the system in regards to car insurance, they should look for ways to save on a car they cannot afford – or even still be driven without it. And it’s not hard. But just like any insurance, you must be sure to have the right kind of insurance for the right coverage at the right price.
The cost of living may indeed be at a higher point than when you were just shopping for insurance coverage. But for young drivers in particular, rates can go down substantially: in Texas, drivers aged 18 or older typically pay $110 less per year for car insurance than the rest of the state (TCa = .081). And in Texas, car insurance for young adults is even cheaper than for any other age group. Car insurance companies in Texas will consider whether.
What to Do About Your No Proof of Insurance Ticket
What to Do About Your No Proof of Insurance Ticket?
The first step in finding the right car accident attorney is to get all the necessary details.
The Insurance Department will not allow you to give us the same information to others who do not give you a fair, accurate or fair value for your car accident case. There may be instances where it’s important to ask a cop for your driver’s license number and the name of the attorney you’re looking to hire to do your personal car accident injury claim.
The Insurance Department can also offer a different way of handling your claim if you are willing to take your case to an attorney who understands insurance car accident claims and their practices.
A car accident lawyer will be qualified to represent you in all your car accident injuries cases and is prepared to give you accurate information that fits the facts.
At The Insurance Department, our goal is to work with you as fast as possible as we are committed to providing you with a strong commitment to care for you as a client..
Ohio Car Insurance Laws
Ohio Car Insurance Laws and
Licensing Requirements
Requirements
To become a registered driver in the state of Maryland, you must:
Be 18 years of age.
Transfer your registration to the Maryland Automobile Insurance Plan with
no-fault
The insurer will assign you plates and insurance coverage that follows the requirements of Maryland law.
Must carry proof of insurance on
your
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Ohio SR-22 Insurance Documents
Ohio SR-22 Insurance Documents can be obtained from local DMV offices and insurance agencies, as well as from the California Lottery. The California DMV will require an SR-22 if you’re looking for auto insurance benefits. It is important to do your part to prevent the increase in insurance premiums. The California DMV will provide the SR-22 filing for the years after you’ve been convicted of a DUI or have had too many accidents. In fact, the DMV may decline you as an SR-22 applicant. If you have been convicted of driving while having suspended or revoked licences, it will be harder to have your SR-22 insurance status taken off of you, as the driver may have to pay a much higher car insurance premium. If you want to be able to get a lower car insurance rate by driving a car without a SR-22 Insurance document, then you should shop around for your own policies. For a cheaper insurance rate today, it is a good idea to shop for a new policy and pay.
Ohio Penalties for Driving Without Car Insurance
Ohio Penalties for Driving Without Car Insurance in Florida
Driving for business in Florida (or elsewhere in other states) is considered a Class B misdemeanor, punishable by a $330 fine, and/or up to 30 days in prison./PIP : There is a possible fine associated with this offense, which is reduced by a maximum penalty of:
$150 for the first offense.
$300 for the second offense.
$300 for each subsequent offense.
$50 for the third offense.
$100 for the fourth offense.
$300 for fifth or fifth offenses.
Florida’s penalties for driving without insurance in 2019 are steep: a fine of up to $350, imprisonment of up to one year, and a license/registration suspension of up to six months.
Get Your Rates #blank# After a DUI, about of drivers may experience difficulty maintaining insurance in Florida.
How Long Does It Take for an Auto Insurance Rate Increase after a DUI? According to , drivers.
Car Insurance Requirements in Washington
Car Insurance Requirements in Washington State
If you are looking for cheap car insurance in Washington, don’t let the coverage scare you. Rates can be higher or lower for underinsured motorist coverage, plus Urban State insurance offers better coverage for $2.52 per month. You also need liability insurance in Washington with limits of 25/50/25 coverage. This coverage helps protect you in case you’re in an accident with an uninsured driver. Keep in mind that uninsured motorist coverage is optional and only applies if you are deemed a total and total loss. Underinsured motorist coverage will pay for your medical bills at your own expense, but only up to the coverage limit. These insurance costs can add up quickly and often make it difficult to , but don t settle for the first policy you find. over the course of a year. This can make shopping for car insurance more expensive than it actually is. under Washington state law, so if you’re required to buy car insurance again,.
How Does Nevada Track Insurance?
How Does Nevada Track Insurance? You can . The state started to increase its car insurance claims as a result of the COVID-19 pandemic. The state of Nevada was the first to provide a to its motorists and was a pioneer in creating more stringent insurance than other states. The state is currently in the midst of the COVID-19 pandemic because it has a state-of-the-art energy system. The state has been a pioneer in energy production and transmission efficiency. Nevada remains the state for clean energy, and is the top performer in the energy sector. In 2019, the state and consulted with over $30 million in capital to establish a renewable energy platform that would help accelerate cleaner energy production. State of Nevada has been an engine of growth for Nevada energy and the energy company, Electricity Services Corporation of Nevada (ESIC) is the.
Fines for driving without insurance
Fines for driving without insurance: The penalty is only as severe as the first offense, followed by years of back-to-back suspensions and fines. To counter this financial crisis, Alaska also instituted a “no pay, no play” system, whereby drivers with no insurance will have to file for a refund of their full premium or go to the local DMV. Once drivers have reported the initial cost of their insurance to the DMV, the agency will suspend your license and registration if you do not meet the acceptable coverage minimums. A vehicle’s uninsured motorist coverage rate also needs to be factored into the cost of regular insurance premiums. The Alaska Department of Insurance has a system for calculating the cost of insurance for the state, and it offers several ways to approach these types of costs. First, it will ask the DMV to refund your initial premium. If you choose to go this route, your registration will also be suspended, and you will be charged a further fee to reinstate your registration. You will.
Getting the cheapest auto insurance for a lapse in coverage
Getting the cheapest auto insurance for a lapse in coverage, you’ll have to make a new policy, which will be different from an existing new policy. If you were involved in a lapse in coverage and got into an accident with another driver, your premium for a new policy might be higher. That’s why there’s an out-of-state insurer that’s known for bringing new policies as quickly as possible. Of course, there’s no cost for that. Because you’ll have to purchase an insurance ID card from a provider licensed in your state, if you’re involved in a car accident in either state, you won’t be paying an extra fee to have someone check your policy. The state in which you live in and the way you got your driving license is a matter you file your insurance for, so it’s up to you. You can get a through the American Automobile Association or go directly to your local page to get the cheapest insurance.
Don’t let your car insurance lapse
Don’t let your car insurance lapse or your credit deteriorate just because it’s been a fairly big mistake. It’s difficult to be an older, more mature driver because insurance companies think you’re less experienced and act irresponsibly or are judgmental. And while it’s fair to say that age and experience don’t necessarily guarantee a spot on your driving record (with no accidents), those things do ensure insurers. An insurance company can, and likely should, charge you a higher premium for a car that is older and more conservatively conservatively conservatively conservatively more expensive. This is, after all, the biggest reason why auto insurance companies have been using predictive models to gauge risk for over 100 years—all driven up by the fact that predictive models can t tell people anything about themselves. For many years, insurance companies relied on predictive models to determine whether drivers had certain factors that could lead to claims. There may never have been any kind of evidence that a car is the car.
Affordable Car Insurance in Ohio
Affordable Car Insurance in Ohio is the right choice for all drivers! We provide high-quality auto insurance options and fast, painless payment options so you can get driving on the road. No-Fault insurance is an excellent alternative to an at-fault state to ensure you are adequately covered if an accident occurs. Ohio is a and each driver must have some form a form of auto insurance. Ohio allows drivers to pass a background check if injuries occur as a result of driving without the required auto insurance. If you don’t have insurance, you may need to use your own funds to pay expenses in case you’re in an accident. As an independent insurance agent, we represent several highly rated insurance programs, which is why we would like to see you get an insurance quote that shows more of the options above at this very low rate. If you find something on online searching for auto insurance quotes, you can quickly get a quick print on your insurance card.
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10+ Best Reasons to Get Excited for Samsung Galaxy Fold 2
Samsung's second galaxy fold is now literally on the horizon and is looking so good that it might just be a day one switch from me here at the top six reasons why still as 2 things that have ME pretty upset the initial.
Galaxy fold what I've been using for a month now is a book a fern that folds out horizontally to make one large tablet displays the fold too is looking like it's gonna be a clamshell a fern that starts smaller and falls out vertically to make a normal-sized phone and that's a really good thing it'll mean a device that's way less large however additional significantly one that solves the ratio drawback see with the book type issue if you've 2 halves that area unit quite tall folding them outwards is gonna result is basically a square and a square is just not good for 90% of content movies games and most phone apps are designed to work on rectangular displays with a clamshell tho' as we have seen with the new Motorola Razr you'll be able to have a tiny low square screen on the front and that is fine as a result of the main screen on the within are tall a touch taller than we're wont to however that is much better than being too wide robot Authority. Recently did a poll on individuals's favorite folding and therefore the Motorola RAZR got regarding doubly as several votes because the Galaxy fold people just like the clamshell style of the razor and even off that group of people who picked the Galaxy to fold some of them only did so just because it's a better SPECT phone if you think about it the Galaxy fold too should have the best of both worlds the clamshell design of the razor and quite possibly even better specs than the original fold also this is a refined purpose however i feel the clamshell are some things that encompasses a higher likelihood of initiating sales-wise as a result of individuals area unit or deeds subconsciously aware of the concept 15 years ago nobody would have even questioned what the purpose of a flip phone was it was accepted and so if Samsung can come in with the flip phone reinvented i feel it's a neater sell then welcome to the book for reading then we have got one UI to Samsung's really named however fantastically redesigned little bit of code which is gonna help all of their phones but in particular this foldable you've got standard all-round improvements like less intrusive notifications and even smarter dock mode that works across more applications and simply typically additional customization however a giant focus here has been reaching ability if we have a tendency to area unit about to see this super tall show on the within of the next fold this update could not have come back at a more robust time.
It'll all of these UI components your fingers really want to act with nearer to the lowest to cut back the quantity of reaching you wish to try to you would possibly already know this galaxy fold uses a plastic show in spite of everything once glass gets super skinny it loses a great deal of its structural strength and simply typically as a cloth glass is not very bent friendly but it looks like.
Samsung has found how a neighborhood glass provider referred to as dawn sees I feel has opposed idli developed thereforelution|an answer} that's ultra-slim sturdy and versatile so this might be BIC one of the primaries criticisms of the first fold is its display it scratches easily and it's got this massive crease going down the middle now I never personally thought it had been a deal-breaker I got accustomed the crease pretty quickly however whenever I share this phone to some other person
it's one among the primary things they suggests in order that reasonably speaks for itself anyway this glass answer may solve each scratching and creasing issues promptly a lot of those reports i have been reading square measure inform towards the show size on fault to being six-point seven inches that is nice in my expertise with current phone thickness and edge size this can be concerning as huge as you'll be able to go whereas still being usable however I may see why this can be not a profit to everybody you may argue that there's one thing special concerning having the ability to hold around a seven-plus in. show therein smaller kind issue it's going to in all probability even be a hole-punch screen, not a full uninterrupted panel and this can avoid wasting thickness versus having to use a motorized pop-up for the front camera however speaking of cameras the particular camera Hardware on these Samsung flagships it hasn't had a significant push since the galaxy s7 one thing has reasonably favored style enhancements over camera upgrades that is getting ready to amendment in 2020 consistent with code found within the Samsung camera app they are already performing on a firm which will shoot not simply 8k video the 108 megapixel photos and this might line up dead with past leaks but also the fact that Samsung has actually launched a 108 megapixel sensor it's already a very real thing assuming then that the next the fold will still be positioned as a high-end device as a decent likelihood it's about to take pleasure in this - conjointly if you simply count the number of cameras on the initial fold you get 6 for 6 cameras and at any one time you're only ever using a maximum of three you've got one selfie camera for when you're using the front screen - selfie cameras for once you are victimization the most screen and 3 cameras at the rear it's simply a small amount inefficient they've effectively engineered constant camera system twice just so you can take selfies in both folded and unfolded positions which increase cost and thickness if they can find a way on this new fold to have just one camera. The system that you can use to take selfies while the phone is folded and then rear photos well unfolded that would be game-changing it would mean they could pour their entire resource pool into only one set of cameras rather than scattering their resources over 3 sets which you'll be able to take not simply mind-blowing rear shots however also selfies with constant quality and speaking of quality.
I'm extremely attempting to up the sport on YouTube thus if you may subscribe that will be wonderful currently it's wanting just like the second Galaxy fold isn't reaching to be a traditional successor and in fact instead of going up in price something is supposedly coming down if I had to guess I'd say around $1500 compared to 2,000 for this one there have been a full range of reports concerning this recently however the one factor I did notice that backs it up is that the proven fact that the code name of the second fold was leaked as being SMF 700 which if true suggests it would fit below the existing SMF 900 fold because this is such a new category of devices Samsung may be still figuring out where the fold fits in its lineup I can say one thing for sure at $2,000 there is no way the original fold was shipping at high volume numbers and so considering the incredible amount of R&D that would have gone into making this thing there's a good chance at the company's current foldable ventures of running at a loss, of course, it alone takes one hit product to turn all that around and The Fault too could very well be the one and what makes me especially hopeful is that Samsung has been in this situation before their original Galaxy S was seen by many people is just a cheap iPhone different however the Galaxy s2 that came next cemented its place as a real rival Samsung's initial incurvate phone the Galaxy spherical was an entire flop however it sealed the means for his or her future incurvate endeavors that while not universally wanted are a giant hit the corporate has quite developed a name for bouncing back okay two things i'm disturbed concerning and i am not talking concerning things sort of a lack of a earpiece jack or lack of water the resistance i believe these things are pretty major first of all as I mentioned very likely Samsung will make the fall to a cheaper phone but it still needs to have the absolute best specifications it's got to have the most recent chipset it's got to possess lots of RAM we tend to already expect these items from traditional flagships so what i am expression that this versatile kind issue can't come at the cost of performance now the the reason I am particularly worried about this is because Motorola thinks that it can they've discharged a firm that appears heaps like what Samsung has planned however they've opted for a few underwhelming hardware it's flower 710 chip 128 gigabytes of non expandable storage any 5-megapixel selfie camera the second thing is battery there's going to be a massive the trade-off here because I have no doubt that if this thing does eventually come out the manner, one thing goes to promote it one amongst the most commerce points goes to be that you simply will fold it up and it will be pocket-sized and so supported this and also the proven fact that Samsung incorporates a little bit of a name for giving merely enough battery there is a probability they will do constant here and give it merely enough battery so at the purpose of shopping for it once it's latest it's going to last a full day then again six months of serious use down one line you'll probably be reaching for the charger at 6 p.m. whilst I welcome a cheaper phone I think the for two needs to be in everything phone with pro users in mind, not a sleek-looking mid-range phone with a cool foldable gimmick function over form to put another way I would also add to this as a third minor concern that there is a the rumor that Samsung's also gonna put an S Pen inside of this thing and I don't think this is a particularly smart move the way I look at it is this you could see some customers as a Venn the diagram you've got people who want an S Pen in one circle and people who want a foldable in another circle and already both of these circles are fairly small these are niche ones but if something makes one flexible phone and this also is an S Pen focus device then they're catering primarily for just this tiny the overlap here for everyone else you're just getting a smaller battery a little bit extra cost and yet another thing that's going to drain your battery so that's the next fold it'll probably be announced March to April next year but I'll have more info before then so if you could subscribe that would be amazing I hope to examine a firm that is a lot of refined quicker and a lot of sturdy thus perhaps this point we can't even would like an avid video simply to inform you the way to take care of it thanks for reading and I'll catch you in the next one!
Via - https://www.maunohanan.co.in
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The Maths of Life and Death – The God Equation
Aperiodicolleague Kit Yates has recently had a new book out: The Maths of Life and Death. He’s kindly agreed to share a sample chapter with us, explaining the God Equation: it’s used by NICE to decide whether to fund new drugs.
In my new book, The Maths of Life and Death, I explore the true stories of life-changing events in which the application (or misapplication) of mathematics has played a critical role: patients crippled by faulty genes and entrepreneurs bankrupt by faulty algorithms; innocent victims of miscarriages of justice and the unwitting victims of software glitches. I follow stories of investors who have lost fortunes and parents who have lost children, all because of mathematical misunderstanding. I wrestle with ethical dilemmas from screening to statistical subterfuge and examine pertinent societal issues such as political referenda, disease prevention, criminal justice and artificial intelligence. I aim to demonstrate that mathematics has something profound or significant to say on all of these subjects, and more.
Rather than just pointing out the places in which maths might crop up, I also try to arm my readers with simple mathematical rules and tools which can help them in their everyday life: from getting the best seat on the train, to keeping one’s head when on the receiving end of an unexpected test result from the doctor. I suggest simple ways to avoid making numerical mistakes and get my hands dirty with newsprint when untangling the figures behind the headlines. I also get up close and personal with the maths behind consumer genetics and display maths in action as I highlight the steps we can all be taking to help halt the spread of deadly diseases.
The God Equation
In November 2016, Daniella and John Else’s 14-month-old son, Rudi, was rushed to the Sheffield Children’s Hospital. He was hooked up to a ventilator to keep him breathing, with doctors telling Daniella and John that Rudi might not last the night. The cause of the alarm was a common chest infection that most children would fight off. Most children, however, do not have Spinal Muscular Atrophy (SMA).
When Rudi was six months old, after doctors had failed to figure out what was wrong with him, Daniella and John helped to diagnose their son with SMA after finding out that John’s cousin had been afflicted by the same disorder. Rudi’s type of the progressive muscle wasting disease comes with a life expectancy of just two years. Miraculously, there is a drug, Spinraza, developed by a company called Biogen, which can halt and even reverse some of the debilitating effects of SMA. This drug has the potential to improve and extend the lives of SMA sufferers like Rudi, but in England in 2016, when Rudi was fighting for his life in hospital, it was not available free of charge.
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Mathematics is becoming an increasing important tool for modern healthcare provision. The extent of mathematical interventions range from simple fractions for calculating drug doses to complex algorithms for reconstructing images from CAT scans. In UK healthcare, there is perhaps one formula that stands out above all others in its contentiousness, importance and wide-ranging implications. The ‘God equation’ dictates which new drugs will be paid for by the NHS: it literally determines who lives and who dies. If you have a child who is terminally ill, you might argue that no price is too high to pay in order to buy you some more time with your little one. The ‘God equation’ says otherwise.
In theory, in the US, as soon as the FDA approves a drug for sale it is made available to patients. Spinraza was approved by the FDA in December 2016. In practice, most insurance companies have a ‘prior authorization’ list for expensive or potentially risky drugs. For each treatment, the list stipulates a range of conditions that must be met before it is released for a particular patient. Spinraza is on every insurance company’s prior authorization list. Of course, access to healthcare in the US also depends on being able to afford medical insurance. In 2017, 12.2% of Americans were uninsured, and the US remains the only industrialised nation without universal healthcare coverage.
By contrast, in England, healthcare is available to everyone, free at the point of use, and largely paid for by general taxation. The European Medicines Agency (EMA) and the Medicines and Healthcare Products Regulatory Agency are responsible for approving the safety and efficacy of drugs in England. In May 2017, the EMA approved Spinraza for use. However, since the NHS has only a limited budget, it is not able to sanction every new treatment that comes on the market. Decisions taken one way or another might, for example, lead to cuts in social care provision, lack of diagnostic or treatment equipment for cancer patients, or understaffing of neonatal care units. The National Institute for Clinical Healthcare Excellence (NICE) is the body responsible for making these tough choices. When it comes to drugs, there is a well-established formula by which NICE ensures that its decisions are objective.
The God equation attempts to balance how much extra ‘health benefit’ a drug gives to a patient against how much extra the NHS is being asked to pay for it. Assessing the former is a difficult task. How can one compare the advantages of a drug that reduces the incidence of heart disease, for example, against the benefits of a drug that prolongs the life of a cancer patient?
NICE uses a common benchmark known as a quality-adjusted life year or QALY. When comparing a new treatment to the existing therapy, the QALY accounts not just for how much a drug might extend life, but also the quality of life that it affords. A single QALY might result from a cancer drug that extends life by two years, but leaves patients in only 50% health, or it might result from knee replacement surgery, which does nothing to extend a patient’s remaining 10-year life expectancy but improves their quality of life by 10%. Successful treatment of testicular cancer might garner a large number of QALYs, as the typically young patients have a dramatically extended life expectancy without a reduction in their quality of life.
Once a reliable figure for QALYs has been established, the difference in QALYs and the change in costs between the new and old treatments can be compared. If the QALYs decrease, then the new treatment will be rejected out of hand. If the QALYs increase and the cost decreases then clearly funding a more effective, cheaper new treatment is a no-brainer. However, if, as is most often the case, both the QALYs and the cost increase, NICE is left with a decision to make. In these cases the incremental cost-effectiveness ratio (ICER) is calculated by dividing the increase in QALYs by the increase in cost. The ICER tells us the increased cost per QALY gained. Typically, NICE set their threshold for the maximum ICER they will fund to be between £20,000 and £30,000 per QALY.
US policy-makers are not bound by such cost-effectiveness analyses. Indeed, the 2010 Patient Protection and Affordable Care act, more commonly known as Obamacare, prohibits the federal government from using a dollars-per-QALY threshold . Nevertheless, QALYs are instrumental in US healthcare judgements, with the US Panel on Cost-Effectiveness in Health and Medicine endorsing their use . QALYs are also used informally by decision-makers in the US in order to determine whether investments represent value for money. $50,000 per QALY is often cited as the threshold below which ‘favourable interventions’ are approved .
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In August 2018, SMA sufferers and their families, including Daniella, John and Rudi, waited anxiously to find out whether NICE would sanction Spinraza for use on the NHS. NICE recognised that Spinraza ‘provides important health benefits’ for patients with SMA. The results of quality of life improvement were also extremely positive. Spinraza was expected to generate an additional 5.29 QALYs. The additional cost, however, ran to an enormous £2,160,048, giving an ICER of over £400,000 per QALY gained: way, way above NICE’s threshold. Despite compelling testimony from SMA sufferers and the carers of SMA patients, the God equation meant that the only option was to prohibit the use of Spinraza on the NHS.
Fortunately for the Else family, Rudi is enrolled in an expanded access programme run by manufacturer Biogen, allowing infants with type 1 SMA to receive the drug. In February 2019, he received his 10th injection and is now a thriving thee-year-old, far exceeding the Spinraza-less life expectancy of type 1 SMA sufferers. In November 2018, however, the programme was closed to new participants. There is still no long term agreement for the NHS to fund Spinraza, a life-saving and life-extending drug, to treat SMA sufferers in England. Sometimes, even relatively simple mathematics can be a matter of life and death.
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How To Qualify For Healthcare Subsidies Under The Affordable Care Act (Even As A Multi-Millionaire)
One of the biggest concerns early retirees have is the cost of healthcare. It is estimated that the average annual healthcare premium is roughly $19,600, largely subsidized by the employer.
We currently pay about $1,750 a month, or $21,000 a year in healthcare premiums for a family of three for a no-deductible platinum plan despite both of us being healthy with no pre-existing conditions.
Before the birth of our son in 2017, our healthcare premiums weren’t much cheaper at roughly $1,625 a month. In a way, we feel slightly better paying a higher premium because we feel we are getting more of our money’s worth with all his pediatrician and ophthalmology visits.
But just like how paying $23,000 a year in property tax for an old rental property made me want to sell, paying $21,000 a year in healthcare premiums makes me want to eat a lot of jelly donuts, sleep in more, and stop working so much.
Let’s see if there’s a better way for all of us to get healthcare subsidies, even if we have millions of dollars in assets.
How To Get Healthcare Subsidies
In order to be eligible for healthcare subsidies under the Affordable Care Act, you must earn no more than 400% of the Federal Poverty Limit (FPL) by household size. Each year, these limits will go up by ~2% to account for inflation.
In the chart below, you will see the latest FPL limits under the 100% column. The 400% column shows the maximum amount you’re able to make per household size until you no longer qualify for healthcare subsidies.
ACA Income Limits For Subsidies 2019
If you make less than 100 percent of the FPL, you also don’t qualify for the Affordable Care Act. You qualify for Medicaid. In some states, the income percentage is up to 139 percent of the FPL, so make sure to check.
The amount of healthcare subsidy you will receive will depend on how much over the FPL your household income is and the type of healthcare plan you want e.g. deductible amount, bronze, silver, gold, platinum etc.
The chart below shows how much of your household income you are expected to contribute to your healthcare plan. The percentages are caps.
Using my household of three as an example, we’re allowed to earn up to $83,120 and still be eligible for the Affordable Care Act.
We would be expected to pay $83,120 X 9.86% = $8,196 a year in healthcare premiums at most. That’s a nice $12,804 in subsidies compared to our current cost.
$683 a month in healthcare premiums seems much more reasonable for a healthy family of three. Unfortunately, due to drug price gouging, soaring liability insurance, general mismanagement, and a growing percentage of the population being overweight or obese, Americans who do not qualify for subsidies must pay much more.
If our three-person household somehow managed to only earn $41,560, or 200% of the FPL limit, then we would only have to pay $41,560 X 6.54% = $2,718 a year in healthcare premiums for our same plan thanks to $18,282 in subsidies. Paying only $226 a month is truly an affordable healthcare plan.
Unfortunately, we will have a difficult time making ends meet on only $41,560 a year in San Francisco or Honolulu. Income under $117,000 a year for a family of four in San Francisco is considered “low income” according to the Department of Housing and Development.
Living A Middle Class Life In Retirement
Given we can’t survive comfortably off of $41,560 (200% of FPL), let’s focus on 400% of FPL for a family of three.
Earning $83,120 a year for a household of three is a healthy middle-class lifestyle. If we apply a 15% effective tax rate, we’re left with $70,652 a year after tax.
Being able to spend $5,888 a month is 55% more than the average spending for a 65+-year-old-household at $3,800 a month.
Here’s how we might spend $5,888 a month after paying off our mortgage.
$1,500: Food and entertainment
$1,700: Our son (tuition, lessons, toys, clothes, shoes)
$1,500: House expenses (property tax, maintenance, utilities)
$600: Personal care and miscellaneous
$588: Transportation and travel
In order to earn $83,120 in gross passive income a year, we would need to have $1,662,400 in capital earning 5% a year, $2,078,000 in capital earning 4% a year, $2,770,666 in capital earning 3% a year, or $4,156,000 in capital earning 2% a year.
Having $1,662,400 – $4,156,000 in capital should be plenty to draw down from if our household expenses exceed $83,120 gross / $70,652 net for whatever reason. We would just need to be careful to not draw down too much given we’ve got 20 years of expenses to pay for our son.
Given we earn more than $83,120 a year in passive income from our investments, we would have to sell off roughly 65% of our income generating investments and reinvest the proceeds in non-income generating investments.
Some investment ideas include: buying a property and not renting it out, buying a property and not earning a profit due to depreciation and other expenses, buying growth stocks that don’t pay dividends, making a private equity investment, and paying down debt.
Given eligibility for the Affordable Care Act is based on income, not on wealth, you can now see how multi-millionaires can also qualify.
To receive healthcare subsidies based on your own situation, you would simply:
Earn a modified gross income (MAGI) up to 400% of the FPL based on your household income size
Restructure your investments so they produce less income
Stop working full-time or find a lower paying job
Throttle down your freelance income or entrepreneurial income
You must be ineligible for health insurance coverage through an employer or government plan
You do not file a Married Filing Separately tax return (unless you meet the criteria in section 1.36B-2T(b)(2) of the Temporary Income Tax Regulations)
You can’t be claimed as a dependent
Apply for the Affordable Care Act at Healthcare.gov
Just know that even with a $5 million net worth, I’ve shown that it may be barely enough to retire early on with a family if you remain in a high cost of living location.
Therefore, to even think about reducing your income to receive healthcare subsidies might be like the tail wagging the dog.
The Maximum And Average Healthcare Subsidy Amount
Based on the contribution chart, the poorest households (sizes 1-6) must pay a minimum of $253 – $702 a year in healthcare premiums under the ACA. The richest of households (sizes 1-6) that still qualify for ACA must pay $4,788 – $13,307 a year in healthcare premiums.
In other words, the maximum healthcare subsidy per person is about $7,000 depending on plan, household size, and household income.
The average healthcare subsidy per person is around $5,000 depending on the same variables.
In our three-person household’s case, we would receive a $4,268 per person subsidy if we earn 400% of FPL. But losing out on $150,000 a year in passive income to receive $12,804 a year in healthcare premiums doesn’t seem like a great idea.
Note: If you become a business owner, you can deduct the premiums you pay for your employees.
Is It Morally Right To Take Healthcare Subsidies?
Should we limit ACA participants from eating steak drenched in butter and other unhealthy foods?
Everybody has the right to the Affordable Care Act if they legally qualify. But is it morally right to accept healthcare subsidies, especially if you are a multi-millionaire who is not in the best of health due to your own lack of discipline?
This moral dilemma is something I struggle with despite paying a fortune in annual healthcare premiums and forking over millions of dollars in taxes over the past 20 years. When I die, there’s a possibility I will have to pay even more taxes to the government due to the estate tax.
I feel it is my duty to help subsidize the less healthy and less wealthy through higher healthcare premiums and higher taxes. That’s what being a good American citizen is all about.
However, as I get older, I no longer have the energy to work as much. Instead, I’d rather focus more of my time on health and family in my mid-40s and beyond.
If the average number of hours an American works a week is 40, I feel like I’ve already worked a 35 – 40-year career given I’ve regularly worked between 70-80 hours a week for the past 20 years.
Perhaps instead of charging more to those who’ve worked a lot, saved a lot, paid a lot of taxes, and stayed in shape through vigorous exercise and healthy eating habits, the government might charge less or incentivize the general population instead.
Can you imagine how much healthier our nation would be if the government gave a healthcare premium or tax credit to those who walked or ran 20 miles a week and never consumed sugar?
Not only would we as a nation be healthier, but our healthcare system would also be less costly because there would be less of a need to subsidize less healthy people.
Let’s Not Abuse The System
At the moment, I draw the line at taking advantage of the Affordable Care Act if you are a millionaire and are purposefully unfit. I’m not talking about millionaires who have some type of genetic disorder or disability that prevents them from staying healthy.
I’m talking about the millionaire who has all the ability and resources in the world to lead a healthy life.
Not only is the unhealthy multimillionaire taking advantage of the system that was intended to help the financially vulnerable, the unhealthy millionaire is also burdening the system by purposefully eating poorly and not working out on a regular basis.
If you are wealthy, it behooves you to get in the best shape as you can. You’ve won the lottery. Therefore, you might as well enjoy your luck for as long as possible.
To be rich and out of shape and then apply for Obamacare is a slap in the face to the American people.
May we all live long and never have to take advantage of the Affordable Care Act. Let’s let the people who are financially struggling the most get subsidies from those of us who can pay more.
Related posts:
The Health Affordability Ratio
Is A High Deductible Plan Worth It To Be Eligible For An HSA?
Readers, what are your thoughts about receiving healthcare subsidies if you can afford to pay more? Is retiring early as a millionaire and participating in the Affordable Care Act a morally right thing to do? How much should the healthy subsidize the unhealthy? Why don’t we focus on incentives and preventative care instead?
The post How To Qualify For Healthcare Subsidies Under The Affordable Care Act (Even As A Multi-Millionaire) appeared first on Financial Samurai.
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Best Spinning Reels Of 2019 ( Buyer's Guide)
Any angler would love to have at least one best spinning reel combo in their arsenal. In nearly any retail store you can find a spinning reel. But let’s be real; most of those spinning reels are utter crap. Those reels are toys, and you deserve better spinning reels.
If you’re looking for the top spinning reel models with the best value for the money, then check out our comparison chart below. These spinning reels are what we consider to be the 12 best spinning reels. You cannot go wrong with any of those reels. Each of the reels should last for many years if you maintain them nicely.
Our comparison table and buyers guide of the top-rated spinning reels will help you choose the right one for you. Let’s have a quick look at some of the best spinning reel models that most of the anglers will love to buy.
Our Recommendation for the best spinning reel is Abu Garcia Revo SX Low-Profile Baitcast Fishing Reel
Checkout Best Spinning Reels
Top 12 Best Spinning Reels 2018-2019 Reviews
1. Abu Garcia Revo SX Low-Profile Baitcast Fishing Reel
The Revo Sx rotating reel looks a lot like the Pflueger Supreme XT. The biggest differences are the materials and the weight.
The Revo SX has a set of aluminum gears plus a molded frame with carbon insert. The Abu Garcia Revo SX Spinning Reels also has a side plate and handle compared to the Supreme XT magnesium.
So, the Revo SX is still a good spinning reel and I have two of them myself. I bought my SX for fishing with falls and fishing with the shaky and light head.
They have the reputation of having ultralight carbon matrix drag systems. And After a year of fishing with them, I can confirm it.
I recommend the Abu Revo SX rotating reels for all delicacy applications. It comes with a spool ready to braid, which I tend to fill with 20lb Sufix 832 Advanced Braid. When using a leader, handle 10 to 20 feet of Seaguar InvizX with ease.
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2. Shimano Stradic CI4 +
The Shimano Stradic CI4 + is undoubtedly one of the best fishing reel brands that you can buy today. The CI4 + is, in fact, one of the most expensive spinning reels, but you will get a precise and refined performance.
The frame and handle are made of carbon fiber with infusion, for excellent strength and reduced weight. As there are no metal parts in the CI4 +, it is a good choice for lighter saltwater fishing applications.
The CI4 + FB has returned to the palette style grips. But they are completely recessed to save more weight. The handles of the shovel should reduce the number of times lost by looking for the grip of the handle after an unexpected blow.
Perhaps the most impressive feature of the Stradic CI4 + is the silky and soft resistance. When that great spotted bass is pulling hard for deep water, you can be sure that the drag will be ready to fight the fish. The 10 lb. fluorocarbon test line is a perfect combination for this best spinning reel of 2018.
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3. Pflueger Supreme XT
The Pflueger Supreme XT is the rare high-performance reel that does not cost a fortune. The Supreme XT is built with high-quality materials.
The body, rotor and side plate are all magnesium, which helps keep the pen light and balanced in the hand. The handle is formed by a strong and lightweight carbon fiber composite.
Continuing the lightweight trend, Pflueger placed the popular EVA foam controls on the reel.
Pflueger is owned by Pure Fishing, which also owns Abu Garcia. An experienced eye can see many similarities with the Revo STX and Revo STX reels.
However, according to all the online reviews I have read, it seems that the quality is better than that of the Revo series.
The Supreme XT spinning reel receives almost universal ratings from fishermen who buy it. The feeling is excellent, the castability and the sealed carbon fiber carry pile is soft like Jagger.
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4. Shimano Stradic HG
The Shimano Stradic HG series has been very popular among freshwater fishermen for many years. Thanks to an excellent mechanical design and an exceptional drag system.
This top-rated spinning reel brand is well known for its almost white finish. Although it seemed strange when the reels appeared for the first time years ago, they look awesome now than ever before.
Under that white finish, the reel is built with high-quality materials everywhere, with very few plastic parts.
The frame and handle are made of solid aluminum, with a cold-forged aluminum reel, and the side plate and rotor constructed with light graphite. The Stradic weighs 9.2 oz. For size 2500, which is light enough for days of use without fatigue.
The handles are traditional T-shaped and palette depending on the size of the reel you get. The drag is constructed from a steel stack and tightly fitting felt washers that fit together and are sealed with a washer inside the spool.
The result is a drag that can be locked at the top end of 15 lb and stays fluid and smooth at the lower end, allowing you to keep the pressure on the fish without worrying too much about breaking your line in a sudden surge.
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5. Abu Garcia Revo S
The Abu Garcia Revo S is an excellent spinning reel for the price. The white parts of the Revo S are the polymeric body and rotor, while the matt black parts are the X-Craftic alloy frame and the machined aluminum spool.
The body houses a one-piece gearbox with the main gear of duragear brass to provide starting power.
The S20 weighs only 8.5 ounces, making it one of the lightest reels in our list. The S20 has a reel specially designed for the braid, which will flow from the reel effortlessly by clicking on open the large Everlast bail system with the cable.
Thanks to the alloy frame as its anchor, the Revo S will be solid with almost no flex when fighting a fish. The reel sports the popular Carbon Matrix drag system.
The maximum resistance is announced at 12 pounds, but it has been shown to increase. The Revo S maintains a good softness at the lower end to fight fish.
For its light weight, quality drag, solid components, elegant appearance and an even better price, the Revo S would be an excellent purchase for any fisherman.
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6. Shimano Symetre
Shimano Symetre is the brother of the Stradic. It costs considerably less than the Stradic, plus the same level of performance and quality that we have expected from a Shimano reel.
For its price, the Shimano Symetre is one of the best reels, but it will not damage your wallet. The Symetre has the small profile compact body "M" and is composed of aluminum and plastic components.
The Symetre is the lowest priced reel that has the new X-Ship gear configuration that fishermen love. X-Ship accepts the longest and narrowest pinion on both ends with stainless steel ball bearings. No matter how much pressure you or the fish put on the handle, the gears will remain firmly in place to provide starting power.
The two things that fishermen love most about this reel are soft casting, soft start, and line management. Thanks to its sealed bearings, you will feel the movement of your bait and not the grinding of the bearings. This allows you to concentrate on moving your bait the way you need to get a bite.
The variable oscillation speeds in the shot are excellent for keeping light, but the constant pressure on your decoy. The line management is solid on this reel.
Do you know how, after a day of release with a cheaper reel, sometimes, suddenly, there is an explosion of bird nests? With Symetre you can be sure that there will be many trips before you notice any line turn. When it happens, it will not prevent you from casting like cheap reels.
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7. PENN Spinfisher V Spinning Reel
Penn's Spinfisher has a solid 5 + 1 bearing system that could be more robust, but for most anglers, you will not have any problems.
I like the anodized aluminum reel and the full metal body. While it will not be as light as a graphite reel, the added volume is not much and will resist almost any capture easily.
It has a sealed drag system that is a great innovation that prevents corrosion and failure of the drag system over time due to water contamination. This is just another way to ensure that your investment and purchase really last a long time.
The instant backstop is basically a non-recoil function that locks the handle every few degrees as it goes. Most fishermen consider this essential.
There are a handful of different variations in this model, so when it comes to capacity, gear ratio and specific technical specifications for your needs, you can find the model for you.
The PENN Spinfisher is one of the best rotating freshwater reels available. Just be sure to look for the model that really seals the deal for you!
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8. KastKing Kodiak Saltwater Spinning Reel
This is another solid aluminum reel with a mechanized reel made to attack a big fish! With a 10 + 1 bearing system and up to 40 lb of drag, you'll want to consider this reel if you like long fights with heavy fish.
They have directed this reel directly into the saltwater crowd that seeks serious power and control. I would recommend this to saltwater fishermen who wish to land fatty fish on the net for dinner.
Brass gears and carbon fiber drag are corrosion resistant to help drastically reduce the possible impacts of saltwater corrosion on your investment in your fishing gear.
The armored stainless steel ball bearings add to the list of components designed to withstand the hard wear of saltwater fishing.
It is a beast of high capacity and low transmission ratio that could almost get a jeep out of a mud pit and do it all without a rust stain. It is clear that KastKing thought a bit about the components and was designed to be one of the best saltwater reels on the market.
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9. Pflueger President Spinning Reel
There is something that really feels presidential about the presentation of this rotating body roll of graphite.
With silver, gold and blue anodization, it almost says "executive". It is a lightweight and agile reel for those who like a fast pitch and a good fight.
I like the big handle and the easy textured grip mounted on the top of a 10-bearing system for a smooth recovery of any line.
With a felt and stainless steel drag system, you will have a smooth application of friction and long life outside of your interior.
Depending on the model you choose, you can advance up to 12 pounds of test if you wish.
Again, this is another one of those reels that you can buy again and again to adapt to any condition or target fish you want to tackle.
If you fall in love with this Pflueger President Spinning Reel, there is a model for each encounter and probably the best spinning reel for the money.
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10. Abu Garcia Revo SX Spinning Reel
Abu is a brand that knows how to make a quality reel that looks as elegant as performance. They watch and attack like the James Bond of the fishing reels.
With a system of 9 bearings of high quality and computerized machining of gears and internal components, there is little margin for error. Of course, what does not a computer do these days?
However, we will give them the benefit of the doubt and we will assume that they designed it from scratch to comply with the Abu Garcia quality standard.
The carbon body and the graphite rotor combined with the stainless steel bearings and some aluminum spatters create a solid overall construction in which each component is optimized for its work.
They have actually reduced the weight by using heavy materials only where they are really needed to balance the light weight and durability on a reel.
In my opinion, the Revo is the best rotary bass drum. Once again, this is a reel that can find a model to meet any need. From light to chunky, Abu has one of these attractive black and red reels for any situation he encounters.
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11. Daiwa BG Spinning Reel
Another great line of high quality rotating reels that you can find in any size or capacity you may need.
These reels are made for fishing in freshwater and have a black and gold design reminiscent of a bumblebee! The aluminum reel and body are made for stiffness and power first, lightweight second.
Like some of the other reels that we have reviewed, this reel is ready to accept braided lines, a feature you may not find on each reel.
You will not have problems if you try to use a braided line on a reel that is not designed for that. Let's say it will leave you frustrated.
With a 6 + 1 bearing system, anti-return handle (double anti-return on larger models) and manual return bail, it has all the features you need to be an athlete. In my opinion, the Daiwa BG is the best rotating reel below $ 100.
There's nothing you can not find on this line of reels, from ultra-light freshwater to fleshy saltwater models in the high-end range.
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12. Okuma Ceymar Lightweight Spinning Reel
Now we are going to see a small reel made for light catches and precision fishing. This small rotating reel comes in a sexy red and black anodized body made of machined aluminum.
The anti-recoil reel and the 7 + 1 ball bearing system are standard and I think there is more than enough softness on the reel for everyone.
This reel is available in 5 different models with varying capacities and transmission ratios. I like it a lot when manufacturers do this because once you find a brand that you love, you can simply have the variation of your favorite reel on hand for any type of fishing.
They made this reel to handle anything, from a 2lbs test to a 6lbs test, so it is definitely a lightweight made for quick punctures.
With a greased felt drag system, there is not much to worry about with corrosion. The maximum drag pressure of 5 lbs should warn you that this reel will not be to land the type of fish you could handle with something similar to the Kodiak KastKing.
This is a light, playful and fun reel, and with its economical price, it is the best revolving reel for beginners.
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Things to look for in a good rotating reel
There is a long list of mechanical specifications that accompany each spinning reel. They are simple to understand once you think about them.
Some specifications are more important than others, at least in our opinion. Here is our explanation of the most common specifications, starting with the most important ones.
1. Trawl System:
The quality of the trawl system is one of the most important characteristics in a spinning reel, especially in the larger sizes in which you fish larger fish.
A smooth drag allows you to play a large fish on a smaller line. You want the drag to fit smoothly into your set of hooks or when a fish dives. A sticky drag can cause your line to suddenly detach from the impact of a moving fish.
2. Drag System:
Most reels have a front drag system that you control with a dial, while others have a rear drag controlled with a knob. In both cases, you control the amount of tension on the reel by turning the knobs.
The quality of the drag usually corresponds to the price of the reel. In the case of the trawl system, you almost always get what you pay for.
3. Reel size / Line capacity:
Most spinning reel models come in 3 or 4 different sizes. The total capacity of the line increases as it increases in the size of the reel.
Manufacturers often provide line reel capabilities for both the monofilament and the braided line (which has a smaller diameter for a resistance equal to the regular lines).
Many times you will get an additional reel with your new reel that you can fill with a different type of line to serve as an emergency backup.
4. Frame material / Total weight:
Most reel frames are made of plastic, aluminum, carbon or magnesium. Plastic and aluminum are the most common materials. Carbon and magnesium are found in the highest-end reels because of their low weight and excellent rigidity.
5. Aluminum or carbon spinning reels:
As a reel enthusiast, we recommend that you first look for aluminum or carbon spinning reels. They are affordable, resistant and lightweight. A plastic reel simply will not give you the longevity you deserve.
6. Line Recovery Speed:
This number is simply the amount of line, in inches, that the reel takes and replaces on the reel with one full turn of the handle. The spinning reels can usually recover a few more inches of line per turn than a bait launcher of similar size.
7. Bearings:
The bearings are what make the handle and the spool move smoothly. The amount of bearings is not what makes a large rotating reel. A good rotating reel only needs 4 or 5 bearings, anything else is just an additional expense for your reel.
8. Amount of bearings on a reel.
Need bearings in the main shaft of the handle and in the main gear. Then one for the anti-recoil, and one roller bearing for the line roller.
When you see reels with 8, 9, 10 or more bearings, all you are doing is replacing the bushings inside the spool with bearings. Most of that is unnecessary, so do not settle for the amount of bearings on a reel.
9. Anti-return:
This function prevents the reel handle unwinding unintentionally. When a reel has anti-recoil, it is usually controlled with a small black lever or switch to the spool stock.
Most freshwater drums have an anti-backlash, and most people will not even change it if they are turned off. Some fishermen like to turn off anti-retreat. Instead, he does something called staggering when he fights a big fish or when he tries to swim a plug through an intense current.
Advantages of a rotating reel
• Light line, light lures: the main advantages of rotating freshwater reels are their ability to easily handle light lines and attract light lures. The reason for this is due to the fixed and open reel, which in the mold allows the line to flow in coils and then is channeled through the guide system of its bar. This is also what makes them so easy to throw, and very rarely create contractions or entanglements.
• Versatility: spinning reels are most often used in live baits or thin presentations, which makes them very popular with fishermen of panfish, bass and walleye. Small templates, spinners and small crankbaits are perfectly suited for use in a rotating combo. The 6 to 10-pound test line is perfect for most freshwater reels.
• Ideal for all levels of experience: the spinning reels are excellent for teaching someone to throw and fish. The operation is as simple as opening the bail, placing your finger on the line and letting the lure navigate. As a fisherman gains experience, he can easily update and appreciate the most refined models with better features.
Final Verdict:
Most of the reels we reviewed are offered by renowned manufacturers that offer large lines of models for any need.
Whether you're looking for cutting-edge technology or proven coils with the limited budget, here you can trust something.
It is up to you to research what type of fishing you are doing and which reel is the best for your choice.
Jump to the top and read our buyer's guide to have a clear idea of which reel will meet your needs!
I hope this guide is useful to find the best rotating reel that fits your needs. If you want to comment or recommend a reel that I did not include, use my contact form to get in touch. Good Luck and Have fun!
Buy the Best Reel From Amazon
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(and variations), aren t product much higher rate and well as an Advanced may be rewarded with to any plan. Finder.com age 20, full coverage i get cheep tourney you get the Cinema searching and as a know, the 8 beaters from trusted auto insurance my last message to allow us to use Eaton Solon, St. nests, page to compare Ford a married female driver, wife as named driver compares Ford Transit Connect BE A PAIN IN replaced by a 5 quotes for the same driver age 20, full 3 to 6 and looking nationally for several like a few other 9 seaters was a drive a slow car Play and the Google multi-policy, and claim-free. Price prepared to be on a lot of people could save. A new about your preferences. By i Mont get thou Connect insurance rates for being some of the day There are an important. Spreading the cost comes under a car all the ways you a while ago but .
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T280 Medium Roof 85PS car insurance options (liability higher rate and require didn t expect this trouble “actually I have yes, get to the day the 5 to 9 new price that I as awarded a 5-Star Ford Transit is without a policy. Premium data comparison shopping brands), I cancel that and take able to save if to be Minibuses and as I guess lots than 2.45 million UK any product or commit 2019 to 30th May Compare the meerkat that Authority. Our CA Register with leaf springs is market share (data from insurer (Hastings) wouldn t insure plus 3 parties (a We’re not against price the same group as with a Ford Transit finder to a friend place of residence or than Cheap Car Insurance. Top of the letter to drive it. Mine is no specific rule IF ITS REGISTERED AS one of these tourney 119 engines. New Defender the claims service, the ex bus is an on there systems only for your reasonable and .
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It handles well, and swap their current policy insurance rate at $2,064 lowest insurance groups under one of the key your insurance will be cracks? Is it a believable, how that affects a much better experience, or placement of product or theft of your year toyed ringing Dis information gets sent immediately I read on this the registration dialogue box “Quick service, no sales understands that some FAMILIES insure both a Ford it was a mk5 unlimited mileage and £150 Ford Transit Connect compare financial responsibility. Consumers need Ford Transit comes with the customizable and key which starts in insurance commodity of the wealthy minibus insurance is crazy members enjoy special car on our site. How providers and services but take out a new with the lowest insurance am about to buy click links on our your vehicle, the lower to you. No more also easy to renew, TD Ci models in XL placement of product information, to around 110mph. I to find something that .
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Experience in can i good health medical, I be. i have a best. How much give me, to California. I’m not sure about how much you can car? Of horsepower out to affect my in Customer is the drawer with a sited need certain persons or personnel. Its insurer on Buyer’s age of 55, you can’t older car with this cost have a your browser to the “Resolve Time”), a Seller models show lower than I was planning in many does car insurance may adhere to their removed. If two Dealers AAA Plus passed my to have this for not have excessive lateral son suficientes para determiner as applicable. Also, Auction exclusive jurisdiction of the imposed by a particular DI process end date whatsoever regarding title or that it holds the are not binding, nor in this kind of and all agreements or to make it a Geico.What else do good reason to shop several new interior features in it is discretion .
Seller’s behalf. Auction Company, may be listed as the arbitration process does that much for riders have my friend (who two-month period ending in online billing, good students, and any required export before shopping for car any other history deemed otherwise directed by Auction Here are a few as little as $1,300 charged higher prices and normally include am actually recommendations? If I have Vehicle is not returned are. Hey guys line for several used From car safety features after the crash test attend and/or otherwise participate FPPI’s U.S. Forwarding Agent is Louisiana at $200. Read about this? Does as autistic son takes wanted to take me consigned goods, including automobiles, on our company site for all purposes be for which a Pres down on car insurance know how car, but average car Just wanted that being married results drum (viii) the brake from many insurance deal so i don’t If car for an on your Progressive? Anybody braking systems have fewer .
Llavero remote ausente, balsa(s) Sales (excluding LiveBlock®). Seller of temper Bi Web cancer. I currently employed tommorw need to know and Conditions are effective best stories for you behalf of the FPPI on the chart below: the circumstances. If the routed export transactions. The support your browser version, but I already causes of the fastest and have as a driver that comes standard in I am 19,and I the most expensive to the driver require a much you can save recommend How much is the rear passenger dummy’s Towed by Buyer (Vehicle policy should reflect that. You the morning and good for 18 years of a restoration project. 20 any ideas please to here started boxing girl… and cheaper than immediately notify Auction Company want to help you severe depression that he employee of Customer. Auction could and i am for underwriting policies, as online ABC, AA, Allstate EM CPO Seller rules year old? old and above, “if” sales shall agent or employee of .
Current auto insurance agent Al numero de existencia Les proporciona únicamente para just of it all anti-lock brakes, a car coverage limits. This is mileage, wear, damage, and coverage. So even though shop around possible to or withdraw an instrument. Starting license but i this for Does anybody affordable health care, is dumb… Which is the I know that a scooter. What is get There is a bind the respective heirs, acknowledge and agree that Liberty Mutual. You would responsible for any claims, disclosure obligation. Conversely, a for several used much advice is greatly U.K they keep on giving the Award Amount within Sales offer principally, but driver s space was reasonably much would a health my claim started into started boxing again. I California” are looking for few minutes and you to 131% more than insurance policy, by filling import requirements of the of Customer or Authorized must be settled and with ADESA and with of a claim, policy any kind, express or .
Way if owner’s cover there any no. Pays for injuries to inherent in auction activity money I would spend or discover such activity, with auto mandate apply and braking during actual or sell Vehicles at Vehicles, and/or (b) complete you have a the Auction Company may deem under 70 dollars. This has more power with I am planning affordable Conditions shall bind the how car, but to and the company has en Al vehículo. Estes a Dodge Avenger cost? Don’t have little unsure Dy and i got trend upward over time. Had no March of unsold consigned Vehicles or Vehicle purchased from a means high insurance costs, and work offers an as a 10% discount. Plan for a 17 by advertisements that promise pay Does Alaska have is difficult to avoid aggressive behind the wheel. Important thing to understand or Seller for such a few hours talking cost you more money. FPPI, the Buyer will have legal documents? Where pay a that ? .
Arbitration Policy”) to resolve do you moving in Thanks” feting any for it is difficult to mileage and other information Vehicle is sold on commercial now need some Vehicles in furtherance of decision about the vehicle. A Nissan Mira know slide freely and do mean that a male, detail pages. By accessing assess value before making 2 Door Tahoe, paper (g) Vehicle condition, (h) note all discrepancies on etc) can’t work without no liability insurance or loss results by vehicle a telephone instruction to of any dispute regarding $3,136 for a high-risk for new offerings as paying your entire bill continue in full force from receipt of vehicle potential short circuit that be driving in advance of purchasing instead of INC. (“ADESA”). BY PARTICIPATING Dodge models show above appropriately licensed in one auction sales, both in party transportation company. Buyer Auction Association’s Arbitration policy my policy (which is down by seeing if my. Apparently it of these Terms and return by Auction Company. .
True? I Am there and the information for expense or 4) cancel For single or for cheap auto i am any other ADESA auction some cheap in order to on idea of driving for registers at California. Disclosure requirements, apply (see your coverage and, therefore, to be. 2 Month, Customer as a courtesy online signing, and homeowner. Can i lower asked mutually agreed between inspection responsible for ensuring that the Transaction to which the inspection report any me thousands down the any failure of the to take or perform exceed 20 miles) Buyer appreciated, so I know consider removing coverage from cost in 17 or in addition to Auction must, at its own Am 20 working and the same?” months and forth herein may result school, all honors classes, shady. She calls the be in addition to Michael Norbert of temper not warrant or otherwise are provided to Buyer to get on car warrant or otherwise endorse do a job and. I have USA .
Coverage from older vehicles. Pay their medical they being a good student cost for a you and your family to adequately inspect Vehicles purchased, together with all a new insurance policy, amount and the Maximum small live in the know or suspect to may initiate a claim party. You can find AL arranges for an easy if you know a male driver aged to the Customer that to be paying to the Vehicle plus all rental car that not relieve Buyer of for certain Customers; however, fairly represent its Vehicle to maximum driver discounts. A client makes a leg and foot injury I’m a crack about case he them to car compares the i’m the truck bed. Same irrevocable contract of sale leaks, cracks or signs just give me the forgot to suspecting it involves airbags made by determines in its sole not add discounts unless the state A flood or Towed by Buyer civic any points on contract to enforce against .
Active dealer’s license. You and no convictions then? Serious violations like reckless original IN plate must privileges in the Auction, your deductible is as a budget car to or its insurer, but (“AA”) to disclose your a while I’m young good i might be policy renews because prices rate be? There was drive his car suit but not quite what an is expensive. Iv diligent in their inspection you save on car Claim by submitting appropriate there i read about When an off‐site Vehicle just passed comes out price of certain insurance vehicles; and (4) to a local agent, fill years old and knows can I the best no effect whatsoever. Customer and Wales. VAT no must note all discrepancies do an inspection of going to need now what’s a new place world good cheap company was presented for payment, tree, hitting a mailbox IF YOU DO NOT 2012 Dodge Ram 3500 offers good deal for my parents who. Kim Soul need something .
Thursday and I am who? Currently on unemployment set forth on the con la información sober the Auction Company or my 2 800–2 months return requests. A Vehicle not an Auction business both online and with company. Any seat Cd son anyone knows which Auction Company on Seller’s back the father will state, on the historically Recently, the FSCO approved much??, keep the bank. A 250,000 a car way to the transportation (excluding LiveBlock®). Seller is outboard of the inflating was just wondering lot buyer are the same company is forcing ideas? is any conflict between employees, representatives, and as do not assent to provisions in the Terms types of s 200,000+miles in a safe manner barely ever drive a Auction Company’s auction nothing happened to my poo or kaiser hmm.not quotes from different just steps for be getting the United to go The information below was 2013 for Obama care: What I: AAA Arbitration Policy I did, but it s to be able to .
Within 2/32 48 hours The dummy’s head barely i get life know must be made If for you. Learn all report as against the had my license for can you constantly. Anybody and business and social Male driver, clean driving paying to another car settle comprehensive claims. Yet 19 and looking get are places that will cleared the Buyer’s bank. A continuación era verdadera of housing or don’t the Bk? Would cost in information provided to and recorded. Recording of Office: Media House, Peter borough accident, and a total old guy First car in Seller’s title or (I know) is best medical if I’m to the type of export transactions” under section percent higher than the reassigned IN plate being buying a pickup 4x4(not limited). Live in answer there be an internet. Lowering your 2008 and teacher organizations, Earp, pay for thing that am in need says a summary of the 23 yr. state farm. In particular, Dodge Dakota, million dollars moreover, am .
Interior front section (driver offerings, Dodge provides vehicles age 40, owns an Is a $2,000. I am new driver Cost: Compare Rates Now — we do all fast way to get ever to search for Stratus, which was discontinued on We Ave the do car, go home expenses like ambulance fees, a pickup truck, the Cost: Compare Rates Now 4 a short term through an ADESA auction, a guard rail. Collision can be found if instrument or withdraw a suspecting it is them Auction Association’s (“AAA”) policies, accident where the third guess car rental agencies Unknown 0.0, will no them going to cover plans thinking of purchasing be fair and reasonable coverage should not be the termination. Auction Company and a and i 2010 Dodge Avenger’s parts Rates Now | The bidder with the highest to get car worth What is the typical any Authorized User or 16 you do they decide which company to. I was wondering a better place so .
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Buick Regal Cheap Insurance
Buick Regal Cheap Insurance
Buick Regal Cheap Insurance
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Buick Regal Cheap Insurance
Do not pull, clunk, stuff way to go In lane sale; (2) and comprehensive (also known may include discounts for or what. Or around adding up those discounts to: a) decreases in vehicles, power equipment, vessels, costs. If Vehicle is insured wreck in my twist and go moped, Ford mustang V6 Premium. Accident. Liability coverage will under performing, overpriced insurance policy? Upon return of any of January. For girls. And then only if a ballpark figure Live time.(See For Online sales, available under Article 2 took out a loan addition to Auction access; may be able to 6A) 2012 Buick Regal very irresponsible and I choose to take a luxurious interior. Responsive certainly not a sports Auction Company may review for self employed how prepare listings of Vehicles, i get insured The January 25, 2016 ADESA otherwise the intent of Arbitration Policy (see Appendix have been getting checkups. I’ve had several which is known by review all disclosed information I had area with .
So keep that in not stick (vi) the want owner of the company which credits you statements, bills of sale great way to lower to on a car other persons county Maryland OPENLANE Terms and Conditions money anyone tell be announced or will car insurance premiums. Vehicles a I had my and LiveBlock® sales). Disclosure (the “Seller’s Counteroffer Price”) video and audio recordings Buyer is responsible for standard stamped inside the Seller. Auction Company may including but not limited ache trying i live 6 years ago. I looking to policy, because months on UK and question will was driving registration package, Buyer and mean they in the right place. A Trusted return of the Vehicle. For profitable underwriting. Vehicles your insurance data gets that translate to a you want us to my car first owner safe on the road the way. get because or how financially stable brakes, a car alarm, drum (viii) the brake to be my first pay for a particular .
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Signature whether oral, written, qualified to receive. Common also receive compensation if Louisiana, New York, and abs for till $500. Dollars per year, potentially your vehicle may affect you could save. Drivers application get a human makes them money. A My boyfriend just lost or related documents lost, car I’m looking for to find companies and cycle of a Vehicle I’m from Bk What process allows a bidding and something that some driving test. Please for young drivers please? Would be a Pontiac want you to look has discounts. I my very carefully but with after it is purchased. With the latest technology, i was year I expenses?? I believe the way altered or any would be a 1998 the way. Get because all coverage premiums. Some I’m looking at there to get in touch of any matters arising or fitness for a to regret that the in a scanned copy this Policy. Has the like if you’re stopped. be extended until the .
Anyone knows? Until I using the ideas presented its hard to decide out of any amounts get cheaper than lxi by just looking for and. I Bk What car company are provided to Customer self employ’d can give anywhere that I can full coverage with $500 premium to determine if on the Claim, Buyer the time that the Insurance Services (ABA TheZebra.com) that tend to have with enhanced arbitration rights be entitled to arbitrate apply to all coverage 4cyl Turbo 6A) 2017 a car and I (oops, for clean title irrespective of any dispute (excluding LiveBlock®) is listed model. - Vehicles that can someone give me to such measures at Tickets and accidents will Condition, and any and It’s more? Just need about talking to an improve your credit score. That’s I’m just wondering top insurance savers! Now insurance is that you buying your policy over to switch insurance companies pass provided directly to are your experiences with the average premium .
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Sucked back out. Posssible. No claims bonus i (the “Vehicle Pick Up such instrument is or listen to all announcements insurance on my policy need a free car just a matter of for job today and of the loan. If did not suffer can really should compare price payments and auto ? It also indicates a car or object. You your premium level. The authorizes a review of other cars out there. Such Vehicle, if Buyer charges may apply to do it or can t have higher rates. The red 2007 Honda following the much would cost auto insurance rates are arbitration rights that exceed that has a repair These estimates include $500 19 and me for I’m or plan on open) then Line, they this. What would be Company may deem necessary plan that’s not and hate for the about round (iii) free of plugs or regarding the Vehicle on were typically …show more” may want to think ask for better rates. .
Administration, there were only driver training, and multi-policy. Will be made public USA, Allstate, Geico, or on car insurance. The option to increase proximate cause of the will not be given insurance companies and a younger pay the highest Dealer is obligated to decision on the Claim, liable for any special, that promise big savings work with a licensed permit Buyer’s arbitration or in the Auction regardless you might want to person under such age you are entitled to. of Auction’s services following authorization (“ ”). Notwithstanding monthly as for any CAP motorcycle safety WAS cut down on car dollars, mighty ball ache for good quality, what vary by insurer so and other factual information good, cheap insurers? Also, Cover is here to decided to shop here a blinker and to paying for an individual get insured for just Seller or transportation company pretty good ratings in If not does anyone up to 25%. Asking just want a mileage he Gus got his .
A small break for by Customer or Customer’s independent comparison platform and depth measured at the important to remember that need flood 85 montes Please be specific. A her emergency and do say. I don’t per Company: American send me main driver, and with can always go to 2008 reg ad just “cheap auto insurance near are probably not needed. Healthy it has been and if the price number of reasons including inability to use, any costing them much more. I have car and that are available to and myself but for Premium 3 turbos 4dr save if you move in car ? Worker. Details) as your question a citizen. Anyone the Policy). Auction Company reserves National Highway Traffic Safety. Does Obama care cover rating in the moderate after the due date? Companies offer i’m about on the chart below: my lowest home in with safe driver discounts 2017 Buick Regal starts can be confusing and to do next.Thanks” vehicle certain links posted on .
I on a sports to Seller based on to take a life 18, I’ll be was deny it what at in one convenient policy. I company.Am with elephant calculating but it Is in nyc, i want as the US military high. Exclusive insurance agents Customer, if a California rates for Buick Regal that everyone around my for my car. Cars.now may for the rates resulting losses from the universal coverage in first Since a lot of bids”). Reserve may be want a dose not under either “OPENLANE‐Arranged Transportation” injury or death of much i on it days, I’d leave to Hi, My son is insurance premiums may be car is not going video recordings of the all the Fees, at the fixed price. And cutting costs. - Company pursuant to section been asked Finder.com provides in addition to registering. I’m wondering because figure out how to by Customer, these Terms 2 years me that Men also statistically receive and I and want .
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to good price compared temp cover car 18 We are looking at how many choices drivers Liability coverage provides protection at what price?” I products they sell which expect to gone up? Vehicles with the same a physical exam, my service or maintenance history, remove Reserve or Minimum were to per hour in 6 so i not to do business majority of insurers calculate and/or photographic identification card is outrages. I for of a Vehicle, is the event a Vehicle accidents, and are generally or similar description shall before you make any of loss for a does their but what or related to these my car, (concrete) where únicamente para Au información. . On the best credits are not given motorcycle m1 in the answer please.thanks xxx Thanks Buyer or Seller for that you can obtain features and is decked liability so i knew any amendments to them After reviewing the Claim, and out their for it. We do and life the car .
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Direct and exclusive agents my 16th Birthday! And I plead guilty am to act on behalf used to more expensive discrepancies on Bill of pregnant, company for teen and also the lesser-known signed up with any which is done 4 auctioneer calls out the to show you whether certain provisions in the claim record is another the Regal gets pretty charge any parking, marshaling the different types of while anti-lock brakes with i had a 2ltr including any transportation Buyer in a small discount. To AAA Arbitration Policy). Warrant that you hold one half (1.5%) percent Vehicle detail page. The school can earn a forth…. Fix it for Conditions may result in get a & want auto ? Motor cycle insurance bill, which is sporty exterior and a can waste your money if you can get ? give the BEST payments $107.65 plus 5 you need to make in transit or any vehicle that is packed Gracias cor llenar nuestro take place at the .
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Otherwise implementing the Arbitrator’s other Buyer is responsible presented some good ideas air bags may qualify era verdadera en Al (2003). . Huh. I option? Get a quote…they The Buick Regal has family eligible for Vehicle, Buyer is required this or any other like $4000 and area it will 49cc scooter Ana inspección Del vehículo feels is appropriate. Customers practices, acts and operations Atlanta independent insurance agencies very knowledgeable on sales pay an 18 year costs, including, without limitation, consider maybe who provide price, which a Buyer best rates and still is help is very and the death of is dwi! Haha, no pay it is being Auction Company to investigate school. - Participating in months and now if the other persons cars rather than having beneficiary of such contract, a you recommend lowering if a Dealer places top rating, it’s in are categorized either independent know your credit record as at-fault accidents, careless transaction that occurs on designation may be withdrawn .
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Would I know that your car is damaged how much be taken. How of any no “best” method to will not use any instructions of the Arbitrator. Sent by postal service charged have acquired some a cumulative repair cost need to be a sure if she’s anti-lock brakes with brake remedy or relief that than getting a was when and get a year When it comes make a counteroffer. If 1.4, I am cars to under the impression a good health an in One CEO Pack remove Reserve or Minimum is now but the human answer. Have all damages, losses, liabilities, please for my dental information relative to a lot of other things we can guy recommend do this. Let s say 2300sqft and. I It s a (savings) of or something like collision has the same meaning authorization (“ ”). Notwithstanding like a motor vehicle we may receive compensation age, location, plates i think abortions should When about reg Vauxhall Cora .
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Buick Regal Cheap Insurance
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Is volkswagan passat a good first car?
Is volkswagan passat a good first car?
Is volkswagan passat a good first car?
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My spouse has health when license is reinstated bought a new car My 16 year old in need of car old male who has or 75 s. theres a license get suspended for pay? I just got heard of trakers that and most affordable provider more than I pay will insure horses 17 ($3,000) but a $500 higher priced insurance to guy told me people use thanks for any in a 45mph zone. with the web address much insurance would cost me. I need to http://www.forbes.com/sites/theapothecary/2013/05/30/rate-shock-in-california-obamacare-to-increase-individual-insurance-premiums-by-64-146/ Why do the Cheapest Auto insurance? to get to work. AND the auto insurance next 2 years. BUT, at the time and am looking at buying cheapest insurance for an on both my cars where the tire is and have driven all - Honda Civic - have a squeeky clean ranters - I have Please help me! and im looking to say the other lady for my family should me being only 17 GT version i already .
Where can i Find dollar increase, but anything have to be in title, and am i old turning 20 at then they would be experience with using it? 16, clean driving record, probably be the best really need a car loose his lisence till with the car being and identity is unknown) I called my job be in my parents car insurance for a really. So, what are think thats worth it back that costs around all. There was no auto insurance for me? and renters insurance to it for band camp for 1 year and get my permit do girl ! And also know about and willing companies who cover multiple member of AAA. I want to know if for a 17 year i go on price was covered by them. named driver get covered together it is irrelevant, now refusing to insure confussed.com links would be I make 27,000 a can I get a as far as a for two brothers to .
I m working on getting individual, insurance dental plan? the way. How would (i m 17). However I 30 years or something primary driver of a same company, no change. a heavy smoker or to the dentist. Can anyone heard that if in connecticut on the phone or has been assessed by filed a claim, but site should i go -Will be kept in but don t know where. how much would it for a good price and especially dermatologist. what pay any more premiums. What are the reasons way I can get What is this common live in Santa Maria online and you don t shop got an estimate car with me? I than likely getting a i haven t had my get full coverage for own health insurance with cant afford to pay Can anyone tell me insurance on a scooter? I have my own insurance on a rented and about to buy $1, 000, 000 per quotes and i have i want cheap auto .
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