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Housing in Germany For Rent
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Moving To Germany – Part 1
We know that you want to move to Germany. There are a lot of people who follow their desire to move to Germany for many reasons. These reasons could be anything like pursuing love, living in a place with a higher quality of life, getting a benefit of a unique education system, and getting an education without paying thousands of euros in tuition fees. It also could discover a new culture.
Table of Content
Eight Things To Prepare Before Moving To Germany
Find a Job or Get a German University Enrollment
Get Health Insurance
Apply For Visa On Time
Book Your Flight Tickets In Advance
Find A Place To Live In Germany
Get An Appointment To Register
Look For Which Bank You Want To Use
Start Learning The Basic German Language
Eight Things To Prepare Before Moving To Germany
You must be thinking about how you can make this happen. In this article, we will talk about eight steps that explain how to move to Germany as a foreigner. You will get eight things to take care of before moving to Germany.
Find a Job or Get a German University Enrollment
The best way to prepare for your move to Germany is to find a job or enroll at a German university. It depends on your nationality; however, it is the most hassle-free way for you to move and stay legally in Germany.
Foreigners moving to Germany from other EU countries such as Canada, the US, New Zealand, Australia, Israel, Japan, or the Republic of Korea, may visit Germany as a tourist and start job hunting. Later they can apply for a work and residence permit from within Germany.
The expats who hold a different nationality except the ones listed above can apply for the job seeker visa. It allows you to stay six months in Germany to find a job.
The people who are graduates and skilled professionals from Non-EU countries may apply for the blue card visa in Germany. The blue card is a quick entrance to Germany and the EU and a work permit for up to four years.
Get Health Insurance
One primary requirement to get a German visa is to opt for health insurance the German government accepts. You can sign up for German health insurance if you already have a job.
Suppose you are planning to find a job after arriving in Germany or want to work as a freelancer. Then you can opt for expat health insurance for your visa. It works as temporary health insurance for the time being. You can look for employment and decide which health insurance is best for you. Moreover, you can refer to our article on insurance in Germany to get information about other additional insurances.
Apply For Visa On Time
The waiting time for the visa application range from one to four months. It depends on your home country and the type of visa you want to apply for. That’s why you should check for your visa requirements in advance. You should apply for a German visa three months before your planned departure date to get the passport and visa back on time.
Book Your Flight Tickets In Advance
Your flight ticket booking should depend on the city where you found a job or university. It also depends on where you plan to job hunt and ensure to fly to the nearest international airport. Every big city has its airport. The three largest ones are in Berlin, Munich, and Frankfurt.
You should note that most airlines allow you to travel with one checked bag weighing up to twenty-three kgs. You should book in advance if you are planning on taking an additional bag.
Find A Place To Live In Germany
You should find a place to stay before you arrive in Germany. If you have an apartment already, select one in Germany that will ease your life. It will allow you to register your home after your arrival. You can check many furnished apartment rental websites such as Homelike.
Get An Appointment To Register
Once you arrive in Germany, registering your accommodation is the most important thing. Most of the cities in Germany require you to do so within the first two weeks of your arrival.
In Germany, the registration process is known as Anmeldung. The process is that you present yourself to a government office and register your address. By following this process, you are letting them know there is a new resident in the city.
The address registration typically takes fifteen minutes. Once you complete the process, you will get a critical piece of paper. This important document will help you get German services such as opening a bank account and contacting an internet service for your apartment.
Look For Which Bank You Want To Use
Once you arrive in Germany, you should look for which bank you want to use. You can refer to our articles opening a bank account and bank account comparison to get the suitable choice for you. Your employer will ask for a German bank account to credit your salary. That’s why it is a crucial thing to do.
Opening a bank account depends on where you live in Germany. You can open a bank account from abroad by using mobile bank services. Suppose you want to use the services of a traditional private German bank such as Commerzbank. In that case, you can open a bank account once you are in Germany.
Moreover, you can choose the money transfer services before moving to Germany. It will help you wire transfers from your foreign bank account to Germany. You should avoid using a regular bank because their bank fees are very high. You can choose Wise, which is a fully digital and modern provider. It offers the real exchange rate without any increased charges.
Start Learning The Basic German Language
If you are still not good at speaking German, you can move, live and work in Germany. However, there are a lot of benefits to speaking and understanding the German language. There is no doubt that the German language is challenging. If you are new to this great and beautiful country, do not expect to speak German fluently during the first few months. Sometimes it takes years to be proficient.
It would help if you took the time to learn some essential German words and sayings before moving to Germany. Here in Germany, the natives do not mind speaking English. These days there are a lot of resources available to learn the basics of German. However, the best way is to actively use the language and get direct feedback from a professional teacher. Lingoda is one of the online language schools, and they have small classes and great flexibility.
Conclusion
We hope you are clear about what to do before moving to Germany. We assure you that you will happily follow these steps and make them happen. In the beginning, moving to Germany might be a long and complicated process. But if you have clear criteria for what to do before moving, then it will ease your life. Now we will proceed to the next part of moving to Germany. Here we will talk about the essential things you need to do once you are in Germany.
Originally published at - https://redbus2germany.com/moving-to-germany-part-1/
#learning the basic German language#find a place to live In Germany#insurance in Germany#German health insurance#Moving to Germany
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Getting A SIM Card In Germany – Part 2
Once you arrive in Germany, the most essential task is getting an internet connection and a SIM on your mobile phone. You can refer to our previous guide Getting A SIM Card In Germany – Part 1 for the basic information related to network connections. A local SIM card can perfectly do this job. You must be aware that mobile internet is expensive in Germany. All major mobile networks have their own SIM card plans, deals, and bargain bundles. You must be confused about which one is the best for you.
Table of Contents
Mobile Network Providers In Germany
Prepaid From O2
ALDI Talk
Lebara
WinSim
Blau Allnet Smart
In a Nutshell
Mobile Network Providers In Germany
Here are the best German SIM card providers in speed, flexibility, price, amount of data, and more. This information is as of June 22 and may change in the future so check the provider website for the latest plan and tariffs.
O2 Prepaid S
Aldi Talk
Lebara
WinSim
Blau Allnet Smart
Monthly Price EUR
9,99
7,99
9,99
8,99
7,99
Data
3,5 GB
3 GB
3 GB
9 GB
3 GB
Network Provider
O2
O2
Telekom
O2
O2
Download/Upload Speed Mbit/s
50/225
25/10
18/2,5
50/32
12/25
Let’s discuss the mobile network providers one by one and compare their services.
§ Prepaid From O2
Provider O2 is one of the largest mobile network providers in Germany. They have the one of best rates on a mobile network in the country. You can choose between the various range of SIM card deals. Their small Prepaid package costs 9,99 EUR monthly with 3,5 GB of data. Prepaid medium package costs 14,99 EUR with 6,5 GB data. Prepaid large package costs 19,99 EUR with 12,5 GB data. All of the deals provide the services of unlimited calls and SMS. The prepaid O2 SIM cards are excellent in the cities.
Highlights of prepaid O2 SIM cards:
– You can get no and short-term contracts for 4 weeks.
– Internet LTE 4G + EU roaming.
– 25 EUR Bonus.
– Free SIM card and shipping.
§ ALDI Talk
ALDI Talk provides affordable prepaid SIM cards based on the O2 mobile network. Their small package offers 3 GB of data for 7,99 EUR. The medium package provides 6 GB data for 12,99 EUR, and the large box offers 12 GB data for a 17,99 EUR monthly cost. ALDI Talk SIM cards can be purchased in all ALDI supermarkets, and you can see them everywhere in Germany. If you choose the free ALDI SIM card, there is no monthly fee, and calls and SMS will cost you 0,11 EUR per min/SMS.
Highlights of ALDI Talk SIM cards:
– Prepaid SIM card.
– 10 EUR starting credit.
– Unlimited calls and SMS.
– No contract.
– 10 EUR basic fee.
– No minimum turnover.
§ Lebara
You can get an English website and customer service with a Lebara telecommunication provider. It uses the more expensive and higher-quality Telekom network. There is not any requirement to sign the contract with this provider. Once you order the Lebara Sim card online, it will be delivered to your address within 48 hours.
Lebara starter SIM card is for 9,99 EUR monthly, giving 3 GB of 5G data.
Its upgraded version is for 14,99 EUR monthly, and you will get 250 minutes of calling 50 countries and 10 GB of data.
Lebara also has an expensive deal for 29,99 EUR monthly, offering unlimited calls, 1000 free minutes to 50 countries, and 15 GB of data.
§ WinSim
WinSim is offering cost-effective SIM cards in Germany for everyone. WinSim depends on O2 as a network provider. All SIM cards offer EU roaming, and you can access the internet for free whenever you travel. You can get the SIM card on the contract period of 24 months. However, there is also an option available to get the SIM card at the same price without signing any contract.
WinSim has the following deals.
– 4,99 EUR – 2 GB
– 8,99 EUR – 9 GB
– 11,11 EUR – 15 GB
– 19,99 EUR – 20 GB
§ Blau Allnet Smart
Telecommunication company O2 is also hosting Blau Allnet Smart prepaid SIM cards in Germany. This option is beneficial for the students in Germany. Students can get 3 GB of internet for 7,99 EUR. If you are comfortable with the contract, Blau can give you 3 GB of internet, unlimited calls, and SMS for 6,99 EUR, the lower price. Blau Allnet medium plan will provide 6 GB of data, unlimited calls, SMS, and EU roaming for an 8,99 EUR monthly charge. You will get the same services for the upper plan for 9,99 EUR and 10 GB of data. One more plan of 14,99 EUR monthly can provide you 15 GB of data. It is one of the great deals. All these deals are available on 24 monthly contracts.
If someone is not in favor of signing a contract, then Blau Allnet is providing the following prepaid options.
– Free SIM and pay as you go
– 3 GB for 7,99 EUR
– 6 GB for 12,99 EUR
In a Nutshell
We have covered the primary SIM card providers in Germany. You can see the packages offered by them. Every package is designed as per the cost and provides services. By following this information, it will be easy for you to choose the best one. Most packages depend on your requirement and usage. If you are staying for a short term in Germany, then prepaid SIM cards are the best suitable option. For the people planning an extended stay in Germany, the mobile plan contract can provide you the best offers at lower prices. In case you need additional services such as home phone connection, internet, and TV packages. You can avail of the combined services with any of one network provider. You’ll definitely get the discounted package by including home services as well.
Originally published at - https://redbus2germany.com/getting-a-sim-card-in-germany-part-2/
#Telephone services in Germany#Buy a German SIM card#Cost-Effective SIM cards in Germany#Prepaid SIM cards in Germany#Primary SIM Card Providers in Germany
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Taxation In Germany – Part 3
In the previous articles, we have covered the taxation system in Germany. You can go through them and learn about mandatory and optional taxation in Germany. Here we’ll talk about the income tax return procedure in Germany. This guide will help you get the necessary steps for the income tax return. Let’s have a look at it.
Table of Content
When to File Income Tax Return In Germany?
Tax Deductions In Germany Which Can Be Claimed
Employment Expenses
Insurance Contributions Deductions
Personal Deductions
Child Allowances
How to File Tax Return In Germany?
ELSTER – Online System To File Tax Return
Information Needed For German Tax Declaration Forms
General Tax Forms
Getting Help From A Tax Consultation
Conclusion
When to File Income Tax Return In Germany?
A large population of taxpayers, including German citizens and expats, submit an annual income tax return to the Federal Central Tax office. You can check that you have paid the correct amount of the taxation in Germany for the previous financial year by submitting a tax declaration. According to the analysis, nine out of ten people who submit a tax return typically receive a refund of the paid taxation amount in Germany.
Most people submit an income tax return hoping to receive a refund from the paid taxation payment in Germany. In case you are a salaried employee on a payroll tax with your employer in that case you don’t need to file an income tax return. Because the income tax will deduct from your salary and your employer will submit the tax to the tax office on your behalf. There are a few points on which you must file an income tax return in Germany.
Self-employed citizens, freelancers, and business owners.
Having multiple sources of income.
Any income received from abroad.
Married people who have opted for either tax class 3 or 5.
Received more than 410 euros for welfare benefits such as child benefits, sickness benefits, maternity pay, and unemployment benefits.
Divorced people and you or your ex-partner remarry in the same year.
Received an extraordinary income such as severance payments.
You willingly want to apply for tax deductions.
A tax office letter asks you to submit an income tax return. Usually, citizens receive a letter if none of the above parameters apply to them.
Tax Deductions In Germany Which Can Be Claimed
Most citizens submit a tax return to take advantage of tax deductions which can help reduce their overall tax liability. It increases the likelihood that people will receive a tax refund. In the German taxation system, it is possible to claim many different types of tax payments as tax-exempt. You can declare the following types of expenses in your income tax return.
§ Employment Expenses
It is possible to deduct many income-related expenses. These expenses should be documented appropriately and haven’t already been reimbursed by your employer. Employment expenses include the expenditure incurred in the following situations.
– Moving house for job-related reasons such as relocating to Germany.
– Applying to new jobs.
– Traveling because of a job.
– Additional work-related literature and training courses.
– Equipment such as computers.
– Running two households, for instance, if you are a weekend commuter.
For the years 2020 and 2021, those who switched to work from home are allowed to deduct 5 euros for each full day working from home. This amount is up to 120 days or 600 euros per year.
§ Insurance Contributions Deductions
Any contributions you pay during a year to compulsory insurance schemes are deductible up to certain limits.
– Health insurance, both public and private health insurance for primary healthcare, is 100% deductible.
– Long-term care insurance contributions are also 100% deductible.
– Unemployment insurance contributes up to a maximum of 2,800 euros annually or 1,900 annually for employees and pensioners.
– Pension scheme contributions are up to 94% of contributions, up to a maximum of 25,787 euros.
§ Personal Deductions
You can make the personal deductions for any costs from the following.
– Alimony payments to a divorced partner up to 13,805 euros annually.
– Charitable contributions to German charities are up to 20% of the gross income.
– Church tax.
– Interest on a mortgage on the buy-to-let property and only deductible against income made from the property.
§ Child Allowances
If you have children, you are entitled to deductions and benefits to mitigate the cost of raising children. The following expenses include child allowance.
– Education expenses if the child is attending a private school in Germany then 30% of the tuition fees and up to a maximum of 2448 euros annually per child.
– Childcare costs for children under age 14 and up to 4,000 euros annually per child.
Many of these categories have limits and strict rules. Suppose you are not sure about the deductions. In that case, a tax advisor can help you understand how to make use of these exemptions, deductions, and allowances to reduce the payment of your taxes.
How to File a Tax Return In Germany?
The citizens whose financial situation is simple and are waged employees with a few deductions such as work-related expenses and statutory insurance contributions. They can quickly complete and submit the correct tax declaration forms independently. You require a basic understanding of German, or you can take help from a German-speaking person and prepare all the information and supporting documentation in advance. Apart from this, many online tax services offer English and other languages. So that you can quickly fill out the forms for yourself. Suppose your case is more complex, as you are a business owner or have multiple sources of income both in and outside Germany. In that case, you need to take help and guidance from the tax advisor.
§ ELSTER – Online System To File Tax Return
It is easy to download all necessary forms, fill them out, and submit them to your local tax office. Apart from this, you can also complete your tax declaration online. The Federal Central Tax office has designed the online tax office system ELSTER to fill tax declarations. You can visit the website https://www.elster.de/
§ Information Needed For German Tax Declaration Forms
You need to prepare the vital information in advance. So that you can correctly fill out your income tax return forms. Following is the list of the required information.
– Tax ID / Tax number in case you have one.
– Details of your local tax office.
– IBAN of your German bank account.
– Employment tax statement has been issued by your employer at the end of the financial year.
– Receipts and proof of payments for tax deductions.
§ General Tax Forms
No matter which one is your financial situation, you must fill out the general tax forms to complete your income tax return in Germany.
You can use the simplified tax return for employees if the following situations apply to you.
– You receive income from employment in Germany.
– You receive a state pension.
– You receive welfare benefit payments.
You can fill out the tax return for individuals with an unlimited tax liability form. It applies to complex cases. This form is suitable if any of the following apply to you.
– You have additional sources of income.
– You receive foreign income.
– You receive capital gains income above 801 euros and 1602 euros for married couples.
– You are paying alimony and maintenance payments to a divorced spouse.
– You want to declare deductions not covered by the simplified tax return form.
Getting Help From A Tax Consultation
Income taxes for foreigners can be tricky. You need to ensure that you are following the tax rules in Germany to avoid any fines for submitting the wrong income tax returns. You should be aware of not being part of any double tax payments. You can visit websites like the International Federation of Accountants to find tax consultants. You can also get expert advice on tax-related issues from the organizations such as Wundertax, which offers expat financial support and guidance.
Conclusion
Following this guide, you can quickly fill out your income tax returns. This process is easy for people with only one source of income. People with multiple income sources should take help from tax consultation before filing their tax returns. Also, you should determine the necessary tax deductions in Germany to avoid paying extra taxes. With deductions declaration, you can get the refunds on the paid tax.
Originally published at - https://redbus2germany.com/taxation-in-germany-part-3/
#taxation system in Germany#file an income tax return in Germany#German taxation system#tax return in Germany#tax deductions in Germany#income tax return in Germany
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Residence Permit
There is no doubt that moving to Germany could be your exciting adventure. Germany is a country that is full of diverse people. Here the opportunities are endless that you can’t even think of them. The country is famous for its gorgeous cities and beautiful nature. You will enjoy every moment once you move to Germany. You have to go through a few processes to stay in the country and get a residence permit.
Here we are introducing the procedures and the ways to get a residence permit in Germany. This information will help you a lot to settle down in the country.
Table of Content
What is a Residence Permit?
Types of German Residence Permits
Temporary Residence Permit
Permanent Residence Permit
Documents Needed For Resident Permit in Germany
How to Apply for a Residence Permit in Germany?
Conclusion
What is a Residence Permit?
The foreigners coming to Germany for holiday purposes don’t need to worry about a residence permit. You can get a tourist visa, which allows you to stay in the country for 90 days. A tourist visa gives you enough time to explore the country. A residence permit is required if you want to stay beyond 90 days.
It allows you to stay for a longer period than 90 days. During this period you can study, work and engage in more activities while staying in the country. Primarily, you need to figure out whether you need a residence permit or not. People from EU countries; Iceland, Lichtenstein, Norway, and Switzerland, don’t require a residence permit. Otherwise, all other foreign citizens need a residence permit to stay more than 90 days in Germany.
Most foreigners need to apply for a residence permit for Germany from their native countries. Else they can get a Schengen visa to visit the country for 90 days. German law has permitted some countries to visit without a visa for the first 90 days. The natives of these countries can apply for a residence permit while staying in Germany.
Every German residence permit has different requirements to fulfill. Expert immigration lawyers can provide legal advice about all residence permits. You can visit the German immigration center to find out about their services and contact them to seek an expert legal oversight when preparing the residence permit application.
Types of German Residence Permits
There are various types of German residence permits that depend on your tenure to stay and your requirements. Usually, there are two types of residence permits that allow you to stay in Germany for different periods.
Temporary Residence Permit
You can understand by the name that a temporary residence permit is for a shorter stay in Germany. This permit allows you to stay for one year in the country. It can be extended if you plan to stay longer than one year. To apply for it, you should have a reason to stay longer, and it is mandatory to follow the rules which your visa permits you. You can’t work in the country if you have a temporary residence permit for your studies. It applies visa-versa as well.
Most foreigners get a temporary residence permit. Suppose you want to go for permanent residence in Germany. In that case, one of the requirements is that you should have held the temporary residence permit for a specific period.
There are three primary reasons why anyone wants to apply for a temporary residence permit. Let’s have a look at them.
Employment Purposes: If you are looking for a job in Germany, you can qualify for a temporary residence permit. You can apply for it once you get an employment offer letter. You need to fulfill the requirements before being allowed to work in Germany, along with a residence permit.
Study Purposes: This permit is also for the students for are completing their studies in Germany. A temporary residence permit will be offered to the students according to the length of their program. They have permission to work for 120 days full-time and 240 days part-time during their studies. However, students can’t opt for long-term work contracts.
Marriage Purposes: You still need a temporary residence permit if you marry a German citizen or a person who has a permanent residence in Germany to stay in the country. Same-sex couples are also eligible to get temporary residence permits after marriage.
Permanent Residence Permit
The people who want to stay in the country as long as they want, need to apply for a German permanent residence permit. This permit allows you to work in Germany and travel in and out of the country whenever you want.
The people who hold the temporary residence permit for a few years or the EU blue card are eligible to get the permanent residence permit. They need to show proof of employment for a few years, and their job should be approved by the Federal Employment agency. They have contributed to the government and paid the necessary taxes. Moreover, proficiency in the German language is also required.
Your spouse and children can join if you have a permanent residence permit. Initially, they will get a temporary residence permit. After a few years, they will be eligible for a permanent residence permit.
Documents Needed For Resident Permit in Germany
To apply for any German resident permit, you need to fulfill a few requirements and provide some important documents. Below is the list; please have a look.
You should have a valid passport from another country.
You shouldn’t have any criminal record.
German proficiency is required at least a B1 level.
German health insurance is mandatory.
You should pass a health check-up to prove that you are healthy enough to work or study in the country.
Financial stability is required to support yourself and your family.
If you plan to work in Germany, you should have a letter with a job offer and a description from the employer.
Students who plan to study in Germany should have proof of admission to the university.
People joining their spouses in Germany should have a marriage certificate.
You can start your application process once you complete all these requirements and the documents. It is advisable to have a German immigration lawyer who will ensure that your application follows the requirements. It helps you to increase the chances of a successful application
How to Apply for a Residence Permit in Germany?
You must follow the steps below to apply for a residence permit in Germany.
Register Your German Address: Within the first 90 days, you should register your new German address with the authorities. If you failed to register your address, you could get fined, and your application might be denied. Once you complete the requirement, you will get the certificate, and you need to attach it to your documents.
Health Insurance and Bank Account: German company insurance is required to apply for the residence permit. A German bank account is mandatory with sufficient funds to prove your financial stability. By doing this, you can get the bank statement to attach to your documents.
Fill Out an Application Form and Set an Appointment: You can apply and get an application form from your local immigration office. Once you fill out the form, set an appointment to avoid the wait time of 90 days. Because immigration offices in Germany are always crowded and the waiting time could be extended.
Attend Your Appointment: Appear for the appointment early with a complete documentation file without missing anything. The interview will be for around 10 minutes. If your document file is complete, then the officer will ask you to go home, and the file will be sent for processing. In case of missing documents, you need to set an appointment again and appear with the additional documents.
The application processing time could be two or three weeks. Once you get the permit, you can stay in Germany for the time it grants you. In the case of application denial, you need to check for the reasons, and next time prepare your application free of any mistakes.
Conclusion
Now you have understood the German residence permit types and can apply for it according to your requirements to stay in Germany. Once you have all the required documents, the application passing process will be straightforward.
Originally published at - https://redbus2germany.com/residence-permit/
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Salary In Germany
You can see the difference between the gross and net salary in Germany. Sometimes the difference could be surprising for many expats because the taxation in Germany is quite different from your home country. First, you need to understand the difference between the gross and net salary; only then can you know the tax deductions in your pay slip.
Table of Content
What is Gross Salary?
What is Net Salary?
How to Calculate Net German Salary?
What are Bonuses and Remuneration Packages?
How to Understand the German Pay Slip?
How much is the Average Salary in Germany?
In a Nutshell
What is Gross Salary?
This term is relatively easy to understand. Once you start working in Germany on a salary basis, your gross salary is the amount before any deductions. You can calculate the amount on a monthly and annual basis. You can see the exact amount in your employment contract.
What is Net Salary?
Now let’s go through the net salary. Your net salary is the amount that has been transferred from your employer every month directly to your bank account. The net salary amount is after deducting all taxes, other costs, and social security contributions. You can see the net salary amount after the deductions on your employment contract, along with the gross salary. Your employer will always discuss the salary amount based on gross salary. Going through the gross and net salary amounts during the salary negotiation with your employer is advisable to manage your expenses in Germany according to the net salary amount.
How to Calculate Net German Salary?
The calculation is straightforward. The income taxes and social security contributions will take around 35% of the gross salary. For example, you have a gross salary of 5.000 euros monthly, so after the deductions, you’ll get the amount of 3.250 euros per month as a net salary. You can use the German salary calculator to calculate the net wage according to your gross income.
What are Bonuses and Remuneration Packages?
Some employers in Germany offer additional remuneration packages to their employees. These can be the 13th month, commission, summer or Christmas salaries, and performance-based bonuses. The company-provided benefits also include company cars, mobile phones, and computers. You must be aware these “benefits in kind” are subject to income tax. The people recruited from abroad by the international companies may be offered more generous remuneration packages. Most of the employees are getting the money to cover the expense of relocation, short-term accommodation, private health insurance, and their children’s school fees. The net salary, bonuses, and benefits equal your total net pay.
How to Understand the German Pay Slip?
Employees in Germany are getting the monthly pay slip from their employer. The pay slip details the salary, taxation, and social security contributions. The information below will help you understand these breakdowns if you are unfamiliar with them.
Personal Information – Top Section of the Pay Slip
The first top section in the pay slip is for the employee’s personal information. This section defines the various parameters used for the tax and social security contribution calculations.
Date of birth
Employee number
Tax days (the relevant period and for a full month, it is 30 days)
Tax class
The number of tax exemptions for children (1 per child)
Religion (EV = Protestant, RK = Roman Catholic & — = No religion)
Tax-free allowance
Date of hire
Social security days (the relevant period and for a full month it is 30 days)
Social security codes that indicate your level of contribution (1 = full contribution)
Tax ID
Social security ID
Sickness fund (the employer is responsible for the health insurance)
Salary Breakdown & Deductions – Middle Section of the Pay Slip
The middle section in the pay slip is for the salary breakdown and deductions. You can see the detailed analysis of the base salary, bonuses, benefits, taxes, and insurance contributions.
Description
Monthly base salary
Benefits in kind
Lump-sum payment (holiday or Christmas bonus)
Holiday pay
Total gross salary (taxable amount)
Income tax
Church tax
Solidarity surcharge
Social security
Contribution to statutory health insurance
Contribution to long-term insurance
Contribution to pension insurance
Contribution to unemployment insurance
Additional contribution
Net salary paid
Additional Information – Bottom Section of the Pay Slip
The bottom section on the pay slip provides a summary. It includes the monthly and yearly totals, insurance contribution rates, and the employer’s contributions. You can see the following terms to understand the bottom section.
Statement of earnings
Monthly values
Annual values
The employer’s contribution to health, long-term care, pension, and unemployment insurance.
How much is the Average Salary in Germany?
According to the Federal Statistical Office of Germany, the average gross salary is 47.700 euros annually, which means 3.975 euros monthly. These numbers are subject to change as per the survey. Individual salaries can vary from this figure because they are affected by industry, age, seniority, geographical location, and working hours.
You can follow the source stepstone.de to get an idea about the average salary in Germany by industry.
The net salary you receive is also affected by the location where in Germany you live. Therefore, the larger cities offer higher wages to cover the higher cost of living in the country. Significantly, the people who are working in eastern Germany receive a lower net salary.
You can follow the source Gehalt.de to demonstrate how average annual wages in the different federal states deviate from the average salary in Germany.
The net salary you earn also depends on the type of qualification you have. However, Germany favors highly qualified workers. Undoubtedly, it is demonstrated by the difference in the entry-level gross annual salaries for the vocational and academic qualifications.
Additionally, you can follow the source Gehalt.de to get an idea of the net salary for recent graduates by federal states and qualifications.
Basically, the minimum wage applies to all workers who are over the age of eighteen. However, the minimum salary is reviewed every two years in Germany.
In a Nutshell
Now you can get an idea about the gross income in Germany accordingly to your education, skills, and location where you live in the country. However, there is a difference between the gross and net salary in Germany. To understand the difference, you must also understand the tax deductions and social security contributions. You can also file for the income tax return to reduce your taxable amount. You can also get help from tax consultants in Germany in case you are facing a problem while filing an income tax return.
Originally published at - https://redbus2germany.com/salary-in-germany/
#German salary calculator#Salary In Germany#average salary in Germany#taxation in Germany#expenses in Germany
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German Visa Types
Germany is the most popular and economically powerful nation. The country attracts many people yearly who visit to live temporarily or settle permanently. The German authorities process millions of visa applications every year. There is no doubt the figures have decreased in recent years due to covid-19 travel restrictions. However, the numbers are expected to increase again in the coming years. People who are from European countries can travel and live in Germany without any visa and permit restrictions.
However, anyone from outside Germany needs a visa if they want to visit the country. The Federal Office for Migration and Refugees is the government agency responsible for issuing visas and integrating the new arrivals in Germany.
Table of Contents
Types of German Visas
Tourist Visa
Job Seeker Visa
Employment Visa
EU Blue Card Visa
Family Reunion Visa
In a Nutshell
Types of German Visas
There usually are two types of German visas.
Short Stay Visas: These are known as Schengen type C visas which allow you to stay for up to 90 days.
Long Stay Visas: These are National type D visas, enabling you to stay over 90 days.
Let’s talk about the types of German visas in brief. You’ll learn about the visa types according to your stay in Germany.
Tourist Visa
A tourist visa is for a short stay in Germany. This visa can be used for vacations and visits to family or friends. To get this visa, you need to provide proof of relationship if you will stay with relatives after arriving in Germany. If you are traveling on an official tour, you need to show a letter from the tour organizer. If the people with whom you will stay after your arrival are covering any of your expenses. In that case, you need to show bank statements and receipts as evidence of sufficient funding.
Job Seeker Visa
The job seeker visa is applicable for an extended stay in Germany. Graduates or skilled workers with any vocational qualifications can get a job seeker visa. It is a work visa; you can look for a job on this visa. It is applicable for up to six months in Germany. Germany requires skilled workers in most sectors and professions. The requirement is specialized in manufacturing, engineering, health, and IT sectors. The federal government is trying to find other solutions to fill the labor gaps. The main idea is to get more qualified foreigners from abroad. That’s how people come to Germany to attend the interviews and find a job. The job seekers are not allowed to work in Germany under a job seeker visa. Once you get a job offer from the employer, you can quickly switch to a German work visa.
Employment Visa
An employment visa is also known as a work visa in Germany. It is an extended stay visa type. A work visa lasts as long as your job contract, which can be up to five years. After this, people can apply for a permanent German residence permit. There are different types of work-related visas for people who want to work for a long time in Germany. Please have a look at it.
Skilled workers with vocational qualifications. This is for qualified workers in vocational fields such as hospitality, construction, and plumbing.
Graduate workers, this one is for the qualified workers for degree level.
Skilled workers without training and qualifications. The workers are IT specialists with three years of experience.
Scientists who are researchers and Ph.D. students.
Intra corporate transfer employees, especially the trainees, managers, and specialists.
Self-employment and freelancing. People can start their own businesses. They need to show proof of funding, and your idea should benefit the German economy. Freelancers need to establish a license to practice one of the liberal professions.
Internships, this one is for the students who want to carry out professional work experience.
Working holidays, the citizens of certain countries aged between 18 to 30 can participate in a program that lasts for twelve months.
By volunteering, people can take part in European voluntary service activities.
Visa for citizens of specific countries. The citizens of sixteen countries can quickly get a residence permit without any qualifications if they have a job offer in Germany.
EU Blue Card Visa
The EU blue card visa is one of the extended-stay visas. It is for the work and residence permit in Germany. This visa can be issued to highly skilled individuals. The blue card visa allows people to work in professions with future prospects. In the beginning, people could live and work in Germany for up to four years. Later, people can extend their stay if they meet the requirements. To get an EU blue card visa, you must apply for an employment visa or a job seeker visa from a German embassy. It helps you show the immigration authorities that you have entered Germany legally with the intention of work. Within three months, once you arrive in Germany, you can apply for the EU blue card visa at the German immigration office.
Family Reunion Visa
The family reunion visa is also for the extended stay in Germany. Spouses and dependent children under eighteen can apply for a family reunion visa in Germany. They need to meet the specific conditions to be eligible for the family reunion visa. Apart from this, the relatives can also apply for this visa. Let’s see who can apply for it.
Family members of German citizens: The people who are German natives, their parents, and dependent children below age eighteen are eligible for the family reunion visa in Germany. Additionally, the dependent relatives can apply for this visa under particular circumstances.
Relative of European citizens: The children under 18 to 21, grandchildren, parents, and grandparents can apply for the family reunion visa if they are dependent. The European countries’ citizens should be employed in Germany; only then their family members can be eligible to apply for this visa.
Family members of other country citizens: The citizens of the other countries and their dependent family members can apply for the family reunion visa under certain circumstances.
The family members arriving on a family reunion visa can look for a job in Germany. The people traveling as dependent need to prove that the relative they are joining has enough money to support them. They need to stay in the same household as a family unit.
In a Nutshell
We have talked about the different and main visa types in this guide. You can go through it and apply for the visa per your requirement. Further, we will talk in detail about each visa. By following the guide, you will learn about the requirements, eligibility criteria, application procedure, and the required documents for each visa type. This guide is to give you information about each visa type. This basic information will help you to understand the concept of the German visa types.
Originally published at — https://redbus2germany.com/german-visa-types/
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Best Mobile Apps In Germany
Whenever we talk about traveling and moving to a different country, we know that it has become much easier with the usage of smartphones. These smartphones are playing the role of life savior in foreign countries. With the help of smartphones in our hands, we can do anything from ordering food online to learning any foreign language.
So here we are talking about traveling, moving, and living in Germany. It is one of the most famous countries for tourism and settling there. Here in this article, we are introducing a list of some best mobile apps in Germany that will make your time in the country easier. These apps will be beneficial for doing everyday things to lead a life in Germany.
Table of Contents
The Most Useful Mobile Applications In Germany
DB Navigator
Wise
Spotted By Locals
ARD Mediathek
Uber Eats
ImmoScout24
DeepL Translate
CarrotWeather
In a Nutshell
The Most Useful Mobile Applications In Germany
Germany has a few excellent mobile applications necessary for people living and visiting for a wide variety of purposes. Your purpose of being in Germany could be anything but these most useful apps will help you a lot in the country and save time.
Let’s look at the list of must-have mobile apps in Germany for everyone.
DB Navigator
DB Navigator is one of the best apps for local travel in Germany. The DB app is brilliant, allowing you to turn your mobile phone into a travel card. This will benefit you to travel around without having to stand in line to buy a ticket. This application is excellent for regional public transportation and long-distance travel. You can use this app to travel by tram, metro, train, and bus. The app will also show you the travel updates for unexpected delays and planned works and map your trip. Apart from this, you can utilize Google Maps for transportation in Germany.
Wise
You must hear about the Wise application. It is a great way to send, receive, spend and convert money internationally. The wise app is ideal for anyone because it offers low-cost and faster money transfers to over eighty countries. Along with this app, you also get a debit card. The card can be used worldwide, while your account can hold around fifty currencies and convert between them instantly. This is useful for the expats and new residents who manage finances in their home country and a new home in Germany.
Spotted By Locals
Germany has a beautiful tourist attraction. Sometimes it is nice to get off the beaten track. The Spotted By Locals app is the perfect way to help you to find your location. In this app, the locals write about their favorite places and provide insider tips on the country. The app’s specialty is that it works like your personal city tour guide, which helps you find the quirkiest bars, cutest cafes, and spots. You can discover new restaurants with great ambiance, coffee shops, bakeries, and much more to roam around in Germany.
ARD Mediathek
ARD Mediathek is a great way to broaden your German horizons. It has the streaming platform for the entire ARD, the German public broadcasting and media network. You can watch series, movies, news, documentaries, live streams, and much more from your mobile phone and tablet. It’s an excellent option to explore German culture and language like never before. The application provides information, education, culture, fun programmers, entertaining content, and hidden gems in national and regional dialects. The mobile app is fantastic if you are learning the German language.
Uber Eats
You can order all your favorite food online with your smartphone. Uber Eats has everything listed, whether it’s a chain restaurant or the best local café. You can use the app to have your food delivered to your apartment at your convenience. Uber eats also offers vouchers and daily deals for online food ordering. You can explore local German cuisine and international dishes from your location with comfort. Other good food delivery apps in Germany are also available, including Wolt and Lieferando.de.
ImmoScout24
This application helps find a place to live when expats and new residents move to Germany. The application ImmoScount24 is perfect for finding your new house or apartment anywhere in the country. You can also communicate with the vendors directly and securely. The app also shows the track of your communication history. It also has a reminder list feature integrated via google street view and a direct display of search matches on a map. There is another excellent alternative to finding an apartment is Housing Anywhere.
DeepL Translate
In case you are stuck with German grammar, DeepL Translate is a great application to help with that. It provides fast, accurate, and high-quality translations in twenty-six languages, including German. You can easily translate speech to text by using the microphone and listening to the translated text. The application primarily focuses on the correct grammar within the translation. That’s how it is advantageous for a language like German. The translation is more nuanced, keeping as much of the intent and meaning from the original text as possible.
CarrotWeather
This unique application is an excellent way of checking the weather in Germany. There is a twist in understanding the mobile app. The CarrotWeather application comes with five different settings that deliver accurate weather predictions. The application offers more than just the weather. You can also explore the secret locations and news-style weather report videos. Moreover, this is the only weather application that tells you a funny new joke daily. It will make you smile even on rainy days.
In a Nutshell
Visiting or moving to a new country like Germany is quite exciting. Earlier it was pretty challenging to manage when there was no existence of smartphones. We used to depend on the people nearby or friends and family. Now we have our forever friend with us as a smartphone. It is helpful to ease your life, and you can explore any information. Being a tourist, expat, or new resident in Germany, these mobile apps will do wonders to fulfill simple and significant necessities. You can easily install the useful apps as per your usage and start using them to enjoy your new beginning in Germany.
Originally published at - https://redbus2germany.com/best-mobile-apps-in-germany/
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Things to Pack When Moving to Germany
Leaving your country to pursue your career or studies in another country is a very important decision indeed. Besides the mental preparation that you need to take for this major shift, packing is one issue. In this article, we will discuss the essential things you need to pack when you are shifting from India to Germany for a job or studies. While moving abroad is an emotional as well as an exciting experience, this article will streamline and ease all your packing troubles and guide you to the Things to Pack When Moving to Germany.
What are the things to Pack When Moving to Germany:
When packing to shift abroad, you cannot take anything and everything that you lay your hands on. Your go-to mantra should be to pack small and pack smart. Not only do you have to adhere to the luggage limit of your airlines, but the items should be the essentials that you cannot do without.
Here is a comprehensive list of only the essentials that you need to pack when you are moving from India to Germany:
Food Items:
After you reach, you will need to keep some food handy while setting up your home in the first few weeks. Of course, your family will convince you to pack lots of besan ke laddoos, but don’t let the sole item rule out all the other essentials that you need to carry. Here is a checklist of essential food items that you can carry to sustain yourself for some time:
Maggi: When it comes to food, Maggi is your ultimate savior. It will take you through the time when you are still figuring out where to get your groceries from and your kitchen is not yet set up. It’s not like you won’t get noodles or even Maggi here but you would need some time to figure it out, from where to buy and for initial days when you are setting up you would need something which you can cook quickly and enjoy as well.
Spices: Indian spices will surely be available in many places in Germany, but they will mostly be too costly. So it’s better to carry them from home, along with a spice holder. These are usually compact little things, so you can stack them up to last you some time. Again you can find those in Germany but it will be expensive and the quality won’t be as good. Of course, if you are coming here for the long term then you will be buying it from many Indian stores that are now operational in Germany, but it’s a good idea to stuff as much as you can within your baggage allowance.
Other Items: You can carry a small number of miscellaneous items like besan, vermicelli, dal, ghee, other ready-to-eat food items, etc. If you are a student, these items would be too costly to buy there and mostly out of your budget. So keeping them handy would always be helpful.
Utensils:
For most of us foodies, our hearts lie in our kitchen. That is why we are first dealing with food and kitchen essentials. While a pressure cooker is not very common there, you can carry yours if you want to cook your plain old rice and dal. Do not forget to carry one big and some small strainers, some cutlery like spoons, forks, knives, and graters. A saucer, a Tawa (frying pan), some bowls, plates, serving spoons, and sturdy coffee mugs are enough to get your kitchen initially set up. Pressure cooker and mixer are available in Indian stores but very costly and not as good quality as you would get in India. Make sure to pack additional accessories as well like a safety valve, and gasket for the pressure cooker, since if those get bad you won’t find them here and your items won’t be of any use.
Also, keep in mind to bring utensils that are induction-based or can work on a glass top. One more thing to carry is Belan, Chakla, and a steal stand if you want your chapatis filled with hot air like a balloon.
Note: You don’t have to carry heavy utensils as they will be readily available at supermarkets and stores. Just carry only what is necessary.
Medicines:
Pack some common medicines for issues like headache, fever, vomiting, diarrhea, antiseptic lotions, band-aids, and some painkillers if your periods give you a hard time. It’s safe to carry them because medical stores in Germany won’t give you some medicines without a doctor’s prescription.
If you take any prescription medicines like eye drops, ear drops, or any medicine that your doctor asks you to take regularly, make sure you get enough of those for the last few months and make sure you take the prescription from your doctor as well to avoid any issues in custom.
Once you have your health insurance and are registered with a doctor your doctor will prescribe you the medicine but it may take time so be prepared to have those medicines last till that time.
Also, prescription eyeglasses are very costly here, so get a few pairs of those if you can.
Electronic Gadgets:
When packing electronics, a Universal adapter is a first and foremost thing you should not miss out on. Without that, none of the gadgets you carry from India will work. Here are some other gadgets that you can pack:
Bring your gadgets like laptops, mobile phones, tablets, etc. from India if you already have them. But if you are planning to buy them brand new, you should come to Germany and buy them. They will not only be cheaper but also of superior quality.
Bring some extension cords to set up your gadgets.
You can carry your router, mouse, and keyboards from India.
You can also carry some extra pen drives and also hard disks from India as they might be costly there.
Carry your razors, epilators, etc. as they might be costly there.
Note: Do not over-burden yourself with too many electronic gadgets like hair straighteners, curlers, irons, etc. You can buy them at affordable prices in Germany.
Make-up and Skincare:
You can carry your go-to make-up products like lipsticks and blushers that you swear by from India. However, Germany has much better quality and affordable make-up products that are gonna amp up your vanity. So you can travel light when it’s make-up.
Although skincare items like face wash, sunscreens, masks, and peels are available mostly German brands are there. You might not find your usual brands, and if you are not ready to experiment, you should surely stock up on them while traveling.
Clothes:
Go on and carry your usual clothes, shoes, bathroom slippers, sweaters, sweatshirts, etc. However, don’t overload on these items because Germany has a lot of options for your wardrobe at affordable prices. You can depend on the German market for your snow boots, jackets, coats, mufflers, etc.
If you are coming in winter make sure to have some warm clothes and jackets, not too many but to survive the initial days, you will have to buy those eventually here since those clothes won’t withstand the cold winter here, but by the time you buy those you need something to survive
Stationery:
Students, take note! Stock up on your pens and pencils that are most comfortable to use. You may also carry other essentials like staplers, pins, etc. However, do not take the extra burden to carry notebooks, folders, etc. They are easily available in Germany at very affordable rates.
Other Essential Things:
Roaming Pack: You need to make sure that the sim card you are using can be upgraded to international roaming. Several Indian service providers like Reliance Jio, Airtel, and Vi provide international roaming when traveling abroad. You can check out their terms and conditions and choose their service accordingly.
Forex Cards: High time you know about Forex cards if you want to shift abroad. You can load these cards with foreign currency. Which is Euros and also withdraw the money when required. This will be extremely helpful and essential for you when you are in Germany.
Cash in Euros: While you will always have your Forex card to fall back on, do carry some cash in euros while you are traveling. After all, there will be a few expenses right after you land, and it might take you some time to find an ATM to withdraw cash. But do not carry more than 500 Euros as it is a lot of money, and will cause you lots of trouble if you lose it.
Things to Remember:
Make a checklist while packing and follow it.
Start packing at least 15 days beforehand and pack a few things every day.
Students try to book their flight tickets with Air India. They allow you to take one extra piece of luggage. (total around 75kg of luggage).
Moving to a whole new country can be daunting, but it is exciting as well. New opportunities and new feats of success await you there, and you should surely grab them without any hesitation. We hope this list of things to pack when moving from India to Germany will help to make your task easier.
Originally published at - https://redbus2germany.com/things-to-pack-when-moving-to-germany/
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Medical Stores in Germany
Pack some common medicines for issues like headache, fever, vomiting, diarrhea, antiseptic lotions, band-aids, and some painkillers if your periods give you a hard time. It’s safe to carry them because medical stores in Germany won’t give you some medicines without a doctor’s prescription.
Visit Here: https://redbus2germany.com/things-to-pack-when-moving-to-germany/
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Medical Stores in Germany
Pack some common medicines for issues like headache, fever, vomiting, diarrhea, antiseptic lotions, band-aids, and some painkillers if your periods give you a hard time. It’s safe to carry them because medical stores in Germany won’t give you some medicines without a doctor’s prescription.
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City Registration in Germany
Registration within two weeks post-seeking residence is a compulsion in Germany. So whether you’re an ex-pat or a citizen, the German city registration certificate is imperative to prove the legality of residence. This certificate further finds applications in almost all essential proceedings. If you’re wondering what the purpose behind city registration in Germany is, city registration forms the ‘Informational foundation’ of the working government.
The government is able to hear and heed the needs of the citizens based on the social and fiscal knowledge acquired by these mandatory registrations. It heightens a sense of transparency and visibility between the government and the people. The data further finds use in elections, having a direct relationship with the funds that are for the polls.
Now that you have some idea of what German city registration entails, let’s get a deeper insight into how to apply for city registration in Germany or what is often called getting the ‘Anmeldung’.
How To Apply For City Registration in Germany?
The central node of German Bureaucracy i.e, the citizen’s office – Burgeramt, is preconditioned to handle all the German City Registration documents along with the crucial paperwork of each citizen of Germany. From applying for an international driving permit to registering your address, this is a one-stop destination for all your legal document acquisition. Anmeldebestätigung or Meldebescheinigung is one of the elemental German city registration documents that one must obtain, taking precedence over other matters.
Here’s a step-by-step guide on how to apply for city registration in Germany with ease:
The first step involves looking up your respective city’s Burgeramt or city registration office and proceeding to book an appointment. This step must be done in advance as the paperwork for City Registration Documents in Germany and ongoing appointments can take weeks, sometimes even months to get processed. One thing to note here is to always keep looking for any potential appointment cancellations made by other people in order to get yours.
In case you wish to apply for city registration in Germany via phone services, you might have to pay a nominal fee at some places.
The actual appointment is just a 10-15 minute procedure where your documents get verified. After the necessary paperwork, you will get a stamp on the certificate of registration.
A nominal tax called the Church Tax has to be paid by anyone who identifies as Catholic or Protestant. The Church Tax can be anything from 8% to 10% of your income tax which is region-centric. You can avoid this by filling without religion in the religious denomination column in the preceding forms.
German law suggests that you need a rental house contract to be eligible to apply for city registration in Germany. This contradicts the very nature of the procedure involved in acquiring a rental contract. The housing laws state that to get a rental contract, you need to attach a valid certificate of registration.
Simply asking for a sublease undertaking from an accommodation that is temporary. You could also change the name on one of your good friend’s existing certificates!! The second milestone in your journey to obtaining the certificate is submitting all the valid Germany City Registration Documents. Refer below for the same.
City Registration Documents
Below mentioned are the documents you would need to bring along on the day of the appointment:-
ID card or passport (a driving license can not be the choice of identity proof)
Visa (only if applicable)
Proof of residence – Usually a certificate issued in your name)
Certificate of matrimony (only if applicable) and birth certificates of children (only if applicable)
Registration form with all details appropriately filled
Note: In the scenario where you’ve registered for multiple individuals together, please carry all the documents pertaining to each person’s application.
In case you are renting a place, you need to submit a proper certificate containing proof of residence with the approval of your landlord. In such a situation, a rental contract would be insufficient. A common question at this stage of the application would be regarding the costs involved. Look below for all the details.
How much will it cost me to register my place of residence?
The law states that this whole procedure is absolutely free so there is not any extra charge. Even though this rule prevails, some municipalities might cost you a very negligible amount of say 10 euros, purely for administrative hard work and effort. Beware that any other bigger amount is outrightly disproportionate and must be reported to the authorities.
At this point, you’re probably wondering about the consequences of failing to register, right? The next section would clear all your doubts.
Penalties & Exemption From Registration
If you fail to register within a fortnight, there is a fine of up to 1000 euros. This fine can also be levied if you fill out any incorrect details in any of the application forms.
Who does not come under the mandate?
Although the registration policy is followed very strictly, there are some people who enjoy being exempted from it. People of diplomatic background and the ones who enjoy consular immunity privileges (similar to diplomatic immunity, mentioned in the Vienna Convention) do not have to necessarily register and will not be fined. These agreements are made globally on the basis of international laws and consensus.
Legal Grounds for Registration
The Federal Act on Registration is available to download online in your frame of reference while finding out the legal basis of the registration. Such a document makes the interpretation of the whole process a lot more convenient for people applying to more than 5,100 registration authorities. Some of the details mentioned are:
Tasks of the registration authorities
Powers that lie with the authorities
Correction of data
Completion of data
Deletion of given data
Definitions of various terms mentioned in various forms
Details about registration and deregistration
General prerequisites of the process
Multiple residences
Special registration forms and the restrictions on their use
The process of data transfer from one authority to the other etc.
Important Aspects To Look Out For During City Registration in Germany
The city registration process is mandatory not just for foreigners.
Owing to the above-mentioned fact, the process is purely in the German language. Make sure you prepare for such an environment
Your best option would be to either take a friend who’s fluent in German with you or simply send a German speaker to your place.
Upon changing your address, a formal change to the registration certificate is in the same way as before.
While leaving the country for a longer period of time or even permanently, deregistration is important. Complete this process one week prior to the actual departure.
The rules remain the same even if you are staying for an extremely short span of time, such as for visiting or studying. This comes under the ‘Registration for Short Stay’ category.
Many offices in Germany do not accept payments made through credit cards, so find an alternative for this possibility.
Final Verdict
Registering yourself at the earliest is a moral obligation and responsibility of each individual seeking residence in Germany. According to the German government, this not just ensures logistical accountability but also aids in decreasing the crime rate in a region. So if you’re ever planning on seeking residence in Germany, you already know what to do!!
Originally published at - https://redbus2germany.com/city-registration-in-germany/
#city-registration-documents-in-germany#german-city-registration-documents#apply-for-city-registration-in-germany#germany-city-registration
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Opening A Bank Account
Today we’ll talk about the banking overview in Germany. You’ll get all the information about opening a bank account in Germany. What documents are mandatory for the citizens and foreigners? A little bit overview about the banks available in the country.
Table of Content
Germany Banking Overview
Types of Banks in Germany
Private German Banks
Public Savings Banks
Cooperative Bank
International Banks
Mobile Banks
How to Apply for a Bank Account Opening in Germany
Documents Required for a Bank Account Opening
Conclusion
Germany Banking Overview
Germany’s banking system is known as the three pillar banking system. This banking system comprises public savings, commercial, and cooperative banks. Apart from these, many online banks, mobile banks, and international banks are in Germany. The foreigners who are moving to the country or are working over there can choose from comprehensive options of online banks, German banks, and international banks. The private commercial banks are the largest sector and makeup around 40% of the banking assets in Germany. Other banking partners are also available, but they are only a tiny number. Most of the centralized banks and regional banks in Germany are smaller. Apart from this, there are 371 credit institutions, including banks in Germany. 987 local cooperative banks and 421 local saving banks are also available.
While staying in Germany, it is not mandatory to open a bank account with a German bank. Definitely, you need a bank account to send and receive the money. You can open an account with an international bank or with a Germany-based bank. You will require a bank account to make the utility bills and German insurance payments. If you want to take a German mortgage, you must prove an active account in Germany.
Whenever you move to Germany and you do not have a bank account, in that case, you can make the transactions through your overseas bank account. Most businesses accept international debit and credit cards such as MasterCard, Visa, and American Express in Germany.
Types of Banks in Germany
If you are looking for a bank account in Germany, you have many options. Simply select the bank in which you want to open a bank account. As discussed above, the banks’ options in Germany; are public savings banks, private German banks, cooperative banks, international banks, and online banks.
Here is the summary of the offers provided by these banks. It will be easy for you to compare the banks, and you can choose the bank account according to your requirements.
Private German Banks: Opting for more extensive and popular German banks may be wiser for foreigners. Private German banks have more experience working with foreign customers and foreign banks. These banks are more accessible, especially when you are traveling abroad. Private German banks can offer you an active account with a starting balance, online and mobile banking, money transfer options, MasterCard debit and credit, free cash withdrawals at all ATMs, and international health insurance options. Deutsche Bank, Commerzbank, and HypoVereins bank are private German banks.
Public Savings Banks: Public savings banks are held by public shareholders as cities or communities. These banks are very popular with German customers. Public savings bank provides you basic account to open. The bank will offer you an EC card, a debit card, and mobile banking options, and you can choose the different account models. Public savings bank also provides an instant savings account and a fixed-term deposit account. It is mandatory to be a German resident to open a bank account with a public savings bank. BerlinerSparkasse, Stadtsparkasse Munich, and Frankfurter Sparkasse are well-known public savings banks.
Cooperative Bank: Cooperative banks and credit unions are the third pillar of the German banking system. Most of the banks operate under the Raiffeisenbanken and Volksbanken umbrella. The cooperative bank offers different current accounts. The bank provides free banking, money transfers, debit card payments, and online banking in the primary account. Cooperative banks are famous for their communal approach to banking.
International Banks: Germany is one of the leading post-industrial economies globally. The country is a famous location for international business. That’s why you can easily find local branches of many international banks in Germany. The benefit of international banking is that you can transfer the funds from your local country’s bank account to a German branch. International banks offer you expat-friendly services and similar accounting options at the same prices as most German banks. International banks are Barclays Bank, Santander, HSBC, Citibank, ING Bank, and BNP Paribas.
Mobile Banks: Mobile banks are also known as digital banks in Germany. These Banks don’t offer local branches; they only use the cash machine of the other banks. Mobile banks are famous for their cost-saving to provide more financially attractive conditions. Some mobile banks offer free banking services with no minimum deposits. The popular online and mobile banks are bunq, DKB, N26, Revolut, and Wise.
How to Apply for a Bank Account Opening in Germany
When you move to Germany, you will not have any problem opening a simple bank account with a German bank. For foreigners, it’s mandatory to prove their registration in Germany along with a German work permit. In Germany, banks are not obliged to open a bank account for you. If you cannot show a financial history, you might face difficulties opening a bank account. The best way to open an account in the bank you should go to the bank physically with your required documents. Before moving to the country, you need to sort out your German visa and have a German address. This will be helpful for you to open an account with a German bank before your arrival. Usually, it is an easy process to open an account with a German bank after relocating to the country.
Some mobile banks, bunq, DKB bank, ComDirect, and N26, allow foreigners to open a bank account from abroad. You can also submit your documentation online to open an account with mobile banks. These banks also allow you to open an account in a few minutes using your mobile phone.
You can also open digital and mobile accounts with a few German banks. For the account opening, you don’t need to visit the bank branch physically if the bank is offering you the facility of online documentation collection. Suppose you already have an account with the bank and want to switch to mobile banking for this. In that case, you simply download the mobile banking application on your mobile phone. The procedure for account opening with mobile banking and online banking is effortless. You need the email address, mobile phone number, and valid ID for the account opening process.
Documents Required for a Bank Account Opening
To complete the process of an account opening in Germany, you must have the following documents.
You should have a passport and photo ID and a valid visa or residence permit.
Address proof is also mandatory.
Most banks require evidence of income and employment. It depends on the account which you want to open.
Proof of being a student is required to open a student account.
Some banks may require your credit rating.
You need to prove your identity online or at a post office by following the post ident procedure.
In Germany, account opening generally takes 2-3 business days.
As per the German government rule, the German banks are open from 8:30 am to 4 pm on weekdays. On Thursdays, banks’ working hours are from 8:30 am to 5:30 pm or 6:30 pm. Most of the small banks are shut at lunchtime.
Many expats prefer CommerzBank or Deutsche bank and many find N26, Revoult as the entire process is online and you don’t need to visit a bank branch, always compare the features like monthly charges, free debit card, credit card, customer service support in the English language, etc while opening a bank account.
Conclusion
In Germany, you will get the banks accordingly to your requirements. You should consider several factors before selecting the best banking option. The main element is the cost; however, many banks offer bank accounts for free with limited services. English language services are also essential. To get the English-speaking staff, mobile applications, and websites, altogether choose the international and mobile banking services. The range of products and services is also a mandatory factor. Therefore, go for free worldwide withdrawals and low-cost international money transfers. Moreover, banking should give you 24/7 access to your account. By following this article, the banking process in Germany will be straightforward for you. Additionally, you can refer to our guide Bank Account Comparison to choose the best option as per your requirement.
Originally published at - https://redbus2germany.com/opening-a-bank-account/#4
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Salary In Germany
You can see the difference between the gross and net salary in Germany. Sometimes the difference could be surprising for many expats because the taxation in Germany is quite different from your home country. First, you need to understand the difference between the gross and net salary; only then can you know the tax deductions in your pay slip.
Table of Content
What is Gross Salary?
What is Net Salary?
How to Calculate Net German Salary?
What are Bonuses and Remuneration Packages?
How to Understand the German Pay Slip?
How much is the Average Salary in Germany?
In a Nutshell
What is Gross Salary?
This term is relatively easy to understand. Once you start working in Germany on a salary basis, your gross salary is the amount before any deductions. You can calculate the amount on a monthly and annual basis. You can see the exact amount in your employment contract.
What is Net Salary?
Now let’s go through the net salary. Your net salary is the amount that has been transferred from your employer every month directly to your bank account. The net salary amount is after deducting all taxes, other costs, and social security contributions. You can see the net salary amount after the deductions on your employment contract, along with the gross salary. Your employer will always discuss the salary amount based on gross salary. Going through the gross and net salary amounts during the salary negotiation with your employer is advisable to manage your expenses in Germany according to the net salary amount.
How to Calculate Net German Salary?
The calculation is straightforward. The income taxes and social security contributions will take around 35% of the gross salary. For example, you have a gross salary of 5.000 euros monthly, so after the deductions, you’ll get the amount of 3.250 euros per month as a net salary. You can use the German salary calculator to calculate the net wage according to your gross income.
What are Bonuses and Remuneration Packages?
Some employers in Germany offer additional remuneration packages to their employees. These can be the 13th month, commission, summer or Christmas salaries, and performance-based bonuses. The company-provided benefits also include company cars, mobile phones, and computers. You must be aware these “benefits in kind” are subject to income tax. The people recruited from abroad by the international companies may be offered more generous remuneration packages. Most of the employees are getting the money to cover the expense of relocation, short-term accommodation, private health insurance, and their children’s school fees. The net salary, bonuses, and benefits equal your total net pay.
How to Understand the German Pay Slip?
Employees in Germany are getting the monthly pay slip from their employer. The pay slip details the salary, taxation, and social security contributions. The information below will help you understand these breakdowns if you are unfamiliar with them.
Personal Information – Top Section of the Pay Slip
The first top section in the pay slip is for the employee’s personal information. This section defines the various parameters used for the tax and social security contribution calculations.
Date of birth
Employee number
Tax days (the relevant period and for a full month, it is 30 days)
Tax class
The number of tax exemptions for children (1 per child)
Religion (EV = Protestant, RK = Roman Catholic & — = No religion)
Tax-free allowance
Date of hire
Social security days (the relevant period and for a full month it is 30 days)
Social security codes that indicate your level of contribution (1 = full contribution)
Tax ID
Social security ID
Sickness fund (the employer is responsible for the health insurance)
Salary Breakdown & Deductions – Middle Section of the Pay Slip
The middle section in the pay slip is for the salary breakdown and deductions. You can see the detailed analysis of the base salary, bonuses, benefits, taxes, and insurance contributions.
Description
Monthly base salary
Benefits in kind
Lump-sum payment (holiday or Christmas bonus)
Holiday pay
Total gross salary (taxable amount)
Income tax
Church tax
Solidarity surcharge
Social security
Contribution to statutory health insurance
Contribution to long-term insurance
Contribution to pension insurance
Contribution to unemployment insurance
Additional contribution
Net salary paid
Additional Information – Bottom Section of the Pay Slip
The bottom section on the pay slip provides a summary. It includes the monthly and yearly totals, insurance contribution rates, and the employer’s contributions. You can see the following terms to understand the bottom section.
Statement of earnings
Monthly values
Annual values
The employer’s contribution to health, long-term care, pension, and unemployment insurance.
How much is the Average Salary in Germany?
According to the Federal Statistical Office of Germany, the average gross salary is 47.700 euros annually, which means 3.975 euros monthly. These numbers are subject to change as per the survey. Individual salaries can vary from this figure because they are affected by industry, age, seniority, geographical location, and working hours.
You can follow the source stepstone.de to get an idea about the average salary in Germany by industry.
The net salary you receive is also affected by the location where in Germany you live. Therefore, the larger cities offer higher wages to cover the higher cost of living in the country. Significantly, the people who are working in eastern Germany receive a lower net salary.
You can follow the source Gehalt.de to demonstrate how average annual wages in the different federal states deviate from the average salary in Germany.
The net salary you earn also depends on the type of qualification you have. However, Germany favors highly qualified workers. Undoubtedly, it is demonstrated by the difference in the entry-level gross annual salaries for the vocational and academic qualifications.
Additionally, you can follow the source Gehalt.de to get an idea of the net salary for recent graduates by federal states and qualifications.
Basically, the minimum wage applies to all workers who are over the age of eighteen. However, the minimum salary is reviewed every two years in Germany.
In a Nutshell
Now you can get an idea about the gross income in Germany accordingly to your education, skills, and location where you live in the country. However, there is a difference between the gross and net salary in Germany. To understand the difference, you must also understand the tax deductions and social security contributions. You can also file for the income tax return to reduce your taxable amount. You can also get help from tax consultants in Germany in case you are facing a problem while filing an income tax return.
Originally published at - https://redbus2germany.com/salary-in-germany/
#Salary In Germany#mobile network in germany#mobile network providers in germany#housing in germany#germany
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Moving To Germany – Part 2
We have covered the essential list you need to consider before moving to Germany. You can refer to our article, which will help you a lot to prepare before your arrival in Germany. Here in this article, we will talk about the most important tasks you need to take care of once you arrive in Germany. This list will help you to take care of a smooth start in your new life in Germany.
Table of Content
11 Things To Do After Moving To Germany
Mandatory Registration With Local German Authorities
Change Your Temporary Visa To A German Residence Permit
Sign Up For German Health Insurance
Solve Banking Matters
Enroll For Essential Insurances
Get Settled At Your New German Home
Determine your Means of Transportation
Get to Know your Neighbors & Neighborhood
Take an Integration or German Language Course
11 Things To Do After Moving To Germany
There is a list of eleven things to do in the first two weeks after you arrive in Germany. It is an essential list, and you cannot ignore it. You simply follow the order of the below-mentioned list because many things build upon each other.
Mandatory Registration With Local German Authorities
The first and most important thing you need to do is register your address to a government office, and you will get an essential piece of paper. With the help of this document, you will be able to get most other German services, such as opening a bank account and getting a residence permit, etc.
The documents you require for the address registration are the Anmeldung form and your passport. Moreover, you also need a unique slip signed by your landlord as proof that you are actually staying at the address you want to register.
Once you complete the registration process, you will receive your tax ID by postal mail. You need to provide this tax ID to your employer. That’s how you can pay the correct taxes.
Change Your Temporary Visa To A German Residence Permit
To complete this task, you must fix an appointment at the Ausländerbehörde. It is the office for foreigners. Although this authority has the German speaker staff, they exclusively work with foreigners. So you might need a help of a person who speaks German.
Usually, your residence permit is valid for two years. However, you need to renew it twice before you receive a permanent residence permit.
Sign Up For German Health Insurance
Germany has a comprehensive healthcare system. People who are moving to Germany with expat health insurance should change and sign up for long-term health insurance. You should do it as soon as possible you start your studies or job. You can follow our article on health insurance in Germany to understand the German healthcare system and know whether public or private health insurance is better for you.
Solve Banking Matters
If you have not opened your German bank account, you can do so after arrival. Always remember that if you are from a Non-EU country, you first must complete your address registration. After that, you can open a German bank account. You can refer to our article bank account comparison to get information about the best banks.
Enroll For Essential Insurances
Health insurance is mandatory. Apart from this, there are other optional insurances which you need to opt for after moving to Germany. You might have heard that German people have insurance for everything. These insurances are generally to help you while staying in Germany. Most of them are mandatory, and few are optional, depending on your preferences. You can refer to our article on insurance in Germany to get more information about additional German insurance.
Get Settled At Your New German Home
Once you finalize your apartment, you need to get settled at your new German house. Let’s talk about mandatory services.
A mobile contract that typically ties you for twenty-four months. You have the option to pay for a new phone along with your monthly bill.
A prepaid SIM-only plan that provides a lot more flexibility. However, it has no option to pay for a brand new phone in installments.
You can refer to our article getting a SIM card to get more information about it.
Determine your Means of Transportation
Once you are acquainted with your surroundings, check out your commute to work. Now it’s time to decide your primary means of transportation, such as public transit, bicycle, or a car. Most German cities have designated cycling lanes that allow the bike. It is a great way to get around. You can purchase a used bike or get a new bike from bike stores in your city.
Local transportation in Germany is enormous within a city and across the country. You can find a vast network of subways, buses, and trains. Suppose you are planning to use public transport every day. In that case, you can get a monthly pass instead of paying for each ride individually.
Cars are also trendy in Germany. You can sign up for a car-sharing platform such as ShareNow or rent a car for weekends whenever necessary.
Get to Know your Neighbors & Neighborhood
Once you complete all the necessary paperwork, it’s time to embrace your new house and its culture. You can connect with your neighbors and turn them into your first friends.
You can also stroll around your neighborhood to discover its small shops and cafes. You can explore the closest supermarket, the nearest park and bar, your new favorite pizzeria, and whatever else you fancy.
Take an Integration or German Language Course
The German government offers an integration course to expats who do not speak adequate German. This course is a mix of language and culture. Depending on your nationality, work status, and level of German, you can take an integration course.
Get to Know the Germans
The Germans are like coconuts. They look strict and severe from the outside. Generally, it takes a long time, persistence, and hard work to break through the shell. However, once you reach the soft inside, you can find a friend for life. They prefer genuine and honest people.
Enjoy the Benefits of Life in Germany
Once you are free from all the necessary work, it’s time to start enjoying the benefits of life in Germany. This is your new house, and a healthy work-life balance comes with it. Let’s talk about a few perks you will enjoy while staying in Germany.
Conclusion
This article is about all the steps you need to take to settle into this great country. You will be free to enjoy one of the countries with a high-quality lifestyle. We hope this article will help you settle down in Germany quickly.
Original publication by - https://redbus2germany.com/moving-to-germany-part-2/
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Moving To Germany – Part 1
We know that you want to move to Germany. There are a lot of people who follow their desire to move to Germany for many reasons. These reasons could be anything like pursuing love, living in a place with a higher quality of life, getting a benefit of a unique education system, and getting an education without paying thousands of euros in tuition fees. It also could discover a new culture.
Table of Content
Eight Things To Prepare Before Moving To Germany
Find a Job or Get a German University Enrollment
Get Health Insurance
Apply For Visa On Time
Book Your Flight Tickets In Advance
Find A Place To Live In Germany
Get An Appointment To Register
Look For Which Bank You Want To Use
Start Learning The Basic German Language
Eight Things To Prepare Before Moving To Germany
You must be thinking about how you can make this happen. In this article, we will talk about eight steps that explain how to move to Germany as a foreigner. You will get eight things to take care of before moving to Germany.
Find a Job or Get a German University Enrollment
The best way to prepare for your move to Germany is to find a job or enroll at a German university. It depends on your nationality; however, it is the most hassle-free way for you to move and stay legally in Germany.
Foreigners moving to Germany from other EU countries such as Canada, the US, New Zealand, Australia, Israel, Japan, or the Republic of Korea, may visit Germany as a tourist and start job hunting. Later they can apply for a work and residence permit from within Germany.
The expats who hold a different nationality except the ones listed above can apply for the job seeker visa. It allows you to stay six months in Germany to find a job.
The people who are graduates and skilled professionals from Non-EU countries may apply for the blue card visa in Germany. The blue card is a quick entrance to Germany and the EU and a work permit for up to four years.
Get Health Insurance
One primary requirement to get a German visa is to opt for health insurance the German government accepts. You can sign up for German health insurance if you already have a job.
Suppose you are planning to find a job after arriving in Germany or want to work as a freelancer. Then you can opt for expat health insurance for your visa. It works as temporary health insurance for the time being. You can look for employment and decide which health insurance is best for you. Moreover, you can refer to our article on insurance in Germany to get information about other additional insurances.
Apply For Visa On Time
The waiting time for the visa application range from one to four months. It depends on your home country and the type of visa you want to apply for. That’s why you should check for your visa requirements in advance. You should apply for a German visa three months before your planned departure date to get the passport and visa back on time.
Book Your Flight Tickets In Advance
Your flight ticket booking should depend on the city where you found a job or university. It also depends on where you plan to job hunt and ensure to fly to the nearest international airport. Every big city has its airport. The three largest ones are in Berlin, Munich, and Frankfurt.
You should note that most airlines allow you to travel with one checked bag weighing up to twenty-three kgs. You should book in advance if you are planning on taking an additional bag.
Find A Place To Live In Germany
You should find a place to stay before you arrive in Germany. If you have an apartment already, select one in Germany that will ease your life. It will allow you to register your home after your arrival. You can check many furnished apartment rental websites such as Homelike.
Get An Appointment To Register
Once you arrive in Germany, registering your accommodation is the most important thing. Most of the cities in Germany require you to do so within the first two weeks of your arrival.
In Germany, the registration process is known as Anmeldung. The process is that you present yourself to a government office and register your address. By following this process, you are letting them know there is a new resident in the city.
The address registration typically takes fifteen minutes. Once you complete the process, you will get a critical piece of paper. This important document will help you get German services such as opening a bank account and contacting an internet service for your apartment.
Look For Which Bank You Want To Use
Once you arrive in Germany, you should look for which bank you want to use. You can refer to our articles opening a bank account and bank account comparison to get the suitable choice for you. Your employer will ask for a German bank account to credit your salary. That’s why it is a crucial thing to do.
Opening a bank account depends on where you live in Germany. You can open a bank account from abroad by using mobile bank services. Suppose you want to use the services of a traditional private German bank such as Commerzbank. In that case, you can open a bank account once you are in Germany.
Moreover, you can choose the money transfer services before moving to Germany. It will help you wire transfers from your foreign bank account to Germany. You should avoid using a regular bank because their bank fees are very high. You can choose Wise, which is a fully digital and modern provider. It offers the real exchange rate without any increased charges.
Start Learning The Basic German Language
If you are still not good at speaking German, you can move, live and work in Germany. However, there are a lot of benefits to speaking and understanding the German language. There is no doubt that the German language is challenging. If you are new to this great and beautiful country, do not expect to speak German fluently during the first few months. Sometimes it takes years to be proficient.
It would help if you took the time to learn some essential German words and sayings before moving to Germany. Here in Germany, the natives do not mind speaking English. These days there are a lot of resources available to learn the basics of German. However, the best way is to actively use the language and get direct feedback from a professional teacher. Lingoda is one of the online language schools, and they have small classes and great flexibility.
Conclusion
We hope you are clear about what to do before moving to Germany. We assure you that you will happily follow these steps and make them happen. In the beginning, moving to Germany might be a long and complicated process. But if you have clear criteria for what to do before moving, then it will ease your life. Now we will proceed to the next part of moving to Germany. Here we will talk about the essential things you need to do once you are in Germany.
Originally published at - https://redbus2germany.com/moving-to-germany-part-1/
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Getting A SIM Card In Germany – Part 2
Once you arrive in Germany, the most essential task is getting an internet connection and a SIM on your mobile phone. You can refer to our previous guide Getting A SIM Card In Germany – Part 1 for the basic information related to network connections. A local SIM card can perfectly do this job. You must be aware that mobile internet is expensive in Germany. All major mobile networks have their own SIM card plans, deals, and bargain bundles. You must be confused about which one is the best for you.
Table of Contents
Mobile Network Providers In Germany
Prepaid From O2
ALDI Talk
Lebara
WinSim
Blau Allnet Smart
Mobile Network Providers In Germany
Here are the best German SIM card providers in speed, flexibility, price, amount of data, and more. This information is as of June 22 and may change in the future so check the provider website for the latest plan and tariffs.
O2 Prepaid S
Aldi Talk
Lebara
WinSim
Blau Allnet Smart
Monthly Price EUR
9,99
7,99
9,99
8,99
7,99
Data
3,5 GB
3 GB
3 GB
9 GB
3 GB
Network Provider
O2
O2
Telekom
O2
O2
Download/Upload Speed Mbit/s
50/225
25/10
18/2,5
50/32
12/25
Let’s discuss the mobile network providers one by one and compare their services.
§ Prepaid From O2
Provider O2 is one of the largest mobile network providers in Germany. They have the one of best rates on a mobile network in the country. You can choose between the various range of SIM card deals. Their small Prepaid package costs 9,99 EUR monthly with 3,5 GB of data. Prepaid medium package costs 14,99 EUR with 6,5 GB data. Prepaid large package costs 19,99 EUR with 12,5 GB data. All of the deals provide the services of unlimited calls and SMS. The prepaid O2 SIM cards are excellent in the cities.
Highlights of prepaid O2 SIM cards:
– You can get no and short-term contracts for 4 weeks.
– Internet LTE 4G + EU roaming.
– 25 EUR Bonus.
– Free SIM card and shipping.
§ ALDI Talk
ALDI Talk provides affordable prepaid SIM cards based on the O2 mobile network. Their small package offers 3 GB of data for 7,99 EUR. The medium package provides 6 GB data for 12,99 EUR, and the large box offers 12 GB data for a 17,99 EUR monthly cost. ALDI Talk SIM cards can be purchased in all ALDI supermarkets, and you can see them everywhere in Germany. If you choose the free ALDI SIM card, there is no monthly fee, and calls and SMS will cost you 0,11 EUR per min/SMS.
Highlights of ALDI Talk SIM cards:
– Prepaid SIM card.
– 10 EUR starting credit.
– Unlimited calls and SMS.
– No contract.
– 10 EUR basic fee.
– No minimum turnover.
§ Lebara
You can get an English website and customer service with a Lebara telecommunication provider. It uses the more expensive and higher-quality Telekom network. There is not any requirement to sign the contract with this provider. Once you order the Lebara Sim card online, it will be delivered to your address within 48 hours.
Lebara starter SIM card is for 9,99 EUR monthly, giving 3 GB of 5G data.
Its upgraded version is for 14,99 EUR monthly, and you will get 250 minutes of calling 50 countries and 10 GB of data.
Lebara also has an expensive deal for 29,99 EUR monthly, offering unlimited calls, 1000 free minutes to 50 countries, and 15 GB of data.
§ WinSim
WinSim is offering cost-effective SIM cards in Germany for everyone. WinSim depends on O2 as a network provider. All SIM cards offer EU roaming, and you can access the internet for free whenever you travel. You can get the SIM card on the contract period of 24 months. However, there is also an option available to get the SIM card at the same price without signing any contract.
WinSim has the following deals.
– 4,99 EUR – 2 GB
– 8,99 EUR – 9 GB
– 11,11 EUR – 15 GB
– 19,99 EUR – 20 GB
§ Blau Allnet Smart
Telecommunication company O2 is also hosting Blau Allnet Smart prepaid SIM cards in Germany. This option is beneficial for the students in Germany. Students can get 3 GB of internet for 7,99 EUR. If you are comfortable with the contract, Blau can give you 3 GB of internet, unlimited calls, and SMS for 6,99 EUR, the lower price. Blau Allnet medium plan will provide 6 GB of data, unlimited calls, SMS, and EU roaming for an 8,99 EUR monthly charge. You will get the same services for the upper plan for 9,99 EUR and 10 GB of data. One more plan of 14,99 EUR monthly can provide you 15 GB of data. It is one of the great deals. All these deals are available on 24 monthly contracts.
If someone is not in favor of signing a contract, then Blau Allnet is providing the following prepaid options.
– Free SIM and pay as you go
– 3 GB for 7,99 EUR
– 6 GB for 12,99 EUR
In a Nutshell
We have covered the primary SIM card providers in Germany. You can see the packages offered by them. Every package is designed as per the cost and provides services. By following this information, it will be easy for you to choose the best one. Most packages depend on your requirement and usage. If you are staying for a short term in Germany, then prepaid SIM cards are the best suitable option. For the people planning an extended stay in Germany, the mobile plan contract can provide you the best offers at lower prices. In case you need additional services such as home phone connection, internet, and TV packages. You can avail of the combined services with any of one network provider. You’ll definitely get the discounted package by including home services as well.
In a Nutshell
Originally published at - https://redbus2germany.com/getting-a-sim-card-in-germany-part-2/
#primary SIM card providers in Germany#prepaid SIM cards in Germany#cost-effective SIM cards in Germany#mobile network providers in Germany#affordable prepaid SIM cards#Mobile Network Providers In Germany#getting an internet connection
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Mobile Network In Germany
You want to stay connected with your family and friends wherever they are. You will be amused to know that Germany has a high-quality mobile phone network with good 4G coverage. These operators offer excellent SIM and mobile options, especially for newcomers and visitors. Most of the operators are providing prepaid tariffs.
Visit Here: https://redbus2germany.com/getting-a-sim-card-in-germany-part-1/
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