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Expert Legal Advocacy for Truck Accident and Injury Victims in Alameda
In the heart of Alameda, our seasoned truck accident and injury lawyers provide unparalleled legal representation. Specializing in complex cases, we fight tirelessly for the rights of victims, ensuring they receive the compensation they deserve. Our commitment to justice and personalized approach set us apart, making us the trusted choice for those affected by life-altering accidents in Alameda.
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newark car accident lawyer
newark car accident lawyer
The Jagroop Law Office, Inc., based in Newark, California, serves as a pillar of support for individuals and families grappling with the aftermath of auto accidents. Drawing on extensive experience in personal injury law, particularly in the realm of car accidents, we understand the multifaceted challenges—physical, emotional, and financial—that accompany such incidents. Our unwavering mission is to advocate tirelessly for our clients, ensuring they receive the compensation they rightly deserve.
In the wake of a car accident, prompt legal assistance is paramount. Insurance adjusters often work swiftly to minimize payouts, highlighting the critical importance of seasoned legal representation. Our adept team of attorneys in Newark, CA, specializes in balancing the scales, securing equitable compensation for injuries and damages sustained.
Serving the entire Bay Area, from Alameda County to Santa Clara County, encompassing cities like Oakland, Berkeley, Hayward, San Jose, Emeryville, and San Francisco, we offer our services seven days a week. Beyond auto accidents, our practice spans various legal domains, including DUI defense, family law, and personal injury cases.
When addressing common inquiries from potential clients regarding car accidents and personal injury claims, we recognize the intricacies involved in determining case value and resolution timelines. While clients understandably seek immediate clarity, the reality is nuanced. Each case is distinct, shaped by numerous factors necessitating comprehensive analysis and evaluation.
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personal injury lawyers
personal injury lawyers
Nestled in the vibrant heart of Newark, California, The Jagroop Law Firm is a beacon of support for those grappling with the aftermath of auto mishaps. Drawing upon our extensive experience in advocating for individuals embroiled in personal injury lawsuits, particularly stemming from car collisions, we deeply comprehend the multifaceted toll these events exact on individuals and families alike. Our dedication remains steadfast as we tirelessly endeavor to secure the rightful compensation our clients merit.
In the aftermath of a vehicular mishap, time is of the essence. The swift intervention of a seasoned legal advocate is paramount, particularly given the tactics insurance companies may employ to diminish settlements. At The Jagroop Law Firm, we ensure our clients are equipped with formidable representation to counter such ploys and safeguard their rights.
Our services span across the Bay Area, encompassing Alameda County, Mountain View, Santa Clara County, and beyond, furnishing comprehensive legal aid that encompasses DUI defense, family law, personal injury, and beyond. Operating seven days a week, our commitment knows no bounds.
In the domain of auto accidents and personal injury lawsuits, clients invariably harbor numerous inquiries. Foremost among them are concerns regarding case valuation, the timeline for resolution, and the significance of legal representation. While definitive answers may not always be immediate, our team pledges to furnish clarity and guidance at every juncture of the legal process.
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fremont car accident lawyer
fremont car accident lawyer
Have you recently experienced a serious car accident in Fremont? Concerned about the financial aftermath? Seek professional legal assistance from the experienced team at The Jagroop Law Office, Inc. Our dedicated personal injury lawyers in Fremont are committed to delivering top-notch legal representation to individuals who have suffered injuries in motor vehicle accidents.
We understand the challenges you face in recovering physically, financially, and emotionally from a severe injury caused by someone else's negligence. Whether you've been rear-ended at a stop sign or involved in a rollover crash on the highway, we will vigorously fight to ensure you can focus on healing without the burden of medical bills or lost wages due to your injury.
Contact The Jagroop Law Office, Inc. today at 510-983-8605! Our services extend across the entire Bay Area, from Mountain View to Alameda County, Oakland to Berkeley, Hayward to San Jose, Emeryville to San Francisco, and beyond. Operating 24/7, our legal expertise encompasses various areas, including DUI defense, family law, personal injury, and more.
At The Jagroop Law Office, Inc., our commitment is to provide clients with unparalleled legal representation, striving for the best possible outcome in each unique case. Take the first step towards resolution by scheduling a consultation to discuss your legal needs. Your well-being is our priority.
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good lawyers for car accidents near me
good lawyers for car accidents near me
Looking for a skilled and reliable auto accident lawyer in Newark, California? Look no further than The Jagroop Law Office, Inc.! With our extensive experience in handling personal injury cases, particularly car accidents, we are dedicated to advocating for our clients' rights. We understand the devastating impact that accidents can have on families, both physically and financially, and we are committed to ensuring that you receive the compensation you deserve.
When you choose The Jagroop Law Office, Inc., you can rest assured that we will fight tirelessly on your behalf. We know that insurance companies often try to minimize payouts, which is why it is crucial to seek legal assistance as soon as possible. With our expertise, we will level the playing field and ensure that you are fairly compensated for your injuries and damages.
We proudly serve the entire Bay Area, including Alameda County, Mountain View, Santa Clara County, Oakland, Berkeley, Hayward, San Jose, Emeryville, and San Francisco. Our firm operates seven days a week, offering a comprehensive range of legal services, such as DUI defense, family law, personal injury, and more. You can rely on The Jagroop Law Office, Inc. to provide the highest quality representation tailored to your specific needs.
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Personal Injury Lawyer Alameda - Braff Accident Lawyers (510) 373-0088
Braff Accident Lawyers
2315 Lincoln Ave Unit 2
Alameda, CA 94501
(510) 373-0088
https://braffaccidentlawyers.com/alameda/
#Personal Injury Lawyer Alameda#Personal Injury Attorney Alameda#Injury Lawyer Alameda#Injury Attorney Alameda#Car Wreck Lawyer Alameda
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Things You Can Do To Help Out Your Personal Injury Lawyer In Alameda
The main job of your Personal Injury Attorney in Alameda is to make sure that all of the details surrounding your personal injury claim is completed successfully so that you can take your time on recovering from the injuries you have sustained. With this being said, you can make sure that you follow up with some of the issues on your behalf so that your personal injury claim happens to move as smoothly as possible. Some suggestions are as follows:
Always make sure that you follow your doctor’s advice
It is the sole job of your Personal Injury Attorney in Alameda to make sure that your injury claim has been carried on successfully. And, that it reaches a fair settlement from the party which is supposedly at fault. It is however dependent on you that you have to follow up with your health care professionals so that you can recover from the injuries as quickly as possible.
Whilst visiting your doctor, make sure that you open up to them and let them know about all of the issues you are suffering from so that your treatment can be done in the correct way.
Always keep your lawyer informed about what is going on
In order to get the full outcome from your personal injury claim, you need to make sure that you keep in contact with your Accident Lawyer in Alameda even when your treatment is going on. Make sure that you update them on every circumstance which happens to take place and also if you are changing your residential address or phone number, make sure that you let your lawyer know about the same so that they can keep in regular contact with you.
Surveillance
It is important to be alert at all times since the party, who is at fault might just keep an eye out for your day to day activities via a camera or by interviewing your neighbors, co-workers or even your family members. In addition to all of this, the defendant party as well as your insurance company might keep an eye out for your social media in order to know about your activities.
As a result, do not ever discuss your condition with anybody else other than your Accident Lawyer Alameda and your concerned doctor which might otherwise cause a negative impact on your personal injury claim. It is however mandatory on your behalf to be utterly honest to your physicians and lawyer regarding your injuries.
#Personal Injury Lawyer Richmond#Accident Lawyer San Leandro#Accident Attorney Alameda#Car Accident Lawyer Alameda#Car Accident Attorney Pleasant Hill
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Andrew Dósa Explains Personal Injury Lawsuits Against Child Molester? https://attorneys.media/videos/legal-commentary/criminal-law/child-abuse/ca/alameda/andrew-dosa/andrew-dosa-explains-personal-injury-lawsuits-against-child-molester-and-others/ Who else could be liable for those actions of the child molester? Attorneys.Media interviews Andrew Dósa-civil attorney in Alameda County CA about the liability of other parties for the actions of a convicted child molester? Attorneys.Media is an internet media company dedicated to highlight local attorney’s analysis of perpetual legal industry questions and current legal issues through personal interviews. It is the best way the public can find attorneys and get answers. #lawyer #attorney #legal #court #legaladvice #legaladvisor #criminallawyer #freelawyerconsultation #freelegaladvice #legalservices #legalassistance #lawyers #law #criminalattorney #criminaldefenseattorney Social Media: https://twitter.com/attorneys_media https://pinterest.com/attorneysmedia https://instagram.com/attorneysmedia/ https://attorneysmedia.tumblr.com https://linkedin.com/company/attorneysmedia https://facebook.com/Attorneys.Media https://vimeo.com/attorneysmedia
#Criminal Lawyer#Criminal Defense Attorney#Criminal Attorney#Criminal Defense Lawyer#Defense Attorney#Criminal Attorney Near Me#Criminal Defense Attorney Near Me#Free Lawyer Consultation#Free Legal Advice#Legal Advice Free#Legal Services#Legal Assistance#Legal Advice#Health#Safety
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Small Claims in Alameda
Small Claims California has the best lawyers firm to File Small Claims in Alameda Court. Our certified lawyers guide you with legal and formal help to file petitions for small claims and resolve disputes through the small claims process. Small Claims California are resolved all cases included landlord/tenant disputes, damaged goods or products, scams, property damage, unpaid debts, small-scale disputes, unsatisfactory services, and personal injuries. Our trustworthy lawyer handles civil cases asking for $10,000 or less in Small Claims California Court.
Small Claims in Alameda Court are various types of claims that the court will hear, and each type has its own set of rules governing it. Some claim types must be filed in a specific county or judicial district. For example:
Criminal cases must be brought before the proper court to ensure a fair trial for both parties involved. Small Claims in Alameda are jurisdictional rules that determine which state or country should hear your divorce case. Even if you file your petition in Small Claims California for divorce with the wrong jurisdiction, the respondent can move the case to another area where it's more convenient to appear in court and defend themselves against your claims; not filing within the proper jurisdiction can cost you valuable time.
Personal injury cases are must be filed in a Small Claims in Alameda Court to ensure all requirements are met, not just from a convenience point of view but for legal reasons too. Filing your small claims in Alameda could save you the hassle and heartache of having to refile due to improper filing procedures. The following information explains how Small Claims California works and why it could benefit you to file there instead.
Small claims courts usually have a maximum claim amount limit, which ranges from $2,500 to $25,000 depending on the state or country where the court is located. Small Claims California has one of the higher limits because they recognize that low-income residents can't afford to file in higher courts.
Although Small Claims Alameda has the same limit as most other states, it is still important to check with your state or county court for limits of your specific area. A few types of cases are exempt from the small claims maximums, including libel, slander, false arrest, malicious prosecution, and abuse of process. Foreign judgments that are enforced in California must also be brought to the appropriate court.
Small Claims Alameda is most commonly used for collecting unpaid debts, breaches of contracts, property damage claims, and personal injuries. Small claims courts are also the place to go if you want to sue someone who has not paid you after promising to do so in return for your services or goods. You can't collect more than twice the judgment amount though; small claims laws were designed with fairness in mind.
Small Claims Alameda a $30 filing fee must be paid when you file your claim, which includes a $10 fee for service of process on your defendant(s). After that, there are no other costs unless you need the court's assistance enforcing the judgment in another. If this is necessary, the fees will be added to the amount you are seeking in your judgment.
File Small Claims Alameda with your local small claims court clerk they may give you help or require that all parties attend mediation, which is mandatory in some courts. File a complaint (the original plus at least 2 copies) and pay applicable fees; get enough copies for yourself, the defendant(s), the court, and anyone else who needs one if service is not waived. Obtain an affidavit of non-military status if a plaintiff is not currently on active duty in any branch of the armed forces of the United States. The plaintiff must complete this form within 90 days of the date of filing or it will be stricken from the docket.
Fill out a request for Judicial Council Form for small claims cases like Instructions, General Application & Summary Small Claims, and attach to your complaint. Read all instructions carefully as some defendants may be required to fill out their small claims form which will go to the plaintiff once completed.
Serve your small claim on the defendant(s) by personal service at least 5 days before your hearing date; if you can't serve them, ask another person 18 years or older who is not a party in the action to do so for you. You must have an Affidavit of Service filled out and signed by that person attesting they served the papers upon the defendant(s). Make sure they sign it in front of a notary public as well as the court clerk at least 5 days before your hearing.
Request small claims mediation if it applies or attends conference on an assigned date only. After the conference the will judge make a decision. Small Claims Alameda offers free mediation services through their family law facilitator's office, if they don't offer assistance, other locations throughout California do provide help.
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Read this infographic to learn about vehicular accident attorneys in California. Our legal team is here to assist in relieving this burden and ensuring that you receive fair compensation. At The Law Offices of Andrew Dosa, we believe that no one should have to suffer due to the negligence of another driver.For more information contact us at 510-333-4564.
#ehicular accident attorneys in California#Alameda Vehicular Accident Lawyer#Alameda Vehicular Accident attorney#Alameda Personal Injury Attorney#Alameda personal injury lawyers#Alameda personal injury law firm#Personal Injury Attorney in Alameda#California Personal Injury Attorney
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New video shows cop was clearly the aggressor in incident with Raptors president Masai Ujiri
Ujiri is filing a counter-suit against the deputy who is trying to sue him.
Toronto Raptors president Masai Ujiri is filing a counter suit in California against the Alamenda County sheriffs deputy who claimed he was assaulted by Ujiri following the NBA Finals. On Tuesday Ujiri’s legal team produced the body cam footage of a courtside incident with deputy Alan Strickland during the 2019 NBA Finals where Ujiri was pushed twice and sworn at while trying to show his credentials to the officer.
Strickland is attempting to sue Ujiri, saying the Raptors’ president assaulted him — and the fallout from the incident meant he “suffered injury to his body, health, strength, activity and person, all of which have caused and continue to cause Plaintiff great mental, emotional, psychological, physical, and nervous pain and suffering.”
After seeing the video it’s clear this claim is complete and utter bullshit.
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Body cam footage plainly shows Ujiri approaching the deputy on his way to the court to celebrate with the Raptors. He attempts to pull out his credentials before being shoved back with Strickland saying “back the fuck up.” At this point a confused Ujiri pulls his credentials out of his pocket entirely, before being shoved again — to which Ujiri responds by asking Strickland “Why did you push me? I’m the president of the Raptors.” Ujiri does indeed shove back during the altercation, but only after being pushed twice by the deputy, who instigated the incident, and offered no clear explanation why he wasn’t letting Ujiri past.
The incident was the source of immediate scrutiny when law enforcement tried to place the Raptors’ president as aggressor. Alameda County sheriff Greg Ahern pushed for assault charges to be filed against Ujiri, which were subsequently dropped by the district attorney’s office. At this point Strickland, and his wife (named as a co-plaintiff) filed a civil suit against Ujiri seeking a minimum of $75,000 in damages, ludicrously claiming the deputy has suffered “permanent disability” from being pushed once, after violently shoving a man twice.
The counter-suit, filed by Ujiri’s lawyers on Tuesday, says that deputy Alan Strickland is “perpetrating a fraud” against Ujiri, the Raptors, and the NBA. Adding that the deputy’s version of events is a “complete fabrication.” In addition to the body cam footage, the suit alleges there are three eyewitnesses, all of whom have declared under penalty of perjury, that Ujiri did not punch the deputy. The suit also takes aim at Strickland’s key witness, LAPD Officer Sucha Singh, who claims he witnessed what happened and is backing up the sheriff's assault claim. The suit states that Singh was located at a tunnel completely opposite where the incident took place, while stating that Singh “has a history of engaging in excessive force.”
Ujiri’s lawyers are also noting that Strickland has a history of committing fraud, evidenced by a 2005 incident in which the sheriff damaged his own car, filed an insurance claim, and ultimately pled guilty to misdemeanor insurance fraud as a result. It also notes that despite Stickland claiming he was suffering from permanent, debilitating injuries, there is evidence of him working in his garage with power tools, and carrying boxes just days after the incident with Ujiri.
Stickland’s legal team has not issued a public response to the suit at this time.
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Accident Attorney Alameda - Braff Accident Lawyers (510) 373-0088
Braff Accident Lawyers
2315 Lincoln Ave Unit 2
Alameda, CA 94501
(510) 373-0088
https://braffaccidentlawyers.com/alameda/
#Personal Injury Lawyer Alameda#Personal Injury Attorney Alameda#Injury Lawyer Alameda#Injury Attorney Alameda#Car Wreck Lawyer Alameda
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A Lie Under Oath to an Insurer is a Felony
Posted on July 9, 2020 by Barry Zalma
Swinger Shot by Unhappy Swinger Lies to Get Insurance Benefits and is Convicted of Fraud and Perjury
John Alfonzo Smiley and Cynthia Biasi-Smiley were both charged with presenting a false and fraudulent insurance claim, insurance fraud, concealing an event affecting a person’s right to insurance benefits, two counts of attempted perjury, and presenting a false claim to a state board. A jury found both defendants guilty of the two attempted perjury counts and could not reach a verdict on the other charges. At a subsequent bench trial, defendants were each found guilty of the remaining counts. The trial court suspended imposition of sentence as to the defendants and placed them both on five years of formal probation.
In The People v. John Alfonzo Smiley, The People, v. Cynthia Biasi-Smiley, C081566, C081737, Court Of Appeal Of The State Of California Third Appellate District (Sacramento) (June 26, 2020) the defendants appealed their convictions for attempted perjury but not the other counts.
BACKGROUND
The Shooting and Statement to the Police
In 2008, Smiley was a correctional officer for the Department of Corrections and Rehabilitation, driving and escorting inmates from one secured facility to another. He and Biasi-Smiley were married. On April 27, 2008, he was shot in the back and rendered paraplegic while walking with his wife in the North Beach section of San Francisco. Smiley and Biasi-Smiley were interviewed about the incident by San Francisco police and gave the following rendition of the events:
Defendants went to Twist, a swingers club in North Beach. Arriving at around midnight, they paid the $80 entrance fee and went upstairs to the “play area,” where people were engaging in sex in plain view.
Biasi-Smiley took off her dress and performed oral sex on Smiley. An attractive young woman came up to them, and a young, well-dressed man with the woman motioned to Smiley. Smiley and the man nodded at each other, indicating an agreement to switch partners. Smiley and the other woman began engaging in intercourse, as did Smiley-Biasi and the other man.
After a couple of minutes, the man came over and accused Smiley of not wearing a condom. The, believing Smiley did not use a condom, asked Smiley if he had a weapon; Smiley said he did not. The man then told Smiley, “I got a nine, and I’m going to kill you.”
As the Smileys walked to their car, a luxury sedan sped up from behind, pulled up sideways, and stopped. The man from the club got out of the car and said, “I told you I’m going to kill you.” Smiley and Biasi-Smiley started to run but the man shot Smiley in the back, rendering him paraplegic.
The Claims
In April 2009, Smiley filed a workers’ compensation claim, asserting he had been shot by a former inmate. Neither Smiley nor Biasi-Smiley mentioned, either on the form or to the adjuster, being at Twist, Smiley’s having sex with the other woman, or his being threatened by her companion due to his alleged failure to wear a condom.
The claim sought a permanent disability payment of more than $2 million, plus a like amount in home health expenses, for a total claim of around $4 million. The claim was estimated by the State Compensation Insurance Fund (SCIF) to be worth $2.44 million. Biasi-Smiley subsequently filed a lien for $271,680 against Smiley’s workers’ compensation claim for ongoing medical expenses.
Smiley claims were denied and he appealed the denial; he and Biasi-Smiley were deposed by an SCIF attorney on October 15, 2009. Smiley told the deposing attorney he constantly faced threats of violence from inmates. According to Smiley, one time an African-American inmate from Alameda County did not like the way Smiley was talking to him and threatened to “put some le[a]d” in Smiley.
In her first deposition she testified the man said to Smiley, “You know what I do for a living? I kill people. And I’m going to kill you.” Smiley said to Biasi-Smiley, “Let’s go. That’s a parolee.”
SCIF incurred costs of $22,176.36 for medical evaluation, investigative expenses, and legal fees associated with the claim. Smiley filed a disability retirement selection with California Public Employees’ Retirement System (CalPERS) on March 4, 2010, seeking “industrial disability” benefits. These benefits were available only if the disability was work-related, with much greater monthly payments than those for retirement due to disabilities not related to work. CalPERS generally defers to SCIF when determining whether an injury is work-related.
CalPERS denied the request for industrial disability, but approved him for regular disability retirement. Smiley’s monthly disability check was $574 at the time of trial. He would receive $3,002 a month with a retroactive payment of $18,717.63 had his work-related disability retirement been approved.
Defense Evidence
Testifying on his own behalf at the jury trial, Smiley maintained he told the truth at both depositions. He did not mention the swingers club incident during the deposition because he did not believe it had anything to do with the shooting, and the condom issue was a known risk of a partner swap. Smiley thought the shooter agreed to swap partners because he did not immediately recognize Smiley as a correctional officer, and later used the condom allegation as a ruse so he could try to kill Smiley. He recognized the man was an Alameda County parolee two days after the shooting.
DISCUSSION
The elements of perjury are a willful statement, made under oath, of any material matter which the declarant knows to be false. The appellate court’s sole function is to determine if any rational trier of fact could have found the essential elements of the crime beyond a reasonable doubt. The making of a deposition is deemed to be complete from the time when it is delivered by the accused to any other person, with the intent that it be uttered or published as true. A “complete” deposition transcript is one that has been executed, i.e., signed by the deponent. If a defendant has not signed his or her deposition, it may not be used to convict him or her of perjury.
There is no evidence either affidavit was signed by Smiley or delivered. Rather than being prosecuted for perjury, Smiley was charged with and convicted of attempted perjury. An attempt to commit a crime consists of two elements: a specific intent to commit the crime, and a direct but ineffectual act done toward its commission. Perjury cannot be committed unintentionally so attempted perjury is a crime.
There is ample evidence Smiley knowingly made false, material statements in both depositions about the events leading up to his shooting. Also, Smiley had motive to make these false statements. If his misrepresentations about the cause of his shooting were believed, his injury could be deemed related to his work and he would stand to receive significantly more money than if the injury was found not work-related
Sufficient evidence supports an intent to commit the crime of perjury by making false material statements in the depositions in order to collect substantially larger payments from the state. Making those false statements with that intent but failing to sign and execute the depositions is a classic example of an attempted crime, a specific intent to commit perjury with a willful but ineffective act to do so.
Sufficient Evidence of Presenting a False Claim
A person aids and abets the commission of a crime when he or she, acting with (1) knowledge of the unlawful purpose of the perpetrator; and (2) the intent or purpose of committing, encouraging, or facilitating the commission of the offense, (3) by act or advice aids, promotes, encourages or instigates, the commission of the crime. Biasi-Smiley helped Smiley fill out the claim form he submitted to CalPERS that forms the basis of the section 72 charge. She filled out all or parts of six pages of the eight-page form. She filled out all of page two, which included the statement that Smiley was shot in the back by a parolee. She also signed the form, which could not be processed without the signature.
The trial court could reasonably find that filling out most of the form and signing it was an act to facilitate Smiley’s fraudulent industrial disability retirement claim to CalPERS, she did so with knowledge of the claim’s fraudulent purpose, and did so with the intent of facilitating the fraudulent claim. Substantial evidence supports her conviction on an aiding and abetting theory.
ZALMA OPINION
It is unfortunate and sad that a correctional officer of the state of California was willing to lie to obtain benefits he knew, or should have known, he was not entitled to receive. That he was shot in the back by a “swinger” who was offended that he had sex with a strange woman at a swingers club without a condom, clearly had nothing to do with his occupation. Creating a story that the shooter was a parolee and getting his wife to support the false claim resulted in both of them being convicted of insurance fraud and attempted perjury. They were fortunate that they were only sentenced to probation.
© 2020 – Barry Zalma
Barry Zalma, Esq., CFE, now limits his practice to service as an insurance consultant specializing in insurance coverage, insurance claims handling, insurance bad faith and insurance fraud almost equally for insurers and policyholders. He also serves as an arbitrator or mediator for insurance related disputes. He practiced law in California for more than 44 years as a
n insurance coverage and claims handling lawyer and more than 52 years in the insurance business. He is available at http://www.zalma.com and [email protected].
Mr. Zalma is the first recipient of the first annual Claims Magazine/ACE Legend Award.
Over the last 52 years Barry Zalma has dedicated his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following library of books and other materials to make it possible for insurers and their claims staff to become insurance claims professionals.
Read posts from Barry Zalma at https://parler.com/profile/Zalma/posts
Go to Zalma on Insurance on YouTube- https://www.youtube.com/channel/UCFg7qxC0tVgKcMUqoUfnwPw
Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/
Subscribe to e-mail Version of ZIFL, it’s Free! –
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Read last two issues of ZIFL here. https://zalma.com/zalmas-insurance-fraud-letter-2/
Go to the Barry Zalma, Inc. web site here https://www.zalma.com/
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