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Huntsville Alabama Cheap car insurance quotes zip 35897

"Huntsville Alabama Cheap car insurance quotes zip 35897

Huntsville Alabama Cheap car insurance quotes zip 35897

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr

RELATED QUESTIONS:

Incorrect no claims bonus quoted on my renewal for car insurance?

I have recently had my renewal quote through from my current car insurer and have noticed it states more years for my no claims bonus then I've actually got. I've looked back at my previous paperwork and it looks like I made a massive error. I really wanted to stay with the same insurer but know I will need to inform them of the error. Has anyone been in this situation before? Not sure what happens! :0

I got in a car accident with no insurance?

Well im 18 and I work a full time job to help my mom pay the bills. I live in Illinois I have a 97 oldsmobile, I have my insurance slip, but i haven't paid it for 3 months, so when i get pulled over, i show the cop it and im fine, well now I smashed some ones car and am paying the price This is the story on what happened. On Friday the16th it was -20ish out wise whit the the wild chill, it was horrible cold, I was Driving on a road that was 45 mph and i was going 30ish maybe 35, There was a car accident next to us, the girl infrount of me freaked out and slammed on her breaks, I hit mine and I just sled, there was nothing i could do i pumbed my breaks and all, i hit her at about 7 mph, my car was messed up, hood wouldn't close lights broken bumper broken, but i deserved it for not having insurance, anyways, on her car (06 Toyota ) her bumper was Cracked, When it hap pend she got out of the car and say she was sorry like 10 times and said she had no choice but to stop, Witch is understandable Long story short, i gave the cop my insurance card that im not insured with any more he wrote our info down and we went our separate ways, yesterday i two messages from her insurance Company, What would be the next step i should take and what will happen, will i need to go to court? will my drivers license get sespended?""

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Yesterday I parked my car near to the train station as usual, when I returned from work the front was completely smashed in as though someone had ran into it and driven off. Does 3rd party insurance cover this kind of accident?""

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Hi, my car insurance covers for liability only and now I have an accident with a big truck. The big truck hit my car from the side. We were driving from 2 lanes next to each other and at one point the two lanes combine into one. While I was alittle pass over the truck, it hit me from the side. Their side has no damage since it is a big truck and our side has damaged from the driver side. The police report didn't explain clearly about whose fault it is except it mentions what the two drivers said. I think it is not my fault and the other driver denied it is his fault either. My insurance company didn't help much because we only have liability. Now, the other party insurance company called me and said they can't pay for the damanges since it is both parties fault. Therefore, pay for damanges on our own. Like I said, the other party didn't have any damages. If we have to fix it by ourselves, it will cost over $1500. :-( How should I fight with the insurance company to get my claims?""

Ohio moped insurance?

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i was involved in a car accident. i was at the wheel and the insurance company that insures the car has placed me at fault. i am not the owner, but claim that i had permission from the owner to use the car and therefore, under california law, should not be liable for the damages. the owner is fully insured. i tried to settle this by paying for the deductable. shortly after i submitted a check to the owner he changed his statement to his insurance company and claimed that he in fact hadnt given me permission to use the vehicle (I have a scanned copy of the check with clearing information from my bank). i am now being threatened by two insurance companies: 1) the insurer of the other party involved (this claim is on me, the owner, and his insurer) & 2) the insurer of the car i was driving. what are my options? how can i attempt to prove that he did give me the necessary explicit or implicit permission to use his automobile?""

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Can you buy car insurance if you don't have a car?

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Car insurance Questions!! HELP!!!?

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What is the average auto mileage per year?

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I have got automatic driving license 2 days go and I`m looking for car insurance?

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Liability insurance rates?

I am trying to figure out what it will cost me to have liability insurance on my company. I am the only employee. I only need it to setup a stand on occasion at different locations. I don't know what a general rate would be, so if anyone could give me an idea, that would be great.""

""What is the least expensive car insurance in Thousand Oaks, California?

Thanks!

Liable for any outstanding premium? car insurance cancellation?

Car insurance cancellation - If you cancel your insurance more than 14 days after purchasing your policy, you will, depending on when you bought your policy, be entitled to a refund of your premium subject to the scale detailed in the policy booklet. We will also charge a 45 cancellation fee plus Insurance Premium Tax at the rate applicable at that time. A refund will not be given if you have had any claims during the relevant policy period. If you are paying by instalments, you will be liable for any outstanding premium I pay for my insurance in installments of 130 a month, i want to cancel my policy 4 months in. Do i have to pay the rest of the 1,600 for the year or just the cancellation fee of 45?""

How do I enforce my rights according to Ca Auto Ins. Law without an attorney.?

Their insurance accepted fault immediately. I have rights according to CA Auto Ins. Law, but Geico acts like they do not have to adhere to my rights under California Insurance law. The CA Ins board is watching, but they will not answer this and other questions.""

Can you get insurance for something you order online?

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How can I help my girlfriend get cheaper insurance? She is 20 years old.?

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New York city question regarding insurance?

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How much would the average monthly payments be on a motorcycle for a teen?

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Do i have to pay insurance on a car if its not being driven?

my mom is buying me a car. I have my permit and I get my liscense in May but I want the car now. My mom says that she doesnt want to have to pay insurance on the car and just have it sit there, but I really want it so I can sit in it and show it off to my friends, who all have cars. if noone is driving the car, does there need to be insurance on it? she said that it does because what if someone were to hit it while it was parked on the street. also, does it have to have a liscense plate and can i get all that stuff without having to get insurance? i wanna get it now and then convince her to get insurance and let me drive it. it will be easier to convice her if i already have the car. the car i want is a manual but she wants me to practice in her automatic because thats the car im using for the test. im tired of driving her car and i want to drive my own, especially because its a stick.""

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Huntsville Alabama Cheap car insurance quotes zip 35897

Should Keep or Look into term Life Insurance Quotes?

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Car insurance for a new driver.?

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Insurance question?

I just bought a 2008 Honda Accord, exl, 4 cyl. I can't even drive it because I dont have insurance, what is the cheapest (most affordable insurance) I should get, i am 20 years old living in ontario california.""

What's the best car insurance company 2 get the lowest price rates on a 74 caprice classic?

Car insurance vs driver insurance?

In California, it is illegal to drive without proof of car insurance. Does that mean proof that the car I'm driving is insured or proof that I am insured as a driver? And what if you have one but not the other (like you're driving a friend's car)?""

Affordable Florida Group Health Insurance Question:?

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Health Insurance claims in LA?

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Insurance question? please help me i need to know what to do.?

im 16, had my license for a little over a month. i live in california. im with allstate. here's what happened: i was backing out of a diagonal parking space. i was at starbucks, mid day. no one else was in the car. i saw a car coming, i let it pass, and i backed out. turns out it didnt clear out all the way. i got the rear end of it. their dent is not too bad, the bumper is fine, its just a little bit of the metal that probably needs to be sucked back out. it is an suv. my dent however was worse. the bumper got dented, and so did some of the medal around it. the brake light has a small crack in it, but its only visible from close up, and it still works. we exchanged information, and he said he will call his insurance company tomorrow morning. will my insurance go up? how much will i need to pay to have his car fixed? whats gonna happen? please help me im freaking out. thank you soo much""

How much would the insurance be on a 1970 Chevrolet Chevelle SS for an 18 year old?

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im 17 and have my license for a car. i was thinking about getting my motorcycle license. what i want to know is, how much would the insurance be if i bought a crotch rocket? yes, i know how to ride one.""

Where do you normally store your car insurance?

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If I put my plates on someone elses car will my insurance cover it?

My brother is a dealer and I will be borrowing a car for a day or two and I am wondering if I take off the dealer plates and put one of my own cars plates and carry my insurance card, will my insurance cover any accidents or damages that may happen? If I need to do anything else, let me know in detail what and any costs.""

Shopping for car insurance?

what are some good car insurance agencies out there?

How much might they charge me for no insurance ticket in wyandot ks?

was following my boyfreind in my brothers car and I took a wrong exit near the speedway. I went down stateline rd looked for a gas station for directions. Found a gas station to ask for directions and the guy did not speak understandable english so tired and lost I took off down the road and forgot to turn my head lights on was puulled over and given a ticket for the lights and it turns out that my brother did not have insurance on the car and that I had forgot my purse way down in pittsburg. I am being told that I may have to pay a $1200 fine and get some weird insurance that cossts $300 or more a month and that it is possible htat they will take my liscense away. This can't be rite?!!? I have a clean driving record and only make $250 a month can't hardly pay rent. Sombody who knows awnser please!!!!!

Who knows a cheap health insurances?

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How much will my idiot speeding ticket affect my insurance....?

I recently made a horrible choice to accelerate to 92 km and got a ticket for forty km over. Im with state farm in ontario and am wondering how much my insurance will rise consisering im a g2 driver. i currently pay 1800 a year and have.heard it will hit about 2600. Anybody have a knowledge of ths ? I need my car to commute to school and yesss i ****** up.. this is my first offence ever...

How do insurance companies make money?

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Should you be able to buy home owners insurance when your house catches fire?

Your house catches fire. You call the fire department and as they're fighting the blaze, you're on the phone looking for home owner's insurance to cover your loss. Do ...show more""

Huntsville Alabama Cheap car insurance quotes zip 35897

Getting added on to my parents auto insurance?

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What is the best life insurance company in the the USA?

what is the best life insurance company in the USA?

What is the cheapest car insurance?

Can I have monthly insurance?

I want to know if I can have a policy where I can insure my car for only 2 months? With my insurance I pay $560 per month and it will cost me $800 to cancel it mid-term. Is there any way to go around this because i'm shipping my car to Europe at the end of July but still need to use it here. I live in Canada and a response from a broker or an insurance company or even any one with the slightest experience will be greatly appreciated. Thank You!

Car burned in fire with no insurance.?

My car was at the mechanic's shop in my local town and was parked behind a house that sat in front of the shop. The house caught on fire throughout the night (we don't know ...show more

I am 16 and need tips on insurance and a car....

I am 16 years old and I have no job currently but I am getting one this week... it is half way through summer holidays and at first I was just going to drive my dads car cause insurance alone for me is 3800$ year because my dad is a single parent. But going into grade 11 I want to drive a car and I seen a beater for about 500$ volkswagen still running good, but Is it true that you need to put down a quarter or half of the insurance to start off? What do you think I should do about any of this ..... thanks""

Life Insurance Policy?

What will happen if you have a Life Insurance and decide to stop to pay it? Will you lose all the money that you already paid? Or they will give it back to you?

Will Health insurance costs be lower now that they are making us get it?

How much will we be Taxed if we still can't afford it ?

Are VW Polos quite cheap to insure?

I'm looking for my first car, and I know which cars are cheap to insure, but was wondering whether VW polos are cheap to insure, as I seem to be getting quotes ovr 2000 for majority of the cars I'm browsing. I know that polo's are fairly cheap and reliable and I love them :) Thanks.""

Driver's Test Insurance?

Im going to take the driver's test next month but have no insurance. The car is under my dad's name and is insured under his name. Can I use his car and insurance for the test or do I have to get my own insurance for it?

What is the cost of general liability insurance for a small business?

My history class is doing a business plan project, and I'm wondering what the cost of liability insurance for a softball training center would be?""

How much should a motorcycle insurance cost?

A little about me: -age 23 -driving licence for both cars and bikes since 2008 (European version) -have no previous claims or penalties -I do drive cars for the company I'm working for -the bike is a 600, 2013 model -I'll buy a security device soon -was thinking of having a 150 pounds voluntary excess""

How much do you think i'll be paying for car insurance?

I'm 16 from Massachusetts, and i'm going to be getting my license next month! I have saved enough money and i'm going to be buying a volkswagen beetle from the year 2000. how much do you think i'll be spending a month on car insurance? i took drivers ed so that could help.""

Car insurance question?

Originally I registered my car insurance with my previous address. Now I've moved to a new place, do I require to update the address? What happen if I don't update the address and continuously using my previous address as registered?""

What kind of document do I need do register a motorcycle in my name in California?

What kind of document do I need do register a motorcicle in my name in California, and get the plates, How long does it takes? It's possible for a non US resident?""

ABOUT how much is scooter/moped insurance cost?

if it is 150cc? i will be 16 when i get it. any good brands to look for? thanks

What car insurance do you have and do you like it?

Would you recommend it to me. I dont need a bundle i dont own a home yet, im getting my first car in a couple months and im confused about which insurance to pick.""

How much would be my insurance If my car is being registered in my name?

I am 21 years of age and I am planning to buy a used car to like 1998-2000 models which are not reasons for me to pay a lot for my insurance.

Help. Court tommorow. Auto insurance issue!?

A few hours after I purchased a truck from a dealer, I was pulled over and ticketed for no insurance (california). I did not purchase insurance through the dealer. Don't I get at least one day to buy this myself?? Judge is very strict. I go to court at 9am tomorrow.""

Why is it so cheap to live in America? but your hospital treatment is so expensive?

do these insurance schemes really cover you for major surgery?

What reputable health insurance companies are out there?

What reputable health insurance companies are out there My mom doesn't have health insurance and my job doesn't give insurance to family members. I would like to pay monthly to a health insurance company so my mom could get health check up when she needs it. Do you know any health insurance companies that can accept low monthly payments since I don't get paid that much?

How much to insure a classic bus?

i'm a mild bus enthusiast, and would quite like to buy a preserved vehicle. and i was wondering how much it would cost to insure the vehicle for pleasure purposes only, and how much it would cost to run. fuel figures and what not, tax and mot. also, what are the complications in being 17, like max people to carry and whatever. cheers ;)""

Do i need health insurance for an abortion?

just wondering, would a woman need health insurance for an abortion? if she has cash can she pay that way without insurance. (in the state of pennsylvania)""

I need non-owner car insurance?

Does anybody know what insurance companies offer this thanks.

Applying for health insurance coverage - please help?

Do you have to have a valid social security number to apply for health insurance benefits with regence blue cross blue shield?

Huntsville Alabama Cheap car insurance quotes zip 35897

All my friends seem to be getting cheap car insurance?

All my friends seem to be getting cheap car insurance but i cant seem to find it lol, im 17 and i know its expensive but people say they find it for 1.4k or 1.5k which id be happy with but im getting quoted 5k (and dont say what type of car is it!!) cause i know all that""

How much does car rental insurance cost?

I am renting an economy car for one day through enterprise. Any idea what the average cost of rental insurance they offer is? I'll be calling them later on. Just wondering ahead of time what I should expect to pay, on average. Thanks""

Cheapest Way for an international student to Drive a car in the UK with an international License?

I will be staying in the UK for 1 year and need a car cuz I will be driving around 50 miles a day. I looked to buy a cheap car but the insurance is around 6000 to 8000 a year cuz i am young and driving with an international license. The cheapest thing I found was renting a car for 13-14 a day. Is there anyway I can drive cheaper in the UK? If renting is the only choice, what is the cheapest renting diesel car can I get in Birmingham?""

What kinds of insurance should I have when you own your own home and are married.?

Please note I am confused about exactly what insurance does what , which ones are actually important. Presently we have a whole life policy insurance, a morgage insurance. Do we need another?""

Medical Insurance Question?!?

I'm 24, and I've been reading a lot of posts online about people who have many health ailments and do not have insurance to get treated or go to the ER then have a massive bill afterwards. I don't understand why these individuals are not hunting around for the cheapest medical insurance they can find prior. There are individual plans out there, directly through the insurance companies, also family plans. You can pick and choose your premiums/deductibles/co-pays, hunt around for what suits your needs best. The single plans especially, can be and most of the time are, affordable. I don't understand why people do not apply for basic health insurance that would cover them in an emergency, or for general routine health-care. Premiums can be as low as 60-100 a month for a single person. Please can someone explain to me why these people are not taking advantage of what is out there? Or even possibly applying for the government assistance plans if they're not employed, especially after an ER visit with no insurance? This is an honest question. Thanks""

Insurance Question/Quote?

My name is Jake and my grandpa wants to sell me is 2004 V6 nissan 350z for like next to nothing but i am curious as to how much my insurance payment would be?

""How to save more money as a teen, for a car and motorcycle?""

I'm about to turn 16, and would like to save up for a reliable, cheap (2k-4.5k), good-looking, car. It has to be American, or anything other than Honda, Subaru, Toyota, Lexus, Hyundai, etc. cause dad works for GM. I am paying for the car on my own, most likely, but maybe I can convince parents to pay 1k or so. Money is tight right now in my family. Dad got demoted last year during GM's bankruptcy, and may get a promotion in spring. My Mom is opening a restaurant this year, which is going to cost a lot. I got a job in November at a brand new Kroger grocery store, where I get minimum wage and cannot work over 16 hours per week because I'm only 15. I have saved a little over 1.2k in the bank. I also have invested $500 of my own money this year into stocks, which are up a little. This might sound dumb to some, but I have dreamed of buying a motorcycle. I want a Kawasaki Ninja 650R. AND YES, I KNOW INSURANCE COSTS MONEY, (FOR CAR AND MOTORCYCLE) I'M NOT AN IDIOT. I also need to plan on how to save for that. Any tips, help, and info would be great! Thanks so much.""

25 years old and buy life insurance?

Hi guys thanks for reading my problem. I am 22 years old, my husband just 25 years old. We've been married for six years, and has three children. His work on the site and my question is... 25 too early to look for to buy life insurance? If not, would you recommend any company? I extra novice, this will be our first look for life insurance for our family.""

Children's health insurance?

Just had custody of 15 and 18 year old changed from me to their Dad . All their lives I've been responsible for their insurance . As far as CHIPS goes in Texas . Since kiddos now live with their Dad . I can no longer get them enrolled . And our custody papers say I am to keep insurance on them till they are no longer eligible . Well , they are no longer eligible . Through the guide lines of CHIPS here in Texas . I even have the paper they sent to me . I can't get insurance on them . What am I to do now . Or is it up to my ex to go and enroll them ? I am a stay at home Mom who babysits . So I do not have access to private insurance .""

Showing proof of insurance after citation (in Texas)?

Hello, i received a citation for driving uninsured a couple days ago (my court date is the 15th). I got a letter in the mail today saying i would have to pay a fine of $300.... ...show more""

Health insurance for pregnant women?

Does anyone know a good (and inexpensive) insurance provider for pregnant women?

Where i can i find affordable eye insurance? is it worth paying monthly in comparison to the $$ at checkout?

How much is Allstate Car Insurance for and 18 year old in North Carolina?

Live in North Carolina have a Honda Accord

Does anyone know of an affordable health insurance plan for a 28 yr old in Mich?

Cheap health insurance?

What is a good company for CHEAP health insurance?? For 19 Male (single)

""Can I drive someone esles car, I f I dont have car insurance?""

Hi everybody, I have a quick question. My friend sometimes gives me a car. His car is insured and registered. But I don't have a car and don't have a car insurance obviously. Another thing is that he was my roommate and my drivers license are registered for the same address as his dl. Right now I live in another place. I have heard that if your drivers licenses are registered for the same address it might be a problem. So my questions are: - Is that ok for me to drive his car? - And should I change my drivers licens address ? or this is not true about this rumor?""

Does anyone know of a car insurance that can give you a policy without a down payment?

I live in miami fl my car insurance expired on 2/26/12 i don't have money for the renewal does anyone know of any car insurance company that can except me with out a down payment please i need help and at this ponit i need to take what i can for my car before it to late???

Does a single man in his 20's need health insurance?

My boyfriend is 25 and does not have health insurance, does he heed it?? Does he need life insurance, or any other type of insurance??""

How much would it cost to insure a Toyota 1985 corolla AE86?

I'm 18 and I am still under my parents insurance. I've only been driving on my own for a month or so. The car is a two door coupe.

Need advice on qualifying for subsidized health insurance?

I'm an older full-time college student and my husband works full-time at Walmart. In the past three years, I've been through 4 cancer related surgeries, which were paid for by the breast/cervical cancer Medicaid program. Unfortunately, follow up care and monitoring aren't covered and I was dropped from Medicaid. I'm now on my husband's health insurance, which is basically worthless because our income is under $20,000/yr and the policy has a $4500 deductible plus 20% after. I haven't seen my oncologist for over a year because we can't afford the expensive scans, biopsies, and lab work associated with cancer follow-up with a deductible that high. I thought my situation would change in 2014 with Obamacare. I recently learned from the healthcare.gov website calculator that our income is low enough to qualify for expanded Medicaid (which our state decided not to expand), but I don't qualify for the health insurance subsidies I desperately need because the outrageous deductible health insurance from my husband's job covers spouses. How can a couple with an income so low they would qualify for expanded Medicaid be ineligible for subsidies? I am completely devastated over this and I don't know what to do. Not being able to afford cancer follow up care is putting my life in danger. Even if my husband's employer (Walmart) quit covering the spouses of full-time employees, I think that would only apply to new hires because of the grandfather clause. If getting subsidies was based on income alone the way it should be instead of access to employer provided coverage, I would qualify for a zero deductible policy and $3 co-pays with a monthly premium of around $60. I could then afford the expensive health care I need. We live in a college town so if my husband got a different job, he'd make even less than he does now and we would probably end up homeless. If my husband transfers and we move to a state that's expanding Medicaid, I'll have to quit school and get rid of my German Shepherd and Siberian Husky since it's almost impossible to find a landlord that allows them. We thought another option might be to get a divorce on paper and co-habitate until our situation changes (completing my degree and getting a good job so I can afford the deductible), then re-marry. When I asked about that, someone actually accused me of wanting to commit fraud! How can anyone think of something like fraud when a situation is endangering someone's life? I am desperate to somehow qualify for health insurance subsidies without lying, which could get us in trouble. Any ideas?""

Progressive auto quote confirmation?

I had to ask a bunch of questions regarding insurance for a certain car for my driver education project and I got an email saying that I quoted with Progressive. What does this mean?

Car insurance?????????????????

I am buying a new car but haven't sold mine yet, I still want insurance on my old one incase I have to drive it.. How do you go about it? Does it cost much??""

Is it expensive to insure a honda civic for a new teen driver?

I am 16, male, 3.8 gpa, took drivers ed. Would it cost alot if the civic was new? What if I am on my parents policy?""

Is ATV insurance more expensive than motorcycle insurance in Ontario Canada?

How much more or less would a new honda trx500 ATV run me dollar-wise to insure for a year.

Does insurance follow the car?

I have a license, and want to drive, but i can't afford a car of my own. I want to drive my grandmother's car, but my mother won't let me because your insurance doesn't cover that . But, i thought that the rule of thumb was that the insurance follows the car? If i was pulled over in my grandmother's car, and she had insurance, and the insurance i have copied in my wallet is under a different car, would i be in any legal trouble?""

Huntsville Alabama Cheap car insurance quotes zip 35897

https://www.linkedin.com/pulse/iowa-insurance-registry-aaron-mills/"

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We’re very close. We couldn’t not be: the secret to a friendly divorce

This month sees a spike in couples filing for divorce, many of them vowing to stay friends. But is it really possible or worth the pain?

A few weeks ago, a man came to stay at my house and he and I made so much noise at 1am that we feared we might wake the children. The next morning at breakfast, we had to explain ourselves and apologise.

The man was my ex-husband, and he was telling me an anecdote in the early hours that had us both in fits of laughter. We separated in January 2009, and divorced a year later. He has since remarried, and lives in another city, but often comes to visit our three teenage sons. We have spent several Christmases, Easters and birthdays together.

If liking and being nice to your former partner is the essence of Gwyneth Paltrow and Chris Martins conscious uncoupling, it could be said that my ex-husband and I are living that dream. In the three years since they announced their much-ridiculed approach to family life and relations post-marriage, the idea of the friendly divorce has become increasingly mainstream. As Helena Bonham Carter said of Tim Burton, her former husband of 13 years, I think well have something very precious still. Actor Kate Beckinsale is so friendly with her ex Michael Sheen (the father of their daughter) that shes often seen hanging out with him and his girlfriend, Sarah Silverman.

And then theres the rise of the divorce selfie, taken outside the courtroom, showing smug ex-marrieds beaming away together in the spirit of a bright future ahead of them (with a caption such as We smile not because its over but because it happened). January traditionally sees a spike in calls to family lawyers from couples wishing to uncouple. The first question for many is: can you really have a happy split?

Divorce coach Carol Sullivan thinks so. She runs Divorce Negotiator, which operates throughout England and Wales. Unlike solicitors who represent the separate parties, Sullivan assists both husband and wife and, to stop the escalation, maintains transparency between them. She claims to save a typical couple 80% of the cost of going to a solicitor, and 50% of their time. So far, she has helped more than 1,000 couples, many of whom apologise to each other and go out for drinks despite their decree nisi.

People are doing divorce differently that is, better, Sullivan says. They are more aware that the only winners are the lawyers, and bitterness and vengeance dont get anybody anywhere.

Of course, most people would say theyd like to divorce well, at least in theory, usually for the sake of any children involved. But, in practice, anger and hurt usually muddy the waters.

I am insufferably smug about what my ex-husband and I have managed to pull off, but I wont pretend it was instant. The parting of the ways was painful beyond anything I had ever experienced, but we managed to sort out our financial affairs and living arrangements ourselves. A lawyer friend kindly did the essential paperwork for both of us. We never went to court, and our whole divorce cost 90. Eight years have since passed, and time has done its cliched but excellent bit in terms of healing. Rancour has been and gone, leaving all the things we liked about each other in the first place: enjoyment of each others company, great communication, affection and respect. Plus all the things we have together accumulated over the years, namely three great boys, an important shared history and the recognition that prolonged bitterness eats away at people and benefits nobody.

Its difficult, but this approach is becoming more common. I have a friend whose husband went off with another woman. After her shock and anger subsided, she had him to stay with his new girlfriend several times, and even took coffee up to them in the morning. (Talk about forgiveness.) It was nice for the kids to see I was accepting of her with him, she tells me. I liked him. I liked her. She says she didnt indulge in any power play, at least not consciously.

The prevailing view is that good relations benefit the children, if you have them. Phyllis Maguire-Harrington, 33, is a carer and nursery manager. She sees many families who arent amicable, which has only compounded her belief that friendly divorce is vital even when she found out, three years into their marriage, that her husband had been unfaithful.

It hurt massively, she says now, but our daughter is my world. Even though I ended the marriage there and then, and never once wavered, I always spoke to him and let him see her. My daughter deserves both parents.

There was no court case. The same lawyer represented them both. It was all their own terms; he just did the paperwork. Her ex-husband has exactly the same parental rights as she does.

The couple, both from Wokingham, met at a bowling alley in their early 20s. Kieran Harrington, 35, remembers that she started dancing and I thought, wow! He found her generous, with a lot of time for others. Phyllis says she is very energetic, while Kieran was very chilled and happy to go along with anything she threw at him. They married in 2008 and separated in 2011, when their daughter was a year old.

To be brutally honest, I cheated on her, Kieran says. Its one of those things I cant explain. It was nothing she ever did or didnt do. When she found out, she went ballistic. Id never seen her like that. I deserved it. I tried to get her back, but eventually knew it was hopeless.

It was complicated, Phyllis says, because in September 2007 he had a brain haemorrhage and that altered him. Kieran says that, although he doesnt remember being tempted before the brain haemorrhage, it is nonetheless too easy an excuse. Either way, he says, the two flings with colleagues were a huge mistake. Initially, he says, there was some nastiness from Phyllis, but then it went away.

For a long time I wanted him to be my Kieran, Phyllis says, but he had changed. After the brain haemorrhage, I became more like a carer. I knew he was no longer fully in control of himself, and a psychologist told us he was never going to change. I had a baby and couldnt live like that any more, the suspicious wife.

The divorce came through in December 2014 and Kieran, a prison custody officer, now lives with his father and sister. He and Phyllis still see each other most days, and go on holiday together. They took Erin, now five, to Disneyland Paris for new year and glamping in Cornwall. Neither has another partner.

I did for a while, Phyllis says, and he and Kieran accepted each other, but he wanted to get married and I didnt. I think Kieran put me off for life, she laughs.

These days, Kieran confides in Phyllis about dates and she gives him advice. He admits hed like to get back together with her, but knows thats never going to happen; he also knows that it could all have been very different had Phyllis not been so forgiving. I could have lost a lot more, he says. As it is, the friendship we have having a laugh, watching movies together, sharing a bottle of wine when the little one is asleep is the best I can hope for, given Id still like to be married to her. Ill be a little bit jealous when shes with someone else, but I messed up, so I havent a leg to stand on. Im grateful Ive got this much and know we will be friends for life.

Phyllis agrees: Were very close. We couldnt not be, after all weve been through. But the divorce was the right decision. Would I get back with him? Never. Hes not the man I fell in love with.

***

Specialist family lawyer Peter Martin has been practising at London firm OGR Stock Denton for 40 years, and has worked with thousands of couples. In his experience, roughly 25-30% of couples are able to be friends afterwards, and its not always to protect the children. In some ways, it is easier for couples without children to stay friends, Martin says. Once the finances are sorted out, they are able to get on with their lives. They can become friends again, because they no longer have any pressures on them.

On the other hand, Martin says, couples without children have less reason to stay in touch. Those with children have to continue to communicate, and they are more likely, because of that, to rebuild a friendship. A forced friendship, because of having children, often develops in time into the real thing. Its the sort of thing I see a lot Im thinking of the first dance of a divorced couple as parents at their childs wedding.

Barry Rutter, 69, an actor, is founder and artistic director of Northern Broadsides, a touring company. He credits his ex-wife, Carol, 65, a professor of Shakespeare and performance studies at the University of Warwick, with their excellent relationship after nearly 20 years of marriage and 20 years of divorce. She credits him with not forcing her and their girls out of their home. You can be vengeful and angry and selfish and do all that stuff, Carol says. All those ugly emotions you can keep up for years, but thats just destructive.

The couple met while Barry was on tour in America in 1976. She, with her Californian chutzpah, came backstage to congratulate me, he says.

He had the tight curls of a Raphael angel and a boxers nose, she says. He was bolshie, challenging: a Yorkshireman. Everything around him was different and new.

She moved to England a year later, and they soon married. Their shared passion meant they always had things to talk about. Briony was born in 1982; their son, Harry, two years later, but he died from cot death aged just 98 days. Barrys support in the aftermath made Carol feel an overwhelming sense that our marriage could survive; how amazing it was that he could love me that much.

When he set up his own company, Barry was working so hard, Carol says, I think he started kind of shifting. Rowan, their younger daughter, was four. Carol had a full-time job at the university and Barry came home wanting shiny faces. There was a gap. It was, Barry says, a build-up of events, which I took to be a diminution between us. And my own restlessness. The cliche: the grass is always greener. The official divorce says adultery, but it is never as simple as that. I didnt fall in love, but I was distracted.

Barry says it was raw. I remember we met in the garden shed and she asked what I wanted, and I said all of my freedom to roam, and yet the home and family. It was a stupid, macho, dumb attitude to have. It was my folly. You make choices, and choices can bite.

How did I come back from that? Carol says. I went to see a divorce person who said dont fight, its not worth it; work it out between you. I was able to keep the man separate from the actor and, little by little, the birth of our three children, the death of our son, those things you shared, count. They represent the real core values of you two as people, as against the accidents of making bad decisions.

Barry says it was entirely Carols leading that set them on the footing they are on today. Its got to be about the future: I remember her saying that. I myself didnt have it in me to come up with anything like that. Its a testament to her. Id hope she is my best friend. Shes kept the name [Rutter]. Ive always been rather pleased about that.

These days, their daughters are both married, and they still see each other at least once a month and speak often. Carol goes to watch her ex-husband perform. She says he is perhaps better at expressing his emotions on stage, but he always made her laugh off it, and always will.

Tara Saglio has been a couples and individual psychotherapist for two decades. She believes that most divorced couples have to experience a period of proper separation before they can actively be friends again. As a generalisation, I think it takes five years for people to settle post-divorce, she says. It helps if both parties have reached a point where they can feel equally content, instead of one being miserable and the other blissfully loved-up with a new partner or even of one being blissfully alone and the other in a less than ideal rebound relationship. The chance of friendship depends on the emotional maturity of both parties. In my experience, Saglio adds, it is usually the couples for whom the passion has dwindled or gone, and who dont feel so betrayed or rejected, who can be friends. Sexual rejection or broken trust can skewer things.

Facebook, Instagram and so on can make it harder for couples to move on. Of course, social media always presents a happy if not idealised picture of everyones lives, Saglio says. It is hard to separate fully while having ones nose rubbed in the exs new life. On the upside, technology can be a force for good, depending on how it is used. It makes continued contact quicker and easier. A text or email is more emotionally distant than a face-to-face or phone conversation. A bit of a barrier can be a good thing.

Resolution is an organisation of family law professionals that promotes nonconfrontational divorce settlements. Nigel Shepherd, its national chair, says that avoiding unnecessary argument demands a shift of perspective: By nonconfrontational, we mean focusing on what is required for the future, as opposed to getting stuck in what happened in the past. A Resolution survey found that 90% of cases settle without a judge.

Current divorce law doesnt exactly help people to remain friendly: unless former couples are prepared to wait for two years once they have separated, they have no option but to cite adultery, unreasonable behaviour or (admittedly rarely) desertion on the paperwork. Resolution believes that a couple should be allowed to divorce simply if they think the marriage has broken down, a so-called no-fault divorce, and are lobbying for change. The current process, which pushes the majority into blame, often against their will, can really put the spanner in the works, Shepherd says.

***

Businesswoman Sarah Bevan never lost sight of the fact that she wanted to retain her friendship with her husband, Tim, despite her deep sadness when their marriage came to an end. We were originally friends, and I wanted very strongly to maintain that for the greater good of our family, she says. We always had a lot of fun and we managed to retain that.

Sarah, who is now single and in her 40s, lives in south London, and is setting up her own company. Tim, 50, the MD of a packaging and design company, lives in Hove. The pair met at work in London and married in 1994. They have three teenage children. The friendship was overriding in the relationship, Tim says. Any other issues were put to one side. Thats what carried us. But then I started to do better in my career, which made me more confident and, when other possibilities presented themselves, I was weak enough to succumb.

It was 2004. He admitted he was having an affair (not his first); they finally parted in 2005 and divorced in 2011. Tim says he walked away with two pictures, a stereo and a pink tea towel.

There were no lawyers, and nothing on paper; money was divided according to their own agreement. The divorce cost 560. Rather than argue in court, he wanted Sarah and the children to have a home and security. He credits their friendship today to his ex-wifes openness and strength, and thinks they have both pulled off something pretty extraordinary. According to Tim, both realise they are not going to be jumping into bed with each other again, but hopes theyll be best friends for life.

Shes currently offering me advice on cholesterol, he laughs. Shes still got my back! It helped that neither of them slagged each other off to the children. The family has a group chat online most days and he visits them every Tuesday for a curry evening.

There were phases of extreme anger and massive hurt, Sarah says, but even though hes certainly a difficult character, I love him and we hug and say we love each other. He remains an important part of her life, all the more so because her parents died recently in tragic circumstances. As Tim says, that focused everyone on whats important.

Despite everything weve put each other through, Tim says, weve come out of it. We will be sitting in our deckchairs in 30 years time with our mint tea, looking at the children, and thinking, Weve done good.

How to divorce well

1. Slow down. Reactive decisions are usually bad ones; if you are feeling hurt, or have just discovered your partner with someone else, dont take any legal action until the red mist has gone.

2. Try to be rational. Going through a separation is highly emotional, but try to put that to one side and sit down with a neutral party with the aim of making sensible decisions. Remember that you loved the other person once.

3. Decide on your priorities. More often than not one of the biggest goals is to move on with your life with your dignity intact. The more amicable the divorce, the quicker it will be over, leaving you to get on with the next chapter of your life. It is also a lot cheaper.

4. Go to a good family lawyer. Find a family specialist committed to working out solutions as amicably as possible and in a way that will preserve your relationship with your spouse.

5. Expect a big change in your lifestyle. Your life is going to change dramatically; being shocked by this can often lead to resentment and breed conflict. Your partners life will be changing, too, and they will have the same problems adjusting as you are. Yes, really.

6. Dont do it the celebrity way. You dont have to fight dirty to get the best result in fact, judges will frown upon it when making their settlement.

7. Dont listen to your friends. Turn to them for emotional support but remember that every marriage is different and every divorce is different. Just because friends think it is a good idea, doesnt mean it is.

8. Be the bigger person. Even if your nearly ex is trying to play dirty, dont rise to the bait. It is easier said than done, but I often hear from people who, years later, regret that they allowed themselves to be brought down to that level.

9. Think about divorce before you get married. What will your situation be if things dont work out? Consider how your partner is likely to behave in those circumstances as well. Think about a prenuptial agreement realism does not have to be anti-romantic.

10. If you have children, be nice for their sake. It is only in the most exceptional circumstances that it is not in the childrens interests for their parents to remain friendly.

Peter Martin, family lawyer, OGR Stock Denton