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#anyway I don’t have capacity for another massive application right now so if the housing association can’t help with it i am fucked
dicketysplit · 4 months
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friends, my housing benefit application has been denied due to lack of information and the information they are lacking was sent to them ten days ago; I have a month to appeal in writing and i am Stressed
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expandoffshore-blog · 5 years
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How Outsourcing Can Help You Build A Better Startup
Subsequently published their first wildly popular application Cartoonatic - they never would have expected the success (and increase in workflow) which they'd face. After rave reviews on their debut app, they chose to generate photo-editing apps that always top the App Store charts. While their software were receiving awesome Recognition and they grew to over 22 million customers worldwide, they nevertheless sought to streamline some of their essential business processes anyway they can. Kevin, VP of Macphun tells us that he believed outsourcing in order that they could be able to support their clients in a professional manner and free up the inner personnel that were preceding working with customer support so as to help Macphun grow and become more productive.
"We certainly did respond to customer Inquiries by email and phone, but again it required man-power within the business that we could deploy in different ways."
Now this is just one small market of outsourcing, but each Sub-category all share the same function, which brings us into the core of the manual
HOW CAN OUTSOURCING HELP YOU GROW? (and everything you Want to understand )
So Incase you've gotten this far and don't understand what outsourcing is exactly... here's a brief and right to the point definition by Merrill Matthews of Forbes.
Outsourcing is when a business Contracts with an outside person or company to provide some product or service, such as bookkeeping, payroll processing or janitorial services, or even more complex functions such as marketing or IT services. And households do exactly the exact same thing when they turn to professionals for important pipes, air conditioner or car repairs.
While outsourcing is Typically seen as a maintenance strategy for some immense corporations such as GE, Microsoft, Intel, Oracle - it's also recently been popularized as a growth strategy for many lower-level startups which need to prioritize more important locations. Nancy Mann Jackson from Entrepreneur backs this up by stating,"entrepreneurs have long seen outsourcing as a strategy earmarked for large business, but technology has made it a more accessible tool for small businesses and for some tiny firms, outsourcing has made a strong effect on their development, productivity and bottom lines"
As stated above, High-tech is growing more and more popular with small companies, because of their increasing accessibility to technology which make outsourcing smoother and more effective. However, in addition to the, outsourcing is blowing because there are a extraordinary amount of qualified professionals that have chosen to leave the corporate world in favor of functioning at a less stressful environment such as their houses or small startup offices.
Now you probably have a couple questions that you need answered before considering outsourcing like...
When to outsource?
Where to outsource?
Concerns with outsourcing?
Now That you have asked all these questions, it is time to create this guide as detailed as possible simply by heading down the list.
Which It's likely that you're already outsourcing a portion of your business tasks like payroll administration or criminal and background checks for job. With the points mentioned above, it is simpler than ever to outsource any activity that you see necessary. BUT this does not necessarily indicate you should outsource only as it's simple for you. Many procedures are better off being cared for in-house, based on what your priority is... For instance, if your priority is to create massive amounts of revenue with your special sales technique that just your in-house staff has perfected then it is likely not the best idea to give that task to an offshore contractor. On the opposite end of the spectrum if your priority is customer support, then it's probably OK to outsource something such as graphic design.
Here's a Fast list of jobs which are better off left to get an qualified contractor to take care of:
Tasks That need highly skilled experience. Let us say you are a CEO of SaaS startup and do not possess a group of executives created yet, for example CFO, COO, CIO, etc.. Outsourcing some of these positions (at least briefly ) can help get your startup off the floor. So ultimately you will have a highly skilled task outsourced for much less than it'd cost to get a full-time worker take action.
Repetitive tasks. This may be anywhere from outbound sales calls for out the word about your merchandise or conduct client satisfaction surveys to very common troubleshooting problems. Let's face it, providing these repetitive tasks to a highly qualified in-house staff to be concerned about may be a massive waste of your business's resources and time.
Also included in this list:
Tasks that require unique talent or knowledge.
You Might have a great idea for an app and some funds to fund it's development, but no comprehension of coding/development/design. This is where you might need to think about outsourcing the development of your program. It is possible to hand over your thoughts to an experienced developer on the opposite side of earth and let them take care of the remainder (obviously with your supervision). Another example is if you do not possess the resources to hire whole time IT support staff to handle your own IT systems, you can easily employ an IT specialist from freelancer sites like Elance-Odesk or Guru.
To cut a very long story short... you can certainly And effectively outsource any business process which isn't a priority within your business, one which does not require full care from the in-house staff, or some other tasks that you are not comfortable performing yourself.
For the guys at Macphunthey finally made the choice to outsource when taking care of heaps of support tickets became too much for their comparatively small staff to take care of. But it's different for everyone.
The time to Choose outsourcing might come very early for someone whose product growth depends on it. OR it may come at a later time for all those companies that just need a little support.
For Chris Devor of all Macroplant Inc. the decision to outsource came about 1 year into starting his company:
After About 1 year in business, I had help with our support emails. It was both a time issue and an issue of being able to properly respond to my users immediately and effectively. I had another developer doing emails. But given the price of a programmer's salary, it didn't make sense to get them answering support emails all day. Next I hired a freelancer or two to help with service emails.
Where If I Outsource To? In the realm of tech and IT outsourcing services, the most well known nations to outsource to are India, Philippines, Central America, and Eastern Europe with a total workforce of almost 1.5bn (Statistic Brain). On account of the bad economies of third-world nations, many companies select these regions simply due to the cost-savings.
Having said that, you should not enter the Recruitment process with a particular country in mind, but using an individual's exceptional talents/skills in mind. Remember you're finally focusing on quality instead of merely prices. It's possible to review thousands of salespeople on websites such as Elance.com or Guru.com to pick and choose which ones will fit your requirements best.
Why would your normal Silicon Valley CEO hire software developers for 100k+ a year, when he can hire equally qualified off-shore workers for under $15 an hour?
This Question may bring up some ethical worries that I'll address below, but it is important to not forget that your average CEO's job is to perform what is in the organization's best interests.
Concerns With Outsourcing
There Are a few different concerns you need to appear at before considering outsourcing. Concerns like security, quality, management, inadequate work environment, transparency, etc..
Here's what to look at when choosing the right builder...
Can they take data confidentiality and privacy steps to ensure the protection of your customers' personal information? Will they be available to communicate with whenever you have a question or concern?  Can they protect your very best interest by accepting legal measures?  How can they handle the management of their team can you routinely review your outsourced worker's performance?  Are they doing a job that your in-house team actually can not perform effectively? Could you see/visit their office and evaluate working conditions?  Do they have reputable clients they already provide service for?
If they don't follow any of these simply business steps... it is a big red flag.
Another However, by adhering to a strict recruitment and training procedure that this one may be overcome easily.
Finally, communicate your Expectations clearly and even compose a contract before hiring outsourced members to be certain there is not any confusion anywhere.
"When Risk Vs. Reward Of Outsourcing
Outsourcing Is widely known as one of the best solutions to decrease costs and lots of studies are completed to verify this fact. It pointed out:"Savings typically result because the outsourcing supplier can access a cheaper, more flexible work force and the latest, most efficient technology. Organizations assert they reach, on average, a 15% price reduction through outsourcing" However Successful outsourcing is in conserving a company money - it still has the capacity to harm a organization's reputation. There is a massive stigma against outsourcing. If you reside in a community which has an outsourcing firm and they use your friends and acquaintances, outsourcing is wonderful. But if your neighbors and friends lost their jobs because they were sent across the world, outsourcing may bring bad publicity. If you outsource part of your operations, morale may suffer in the remaining work force.
However... if done right and professionally, Outsourcing may be among the biggest assets to your company and the Benefit of huge quantities of work being raised from your plate, often Overshadow the downsides.
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gaiatheorist · 7 years
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Universal Credit.
It sounded fine in principle, from a distance, the simplification of something like six existing benefits into one, that clarity and cohesion, instead of fragmented, separate departments, working on individual elements, in isolation. Holistic is good, ‘better together’ is good. It’s not ‘together’, it’s not ready, and it’s not fit for purpose. It’s a ‘flagship’, I suppose the Titanic was, too. 
I’ll avoid the obvious “I, Daniel Blake.” references, I’m not shoplifting tampons, I’ve stockpiled enough to see me through a couple of months, there’s the possibility that the anxiety, and the fact that I’m not really eating will pause that inconvenience anyway. We live in hope.
The issues with Universal Credit, and there are many, all seem, to me, to stem from the fact that the parties who implemented it have never been poor. On paper, on linear flow-charts, in that far-away land of secure employment and adequate savings, it’s just a bit of belt-tightening, a bit of budgeting and planning. ‘Just’ is why I’m tapping away here, rather than in the comments sections of the news websites. ‘Just’ get a job, ‘just’ use own-brand, ‘just’ put another jumper on, and close the doors between rooms, to keep the heat in. Personally, there are a lot of things I can’t ‘just’ do, I have Acquired Brain Injuries, every element of my life requires additional adaptations and intricate risk assessments. That’s my problem, not Universal Credit’s, and, most of the time, my ‘work coach’ remembers. Sometimes she forgets, and goes onto auto-pilot, reading out call-centre or bar-work jobs from her screen, and I have to remind her about my limitations. I’ve been lucky so far, she knows I’m falling through the gaps in the UK disability assessment system, she’s human, I’m lucky not to have been allocated a ‘coach’ keen to sanction me. That’s even more of a fear now, as the months tick by, and my bank-balance dwindles. Universal Credit doesn’t cover my outgoings, which certainly aren’t champagne and caviar. 
I was one of the guinea-pigs in my locality. Single, no ‘dependant’ children, because he’s 19, I still fed and housed him over his endless university summer break, though, chipping away incrementally at what was left in the bank. ‘We’ single-no-dependants, ‘new claims’ were the test cohort, starting the work-coaches off with the easiest group, and the ones who would cause less media furore. Expendables, with no raggedy-urchin children to tug at heart-strings. ‘Just find another job.’, I imagine some of the less complicated clients did just that, rather than wait months for their allowances to be paid. That’s wholly intentional, from my perspective, why jump through hoops if you ‘can’ just drop into another job? Even if that job is fluctuating agency-hours, or zero-hours on minimum wage. Nobody really spoke very much in that first ‘group session’, while the chipper work-coaches patronised us, about ‘logging hours’, and ‘phoning the helpline’ if we were unavailable for any reason. We’re ‘available’ for ‘any suitable work, over £7.50 an hour, within 90 minutes of home, for up to 48 hours a week’, on pain of sanctions. My phone, or email could notify me of a vacancy or mock-interview at any time, and I’d be obligated to apply, even if it was night-shift work in a factory two bus-rides away. (One of the complications of my disability is cognitive fatigue, most commonly in the evening, I’m not altogether functional after about 6pm, and actually present a risk of harm to self or others after about 8pm.) 
Some of the guinea-pigs will have thought “Sod this.”, and found work. Some of the guinea-pigs will have realised that this system isn’t like the old systems, there’s no capacity for ‘fiddle work’, where they might previously have ‘signed on’ fortnightly, whilst still working cash-in-hand. The old systems were flawed, and susceptible to abuse, the constantly-available clause in the ‘claimant commitment’ is a tool to weed out fraudulent claims, but we’re all tarred with the same brush. I have an increasingly debilitating paranoia that I’ll get a notification while I’m in a counselling appointment, with my phone on silent, or hanging laundry out at the top of the garden, where I have no phone-signal. Constant, niggling anxiety. (’Just get a prescription for Prozac.’ What if I get a notification while I’m at the surgery, though? This strand of anxiety is purely situational, I can’t go ‘off sick’ from work-searching with anxiety, or ‘stress related disorder’, because the DWP would see being-in-work as a solution. Catch 22.)
Guinea-pigs aside, the press are in a frenzy about Universal Credit now because the ‘full implementation’ is due, and the system has been proven ineffective. There will, I suspect, be trite, throw-away comments about ‘teething problems’ and such, but I have leaflets in my training portfolio from about 2010 warning that the roll-out would cause issues. This is not new-news, it has been in the public domain for years, but it’s only now, at the 11th hour, that voices are being raised. I worked with the families that are about to be devastated by the roll-out, so have a different understanding of the potential issues to the far-away policy-makers. I wrote to my MP, outlining some of my concerns for his constituents, his secretary was surprisingly helpful. 
The application is electronic. I frequently overhear telephone calls in the Job Centre (It’s open-plan, and my brain injuries come with hyper-acute hearing, I’m not ‘listening’, I can just hear them.) “Yeah, no, that’s not us now, you have to do it online.” ‘Everyone’ has a stable internet connection at home, now, don’t they? Wait, what, ‘some’ people only have mobile internet, on pay-as-you-go phones, or no internet at all? Well, they can ‘just’ go to the library, and use one of the £1-an-hour computers there, or one of the four available terminals in the Job Centre. The Job Centre is going to be very noisy very soon, because the Working Tax Credit, or Child Tax Credit claimants are going to have to bring their small children in with them. Thirty hours of free childcare, because people-like-us can’t afford to pay a nanny  Splendid, except it doesn’t actually work, the nurseries can’t afford to subsidise it. There’s a potential side-rant here, that certain sectors of the population will see ‘working mothers’ as demonic, they ‘should’ be at home, in an apron, ‘making memories’ and doing enrichment activities. Nice work if you can afford it, but the vast majority of the population can’t survive on a single income. Dear lord, there’ll be the usual ‘single parent’ uproar, won’t there, with the preconceptions and assumptions.
Some people won’t have internet access. Some people won’t have the IT skills to navigate the systems. I’m fairly IT literate, but I still have the occasional cold sweat when it looks like my evidence hasn’t saved properly, there was a security conflict with the site I’m tasked with accessing daily after the last Windows update on my laptop, it’s intermittent now, some people don’t have a back-up device. Some people won’t have the literacy skills, or the numeracy skills to navigate the systems, there must have been an assumption that every UK citizen has functional literacy, they don’t, I’ve worked with them. An hour on the library computers, or the Job Centre terminals might as well be trying to read Chinese for some people. An hour on mobile internet, what does that cost on pay-as-you-go, and how long before the phone credit runs out, meaning claimants can’t return calls about interviews? (The ‘Universal Jobmatch’ site might as well be trying to read Chinese sometimes, it’s copy-pastes from various other jobs-boards, the formatting goes all over the place, the links don’t work, there’s no proof-reading in evidence, and multiple copy-pastes of ‘Internal applicants only.’ My literate frustration is an inconvenience, less-literate claimants will spend hours applying for unattainable vacancies.) If you forget, or mis-key your password, you can be locked out of your account, and have to set up a new email address to re-register.
The ‘waiting period’ seems to be the factor under scrutiny in the press at the moment, I genuinely can’t remember exactly how it was explained to me, because I was in floods of tears at the indignity of claiming benefits for the first time in my life. I think the woman said “You stand your first week, they’re ‘waiting days’, then you’re paid four-weekly.” (Four weekly in arrears, and the transfer-method can take a week, on paper, it’s six weeks between applying and receiving funds. There’s no mention of the fact that the ‘claim’ doesn’t start from you hitting ‘submit’ on your application, but from you presenting yourself for your first appointment at the Job Centre, with all of the requisite proof-of-identity. Some claims will be further delayed by people not having ‘the right identification.’) The waiting period assumes that everyone will have their last month’s salary sitting in the bank, maybe a bit of severance pay. Not everyone is paid monthly, not everyone has savings, or a safety net, some people are paid weekly, there’s also the clause that if you left your job voluntarily, your claim could be void. I don’t know how it works for people rolling-over from other benefits that were paid weekly or fortnightly, but there’s the potential that, even though the systems ‘know’ that the weekly CTC payments were the only income-source, there’ll still be the waiting period. 
That’s the massive cultural disconnect, between policy-makers and the general population, the powers-that-be simply don’t understand how hand-to-mouth existence is for some of us. I had a little money in the bank, but that’s not the case for everyone. There will be begging, borrowing, and stealing from some sectors of the population, this is a powder-keg. I limped through the eight weeks it took for my ‘standard’ payment, and the nine for my ‘housing element’, and I had to chase both of those. I still have my land-line phone connected, so wasn’t using up my mobile credit. Some people in the village, and in the UK don’t have land-lines, and won’t be able to chase payments if they’re out of credit. 
The ‘single’ system isn’t. ‘Standard element’ and ‘Housing element’ are processed by two different departments. There’s uproar about the ‘housing’ element being paid direct to the claimant, instead of the old system where Housing Benefit was paid directly to landlords, or local authorities. Readers of certain newspapers are indignant that ‘the poor’ will spend the housing element, instead of paying their rent, I don’t know, chips and cheese, or cigarettes and big TVs, I suppose. The powers-that-be will counter that “Budgeting advice is available.”, that would be the person that scans your ID at your first appointment pointing to ‘Money advice service’ and ‘Step-change’ on a leaflet. Some people will have debts, I was lucky enough not to, but, once I start on that conveyor-belt of missed direct debit bank charges, I know from experience how hard it is to escape the cycle. My ‘Claimant Commitment’ states that I will read the local papers weekly, in my search for employment, I read all of it, not just the ‘jobs’ page, which is all online anyway, and the ‘property’ section has increasing numbers of ‘No DSS’ adverts. My rent is about average for the village, and the ever-so-helpful news-site comments of ‘Just move to a smaller/cheaper property’ miss the point that most of us don’t have funds available for a deposit to do that.
My ‘standard’ element, of £317, was eventually released eight weeks after my initial appointment, which was actually 12 weeks after my employment ended, because I’m ‘too proud to beg’, and didn’t want to claim benefits, that’s my problem, not the system’s. I had to chase it, six weeks passed, and I ‘phoned the helpline’, as per protocol, in the seventh week. Jolly little recorded message on a loop, reminding people that if it hasn’t been six weeks, there’s no point complaining, that’ll suck some people’s PAYG phone credit. “Oh, did you claim housing element?”, the girl on the phone sounded about 12, everyone ‘sounds about 12′ when you get to my age. “I don’t know, I don’t know how any of this works, I’ve never claimed before.” “Well, I can see here that there’s a problem with your housing element, but I can authorise payment of your standard element.” (Another of the issues with my disability is irritability, the majority of my damage is frontal lobe, which can impact on some of my responses, it WAS difficult not to shout at the girl, for asking me if I’d ‘claimed housing’, when she could see on her record that I had. She’s only doing her job, and she’s probably used to people shouting. Or crying, like I was.) She authorised the ‘standard’ payment the same day, and asked me to phone back with regard to the ‘housing’ element issue. I phoned back. Another 12-year-old advised that she couldn’t see how much my ‘housing element’ would be, that only the housing department knew that, it being ‘worked out on a matrix of local and national rents’ (Snarky head is quietly confident that the matrix includes subsidised LA housing, and those nasty damp bedsits above the car-spares shop that nobody wants to live in, because of the youths setting fire to bins behind them.) She’d task it to ‘housing’, and authorise the payment. Except she didn’t have authority to authorise the payment, I imagine some of her other customers that day had been more antagonistic than I was, and she was trying to avoid confrontation. 
The ‘housing’ element was delayed because my ex-partner’s name was still on the tenancy agreement I’d provided. Fair point, and I’m still slightly anxious that some nefarious men in black might home-visit, and see my son’s aftershave in the bathroom, and assume I’m fraudulently claiming, Check with Council Tax, he left over a year ago. “Oh, we’re not linked to Council Tax.” (Yes, you are, I’ve just had a letter, 8 weeks into my claim, stating that I could be eligible for a low-income reduction.) “If I could have his date of birth?” “Are you checking with HMRC, I’ll give you his National Insurance number.” The ‘housing element’ doesn’t cover my rent, there’s a shortfall of £150 per month, which I’m picking up, at the same time as paying all of my other bills out of the £317. There’s a shortfall. 
In both the ‘standard’ and ‘housing’ elements, there is the option to request an advance, up to 1/2 of the allocated allowance, but it has to be repaid out of subsequent payments, meaning that every month, for the next 3, or 6 months, depending on the payment-plan, will be ‘short.’  There is linkage between DWP and Council Tax, but some residents here have a fear of brown envelopes, and some can’t read- that’s another ‘visit our website, or telephone’ to apply for the discount. 
I’m organised, I’m methodical, I’m used to being accountable. Some people aren’t, and these systems are going to be devastating for them. The local authority, and some of the housing associations are employing work-coaches of their own, under various vague job-titles. Oh, and rent arrears recovery posts. This thing is going to crash and burn on a monumental scale. The ‘pockets of deprivation’ in this village won’t be able to navigate the systems, and will be sanctioned as a result of the gaps in their knowledge or understanding. We will see an increase in violent crime, due to the frustration. We will see an increase in domestic violence due to the inability to live on nothing. We will see an increase in alcohol or substance dependency, because that detached-fog is easier to live in than a reality with empty cupboards. We will have classrooms full of rumbling bellies, waiting for the free school lunch, because the ‘breakfast’ option at break-time isn’t available to them. We will see more burglaries, more shop-lifting. We will see children missing school because the electricity pre-payment meter ran out overnight, and nobody’s alarm went off. Children will miss school because the money doesn’t go into the bank for another three weeks, and they have no shoes. In the midst of all this, social care thresholds keep increasing, we KNOW that early intervention is better than waiting for the inevitable crisis, but the people who can provide that intervention are spread so thin that everything is at breaking point.
There, with all that off my chest, I’ll complete my mandatory hours of actively seeking employment for the day.    
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wiqihamu-blog · 7 years
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You must consume far more calories than normal individuals as a way to reach the same improvement. So many men and women want to understand why they havenat changed after training for only a couple of months. Arranging, cooking, and even locating the opportunity to eat the suggested meals can be frustrating.
Something similar happens when you're attempting to completely change your entire body. Respect this effective lift, and you will be shocked at the muscle gains you will achieve. Your legs are among the most essential muscle groups to train. All About Best Power Racks, Grass Fed Whey Protein, Olympic Weight Benches
By examining the network on a normal basis, the full system can be held in sync and current with current changes in technology. The application will do the job as well. The optimal/optimally program will cause you to get strong, it isn't going to cause you to get big. Details of Best Power Racks, Grass Fed Whey Protein, Olympic Weight Benches
There are many forms of storage choices that are better designed to not just improve space utilization but in addition efficiency. It's imperative to learn which sort of equipment is appropriate for you. The ASRS process is extremely adaptable and may be used to warehouse both big and smaller products.
You have to find out how much weight that you'll need. How many carbs will be contingent on your physique. Men with low zinc heights also have been noted to have low heights of sperm. Best Power Racks, Grass Fed Whey Protein, Olympic Weight Benches - the Conspiracy
Wholesome muscle is truly essential within maintaining durability. Think through what you would like to do. Listen to me, it's not complicated.
If you prefer to add muscle density and strength, train accordingly. By joining it to other angles it is simple to alter the form and strength to make it possible for you to span bigger distances. Scenario 2 in the event the person who has the decrease vibration is more stable in their frequency, the other individual's higher vibration will decrease to fulfill the reduce one. Up in Arms About Best Power Racks, Grass Fed Whey Protein, Olympic Weight Benches?
Among the most important considerations of purchasing a rack is the way much you are eager to spend on it. Some racks are going to have easy steel rod, which is what the majority of guys will want. Whilst a squat rack is essential for any individual that is trying to maximize their workout in a secure exercise environment, the expenses related to a squat rack isn't always very affordable. Best Power Racks, Grass Fed Whey Protein, Olympic Weight Benches Secrets That No One Else Knows About
Ideally, you're going to get appropriate instruction from an experienced trainer since this is a complicated exercise, but there are a number of decent instructional videos on YouTube as well. Aussie Fitness reserves the right to limit the number of products offered for price-matching during its discretion. If you decide to choose a Multipurpose Home Gym, be certain you also add some extra completely free weights whenever possible in your program to provide you more variety.
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