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arnoldthomasbecker · 3 years

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With 50 years of experience in injury compensation, Arnold Thomas & Becker represents people from all backgrounds in their quest to obtain justice. We can help you to secure the most favourable sum of compensation in the circumstances of your case. Our personal injury lawyers in Ringwood operate on a ‘no win, no fee’ basis. This means if you are injured at work, on the road or in public, there are no costs upfront and you only have to pay us if you win your case. Our Ringwood office can provide the following legal services: Workers Compensation, Car Accidents / Road Accidents / TAC claims, Medical Negligence, Birth Injury, Asbestos Claims, Public Place Injury, Faulty Products, Superannuation, Class Action, Sexual Abuse. Our Ringwood lawyers are local people who understand the nature of local issues, and are here to stand up for the community by providing free personal injury and compensation advice and legal representation in Ringwood, Glen Waverley, Bayswater, Wantirna, Vermont, Warrandyte, Blackburn, Croydon, Kilsyth, Mooroolbark, Oakleigh, Burwood, Box Hill, Doncaster, Lilydale and Yarra Valley. Contact us today to discuss your claim Personal injury and compensation lawyers in Ringwood 86 Maroondah Hwy Ringwood, Vic 3134 03 8820 6140

#Personal injury lawyers #Personal injury attorney #Workers compensation and TAC claim lawyers #Personal injury lawyers in Ringwood #Compensation lawyers in Ringwood

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loyallogic · 4 years

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Texas Insurance Requirements for Truck Drivers and Trucking Companies

Trucking companies, known as motor carriers are required by Texas law to file proof of commercial automobile liability insurance for each registered vehicle. The minimum amount of coverage depends on the type of vehicle and cargo. This is outlined in 43 Texas Administration Code (TAC) §218.16(a).

The insurance requirements for truck drivers and trucking companies ensure they are covered in the event of a serious accident or injury. Unfortunately, truck accidents are more common than you’d expect and the financial impact can be tremendous for victims. It’s important to know your rights after a truck accident and the ways insurance companies try to avoid liability.

Before pursuing an insurance claim after a truck accident, we recommend you reach out to The Krist Law Firm, P.C. at (281) 283-8500. We offer free consultations with a skilled Houston truck accident lawyer.

We’ll explain your rights, what to expect, and how to recover the maximum compensation possible.

Insurance Requirements for Commercial Trucks

Truck drivers in every state must adhere to the minimum liability insurance requirements established by the Federal Motor Carrier Safety Administration (FMCSA).

Commercial liability insurance covers the costs of financial damages sustained by the victim of a truck accident. It might cover medical bills, repair costs, and even funds for suffering and future expenses. It protects drivers and trucking companies when they cause a serious accident.

The minimum insurance for truck drivers depends on the weight of the vehicle and the type of load being hauled. For example, trucks that weigh over 10,001 pounds that carry non-hazardous materials must have $750,000 of liability insurance. Trucks of the same weight that carry hazardous or explosive materials, on the other hand, must obtain $5,000,000 in liability coverage.

Large Passenger Vehicles

There are also special requirements for large passenger vehicles, like buses. For interstate passenger carriers that can fit 16 or more people, $5,000,000 of liability coverage must be obtained.

When the same vehicle carries 15 or fewer passengers, the requirement is $1,500,000. The only exceptions are for small vehicles that carry less than seven people, like taxis and small buses. Those who operate these vehicles are exempt from the limits listed above.

For commercial vehicles that only travel in Texas, policy limits may be lower. Trucks that carry only household goods only need $300,000 in commercial vehicle liability coverage. Trucks that carry general freight only within Texas need $500,000 in coverage. Other trucks must maintain FMCSA requirements.

Other Types of Trucking Insurance

For trucks carrying household goods, the company must have a minimum of $5,000 for loss or damage to a single shipper’s cargo and a minimum of $10,000 for loss or damage to multiple shippers’ cargo.

Motor carriers must also provide workers’ comp coverage for its employees or accidental insurance coverage of at least:

$300,000 for medical expenses for at least 104 weeks

$100,000 for accidental death or dismemberment – including 70% of the employee’s pre-injury income for at least 104 weeks

$500 for a maximum weekly benefit

Independent Truck Driver Insurance

When truckers are employed by a motor carrier, they may be covered by the liability and cargo policies of their business. Truckers are then required to carry their own non-trucking liability insurance to cover injuries and damages they may cause while not on duty.

However, some truck drivers are independent contractors or own their own companies. In these cases, they must carry their own primary liability policies.

Compensation after Houston Truck Accidents

In Texas, truck carriers take on many of the risks that come with owning and operating a trucking business. As a result, if you or a loved one become injured in a trucking accident caused by a driver or the company’s negligence, the best way to recover the compensation for your losses is to file an insurance claim against the trucking company and the appropriate insurance company.

When you are involved in a truck accident, you can often obtain compensation because of the insurance truckers must carry. A car accident is a different story.

In Texas, the insurance requirements for passenger cars is $30,000 per injured person, $60,000 per accident, and $25,000 for property damage. In a typical car accident, the other driver’s insurance will likely be insufficient for covering many costs.

Call a Houston Truck Accident Lawyer to Get What You Deserve

After any serious truck accident, talk with an attorney as soon as possible. Through a thorough investigation, your lawyer will determine who was at fault, who is liable for your injuries, and identify all relevant insurance policies. Then, your attorney will pursue the maximum compensation possible.

Whether your truck accident led to a minor injury or a life-changing condition, you deserve to be compensated. By filing a personal injury lawsuit, you can recover a variety of damages, like medical costs, disfigurement, and lost wages.

The Houston truck accident attorneys at The Krist Law Firm, P.C. have spent years helping people gain the compensation they need to move on with their lives. We know the insurance issues you’ll encounter and how to overcome challenges.

Call (281) 283-8500 for a free, no-risk legal consultation.

The post Texas Insurance Requirements for Truck Drivers and Trucking Companies appeared first on Krist Law Firm.

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arnoldthomasandbecker · 3 years

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Hire Arnold Thomas & Becker Lawyers for Personal Injury Claims

Do you want to file a personal injury or workers’ compensation claim? If so, you might be thinking of hiring a personal injury lawyer to represent your case in the courtroom. You might already know that hiring a lawyer is costly. They not only charge you hourly fees for advice but also other courtroom expenses. And usually, when it comes to personal injury cases, you are already struggling with your financial situation. In situations like these, paying for a lawyer might seem like an outrageous expense. However, there are a few law firms that offer a ‘no win no fee’ policy for their clients.

One of the law firms that offer this policy to their clients is Arnold Thomas & Becker Lawyers.

Who are Arnold Thomas & Becker Lawyers?

Arnold Thomas & Becker Lawyers is amongst the leading personal injury law firms that are based in Melbourne and providing personal injury legal advice. The law firm has experience of representing personal injury cases for more than 50 years. And they have a team of personal injury lawyers who are registered, professional and experienced.

Arnold Thomas & Becker Lawyers also believes that nobody should be stopped from taking legal help. No matter the financial situation, everyone has the right to hire a professional lawyer to represent their case. And that’s why they offer a ‘no win no fee lawyer’ policy.

What is a ‘no win no fee’ policy?

This policy is meant to give the clients peace of mind during turbulent times. In this policy, the lawyers at this firm will follow these steps:

· During the initial consultation, they will not charge you any consultation fees. They will just get to know your case and determine whether they can help you.

· If they can help you with your claim, the case will be taken under the ‘no win no fee’ policy. The policy clearly states that you don’t have to pay the fees to the law firm until you win and get your compensation.

· In most cases, the firm will fund some of the out-of-pocket expenses such as medical records. However, you might have to pay some of the amounts for such expenses. The law firm will keep you updated with the progress.

With the ‘no win no fee’ policy, you can hire Arnold Thomas & Becker Lawyers for your personal injury tac claim and get the best possible positive result for your case. Contact the law firm to know more in detail about their services and policies.

For more information, visit https://www.arnoldthomasbecker.com.au/

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loyallogic · 5 years

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What Are Texas Insurance Requirements for Truck Drivers and their Employers?

If you suffered serious injuries in a truck accident, insurance coverage is at the forefront of your mind. You need the at-fault party, whether it is the truck driver, trucking company, or another business, to have insurance coverage. The more extensive the policy and the higher the policy limit, the greater the likelihood you can recover an appropriate sum for your injuries. At the very least, you hope the truck driver and their employer meet Texas insurance requirements so that you can recover some amount of compensation.

Before pursuing an insurance claim after a truck accident, we recommend you reach out to The Krist Law Firm, P.C. at (281) 283-8500. To schedule a free consultation with a skilled Houston truck accident lawyer, contact us today through the online form.

Texas Insurance Requirements for Trucking Companies

Trucking companies, otherwise known as motor carriers, are required by Texas law to file proof of commercial automobile liability insurance for each vehicle registered to the business. The minimum amount of liability insurance required for bodily injury and/or death and property damage depends on the type of vehicle and cargo. This information is outlined in 43 Texas Administration Code (TAC) §218.16(a).

Some highlights from these requirements include:

Vehicles transporting household goods with a gross vehicle weight, registered weight, or gross weight rating of 26,000 lbs. or less require at least $300,000 in coverage.

Busses transporting 15-27 people and 27 or more people require $500,000 or $5,000,000 in coverage.

As described in Texas Transportation Code §643.1015, school buses – regardless of their capacity – need to maintain policies of at least $500,000.

Farm vehicles with a “gross vehicle weight, registered weight, or gross weight rating of 48,000 lbs. or more” need policies of at least $500,000.

Motor carriers that do business in multiple states must adhere to the Federal Motor Carrier Safety Administration’s (FMCSA) insurance requirements. The FMCSA’s minimum liability insurance requirements are also based on the type of truck and cargo.

Trucks carrying freight must have between $750,000 – $5,000,000, depending on the commodities transported; and $300,000 for non-hazardous freight moved only in vehicles weighing under 10,001 lbs. Passengers buses must carry $5,000,000 or $1,500,000 for businesses operating only vehicles with seating capacity of 15 or fewer passengers.

Other Types of Insurance Required for Texas Trucking Companies

Cargo insurance may be required for truckers and their companies in TX. For trucks carrying household goods, the company must have a minimum of $5,000 for loss or damage to a single shipper’s cargo carried on one motor vehicle, and a minimum of $10,000 for aggregate loss or damage to multiple shippers’ cargo carried on one motor vehicle.

Motor carriers who move goods between two or more incorporated cities, towns, or villages must provide workers’ compensation for all of its employees or accidental insurance coverage of at least:

$300,000 for medical expenses for at least 104 weeks

$100,000 for accidental death or dismemberment – including 70% of the employee’s pre-injury income for at least 104 weeks

$500 for a maximum weekly benefit

Truck Drivers May or May Not Have Their Own Insurance

When truckers are employed by a motor carrier, they may be covered by the liability and cargo policies of their business. Truckers will then be required to carry their own non-trucking liability insurance, which will cover injuries and damages they cause while not on duty.

However, there are also circumstances in which truck drivers are independent contractors or own their own companies. In these situations, they are required to carry their own primary liability policies.

Call a Houston Truck Accident Lawyer After a Crash

After a trucking accident in which you suffer injuries, it is important to talk with an attorney as soon as possible. Through a thorough investigation, your lawyer will determine who was at fault for the accident, who is liable for compensating you for your injuries, and identify all of the relevant insurance policies. Then, with a thorough understanding of the insurance coverage, including the FMCSA and Texas insurance requirements, your attorney will pursue the maximum compensation possible for your injuries.

To learn more, schedule a free consultation with The Krist Law Firm, P.C. by calling (281) 283-8500, or submitting your information through our online form.

The post What Are Texas Insurance Requirements for Truck Drivers and their Employers? appeared first on Krist Law Firm.

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