What Marketing Campaigns Mean and How Can Arete Automation Help?

Any company that wants to connect with its target market and accomplish its marketing objectives must invest in marketing initiatives. However, planning and managing marketing initiatives can be challenging and time-consuming. Arete Automation comes into play here.

Arete Automation is an effective marketing platform that makes it simple to design and run marketing campaigns, monitor their performance, and access many resources to assist you in achieving your goals. Businesses of all sizes may use Arete Automation to engage with their target markets and develop campaigns that motivate them to take action.

You need a marketing platform like Arete Automation if you want to engage with your target audience and accomplish your marketing objectives. This user-friendly platform makes it simple to build and manage marketing programs, monitor their effectiveness, and access a wealth of tools to support you in achieving your goals. Businesses of all sizes may use Arete Automation to engage with their target markets and develop campaigns that motivate them to take action.

How to Use Arete Automation to Create a Successful Marketing Plan

Are you trying to figure out how to make a marketing strategy that will work? If so, you might want to think about using Arete Automation. You can accomplish your marketing objectives with the effective marketing platform Arete Automation. You can quickly develop, track, and optimize your marketing initiatives using Arete Automation l. You can also readily evaluate your outcomes. Additionally, Arete Automation offers you the resources and tools to develop effective marketing campaigns. Read on to discover more about Arete Automation’s marketing strategy if you want to build a successful marketing campaign.

Let’s first examine what constitutes an effective marketing strategy.

A strong marketing strategy includes the following essential components:

1. Identify your marketing objectives — Establishing an effective marketing strategy begins with identifying your goals. What do your marketing strategies want to accomplish? Do you want to boost brand recognition, produce leads, or enhance sales? Setting concrete, quantifiable goals that will enable you to monitor and evaluate your progress is possible after you are clear on what you want to accomplish.

2. Find out who your target market is by researching them. Who are your marketing campaigns’ intended customers? What needs and wants are there among people? Why do they do it? Your ability to establish marketing initiatives that are both effective and relevant to your target market will depend on your ability to do so.

3. Choose the appropriate marketing channels — The third stage is choosing the proper ones. You can use various online and offline marketing techniques to connect with your target market. Consider your goals, target market, and budget when deciding which channels are best for your company. After that, try out a few different channels to see which ones are most effective for you.

4. Create magnetic content: The fourth phase involves creating engaging content. Your content should be relevant to and valuable to your target audience. Your material should also be well-written and interesting to attract readers and encourage them to take action.

5. Promote your content — Promoting your material is the fifth step. Once you’ve produced excellent content, you need to expose it to your intended audience. Your website, social networking platforms, email marketing, and other internet channels can be a medium to promote your content.

6. Assess your outcomes — The last step is to assess your results. It will allow you to evaluate your marketing initiative's success and recommend improvements. Monitor your website’s traffic, leads, and sales to gauge your success. Additionally, get client feedback to determine what your campaigns worked and didn’t.

You can design an effective marketing strategy that will assist you in reaching your business objectives by using the methods listed below.

How to Use Arete Automation to Reach Your Target Audience

Let’s look at how Arete Automation can assist you in connecting with your target audience now that you know the components of a successful marketing strategy. As we’ve already mentioned, Arete Automation is a powerful marketing platform that gives you the materials and tools you need to build effective marketing campaigns. You can quickly develop, track, and optimize your marketing initiatives using Arete Automation. You can also readily evaluate your outcomes. Additionally, Arete Automation enables you to segment your audience for more precise targeting.

Making customized and targeted content is one of the finest strategies to engage your target audience. Arete Automation allows you to divide your audience into various categories, enabling you to accomplish this. By doing this, you may produce material that appeals to each demographic and distribute it via their preferred channels. Arete Automation further gives you solid tools for managing and developing your content. These tools make it simple to produce high-quality content that interests and converts your target market.

Email marketing is a fantastic method of reaching your target market. Arete Automation gives you the tools to design stunning and successful email campaigns to find and engage your target audience. Additionally, you can customize your email campaigns with the Arete Automation segmentation function so that each recipient sees pertinent communications. Your email marketing will be more successful and have a greater conversion rate.

To sum up, Arete Automation is a powerful marketing platform that may assist you in connecting with your target market and achieving your professional objectives. You can quickly generate targeted and tailored content using Arete Automation, monitor your results, and improve the effectiveness of your campaigns. Check out Arete Automation immediately if you’re seeking a strategy to advance your marketing.

Arete Automation Alternative

Many companies are switching from these platforms to Arete Automation due to the low cost and simplicity when comparing Arete Automation to , ActiveCampaign, and Clickfunnels. A wise substitution for these other platforms is Arete Automation.

The Verdict

According to our Arete Automation review, Arete Automation is the only option if you search for an all-in-one platform to manage your sales and marketing initiatives. As we share our Arete Automation review, we want to emphasize that the system offers all the tools required to get going, including email marketing, lead management, and set up Arete Automation assistance. Do keep in mind that it can be a little intimidating at first. Due to its extensive functionality, there is a steep learning curve. But we have overcome that learning curve and are ready to assist!

To find out more about how we can assist you in creating a profitable online presence for your company, get in touch with us immediately. You may use our platform to generate more leads and sales with the assistance of our experts to set up your account and get going.

Here at ARETE AUTOMATION, you can reach out to more people and grow your network without having to do too much.

SIGN UP TODAY! www.areteautomation.com

#areteautomation #digitalmarketing #marketingautomation #leadconnector #smallbusiness

Making Health Care Systems Better

As health insurance companies increasingly shift health care costs onto patients through high deductibles and coinsurance, more than one-third of insured Americans report spending more in out-of-pocket expenses than they could afford in the last month. That’s not how insurance is supposed to work.

Many patients may not know it, but there are tens of billions of dollars in rebates and discounts on medicines that are given to insurance companies and other middlemen. Too often, these rebates and values don’t get to patients who need them. As a result, some patients pay more for medicines than their insurance company pays.

Unlike government price setting, which threatens Americans’ access to crucial, breakthrough medicines, we should ensure the rebates and discounts insurers receive get passed on to patients at the pharmacy counter — not pocketed by the insurance companies, hospitals, and middlemen.

Putting an end to the pandemic and strengthening the system

Our first order of business is to end the COVID-19 pandemic. We must also prepare for the challenges ahead. To do so, we need more of the innovation and discovery that led to the COVID-19 vaccines and treatments and a more muscular scientific delivery system from top to bottom.

#lifehealthadvisors #ethos #protectyourfamily #areteautomation

Increase Lead Conversions With a Marketing Automation Audit

When was the last time you conducted a marketing automation audit? If your contacts are not converting to qualified leads, your marketing automation may be out of sync with the needs of your potential buyers. Improve your lead conversions with a marketing automation audit that uncovers missteps and gaps in your marketing content and lead nurturing.

What is a Marketing Automation Audit?

A marketing automation audit evaluates your contact database, lead scoring system, marketing workflows, lead nurturing emails, and reporting. The purpose of a marketing automation audit is to determine whether or not your contact segmentation, lead scoring, workflows, and emails are moving contacts through your pipeline and helping you meet your marketing goals.

Marketing automation is essential to run successful inbound marketing campaigns. Well-run marketing automation not only helps you meet your marketing goals but it also ensures your buyers enjoy a positive experience with your brand. Over time, your brand and your knowledge of your buyers will evolve. Your segmentation, content, and marketing workflows need to change as well.

If your contacts are not receiving the right content to help them move through the marketing and sales pipeline, it may be because:

Your brand messaging changed

You learned more about your buyers’ needs, but your segmentation is not aligned

You created more targeted content as you learned more about your buyers, but don’t use it in your lead nurturing

Your lead scoring doesn’t reflect your buyers’ behavior

Broken links and outdated content stop leads from moving forward

With all the moving parts in marketing automation, workflow errors are bound to happen. Regular marketing automation audits will help you spot mistakes and fix them quickly to continue delivering the right messaging and content to your buyers at the right time.

How Can a Marketing Automation Audit Improve Lead Conversions?

The goal of marketing automation is to leverage technology to move contacts through your marketing funnel from interested visitors to purchasers. Delivering the right content and the right time in your buyer’s journey warms up their interest in your product or service and helps them decide to purchase. A marketing automation audit ensures you leverage technology and data on your buyers and their needs to move them from contact to lead.

Completing the audit and making the necessary adjustments to your marketing automation system will enable you to:

Gather the required information on your contacts

Put your contacts in the proper lifecycle stage buckets

Use tracking to determine contacts’ interest and engagement with your website and content

Deliver content to help qualified leads make a purchasing decision

Move-qualified leads to either Sales or a purchase page

How to Conduct a Marketing Automation Audit

Before you begin auditing your marketing automation workflows, it’s helpful to gather data to pinpoint areas of concern. Statistics that indicate there may be issues include:

Low conversion rates or inability to track conversions

Low email open rates

High email bounce rate

High unsubscribe rate

Inaccurate data on leads in each lifecycle stage

Inaccurate lead scoring

Based on the data gathered, determine where you need to focus your marketing automation audit. This may include evaluating the following checkpoints in your marketing workflows:

Forms

Review the forms you use to collect contacts, including records on your landing pages and any pop-up forms used on your website. Make sure all your documents are working correctly and are directing new connections to the correct page after submission. If your conditions trigger an automated email reply, ensure the email reflects your current branding and opportunities to engage with you further. Ensure there are no broken links in your email replies.

Are you collecting all of the information you need from contacts, including information that will help you segment contacts based on interests and needs? Is the amount of information you gather aligned with their stage in the buyers’ journey? A blog subscription form will typically ask for your name and email. Subscribers are generally not ready to give more information and may be deterred by lengthier documents. Downloading a case study, on the other hand, indicates the contact is considering your service or product. Contacts at this stage are willing to provide more details about themselves, such as their company, role, and interests.

Database Segmentation

Segmenting your contact database into subsets based on your buyer persona profiles enables more efficient and effective targeting. Audit your segmented lists to determine whether or not they are still relevant. You may have lists that were developed for one-time campaigns. To keep your lists current, archive any indexes that are no longer used.

You may have lists that require a criteria update. Perhaps your lead scoring has changed over time. Look at the parameters for inclusion in your lists and ensure they are still relevant. Make changes as needed.

Segmentation can be streamlined by allowing your contacts to self-select their interests or by adding references to lists based on behavior monitoring and lead scoring. Set up workflows that add touches to lists based on interest, behavior, and lead scoring criteria.

Lead Scoring and Workflows

chargesLead scoring moves your leads through your contact lifecycle stages and helps qualify leads for your sales team. Over time, you will learn more about your leads and the behavior that signals their interest in your product and readiness to engage further with your company. Also, consider that you may add new ways for prospects to engage with you, such as webinars, email campaigns, and resource downloads. Inevitably, your scoring criteria will change, and your workflows will need to be updated to reflect those changes.

Review your content and the buyer personas and buying stage that each piece serves. Make sure you deliver the right content to the right people based on their persona and lead score. You may need to edit your triggers and automation rules.

Conversion Points and Tracking

Are your contacts converting from contact to qualified leads at the expected conversion points? If your conversion rates are low, evaluate any issues with the content, timing, and messaging that are preventing contacts from moving through your sales funnel.

Metrics to track and analyze include:

CTA clicks

Form submission rates on landing pages

Open and click rates on emails

Demo requests

Content Delivery

Aligning your content to your contacts’ customer journey is essential to marketing automation success. Automating email workflows triggered by list, lifecycle stage, or lead scoring is at the core of marketing automation. During your audit, ensure you have set up your workflows to deliver content that answers your prospects’ questions based on their current lifecycle stage and leads them to engage deeper with your brand. If you notice that leads consistently drop off at a certain point in your funnel, evaluate the content you deliver at that point in their journey and align it with their needs.

As your brand matures, you may find that some content assets outperform others. Look at CTA click rates and landing page form submission rates to determine which assets perform best. Also, analyze click-through rates within your eBooks and guides to determine whether or not your contacts are engaging further while reading the content.

It’s common to have an abundance of awareness-stage content and fewer consideration-stage and decision-stage content pieces. Where are your content gaps? Make sure you have a consideration-stage and decision-stage range to offer your leads to help them develop trust in your brand.

Email Marketing

Marketing automation software enables email drip campaigns to be sent to contacts. It’s crucial to evaluate the performance of your email campaigns regularly so you can make adjustments as needed. Look at your email open and click-through rates. They will indicate whether or not your emails are well-designed, use effective subject lines, and include an engaging copy. A/B testing subject lines, copy, and calls-to-action in your emails can help you refine your email marketing campaigns.

If you notice a low open rate or high bounce rate on your emails, they may be landing in your subscribers’ spam folders.

Another item to check in your marketing automation audit is email frequency. How often are you emailing your contacts? Do different segments receive emails at different frequencies? If your emails are underperforming, consider optimizing the frequency and timing of your emails.

If you currently don’t send a welcome email sequence to your new contacts, consider automating a SOAP sequence that focuses on building a relationship with your new prospect and creating trust and interest in your brand.

Contact Database

The goal of marketing automation is to help you connect with engaged prospects and nurture your relationship with them before, during, and after they make a purchase. If you notice a low engagement rate on your emails, the issue could be poor database hygiene. If your list is bloated with contacts that have hard bounced or who are no longer interested and have disengaged from your email campaigns, it will affect your email metrics.

HubSpot explains, “Email senders with high rates of opens and clicks look more trustworthy to email security filters. And most email accounts, including Gmail, automatically filter out emails that recipients aren’t opening or clicking.” Learn how to improve your email deliverability here. It’s an excellent practice to cull your contact list periodically and archive or remove any contacts that have not engaged with your emails in recent months.

How Often Should You Conduct a Marketing Automation Audit?

A marketing automation audit is not a one-and-done event. Make it part of your quarterly marketing performance analysis to identify issues and gaps that are preventing you from optimizing your lead conversions.

#areteautomation #leadconnector #crmintegration #aretemarketing

What Is a Claimant in Life Insurance?

Definition of Life Insurance Claimants

A claimant or beneficiary of your life insurance is the person who will receive a specific sum of money in the event of your passing. When you purchase a life insurance policy, choosing an heir is an essential step because it is the only way legally to designate who will receive the money if you pass away during the policy’s term.

If you are a beneficiary, you should understand how the policy pays out, your options, and anything that might make things more difficult. To learn more about naming or being a life insurance beneficiary, continue reading.

What Is a Beneficiary in Life Insurance?

You can designate an heir, who may be a person or an organization when you buy a life insurance policy.��Also possible is having more than one. They receive a predetermined sum of money or a series of payments if they pass away during the policy’s term.

You can distribute the funds however you like as the policy owner:

One person can be designated to receive everything.

You can designate two or more people to split the total sum however you choose.

Your estate may have a name.

You can designate a trust to receive the proceeds from the policy if you have one or desire one.

When they pass away, some people prefer to leave money for a charity; you can mention any recognized organization you like.

If necessary, you can give names to your minor children. It helps to be aware that most states require an adult guardian to oversee minor assets if you intend to do this. The process of choosing a guardian can be expensive and time-consuming.

It’s crucial to contact the insurance provider and present a death certificate if you are the beneficiary of a life insurance policy and your loved one has passed away to begin the payout procedure.

Making a trust or custodial account is one way to hasten this procedure. Your children’s money is placed in a trust, where a trustee will look after it until they are of legal age or the age you specified for them to inherit it. If you don’t determine anyone, the “de facto” beneficiary is your estate.

How Should Insurance Beneficiaries Be Known?

Make sure you give accurate information when naming people to receive insurance money. You’ll need to know things like their birthday, social security number, and contact information. Additionally, make sure everything is correct before submitting it by checking it twice. If there are mistakes, the wrong people might get the money, or your heirs might have to deal with legal issues.

Let’s take the example where you list “spouse” as your beneficiary. Two years later, you get divorced and remarry without altering your insurance policy. After your passing, both your current and former spouses might make an attempt to collect the money.

You’ve created a legal problem that could delay payout because the definition of “spouse” is ambiguous. One was your legal spouse at the time of your death, and the other was your legal spouse at the time the insurance policy was written. Along with all the legal fees, stress, and heartache that always follow fights over money, a dispute over money is likely to occur.

Contingent and Primary Beneficiaries

It is frequently advisable to add one or more supplemental beneficiaries to a policy. If the primary beneficiary (or beneficiaries) passes away or cannot be located, a contingent beneficiary is a person who gets some or all of the money.

Note: If you list multiple people, specify how much money (in a percentage form) each one should receive.

For example, suppose you buy a policy with a $1 million benefit. You designate the beneficiary as your spouse. Your partner will receive the entire sum should you pass away while the policy is still in effect. However, you might pass away before your primary beneficiary.

Your three adult children are added as contingent beneficiaries because you want to ensure that the money is passed on to your children. You include each of them in the policy and distribute the funds equally. In this manner, your children will each receive a third of the money after your passing, even if your spouse dies before you do.

Per Capita and Per Stirpes

The decision of whether to choose per capita or per stirpes when naming beneficiaries is another factor to consider. If no other contingent beneficiaries are listed on the policy, and one or more of your beneficiaries pass away, these specify how the money should be distributed.

Per capita (“per head”) is frequently used as the abbreviation. This implies that you don’t have to describe every potential event in great detail. Instead, an equal portion is distributed to each of your living beneficiaries.

For instance, if you have three adult children and one of them passes away before you do, the other two will instead receive half of the face value each. If you choose per stirpes and one of your beneficiaries passes away before you do, the beneficiary’s children, if any, will receive their share.

A per stirpes arrangement would give your two grandchildren the one-third that your three adult children would receive, for instance, if one of your three adult children passed away before you and was survived by two children. One-sixth of the funds would be given to each grandchild.

Life insurance is a wise choice for estate planning. In light of that, it might not be the best course of action for you and your situation. Consider speaking with an estate planning lawyer who can assist you in putting together a strategy to ensure that your loved ones have what they need after your passing and that your assets go to the people you want them to.

There may be a box to check on some beneficiary designation forms so you can choose per stirpes. If there isn’t a box, ask your agent if you can enter per stirpes.

Who Has the Authority to Alter the Life Insurance Beneficiary?

When submitting a life insurance application, name at least one beneficiary. It doesn’t follow that you can’t alter it later. If you are the owner, you always have the option to remove or add people. You might decide to appoint someone else because of changes in your life, for instance.

In the event of a marriage or divorce, you might want to appoint someone else. A good reason to review your policy is the birth of a child. Alternatively, you might have another justification for the change. However, if you designated a beneficiary as “irrevocable,” you will need to obtain their approval before making any changes (they must sign the policy change form).

Additionally, in some circumstances, your insurance provider or state may limit who you can name. For instance, married couples who reside in states with community property laws might need the consent of their spouse before calling anyone else.

Note: Contact your insurer and ask for a “beneficiary change form” if you want to add or change an heir.

Do beneficiaries of life insurance policies have to pay taxes? A life insurance death benefit received as a lump sum is typically not regarded as taxable income. There are, however, some circumstances in which you might owe taxes.

For instance, any interest paid above the face value of the money if it is received as monthly payments or an annuity is taxable income. Additionally, if the funds are transferred to your estate rather than a specific individual, estate taxes might apply. The good news is that there won’t be any estate taxes assessed unless your estate is worth more than $11.7 million.

Summary

If the insured passes away during the policy term, a life insurance beneficiary receives the death benefit.

Multiple beneficiaries, including primary and contingent beneficiaries, may be named, along with a person or trust.

Your beneficiaries must have accurate identification information so that they can be located and legal disputes are kept to a minimum.

Most life insurance proceeds are tax-free, but in some cases, a portion of them might be.

Before you proceed, be sure you are aware of your state’s life insurance laws and how to handle naming minors.

#lifehealthadvisors #insurance #ethos #healthiswealth #protectyourfamily

The Value of CRM (Customer Relationship Management) Software

Customer relationship management, or CRM, is a system that handles the administration of a business’s contacts with previous, current, and potential clients. By automating sales, marketing, customer service, and technical support, CRM software combines the complete customer relationship cycle.

CRM software is a tool that unifies various organizational tasks needed to implement customer relationship management while automating the many and discrete components of the customer relationship management lifecycle.

Additionally, the CRM software controls how the company interacts with its clients throughout the whole customer management lifecycle, including, among other things, cold calling, customer acquisition, and customer retention. The notion of CRM and CRM software are critically examined in this research study from a variety of angles.

Background of CRM

CRM was first introduced in the 1970s when firms began to emphasize more on their customers than on their products. Database marketing’s introduction in the 1980s set the groundwork for the CRM paradigm, and the development of consumer focus groups prompted the adoption of CRM by SMEs (Small and Medium Enterprises) Since its implementation ensured that firms could gain significant advantages, CRM as a concept and trend became extremely popular in the 1990s.

Numerous improvements to CRM systems were also made during the 1990s timeframe. The road was paved for introducing CRM to enterprises and consumers when the business world began to embrace the internet in the 1990s, and consumers began to use it heavily in 1995.

With the information age in full swing at the time, the demand for CRM software spiked in the preceding decade. In summary, it can be concluded that CRM has been steadily and cautiously accepted by businesses since the 1970s and has continued to this day. It has since evolved into a piece of software that every company must have.

CRM: What It Means and Why

CRM is important because it revolutionizes the customer relationship process by integrating the complete customer management process and automating the customer life cycle. As has been mentioned above, what makes CRM particularly important is the use of IT and software to automate the customer relationship process, as well as enhance customer management through a holistic approach rather than a fragmented one.

It is impossible to exaggerate the importance of a CRM system given how extensively both the business world and the consumer base use IT. Additionally, CRM provides firms with exponential returns because it expands their customer base statistically and improves their customer relationship management process qualitatively.

CRM’s Advantages and Disadvantages

The use of a CRM system has various advantages, including improved customer management, more excellent customer acquisition, effective customer retention, and enhanced prospecting for both acquiring new clients and re-engaging existing ones.

The crucial thing to remember about a CRM system is that it creates synergies across the customer relationship cycle, increasing the productivity and efficiency of the staff members handling client connections. The returns from old, existing, and new clients are also higher since the CRM system integrates the complete customer relationship lifecycle and automates the various customer management operations (sales, marketing, customer service, and technical support).

One of a CRM system’s key advantages is that it streamlines the client retention process and encourages more repeat business, which is always a sign of a thriving business. The CRM system also ensures that there aren’t many mistakes made during the customer connection management process by automating customer touchpoints and enhancing the physical customer relationship effort.

Last but not least, the enterprise-wide automation of all tasks and procedures that many businesses actually implement helps the CRM subsystem to give decision-makers a bird’s-eye view of the customer relationship process, empower and enable them with more visibility over the process by giving them data and useful information.

The biggest drawback of a CRM system is that it may lead to redundancy in the customer management process due to double labor and the inability of sales and marketing staff to adapt to the automation.

The CRM system may increase complexity, which, if improperly handled, can result in chaos and a lack of preparation for crucial operations in the sales and marketing lifecycle, which is the next drawback.

Third, if the implementation and subsequent user training are not done correctly, it could lead to a workforce that lacks basic knowledge of how to operate CRM software. The staff might be unable to use the technology successfully as a result. Finally, sometimes the expenditures associated with CRM deployment outweigh the advantages, which results in losses for the businesses.

#areteautomation #aretemarketing #leadconnector #emailmarketing #marketingautomation

How does life insurance work? What is it?

Most individuals will explain life insurance to you as a purchasing policy that provides money to your family during your death. If you ask them to describe the main aspects of the guidelines, the many options, or how they operate, they will likely try to divert the subject.

However, those factors are crucial if you’re looking into life insurance. Your inquiries will be addressed in this post, specifically:

What constitutes a life insurance policy’s essential components? A life insurance policy is a contract between a person and an insurance provider (or legal entity). Every life insurance policy is unique, and every state has a different set of rules that govern insurance contracts.

The insurer: Only a select group of organizations are permitted to offer life insurance, and state insurance regulators oversee these organizations. The person or organization that owns (or “holds” the policy is referred to as the policyholder. Examples include a family trust or a company. The policy has two options for coverage: either the holder or a third party. The individual whose life is insured is known as the insured. The sum that the insurer will pay out upon the insured's death is known as the death benefit. The recipients of the death benefit are known as beneficiaries. It can be distributed proportionally among many different persons and entities (for example, three children could each receive 30% and 10% could go to a charity), or it can all go to a single person (for example, the surviving spouse). The duration of time the insurer agrees to provide a death benefit is known as the policy length. This can be for a set period of time, like 10 or 20 years, or it can be permanent, meaning that as long as premiums are paid, the policy will be in effect for the insured’s whole lifetime. The monthly or yearly payments required to maintain the insurance in force are referred to as the premium. monetary value: Whole life insurance and permanent life insurance both feature a cash value component that accrues over time2 and can be withdrawn or used as collateral for loans. Term life insurance has no cash value.

What are the different kinds of life insurance policies, and how do they work?

There are two basic types of life insurance: Term and permanent life insurance. A term life insurance policy provides coverage for a specific period of time, typically between 10 and 30 years. It is sometimes called “pure life insurance” because, unlike the permanent policy or whole life insurance, there’s no cash value component to the policy — once the term is over, there’s nothing left.

Permanent life insurance provides coverage that lasts your entire life. Unlike term, it’s not a “pure life insurance” product because it includes a cash value component that helps make coverage last while the insured is alive and premiums are paid and while providing other financial benefits. A portion of your premium dollars grows tax-deferred over time — but the entire death benefit is immediately payable from the first day you have the policy. The cash value, on the other hand, may take some years to build up to a significant amount.

There are two main types of permanent insurance: whole and universal life. Whole life insurance is simpler — the premium remains the same for life, the death benefit is guaranteed, and the cash value grows at a guaranteed rate. Universal life insurance can be less expensive, but the premiums, death benefits, and cash value growth rate can vary, making the policy more complex.

What advantages do people receive from life insurance at various times? Most adults should consider getting life insurance because it may be a potent weapon for safeguarding their financial confidence and, more importantly, the economic trust of those who depend on them. However, you should consider what kind of financial protection you require at this time in your life before purchasing a policy.

Questions and answers about life insurance What is the price of life insurance? Depending on the type of insurance (i.e., term or permanent) and all the factors that can affect your life expectancy, including age, weight, health, gender, lifestyle, occupation, and risk factors like smoking, the cost of a policy — for a particular level of death benefit — can vary significantly.

How may my needs be met by a life insurance policy? Riders, which are optional features almost all life insurance policies contain, can offer valuable extra benefits that specifically adapt the approach to your needs. For instance, Guardian offers riders that can assist save family assets by covering end-of-life expenses while the insured person is still alive.

#lifehealthadvisors #ethos #protectyourfamily #selflove

Compare prices from multiple life insurance providers instantly without providing your phone number.

Everyone dreads seeing the dreaded “phone number” section while online filling out information to acquire immediate life insurance quotes.

Why do so many people find that objectionable?

Because you are aware that your phone will ring endlessly until you answer and that you will be added to a call list. Once you respond, the salesperson on the other end won’t stop until he has persuaded you to buy something you didn’t need at a price higher than what you originally desired.

That isn’t how things ought to be. You are, after all, seeking rapid life insurance rates. You don’t want to wait for a commission-based salesperson to call you back at an inconvenient time.

In the end, “quick quote” websites that want your phone number do so because it will benefit their business, not because it will make your life simpler or your shopping experience more pleasant.

You won’t have to worry about that inconvenience if you hunt for your quotes in the appropriate location.

We eliminated all the anti-consumer tactics we saw on other websites when we created our fast quote engine, including the requirement for your phone number. Instead, we concentrated on gathering the necessary data we require to offer quotes that are more accurate than those you will find elsewhere online.

If you don’t wish to keep your quotes to refer to them later, we don’t even demand an email address from you — fewer speed bumps and no later regrets.

Of course, we’re pleased to assist you there if you wish to be contacted. We have in-house experts available to chat with you if you give us a call. However, doing so is voluntary, and you’ll never be asked for your phone number. Furthermore, our agents don’t receive commissions significantly sets them apart from other agencies.

Do you know how you feel when a used car salesperson talks to you? This can also occur when you try to get life insurance since many will attempt to upsell you on whole life insurance. Full life insurance is useless and more expensive when compared to term life insurance. On the other hand, commission-based agents receive a more extensive check.

It seems to sense that customers are hesitant to share their phone numbers.

Calling an insurance agent on the phone shouldn’t make you nervous. Be aware if you are required to give your number to receive immediate life insurance quotations. However, suppose you’re doing your research correctly. In that case, you can wait to call until you’re prepared to apply and keep your contact information to yourself until then.

#areteautomation #lifehealthadvisors#healthtips #stayhealthy #knowledge

Six Significant Advantages of CRM for Retail and E-commerce Businesses

CRM technology has advanced steadily in the B2C market due to the recent rapid expansion of eCommerce retailers and mobile shopping. The majority of significant CRM system suppliers now provide a variety of features specifically designed for the e-commerce sector, which they have identified as one of the trendiest business models. If you are interested in learning more about the advantages of CRM for eCommerce and retail business, you have come to the correct spot.

The demand for better customer service has expanded dramatically as online retailers compete more fiercely, and companies are increasingly implementing CRM systems designed specifically for online retail. These days, customer experience is revolutionized by systems like Salesforce Commerce Cloud and Magento, which boost your online sales. But if you pick the right CRM, these platforms combined with one provide you a competitive edge in your eCommerce firm. The various advantages of having a customized CRM for Retail and eCommerce Businesses will be discussed in this piece.

1. Customer Segmentation

My feed is immediately overwhelmed with highly relevant sponsored advertising as soon as I go through my social media accounts after researching search engines, and I end up clicking on most of them. You have likely had the same experience. Social media shows us the advertisements we are most likely to click on since it has learned our search habits. Wouldn’t you want the same relationship with your customers if you were running an online retail business?

Sales agents can interact with clients most effectively by viewing customer groups organized by gender, interests (fashion, gadgets, etc.), spending history, and other factors.

2. Having access to the most pertinent data

How many visitors to your website abandon the page without making a purchase or paying for the things they added to their cart?

The average cart abandonment rate is a staggering 68.81 percent, according to Baymard. You may take action to turn these visitors into customers with a carefully thought-out CRM implementation in your retail firm!

3. Time Management Techniques

It turns out that sales representatives can only devote 11% of their time to active selling. Problem-solving and administrative tasks take up the majority of the time.

A CRM Customization for eCommerce can automate several self-service procedures, freeing your agents’ time to concentrate on their primary duties. Enterprise processes must now be more intelligent, and the easiest way to do so is to hire a CRM consultant before choosing a system.

4. Centralized Use of Social Media

We bet you are not operating an internet retail business without actively managing your social media profiles.

eCommerce traffic is primarily generated by paid advertisements and social media recommendations. Customers ask questions on social media, and how you respond to their questions affects how they view your customer service.

Consumers who complain on social media in 42 percent of cases anticipate a 60-minute response time. Through our Social Media Integrations, our clients have better-managed response times. You can also use the potent tools that many CRMs offer their clients. For instance, Salesforce Marketing Cloud is a game-changer for marketing in any eCommerce organization.

5. Payment Info

It can be challenging to analyze payment data if your site accepts various payment channels. You can handle everything using CRM, from billing and invoicing to payment failures. Even better, you can incorporate a payment gateway into your CRM.

CRM’s advanced analytics can monitor payment trends, giving you the power to examine:

● Best sources of income

● The most valuable clients

● Several measures you may use to tailor your offerings

6. Order Administration

Lead generation through revenue generation is all included in the order management process. You can see and take action on each product’s order placement, order processing, shipment tracking, delivery, and customer feedback.

Order management is one of the most critical features in a CRM for e-commerce. CRM for Startups can also help you organize your firm and increase productivity if you are starting out.

Let’s look at how we helped clients in the retail industry overcome various obstacles. — Case Studies in a Few

1. The retail CRM Audio Geer

A California-based independent manufacturer’s representative company, Audio Geer. It offers the professional audio, musical instrument, broadcast, and audio/visual markets with more than 14 years of experience. Ten to twelve manufacturers provided equipment that Audio Geer purchased and sold to its customers. Their staff used Excel spreadsheets to keep track of all communications with suppliers and customers. Additionally, they had never used a CRM system before. Excel sheets were unable to handle the increasing operations as their clientele grew. Audio Geer contacted Rolustech to learn how a CRM may streamline its business procedures to get out of this jam.

2. Retail CRM Refractiv

Refractiv provides online businesses with best-in-class cloud, web, and mobile solutions to spur innovation and expansion. They asked Rolustech to create an iPad app for a well-known multinational fashion firm with headquarters in the UK since they wanted instant access to their product catalog when visiting various outlets.

#areteautomation #leadconnector #crmintegration #aretemarketing

Top 5 Reasons to get Life Insurance in your 30s

In your 30s, a lot can happen. You might be planning a wedding, beginning a family, or searching for your first house to purchase. But have you given life insurance any thought?

In your 30s, life starts to get reasonably accurate. You might settle down, get married, start a family, own a home, and bring home the golden retriever you’ve always wanted. That is a lot. Because of this, now is a beautiful time to begin making plans for the future of your family.

Even though it could be difficult, you might need to think about what would happen to your family if something happened to you. The decisions you make today may have a profound impact on the people you care about the most.

In your 30s, consider buying life insurance for the following five reasons:

You Need to Pay Your Monthly Bills

Your life is a series of monthly bills.

Your salary is probably heavily invested in these costs, including your rent or mortgage, auto payments, utilities, credit card bills, and student loans. Despite all odds, you’ve been able to save some money for that Blink-182 reunion tour, but your finances are still tight. Another reason a life insurance policy can be a good idea is this one.

How will your family assist in paying off your mortgage or outstanding loans after you pass away? Your loved ones’ ability to pay the bills you leave behind may be aided by a life insurance policy.

You Have a Family to Support

To create their own families, many are delaying parenthood till they are older. It’s possible that your grandparents and parents were married and had children when they were in their 20s. But more people today are delaying marriage until their 30s or later. Why not, then? It’s simpler than ever to play the field and wait for that ideal match thanks to dating apps like Bumble, Hinge, and the rest.

In fact, women in their early 30s are giving birth to more children than those in their 20s for the first time ever.

Does that circumstance ring a bell for you? If so, you might want to consider what will happen to your family when you pass away. Purchasing life insurance in your 30s could provide your family with financial security in the future.

You are Financing your Kids’ Education

Whether you’re talking about a four-year college, associate degree, or vocational school these days, getting a credential is very pricey. And it won’t get any more straightforward with soaring tuition costs. Even enrolling your children in public the in-state school can be expensive: the average yearly cost after accounting for tuition, room, and board, fees, and other costs is more than $20,000.

Most people’s personal funds just won’t be enough to pay for their education. Although they are an option, student loans could leave borrowers with long-term debt.

If you are unable to provide for your children on your own, the payoff from a life insurance policy may help.

Insurance may be more affordable when you’re young.

Age is one of several variables that insurance companies take into account when determining premiums, but it is one of the most crucial. With all the health tracking apps, recreational sports leagues, and 5ks with pals, young people frequently have fewer health issues, and insurers are aware of this. That might work in your favor.

Purchasing life insurance when you’re still young may enable you to locate a plan that both suits your financial needs and your urgent demands. For those in their 30s, a term life insurance policy is frequently the best option. Compared to a whole life policy, coverage quantities are frequently higher, and costs are created to be reasonable. It’s frequently the best kind of life insurance coverage for a 30-year-old.

Your Loans were Co-signed by Your Parents

Without a perfect credit history, getting a loan to establish a business or purchase a new home is difficult. You might have asked your parents to co-sign your mortgage or other loans, like many other 30-somethings. If something were to happen to you, they would still be responsible for making those payments.

Life insurance can let you pay them back for their assistance when you most need it. Your home, business, or investment might be protected, and your debts could be produced without depleting your parents’ financial resources by using the payoff from an insurance policy.

#ethos #lifehealthadvisors #areteautomation #ethoscoverage #lifeinsurance

The Best Practices and Greatest Benefits of Marketing Automation and CRM

The use of marketing automation can help move deals through the sales pipeline and provide highly targeted messages. Customer relationship management (CRM) may collect and organize your client data. What transpires when these two systems are joined, and their features are used?

Learn how to use marketing automation and CRM together in the best possible manner and how much value they can add to your company. We also include five real-world use-case samples so you may get ideas. After this article, you may sign up for a free trial of the all-inclusive CRM solution Pipedrive.

There are many benefits to combining marketing automation and CRM. It enhances the relationship between marketing and sales, makes it possible to understand client behavior better, raises the caliber of leads, and helps to conserve resources.

A fundamental understanding of both systems is required to comprehend how this is feasible; it goes like this:

Marketing automation is made to automate repetitive marketing processes like sending emails and push alerts. Thanks to automation technology, you can get data from different sources and use it in marketing efforts.

Marketing automation makes it possible to communicate with customers in a timely, precise, and focused manner. One use of automation technology is to move prospects through the sales funnel and into conversion. The respondents to our global marketing automation survey ranked better message targeting and a higher marketing ROI as the two most important advantages of marketing automation.

You may manage your company’s relationships and interactions with clients and prospects using a customer relationship management (CRM) solution. For instance, it keeps track of a person’s history of purchases and how long they have been a customer.

CRM aids in precisely segmenting clients, planning sales operations, enhancing customer service, tracking deals, and streamlining procedures.

CRM already contains all client data; thus, connecting it to marketing automation is essential to bring data into the automation system. However, the benefits of CRM and marketing automation go far beyond just supplying sources for consumer contacts.

Since data is imported and exported between systems, nothing is lost along the way.

You may be confident that there are no obstacles to the free flow of data.

You don’t need to keep track of communications with a single customer across various channels.

Sending automated communications to various segment groups pulled from CRM will be possible. The customer’s activities are added to the data in CRM when the marketing actions have been implemented. You’ll find additional advice for this further in this article, so keep reading!

Individual Customer Communication

Message personalization is essential since it increases the likelihood that the recipient will reply. However, 55% of marketers believe they lack the data and insights necessary for efficient personalization. Customer information is kept in multiple systems at once.

The problem can be solved using marketing automation and CRM to send triggered, customized, and personalized communications based on consumer behavior. You can customize your communications using specific consumer data points, such as prior purchases, closed and won deals, interests, business information, etc.

The picture of client behavior becomes more explicit as more systems are connected to automation. All potential actions, such as newsletter clicks and website visits, can be compiled into the customer’s CRM profile.

As a result, sales may communicate strategically, and customer interactions are more productive. Marketing gains a clearer understanding of the messages that resonate the most with leads and the information they find most useful.

Streamlined customer service and increased sales

You will be able to better service your present and potential consumers due to the integration of marketing automation and CRM. You may more readily look into and evaluate client behavior to inform your future decisions.

As a result, you may send marketing communications to your customers at the proper time they would find interesting, increasing up- and cross-selling and customer happiness. The sales cycle may also be reduced as a result of consistently meeting the needs of clients and prospects at the right moment.

Giving points for a prospect’s behavior is possible with contemporary automation technology. Sales understand that a lead is warm enough to be approached after a particular threshold of points is met. In the best-case scenario, sales have a ton of information in CRM about the prospect’s behaviors and want before making any calls or sending any emails.

How to get started

We now know why it is crucial to combine these tools, but how to achieve so is still a mystery. The steps are listed below.

Purchase the equipment. Invest in top-notch products that are already integrated.

Organize the steps. Bring sales and marketing together to map out the entire purchase process, make notes along the way, and determine necessary actions. Add pre-sales marketing, sales touch points, and new customer onboarding to the roadmap.

Arrange the customization. Choose the data points you’ll utilize to tailor the customer experience. There are several options, including geography, age distribution, the types of things bought, and the volume of purchases. Use subscription forms, for instance, to ensure you gather all the required information.

Develop automated work processes. Start developing the computerized workflows for various tasks, such as rekindling the customer relationship, onboarding, and warming up the lead. Use our free guidebook of marketing automation examples as inspiration to improve your business.

Examine and adjust. After developing and launching the automation, you must keep an eye on the outcomes and, if necessary, tweak them. You can experiment to see how the results change if you tweak the automated letters’ headlines, content, or scheduling.

Examples of real-world usage cases

Let’s look at a few instances where marketing automation and CRM have increased sales.

Onboarding

CRM as a data source

Email/push notification channel

Trigger: First purchase or new sign-up

One of the most common marketing automation applications is onboarding, and CRM gives the procedure a lot of strength.

When sales record a deal as won in CRM, marketing automation receives a trigger to begin the onboarding process for the new customer. Educate and instruct your customers while assisting them in using your items.

You can start to drive more purchases later in the onboarding messages. Running a referral campaign, as Dropbox did, is one clever method to accomplish this. Dropbox grew by 3,900% in just 15 months by giving users who invited their friends to use the platform free data storage.

Upsell

CRM as a data source

Message: Email

Customer segment: devoted customers

Customers that make several purchases show interest in your business and are frequently prepared to make additional purchases. They are a fantastic segment group for your upselling campaign because of this. The required information can be extracted from CRM, such as a list of clients who have made at least three purchases from you.

Send an appealing coupon together with a tailored campaign letter. Set a deadline to ensure that customers respond quickly, and make it obvious what benefits the offer will bring to the recipient and why they should take advantage of it.

Customers who didn’t purchase the first email can be reminded that the campaign ends in three days after a few days have passed.

The upsell campaign also provides a possibility for more precise segmentation. If a consumer doesn’t purchase the campaign, you can separate them into platinum-level customers and lower their status.

Birthday presents

CRM as a data source

Channel: SMS/email

The customer’s birthday is the trigger

On their special day, remember your customer with a thoughtful gesture! In B2B marketing, the first purchase anniversary is celebrated, whereas, in B2C marketing, the customer’s birthday is honored.

Set the automation to regularly monitor the CRM for persons with birthdays coming up in the next ten days. Send these clients a personalized note to commemorate the forthcoming event.

Being proactive while sending anniversary texts is a fantastic idea because many of us like to organize the celebration in advance. The customer is more likely to accept your offer if the benefits are clear in advance.

Reawakening Inactive Customers

CRM as a data source

Channel: SMS or email

trigger: circumstance

Encourage your passive customers to do business with you once more. Get a segment of customers from CRM who haven’t purchased in a specific amount of time. Send them individualized messages to reacquaint and entice them to return to you.

It’s crucial to convey the value in these messages as well. Show the customer the advantages of coming back to you. For instance, you may SMS customers and offer them a complimentary delivery.

Although this automation chain has a different target market, it is similar to upsell automation. The automation can be carried out in the background and repeated monthly or on any other schedule that works best for your company.

Return the data to CRM.

CRM and marketing automation needs to communicate back and forth. You must ensure that the data isn’t just delivered to the CRM; it is also pulled back from the automation platform.

Giving the contacts scores depending on how they respond to your marketing communications is a practical technique to ensure this. You can award different points to contacts at various points throughout the automation chain, such as one point for viewing the message, five points for selecting the aggressive CTA, and so forth.

The scoring system allows you to distinguish between hot and excellent leads. Every morning, send all contacts with lead scores greater than 5 to sales using CRM filtering.

Try the CRM that Increases Closing Rates by 28 Percent on Average

Only when a wealth of client data is available can an efficient automated chain of communications be built. Therefore, a dependable CRM system is essential. After using Pipedrive’s CRM for a year, users average a 28 percent increase in transaction closings. Pipedrive can help you gain customers and encourage upsells with targeted marketing automation campaigns.

#areteautomation #leadconnector #webflowintegration

Life Insurance For Cancer Patients And Survivors

The ability to obtain standard

After receiving a cancer diagnosis, is life insurance still an option? Even though it could be pricey and restricted, you can still get some forms of life insurance if you presently have cancer.

Having a diagnosis of cancer usually makes it impossible to obtain insurance.

Basal cell carcinoma is a condition for which most insurers do not impose restrictions, according to Travis Price, an independent senior market insurance agent in Manton, Michigan (skin cancer).

However, given the nature of small cell lung cancer, there is a good chance that no life insurance would ever be placed with you.

What Kinds of Life Insurance Are Available to Cancer Patients? Following a cancer diagnosis, you will probably be able to qualify for a guaranteed issue, group life, and final expenditure life insurance policy, which provides coverage for last expenses and burial fees. However, with a cancer diagnosis, you could not be eligible for the two most popular forms of life insurance — term and whole.

These forms of life insurance often don’t allow for application rejection, and the applications don’t typically even include any health-related questions.

The possibility of limited coverage quantities is one compromise. The fact that guaranteed issue and final expense life insurance sometimes have graded death benefits means that your beneficiaries won’t receive the total payout if you die away within two or three years of purchasing the policy. (The timetable will be specified and depend on the policy.) The nature of your disease will also impact what coverage you may qualify for.

How Long Does It Take to Regain Life Insurance Eligibility After Cancer? Although each insurance provider is unique, you usually need to have been cancer-free for at least five years to be eligible for freshly issued term life insurance, whole life insurance, or other forms of coverage.

Depending on the type of cancer, its invasiveness, and the likelihood that it may return, there may be a waiting time for life insurance after cancer.

Waiting periods for life insurance following cancer. Certain insurers have higher underwriting requirements for specific diseases that need remission for at least a decade.

Life insurance waiting periods after different cancer types Here are sample waiting periods for various types of cancer from Trusted Choice, a network of independent insurance agents:

Bladder cancer: 2 years Bone cancer: 5 years Breast cancer: 2 years Cervical cancer: 1 year Colon cancer: 2 years Kidney cancer: 3 years Leukemia: 10 years Lung cancer: 3 years Lymphoma: 2 years Metastatic cancer: 5 years Ovarian cancer: 3 years Prostate: 1 year Rectal cancer: 2 years Skin melanoma: 1 year What Kind of Life Insurance Is Best After Cancer? Traditional life insurance may be possible if you have had cancer for at least five years. Here are a few potential choices.

Long-term care insurance If you’re eligible, term life insurance is often the least expensive method to get protection. You’ll probably have to undergo a life insurance medical examination, so be ready to discuss your prior cancer diagnosis and treatment when questioned.

You may lock in prices for term life insurance for a predetermined amount of time, such as 10 or 20 years.

Permanent life insurance Whole life insurance and universal life insurance are two options for permanent life insurance. If you pay the premiums, these plans can offer life insurance as long as you live.

streamlined life insurance issues While simple issue life insurance does not need a medical exam, you might be required to complete a brief health questionnaire.

A simplified issue might be an excellent decision if you are cancer-free but not in perfect health.

Life insurance with a guaranteed issue You cannot be refused guaranteed life insurance because of a medical exam, health standards, or medical history requirements. That may seem enticing, but the cost of the coverage you receive will be high, and the policy’s death benefits will be low.

Life insurance for burial Burial insurance, intended for life insurance purchasers over 50, is designed to cover expenditures associated with the end of life, such as funeral fees and unpaid medical bills. Obtaining this coverage doesn’t need a medical checkup.

How Does Cancer Affect the Price of Life Insurance? For all plans, including those for cancer patients and survivors, most life insurance firms employ a categorization method to calculate the prices for life insurance. Following cancer, some suggestions to improve your chances of finding life insurance.

Work with a knowledgeable independent life insurance agent first and foremost. Independent brokers deal with various insurance providers and will be aware of those more receptive to covering cancer patients. Find an independent agent that specializes in impaired risk underwriting in particular.

With these techniques, you might be able to get affordable life insurance no matter when you become eligible for it after cancer.

By eating well and exercising, you may improve your general health. Avoid using tobacco. Quotes for life insurance are often substantially more expensive for smokers.

Choose a profession with less risk. Police officers, firefighters, pilots, and construction workers are among the occupations that might see increased costs.

Avoid dangerous pastimes, including scuba diving, skydiving, and mountain climbing. Your quotations will take them into account and increase the Price. Maintain a spotless driving and criminal history. DUIs, prior arrests, and other criminal convictions may impact your rate or ban you from coverage.

lifehealthadvisors #ethos #lifeinsurance #lifeinsurancematters #mycoverage

After receiving a cancer diagnosis, is life insurance still an option?

Even though it could be pricey and restricted, you can still get some forms of life insurance if you presently have cancer.

Having a diagnosis of cancer usually makes it impossible to obtain insurance.

Basal cell carcinoma is a condition for which most insurers do not impose restrictions, according to Travis Price, an independent senior market insurance agent in Manton, Michigan (skin cancer).

However, given the nature of small cell lung cancer, there is a good chance that no life insurance would ever be placed with you.

What Kinds of Life Insurance Are Available to Cancer Patients?

Following a cancer diagnosis, you will probably be able to qualify for a guaranteed issue, group life, and final expenditure life insurance policy, which provides coverage for last expenses and burial fees. However, with a cancer diagnosis, you could not be eligible for the two most popular forms of life insurance — term and whole.

These forms of life insurance often don’t allow for application rejection, and the applications don’t typically even include any health-related questions.

The possibility of limited coverage quantities is one compromise. The fact that guaranteed issue and final expense life insurance sometimes have graded death benefits means that your beneficiaries won’t receive the total payout if you die away within two or three years of purchasing the policy. (The timetable will be specified and depend on the policy.) The nature of your disease will also impact what coverage you may qualify for.

How Long Does It Take to Regain Life Insurance Eligibility After Cancer?

Although each insurance provider is unique, you usually need to have been cancer-free for at least five years to be eligible for freshly issued term life insurance, whole life insurance, or other forms of coverage.

Depending on the type of cancer, its invasiveness, and the likelihood that it may return, there may be a waiting time for life insurance after cancer.

Waiting periods for life insurance following cancer. Certain insurers have higher underwriting requirements for specific diseases that need remission for at least a decade.

Life insurance waiting periods after different cancer types

Here are sample waiting periods for various types of cancer from Trusted Choice, a network of independent insurance agents:

Bladder cancer: 2 years

Bone cancer: 5 years

Breast cancer: 2 years

Cervical cancer: 1 year

Colon cancer: 2 years

Kidney cancer: 3 years

Leukemia: 10 years

Lung cancer: 3 years

Lymphoma: 2 years

Metastatic cancer: 5 years

Ovarian cancer: 3 years

Prostate: 1 year

Rectal cancer: 2 years

Skin melanoma: 1 year

What Kind of Life Insurance Is Best After Cancer?

Traditional life insurance may be possible if you have had cancer for at least five years. Here are a few potential choices.

Long-term care insurance If you’re eligible, term life insurance is often the least expensive method to get protection. You’ll probably have to undergo a life insurance medical examination, so be ready to discuss your prior cancer diagnosis and treatment when questioned.

You may lock in prices for term life insurance for a predetermined amount of time, such as 10 or 20 years.

Permanent life insurance Whole life insurance and universal life insurance are two options for permanent life insurance. If you pay the premiums, these plans can offer life insurance as long as you live.

streamlined life insurance issues While simple issue life insurance does not need a medical exam, you might be required to complete a brief health questionnaire.

A simplified issue might be an excellent decision if you are cancer-free but not in perfect health.

Life insurance with a guaranteed issue You cannot be refused guaranteed life insurance because of a medical exam, health standards, or medical history requirements. That may seem enticing, but the cost of the coverage you receive will be high, and the policy’s death benefits will be low.

Life insurance for burial Burial insurance, intended for life insurance purchasers over 50, is designed to cover expenditures associated with the end of life, such as funeral fees and unpaid medical bills. Obtaining this coverage doesn’t need a medical checkup.

How Does Cancer Affect the Price of Life Insurance?

For all plans, including those for cancer patients and survivors, most life insurance firms employ a categorization method to calculate the prices for life insurance. Following cancer, some suggestions to improve your chances of finding life insurance.

Work with a knowledgeable independent life insurance agent first and foremost. Independent brokers deal with various insurance providers and will be aware of those more receptive to covering cancer patients. Find an independent agent that specializes in impaired risk underwriting in particular.

With these techniques, you might be able to get affordable life insurance no matter when you become eligible for it after cancer.

By eating well and exercising, you may improve your general health. Avoid using tobacco. Quotes for life insurance are often substantially more expensive for smokers.

Choose a profession with less risk. Police officers, firefighters, pilots, and construction workers are among the occupations that might see increased costs.

Avoid dangerous pastimes, including scuba diving, skydiving, and mountain climbing. Your quotations will take them into account and increase the Price. Maintain a spotless driving and criminal history. DUIs, prior arrests, and other criminal convictions may impact your rate or ban you from coverage.

#lifehealthadvisors #ethos #lifeinsurance #lifeinsurancematters #mycoverage

Customer Relationship Management Software’s Objective

A CRM Software’s Definition

An application used to manage and store customer data is known as CRM software. This data may include personal information, preferences, buying patterns, interactions with the business and other customers, and other things.

What Advantages Do CRM Software Offer?

Businesses use CRM software to cultivate and preserve relationships with their current clientele. CRM software enables businesses to better understand the needs of their customers, respond to those needs by improving services and products, attract new clients, and more.

What Purpose Does Customer Relations Management Software Serve?

Now let’s talk about some of the main objectives of CRM software. Including the following:

Find New Clients

CRM software is widely used by businesses to attract new clients. A business that sells goods and services online, for instance, can use its CRM software to entice new clients by emailing them and providing them with special discounts, coupons, and other offers.

Identify and Keep Your Customers

CRM software can assist businesses in learning more about their clients’ requirements so that they can enhance their products, services, and other aspects. In other words, by offering customers goods and services that are on par with or better than their expectations, CRM software can aid a business in keeping its current clientele.

Encourage Customer Loyalty

Many businesses use CRM software to reward existing customers for their loyalty by sending them emails with rewards, discounts, etc. These programs are also being used to collect customer feedback so that changes can be made in response to it.

How Does a CRM Software Operate?

Through the following three steps, customer relationship management software assists businesses in developing customer relationships:

Step 1: Gather Data on Customers. The first step of this process entails gathering data on clients using a variety of techniques. This data may include specifics like the client’s name, contact information (such as a phone number, email address, and mailing address), gender, age group, purchasing patterns, and preferences, among other things. It may also contain information about previous interactions between the business and the client (such as the most recent time the client purchased goods or services from the business).

Step 2: Store Information in a Database. In order to make the information easily retrievable at any time, the collected data is stored in a database in the second step. A company should be able to easily access this information from its database at any time during this six-month period, for instance, if it wants to send marketing materials to new customers once a month for the first six months after acquiring them.

Step 3: Produce Reports from Database Data. The third step entails obtaining pertinent data from the database for additional analysis and decision-making. For instance, if a business wants to analyze customer behavior to attract new ones (see step 1) or customer feedback to improve its business processes (see step 3), it should create reports based on the data stored in its database so that it can use such reports for analysis.

#areteautomation #marketingautomation #leadconnector #emailmarketing #contentmarketing

The Operation Of Life Insurance During A Divorce

Divorce is a terrible thing. Even a pleasant divorce might result in financial hardship when considering the expense of establishing and maintaining two separate residences. Although there are many factors to consider before, during, and after a divorce, life insurance is frequently overlooked.

Life insurance can assist in preserving the things you’ve worked hard to accumulate if you’re going through a divorce. Life insurance can be a significant part of a divorce settlement, even though every divorce will have a unique set of financial difficulties.

How to Manage Life Insurance in an Existing Marriage

Married couples frequently obtain life insurance to cover current or future debts and other financial obligations. These duties could endure even after a couple decides to part ways. Because of this, existing life insurance issues may play a significant role in a divorce.

In the event of a divorce complaint, you can be required to present proof of all your existing assets, debts, and insurance policies to ensure that all life insurance has been taken into consideration. For instance, New Jersey mandates that each spouse submit an Affidavit of Insurance Coverage at the start of a disputed divorce case. This document contains a list of all the policies you and your spouse had when you filed for divorce and any procedures terminated in the last 90 days.

Making a list of all active insurance policies will benefit the divorce process.

Your current and future life insurance needs and the cost of maintaining the policies will affect how you address the obligations. Consider the scenario in which you and your spouse each hold a term life insurance policy and opt to keep them. You may each choose to be the policy’s owner and beneficiary for the other.

You and your spouse may opt to cancel your cash value life insurance policy and divide the remaining cash value equally.

Surrender fees, which lower a policy’s value upon surrender, could be another factor.

Ask Your Lawyer These Questions Before Handling Life Insurance

Remember the principles of why you initially bought life insurance when speaking with your lawyer. The goal of your new and existing insurance going forward in the context of the divorce should therefore be determined with the assistance of your lawyer. You might want to ask your lawyer the following questions:

How should my life insurance policies be handled following my divorce?

What duties will I have for insurance following my divorce?

How do I make sure my ex-spouse has insurance?

How do we determine how much life insurance we need?

How can we decide whether or not we are insurable?

It is advisable to speak with a financial planner who can advise you and help you determine the affordability of life insurance and the level of coverage you require because life insurance is typically a component of a larger financial or estate plan.

“Divorce gives people the option to decide how they want to live independently and how they want to support the children they had together,” says Chris Chen, CFP, of Insight Financial Strategists in Massachusetts. For instance, the supporting spouse might decide to foot the bill for the child’s college tuition. To pay for this potential cost if they pass away too soon, they would want to assess whether they need additional insurance coverage.

What Life Insurance Settlements Frequently Say

Even if the two parties combined assets are frequently divided evenly, a court could order one spouse to pay the other monthly alimony or child support. These payments guarantee that the dependant spouse will be compensated after the divorce and that the children will be taken care of.

In general, the court will order the spouse paying support to have life insurance in place if there is child support or alimony requirement. The opposing attorney may insist that the paying spouse keep their existing policies, like group life insurance policies.

If they don’t have a policy, they might need to buy life insurance to ensure they can still support themselves after they die.

To determine the value of the insurance, who owns the policy, who pays the premiums, who the beneficiaries are, and how much the procedure goes to each beneficiary, both ex-spouses will need to consult with their respective attorneys.

“Sometimes, a payor may not be eligible for or unable to buy a life insurance policy. A constructive trust, which sets aside a portion of the payor’s assets to ensure future support just in case the payor passes away, would be a choice in this situation.

Potential Issues With Life Insurance

The most frequent issues with life insurance that come up during and after a divorce are listed below.

A life insurance policy was altered.

The policy owner occasionally modifies the policy without notifying the recipient. For instance, if one ex-spouse is still paying support and has a life insurance policy, they are free to change the beneficiary without informing the other.

Or, a policyholder could stop making premium payments or let the insurance coverage expire. This can result in the policy being canceled, depriving the other ex-spouse of their financial security.

But there are ways to stay away from these issues. One possibility is for the spouse receiving support to be the policy’s owner. This provides you with complete control over the designation of recipients and the making of payments.

Another choice is to set up third-party authorizations on the account, which will enable you to receive notifications when a modification is made or information when the policy is due to expire.

The ex-spouse can receive information about changes to the life insurance, such as beneficiary changes, directly from the insurance company by having third-party authorizations. The ex-spouse receiving alimony or child support can ensure coverage and protect the support payments.

Adjustment of support

After a divorce, both parties may experience changes in their financial situation. If the support payor loses his job or the support receiver starts earning much more than the support payor, you could need to reallocate support.

“Life insurance liabilities must be redistributed when the amount of support is revised. After a divorce, circumstances frequently change, so the family may return to court to restructure the life insurance and child support responsibilities. However, it is more economical and advised to handle these cases out of court, according to Saadeh.

Insurance requirements

The necessity for life insurance may evolve. For instance, if a payor has a ten-year obligation to pay $100,000 in alimony, the payor may only require a $100,000 life insurance coverage. The payor no longer requires a $100,000 life insurance policy to cover the compensation if they have previously paid $50,000 in the first several years of assistance. A divorce settlement may allow the payor to reduce insurance as support is paid gradually.

To distribute half of the life insurance death benefit to a new beneficiary or to discontinue coverage, the payor may do so.

It’s vital to note that the policyholder must make these modifications; the insurance company won’t do it for them automatically.

After a Divorce, the Best Types of Life Insurance

The correct insurance will depend on what you already have. Term life insurance is often an excellent answer for many financial situations because cash is tight everywhere.

Divorces are emotionally and financially challenging. Your financial status and what you and your ex-spouse may reasonably afford will determine your life insurance needs. After parting ways, the best strategy to protect assets will be determined by carefully considering your options and your longer-term financial intentions.

#areteautomation #lifehealthadvisors #learning #careergoals #decision

Author: Paolo Moyet

The 10 Worst American Insurance Companies

Researchers at the American Association for Justice (AAJ) conducted a detailed examination to identify the ten worst insurance firms in America to assist consumers before filing a claim.

AAJ examined court records, SEC and FBI files, investigations and complaints from state insurance departments, press reports from throughout the nation, and the Ex-insurance agents and adjusters’ testimony and depositions.

It should come as no surprise to anyone who has litigated a case in the previous ten years that Allstate was rated the Worst Insurance Company in America.

Allstate earned the moniker because of its well-planned strategy to prioritize profits over policyholders. Allstate’s CEO Thomas Wilson said the company’s goal is crystal clear: “our job is to make a return for our stockholders.”

All state’s business strategies:

a. Purchase the Premiums:

1. Employ a local neighbor you know and trust to offer you insurance. Our local agents are fine people who are doing lawfully, and I know and like them. My wife has family members that work for Allstate Insurance in another state.

2. To persuade you to purchase insurance from them because they are “the good hands' people,” utilize a well-liked and soft-spoken actor.

b. claims of delay and denial

1. Try to devise any way to delay or deny the claim rather than pay small claims. dwindle the claimants. View the first portion of Anderson Cooper’s CNN special report here.

2. Use teams of adjusters rather than the same local agents who are familiar with you.

3. Make it unprofitable for attorneys to defend the victims by dragging out modest cases by refusing to settle. After lawyers have left the room, All state might intimidate those filing claims.

c. hold back jury verdicts once the case is in court

1. Participate in the Tort Reform movement by employing advertisements to inform prospective jurors that fraud, pointless lawsuits, and large verdicts drive up premiums.

2. All state supports prominent business legislators who will create legislation to make it more challenging to secure fair judgments and who will override you and your neighbors when you determine what is acceptable, just in case prospective jurors do their own investigation and discover that the tort reform tale is a scam. It is understandable why they are ranked as the worst insurance.

No wonder they come in at number 1 as the worst Insurance company in America. The entire list is listed below. The Ten Worst Insurance Companies 1. Allstate 2. Unum 3. AIG 4. State Farm 5. Conseco 6. WellPoint 7. Farmers 8. UnitedHealth 9. Torchmark 10. Liberty Mutual

#lifehealthadvisors #ethos #protectyourfamily #insurance

Author: Rechelle D. Barbato

For Your Post-Pandemic Vacation, Avoid These Travel Insurance Mistakes

Everyone makes mistakes when it comes to travel Insurance. After all, policies are chock full of exclusions and legalese. And that’s especially true for trips that were booked after the outbreak.

Travel insurance has undergone a seismic upheaval due to COVID, with aftershocks still being felt. Additionally, experts report that passengers are having trouble navigating this new post-pandemic atmosphere. There are far more queries than solutions concerning what Insurance. Insurance to purchase right now. Christina Papavlasopoulos, the co-founder of Shefari, a tour operator for women’s travel, says,

What are the most common errors with travel insurance? One of the most common mistakes, according to Papavlasopoulos, is expecting that inadequate trip preparation will be covered by travel insurance. There isn’t. The best option for guaranteed protection is to buy from travel suppliers with flexible cancellation and refund policies and established, clear terms and conditions. “Travel insurance is precisely that: InsuranceInsurance. It is a fallback. Errors in Purchasing Travel Insurance Travel insurance can be significant, but it’s also a minefield of avoidable mistakes. This is where you can make a mistake.

Considering You’re Protected The adage “The huge print gives, the small print takes” is one you may be familiar with. That’s definitely the case with travel insurance. In the large print, “protection” is promised, and it is implied that you will always be able to submit a successful claim. But the small print frequently goes against that. Phil Sylvester, a World Nomads spokeswoman, says, “the most common, and expensive, travel insurance mistake is in assuming you are insured for everything.” “Be sure you know what the plan you are considering covers and what it does not, and shop around to locate a product that meets your specific situation.”

Travel Insurance Ignorance Avoiding travel insurance is not a good idea, especially now. You can lose everything you spent on your trip, and sometimes much more. For instance, the cost of a medical evacuation might put you out of business if you experience a significant medical issue while abroad. However, some tourists choose not to buy travel insurance because it is too expensive. According to Damian Tysdal, a travel insurance specialist and host of the Safe Travels Podcast, this is especially true of “cancel for any reason” InsuranceInsurance. When arranging a trip after the coronavirus, “cancel for any reason coverage is increasingly the preferred option,” the author claims. “The higher cost is less than you think, and there is just too much uncertainty to not get it.” Compared to 5% to 10% for a standard travel insurance coverage, the cost of a “cancel for any reason” travel insurance policy often ranges from 10% to 12% of the cost of your trip. The number of claims due to the pandemic still sends travel insurance providers into a frenzy.

Unable to Find a COVID-Covering Plan Many insurance policies won’t provide coverage in a coronavirus outbreak, but some do. “Travelers should search for policies that cover COVID-19 when booking trips in 2021 and beyond,” advises Jeremy Murchland, CEO of travel insurance provider Seven Corners. I warned, don’t make the error of not being ready for this. (A few of Seven Corners’ InsuranceInsurance include COVID-19 and any COVID mutation coverage.)

Not Being Aware of Your Coverage’s Limits A policy covering COVID doesn’t guarantee it also covers all of the virus’s effects. Travel experts like Kyle Bruening are learning this, at least. According to Bruening, the owner of Cruise Finder Inc., some insurance plans state they will pay for COVID-19 testing but not therapy. “Alternatively, they will only cover COVID in some jurisdictions while excluding others.” You require coverage for the coronavirus and any existing conditions that could deteriorate as a result of COVID-19. Some of Bruening’s mildly diabetic clients are experiencing COVID-related consequences like acute renal failure or hypertensive crisis, and they’ve discovered that travel insurance doesn’t cover deteriorating symptoms. Their “Cancel for Any Reason” Coverage Is Not Clear According to Laura Heidt, the manager of Brownell Travel’s insurance desk, “people make the mistake of paying for this more expensive coverage while not comprehending all the rules.” For instance, you must acquire a “cancel for any reason” coverage between 7 and 21 days after paying the first trip deposit. Additionally, to be eligible for compensation under the “cancel for any reason” coverage, you must cancel the trip no later than 48 hours before departure. Additionally, travelers believe they will receive a full refund. Heidt continues, “However, depending on the level you select, ‘cancel for any reason coverage only offers 50% to 75% of your out-of-pocket expenses. “Many customers mistakenly believe that it means a complete refund, cancel a trip at the last minute, and are shocked to learn that the policy doesn’t cover it or only reimburses them for half of their loss.” Compare More Than 22 Travel Insurance Companies For 2021 Putting off purchasing travel insurance until the last minute According to Krista Hull, a travel agent with the Colorado-based travel business, My Best Friend Went, “we occasionally have a client who has a cause to cancel, and they phone wanting to acquire travel insurance quickly.” But that’s not how travel insurance operates. You cannot purchase a policy if you intend to cancel it. Hull says, “InsuranceInsurance is a game of risk. “When you get insurance, the firm bets that your trip will go as planned, while you wager it won’t.” She claims that having InsuranceInsurance in place and never using it is the best case scenario for all parties. Choosing the incorrect source for travel insurance. Travel agencies, airlines, cruise lines, and travel insurance providers are just a few places to purchase travel insurance. In the post-COVID era, experts argue that sourcing is more important than ever. According to Daniel Durazo, a representative for Allianz Travel, “it’s crucial to know if the company is offering its own products or just marketing items from other companies.” Pay attention to how claims are handled as well. Does the business control the claims procedure on its own? Exists a 24-hour customer service staff? Does it have an internal travel assistance team on call 24/7 to assist with travel emergencies? If “yes” is the response to those queries, you can probably purchase a policy with confidence. And yet another. Do your research, advises Sherry Sutton, Travel Insured International’s vice president of marketing. The most crucial piece of advice, in my opinion, is to study your strategy paper, she adds. “It’s instinctual to believe your insurance will cover your event when something goes wrong.” Not so. Every insurance policy has a list of exclusions that outlines what is not covered. Read those in advance of purchasing your policy, not after you have to make a claim. So how can you plan your post-pandemic holiday to avoid the worst travel mistakes? Never assume anything and carefully read your plan. Consider purchasing a “cancel for any reason” coverage, but make sure the provider is credible. But whatever you decide, give travel insurance careful thought. The most significant error of all might be to not do that.

#lifehealthadvisors #ethos #protectyourfamily #selfcare #insurance

Author: Rechelle D. Barbato

Tips & Things to Watch Out For When Choosing the Right CRM

CRM solutions have a reputation for accelerating rapid business growth. Companies of all sizes are using them to help them succeed even more.

Technology developments and intense market competition have caused CRM to develop into a sophisticated, multi-tiered support system. CRM software offers various features and applications that assist firms in keeping customers and streamlining company processes, from giving real-time updates to centralizing client data. Management of organizations has never been easier thanks to the development of mobile CRM apps. What possibly could go wrong?

Many firms are unaware that selecting CRM software comes with a high level of risk if careful planning is not done beforehand. Without a suitable road map, there is a potential that your implementation strategy won’t be successful, and your investment could be at risk.

Nobody intentionally makes a bad business judgment. Businesses fail to streamline procedures, resulting in expensive CRM deployments and ultimately a failure because of a lack of proper expertise. We have compiled the ten crucial steps in choosing the best CRM solution for your company to assist you in dealing with this urgent issue. They are as follows:

1. Specify your functional and business requirements.

First and first, it’s crucial to determine the company’s needs, which will then help clarify how a CRM can achieve the company’s goals. The general idea is to list all the issues your CRM would like to address before outlining its most essential features.

Because of this, highlighting your company’s issues will help ensure that there are few to no CRM implementation errors done. Investing in a CRM tailored to your company’s needs makes sense because no two CRMs are alike, and your business operations are special. Find out why having a customized CRM is beneficial for your company.

The firm will be better equipped to choose the most suitable software once the company’s needs have been identified.

2. Obtain general support

CRM implementation represents a significant organizational change. To achieve a smooth transition, it is crucial to have everyone in the organization on board. The senior management’s engagement is likely to increase the systems’ legitimacy, making it more straightforward for the other employees to follow the rules.

Getting the appropriate individuals on board with management is essential to strengthening relationships with your client base when implementing CRM. Otherwise, no matter how unique the CRM is, it’s useless if the relevant people aren’t using it.

Jim Dickie, the managing partner of Insight Technology Group, says that “if you do not put the proper tools and the correct information in the hands of your staff, they will not be able to execute as successfully as their CRM equipped counterparts.”

In other words, the CRM should be chosen with user input.

3. Consider Your Options

It would help if you chose between a cloud CRM and an on-premise CRM depending on your business needs and available resources. Both have advantages and disadvantages. The conventional deployment strategy is on-premises since many customers are hesitant to migrate their data to the cloud because of security worries. All significant CRM vendors also provide cloud versions of their products. The ultimate choice will depend on how easily your company’s management is with its data being stored on the cloud.

4. Choose the Best CRM Software Based on Evaluation Results

When investing a lot of time, money, and human resources in a CRM, you should choose the solution that will provide you with the highest return on your investment (ROI). Because there are so many options, picking a choice can be difficult and scary. However, we are here to make your journey as easy as possible. Check out the infographic below, which contrasts and analyzes 13 of the top CRM programs available today.

5. Create a list of CRM vendors that offer your preferred product.

CRM systems frequently fall short because most companies downplay the value of budgeting. CRM software significantly impacts an organization’s performance, so organizations should carefully devote time and resources to developing the budget.

Additionally, as businesses strive to be more efficient, they ought to choose a CRM solution that fits within their spending limits. Software vendors provide several cost-effective solutions, ranging from monthly to annual subscriptions.

Each CRM has advantages and disadvantages. The price of each CRM solution is another factor that must be considered. No company would want to overspend on a purchase that would be its final one. Instead, companies shouldn’t compromise on CRM solutions’ essential features to fit their budgets. Therefore, considerable care should be used when choosing a CRM company.

The bottom line is that firms must choose what is appropriate for their particular industry rather than relying on a CRM vendor to determine their future.

6. Examine the presentation and demonstration of the CRM vendor.

Call the vendors and request that their business analysts deliver a presentation on the features and functionality of their product once the best possibilities have been narrowed down. Inquire about the deployment procedures and the time required to install the system. Ask about training and support services so that your staff will have the know-how to operate the CRM system efficiently.

7. Inquire about the vendor’s capabilities for customization and integration

Any CRM you choose won’t have a comprehensive, out-of-the-box solution to link with every corporate function. To obtain a 360-degree perspective of your customers, you will need to combine it with third-party programs like databases, e-commerce, social networking, ERP, online web portals, etc. Discover the potential advantages of CRM integrations. Therefore, be sure to select a solution whose functionality can be quickly expanded through customizations or integrations.

8. Ask all relevant questions and make clear any ambiguities.

Do not make the final selection until and unless you are delighted with how a specific CRM may assist you in achieving your business objectives. Quick judgments frequently fail. It would help if you didn’t doubt that this is your proper course of action. At the very end, you can feel intimidated but keep your cool. Keep in mind that it’s an investment that will undoubtedly be profitable.

9. Discuss an Optimal Purchase Scenario and Favorable Terms.

Corona Medical Center as an Example

By identifying their issues, clever organizations like the Corona Medical Centre in Corona, California, could streamline their operations. The personnel at the Corona Medical Center had to manually work on their reporting tools because sales information was dispersed across numerous platforms, and there was a lack of system connection. This required a lot of time and effort.

Corona received a simple-to-use application from Sugar that shared and saved data. Corona was able to assess its sales efforts efficiently thanks to cross-module data. Additionally, as Sugar was successfully implemented, Synolia’s quote software was incorporated into a single sales information system. If Sugar had adopted a “one size fits all” philosophy, none of this would have been conceivable.

Corona received a solution from SugarCRM that was made just for their setup. Corona was able to increase efficiency and commercial growth as a result of being able to better coordinate information between several departments.

This is why you need a CRM system that can be modified to be equally distinctive and effective regardless of how much money you save with off-the-shelf software if you have a unique firm with requirements to match. It must be flexible enough to meet your company’s needs and specifications.

10. Decide on Your Purchase.

You’re done now! You have already taken the crucial first step in determining the future success of your company.

#areteautomation #leadconnector #emailmarketing #crmandmarketingautomation

Credits to: Joan Arciga

Date of Publication: July 29, 2022

Source: https://medium.com/@webautomation17/tips-things-to-watch-out-for-when-choosing-the-right-crm-d58c1d20ae37

PERSONAL FINANCE ADVISORS

Calmness of mind

Families of these people frequently have the time-consuming task of assessing their parent’s needs, finding service providers, looking into those providers’ credentials, setting up services, and then following up with the providers to ensure they are providing quality services. Family members may find these tasks challenging, but those who don’t have much free time or who live far away may find them nearly impossible. Life management advisors assist people in ensuring that all of their needs are met, enabling them and their families to continue living as they see fit while maintaining their physical, mental, and financial well-being.

An action plan Whatever your destination, having a road map dramatically increases your chances of success. Life Management Advisors will collaborate with you to create that road map and will stay in touch to ensure you don’t get off track. We’ll give you a list of the services you’ll be using, an estimated time frame for completion, and regular updates on the project’s status. Based on the client’s unique needs, each plan is made specifically for them. The goal can change, as is true in life in general. As a result, we created our strategy with the idea that it would be continuously reviewed and updated.

Customer Commitment

A few businesses across the nation offer a similar range of services to what we do, but not many. Our client commitment is what really makes us stand out from the competition. Every client of Life Management Advisors is assured of receiving personalized service from a highly qualified consultant in charge of no more than 20 clients. The consultant will visit the client’s home once a week and, with the client’s or guardian’s consent, will give a family report at least once a month on the client’s health, living situation, and finances.

Handling Life At Every Corner, a magazine, published a piece of ours.

Giving Up My Father This heartwarming piece by Jonathan Rauch, whose elderly father insisted that he could manage alone, was published in The Atlantic. But he was unable. The decline of a parent, one of life’s almost certainties, caught the author entirely off guard. He found that millions of middle-aged Americans are struggling in silence to deal with a crisis that needs to be removed from the private sphere and made fully visible to the public.

#lifehealthadvisors #areteautomation #ethos #aretemarketing #healthiswealth

Author: Rechelle D. Barbato