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Jeevan Lakshya (No. 833)
Jeevan Lakshya (No. 833)
Tax Saving and Returns Amount showable under 80(C)
for Premium Paid 16,715 Maturity (Returns)
Tax Free under 10(10(D)) 2,50,000 Tax Saved On Returns 51,875 Total Earnings 3,36,675 Disclaimer:All calculations are approximate, subject to change with laws and LIC rules.Tax rate is taken as 20%.All amounts in INR.
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Saranya
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Hussain
Lorem ipsum dolor sit amet, usu ea zril intellegat, tritani legendos his ad, cum ne facer tractatos. Ut indoctum appellantur vis, doctus molestie eu mea, ius et elitr blandit. Ne eos augue essent albucius, eos populo perpetua no. Cetero consequat vis ne, vim id fastidii indoctum. Quo veri animal imperdiet cu, eu ferri appareat vis, pri ad iusto urbanitas. (more…)
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Top 10 Reasons for NOT to Invest in LIC’s Life Insurance Policy - the Conclusion
Top 10 Reasons for NOT to Invest in LIC’s Life Insurance Policy – the Conclusion
So far we had discussed the Top 10 most common reasons people say for NOT to invest in Life Insurance Corporation of India (LIC) offered policies.
Here is a recap of the headings we had discussed
(more…)
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Reason #10 - I Don't Like Advises. I Need More Time to Think
Reason #10 – I Don’t Like Advises. I Need More Time to Think
Very true.Nobody like advises.We all like to believe our own brain.
It is also true that we need more time to think and analyse. (more…)
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Reason #9 - My Friend/Relative/Friend's Father Lost Money in LIC
Reason #9 – My Friend/Relative/Friend’s Father Lost Money in LIC
You are correct indeed.We have to learn from the experiences of others.But what lessons?
Let us think of it the other way.Many of our friends are (more…)
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Reason #8 - I Fear LIC Will Close Down in Near Future
Reason #8 – I Fear LIC Will Close Down in Near Future
My, oh, my, the sky is falling. I must run and tell the lion about it, – says Chicken Little and begins to run.
We all have studied this funny tale during our KG classes.But I never knew the true meaning of that story (more…)
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Reason #7 - I Don't Like the Insurance Agent I Met Last Time
Reason #7 – I Don’t Like the Insurance Agent I Met Last Time
Absolutely you are right.Not only in LIC,every where in this world we may come across persons whom we don’t like for one reason or the other.
But the question is ,are we going to stop us from enjoying the benefits that an organization like LIC offers,just because we don’t like an LIC agent!
It is like stopped drinking milk as we don’t like the milk supplier.We know milk is essential for the…
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Reason #6 - Guaranteed TAX Free Returns! I never thought of it
Reason #6 – Guaranteed TAX Free Returns! I never thought of it
“A child has no trouble believing the unbelievable, nor does the genius or the madman. It’s only you and I, with our big brains and our tiny hearts, who doubt and overthink and hesitate.”
― Steven Pressfield
Believe me.Some people are scared of both good and bad.Tell them something benefitial to them, they will not believe.Explain them exaggerated things , chances are there, they will believe.
In…
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Reason #5 - I Think Somehow I Will Manage If I'm Retired
Reason #5 – I Think Somehow I Will Manage If I’m Retired
Probably NO
why ?
(more…)
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Reason #4 - I Don't Think I'll Live Beyond 55
Reason #4 – I Don’t Think I’ll Live Beyond 55
This is one of the funniest objection I’ve come across. A more funnier part is that those who raise this concern are confident that they will not die tomorrow or next week or next month or next year even 🙂
We are googling now and then for foods and nutritional supplements. Some are even taking a step further and going for exercises and regular health checkups. All this and more for only one…
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Reason #3 - Why to Give Money to My Spouse and Children if I Die !
Reason #3 – Why to Give Money to My Spouse and Children if I Die !
Sorry if I’m bit harsh. But this is the style of response I’ve often seen from young parents. Many a times they wanted to tell me indirectly that they have no botheration about the welfare of their children and spouse.Some have even openly asked the question as “what is the use I have when my spouse and child get money, when I’m no more“.
I do believe we are living in a much self centered world…
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Reason #1 - Many Websites are Advising LIC Returns Less; LIC Premiums are High, Go for Cheap Term Insurance
Reason #1 – Many Websites are Advising LIC Returns Less; LIC Premiums are High, Go for Cheap Term Insurance
Let us discuss these advises in detail to understand where it goes wrong
LIC Returns Less – a Myth
For that we need to understand 3 important points.
Rule of 72
Taxable Income
Net Returns
Rule of 72
The rule of 72 is a shortcut to estimate the number of years required to double your moneyat a given annual rate of return. The rule states that you divide the rate, expressed as a percentage, into…
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10 Reasons for NOT to Invest in LIC’s Life Insurance Policy
10 Reasons for NOT to Invest in LIC’s Life Insurance Policy
Today we will discuss some of the objections people raised when asked to invest in Life Insurance Corporation of India’s Life Insurance Policy. Many of these are results of the modern work-life styles and the unawareness of people on Life Insurance policies. Lets us discuss them one by one.
Here are 10 most common reasons people say for NOT to invest in Life Insurance Corporation of India (LIC)…
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10 Reasons for NOT to Invest in LIC's Life Insurance Policy - Reason 1
10 Reasons for NOT to Invest in LIC’s Life Insurance Policy – Reason 1
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LIC's New Endowment Plan - Table No.814 - Features, Review, Details, Benefits
LIC’s New Endowment Plan – Table No.814 – Features, Review, Details, Benefits
LIC New Endowment Plan
Renowned for its customer services, LIC launched another lucrative life insurance plan for its customers. The LIC New Endowment plan is a must to avail plan considering the many benefits it offers to the customer. It is a non-linked life insurance policy that offers guaranteed returns and bonus. The policy offers a great bandwidth in the choice of the policy term. One can…
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10 Reasons for NOT to Invest in LIC's Life Insurance Policy
10 Reasons for NOT to Invest in LIC’s Life Insurance Policy
Today we will discuss some of the objections people raised when asked to invest in Life Insurance Corporation of India’s Life Insurance Policy. Many of these are results of the modern work-life styles and the unawareness of people on Life Insurance policies. Lets us discuss them one by one. Here are 10 reasons for NOT to invest in an LIC policy. #1.Many Websites are Advising LIC Returns Less;LIC…
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