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#ok sure you wasted $20 but you could donate it to someone who needs it and can't afford it!
ionlytalktodogs · 2 years
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Hot take but canes are not a limited resource. Most mobility aids aren’t but canes especially. Canes are $20 at a lot of stores like CVS, Walmart, etc. You aren’t taking that resource away from “real” disabled people (hint: you ARE a real disabled person) in fact buying more canes creates more demand and works to make more stores carry them for better prices. You aren’t faking being disabled or hurting disabled people, you’re working to make canes more accessible which is helping disabled people.
Get the cane.
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fwoopersongs · 3 years
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何必诗债换酒钱 - Notes
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Clean version here and thoughts under the cut.
I saw the song translation notes made by @shelterfromrain​ a while back and thought, wow! what a fantastic idea it is to share the results of the rabbit holing (that you inevitably end up engaging in when doing this) and leave a record for your future self while at it too! Currently some of the song and poetry translations on fwoopersongs do have little notes, but those were casually written on the fly and after so long, the thought process behind certain choices often get forgotten, which is such a waste... Long story short - I’m doing it this way from now on!
This song was requested by @peerlesssqq on twitter - which may or may not have bumped it up by like a year on my list (yes, I’ve been sitting on it since 2018 and you’ll see why) - and I had WAY more fun than expected, so 谢啦 ~ It was a delight to receive your DM request. I was happy for days!
Some background: 《何必诗债换酒钱》 is the theme song of 【文定乾坤】- a collection of musical works that feature notable contributors to Chinese literature in ancient times, poets and the like. Oh, and I did notice that the MV on bilibili looks like it could be a promo for a webtoon or game. Who knows? I’ll be checking out the rest of the songs, that’s for sure!
The following part of this post will be my thoughts for first the title, then each section - the intro, verse 1 & 2 and the chorus, ending off with some final comments.
Disclaimer first though (otherwise later you read already then feel like beating me up): Everything in this post is only my interpretation of the song. I have quite limited familiarity with mainland literature and culture, so of course don’t expect much xD Here you’ll only find a story-loving banana who jiak-ed kantang too much in her youth and now regrets it a whole lot. 说好了哈 I’m pants at analysis, worse at Chinese, and am not at all good with words ok?
Title
So《何必诗债换酒钱》, let’s start off with the word here that’s unfamiliar to most of us:
诗债 | shī zhài or a debt of poems/poetry debt is a legit thing! - All you authors and artists out there might be familiar with it - It’s what you call the resulting debt when a poet promises to write something for another person but hasn’t done it yet. Procrastination has apparently always been the curse of content creators.
In fact, in the Bai Juyi’s poem that came up on the 诗债 baidu page《晚春欲携酒寻沉四著作先以六韵寄之》- possibly addressed to a friend he owes - he was complaining of illness, old age and writer’s block. But then oh, he goes on and then I passed by a party where they had drinks, and was quite up to my gills & totally out of it for some time, and THAT’S why I’ve done you dirty and owe you ever so many poems. I don’t really understand the last two lines but apparently he then offers to bring a drink for this person he’s talking to, mentions a wish to meet a winter goddess (????? pretty girl? or the snow? idk which), and starts reminiscing the times that were like a precious string of pearls they had singing at Yang Pass. Most likely farewells, but without context I just don’t get it. Anyway bribery and misdirection huh? I see what you did there bro, and I’m sure the person you attempted to distract saw it coming too...
何必 | hé bì, is a rhetorical question of Must you really? In the case of this word, 何 functions as roughly ‘is it that’ and 必 as ‘it must be so’.
换酒钱 | huàn jiǔ qián is of course, exchange for money to purchase wine.
‘Must you really promise poems in exchange for money to buy wine?’ then is the literal translation of 何必诗债换酒钱.
So here is the question: Is alcohol worth a poetry debt? Onwards to the answer!
Intro
生就诗骨 算来三百篇  Born and already a poet to the bones, (with) three hundred works counting up to now. 
浪掷秦淮长安 风流李杜王白  Spending lavishly in Qinhuai and Chang’an, free/unrestrained as Li and Du, Wang and Bai;
余下十分 便随意肩上担  whatever left is divided in ten parts, casually thrown over a shoulder
权作金玉铜板 相谢好人间  and taken for jade, gold and coin, a big thank you to this good world!
I interpreted the 生 in the first line as 天生 i.e. innate, natural born talent, so this first line describes someone born with a gift for poetry with ‘three hundred’ works to their name. Although... that three hundred should not be taken too literally, it’s more likely to be an allusion to collected works like the 16th century anthology of poems, Three Hundred Tang Poems. After all, Li Bai, Du Fu, Wang Wei and Bai Juyi are the most famous Tang Dynasty poets… and they were all name-dropped in the next line!
浪掷 | làng zhì was a new phrase for me, and means something like spending freely and lavishly or willfully wasted. Of course Chang’an was the capital during the Tang Dynasty and it was the world's most populous city at the time. One can only imagine how prosperous it must have been… and what fun things were there to spend your money on! The banks of Qinhuai river and that general area was once a gathering place for noble/wealthy families, scholars looking for a good time (and some say, the red light district xD). Though by Sui/Tang, that area was no longer doing as well due to political shifts. So the mental image I got from 浪掷秦淮长安 is of someone gallivanting through places of interest, from the bustling and prosperous to the dilapidated.
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风流 | fēng liú is as always, hard to translate with no full equivalent in english. The feel it gives me ranges from, ‘cool, dashing bloke on a galloping horse with their cloak/robes/hair flowing elegantly in the wind’ to ‘pleasure seeking dandy who totally knows how to enjoy life, all the courtesans know him by courtesy name!’.
The third line started with 余下十分, which will not make any sense - why leftover? Divide what by ten? - until its put in context with the following:
Three hundred poems 算来三百篇 + 权作金玉铜板 pretend they are gold/jade/money (权作 | quán zu�� just means to take one thing for another temporarily.)
The load thrown over the shoulder 肩上担
Spendthrift behaviour on tour 浪掷秦淮长安
The TITLE: bro so u wanna promise poetry in exchange for money to drink? why.
Let’s take those precious poems that can be exchanged for gold - a whole bagful of scrolls, and now I’m so rich I can scatter my money down the streets of entertainment districts and the capital! The very image of a 风流 poet, reckless and free spirited.
// Folks, please learn from this silly girl and do not read songs (or poems) line by line. They need to be appreciated at a distance, not one inch from your eyeballs.
Verse 1
两分与月 劳烦身前打点 Two parts to the moon, (may I) trouble you to take care of me while I’m alive.
哪处巍峨峰峦 当借我悬来观 Wherever there are majestic peaks and ranges, do lend me (your light) to hang and see by.
三分典高楼 好与长风赴宴 Three parts pawned for the tall building, good for attending the banquet alongside the wind,
遍寻可爱星子 唾手一把玩 searching for charming little stars, easily caught to play with.
Now we get to see how the poet is spending his ‘wealth’. This verse is a lot more literal as compared to the introduction, so there’s not much to say.
打点 used here is so interesting! Because it’s what you call bribing someone in a superior position to smoothen your path ahead (so to speak). Thanks to a childhood of tvb drama, I vaguely associate the type of people who would 打点 with rich merchant or minor noble fathers who want to give their sons an easier time at court. Either that or lower ranked officials with less moral scruples. Anyway, what’s being said in the song is something like: here is 20% dear moon, I’ll have to trouble you to bless me for the rest of this lifetime, and also please lend me your light to see by when I have need of it at scenic spots *for art*. The moon is a muse for many poets in all its forms after all… 明月, 圆月, 孤月, 残月, 冷月, 江月, 秋月 and so on.
Actually that whole sentence 劳烦身前打点 is so playful and fun that I put it in quotation marks to emphasize it. We’ve only just begun. Is the speaker already drunk?
And with the third line, 30% has been spent. Just noting here that 典 | diǎn can be read as pawn or mortgage. Another interesting thing to note would be that this imagery of ascending a tall building 高楼 and reaching out for stars 星子 in the last two lines of Verse 1 brings to mind one particular poem, famously attributed to Li Bai. Following translation by yours truly.
《夜宿山寺》- Overnight at the Mountain Temple 危楼高百尺 | dangerously towering a hundred feet high 手可摘星辰 | the stars are within reach 不敢高声语 | one dares not raise their voice 恐惊天上人 | for fear of disturbing the deities
Though the two probably have nothing to do with each other, doesn’t the reverence in the tone of this one bring out the playful irreverence of the other? So. Much. Fun. I adore the whole feel of 遍寻可爱星子 唾手一把玩 SO MUCH.
Verse 2
两分与桥 歇脚南北行船 Two parts to the bridge where travellers on foot and by boat from the north and south can rest,
欣然八方风物 闲话半日茶碗 delighted by the scenery all around, idly chatting half the day away over bowls of tea.
三分典流水 润色枯瘦石山 Three parts for the running water, moistening the gaunt stone mountains
又将天地一展 伸手 试浓淡 and again spreading heaven and earth wide, reaching out to test the viscosity (of the water).
It took a few listens, but in the end I really enjoyed the aesthetics here. And again, this verse is quite straight to the point albeit with two things I cannot understand.
The first point of confusion for me is why the lyricist chose to use 桥 | qiáo, a bridge as the place for people to rest on their journeys. I assumed here that this in reference to a pier or dock, assumed also that he is donating funds for this structure to be built or repaired. However, if that were the case 坞 | wù would have been enough - 船坞 was supposedly invented only in the Song Dynasty though, so maybe that’s why another word was chosen. But it’s not like there is any incidence of 桥 being used to mean ‘dock’ either!
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The second thing that confuses me is the use of 典 for 流水. In verse one, that 典 was referring to the poetry works sold to reserve the venue for a banquet. That usage was apt. Here I suspect it might be for parallel structure, because there is no alternative reading for 典 that might allow one to use their 30% 三分 to do anything to flowing water 流水. That’s the literal reading, of course.
If we’re taking this a little less literally, it can be interpreted as borrowing the scenery (figuratively, since the place would not belong to anyone in the way you might own a property) to admire. It also expands on the second line’s mention of the surrounding view 欣然八方风物; there is running water which completes 润色 and brings the appearance of the gaunt and rocky mountains 枯瘦石山 closer to perfection.
润色 | rùn sè means to polish, to bring to greater heights. When you say something has been 润色 it is made more brilliant and closer to perfection by that addition. It can also mean moisten.
We always hear ‘rivers and mountains like a painting’ 江山如画 - originating from Su Dongpo’s《念奴娇·赤壁怀古》- used when the scenery is wonderful, because how often is real life as ideal as what we can imagine and depict? And that is exactly what is described here. The feeling out if the ‘water’ is concentrated or diluted 试浓淡 is used in answer to 一展 unfurling. 浓淡 of ink to 一展 of painting scroll. The land and sky seem like an ink wash painting, so beautiful that the viewer cannot help but reach out to run their hand through the water.
Chorus
Chorus Part 1
若趁游兴直到酣 If we take advantage of our wanderlust and go roaming till it is sated,
千字文章不值钱 classics and essays shan’t be worth a coin.
诗换花 词换雪 A poem for a flower! A song for snow!
再作檄文斗天官 Another denunciation for those heavenly officials!
Starting off with three new terms for me: 游兴 | yóu xìng means enthusiasm for travel. 酣 | hān can mean having a great time drinking, or being very satisfied and satiated. 檄文 | xí wén is a type of official document written for important announcements, declaration of war, or denunciation and condemnation of certain people or actions.
While I still feel this need to go out to see the world, I shall keep on the road until I am satisfied. Who cares about writing, who cares for study, it’s all worthless to me. I do what I want. And what I want is to write a little poem in exchange for a flower, some lyrics for a flake of snow. I’ll even write a denunciation against those officials in heaven (immortals). Fight me!!!!
I point again at Verse 1 with climbing the tower to play with stars. It’s no longer just playing nearby, now he wants a go at the gods.
Among the four parts of the chorus, this one is the simplest for sure. The lines mean exactly what is said. It also feels the most chaotic and mischievous. Is the speaker drunk? Is he high on something? One thing’s for sure. He’s out of money.
Chorus Part 2
何愁不得一样我 Why feel troubled that (I) cannot have another just like me?
知交尽向话中添 for one who understands you and is understood, look entirely towards stories to fill that place
唐解元 嵇中散 people like Tang Bohu (first in provincial examinations) and proud, upright and stubborn Ji Kang
且驰大梦任疯癫 Just chase that great dream, allow yourself to go mad.
I feel like the first two lines are quite straightforward, though they might not appear so on first reading: How could there be a need to feel sad or troubled that I have no like-minded equal. To find a true friend who understands you without need for words, and whom you understand in return, all you need to do is turn to those tales and stories 话中 for people to fill 添 that place.
唐解元 - People like Tang Yin, courtesy name: Bohu 唐寅, 字伯虎 (1470–1524 AD), noted painter, calligrapher and poet of the Ming Dynasty. Tang Yin led a life full of ups and downs that really cannot be covered in a paragraph’s worth of song translation notes. You can check out his wiki page if you’re curious though! There’s a little more on him where I cover the last line of this section. He is addressed as 解元 | jiè yuán here which is the term for the top scorer of the provincial examinations (second stage in the Imperial examination ladder). It is also an honorific for scholars. Tang Bohu is both.
嵇中散 - People like Ji Kang, courtesy name: Shuye 嵇康, 字叔夜, (223–262 AD), one of the Seven Sages of the Bamboo Grove - a group of friends who wisely kept themselves aloof from the dangerous politics of the Court, and devoted themselves to art, refinement and debate, of the Three Kingdoms period. He was a Daoist philosopher, musician, writer and poet.  
An accomplished musician, the qin composition 廣凌散 | guǎnglíng sàn is attributed to Ji Kang, though some versions of the story claim he learned it from a ghost while stopping at a pavillion on his way home. 嵇中散 was one of the names he was known by because of his appointment to the position of Attendant Counsellor, 中散大夫 | zhōng sàn dàfū, a civil official unspecified duties in the court of Cao Wei.
When Ji Kang was sentenced to death for his attempt to testify for a wrongly accused friend, three thousand scholars petitioned for his pardon to no avail. It’s said that at the execution ground, while they waited for the appointed hour, he had his favourite qin brought out and played a brilliant interpretation of Guanglin San that is now forever lost.
Do go read about them both if you have the time!
I would like to point out for the last line that 任 is to allow, to indulge, and it’s just such a heady sensation to say 任疯癫 - indulge in the madness! throw yourself in and don’t look back!
There is an easter egg here too. A nod to a poem by Tang Yin which can be read as his stance on his lifestyle choice after the alleged accusations of bribery in the final step of the Imperial examinations left him disgraced, and unable to pursue a civil career. Thematically the line does not call back to the poem at all, similarities end with the choice of words: chasing the dream 驰大梦 and indulging madness 任疯癫.  I leave an excerpt below. Translation again by me.
《桃花庵歌》- Song of a Plum Blossom Cottage // 若将花酒比车马 | if tawdriness and wine were compared against fine carriage and steed 他得驱驰我得闲 | he would have to drive and work hard for speed whilst I have my idle rest 别人笑我太疯癫 | others mock me for my madness 我笑他人看不穿 | i am amused for they do not perceive 不见五陵豪杰墓 | can’t you see that at the Emperors’ mausoleums and heroes’ graves 无花无酒锄做田 | there are no flowers, no wine, only land ploughed for farming
The second part of the chorus isn’t related to the first, but it has the same theme of showcasing the untamable (unhinged xD) spirit of the speaker. This time, the people he admires ‘intellectual equals’ and kindred spirits are featured, the 任性 feeling here has been pushed to greater heights.
Chorus Part 3
敢夸洒落何须酒 If one dares to boast of carefreeness, why, they hardly need wine.
不煮黄粱也称仙 Even without brewing millet they would still be called Immortal.
镜湖桌 白梅盏 The tables in the mirror-like lake, white plum blossoms in the cups,
等来春风恰开宴 await the spring breeze which arrives just in time for the feast to start!
Li Bai is regarded as both the god of poetry 诗仙 and god of drunkards wine 酒仙 because he wrote some of his greatest poems while drinking. The first two lines seem to be gently poking fun at that. Like hey, if you dare to claim to be all groovy, surely you have no need for alcohol? Just like how an immortal would still be an immortal without wine, your writing talent should not need any stimulants. This would be the time to mention that 黄粱 | huáng liáng is also known as millet, a type of grain that can be used to brew wine.
洒落 | sǎ luò has a few meanings, like shower down or blame, but the relevant one here would be 洒脱 generous, uninhibited and open. For me it feels similar to 风流 in that there is that ‘free, and exhilaratingly unrestrained’ element. 洒落 is in the most positive sense, being always open to having a good time, but without that dissolute or vaguely whirlwind-romance like connotation of 风流.
It feels like the intensity is letting up a little here - this is a light-hearted and frivolous song all the way through, but the words 洒落, 称仙 and imagery of a clear lake, white plum blossoms and the crisp spring breeze are grounding and sweet. Spirited in a different way from before.
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Chorus Part 4
四角天地也醺然 The four corners and heaven and earth are also tipsy,
醉极自有桃李搀 when I’ve overindulged, my students will be there to help.
快意只 笔下讨 Gratification can only be claimed from beneath the brush;
何必诗债换酒钱 is falling into poetry debt worth that money for drink?
New words: 醺然 | xūn rán just means drunk. A new word for me though! 桃李 | táo lǐ is literally peach 桃 and plum 李 (李花, also known as 玉梅) flowers, and is a metaphor for students. The term originates from a story in 《韩诗外传》which was set in the Wei Kingdom of the Spring and Autumn period (771 to 476 BCE). There was once a highly ranked official who was sacked from his post and left for the north. He met another gentleman and remarked that the people he helped before did not lift a finger when he was in need. This person replied that, if someone were to plant peach and plum trees in spring, he could relax under their shade in the Summer and taste their fruit in the Autumn. But if that person were to plant weeds, nothing can be done with their leaves in Spring and there would only be burrs to hurt himself on in Autumn. Clearly the people the unfortunate gentlemen had helped before were not worth his effort. Students ought to be carefully selected and carefully cultivated as one would a tree.
Reading the four corners and heaven and earth 四角天地 are also tipsy 也醺然, I imagine the world sort of spinning around the speaker because he is drunk. But that’s okay, because his students (or the trees xD) will be there to support him.
快意 | kuài yì is the feeling of sudden relaxation, and then lightheartedness and joy. In this line, I felt like the intention would be closer to 畅快,爽快 and so chose gratification, because really writing is like scratching an itch isn’t it? Pleasure from satisfaction of a desire. Phrasing it as 笔下讨 is so very fitting though, because 讨 can be interpreted - somewhat contradicting - as either to demand or to beg. What could be more gratifying than having squeezed out the perfect sentence or word under your figurative pen?
So so so after all that, 何必诗债换酒钱? What do you think, is alcohol worth the poetry debt? Is Mr. Poet actually drunk and about to dig himself a deeper hole of owed poems to get even MORE drunk, or has he just been thinking about it all along? :)
Thoughts
This has been such a fun adventure following our madcap big spender from the shining Chang’an to the inviting Qinhuai, shadow of great poets in tow and all. We’ve done everything from talking to the moon and seeing the sights by her light, to boating down a river, dragging fingers through the water. It was sort of like being on a backpacking tour, except with with someone contemplating opening (or perhaps regretting opening this can of worms?) poetry commissions instead of singing in the streets?
Dear reader, if you’ve reached this point of my post, thank you. I hope you enjoy the song as much as I do now!
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5 Revolutionary Ways to Start Living Tiny Right Now!
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Living tiny is more about the attitude of living sustainably than the actual house itself. There are many people who have a sort of backwards mentality that say “Living tiny will allow me to do these things,” when they should start living tiny well before then. Others may believe that they can’t downsize because they have children and a family to take care of. If you wait to start living tiny, when the time comes you are ready to downsize, you are going to find it much more difficult to accommodate. So if you want to be ready, or even just see if you are able to live the tiny lifestyle, here are some ways to get started living tiny right now!
Get Rid Of EVERYTHING
Ok, let’s be real, no one can get rid of everything. But you have to be honest with yourself. When you cut down your home to a tenth of its size, you are downsizing 90 percent. That means that you have to get rid of about 90 percent of everything you have. Now, of course you don’t want your home to look bare, but you should know EXACTLY what you are keeping and what is being donated, thrown out, or sold. Especially your clothes. Choose one rack in your closet and put everything that you are going to wear on it and no venturing away from it. I will bet you can do it and not even realize it. These are tough decisions and it is going to be really easy to say, “I still really like this shirt,”but you have to push through. Get rid of any extra dishes. You can only eat from one plate and drink from one cup at a time. If you have a family, keep one plate, cup, bowl, and set of utensils for each member. Better yet, get rid of it all and buy BIODEGRADABLE plates and utensils. Keep a few cooking utensils like a good knife or a stirring spoon as well. You don’t need tons of pots and pans or a drawer full of measuring cups (unless you do a lot of baking). The number of dishes you’ll have to wash will be minimal and you can save a bit of water too. This may seem like a lot, but that is what it takes!
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Move Into Your Living Room
Live in the LIVING room? What an insane idea! You can’t cook or go to the bathroom there, but everything else you do happens in there. Eating, sleeping, watching television, hanging out, storing clothes, etc. Living in a tiny house is about combining and eliminating wasted space. Your dining room is used for dining, your living room is used for lounging, and your bedroom is used for sleeping. Now you have to do that all in the same space. This is a brilliant test to see if you are in your spouse’s/family’s hair and how neat and clean you are. Because trust me, when you have to live in the same place where you sleep and eat, you will be cleaning up daily. Do you want to take this to the next level? Invite friends over for dinner and game night and keep the same rule! Now that is tiny living!
Shop More Often
In addition to having less space for clothes and belongings, you are going to have less space to store food. People who live in major city apartments may already be used to this, but for those of you that have a gigantic fridge and an extra freezer in the garage, you are going to freak. Take note of everything in your pantry and other food storages that has been in there longer than a month. Don’t throw it away because food waste is already a problem. Consider donating what you haven’t used or make meal plans to use it. Now, only use 20% of your cabinet space and 20% of your fridge and freezer. Maybe use less if you don’t have kids. This means that you are going to have to stop shopping at bulk stores like Costco and you are going to only be able to keep staples and small snacks in the house. Try planning your meals a week at a time, then go and get the proteins and specialty foods the day of. Make sure you have left yourself the extra time to do so. And the extra money, because you can no longer buy things in bulk. But considering how much food that sits in the pantry or gets thrown away, you may actually be saving money.
Make The Leftover Space Useful
Well, since it’s there, it’s hard to just ignore the empty rooms in your house and it may seem just a waste of space. So what do you do with it? The mind’s the limit here! What have you always wanted to do but could never find the time or space for it? Dedicate it to being your art studio or a plant nursery. Make it your exercise room and get started on that new year’s revolution you always put off. It could be your meditation space, separated from all the problems of the world. My personal favorite though, would be just to rent it out to someone who could use it. The rent crisis is out of this world right now, and there could be one more person living tiny without having to build or buy property. Tiny homes are relatively cheap but still, not everyone can afford them. This could be a nice transition as they’re on their way to purchasing their own home. amzn_assoc_placement = "adunit0"; amzn_assoc_tracking_id = "mercuriousmin-20"; amzn_assoc_ad_mode = "manual"; amzn_assoc_ad_type = "smart"; amzn_assoc_marketplace = "amazon"; amzn_assoc_region = "US"; amzn_assoc_design = "in_content"; amzn_assoc_linkid = "22a0f65c27bf5af0c56429aae06a1ff7"; amzn_assoc_asins = "B017JA4Q9Y,0997288701,1618372548,B074PYH768";
Use Only One Bathroom
You’d probably want to choose the one with the shower in it. But less bathrooms means less places you have to clean. It also means less time to get ready in the morning if you’re sharing it with others. You might consider taking your showers the night before which could even allow you to have extra time to sleep! Every one needs their space. Moving into such close quarters, even with members of your family can get a little crazy. If you do get stir crazy or on each others nerves, head outside. The fresh air will help you clear your head and breathe easier, it’s better for your health too. See? Living tiny can be really easy. Check Out This Article On 4 Things You Should Know When Considering A Tiny Home Read the full article
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Last Chance to Make New Year’s Resolutions Come to Fruition: Spring Equinox Message!
Abstract: Spring Equinox this year also coincides with the coming of Aries season and the astrological new year. Thus, making new beginnings and commitments have much more momentum right now. Make the changes you wanted in your life, the universe supports your goal!
With all the crazy and chaotic energies happening in the world, don’t we all want our lives to move forward? Yes, it can be quite frustrating to be stuck somewhere all day, especially when we have been used to having a lot of activities outside. But instead of thinking that cabin fever sucks, why not use this chance to make lasting changes? Especially with the Spring Equinox coming tomorrow, March 20, 2020 (equal day and night time that signals the move towards spring and summer), this is a great opportunity to make and keep new year goals and resolutions that seem to be evasive since the Gregorian year started. And by Gregorian year I mean the start of 2020.
It is also very important to note that not only is tomorrow the earth starts shifting towards longer days and shorter nights here in the Northern Hemisphere, and longer nights and shorter days in the Southern Hemisphere (showering love to everyone through inclusion), but tomorrow also coincides with the beginning of the new Astrological Year as well as Aries season, so that’s quite a double dose of energies that can push forward the major bulldozing and removal of everything that no longer works, relationships that have grown stale, previous ideas and beliefs that feel so alien because these no longer reflect the wonderful person you have grown into, and all the things, material or non-material that have been sucking your high vibrational energies dry and have been causing you so much unnecessary stress. Seriously, despite the disease scare** across the world, getting even more stressed will only affect the immune system even more negatively by reducing the production of White Blood Cells (imagine: Less Macrophage waifus in your body. Or if you like Killer T’s or our good old pal Neutrophil-sempai yeah sure. Lol I love Cells at Work - Hataraku Saibou so yeah, I am doing my best to make things light here) so might as well take precautions on the personal level because that’s the only thing each person can have almost 100% control over.  Other than that, I think this is a great opportunity to revamp our lives in however ways we want. But if you feel like it’s already too late to start anew and go over your January goals...
YOU’RE STILL FINE, LET’S DO IT!! We still have a big push to start this thing!
So ditch the guilt for not starting early enough, you’re gonna be OK because for the next 5 days the Equinox energies are here to help all of us (believers or not) move forward to our new life chapters as well as into the new decade. And it’s a great wave that we can all catch and reap the benefits as well as the rewards from.
But hoooow?
Well, I am glad you asked. What is wonderful about these energies is that aside from helping us move forward with what we want, we can also better align with the higher vibrational versions of our selves aka HIGHEST SELF so that we not only can make personal goals that we absolutely want to happen, but also next-level goals, the divinely-guided ones that can steer us into the person we were supposed to be. These are the goals that can shape and transform us and our inner world. And spoiler alert: these are not all earthly goals. Some of these can be goals that you never expected to even think of dreaming to achieve. So you might wanna think about that too.
Thus the next 5 days starting from the equinox is  a great way to start meditating (if you haven’t already) and asking the universe, source, god, friendly star entities, whoever and whatever you consider your higher power to provide you guidance on what you need to do to grow into the person who shines their light in these dark and tumultuous times. And be open-minded on what answers will pop up. Ponder and meditate on those too. Just feel free to play with whatever you pick up while you meditate: visions; smells; sounds; textures; tastes; the whole gamut of feelings available.
But what if I don’t have any unfulfilled goals right now? I started them all and finished more than half before January ended.
Then you are amazing! Honestly. And what better way to celebrate than making a fresh new inner self, because that part of you that already achieved your goals is for sure wanting to set new ones, maybe more flexible and chillax visions of you. So you still would benefit from getting an inner-self revamp and goal revamping or revisiting.
How to do this?
Also simple. Here are some suggested steps:
List all of your new year goals 
Tick the ones that you accomplished 
Write your feelings when you accomplished them 
See if it’s a goal that can get better through an upgrade (eg. saved x amount of cash. next goal can be save 2x amount of cash), and lastly,
Ask yourself: Is this goal worth upgrading or is it worth making new goals?
If you feel deep within your heart that upleveling your goal is worth it because you know 100% that you’ll feel so happy and fulfilled doing it, then please do, by all means! Any and all forms of growth and development are wonderful, and that’s also going to improve your skills in the long run. Who knows, you can grow into an expert in that field too. So yeah, I support you!
But.. What if a considerable chunk of what you did and accomplished didn’t give you the amount of satisfaction that you were expecting to receive? Or, you felt drained?
Don’t despair, my friend, because all of those activities ARE NOT IN VAIN. These are not a waste of time. Why? Because at the very least, they’re great lessons made especially for you. It just means that your inner self just wants to get more out of life, and you’re starting to yearn for bigger goals. Maybe goals that you haven’t thought of doing yet, or goals that you kept shoving in the back of the oven. Or it is also possible that you just need to expand your comfort zone, or do stuff you haven’t done before but were always chilling at the corner of your mind. It is also possible that you just need to do something new, just to feel alive.
Whatever the case, a breath of fresh air is what the doctor recommends. And you can definitely benefit by harnessing the incoming Equinox energies! Aside from asking the higher dimensional realms for extra guidance and support. I mean, any form of support and cheering is better than none so why not take this chance as well? What is there to lose?
If you’ll ask me, you can only gain newer perspectives. Newer ways of solving things. Newer ways of looking at things. Once you’ve crossed that path, you can only go forward, because neural networks get rewired each time you CHOOSE to change and EMBRACE everything that goes with it. Basically BECOMING the identity instead of just seeing yourself as someone who does things is a better goal because by BECOMING, it becomes who you are as your own personal choice. For me, my personal identity is a life-long learner who learns to improve my personal life and other people’s too. Yeah I got this idea from Vishen Lakhiani, it makes so much sense to me because I was already doing identity shifting even before he coined the term. Fun 13 years that was, and counting. So it’s both borrowed and personal, I couldn’t care any less lol
OK past this point are personal ramblings. You can end your reading here =) Thank you and be blessed always!
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Of course, changing things just when things are getting settled can be very, very unsettling. For me, even if I am open to changes, it can still get really annoying. I already started going out of my comfort zone as advised by my higher self since November last year, and it’s not as easy as I wanted it to be, because I had to purge so much stuff, more than my body could ever handle. I also started to purge inherited emotions, ideas, patterns, karmas, and all that garbage that I have been holding onto energetically, because aside from not being for my highest good, these things have held me back because deep down, I KNOW that I can do more and be more. I am B-MO lol but really, aren’t we all B-MO? =D
I wish I wasn’t kidding when I kept saying that it wasn’t easy making changes. Honestly, it wasn’t. We’re hardwired to be habitual creatures, it’s in our DNA, and by going against our instincts and relying more on intuition can feel like swimming upstream, up a waterfall. Also, I have a stubborn streak (a Saturnian gift which I am doing my best to be happy with), which can really get in the way of instilling new habits and schedules, especially just implementing a weekly Kundalini meditation to clear off energies and learning new stuff. Another thing that is tripping me up right now is adding my paypal donation link below each post, which is pretty much divinely-guided and right now I am hoping that some magic can happen, one way or another. It felt uncomfortable but I also chose to do it, even if a tiny part of me, the fearful one who wants me to stay in poverty consciousness is guilt-tripping me even until now. If I could just obliterate that part of me so that I can let abundance come in, I will do it in a heartbeat. And right now I am still in that process so wish me luck to succeed.
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Well, this turned out to be longer than I intended it to be. But still, I hope it helps others a lot, even just one person. Of course, if it helps more then the better it is to have this posted. 
One last thing: An Energy-infused photo to support you with the incoming Spring Equinox energies:
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If you reached this part of the post, seriously thank you so much. You can have all my hugs, my UwUs, and uhm.. Everything else in between. UwU
Be blessed by the Divine Realm always, and may you become the healing you deserve.
Mikazuki
PS. If you found the information in this post to be very helpful, insightful, and of great value to you and your own personal journey, please feel free to reblog, share and heart/like, or if you feel super-generous, energetic exchanges are welcomed! Please click here and use this email address: [email protected] 
Thank you so much and be blessed!
More personal rants under the slash lol no need to read unless you want to get triggered lol
----Trigger warnings: ranting--------
**  I personally believe that the “pandemic” is nothing more than a scare tactic instigated by uhm, “you know who” (Voldemort? Sauron? lol) because based on some of the statistics which I have been doing my best to read, the disease only affects susceptible members of the population aka people with weak or compromised immune systems, especially people around the age of 60 years and above. Also I am miffed that many reports kept focusing on number of deaths instead of adding very pertinent info such as total number of cases, demographics of suspected and infected individuals and number of deaths versus total number of cases with full age demographic of the entire population of infected individuals as well as the entire population structure of each country. I am basically saying that a lot of things should be considered before making rational or irrational choices or procedures, because any incomplete info or analysis can affect decision-making and make matters worse. I believe it’s called looking at all options including past events and how these were mitigated and assesing all possible ways to create solutions. Seriously, deciding out of hightened emotions and under fear can create more horrible events. Try deciding from a place of confidence, peace, love, and gobbling a lot of information and regurgitating that information to create BETTER solutions. Sheesh.
As with most of the diseases out there, proper hygiene and personal responsibility are still the most important things each person can do to control ALL COMMUNICABLE DISEASES. And in my own, personal opinion, some other viral and parasitic diseases have more lethal effects because ALL members of the entire population demographic can readily die from it without proper detection and care. Think HIV, Dengue fever, trypanosome diseases, malaria, etc.. Just my two cents on this whole thing. But if you disagree then it’s fine. I still love you OK? I guess I am a lot more passionate than I should be because I love studying epidemiology and pathogens and how these things can be controlled, plus some background on cell signalling and formation of cells helps a lot. I wasn’t kidding when I said I learn and apply what I learned to help myself and other people, that’s a large part of my personal identity. =)
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11/4/2019
Already November! Time flies. It has been a good year though. I’ve felt more social and started making new friends, reconnecting with old friends, planning events and parties. I love to host parties. Would give anything to have a bigger house. This one is a little cramped. VERY cramped when I invite most of my friends over at the same time. lol 
Anyway, i’ve really enjoyed getting back to my social self. When I was my teens, I loved parties, and loved hosting parties even more! I got with Nathan when I was 20 and he wasn’t a partier all that much. I settled down, practically turned into a recluse, and lived that way for about 10 years. I let go of all my party friends, because I was trying to get out of that lifestyle. 
I became the crazy cat lady from being the fun party girl. lol I took in way too many cats than I could honestly take care of. Dogs, too. Got into animal rescue, though I ended up keeping most of them. My house was impossible to keep nice or even clean really, with that many animals. I fell into a depression, which caused me to recluse even more. My bipolar seems to have gotten worse. I was in a rut for years.
My oldest brother died in 2010. I started wanting to get away, to drink and just forget. And that’s what I did. (went really wild as a teenager after my Dad died when I was in my teens. My coping mechanism I suppose. Then, I met Jerry not long after my brother died and we became really close. He was my best friend for 2-3 years, until we tried to date and I realized he was a manipulative, controling, abusive asshole. Then, I started going out even more after that break up. After my Mom died, I didn’t go completely wild. Maybe it was because I was living alone in my clean, comfortable home. More stable. I did meet Mark not long after she passed, and did impulsively go out of town to meet him for the first time, in the middle of the night after I left a bar. lol So, maybe I went a little crazy. Turned out for the best, though.
Birthdays in November... I need to remember to send a card to my cousin Alissa, I always forget. Then, i’m seeing if James is busy next week, it’s his birthday. He’s alone and he did something special for Mark’s birthday. Brought him really nice cupcakes from a bakery. So I really want to do something for him. If he’s not already planned anything, i’ll ask him if there is anyone he’d want to invite. I just found out that Cassie’s birthday falls on Thanksgiving this year, so I need to get her a cake. I hope i’m not leaving anyone out for November birthdays. 
I’ve got to do something about my weight. I  take pictures, from an upper left angle (except most aren’t extreme angles anymore), and I love the way I look. I feel so pretty, from my pictures. But then, I see myself in the mirror and i’m often disappointed. I see myself in a picture someone takes of me, and my day is ruined. I end up in tears and feel huge, ugly, like a freaking monster. I don’t want to feel that way anymore. I know i’d be so much prettier, even with just 50-60 pounds gone. If I lost 100, i’d probably never leave the mirror! lmao No, but I would be happy with pictures people take and my self confidence would be through the roof.
It’s a shame that i’ve wasted all these years being fat and having nearly 0 self esteem. Now, if I lose weight.....i’ll be starting the aging process. About to turn 40. I wasted my youthful, pretty years. 
But HOW am I going to lose this weight? It’s so hard. Some of my health conditions cause weight gain and make it difficult to lose it. Some of my meds do the same thing. I’ve had a couple doctors trying to get me to go off the meds, but I won’t do it. They are my psychiatric meds, and I NEED them! Nope, nope, nope. I’ve been craving soda and drinking way too much of it this past week. That’s not going to help matters. I’m going to have to cut down on soda intake and watch what I eat, a bit more than I  do now. And, I need to get active. Not just for weight loss, for my diabetes too. Really need to start going to swim at the ymca 2-3 mornings per week, at least. And, sometime on most weekends, since it’s the only time Nathan can go. Would also like to starting waking at 6am and go for a walk. The walks will be super short for a while, because at this size it kills my lower back and legs. But, anything is better than nothing. I hope I can get into a better routine.
I’d so love to lose 50 pounds by Summer, when we go back to Wyoming and to the beach. Confidence, I need it back. 
I need to clean this room today, it’s a complete disaster. Trying to get Mark to help me. It will be nice to be able to walk through the room normally. To have my side table cleared and organized. Be able to organize and decorate my makeup table, be able to access and organize my jewelry again! I feel chaotic in my mind when things are out of place. My problem, i’m a perfectionist. I want everything to be perfect. And thats hard to do now that i’m not living alone. So, when it’s not perfect I lack the motivation to clean. Complicated.
I WANT MY HOME 100% ORGANIZED!!!!!
I had all rooms organized a while back. Perfectly. Except the bedroom. But people want to leave stuff laying around and/or put things in the wrong places. Leaving me to have to get up the motivation to do it all over again! Oh, not to mention people leaving trash laying around. My biggest pet peeve! 
I wonder what really happens when you die. People are always saying they will see their loved ones again one day - but how do we really know that? It seems like wishful thinking. Something will tell ourselves to make death feel a little less permanent. I mean, i’d love for it to be true. But noone truly knows. I guess it IS a comfort to tell yourself that. But what if death is just death. Nothingness. You just no longer exist? What if everyone who dies is trapped on Earth for eternity. Purgatory. Or hell....punished for all of our “sins”. Because EVERYONE sins at some point, nobody is perfect.
I wonder the same about God. How do we really know there IS a God? How? We pray, and most of our prayers remain unanswered. Did someone just make up God and Christianity to make themselves and some others feel better? Feel not alone. 
I lean more toward Wicca in my beliefs. But even still, how do we know the Goddess/Gods even exist? I don’t know. Just something I was thinking about.
Speaking of which, I was talking to my brother Neil the other day. We had a great, long conversation. I didn’t want to get off the phone. EVEN during the “Rhonda” part of the conversation (long story, may blog about it another time). lol One thing in our convo that stood out.. He told me that my Mom told him she was a witch. She practiced withcraft a little before I was born. I don’t remember her ever telling me that. She did tell me about a couple witches back in the family bloodline, though. I feel i’m a natural born witch. Strange things have happened, i’m had visions that come true. Dreams and nightmares that later actually happened. I’ve been drawn to witchcraft my entire life. 
I tried Christianity. I really did. But it never felt right. But i’ve hidden my beliefs for years and will probably continue to do so for the most part, living in this area. After talking to a few friends about, i’m surprised to find people accepting of it and some even interested/consider themselves a witch or Wiccan.
I’ve been even more interested in witchcraft and Wicca after meeting another witch. She’s a natural born witch, too, not someone who converted to the religion. We have a strong, spiritual bond. I’ve been embracing my spirituality a bit more lately. I feel like i’m not so alone in my beliefs. 
I like to believe there IS a higher power. I just don’t know exactly what I believe. 
I’m getting tired of blogging at the moment, will be ending this in a second. Still have things running through my mind, just tired of typing. lol I think i’ve been in  mild manic state for quite a while. It’s better than depression at least. Ok, I have a little more to blog about after all. lol
I need to figure out what i’m doing (lawyer or not) and file for disability again. Being married, i’d only get $400.....but there is a lot I can do with $400 that I currently do not have. I’ve been donating plasma to have a little spending cash. And I would probably continue even if I get approved for SSI, it’s a good thing to do, and hey, extra money, ya know? But with $400 a month, I could buy some clothes and decent thing that I want but can’t afford right now. Save what I can save. Have an emergency savings, which I so desperately need.
I was thinking the other day about our neighbors. They are awesome. Danny is a good guy, a good friend. The neighbors on the other side seem like really good people. They even surprised us by mowing our lawn once while we were away. I want to make something. Banana bread, a cake, maybe cookies and give them to both neighbors. Show them that we appreciate them. Good neighbors are a blessing, we are lucky. We have neighbors a couple house down that seem cool, too. They are different. Unique. I guess kinda alternative or punk style. I’m wanting to invite them to one of our get togethers soon.
Not sure if we’ll be having a get together this weekend. If everything goes as planned, Cassie, Dena, Crystal and I will be going to Cherokee NC Saturday. Cassie wants to meet a guy she knows online. It will be fun, if it works out for us to go. :) If we get back in time, may drink a lil Saturday night. Or maybe not. Idk. I think the guys plan to have a friend or two over while we’re gone. Guys night and girls road trip. lol I may see if Cassie would wanna let her brother Matt stay here with the guys, so it’s truly a girls trip. That, and I think it would fun for Matt. He’s young, but that doesn’t matter, they could play video games or just whatever.
Then, Sunday, we (Me, Mark, Nathan, Crystal and Sierra) or making another road trip, to go see my brother. I want to see him, it’s been a while, and at the same time, I want him to meet Crystal. I told him about her, and about the feelings and things, the other day. He was shocked, never had a clue that I was bicurious. lol He’s supportive of it, though. 
Mark’s tried to be supportive too. It’s a little different for him. And we talked, he has been worried that i’d completely fall for her and leave him. That’s not going to happen. It’s not a one or the other kind of situation.
I was cuddly with him in bed yesterday morning, and I asked him if he’d be more ok with it if he was a part of it, if and when it ever turns physical. But he’s only with me. If I ever had an actual threesome, i’d likely lose feelings for him. That;’s what happened with the last time a boyfriend and I had a threesome. That was with two guys, never had a girl/girl/guy threesome. But, I broke up with him right after. I don’t know why my feeling changed. But I do NOT want that to happen with him. He treats me so well, he amazing. What worries me, if he is involved at all, even just participating with me only, will that change my feelings for him, too. I really don’t know. For the most part, my feelings are like a light switch that I have control over. On/off. 
Now let me add.............IF I were to feel comfortable with him being there, Crystal would be the one to make the final decision. It depends on what she’s comfortable with. I still don’t even know how I feel about it. If we go there, I kinda wanted it to be just her and I. I want it to be pure an special. She means a lot to me. With a guy, I like rough and wild sex. But I feel that if I were ever to be with her in that way, i’d want it to be a little different.
Now, that’s IF we ever explore the physical side of things. I am curious about it, and I honestly think i’d better good at it. I’m a very oral person. But I don’t know if it may feel......awkward? I don’t think it would be, as close as we are. I don’t even know how she feels about going there. I don’t know how I feel completely either. I’m thinking I may be comfortable with it at some point. But, at this point, i’m content with the way things are. Spending time together, holding hands, a little kiss here and there. It’s new to me, and new to her, but it feels right. 
If/when we ever do... I think it would be nice to go in together on a nice hotel room. One with a jaccuzi tub would be a nice touch. Flowers on the nightstand, rose petals on the bed, champagne with strawberries, candles, soft music. I want a special, romantic night. And if we get there and we chicken out (lol) on making love, we could still cuddle and enjoy the room, spend time alone. I’d miss Mark for the night, but it would only be one night. I strongly prefer our first time to be just US. As far as after that, still undecided. 
In one way, it would be nice to involve him. It’s one of his fantasies, I believe and truthfully i’ve had threesome fantasies before. Though, with us it wouldn’t be an actual threesome. It would be she and I and him and I. I’m just afraid it will change my feelings somehow. But I feel so close to both of them, it might still feel special with both of them, idk. I don’t want him to feel left out, pushed away. This is just complicated as crap! Oh well, we will figure it out in time. 
I want to plan a romantic hotel night with Mark sometime, too. I’ve been wanting that for so long. I always hoped he would plan something like that for me. I guess i’ll be the one planning it. Would be more special if he did, though. Nathan even offered to pay for the room for us at one point. Which was sweet and surprising. Wish when I was with Nathan he would have done that kind of thing for me more often. I remember getting jacuzzi sweet one time, but i’m pretty sure it was my idea? Not totally sure.
I wish Nathan had been more affectionate with me back when we were together. I don’t think we would have fallen apart the way we did. (BUT, I wouldn’t have met Mark, so I do believe things happen for a reason). He was never very affectionate, he never caressed my skin, tickled my back or anything unless I asked. And even then, could tell he didn’t want to and would conveniently fall asleep while doing so. lol 
Mark, he’s very affectionate. He’s often wanting to hold my hand or cuddle, or both. Kisses, caresses, often without being asked. He likes to rub my butt..lol Makes me feel wanted. He’s an amazing guy, I love him so much. He’s the only guy i’ve been with who is that affectionate, other than my first fiance when I was 17. I loved how affectionate he was, but he turned into an abusive jerk. Mark, he’s never been abusive toward me, he hardly even gets angry at me, doesn’t yell at me. I hit him at one point, unfortunately, and he didn’t hit me back. We really don’t even fight. We rarely get a little aggravated at each other. And it’s already been 5 years. 
I feel bad about the way things happened with Nathan. I didn’t treat him the way I wished I had. I was pretty good to him, but not good enough. We had our problems. And then his lack of affection made me feel more like we were friends than lovers. I am happy that he’s still in my life, and hope he always will be. But I do wish I could go back and fix a few things. I had a hard time handling emotions and stress, I was not being treated for my bipolar, so that didn’t help. All those animals kept us stressed, that was a huge mistake. 
Mark keeps falling asleep, I wonder why he’s so tired today. Hope he’s not getting sick. I planned to donate today, but I think i’m going to do it Tues an Thurs instead. Need the money though, there is a pretty white floral dress I want, it’ like $22, a good deal. I figure it would be a good dress to wear for Easter. Yes, I tend to plan way ahead. lol But, it’s so pretty. 
I got my black hair dye last night. I and re-doing the underneath black, and maybe put a few streaks throughout. But, my roots are already showing, so i’m probably going to wait until I recolor with red. I got a really light blonde for Sierra’s highlights and burgundy for underneath. If her grandma sees it, she will bitch like she did last time. lol I personally think it looks good! 
Alright, this time i’m really going to go. lol Will blog again soon! :)
  \
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Why do health insurance companies charge more?
"Why do health insurance companies charge more?
Why do they charge more to people who have, say a family history of cancer, or chronic illnesses.? Whatever the reason, do you think that's correct? why or why not?   as a follow up question, if doctors karyotype at birth and discover that one has a higher chance of a chronic illness, should health insurance companies be able to charge you more?   Thanks so much!!
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Good Student Discount Auto Insurance?
I have a 3.6 GPA. My grade is A average, but one of my quarter grade was a C, but the final semester came out as a B. Well, anyways, do we just send them the report card that we got or do we have to get the sealed one from school? Thanks! Thanks again!""
Health insurance? For a 20 year old?
Hi I'm wondering if anyone has any tips for getting cheap health insurance. How are people paying for this, I was quoted at $140 a month! I have Never had any serious problem No broken bones and I've only had 3 prescriptions in my life! I only make $1,100 a month and with rent bills food and gas $140 extra is A LOT for me! Could you give me a good company? I really don't want to be fined in January, this is crazy! Also I was denied by Covered California because they said my household makes to much, I live on my moms property but is still pay rent/internet/electricity. How could I get around this for covered California? Please help me understand this better and if you have a link to a good cheap insurance company please let me know, Thank You""
""How much is insurance for state farm for a 1000cc, 750, and 600 gsxr for a 16 year old?""
I know what your thinking but hear me out, the new 2009 Suzuki gsxr has different modes like the 600cc mode, 750cc mode, and 1000cc mode i was thinking to get the 750 but if the 1000 has those modes then id want to get that and stay on that till i felt ready for the 1000 power cause i was gonna get the 1000 in college anyway but why waste the money now on the 600 then have another payment in 2 years on the 1000 when i can just use the settings till then when i have more experience??? but put that all aside how much is the insurance for a 1000cc bike? just so i can know for when im 18 if i dont get the 1000""
Does anyone have knowledge of supplemental insurance that helps pay for Maternity cost?
My daughter is pregnant and needs a supplemental insurance policy. I know of Affordable HealthCare Options (AHCO) but don't know anyone that has used them. She lives in Norman, OK. Any suggestions would be appreciated. Thank You""
""Insurance companies have told me I now, do NOT qualify for 'regular' insurance. What can I do?""
I no longer have health insurance. My employer could no longer afford the premiums and I cannot afford Cobra. The 63 day preexisting conditions deadline has passed. I had a heart valve repaired in 2009 and donated a kidney for my wife in Feb. of 2011. Insurance companies have told me I now do NOT qualify for 'regular' insurance. Under the new Health Care Law, what can I do and who can I contact to get affordable coverage?""
New Driver and Insurance Rates?
Hello all, I have a couple of questions, this year I plan to purchase my first car. Through having a steady job for almost 3 years, I plan to buy it in my own name at the age 18, I'm 17 now, female, full time student, part time employee. I have just recently gotten my Learners Permit Nov. 2010. My questions are: Could I begin to pay for insurance without a car? Could I put down payments on a car and keep making payments (without driving it)? What are some good way to acquire the car of my dreams by my 18th birthday (Mazda3 2011; 4 door). I know being that I'm 17 there's not much I can do without parental consent. But I don't want to include my mom in much of this because she feels that I'm trying to run away or something (sigh, she's very overprotective) My last question is; What steps can I take to get the car that I want. I know there's saving, but what else? Thanks!""
Will being arrested for a DUI increase my car insurance rates?
I was arrested for dui almost two years ago my case has still not went to trial. I live in miami every time I get a trial date it is canceled for some unknown reason. My license was suspended but so much time has passed I now have my full regular license reinstated. I am buying a car next week.
What is the best Dental Insurance in California?
I live in orange county, ca. I need to see a dentist, and I will probably need major dental work. I was thinking of doing payment plans with my dentist, but someone suggested I pay for dental insurance, and pay the rest with a payment plan. I dont really know much about this, so what is the best dental insurance I can get? Like I said I need major dental work, close to 10,000 dollars.""
Car insurance question?
how much is insurance for a 17 year old with say a used 90s honda?
Short term car insurance (UK)?
I need to renew my car insurance policy soon but am going away in June for a year so cannot get a full years policy. My company has told me to take out a years policy then cancel it before i leave in June. Does anyone know of a UK insurance company that could give me a policy for just a few months to save me cancelling it later on. Thanks
Average rate of malpractice insurance for nurses?
So I want to be a nurse and I was wondering how much it costs. And do most nurses have it or not? Also I live in TX and will be a nurse here so any info will be appreciated thanks :)
Question about car insurance on a 60's car?
So when I turn 18 I want to get either a 60's Mustang or Camaro(depends what I can get in my price range near me) Anyway, I went on car insurance websites to see how much insurance will cost me. Besides Geico, Progressive, and Allstate(has back to 1970)all the other companies don't give options for cars that old. Does this mean they won't insure it? Or would I have to call them to get a quote on a 60's car?""
What's the average cost of car insurance for a 20 year old male?
I'm shopping around for car insurance and I'm trying to get an idea of what's average. I'm a 20 year old male living in Florida with no points on my license.
Is it possible to negotiate the weekly premium deduction of company offered health care insurance?
I was told I could not enroll in the Affordable Health Care plan because my employer offered a health care plan that meets the requirements of the Affordable Health Care Act. However ...show more
How much are your car insurance(College Kids) (Iam 22)??
Iam 22 now, I am under my fathers geico policy, I pay $278.00 a month, not even full coverage. My car is Nissan Maxima 00. I have never been in car accident since I got my license for 4 years now. I know Iam paying little too high cuz my sis who turn 18 is also on the policy now by law. For that price I should be getting full coverage !! But wondering how much are you guys paying for your insurance monthly etc? College kids related only please, dont tell me you pay dirt cheap cuz your 40 years old, thats obivious. Also what is the cheapest company I can switch to ? cuz Iam in college and have barely any money, all my money goes in the insurance and if Iam lucky I get to gas up a full tank maybe once a month lol.""
Why do health insurance companies charge more?
Why do they charge more to people who have, say a family history of cancer, or chronic illnesses.? Whatever the reason, do you think that's correct? why or why not?   as a follow up question, if doctors karyotype at birth and discover that one has a higher chance of a chronic illness, should health insurance companies be able to charge you more?   Thanks so much!!
Child only health insurance?
I have done some research and haven't been able to find any decent child only insurance. My daughter is four months old, and we are looking to insure her in the state of Connecticut. What insurance companies supply insurance for just her? Thanks!""
Whats the cheapest motorbike insurance and motorbike for a 17 year old man. (125cc)?
im interested in getting a geared 125cc superbike looking motorbike, what is the cheapest bike i can get at this age, a long with the cheapest insurance? on go compare i think i've got it down to about 500 pounds. thankyou""
Temporary car insurance problem...Help!?
My car has to go away for repair and I don;t know how long its going to take, so I want to get insured on my parents car. Because I am still 20, I cant get temporary car insurance and the insurance policy on my parents car won't insure me as an additional driver because of my age and because the car is fairly new. Any ideas on how I can be insured on this car would be welcome, as I still need to get to and from work! Thanks.""
What does liability mean when getting auto insurance?
What does liability mean when getting auto insurance?
Ticket for no proof of insurance?
in california best friend got a ticket for no proof of insurance at the time of accident, he doesnt have insurance i know everyones gonna write about that but how can he fix the ticket? he didnt know that his insurance was canceled his dad who lives out of state pays. ive read other questions on YA and one said u can take proof of insurance to the clerk before the court date (the judge) and they will disregard the ticket? if the insurance card says that hes covered from 6/30/09-6/30/10 would the clerk check to see if hes paid?""
To get a car insurance quote do they need my social security number?
I called an insurance company and they asked for my social security number. I gave it to them and my mother got mad at me. Are they suppose to ask for it for a quote?
Car Insurance for a New Driver?
hi, I just got my license like 2 days ago and I have a question about car insurance. My dad won't let me drive until I get insurance, but he said I have to wait until I actually get my real dirver's license card in the mail. When I asked the dmv how long it would take for me to recieve it, they said like 4-6 weeks. So I was wondering if the insurance company will allow me to have car insurance coverage with my temporary license, or do I actually have to wait until I get my card license to be able to drive. Because if I'm not allowed to get insurance with my temp paper license, then does that mean I'm not allowed to drive? Because then I won't be covered if I get in a car accident right? So I'm not really sure on how this works. Please Help! Thanks""
""I'm a female unemployed, living in upstate NY & need affordable health insurance! Desperate for suggestions!?""
I have been unemployed over a year. Although I am collecting unemployment benefits, I work a job per diem (usually 1-2 days per wk. which means I can't collect full unemployment benefits). I can't afford private pay insurance i.e. Healthy NY etc & don't financially qualify for Medicaid. Are there any other options? I would hate for a catastrophic illness to dictate my coverage & thus spend the rest of my life paying off medical bills!""
Car Insurance - Young Driver 18 years old Male - NEED HELP PLEASE!!!!?
I have recently passed my driving test (3 days ago!) and will be buying a car ASAP as I have a job lined up and have just left school. I've tried tens of comparison sites and even rang some insurance companies direct to try and get a better quote... I have looked at the smallest possible engine size, that being 0.8l and 1l engines. I've looked at cars such as FORD KA, Vauxhall Corsa, Nissan Micra, Renault Clio and a few others too. The cheapest quote I have found for all of the cars is for a 2000 Ford KA 1.3l 3dr 4 seats (the smallest KA engine size possible) and that price was 3,800 paying monthly with a company called My Policy . However, I have used various other KA registration plates all the same engine size but some being 2003 models or 2005 and the insurance jumps to over 6,000! I haven't found another FORD KA cheaper than 5,500 and obviously if I can't get that one particular car out of the thousands for sale that insurance quote will be invalid anyway. Basically, I've tried everything. Adding named drivers (with lots of driving experience 30+ years), putting my car in a locked garage, on the road, tried different cars - models, registration plates, ages, engine sizes, and not to forget the countless comparison sites. The funny thing is with MyPolicy I went onto their site directly to get a quote and they were unable to give me a quote when entering exactly the same information into the Tiger.co.uk comparison site, that site brought up the 3,800 quote with MyPolicy but when I use their site directly they can't give me a quote... I know insurance is based on MANY factors, believe me I understand that. I tried entering different post codes (just out of curiosity) and it did help, but only fractionally. It just seems (other than the 1 obscure quote of 3,800 on ONE car, out of the 100+ I've tried) that I can't get a quote cheaper than 5,000 for a car with the smallest engine size and insurance group possible... It's ridiculous. Please don't advise fronting because it's illegal and I want to build up some NCD anyway. CAN ANYONE HELP ME GET A QUOTE CHEAPER THAN 3,500?! Thanks a lot, -Ash.""
My Florida driver's license is suspended due to insurance reasons?
I got in a car accident about 2 years ago, and as a result I stopped paying my insurance and couldn't turn in my tag. My license was suspended as a result. I haven't gone to the DMV yet, and was wondering if anyone knows what I'd need in order to get my license back? According to the Florida DMV website, my license will be reinstated once I show proof of insurance...but I don't even own that car anymore, let alone pay insurance on it. I don't want to waste three hours at the DMV just to be told I need a certain form or paperwork...does anyone have experience in this matter?""
How much is SR22 car insurance in Illinois?
I am 22 and the D.U.I. is the only ticket i have ever had. I need full coverage because i have a loan on a car and i cant get just liability on a vehicle with a loan. I am waiting to hear back from my insurance agent on a quote, it is a 2000 jetta (not a sports car). I know i cant get an exact number because different variables will change the amount, but can someone with experience with this tell me how much they paid for full coverage and who they went through? thanks for your help""
Kit car insurance for new driver?
how insurance companies are looking at new drivers that are thinking of getting a kit car, is it based on value of the car or just what engine it has or what it was made from? what it be higher then standard insurance? thank you""
Insurance Coverage Driving Another Persons Car?
Suppose you had to drive another persons car because they were incapacitated, etc. If you got into an accident with them in the car - but you driving, would the car still be covered under insurance?""
""I want to hire a car for a few days in the USA, I know how much it is daily - how much would insurance cost?""
I want to hire a car for a few days in the USA, I know how much it is daily - how much would insurance cost?""
Dose a sports car make your insurance go up
iam 15 and i want a mustang and my mother said that a sports car make your insurance go up is that true
Can an insurance company know you have a pre-existing condition if you don't tell them?
Like if I go to a doctor on my new insurance company but don't tell them I was diagnosed as having ADD when I was a child (the last time I took medicine for it was 10 years ago), will they have a way of finding out?""
""Going to LA for week, how much does it cost to rent a car?""
I don't want anything too fancy but nothing crap if you know what I mean....just a decent car that will do me for a week. I know insurance will be a killer especially as I am under 25, but my boyfriend is 27 so if we put it in his name will it make it any cheaper? Oh and if anyone knows a good company to rent from, please let me know.....will it be best to go straight to the rental place that's in the airport? Thanks!""
What is the cheapest insurance group in the uk? how do they class it?
What is the cheapest insurance group in the uk? how do they class it?
Whats a good life insurance plan?
I'm want to apply for life insurance for me and my husband but, what is a good life insurance plan? and where do I apply? I know gerber is good for kids do they have gerber life insurance for adults?""
Does anybody know an affordable but good health insurance?
i just recently lost my insurance and was wondering if anybody knew of a cheap affordable but good health insurance plan???? please help!!!
Republicans whats the difference between being forced to buy health insurance and car insurance?
If it is unconstitutional to force some to buy to health insurance how is it constitutional to force people to buy car insurance??
Affordable health care for a healthy individual age 23?
I'm working somewhere where I don't get health insurance and I'm a grad student right now. I'm 23 and healthy. Getting on either of my parents' plans would be ...show more
Insurance billing question?
If I were to get birth control and use my insurance card, will it show up on the bill? This includes if insurance does or does not cover the entire cost.""
""California learners permit, do you need insurance?""
California. Do you need insurance while u have your permits or do you use your parents? If no, I get insurance after I take my driving test? And can you have a passenger with you when you have a permit? Like an adult right next to you and your sister sits in the backseat.""
How much does motorcycle insurance cost???
im 20 with a 02 gsxr 600 in NJ
Why do health insurance companies charge more?
Why do they charge more to people who have, say a family history of cancer, or chronic illnesses.? Whatever the reason, do you think that's correct? why or why not?   as a follow up question, if doctors karyotype at birth and discover that one has a higher chance of a chronic illness, should health insurance companies be able to charge you more?   Thanks so much!!
How to Get Cheap Car Insurance in NJ for Young Drivers?
Last week I bought my first car.But one thing that I didn't do was to check my car insurance premiums.I did it yesterday and I was amazed how expensive is that.I'll have to pay more than $300mo.Is is normal?Why my car insurance is so expensive.First thing they told me was that I need to pay more, because I'm young driver.Yes I'm under 25 years old.I'm from NJ.Can you please tell me how to get cheap car insurance in NJ for young drivers?Also any tips to help me to reduce this price...I'm ok with my car but I feel it won't be possible for me to pay so much for car insurance.I need cheaper insurance plan.""
How much are geckos i found one for 7.00. at petco i thought they were a lot more money.?
a while back i went to petco and seen it. It was a bright green gecko. it looked like the one from the car insurance place and it was like 3-4 inches but it was 7.00 so i was just wondering.
Mustang GT car insurance?
Hey in 16 and im looking at buying a 1994-2005 Mustang GT. I like working on cars and this car seems to me an awesome car to work on. I just wanted to know how much people pay for insurance with a mustang GT. Also how much more would it cost because i am 16.
Car Insurance Question No 2?
Prior to my last question regarding car insurance, I wonder if someone could answer me this please. If a person gets rid of their car but wants to keep driving, say a friend/s car or hire car etc, can they still take out car insurance without owning a car and if so what do you ask for when contacting an insurance company. Thanks""
Best first car for insurance?
What car at 17 will have the lowest amount to pay on insurance?
Car Tag and insurance prices for a car over 20 years old?
If a car is over 20 years old how much would the price of a tag and insurance would be and I have a 1985 Cadillac Deville Saden and is restoring it. What do you think my prices would be for it? P.S I'm only 18 I'm new to this.
Best health insurance for a young married couple?
My fiancee and I are doing some research on health insurance. What is the best kind to by? What should we be looking for? I take lexapro and birth control everyday. We are nonsmokers, full-time college students and fairly young. I'm about to turn 19 and he will be 20. How much should we expect to pay for health insurance? Can we still be on our parents health insurance after we get married? Anything would be great! We would love to have a plan that has good coverage. We aren't looking for the cheapest, just something to cover us. Thanks!""
Insurance RSX vs S2000?
Hi there, my dad is planning to buy me a car by the latest the last week of March. I asked him for an RSX simply because I like the reliability of a civic, but i feel that a civic is under powered. So I'm opting for an RSX. No, i will not be getting the type S because I know insurance rapes you for it. Well my dad said he'd rather buy me an S2000. I think it's cause he wants to drive it around so my mom doesn't have to nag at him for buying a sports car. I was wondering how the RSX BASE model will compare to the S2000? I know the Type S RSX's insurance is much higher than the S2000. I was wondering how about the Base model? My dad will be helping me with gas and insurance up until I graduate which will be in a few months. So I just want to start being smart about everything. Please help!""
Maternity Insurance...Anyone have it?
My husband and I are trying for another baby. And most insurance companies in TN say you have to wait 9 months for the insurance to take effect. So is there any insurance out there that will help without having a time limit and not Tenncare or WIC. We will not qualify for that due to our income.
Where to get pregnancy insurance?
Please can someone tell me where to get pregnancy insurance? I am a UK citizen and will be spending the whole of 2010 in America (Boston). Thanks
Car insurance for a 16 year old in miami?
how much do you have to pay monthly??year??
Do you have to have car insurance for all of your vehicles (California- read more for details)?
I live in California and I understand that by law here you have to have car insurance; at least minimum coverage that is. But does this apply to all cars regardless of whether you even drive them on the street or not? The reason why I ask this is because I have a 1971 Chevy Camaro SS which I bought from my father about a year ago (He basically gave it to me, but I didn't want to look spoiled in front of my sister so I gave him $2,000 for it). I did have it insured for the first year thinking it probably wouldn't cost me much, but now I really regret getting it insured since it costed me nearly a fortune this year alone. And the thing that really sucks is that I've never even driven it yet since it still needs a lot of tuning up (and unfortunately I don't have enough time to fix it up since I'm usually a very busy person). Do you think it's possible to uninsure my camaro since it's not even drivable yet? I mean it's not like I'm going to hit a car or something with it since it's just sitting in my garage the whole time. I would ask my insurance agent about this, but I never really trusted them. (They were the ones that persuaded me to get it insured in the first place without even telling me whether I had to or not)""
Why is there a disclaimer on the Allstate Auto Insurance commercials that says Not available in all states ?
Afterall, its called Allstate !""
Health insurance please help?
When you roll over, job wise, when does your health insurance usually start?""
I hit someones car (My first accident)?
I was pulling out and hit another car I was going under 5km/h backing up and I cut the wheel to much and hit a parked car How much is that gonna cost me We are not going through insurance How much would it cost to paint it
Can an insurance company drop your auto insurance any time?
I have had 3 claims in 4 years. The first two claims where while living in another state. I since moved and just put in my third claim today (first claim with this company). My insurance payment really isn't all that high, about $75 monthly. The lady told me today that it would go up 10% if the cost was over $750. (it will be) She said this didn't effect my insurability or anything, but what if I had another accident in a year?? The real question is, can an insurance company drop you for any reason at any time? Some have said no, only within the first 60 days, others say yes, absolutely any time. What's the right answer?""
""Pizza delivery driver insurance in own car, where can I get insurance uk?
I have been offered a job as a pizza delIvery driver but I need to insure my car with business insurance I have tried everywhere but know one does it please Help x
How much could be the average insurance for a SMART car?
How much could be the average insurance for a SMART car?
Mandated Health Insurance is different from Mandated Auto Insurance how?
The Supreme Court will be deciding if the government can force us to buy health insurance from a private corporation. The government forces us to buy auto liability insurance from a private corporation. I am at a loss to see the difference.
""If i borrow my friend's car for a road trip, what about insurance?
i have insurance for my car and my friend has insurance for her car. if i borrow her car for a few weeks (out of state road trip) do i need to get extra insurance?
What is the day to day of a Commercial Insurance Broker?
I am interested in becoming a wholesale insurance broker as a career and would like to here from those that know about the current day to day life of someone in this position.
California Health Insurance. 22 living with parents?
I recently graduated from university and have a job, but don't make that much money. I am currently living with my parents. My dad is 58 and makes 55k-ish a year. My stepmom is 60 and doesn't work. My 24 year old brother makes about 12k a year. Both me and my brother are both in debt from school. I can be on my dad's health insurance plan but it's too expensive. I think he claims me and my stepmom as dependents. What are my health insurance options? Any advice would be great. The more details the better.""
What is the best affordable health insurance plans?
I am 20 years old and do not have health insurance and I need to get my wisdom teeth pulled! So i'm looking for an affordable health insurance.I've already applied for Medicaid and was denied.I need help please!
What car insurance company has the best rates and prices?
i just bought a car and dont know which insurance company to choose
Cheap Insurance companies for a Piaggio NRG 50?
I just bought a Piaggio NRG 50 and wondering who is the best company to get insured with and how much will it cost at the least? Thanks!
Why do health insurance companies charge more?
Why do they charge more to people who have, say a family history of cancer, or chronic illnesses.? Whatever the reason, do you think that's correct? why or why not?   as a follow up question, if doctors karyotype at birth and discover that one has a higher chance of a chronic illness, should health insurance companies be able to charge you more?   Thanks so much!!
Homeowners insurance vs. property taxes?
which typically costs more homeowners insurance or property taxes?
How much should i get for insurance repairs?
I have a 98 pontiac grand prix gtp and it was keyed all over every part of the car. The side mirror was broke off. The key marks are all the way down to primer. My deductable is 200. How much should i expect to get to cover the damages?
Minor car accident with no car insurance?
I was in a minor car accident last month and i was the one at fault. I was backing out of a parking space and a lady with her son who was driving pulled up behind and was going pretty fast. I left a minor dent in the front part of her car and a few scratches. She has been harrassing me since the day it happened and finally she contacted me and i agreeded to pay the cost of the damage because i didnt have insurance at the time. But then she sent me a sheet with the costs of the damages, 1,000 dollars!! I think it's way over priced and a lawyer doesnt want to do anything about it. She keeps calling and harrassing me and threatening me with the law. what can the law do? what can the judge do to me in court? will i go to jail?""
If you have full coverage Insurance and your car is stolen?
What happens? My mom had a 2000 Lincoln Navigator. It is completley paid off and she went out of town yesterday and her car was stolen from a motel parking lot. If the car is never found, how much does the insurance pay and how long does it usually take?""
My insurance co. just cancelled my policy!!! Plz. HELP!!!!?
IVE HAD TICKETS FINALLY THEY SUSPENDED MY LICENSE BUT I TOOK DEFENSIVE DRIVING JUST BEFORE THEY SUSPENDED IT BUT WHEN MY INSURANCE CO. REVIEWED ME IT JUST SHOWS THAT MY LICENSE WAS SUSPENDED NOT THAT IT WAS REINSTATED BECAUSE OF THE POINTS REDUCTION FOR DEF. DRIVING. ANY WAY THEY WANT 3345.07 PER 6/MONTHS PLUS MY HUSBAND 995.00 THATS 4400.00 PER 6 MONTHS!!!! ANY ADVICE HOW TO GET SOME INSURANCE CHEAP!? PLZ HELP!!!!!!!!!!!!!!!
Can anyone tell me Obama's discount rate for Health Insurance?
He states healthcare will be affordable for everyone? What %age discount will we get? How much will insurance be (per month) for those battling chronic diseases that cost in the tens of thousand of $ each month? Do you think those people denied, due to preexisting health conditions, will be able to afford insurance now?""
""If you had an extra car that was paid off and cheap on insurance, would you sell it or keep it for a back up?""
If you had an extra car that was paid off and cheap on insurance, would you sell it or keep it for a back up?""
How do I check on an existing life insurance policy?
How do I check on an existing life insurance policy?
16 yr old car insurance?
I'm about to turn 16, and about to get a car (Volvo cross country) I will have another 2 main drivers on the account. How much will it be in a roundabout? Also I will be 16^ I have a completely clean record C average And a male""
Insurance claim and deductible questions?
I scratched somebody's car while they were parked, so it was my fault. Damages were minor. Since my car is old and I've dropped coverage on my own car (I have coverage for the other car), I have no plan to fix mine. And the other party offered to settle on our own and not go to the insurance company. So, the questions are: 1. If I claim to my insurance company, how much out-of-pocket do I have to pay? His deductible? Or $0 (since I am not fixing mine)? 2. Would my insurance rate will go up even though I have a clean, no at-fault, claim for at least 10 years? 3. Is this settle on our own legal? And anything to watch out for? 4. What would you do if you were me? Thanks much!""
How much will my insurance go up after dui in ny?
OK so i recently was caught for a DUI in NY state , i am under my sister's insurance (geico) and the car is in my name....i want to know how much will the insurance go up even though my sister never had a claim and i am under her...""
""SHORT ,IMPORTANT ,INSURANCE QUESTION ?!?!?""
I was driving my moms car, and i was at a stop sign, and a guy made a very narrow turn and then when he saw me he stopped, after he started going, he then made the turn , but ended up hitting the back left side of my bumper, nothing major, only some scratches on the paint, i got out with my mom and we exchanged information, but he said that he will not pay a cent for it, and he is ready to call the cops and file a report, i thought about it considering that i only have a permit and the car is under my moms insurance, and i just let it go as i may he may have made an excuse cause i am 16 and i am still training with my parent next to me. if i called the insurance company to get it fixed, will i be blamed and will i get the insurance rate to increase or he would have been the one to blame? thanks and please tell me true answer!""
""Anyone with Progressive, are they a good reliable insurance?""
I am thinking of switching to them, due to a good rate and seems like a decent coverage. Has anyone had any problems with their insurance though?""
Need to find affordable health insurance?
My health insurance just went up again. I live in New York any places i can check out? It will be greatly appreciated
Is it realistic to think that my motorcycle insurance yearly premium will be less than $2000?
I am a 20 year old male in Southern California. I have had a drivers license for just over 2 years (no accidents), will be taking a Motorcycle Safety class right before getting my license, have decent credit, and will be financing a used motorcycle ($5000 or less and have between 500 and 900 cc because I am a very big guy). I know it will vary a lot but is it crazy to think that I will be paying less than $2000 per year for my insurance?""
What is a good health insurance provider in Texas?
My mom gets sick very often and would like to purchase some health insurance since she isn't eligible for MedicAid. What's a good health insurance provider in Texas?
Cancelled car insurance?
My car insurance got cancelled for misrepresentation of garaging. I travel a lot for work and I had two places. My car got vandalized at my secondary place of residence and the insurance company and after I filed a claim, the insurance company treats is as a misrepresentation. I am about to get an insurance with a different company. Do i need to disclose this fact? How would that affect my rates. I have 1 week left on the policy.""
18 yr old Car Insurance Advice?
I recently moved out of my parents home due to family issues. Im 18 yrs old and need car insurance but can no longer get it through my parents which made it much cheaper. Im wondering what my best options are.
Car insurance after customization?
If I put a body kit, new wheels, etc... onto my car will it affect insurance? Do I need to let them know? Before? What about the warranty, I have bumper to bumper warranty.""
""Car insurance help, please answer!?""
im 19 years old got my license when i was 18, im moving in with my grandma for a year or so, would it be cheaper to put me on her insurance?""
Car insurance?
suppose someone is paying $700 a year for liability car insurance and gets a speeding ticket. how much higher can this persons insurance go up?
""Will my car insurance rates go up, hit and run accident?""
I was parked out of my girlfriends house and apparently during my visit someone had hit my car that was parked on the side of the road. The other car just nicked my bumper (no damage to fender) but hit it hard enough to totally tear the bumper off the driver side and the front of the car and was left dangling on the passenger side. There were also scratches on the top of my driver side mirror, and the mirror itself popped out and was shattered. Basically my question is...if I claim it, will my rates go up? I believe I am insured under my parent's names and not my own. I had one accident that was my fault about 2 years ago.""
Need help for car insurance. lied about points?
i recently took a car insurance policy but i didn't tell my insurance company that i have 6 points and have told them my wrong address. but today i have called them, that i will be changing my address this weekend. so this will be sorted as my i have to pay 300pounds more. I want to tell them about my points too, but i am scared, will they cancel my policy I took the policy 12 days ago. i want to tell them about my points. please can anyone tell me who actually worked for or still working in a car insurance company, that if i tell them now before my cooling off period over will they cancel my policy or just amend the details which will be little increase in my premium? I am a second driver on this car.""
How much does flood insurance cost?
How much does flood insurance cost, as well as wind insurance?""
Auto Insurance Question?
well I want to buy an E36 BMW M3 (1996-1999) in couple of months, but i want to know that how can i get an insurance quote from other insurance companies. My moms insurance name is Access, but i want to get quotes from different companies to see which one is the cheapest. the problem is that, i don't have the car yet and there are questions that the website asks that i can't say it because i don't have enough info about the car, and i can't bother the sellers if im not going to buy the car yet. so how do you think i can get an insurance quote online when i don't have the car yet. sorry if the question sounds confusing""
Why do health insurance companies charge more?
Why do they charge more to people who have, say a family history of cancer, or chronic illnesses.? Whatever the reason, do you think that's correct? why or why not?   as a follow up question, if doctors karyotype at birth and discover that one has a higher chance of a chronic illness, should health insurance companies be able to charge you more?   Thanks so much!!
https://www.linkedin.com/pulse/average-health-insurance-quote-23-year-olds-harry-escobar/"
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Can i have the Title of the car in my name with another person’s insurance?
"Can i have the Title of the car in my name with another person's insurance?
Can i have the Title of the car in my name with another person's insurance? Example: Could i have title of the car in my name but use my Parents insurance??
BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 
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Title insurance on grant deed in California?
For California, if a Grant Deed was signed and notarized more than 1 year ago, and it was not recorded until today, will the Title Company provide title insurance for it when the house is sold later on? Is the rule on this the same for all title companies or is it up to each title company, in terms of the gap for when it was signed and when it was recorded?""
Why is my car insurance so high?
I'm 17 years old and hoping to pass my driving test ASAP. My parents own a ford fiesta 2009 Zetec and both have been driving for over 20 years with clean licenses and no claims. I've been on comparison sites to see what insurance will be like on their car when I've got my full license. But the cheapest I can find is 10,000 Surely I'm doing something wrong because I thought it would be maximum 5,000! I will only do around 1,000 miles and just use it to go McDonald's ;) Seriously though does anyone know any cheap insurance companies or explain to me why it's so high? Thank you!""
How much money will i be paying for car insurance? im a 25 year old man.?
i have a big interest in 80s and early 90s sport cars. i even like 60s cars. what websites can i find out car insurance plans. thank you yahoo answers.
Does school require health insurance?
I live in California, USA and my brother and I don't have health insurance. We are in middle and high school(public school). What are the disadvantages of not having health insurance?""
Can I afford to get pregnant?
My husband and I are both in school and working part time. We currently don't have health insurance because we can't get it through our jobs and can't afford any outside insurance. We really want to have a baby, but are worried about paying for all of the pre/postnatal care. Is there a way to get help without putting us in tons of debt?""
""Just a stab in the dark, anyone care to share what their insurance cost is on a Honda S2000?""
I'm looking at 2002 S2000. I m 36, good clean driving record.""
Is it illegal to fake my GPA for lower car insurance?
if so, can they do anything about it, like take me to court or have me arrested? i ****** up my fist semester of college and now that i have my license i have to get insurance. my dad said i better have at least a 3.0 or else.. should i just do it?""
Which car is the cheapest to buy and who are the cheapest to insurance with?
i thinking of taking my driving lesson!! i just wonder which car is cheap and who is cheap to get insurance with!
Should I pay insurance on a car that I can't drive?
I'm very frustrated with this car & I won't be able to pay to get it fixed until September. Some people are telling me to still pay insurance on it, & others are telling me that it doesn't make sense to waste money, & that I should cancel the insurance. I don't know. I'm about to cry.""
How much is car insurance for a 19 year old female in south carolina?
How much is car insurance for a 19 year old female in south carolina?
""New car, no insurance what happens?""
I bought a car in June last year, I paid the down payment, and make the monthly car payment. My mom consigned and pays insurance. I just got alerted saying I haven't had insurance since October 2013. What can happen, can they come and repo my car?""
Two-thirds of one months insurance coverage has expired?
I need accounting homework help! I'm stumped. Two-thirds of one months insurance coverage has expired? 2500 premium for 12 months. Please!
Can I use European car insurance in the uk ?
Insurance prices in the UK are insane. Can I buy a UK car but get it insured with a European company in a European country (Hungary for example has really cheap car insurance) will this insurance be valid in the UK ?
Car Insurance For An 18 Yr Old Female.?
I am a full-time student, studying at Brighton University and currently commuting from Bexhill to the Moulsecoomb by train and I have actually underestimated how expensive it is. I am currently learning to drive, and I am hopefully taking my test within the next month so I can drive to and from Uni. However, looking at some of the insurance prices, I have been put off slightly! I am hoping to also do pass plus which will make it a little cheaper, and I believe there is a black box that monitors your driving that makes it cheaper also? For those who know, what are some cheap insurance companies, and other methods to make the insurance cheaper? I am looking for a Vauxhall Corsa 1.2 (1999-2001), it will be kept at home on the driveway overnight, and will be parked in the car park at University, and I have no children under 16 (just things I have been told are some factors they consider). Any information will be appreciated. Many Thanks, Jade""
""Can I report my (former) car insurance to someone, Texas?""
I was insured with a cut rate car insurance company because I needed a SR22 for no insurance from many, many, years ago that finally did catch up to me just now. Anyway, I was having my payment drafted out of my debit card each month. Well a few days before my insurance was due I realized that I unexpectedly was going to be short. It was due one day & I didn't get paid for another 2 days. So I called up my agent & explained the situation & asked if my policy had a grace period? They put me on hold to check. They came back on the telephone & said yes I had 7 days from the date it was due. They said I would be fine cause I got paid 2 days later. Well I go back up there a couple of days later to make my payment. Mind you, I'm still well w/in the grace period. The computer would not take my payment. The agent made a call, then spoke to someone, & then informed me my insurance was dropped for lack of payment. I was like whoa I was told I had a full week grace period She said to me Well, when you called you didn't inform us that you had your insurance drafted from your debit card. I was like A) Y'all didn't ask when I called & B) How in the world would I know to tell you that? Especially since y'all never asked. They basically said Oh well. She did make it clear that if I had not had auto drafting that the grace period would still stand. Maybe I'm clueless but I never had an incident where I was ever late on my car insurance. Now my DL is suspended. I don't know if this place gets a kick back by starting over my insurance w/a whole new policy. If I had had started over again the rate would jump & I would have to repay them to refile my SR22. Is that legal?? Like I said what do I know????""
Raising money for individuals with health condition?
I'm just curious about why people ask for donation and fund raising for people with health condition here in Canada. Health care is free that will cover most of the medical ...show more
How much will insurance be on a 2006 mitsubishi eclipse?
Hi im 24 years old and I'm going to get a black 2006 Mitsubishi eclipse automatic v6. And just wanted to know how much the insurance will cost, i haven't been in any car crashes with my current car and have a good driving record.""
What is The Best Life Insurance Policy?
What is The Best Life Insurance Policy? I am Looking For the Best Life Insurance Policy We are having another child and I have to do something about not having any life insurance Can I get A free Online Life Insurance Policy Quote somewhere. Thanks for your time
Approximate monthly premium for State Unemployment insurance and the coverage?
1) My employer is in California and I have been working in Illinois for 8 years until last month for the client of my employer. My family is myself, spouse and two kids. The contract with the client is over and my employer might terminate me. In this case, should I file for unemployment insurance in California or in Illinois? 2)What is the approximate monthly premium to be paid for state unemployment insurance? 3)what things will be covered by this insurance? If various factors would affect the answers for the above questions, please try your best to give approximate estimation for the monthly premium and coverage details. Thanks.""
Luxury cars with low insurance rates?
I was wondering what types of luxury cars would have the lowest insurance rates? I would prefer either a sedan or coupe. So in the category of luxury sedan/coupe, what would be the lowest insurance rate? I don't care about the price of the car itself, I just want one that doesn't have me paying a bunch every month, non-stop. My definition of low is around the neighborhood of $60, preferably lower obviously. If there is no such thing, then please tell me the closest to it. Thank you in advance.""
How much would insurance be for me if i have kawasaki zx10r and im a newbie?
How much would insurance be for me if i have kawasaki zx10r and im a newbie?
Car insurance for 17 year olds?
Right ive recently passed both my theory and practical. Ive read things on here that insurance for me a 17 year old full time student living with parents would cost like 2000 per year. Which is 166 quid. Thats alright for me. But i checked with confused.com and comparethemarket and they're all giving me ridiculous prices such as 14.000 premium. I searched up for a Ford Fiesta, 1.2, petrol, 2002 model. What can i do? I dont mind paying 100 or 200 quid a month. What do you reccommend me doing?""
How to find out how much gas i need for a Mercedes Benz c300?
Ok so i'm suppose to do a career project and pick a job and where i'm going to live,health insurance etc.For my project i picked a Mercedes Benz c300 for my vehicle.For gasoline choice i picked shells and it cost 2.909 per gallon.How do i find out the average cost for a week and/or month?First resonable answer get best answer..i really need this so please help me!Thank you! :)""
Short vs. long term individual health insurance?
whats the better choice and why
Can the auto insurance kick you out?
1st time geting a license at the age of 63 then having 1st month of insurance then 3 weeks later geting an accident which involving crashing into an property which i assume the damage cost from the insruance eyes would be $25-30,000 where our eyes would be at maybe $10,000 plus they were 4 in the car all injured can the auto insurance kick a insurer out for this very 1st major incident? this shouldnt be suprising to any insurance company when it comes to New Drivers reguardless of age...bottom line can they kick them out and other insurance corps deny to sell insurance?""
Can i have the Title of the car in my name with another person's insurance?
Can i have the Title of the car in my name with another person's insurance? Example: Could i have title of the car in my name but use my Parents insurance??
""If i want lighter trnasportation like a motorcycle or scooter, how much do they cost?""
how much for insurance, my car is nothing but trouble, and really i would love to just have a scooter, how much for one?""
Car insurance scenarios?
i need help with a few car insurance scenarios, please. 1) A seventeen year old male has just purchased a used Corvette. Three insurance companies have turned him down. Is there any type of plan that will let this person buy insurance? What type of coverage will this person probably only be able to purchase? 2) A friend has just bought a two year old mid-sized car. What type of coverage would you recommend? 3) You just purchased a ten year old compact to drive back and forth to school. What type of coverage should you buy? If you could explain why, it would be greatly appreciated. I'm not exactly sure if the information given is enough to explain, based on what I know.""
Tell me Cheap Car insurance please!!!!?
im 25 got new car toyota 2010 Reaally need help with the GOOD car insurance? im having progreesive insucrance right now for which i pay 160 per month ...but i wanna know if there is ny cheaper car insurance but has to be RELAIBLE and GOOD one please? ALso if i can swtich to another car insurance easily and they refund my money? or its a contract for 6 months? Thank you so much in advance :)
About how much would auto insurance be a month for a beginning teen driver?
I know your not going to be able to give an exact price. I just need a legitimate number. I'm 16, and just fully paid for a nice car on CL. So I do fully own it if that helps the price any. Just an estimated number per month please.""
Which type of Insurance help more in tax deduction?
I am earning more than 3 lacs per annual, now i have to pay tax but i have heard from my colleagues if i do invest in some insurance policy tax deduction will be less.So in which type of insurance should i invest?.""
Health insurance???
my family doesnt have insurance but we re really need one and there is a insurance called IOB or something. the website is www.ameriplanusa.com i dont really understand it. can u guys help me??? thanx alot!!!
Car Insurance Problem!?
Hey all heres my problem. I go in the navy in 4 weeks and my car insurance does'nt run out until april 2009. While im at base i wont be using my car until maybe feb 2009. Is there anyway i can cancel due to the fact that i wont be using my car. I don't want to be paying 121 a month when im not using my car at all for a while. Much help appreciated, mark!""
Question about car insurance?
I called up my car insurers the otger day to change my circumstances (Recently become unemployed) and they proceeded to tell me that car insurance is more expensive if you don't have a job, why is this and how in gods name is that fair, surely if anything car insurance should be cheaper for those who struggle to pay bills as it is, instead of increasingthe bloody premium, I was lucky enough to have the charge waved however how the hell are people on benifits expected to afford to run there cars? Lol really they are just making it harder to find work due to only being able to find jobs locally, is it just me or does this sound unfair?""
What is the insurance expense on average per month to insurance an auto repair shop?
I'm trying to find information on approximately how much insurance costs for an auto repair shop. Specifically this shop will have one full time mechanic and one customer service representative. Two people, basically how much will it cost to insure (per month) this small auto repair business. The minimum liability required by law and between $25,000-50,000 to cover theft/fire/flood/etc.""
At what age should you get life insurance?
Healthy 24yr Female no kids. Just wondering when should I invest in a good life insurance.
Can I wait to report damage to insurance company till car payed off?
My car was parked on a busy street in icy conditions and when I returned to it, it had clearly been hit but no one left a note, etc. It will probably be very expensive to fix...although it is only cosmetic damage and it isn't horrible. In fact, from a distance, you don't notice it much. Anyway....my husband passed away recently and my finances have been limited. I have full coverage on the car (It is a 2004 ford escape)....because I am still making payments on it. We have a $1000 deductible, which I cannot afford right now. Besides, my brother-in-law tells me he can spruce up the damage and make it look better..and of course won't charge me much for that. So....here was my plan. Please tell me if I'm doing anything illegal here or just tell me if my plan will work: So...I'm expecting a large enough tax refund that I can pay the car off in March if I choose to do so. Once that is all complete...and before I drop my full coverage to just liability, I was going to report the damage....and go through the process of getting estimate, etc...and then not have the car fixed and just take a check. With that check, I was going to pay off some other bills I'm very behind on (mainly hospital bills). That plan will help me get my finances in order and get out from under debt. But I'm not sure if I'm thinking clearly on this! Someone please tell me if this plan is an option. Thank you!""
What is the cheapest car insurance for women college students?
19 year old female. 1999 Toyota 4runner
""An insurnce company charges a 21-year-old male a premium of $250 for one-year $100,000 life insurance policy.?""
An insurnce company charges a 21-year-old male a premium of $250 for one-year $100,000 life insurance policy. A 21-year-old male has 0.999 probability of living for a year. a. From the perspective of a 21-year-old male (or his estate), what are the values of the two different outcomes? The value if he lives is _____ dollars. The value if he dies is _____ dollars. b. What is the expected value for a 21-year-old male who buys the insurance? The expected value is ______ dollars. c. What would be the cast o the insurance if the company just breaks even (in the long run with many such policies), instead of making a profit? _____ dollars. d. Given that the expected value is negative (so the insurance company can make a profit), why should a 21-year-old male or anyone else purchase life insurance? O A person who buys a one-year policy will expect to make a profit. O Insuring the financial security of loved ones compensates for the negative expected values. Please show your work""
Did I get a cheap Auto Insurance?
Not sure if I got a good deal from Geico. I insured my new 2008 Mazda and and old Honda Civic. I live in SoCal. Liability Coverages for both: Bodily Injury = $500,000/$750,000. Property Damage = $50,000. Medical Payments = $25,000. Uninsured and Underinsured Motorist Bodily Injury = $500,000/$500,000. Plus Collision and Comprehensive Coverage for the new car. Total Premium = $528.70 (6 months coverage) Is this expensive? Did I choose the right amount for the coverage?""
What are some cheap Auto Insurance Quotes for Oregon?
I am looking for a cheap and reliable auto insurance company for just liability insurance. I have had one accident back in 2009, totaling my dads toyota 4-Runner and wrecking into an Audi A4. As well, I have 2 tickets on my record, both happened in 2008, the first one I got was running a stop sign and the second one (which happened literally the next day.. by the same cop) I got an illegal lane change or turning into a turning lane to early I cant remember which one it would fall under. Some of the quotes I got have been like 350 $$ which is way out of my price range. Anybody have any good ideas? I'd appreciate it.""
How much will motorcycle insurance cost for me?
I'm 18, i live in austin, texas, and i plan on getting a kawasaki ninja 250 for my first bike""
How can a 21 year old male get lower insurance on a sports car?
Currently, My Insurance is 98$ a month and I am insured on my Dad's 2012 BMW 328i and as a secondary driver on my 2012 Camaro RS, my lease is up and I am hoping to lease the new Corvette and go on my own insurance plan when I move away for work. However, my quotes so far are really high, like $200 a month high. I was wondering if there was any way that I could bring my insurance rates lower. Thanks! Additional Details- I got a speeding ticket when I was 16 but does not reflect my payments No Wrecks or claims I usually drive over 15k miles a year I Live in Tennessee""
What are the best cars for insurance?
i am a 17 year old male living in the u.k. so far the best car i have found is a 1978 austin morris mini. insurance is 1600. btw, cars like saxo's and corsa's are around 2500 for me. basically, does anyone have any ideas for cars. i have already looked at putting my mum as a named driver, but it does not make much of a difference. any help would be brilliant, thanks""
Are there any good temporary car insurance companies in america?
Are there any good temporary car insurance companies in america?
How much does insurance on a Catamaran cost?
In USD$, what is the average price for insurance on a newer catamaran?""
Classic Car Insurance for a 17 year old?
im wanting to buy a classic mini (1989) its a 1l what is the best way to go about insuring it..? i've seen adrian flux do cover you if you ring up but its limited mileage, how does that work :) Thankyou very much!""
Would insurance on a small pickup truck be more than a small compact car?
I am thinking about getting a small pickup truck (Toyota Tacoma, Chevy S-10 type truck). Would the insurance on it be higher than a Small car like a Honda Civic or Hundi Access? I am 18 years old so my rates are already high and have a clean record and I live in New York.""
Why is the co-pay for dental insurance more expensive than health insurance?
I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?""
Motorcyle insurance laws in Michigan?
I know motorcycle insurance is required in MI, but what is the penalty for being caught without it? I am planning on buying a used bike that I saw for $250 but to get it insured, it would cost me $200 per year. It doesn't make sense.""
How do i switch my auto insurance policy before my term is up?
I currently have Direct Auto insurance, but i would like to switch companies to get a cheaper rate. i never had to cancel my insurance before the term is up, and my term isnt up till november 2010. my question is, how do i do that (if i can), and will i be charged for it?""
Can i have the Title of the car in my name with another person's insurance?
Can i have the Title of the car in my name with another person's insurance? Example: Could i have title of the car in my name but use my Parents insurance??
Do You Have to Get Car Insurance....?
Do you have to get car insurance when you get you temporary permit at the age of 15.5. I am fifteen and I am getting my permit soon and i was wonderin if i had to get insurance. Just Wondering. Thanks Alot:>
Does anyone who is under 18 and doesn't have health coverage automatically qualify for MassHealth?
We live in Massachusetts and I previously heard that ANYONE who is under 18 and does not have health insurance will automatically qualify for the free state insurance, MassHealth. Does anyone know if this is true because it doesn't really specify online.""
""In California, how long does an auto insurance company have to respond to a claim?""
So i'm going on week 3 of dealing with another a car accident claim. A landscaping truck backed into my parked car a few weeks ago. I got the company's insurance info and reported it to my insurance the same day. A week later I hear back from my insurer telling me that the other persons insurance company was unable to reach the driver or the owner of the landscaping company for a statement and they could not accept liability until they receive a statement. In California, is there a limit on how much time an insurance company has to accept a claim? Luckily, the gas station where the accident happened was nice enough to give me the secularist film which makes this pretty cut and dry (should push come to shove). Thank you!""
Registering a salvage motorcycle in california?
Owner has salvage title, completely fixed and the tags are expired. If i bring it to the dmv, will it need to be reinspected by the chp? Or will it go off like any other title switch and registration? Ive searched the dmv website but had no luck finding what I was looking for. If anyone has any experience id love to hear it. Thank you very much.""
Where can i find cheap no faught insurance in Detroit Michigan?
Where can i find cheap no faught insurance in Detroit Michigan?
I need to know if there is any College to learn Insurance in the World.?
any Insurance Instituet or College in the World
Is the renault twizy cheap for teenagers?
Is the insurance cheap Im looking around below 2000 a year
If you are in the military does your car insurance rate go down?
If you are in the military does your car insurance rate go down?
Why wouldn't you call your auto insurance company when you have collision and comprehensive coverage?
My impression is that they're worried about their policy rates going up, or maybe they don't have auto insurance? But why not take advantage of your auto insurance whether you end up pursuing the claim or not?""
Is Aetna Health Insurance any good?
I am healthy, but if something happens I want to be sure I am covered. Have you had any good or bad experience with this company. I currently have Humana, and they don't want to pay for a minor office visit, so I am changing. Anything you could offer would be great. Thanks.""
Why is auto insurance cheaper in quebec than ontario?
Why is auto insurance cheaper in quebec than ontario?
Honda cg125 or cb125 and running cost and insurance please?
Honda cg125 or cb125 and running cost and insurance please?
Medical insurance...? 10 points?
I am 14 and I have a medical insurance covers my doctors appointments and my medication but at what age would I lose all that.... If I do what can I do? What covers my medication and medical appointments? By the way I'm not illegal if that helps...
I have geico insurance for Arizona. Will I still be covered if I go out of state?
I have Arizona insurance. But I might take a job in California. Will I still be covered if I move there. I don't know how long I will be. Maybe six or so. I don't want to change driver license and such over if I am not going to permanently live there. Anyone know if I will still be covered if I go out of state.
Why insurance co. do so much not to pay out a fair claim?
Insurance co. will do anything to deny your claim. They make billions a year to pay out on fair claims but never do. It is ridiculious how they have charge people all this money for coverage that they dont even provide when it is needed. They will try every trick in the book to not pay out. They also ask you roundabout questions, than have there co. take it apart word by word than deny the claim. Have any one ever think about how they have very strict laws on people commiting fraud, but shouldnt they set laws for insurance commiting fraud to? They rip off people day after day that is a sort of fraud as well. Insurance co. have been getting away with this for many years it is time that this is stopped. Funny this is we cant live without them. If you have a car you HAVE to have insurance its a must. But you dont have to have it for a home if it is all paid for. but who want to lose on investment of their home in a case of a fire. Shouldnt congress or lawmakers set some rules?""
Who thinks eligibility for car insurance/rates should be based solely on your driving record?
I read a story that says that insurance companies are trying to base their rates for car insurance on your credit rating, age, and gender etc. Is that right/do you agree or disagree with the practice, what do you think the right way is to determine insurance rates etc?""
Will my car insurance increase due to a traffic violation?
I have 2 ticket's prior last night 2 of which were speeding and last night's is a traffic violation. 1 ticket was paid for and had to do some traffic school 2nd ticket i paid for but did not go to traffic school that's when i noticed that my insurance rates went up due to a speeding ticket. The ticket from last night was infraction of a wrongful left turn from oncoming traffic should have yield. Now i will pay for the ticket aswell as attend traffic school will my insurance rate go up?
Who offers the lowest cost car insurance with 4 cars total and 1 teen driver? Good driving record in Louisiana
I currently have Liberty Mutual.
Does anyone here pay less than $2000 per year on auto insurance?
And you're under 25 years old..? If so, what company are you with? Rates are so ridiculously expensive from what I've seen.""
Car insurance any idea's ? !! :@?
Heyy people Just so anoyed i spent about 800 on driving lessons and test etc.. Now iv passed well about 6 months ago! I would really love a car as i have to get 4 buses a day to college costing about 8pd! I can afford to buy the car the mot and petrol and other little costs apart from the major issue of insurance the cheepest iv found is 1,900 and that was on a 1ltr 02 corsa i simply carnt afford the insurance its so stuipid i am the most cautious carfull driver im a 19 female why are all yound people judged on bad boys with their sportyed up cars that drive like dicks and make the rest of us suffer! Does anyone have any idea's as to how i can find cheep insurance :( ??""
Would this car make my insurance go up?
I'm thinking about purchasing a 97' Cavalier LS Convertible, would this car make my insurance go? and by how much? Also does anyone know anything about these cars? Are they good cars? Mechanically wise and gas wise. By the way, I'm 16 in case that effects your answers.""
Any suggestions on affordable utah health insurance?
Well, im working on moving back to Utah, after a near 9 year stay in PA, and i don't remember what insurance i had when i lived in Utah so i cant go back to that, and when i move away from PA, my current Health Insurance will be deactivated and shut down, so i need to find some new affordable health insurance in Utah. Anyone got in any suggestions? For now my budget is $669.00 a month if that helps at all, but it may change after i move.""
What type of insurance i need for a driving test does it have to be a full coverage?
do i need to bring a vehicle with full coverage insurance or could my car that only has a cheap insurance plan work for the DMV's driving test
What is an affordable health insurance for a 61 year old woman?
my mother needs a new helath insurance plan. any suggestions?
Which Life Insurance policy best?
Can someone suggest(help) me in advice which Life Insurance policy is best and with Tax benefits, Im planning to get a policy in future""
Can i have the Title of the car in my name with another person's insurance?
Can i have the Title of the car in my name with another person's insurance? Example: Could i have title of the car in my name but use my Parents insurance??
Which car insurance companies have you found to be cheapest for a teen?
Im 17 years-old and plan to be added to my parent's car insurance. I have good grades, took drivers ed, will be driving an older car and live in Idaho. Which company will work best for my situation? All help is appreciated.""
How much would the average cost of car insurance for a 16 year old male in ohio be?
How much would the average cost of car insurance for a 16 year old male in ohio be?
What is a good cheap sports car for a teenager?
I just learned to drive a manual transmission so now i am interested in a more sporty car. I want something that is initially fast and doesn't require modificatons. I have a limit of about 5 or 6 grand.
Cheap car insurance for first time drivers ?
what is the cheapest car insurance company for first time drivers ? Age:23
How much insurance money do you think i can get?
Seven weeks ago i got into a very bad car accident on the freeway. I'm 15 and was NOT driving. my 19 year old friend was driving. from the accident i was rushed to the hospital with a broken arm. my left arm was very badly cracked and they said in a week they will hit it into place then put it in a cast. so, a week later i went into surgery and there was complications and my arm snapped in half and so they cut open my arm and put in a 5 inch titanium plate and 7 pins. i just got my cast off after 4 weeks. my arm is in pain all the time. and i cant do much. how much money do u think i could recieve?""
""Teen car insurance,HELP!!!!!?""
im going to get my license in december, and i want a 2008 honda civic hybrid, im going to be 16 by then, my gpa is 4.0, and im a female, live in california, and how much will be my insurance approximately if the car is under my parent's? and what do i have to bring on the day of my road test other than my permit and my drivers training completion certificate? thx""
How can i get disability insurance?
I think i need disability insurance for wife because she is disable through accident.
""How much will insurance be on a bmw 5 series 3 litre 17 year old, SECOND DRIVER!?""
im looking on how much it would be for my father to make me his second driver so I could also drive his car, it is a bmw 5 series 3 litre, im 17 year olds I have only just passed my test, please no stupid remarks/commentx""
Does my car insurance go up if I got a speeding ticket out-of-province?
So I have an Ontario license and I got a speeding ticket (15mph over - 24km/h over) in NY near the border. Keeping in mind that this is my very first traffic ticket: 1. How much am I likely to pay? 2. Does it affect my insurance? 3. (I don't really care cause this probably won't happen again) Do I lose any points?
Health insurance for dependent parent?
Am I correct that I cannot add my dependent parent to my health insurance plan at work And my dependent parent who lives in my household and has no income of their own cannot qualify for medicaid because of my income level?When applying for medicaid they ask for the household income not just the applicants income.If this is the case it is a very unfair situation for adult children who support their dependent parent.Whats even stranger is I was told that if I had a gay live in partner they could be added to my health ins policy? BUT not a parent? Is this really true?
Car accident/Insurance options?
a friend was trying to pull around a city bus that was idling for several minutes to catch a left turn on a green light ...when the bus went in closer to the curb, its backside jut out and her car swiped it she is a new driver and new to the country and she continued where she was going without stopping. pretty shook up. She claims she didn't think it was too bad, a swipe, the mirror was gone and she just took it as a loss. But when she got out, she realized there is damage all along the side, from front to back, including the mirror missing and a serious dent on the front passenger (the front is peeled back, exposing the hinge mechanism. Rain now gets in through the top as the seal is broken as well. She is insured and believes she has coverage but she's scared cause she left the scene. This was 3 weeks ago - there has been no follow up. She hasn't called the police but kept an eye out for whether or not it was reported and she needed to come forward. It was in a pretty run down part of town. Anyway - I don't know what to tell her so i'm coming here - can she report this to insurance and admit that she swiped a bus and didn't stop? Will they fix it, up her insurance, and move on or will they investigate into the bus - making her pay for the bus and having the legal issue of leaving the scene. - not sure what to tell her??? She's also considering just putting a new skin/shell on the door was affected - not seeing if this is possible though - replacing the entire door is expensive and seems unnecessary. Any insight is greatly appreciated.""
Can I get my own auto insurance?
I am 16 years old and about to buy a car. My mother doesn't drive, so she doesn't have auto insurance. Would I be able to get insurance if she doesn't have her license? If so, with what company?""
Do you need to stay with a certain car insurance for a period of time?
I need to get new car insurance but i'm short on money. Can I have one car insurance for a month or two and then switch to a new one?
Buy a car? No License or insurance?
Is it possible for me to buy a car with no license or insurance and have my dad drive it back to the house and keep it there? I dont intend on driving it untill i get it all sorted, i just want the satisfaction on knowing its there and its mine. Im from the UK""
CAR INSURANCE~with points?
if someone has 2 or more convictions on there licence, they have to declare thses, but is there a car insurance company that does not take theses convictions into account ? long shot i know but ya never know.... points were for exceeding 30 mph (34) and 50 (59)...no lectures please.....""
Car shopping???? and auto insurance?
I am planning to buy a car before school starts again.. I was shopping on craigslist.com and some cars are cheap and sound too good to be true. like this one: http://philadelphia.craigslist.org/car/741877685.html but should i go for it anyway?? should i hire a mechanic to check the car out? if so where can i find one and how much would one cost? will my insurance be expensive?, (im under 18)""
Can i drive my car without insurance for the time being in California?
I'm 16 and i just got a new car yesterday. My parent's have already added my name to their insurance, but that was before they bought me a car. Can i legally drive without insurance for the time being?""
Motorbike cheaper than car insurance?
Is motorbike insurance for learer motorcycle 125cc, significantly cheaper than car insurance for a small city car, for a young man?""
Help solve my High Car Insurance problem...?
Thanks everyone for your valuable opinions. I just purchased an '07 black Toyota Yaris with about 24 k miles. I am a 20 yr old male living in Texas. Well my insurance went sky high from my last vehichle, an old '90 clunker Geo. It went from like 100 and something to like 350! I have Farmers Insurance. What are my options on things to do??? The title of the car is in my name. I pretty much do not have any credit. My mom happened to mention something about changing the title over into her or my grandma's name...and then she could add me as a driver to her insurance. I really don't know, the situation is very confusing. Please help me know my options, I can't afford this! P.S. All insurance companies will charge me about the same givin my age, etc.""
""Car insurance, when does it drop?""
Im 19 years old, and payed $155 a month for my car insurance, a year later, no accidents tickets or anything and its $106. Definately not complaining, but i was just wondering if theres some sort of formula insurance companies use.. because i always thought when you turn 25 it goes down dramatically, but this for me is pretty dramatic. And also one year from now can i expect it to go down 50 more dollars?? thanks in advance""
Car Insurance?
How much does a demerit point affect the insurance in premium outflow? I mean if I get a point how much more would I pay in insurance per month? Also which carrier is the best for point heavy drivers? Thank you
State Farm Life Insurance... 30 year term? Whole Life? Select Term? Universal?
What insurance should I get? I'm in my late 20's and I'd like to make sure that if anything were to happen to me that my husband and son are left with enough to continue to stay on their feet. The 30 year term is affordable, but the life expectancy of my great grandparents, grandparents and parents, across the board is at least over 65. I'm as healthy as an ox now, but I know that diabetes, high blood pressure and high cholesterol run in my family. I'm very active so I have no signs of any disease related to heart disease. It's a fear that I've had since I was a kid and it's the main reason why I stay active. That being said, what should I get? I already have 2 cars and condo insurances through State Farm so I'd get something like 17% off my car insurance. I'm struggling to figure out which policy to choose. I need some insight.""
What is The Cheapest Auto insurance?
I want to find out how much auto insurance would cost. Im 16 and I just got my license. If i do get a car it would probably be an old car from around the 1990's and it would have a lot of mileage. Im looking for the cheapest answer possible. Please don't answer by saying that it depends on something or a website to look it up on.
Car insurance rate 2 driver 2 car under one policy?
I am 25 yrs old and my mom is 40 yrs old. Been shopping around for insurance and found out it is cheaper to put 2 drive and 2 cars under one policy. Is there any pros and cons in doing this? Could doing this affect me later on if i want to be under my own policy ?
What would be the best sports/muscle car for a 16 year old girl?
As far as insurance costs, gas, problems with the way the car runs -if any- what car would be best? Even old muscle cars from the 60s and 70s may be suggested as long as u have the year and car name for me, u did ur job! Thanks :) think most affortable and sporty/ muscle car look! List year too! Oh and pleaseeeeee keep price in mind! She has to pay for the whole car and everything that has to do with it....absolutley nothing over 15000 and even that might be too expensive""
Can i have the Title of the car in my name with another person's insurance?
Can i have the Title of the car in my name with another person's insurance? Example: Could i have title of the car in my name but use my Parents insurance??
https://www.linkedin.com/pulse/would-insurance-greatly-different-grand-am-gt-prix-gtp-eulah-rosenda"
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Can you help me make some sense of these health insurance policies?
"Can you help me make some sense of these health insurance policies?
I'm 7 months pregnant and making plans to line up health insurance for my baby. The plan my company offers is a decent HMO with $20 deductibles for everything but it costs $305 per month! That's over $3,500 per year! I started doing some research and I am finding that I can get a PPO direct from the insurance company for less. I'm confused as to which plan is best though, I found a PPO though Blue Cross that is $155 per month with $40 deductibles. I found a PPO through Kaiser that is $163 per month. I pay 100% of everything up to $1500, then Kaiser picks up everything else. Confused....
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 
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I really need some good advice for travel insurance please?
Going to thailand and possibly france or spain to for 1 year. Wats good and why?
""I'm a 17 year old, I have to pay my own car insurance. What's the cheapest? Can you give me your rates? (:?""
I'm specifically asking teens, 17-23, who pay their OWN insurance. My mom isn't going to include me on hers, so I'm on my own. Give me some rates! How much do you pay? Monthly/yearly, and HOW do you pay it? Every 3 months, monthly, or yearly? THANKS!""
Motorcycle insruance guess for 17 year old female (Indiana)?
I'm a 17 year old female and I live in Indiana so I would not be riding year round. I have good grades and I will have completed the safety course. I'm looking at probably something older and 400cc. If any other under 18 year old has insurance and knows PERSONALLY how much it would cost please let me know.
Just checked quotes for insurance of cars and it comes to 7000 pounds.?
Well the cars i have selected are Audi a4, bmw 3 and 1 series, merc A and C class, and cars equavilant to this range, hel me to find away to reduce the insurance to 1000-3000 pounds i have my relatives in here shall i buy insurance considering his nae as first owner and me as 2nd what are the cons for doing this. Help me dont wanna get douchy car.""
How much would car insurance cost for a Ford 1965 Convertible Mustang?
im 16 male on parents insurance, good grades, took drivers ed, no tickets, right now my parents are on AARP but any idea would be appreciated. The car is pretty old so its not worth too much it needs a new transmission and stuff.. any idea on a price.""
Is motorcycle insurance available for six months?
I live in an area where I can only ride for half the year, yet all of the policies cover 12 months. Does anyone know of a company that offers six month packages? A second question, does taking a Riding course offer a sizable discount with insurance companies? Thanks""
In the state of california is it illegal to drive a car with out auto insurance?
In the state of california is it illegal to drive a car with out auto insurance?
""Insurance companies have told me I now, do NOT qualify for 'regular' insurance. What can I do?""
I no longer have health insurance. My employer could no longer afford the premiums and I cannot afford Cobra. The 63 day preexisting conditions deadline has passed. I had a heart valve repaired in 2009 and donated a kidney for my wife in Feb. of 2011. Insurance companies have told me I now do NOT qualify for 'regular' insurance. Under the new Health Care Law, what can I do and who can I contact to get affordable coverage?""
Temp car insurance for under 21?
I'm 19 and want car insurance for 3 months. Either short term or pay as you go
How much is my car payment and insurance?
Hey, everyone else is asking the same 2 stupid questions, now it's my turn!""
Car insurance question?
I have a question, and I am not sure if this question is applicable to this email, but I guess it's worth the shot. First off a little background, I am 18, but I don't have my name listed under my parents' car insurance, I got into an accident upon receiving a 1st offense citation for following too closely. My court date isn't until a month later and because of the accident my parents want to put my name under, but at the same time they would like to change insurance companys, are they allowed to change insurances and put my name under before the court is settled or do we have to wait until the court is settled? All I know is that All I have to do is pay the fine, but won't allow me and require me at court.""
I need braces on my teeth but i dont no have Insurance that cover it what can do do help?
i really need braces for my teeth and my health insurance wont pay for it. i am 21 and my teeth are crooked and is in my way. i do get SSI but i wanted to know what can i do because Braces cost to much money.
What are some good cheap car auto insurance in the washington dc area for a 23 yr old female?
What are some good cheap car auto insurance in the washington dc area for a 23 yr old female?
""Can I report my (former) car insurance to someone, Texas?""
I was insured with a cut rate car insurance company because I needed a SR22 for no insurance from many, many, years ago that finally did catch up to me just now. Anyway, I was having my payment drafted out of my debit card each month. Well a few days before my insurance was due I realized that I unexpectedly was going to be short. It was due one day & I didn't get paid for another 2 days. So I called up my agent & explained the situation & asked if my policy had a grace period? They put me on hold to check. They came back on the telephone & said yes I had 7 days from the date it was due. They said I would be fine cause I got paid 2 days later. Well I go back up there a couple of days later to make my payment. Mind you, I'm still well w/in the grace period. The computer would not take my payment. The agent made a call, then spoke to someone, & then informed me my insurance was dropped for lack of payment. I was like whoa I was told I had a full week grace period She said to me Well, when you called you didn't inform us that you had your insurance drafted from your debit card. I was like A) Y'all didn't ask when I called & B) How in the world would I know to tell you that? Especially since y'all never asked. They basically said Oh well. She did make it clear that if I had not had auto drafting that the grace period would still stand. Maybe I'm clueless but I never had an incident where I was ever late on my car insurance. Now my DL is suspended. I don't know if this place gets a kick back by starting over my insurance w/a whole new policy. If I had had started over again the rate would jump & I would have to repay them to refile my SR22. Is that legal?? Like I said what do I know????""
Insurance on this car?
Ok so I was looking on Craigs list, I'm thinking of buying my first car in a few months. I have a lot of money saved up. Theres a 1996 Taurus LX for sale for $1800. It has 119,000 miles on it, and it gets 25mpg. I'll only have this car until I go to college, because I can't take it up to Boulder with me. College is two years away. However, if I do go to Boulder, I'll only be two hours away from home, so when I come home I might want to have the car. What would you say the insurance would be on this car, so basically how much would I have to pay per year for insurance. We are not thinking about repairs or gas here, just insurance.""
Florida car insurance inquiry?
I'm 16 years old and going to be 17 in a week and a half. Tomorrow I am eligible to obtain my Florida's driver license (as I will have had my learner's permit for a year tomorrow). My mom objects to me obtaining my license because I do not have a job and therefore will be unable to help pay for insurance. However, my dad just brought to my attention that I only need to pay for car insurance if I own my car (which at the moment my mom and I would be sharing a car). Which of this true? Do I have to pay for any type of insurance once getting my driver's license? I am out of a job, (but still looking) but want to be able to drive this summer so I'm not stuck inside. How does this all work?""
Car insurance refusal.?
I got my self as a named driver on my dads insurance policy,and then phoned them up to confirm payments, but the representitive worked out i was not my dad phoning in. when i told her that i was his son and just wnted to make sure weather,they recieved the money or not, she went and canceled the policy saying i had broken the data protection act. she told me they would'nt charge me anything but my dad would have to tell other insurance companies that he had been refused insurance, i just want to know that will this make a difference to my dad's future insurance quotes?""
10 POINTS! Is it expensive to insure and range rover?
Ok so is it expensive to insure lets say a 2003-2006 range rover HSE for a 18 year old in the USA? Also could i finance at 18 if i can prove enough income? Looking online there worth roughly 12k-16k maybe cheaper if i lowball.. Thanks
What Are Some Legit Health Insurance Agency?
I've just been told that Mega Health and Life Insurance was a rip off company. (After I've pretty much wasted my time giving them information). Humana is so darn expensive for me. I'm a single mother of two. Working from home, due to my mystery illness. As of now I have no health insurance, but get by/ struggle with Care Link. ( Basically that allows me to make low payments on my medical bills, instead of paying the full amount up front) But I feel because of this method, most doctors aren't being up front with me. I also think this limits me from being honestly tested and checked out for my current on going problems. (I think they see me as a poor person that would never pay the bill off, so why test me?) I just want to get to better....there has to be some Legit and affordable health care out there! HELP!""
""Can I report my (former) car insurance to someone, Texas?""
I was insured with a cut rate car insurance company because I needed a SR22 for no insurance from many, many, years ago that finally did catch up to me just now. Anyway, I was having my payment drafted out of my debit card each month. Well a few days before my insurance was due I realized that I unexpectedly was going to be short. It was due one day & I didn't get paid for another 2 days. So I called up my agent & explained the situation & asked if my policy had a grace period? They put me on hold to check. They came back on the telephone & said yes I had 7 days from the date it was due. They said I would be fine cause I got paid 2 days later. Well I go back up there a couple of days later to make my payment. Mind you, I'm still well w/in the grace period. The computer would not take my payment. The agent made a call, then spoke to someone, & then informed me my insurance was dropped for lack of payment. I was like whoa I was told I had a full week grace period She said to me Well, when you called you didn't inform us that you had your insurance drafted from your debit card. I was like A) Y'all didn't ask when I called & B) How in the world would I know to tell you that? Especially since y'all never asked. They basically said Oh well. She did make it clear that if I had not had auto drafting that the grace period would still stand. Maybe I'm clueless but I never had an incident where I was ever late on my car insurance. Now my DL is suspended. I don't know if this place gets a kick back by starting over my insurance w/a whole new policy. If I had had started over again the rate would jump & I would have to repay them to refile my SR22. Is that legal?? Like I said what do I know????""
Can you tell me which car insurance is cheap in uk.?
Karamjit singh
What is the AVERAGE cost of surgery to fix a varicocele without insurance in the midwest?
I have a varicocele in my left testicle. I have no medical insurance. How much does this operation cost to fix it? I know it will vary, but i want to know the AVERAGE out of pocket cost. This is in a midwest state.. Also, would doctors offer a payment option?""
Health insurance question for college student?
I'm a dependent college student under my parents health insurance plan and I was wondering if I take a semester off does the college notify the health insurance agency of my absence or do I have to notify them? health insurance provider is CSEA.
What health insurance can i apply for?
i'm a stay at home mom and my husband is self employed. so we can't get insurance through work. blue cross keeps denying me. what other affordable health insurance can i apply for?
Health Insurance for diabetics?
If i were to get health insurance and then marry my girlfrind (who at the moment is pregnant) do you think that she would be able to get on my insurance even though she has a pre-existing condition of type 1 diabetes? She can not get her own insurance because of it, only if her work provides and her work does not and the job market is still rocky. So what would we have to do to get her insured?""
Can you help me make some sense of these health insurance policies?
I'm 7 months pregnant and making plans to line up health insurance for my baby. The plan my company offers is a decent HMO with $20 deductibles for everything but it costs $305 per month! That's over $3,500 per year! I started doing some research and I am finding that I can get a PPO direct from the insurance company for less. I'm confused as to which plan is best though, I found a PPO though Blue Cross that is $155 per month with $40 deductibles. I found a PPO through Kaiser that is $163 per month. I pay 100% of everything up to $1500, then Kaiser picks up everything else. Confused....
Help!!! I need cheap auto insurance!!!!!?
I am a 28 yr old woman that lives in Delaware. I need to know where I can find cheap full coverage. I have 1 speeding ticket on my driving record and I had a lapse in insurance. Any suggestions?
Is there drivers insurance for infrequent drivers?
I'm currently in LA, and my family is here too. So, I've been an insured driver since I was 15, for the last 13 years... In August I will begin grad school in Boston, and will be without a car. But, perhaps during winter break, Thanksgivings, summer, I may return to LA to visit family and friends. I can easily borrow one of my parents' cars while I'm visiting, but I don't want to have to maintain car insurance year round for several hundred dollars just to drive a few times a year. Are there any reasonably priced options for someone in my situation? As far as I know, most car insurance terms are 6 months. Thank you!""
Any suggestions on Pet Insurance?
Hi I've been looking at pet insurance from lots of different companies, and I've found that the high street insurances have so many ifs and buts in the policies that if my pet became ill or needed treatment I think it'll be very difficult to claim any funding. I've also looked at Pet insurance by companies specialising in pet insurance they seem to be more accessible but at the same time they are far too expensive monthly! Any suggestions as to a good insurance policy? I really want one because I'd hate it if anything happened to my dog and I couldn't afford the treatment!""
Insurance payments and credit?
A friend of mine says she likes to pay her car insurance in monthly installments (as opposed to in bulk every 6 months) because it helps her credit. I've never heard of this. I told her that she would save money if she paid it all at once (because the insurance company offers a discount for paying in full), but she said paying the extra money was worth the benefit to her credit. She doesn't have credit cards or loans or any type of revolving credit. Is she correct that paying in monthly installments helps her credit?""
Car insurance help!!?
i am just about to re new my car insurance, the cost without protecting my 4 year claim bonus is 550 and protected would cost me 800.. is paying the difference of 250 worth it? thanks""
California motorcycle license?
if you drive a motorcycle without a motorcycle license but with a valid drivers license is it the same penalty as driving without a license? the bike does have its own insurance
How much for car insurance?
Im 19 and have two tickets.. One for no licence nd the other for failure to yeald..how much would it be??
Question about gap insurance?
I just wanted to know about how much the dealer charges for gap or at least an average. I refinanced my vehicle and am awarded a refund of my gap because the new financing is offered with it. So I don't know if anyone has gone through this, but if you have any answers please let me know. Thanks in advance.""
Does queensland comprehensive car insurance include ctp?
i'm very confused! currently have my car registered and insured at my victorian address, need to change it all over to queensland and am completely clueless about ctp. please help!""
How much would insurance be on a 2006 Dodge Charger SE?
im graduating next year and i was just curious about how much insurance would be for a 17 year old with a charger.
How much to go on my parents car insurance?
How much would it cost to add an 18 year old girl onto her parents cad insurance? I've never had a crash but only passed last week. Its a 3 or 4 year old Renault scenic
Do i need insurance?
If my mom has geico insurance and im 15 and just got my permit do i need to be on her insurance. Insurance is requiered in oregon but i dont know if teens need it?
Car accident and issue with the insurance company?
I was in one car accident and someone hit the back of my car and pushed me to the front car. that caused a lot damage to my car. But, the insurance company which represent the guy hit me from the back said it is my fault of causing this accident. because i emerge from the left line to the right and didn't ensure there was safe enough to do emerging. The truth is the accident happend was after almost half miniute after emerging and i completely finished the emerging action. when i explained this to the insurance company, they won't listen to me.....so is that really my fault?""
Cheapest and reliable car insurace company?
how has the lowest quote out under normal circumstances? i know they categorize it based on age,sex, etc. just tell me who has the cheapest insurance.is it really GEICO?""
Estimate how much car insurance would cost?
16 year old guy, with a 2001 Ford F250 Supercab, 160,000 miles. How much do you think insurance would cost per month?""
""Car insurance like for like, just like other insurances?""
My cheapish car was written off after someone bashed into the back of it. I am brokeish and need a car to get to work. The car cost 400 and the insurance company might give me 200 if I am lucky. Surely the Insurance company should just replace the car with the same or similar model, so I am back to where I was before the lorry crashed into the back of my car. because now I have to find money I do not have just to get to work! There is something wrong here somewhere as it is costing me and I have not actually done anything except be the victim here. Is like for like possible with car insurance?""
Car Insurance when selling Car?
Ok the situation is as follows: I am selling my car for a new one. I have asked my current insurer to transfer my policy to the new car which is fine. However I then questioned about temporarily insuring my old car under the policy and they wanted a ridiculous amount of money for a week - I also do not know how long it will take to sell the car. I questioned the amount and asked what customers generally do when they wish to keep an old car insured. I was told that I could drive my old car on a 3rd party basis as my policy going forward covers me fully comprehensive. I thought fantastic - but then I was shocked when I was told that if I drive the car it is insured 3rd party only but as soon as I park it up somewhere it is uninsured and could be towed away by the police. I have since read my policy document which claim that I can drive any other car 3rd party providing I do not own the car and that there is already insurance in place? Can anyone clarify the above or provide advice. I am so confused and unfortunately are unable to call my insurer back now or over the next couple days? Thanks in advance
How long do i have to add new car to insurance policy in virginia?
how long do i have to add new car to insurance policy in virginia?
Can someone help me figure out how to get car insurance?? Very confused :(?
This is my first time ever getting a car loan, making payments & getting insurance by myself & so far it's been frustrating & confusing!! If anyone could help steer me in the right direction it'd be much appreciated! --I'm originally from Arkansas. I moved to North Dakota with my man, got a job & started vehicle hunting. One of my friends up here, also from AR, had a truck close to getting on the repo list because he couldn't make payments anymore. This truck is registered in AR. So, I got a loan & bought his truck from him. I got this loan Oct 4th, a month ago. All I'm trying to do is register this truck, pay sales tax & get insurance. I understand I'm not ever getting the title but my bank will & when I explained that the title hadn't been sent to my bank yet, the dmv lady said I couldn't even get temporary tags?? Can I get insurance with the truck not being registered yet?? If it's not officially mine bc the title hasn't been sent to my bank. ???""
Why is it important to carry car insurance if the odds of a major accident are quite low?
Its a stats question
What is the best way to get into insurance sales?
I'm quite interested in the insurance business, and i've heard various methods, one is to get hired into a captive insurance company as customer service and then express an interest in the business, then you have to study for and pass a state exam, and get licensed. but i'm curious what is the possibilities i'd find a company to hire me right away as a salesperson, my background is wireless sales. The thing i'd like to know is, what can I expect my first year in the business, is it entirely full commission or is there a mix of salary and commission? and lastly, what are the odds of a new agent making it for say three to five years? I'm looking for a career for the next 25+ years.""
Best car insurance for 17 year old?!?
Hi, I have just passed my driving test. I am a 17 year old male living in a stable suburb. My mum owns a 2002 Mini Cooper and my dad has just ordered a new Audi A7. Obviously I cannot drive the Audi when it comes haha. I am looking to drive the Mini. What is the cheapest insurance company to be a NAMED DRIVER on my mum's car insurance. THIS IS NOT FRONTING. I will hardly drive, my mum uses the car most/all of the time. I have got very high quotes and the best yet is 2000 from Admiral. Any other suggestions please?""
Do I have to have auto insurance when driving a uhaul?
Ok so My boyfriend and I are planning on renting a uhaul in a few months for our move from Florida to California. We currently do not have auto insurance. If we get pulled over will they ask for proof of insurance? Do we need insurance to drive a rented vehicle? Also does uhaul offer insurance? What does it cover and how pricey is it? I told my bf that you probably dont need insurance to drive a rented vehicle but he disagrees with me. So if you can help me prove him wrong I'd greatly appreciate it.
Car Insurance for a 17 year old girl?
How do I get the cheapest car insurance possible. Should the car being insured be expensive (ish) or cheap? Should I wait until after my daughter has passed her test? I appreciate that all insurance for first time drivers is high but would like advice please.
Why arent car insurance comparison sites easy?
I am really confused how to use the damn things, for example i am trying to find a cheap quote but it keeps on asking when i want the policy to start?? When i do not want it to?? What policy date should i put in if i am just trying to find cheap insurance, not wishing to start it. Help is much appreciated!""
Can you help me make some sense of these health insurance policies?
I'm 7 months pregnant and making plans to line up health insurance for my baby. The plan my company offers is a decent HMO with $20 deductibles for everything but it costs $305 per month! That's over $3,500 per year! I started doing some research and I am finding that I can get a PPO direct from the insurance company for less. I'm confused as to which plan is best though, I found a PPO though Blue Cross that is $155 per month with $40 deductibles. I found a PPO through Kaiser that is $163 per month. I pay 100% of everything up to $1500, then Kaiser picks up everything else. Confused....
Car insurance please help !?
I am currently taking my driving lessons. When I pass I would like to get a car but carnt afford the insurance but I need a car for August as I work alot in the summer can I get car insurance and cancel it after a couple of months or is it like a 12 month contract am new to this please help.
Should the government ban gender discrimination for insurance rates?
Why is it legal for car insurance companies to charge males more than females when they have the same driving record, same age, same car, and same everything else?""
I hit a fence with my car will my insurance rates go up if I make a calim?
The other day I was driving my 2000 honda accord and out of no place came a deer that ran out in the street from the woods.I turned my wheel hard to the right not to hit the deer and I hit a woodin fence at an abandoned house.My car is dented up pretty bad .I have full coverage I know the car is 12 years old but it was in excelllent shape before this.if I file a claim will my insurince rates go up?
How much would my car insurance be...???
Texas Female 18 years old good driving record 2007 Honda Civic Coupe or 2006 TC Scion Also what other information should I add if this is not enough?
""Does insurance cover one driver, or the car?""
Like does the insurance only cover one driver, or does the insurance cover the whole car and whoever is driving? Like can I drive another person's car if they are insured? How about my parents car?""
Health insurance plans that cover maternity?
I live in Texas, and am looking for a health insurance plan that will cover maternity that is reasonably priced.""
Car insurance for young drivers ?
Hi there, ive completed multiple quotes for car insurance and the figure are coming out extremley high, as in 5000 a year on a 1.1 litre 2000 peugeot 206 LX 3dr, and i am a 17 year old male. i would like the policy to be in my name for my NCB but i have also added my mum and dad as named drivers as ive heard that decreases price, does naybody know any cheap car insurance places which icould go to for a cheaper quote. 5000 for a 1.1 litre peugoet is ridiculous !! Thanks""
Car insurance cheaper at 17 or mid 20's?
im 17 in January and getting my driving lessons for my birthday - when and if I pass I'm not getting a car till I'm in my 20's. will the insurance be cheaper when I'm mid 20's than it would be at 17?
What is the cheapest Auto Insurance Company for male teens?
Insurance company's Screw teens so much, what are some of the cheaper company's? I have gotton quotes from $107 a month to $250 a month and everywhere in between for just state minimum liabilty""
Need Car Insurance for one month?
Hey I need car insurance for one month only please help me thank you
Where I can get accident insurance plan?
What is the difference between a accident insurance and an Health Insurance. Which is the one I should go for?
Do I need renters insurance?
I've had renters insurance for the past 2 years. The new place I'm at now is not under my name. But I do pay some of the rent to the the person I'm living with (whose name is on lease). Someone told me today that renters insurance is no good and doesn't cover anything if my name is not on the lease. Is this true?
Will insurance cover transmission damage?
Someone stol my car I reported it the insurane company is saying my transmission is out will they cover the cost of this or say its normal wear and tear it was working when I was driving it
Is it legal to Drive a borrowed car without insurance?
Let's say my friend has this car, up to date tags, and insurance for himself, and all the works for FOR HIM. He lets me borrow it, I get pulled over or i get in a fender bender Aside from the ticket and the damages is there any legal problems there? Diving a insured car but me not having insurance and other stuff?""
College student needing car insurance?
I live in MA i am in the process of leasing a hyundai elantra. but i need insurance. I cant use my parents policies because i bought the car myself. Does anyone know of any cheap car insurance companies?
Car insurance on parent's insurance??? NCB?
I have no idea when it comes to insurance but basically if i get on my parent's insurance...can i still mount up 2 years no claims... or does it not count so that when i get my own insurance it's like starting from scratch?
If you get a ticket for expired meter does your insurance go?
I just got a ticket for expired meter will your insurance go up because I don't want my mother to know about it
Can I drive someone else's car without insurance?
I am getting my license soon (if i pass the road test) can i drive someone else's car without having any insurance in Rhode Island ?
Can u get insurance on a different address to your licence?
Say i live in leeds but my friend lives in bradford and my insurance works out cheaper on their address. Can i ge insurance to her address even though i do not live there?
Where can I get cheap car insurance for provisional drivers? UK?
I have a full license and I'm about to get insured but want to add my mum as a learner... which UK company has the lowest rates for provisional license holders?
Health Insurance for diabetics?
If i were to get health insurance and then marry my girlfrind (who at the moment is pregnant) do you think that she would be able to get on my insurance even though she has a pre-existing condition of type 1 diabetes? She can not get her own insurance because of it, only if her work provides and her work does not and the job market is still rocky. So what would we have to do to get her insured?""
Should we switch from Geico to Farmers Insurance?
We moved cross country and a local Farmers insurance agent is perstering us to get our business... she is actually a nice person. The deal we would get here would be cheaper than with Geico, but I had a bad experience with Farmers a long time ago (They were great until I had an accident, then they slapped me with a huge increase in premium. It wasn't even entirely my fault. anybody had good experiences with Farmers Insurance or should I just stay away from them?""
Health Insurance Not Taken Out from Check?
I got an extra 84 bucks in my check bc they didn't take out for health insurance? Was this just a mistake?
Insurance cost for a BMW ?
I'm 17 and want to buy a bmw, nothing New , maybe a 2001 or something .. What kinda insurance prices would I face? I have a clean driving record and good grades , if that matters at all""
Is it possible to get insurance for a couple of months for 18 year old?
I passed my test a couple of months ago and really want to drive for summer, but I can't afford a car at the moment. Is it possible to get insurance on my mums car for a couple of months? as I go away to uni in September, possibly as a named driver? thanks.""
Can you help me make some sense of these health insurance policies?
I'm 7 months pregnant and making plans to line up health insurance for my baby. The plan my company offers is a decent HMO with $20 deductibles for everything but it costs $305 per month! That's over $3,500 per year! I started doing some research and I am finding that I can get a PPO direct from the insurance company for less. I'm confused as to which plan is best though, I found a PPO though Blue Cross that is $155 per month with $40 deductibles. I found a PPO through Kaiser that is $163 per month. I pay 100% of everything up to $1500, then Kaiser picks up everything else. Confused....
""I had a car accident,but i don't have insurance.?""
MY CAR AND THE OTHER CAR INVOLVED WERE PARKED IN THE PARKING LOT WHERE WE BOTH WORK WHICH IS PRIVATE PROPERTY.I DON'T KNOW IF THAT MATTERS,BUT I'VE HEARD IT DOES.WE CAME OUT AFTER WORK AND HER CAR WAS INTO MINE,BUT EVERYONE THOUGHT MY CAR ROLLED INTO HERS.THERE ARE NO WITNESSES I DON'T HAVE INSURANCE AND SHE DOES.AM I AT FAULT REGARDLESS?NOONE KNOWS WHAT HAPPENED AND MY CAR WAS IN PARK AND WHEN SHE MOVED HER CAR THE COPS PUSHED AND PUSHED ON MINE AND IT DID NOT BUDGE.AND THERE WAS NOT ANY SIGN OF SOMEONE BUMPING INTO EITHER OF OUR CARS.IT DIDN'T DO MUCH DAMAGE,BUT SHE TOLD ME THE ESTIMATE IS FOR OVER 2,000. THE ONLY THING THAT HAPPENED WAS,IT LEFT HER SIDE MIRROR HANGING AND CRACKED HER WINDSHIELD,BUT SHE ADMITTED THE MIRROR WAS ALREADY BROKEN.HOW DO I KNOW THE DAMAGE THAT WAS EVIDENT WASN'T ALREADY DONE?PLEASE SOMEONE TELL ME DO I HAVE ANY GROUND TO STAND ON IN DEFENSE??BY THE WAY I LIVE IN TENNESSEE!!!""
Approx. Insurance rate for 20 yo male with a 04 G35x sedan?
thinking about buying a G35x after i get back from Afghanistan, just wondering how much insurance might be""
Cheapest Car Insurance for Young Drivers in Florida?
I live in Orlando FL and I'm looking for some cheap insurance, is there any companies that are known for cheap insurance and good service? Thanks.""
Are there discounts on insurance for cars that are 25 years or older?
I heard that insurance is very cheap for cars that are 25 years or older. I heard suggestions of about a few hundred per year. Is that true?
Health insurance question?
how is it that someone without insurance, and cant pay the medical bills not pay anything, and get the same healthcare..as a person with insurance...........???????anyone? why dont we just get rid of insurance?""
Car Insurance?
I'm 16 and I don't have a car, but am I covered with insurance on my parents cars automatically?""
Auto Insurance Licence?
how can i get a licence to sell auto insurance i live in tx
Insurance question?
I just bought a 2008 Honda Accord, exl, 4 cyl. I can't even drive it because I dont have insurance, what is the cheapest (most affordable insurance) I should get, i am 20 years old living in ontario california.""
How much would insurance be on an eclipse for a 17 yr old guy?
im a 17 year old male, in search for a good first car from 3k to about 5k in price. i love eclipse models from 96-99 (gsx, rs or gs). does anyone know how much insurance is for these cars at my age?""
Will my Progressive Ins. rate go up with speed camera tickets?
I have progressive car insurance in MD and have received a lot of speeding camera tickets in the last few months (due to my driving and my brother driving my car). Does anyone know if Progressive insurance will keep track of these camera speeding tickets that will cause my car insurance rate to go up?
I have a financed car can I take my car out of circulation to stop paying insurance?
Ok, my car has been broken for like 5 or 6 months already. It hasn't been driven at all. Right now it has an expensive fix. I was waiting for my taxes to fix it but I had my identity stolen so I may not get my taxes until December, if even that soon. Anyways, long story short...it's an expensive fix, about $2000...which I don't have. I've been paying for both the car and the insurance every month with the car not even moving. I know I have to continue paying the car. I'm going to verify with my bank, but I'd prefer not to get them involved until I have some details. Is it possibly to take my car completely out of circulation by turning in the license plate and then stop paying insurance until I fix it? I assume theres no need to have insurance if the car doesn't have a tag so it can't be driven. I live in Florida, if that changes anything. Paying $280 for insurance and not driving the car makes me sick...its worse than paying the actual car and not driving it.""
If my dad is a co signer for a car will my insurance be cheap?
I'm 19 and its my first car and my dad is the co signer will my insurance be low? What are cheap insurance agencies for teenagers?
How much does car insurance really cost?
Some companies like Dashers offer insurance for 18 dollars a month http://www.dashers.com/ is that good enough?
Why is my insurance qoutes so high!?
hey all, I am a 17 year old male, live in cumbria. i realise this is a c rated insurance post code, i understand that. what i do not understand is why when i put in qoutes for the exact same car, exact same details all bar the name, my insurance skyrockets. i get qoutes of 3200 on a corsa 1.0 and the like (small, 1.2 or less cars) whereas friends, even 1 of which lives 5 doors away from me, get qoutes of about 2400. why is this? i understand the post code part, but the thing is all my friends being qouted live in the same area, in the same town, same estate in fact, our first four letters of our postcodes are the same, i thought this was what determined the post code factor. im currently a student, ive put down i have held my license for 4 months, i am the registered owner and keeper of the car, i am the policy holder, even added a parent with 30+ years experience on (which by the way only saved me 100) and i got 3200. my friend on the same street got 2400. why is this? also, can anyone recommend a cheap insurance company, as a young driver? eg. under 19 really, because i know car insurance has almost doubled in like 3 years. no wonder people are illegaly driving with this daylight robbery scam called insurance. thanks""
Can the insurance company find out you are not a full time student?
ok, the thing is, in my school, you need be taking at least 3 credits per semester to be a full time student. i was taking 3 early september and i got proof of enrolment for my dad ...show more""
Progressive auto insurance? or AAA..which one is cheaper?
in terms of (monthly payments)
Term Life Insurance?
What company is the best to open up a Term Life Insurance fix for 30yrs???
How much will insurance cost for a 16 year old on a Mustang GT?
I work and I wanted to know how much will it cost we are currently on progressive insurance.
I need health insurance as a student! Help?
My parents had the COBRA. Plan until my mompassed. Since then my dad and i have been self insured. My dad has some veterans insurance but i dont have anything. Im 18 and will be a full time college student in september. Are there any affordable plans out there? I make around 10,000 a year for my part time job..""
What is the least expensive auto insurance company?
Currently have geico...
Insurance.?
i need to know all the types of property insurance, with descriptions. please help:]""
What jobs in the UK offer car insurance as an extra?
I'm 17 and have just passed my driving test but because of the extreme insurance prices for young drivers nowadays I can't afford to run a car. My brother once working at a tyre fitting company and he was insured to drive any car/van worth up to 80,000. I was just wondering if any jobs would offer car insurance as an extra to a young driver?""
Why should the government force us to buy car insurance?
If its wrong for the government to force us to buy health insurance, is it also wrong for the government to force us to buy car insurance? I mean.... in both cases, if you don't have insurance and something goes wrong somebody else is going to have to pay for it.""
What is the difference between renters insurance vs. homeowners insurance?
I've consulted my insurance company about insuring my personal property and said I need a renters insurance, but I own my home. I am confused. Isn't it what I need is a homeowners insurance? or renters insurance applies with owning a home too?""
How much money does car insurance go up per year after an accident that is your own fault?
My wife and I just had an accident in a parking lot in which we backed into another car that had almost completely backed out already. No one was hurt, but the damage caused by our car is between $1,000 and $1,500. We will not have the damage to our car repaired. This accident is our fault; however, both of us have had a completely perfect driving record up until now. We just want to know how much this accident is going to make our insurance go up.""
Can you help me make some sense of these health insurance policies?
I'm 7 months pregnant and making plans to line up health insurance for my baby. The plan my company offers is a decent HMO with $20 deductibles for everything but it costs $305 per month! That's over $3,500 per year! I started doing some research and I am finding that I can get a PPO direct from the insurance company for less. I'm confused as to which plan is best though, I found a PPO though Blue Cross that is $155 per month with $40 deductibles. I found a PPO through Kaiser that is $163 per month. I pay 100% of everything up to $1500, then Kaiser picks up everything else. Confused....
https://www.linkedin.com/pulse/what-payments-infiniti-g35-coupe-james-collins"
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emotear · 6 years
Text
31st October
So here it is, Halloween itself. I know I am a few days late, but I have been pretty tired recently, too many late nights. I don’t think I will even be able to finish this post in a single session, I am too tired and there is probably more to write about than the others as this was the most interesting so far. So I get home from work, eat, shower and get dressed. Asylum shirt with pretend blood splatter on and basically a streaked red handprint going down my face. I actually got a few comments from people while I was out, so I assume it looked pretty cool. I drive to Chelmsford to meet some strangers to play board games at a Pub. Probably sounds a lot like my previous Saturday, but this is a pub, so a much more public event. Once I get there I sit in the car for a while and observe a man arriving and carrying board games into the pub, so now I know I have the right place for sure and can even identify one of them. Something seems very wrong with this though, I am going to go in a pub, approach a big group of strangers and ask if I can use their stuff and sit with them.  I felt like this about that Saturday, but once I was inside they knew exactly why I was there, it was a private event, no chance of me being a customer etc and that Australian guy was awesome and made me feel welcome immediately.  Eventually, I get out of the car and decide to go in the front entrance, as the group is by the back entrance and I want to scope them out first. So I go in, order a drink and some nuts, get a comment from the barman about my costume and, casually eat and drink while observing the group. There are at least 10 of them, maybe more. Some of them are proper adults, as in they could be my parents. No one looks really strange, I decide it is not for me, finish my drink and leave. Back in the car I decided it would be a waste to drive home now, it is Halloween and I am dressed up. I proceed to go to a dating site and trying and get random girls who happen to be online and live in Chelmsford to come out. Weird and kinda scary I know, but hey I’m mental. It doesn’t work surprisingly enough.  I start looking to see if any other events are on in Chelmsford that I could go to and then I check my Facebook messenger. This girl is online who I have been Facebook friends with for a while, she wants to College with someone I know. I know she lives fairly close to Chelmsford as it is her main place for going out, so I decide to see what she is up to. She isn’t doing anything as she is saving up for a holiday she has planned for December. She says she needs to do some shopping though, so I often to drive her to Tesco. I arrive, she gets in the car and although her lack of fear and caution around me is surprising, everything is fairly normal and she directs me well to Tesco. Once we get there though she starts talking quietly at times, I ask her to repeat it as I didn’t hear it and she says that she is working out how much money she needs or is planning her day for tomorrow etc, this is a commonly repeated event. Now I talk to myself, mainly at work to help me maintain focus, but I wouldn’t do it in public in front of a stranger, but there is nothing wrong with it as such, just rare. As we are shopping she tells me about her friend who drove into a deer tonight and has ruined his car and got a few cuts/bruises. She phones him to ensure he is ok, then she decides to buy him some sweets and a beer. A bit of a random choice, but it is a nice gesture. OK, getting tired, I think I will continue later.
So we get to the till where she buys 6 or 7 items but refuses to pay 5p for a bag, so awkwardly carries them in folded arms. On the way back to the car she starts making random panicked noises, I ask her what is wrong and she tells me that she has phone notifications, but cannot see them.... Well duh, your hands are full and your screen is off, wait till you get back to the car. I proceed to donate a plastic bag to her to stop her attempting to carry all the items in the same fashion again. She asks if we can stop by her friends' house to drop off the beer and strawberry laces, when we get there she leaves her bag, phone and all the money she got out of the ATM in my car. I just find it odd how much trust she places in someone who is almost a complete stranger. On the drive back to her house, she stops a sign on the pavement above a box, telling me she likes to see what people sell in those, I reverse and put on my full beams to read it, no sales, they are just offering free apples from their tree. About three minutes later as we are getting out of the car, she says “Oh that was a good time”. What was? I ask. “I’m remembering a time I and one of the other girls from work took the kids out on a trip to a farm. There were 20 kids and a farmer gave us some apples, but there weren’t enough apples for each kid to have one, so they had to take a bite and then pass it around.” Is it just me, or is that story just a bit too mundane to be something that you bother to tell someone else, or even remember? She invites me in for a coffee, I am a bit hesitant, but she tells me her mum is home, so I decide the invitation is as innocent as it seems. Her mum is terrified of me though, apparently due to my costume, and reminds me of this frequently. I think that fact a strange six-foot skinhead you have never heard of before turns up to your house late at night added to it quite a bit though.
Very have a very sweet, small white fluffy dog, I forget his name now (it is 12th November, so almost two weeks ago now), but he was cool and probably the most normal. Her mum has the TV on very loud as she is apparently a bit deaf and is not wearing her hearing aid. She turns it down for a bit when we first arrive, but randomly turns it back on at times, almost in a sign to the girl, to take his strange guy away and talk to him elsewhere, it is not a sign she takes though. I am getting a bit lazy now, basically, she swears at her mum a bit, arguing about money, which is somewhat uncomfortable.  When her mum makes her go outside to smoke, she tells me that her mum is a heroin addict and always gets to take it in the house. Her mum looks horrified and neither laugh. Eventually, she makes me the coffee and while trying to do it, forgets where things are located like she doesn’t even live here. She tells me about her planned holiday, calling it her 5th lone holiday over and over, but she isn’t going alone and judging by the description of her previous 4, she has maybe flown alone once or twice, but only to meet someone elsewhere, she has never had an alone holiday.
She also tells me that since she doesn’t have many friends and those ones she does have, have children, she frequently goes out alone. At this point, I do feel bad for her, but it is almost as if she doesn’t have feelings about it and is just informing me. The same way, when she reads twitter posts, she exclaims loudly how funny they are, but never actually laughs. If we she didn’t work with kids I would think maybe she has some form of social disorder, I really could not work her out. I actually thought she might have been drunk and when I finally get home, I message and ask her if she has had anything to drink today, apparently not a drop, completely sober. This girl apparently frequently goes on dates and then doesn’t hear back from the guys again and often wonders why. She looks like Marylin Monroe, so I have also wondered, but now I think they probably are just very confused by her, even I am and I like to think of myself as being rather socially aware and astute. 
0 notes
omcik-blog · 7 years
Text
New Post has been published on OmCik
New Post has been published on http://omcik.com/24-great-sales-jokes/
24 Great Sales Jokes
This man might take your calls in the future. (Photo: Thinkstock)
Here’s the second installment of our effort to bring time-tested sales and marketing articles to the attention of new readers.
The original version ran on July 17, 2015.
Selling life insurance, annuities, disability insurance, health insurance, and related products and services during a Washington meltdown, when it’s August, to consumers who are sure they will live, and be healthy, forever, is brutal work. Most of the remedies traditionally recommended for that kind of stress are terrible for you.
Humor is much safer, and less fattening.
Humor can also help you reduce the underlying level of stress, by creating beautiful little crevices in the stone walls you’re banging your head against. If a little light can get through, maybe you can get through, too…
Apparently the old saying “Laughter is the best medicine” has a lot of truth to it. When we laugh, our body releases stress and breathes in a bit of peace. But what makes a great joke? What kind of power is unleashed when your audience laughs? 
(Related: 5 ‘One Liners’ for Asking Friends to Do Business With You)
We’ve written compilations of all sorts of jokes before, from great accountant jokes to jokes about insurance. But what about harnessing the power of a joke to close a sale, without getting yourself into a world of hurt? Is that even possible?
Ian Adams, sales manager at Yesware, says it is. In his old, much-mourned blog, The Senator Club, he recommended that sales-minded joke-tellers use the same approach that professional comedians use: Know your material without hesitation, talk as if you’re telling a short story, and avoid laughing before or while telling the joke.
Adams goes on to suggest nine short jokes to close that deal.
A few of his jokes are included here, alongside others that our research turned up. Do you have any go-to jokes that you tell your clients to help them feel at ease? Do you think some of the jokes here are lame (and, if so, do you have better ones)? Prove it! Leave them in the comments below.
1. Overworked office manager
Salesman: “This computer will cut your workload by 50%.”
Office manager: “That’s great! I’ll take two of them.”
(From Ian Adams)
2. Good news, bad news
A salesman comes home after a hard day’s work and is greeted by his wife at the front door.
She tells him she has good news and bad news about their new car.
The salesman says: “OK, honey — so give me the good news.”
His wife replies: “The good news is, the air bags work!”
(From Ian Adams)
3. Seeing is believing?
“No, no, no!” said the enraged businessman to the persistent salesman. “I cannot see you today!”
“That’s fine,” said the salesman, “I’m selling spectacles.”
(From Free-Funny-Jokes.com)
4. The Texas salesman
A keen Texas lad applied for a salesman’s job at a city department store. The store was the biggest in the world and sold everything under the sun.
At the interview, the boss took an immediate liking to the lad and told him he could start the next day. “I’ll come and see how you made out after we close up,” the boss said.
The day was long and hard for the young man, but finally it was 5 o’clock. The boss closed up the store and found the lad sitting, slumped and exhausted, in a chair. “How many sales did you make today?” the boss asked.
“One,” said the lad.
“One?” said the boss, obviously displeased. “Most of the salespeople on my staff make 20 or 30 sales a day. How much was the sale worth?”
“Exactly $101,334.53,” said the young man.
“How did you manage that?” asked the boss, flabbergasted.
“Well,” said the lad, “this man came in and I sold him a small fish hook, then a medium fish hook, and finally a really large hook. Then I sold him a small fishing line, a medium one, and huge one. I asked him where he was going fishing, and he said he was going down the coast. I said he’d probably need a boat, so I took him down to the boat department and sold him that fancy 22-foot Chris Craft with twin engines. Then he said his Honda Civic probably wouldn’t be able to handle the load, so I took him to the vehicle department and sold him a new GMC 1-ton pickup truck.”
“You sold all that to a guy who came in for a fish hook?” the boss asked in astonishment.
“He didn’t come in to buy a fish hook,” the Texas boy explained. “He came in to buy a box of tampons for his wife, and I said to him, ‘Your weekend’s shot. You might as well go fishing.'” 
(From TheVoiceofReason.co.uk)
5. Need a toothbrush?
The top toothbrush salesman at the company was asked by his boss how he managed to sell so many brushes. He replied, “It’s easy” and he pulled out his card table, setting his display of brushes on top.
He told his boss: “I lay the brushes out like this, and then I put out some potato chips and dip to draw in the customers.”
He laid out his chips and dip. His boss said, “That’s a very innovative approach,” and took one of the chips, dipped it, and stuck it in his mouth.
“Yuck, this tastes terrible!” his boss yelled.
The salesman replied: “IT IS! Want to buy a toothbrush?” 
(From AJokeADay.com)
6. It’s all in the approach
A young salesperson peeped into the office of someone who looked like a sales manager, muttered something then started walking away. After retreating a little he seemed to change his mind, seemed to head back to the door, where after some hesitation, he started to back away again. The sales manager, feeling sorry for the young man, and surprised that he was so badly trained, called him in.
“You’re a salesman aren’t you? What are you selling?”
“Sir … uh … yes … I’m a salesman. I’m sorry to bother you. I was selling insurance, but I’m sure you don’t want any. Sorry to have wasted your time.”
Feeling sorry for the young bungler, the sales manager bought two policies to give the young salesman some confidence and then started teaching him about selling. He said: “You should have different pre-planned approaches for different kinds of–“
“But I do, sir,” the young salesman interrupted, “the one I just used is my planned approach for sales managers. It always works. Thank you!”
(From WorkingHumor.com)
7. Underperformer contest
A sales manager was addressing an underperforming sales force at the start of a new month:
“We are going to have a sales contest this month. The winners will get to enter next month’s contest.”
(From Ian Adams)
8. Genie grants another wish …
A salesman walking along the beach found a bottle. When he rubbed it, lo and behold, a genie appeared.
“I will grant you three wishes,” announced the genie. “But since Satan still hates me, for every wish you make, your rival gets the wish as well — only double.”
The salesman thought about this for a while.
“For my first wish, I would like ten million dollars,” he announced.
Instantly the genie gave him a Swiss bank account number and assured the man that $10,000,000 had been deposited.
“But your rival has just received $20,000,000,” the genie said.
“I’ve always wanted a Ferrari,” the salesman said. Instantly a Ferrari appeared.
“But your rival has just received two Ferraris,” the genie said. “And what is your last wish?”
“Well,” said the salesman, “I’ve always wanted to donate a kidney for transplant.”
(From Ian Adams)
(From Free-Funny-Jokes.com)
9. All I ask the Lord …
All I ask the Lord is for the chance to prove that money cannot make me happy.
(From the Sales Joke App, may it rest in peace)
10. Pocket calculator
Salesman: “Would you like to buy a pocket calculator?”
Customer: “No, thanks. I know how many pockets I have.”
(From Salesmen jokes)
11. The simple salesman
A minister concluded that his church was getting into serious financial troubles. Coincidentally, while checking the church storeroom, he discovered several cartons of new Bibles. So at his Sunday sermon, he asked for three volunteers from the congregation who would be willing to sell the Bibles door-to-door for $10 each to raise the money the church desperately needed.
Peter, Paul and Louie all raised their hands to volunteer for the task. The reverend knew that Peter and Paul earned their living as salesmen and were likely capable of selling some Bibles, but he had serious doubts about Louie. Louie was just a little local farmer, who had always tended to keep to himself because he was embarrassed by his speech impediment. Poor little Louis stuttered very badly.
But, not wanting to discourage poor Louis, the reverend decided to let him try anyway. He sent the three of them away with the back seat of their cars stacked with Bibles and asked them to report the results of their door-to-door selling efforts the following Sunday, which they did.
Eager to find out how successful they were, the reverend immediately asked each of them how they made out selling the Bibles.
Proudly handing the reverend an envelope, Peter replied, “Father, using my sales prowess, I was able to sell 20 Bibles, and here’s the $200 I collected on behalf of the church.”
Paul, smiling said, “Reverend, I am a professional salesman and was happy to give the church the benefit of my sales expertise. Last week, I sold 28 Bibles on behalf of the church, and here’s $280 I collected.”
Louie silently offered the reverend a large envelope. The reverend opened it and counted the contents.
“What is this!?” the reverend exclaimed. “Louie, there’s $3,200 in here! Are you suggesting that you sold 320 Bibles for the church, door to door, in just one week?”
Louie just nodded.
“That’s impossible!” both Peter and Paul said in unison. “We are professional salesmen, yet you claim to have sold ten times as many Bibles as we could.”
Curiously the reverend added, “I think you’d better explain how you managed to accomplish this, Louie.”
Louie shrugged. “I-I-I- re-re-really do-do-don’t kn-kn-know f-f-f-for sh-sh-sh-sure,” he stammered.
Impatiently, Peter interrupted. “For crying out loud, Louie, just tell us what you said to them when they answered the door!”
“A-a-a-all I-I-I s-s-said wa-wa-was,” Louis replied, “W-w-w-w-would y-y-y-you l-l-l-l-l-like t-t-to b-b-b-buy th-th-th-this B-B-B-B-Bible f-f-for t-t-ten b-b-b-bucks — o-o-o-or — wo-wo-would yo-you j-j-j-just l-like m-m-me t-t-to st-st-stand h-h-here and r-r-r-r-r-read it t-to y-y-you?”
(From WorkingHumor.com)
12. An unbreakable comb
A salesman was demonstrating unbreakable combs in a department store. He was impressing the people who stopped by to look by putting the comb through all sorts of torture and stress.
Finally, to impress even the skeptics in the crowd, he bent the comb completely in half, and it snapped with a loud crack. Without missing a beat, he bravely held up both halves of the unbreakable comb for everyone to see and said, “And this, ladies and gentlemen, is what an unbreakable comb looks like on the inside.”
(From Free-Funny-Jokes.com)
13. Pure wool pants
Customer: “You said these pants were pure wool, but the label says ‘all cotton.’”
Salesman: “Oh, that’s just to keep the moths away.”
(From Ian Adams)
14. Reading comprehension
A sales training consultant was speaking to a new group of salespeople:
“Folks, please let me know if I start talking too fast today, or if I confuse you. It all started when I took a speed-reading course a few months ago. Before the course, I was reading 180 words per minute with 97 percent comprehension. I now read 900 words per minute with absolutely no comprehension.”
(From the old Sales Jokes App)
15. Stranded in Hawaii
A traveling salesman was held up by a bad storm in the Hawaiian Islands. He sent an email to his corporate headquarters advising them that he was stranded for a few days and requested instructions.
The reply came back shortly: “Begin vacation as of yesterday.”
(From Free-Funny-Jokes.com)
16. Lucky cats
A famous art collector is walking through the city when he notices a mangy cat lapping milk from a saucer in the doorway of a store. He does a double take. He recognizes that the saucer is extremely old and very valuable, so he walks casually into the store and offers to buy the cat for $2. 
The storeowner replies: “I’m sorry, but the cat isn’t for sale.” 
The collector says: “Please, I need a hungry cat around the house to catch mice. I’ll pay you $20 for that cat.” 
And the owner says, “Sold!” and hands over the cat. 
The collector continues: “Hey, for the 20 bucks I wonder if you could throw in that old saucer. The cat’s used to it and it’ll save me from having to get a dish.” 
And the owner says: “Sorry, buddy, but that’s my lucky saucer. So far this week, I’ve sold 68 cats.”
(From Salesmen jokes)
17. Heaven or hell?
When a young salesman met his untimely end, he was informed that he had a choice about where he would spend his eternity: heaven or hell. He was allowed to visit both places, and then make his decision afterwards.
“I’ll see heaven first,” said the salesman, and an angel led through the gates on a private tour. Inside it was very peaceful and serene, and all the people there were playing harps and eating grapes. It looked very nice, but the salesman was not about to make a decision that could very well condemn him to a life of musical produce.
“Can I see hell now?” he asked. The angel pointed him to the elevator, and he went down to the basement where he was greeted by one of Satan’s loyal followers. For the next half hour, the salesman was led through a tour of what appeared to be the best night club he’d ever seen. People were partying loudly, and having a, if you’ll pardon the expression, “hell of a time.”
When the tour ended, he was sent back up where the angel asked him if he had reached a final decision. “Yes, I have,” he replied. “As great as heaven looks and all, I have to admit that hell was more of my kind of place. I’ve decided to spend my eternity down there.”
The salesman was sent to hell, where he was immediately thrown into a cave and was chained to a wall, and he was subjected to various tortures. “When I came down here for the tour,” he yelled with anger and pain, “I was shown a whole bunch of bars and parties and other great stuff! What happened?!”
The devil replied, “Oh, that! That was just the sales demo.”
(From Jokes.net)
18. That’s a lot of soap
Finnegan returned to his old home town on a visit. While he was there, he looked up his old friend Hennessy, who ran the general store. He noticed as he went in that the two display windows were jammed full of soap. The two old friends greeted one another. As they did so, Finnegan saw that every shelf in the store was stacked with soap.
“Gosh! You’ve certainly got a lot of soap,” Finnegan said
“You think so? Look at this,” said Hennessy. He took Finnegan through to the storeroom which was also full of soap.
“I don’t think I’ve ever seen so much soap,” Finnegan noted.
“Come with me.” Hennessy lifted a trapdoor and took him down some steps into a huge cellar, which was jammed with soap from the floor to the roof.
“Gee! You really must sell a lot of soap.”
“No, I don’t actually. But the fellow that sold it to me — boy, could he sell soap!” Hennessy exclaimed.
(From Desicomments.com)
19. Even if your mom is home…
“Is your mother home?” the salesman asked a small girl sitting on the steps in front of a house.
“Yeah, she’s home,” the girl said, scooting over to let him pass.
The salesman rang the doorbell, got no response, knocked once, then again. Still no one came to the door.
Turning to the girl, the fellow said, “I thought you said your mother was home.”
The kid replied, “She is; but this isn’t where I live.”
(From the old ARWScripts.com site)
20. Greeting other salespeople
How do salespeople traditionally greet each other?
“Hi, nice to meet you. I’m better than you.”
(From Ian Adams)
21. The secretary
The more cordial the buyer’s secretary, the greater the odds that the competition already has the order.
(From Jokes.net)
22. For charity
Despite warnings from his guide, an American skiing in Switzerland got separated from his group and fell — uninjured — into a deep crevasse. Several hours later, a rescue party found the yawning pit, and to reassure the stranded skier, shouted down to him, “We’re from the Red Cross!”
“Sorry,” the imperturbable American echoed back, “I already gave at the office!”
(From Desicomments.com)
23. Lightbulbs
Question: How many salespeople does it take to change a lightbulb?
Answer No. 1: None. You don’t need a new lightbulb; you need to upgrade your socket to the newest version.
Answer No. 2: Just one, but it’ll take technical support weeks to sort out the mess left behind.
Answer No. 3: Four. One to change the bulb and three to pull the chair out from under him.
(From Jokes.net)
24. You might be a salesperson if …
You refer to dating as test marketing.
When you bought a new house, you called your fellow alumni and offered to name a room after them, if they’ll help with the down payment.
Your favorite stories begin with, “Bob Jones, VP of marketing, sat at his desk and stared out his window…”
When you give your son his birthday present, you must say that it has an “unprecedented performance.”
When you describe a product as “maintenance-free,” you mean that it is impossible to fix it.
You insist that you do some more market research before you and your spouse produce another child.
(From Jokes.net)
— Check out 20 of the Best Insurance Jokes on ThinkAdvisor.
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eacci · 7 years
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SOLIDARITY FRIDGE – ONE NEIGHBOURHOOD, ONE FRIDGE @ THE WASTED CITY BOOK
We all create staggering quantities of waste; it’s become inherent part of our daily lives. But this waste creates large environmental and economic challenges for cities. In steps Solidarity Fridge (Nevera Solidaria in Spanish) – an ingenious response to the problem of food waste, developed on the street of Galdakao; a village neighbouring Bilbao in Basque Country, Spain. In the fifth entry to our Wasted City interview series, CITIES’ independent researcher Alex Thibadoux interviews Ainhoa Crespo Gadea of Solidarity Fridge to find out more about the initiative. Read all about it below.
@laverdad.es
To start, can you tell me a little bit about what you do with Solidarity Fridge?
So we started with GBGE, that is our association. Galdakaoko Boluntarioen Gizarte Elkartea. It is like a volunteer association in Galdakao that is in charge of the food distribution of the needy neighborhood. We started to see things with food. We started to see that there were many food that we couldn’t give because of its best-before date or simply because fresh food could be ruined (we only do the food distribution once a month). We only could give like cans, dry food and hygiene products. So we started to think, and Álvaro, who is president of the association, thought about the possibility of like a… a trash can, like a trash bin where we can put food inside. But it was not a usual trash can, it was a fridge, but converted into a trash can. So we put the pilot project in Galdakao, in our village. We went to the city council. We explained the project, and surprisingly they were in favor of the project, and we started to make a study and so on. We had a permission of 3 months. We put the fridge on the street for 3 months, and we saw that it was a real solution in our village. So the network started to grow up, and here we are. Nowadays we have like thirteen fridges all over Spain, and we want to expand it to other countries. We are working in Mexico, Argentina, Colombia and USA, among others. It is our dream.
How many people work with the organization right now?
We are like 120 volunteers. It is volunteers. I mean sometimes we have 5, sometimes we have 10. It is people who work in other things, and they help when they can, but we are more than 100, yes.
So you don’t work on it full-time?
Yes. Nowadays, we are 2 people working here full-time (as volunteers, I mean, we do not receive any money for it). There are 4 people more who work in other jobs but come to our office every day. We are growing and increasing our team.
Are you working with any other partners or organizations?
Yes, we work with the food banks, but they have another thought of the project, because the food banks are created for needy people, and our project is not for needy people. Our project is for everyone. We want to break the stigma of the poverty and we think that our first purpose is to not throw away food. The person who puts food in today can get it tomorrow. You have two positions, and there are no people who take and people who leave. Everybody does the same. So the food banks, it is difficult for them to understand this, because they think if a rich person goes… It is not our problem. We always say something… “no hay nada más excluyente, que hacer algo para los excluidos.” In Spanish, it means like there is nothing more discriminatory than making something for those who are discriminated.  We want to make a collaborative network and start to think in another way. That is it. We started to work with an electrical appliance brand here in Spain. They wanted to collaborate with us, but finally it wasn’t viable, so we didn’t. We ended it.
How are the fridges usually acquired? Is it through donations or do they raise money?
No, usually they are donations. They are second hand, but sometimes we have to… we did crowd-funding to do one for one minute, but finally a neighbor gave us one, but that is a purpose too. It is not to buy a new fridge. We have to use second-hand things, no?
@Solidarity Fridge
What are the biggest problems you run into as you expand into other communities?
OK, yeah we have a lot of problems, because it is difficult for city councils and the health service to understand responsibility exception, or something like that. That is difficult to understand for the health service, but we have a really big, good point. It is that in Catalonia, the public health service supports us, and they want to do it in a legal way.
So when someone wants to start a fridge in his village, they usually call us, and we go to the city council and ask for permissions. We need two permissions. The public occupation one. The permission that allows you to use the street, because the fridges are on the street. This is usually easy to get, because it is like vending machine permission. It is the same. First of all we have this permission and the other one is the health service permission. This second one is a little more difficult to get, but when the city council sees that we had two years of the fridge and nothing bad happened in our village, it is like a guarantee. I mean we have been working two years. Nobody has died, nobody has gotten ill. Nothing has happened. There is no vandalism. We have to believe that people are good, because sometimes the argument is “oh if someone puts poison there” or something like that… we have to believe that people are good, and then start making projects. Our first challenge, as you ask me, is fear, people’s fear. People are afraid of this type of project because… I would recognize that it is brave. Something different. There are other countries that have had problems, like in Berlin. They were a little bit controversial and so on. I think that if we have fear, we can do nothing.
That is a nice way to think about it. What would help you the most right now in functioning as an organization?
We need more people. We need more people because we are 100 people, but 4 or 5 people full-time, but we have a lot of work. Because this is not our only project. We have 4 other projects. We have the Solidarity Fridge. We have the food distribution, that is our first step. We have cooperation works in Greece with refugees, and we have another one in Mongolia with disabled children, creating schools and so on. We are few people for this project and sometimes I think we need more help.
How do you communicate to all of the volunteers? If you need to talk to the whole community, how do you all keep in touch?
We, as volunteers, communicate with each other through a Whatsapp group. Nowadays, we are 120 people on it. We exclusively talk about things related with the Association. I think in social projects, the thing is that we have to create a network, a network between everybody. We have contacted with other people who make similar projects, like Fruta Feia. It is in Portugal. It is a huge project that rescues food that isn’t going to be sold because of its appearance. Fruta Feia, it means ugly fruit. So they prepare these casopas where people cook this ugly food and they eat it on the street and so on. So I think these kinds of projects, and us, have to be together. In every step we do, we have to be together, and sometimes this is difficult because we are a lot of people, a lot of projects, and we have different minds.
How do you imagine the project in the future?
Our aim is to create a solid network. Our slogan, or something like this, “one neighborhood, one fridge.” So it is easier to install fridge in a little village. Because we are aware that to install one fridge in New York is really difficult, because it is really big, in Manhattan for example. If we started to install them in little villages to create community, I think it will normalize this kind of thing. People in 20 years will start to see this fridge in the street as something really normal. I have soup and I have surplus, so I go downstairs and I put it in the fridge. And tomorrow, I am late for my dinner, I open it, and I take another thing. To start creating another way of thinking. We are aware that this is not the solution of anything, but it is the first step. These little things are the things that change life, that change our reality.
@Solidarity Fridge
Have you had any problems with having a fridge outside that is not supposed to be outside? Anything like that?
You mean on the street?
Like with the fridge getting wet or anything like that?
No, no, no. Because we have thought about everything. We did a really hard study with five principle actors. First of all our association, people of our association. Second one, an electrician, who was in charge making a paper with the instructions of how to start the electrical part of the fridge. So every time someone puts a fridge, our electrician checks it. It is not a person, like a company that supports us in our project. They do it for free. We send them photos and they say it is good or it is not good. We started too with a food investigation company business, something like this, that help us make the first project to present to the council. They were the people who really helped us in making this real. It is our support. We have this study. If something happens, we have this paper to us all. We don’t usually have problems. The only problem that we have is we don’t get the permission. Once the fridge is on the street, there is no way that there is a problem, because the fridge is not alone. It has like a wooden structure. The fridge is not on the floor. It is like 10 cm up with a pallet. A material that is resistant to water.
How many more fridges are in development right now?
Nowadays we have 13. We are working on like 10 more. Next week we are going to open one more, the other week, another more. Another eight in February. We will have like 20 fridge, I am almost sure. And we are working with other countries as I tell you before, like in Mexico and Argentina, but it is more difficult, because we know really, really good our law. The Spanish law. Starting to make the project in another country is really difficult, we have to have a lawyer that is in our association that is studying everything and talking with people there, but I think we are going to get it.
Great. Have you ever tried to get funding to be able to do this full-time or do you see it always as a part-time project?
As an association, no, because we have a lot of projects that are really important to us. I mean we are a volunteer organization that does a lot of projects. Because I have told you the four big ones, but we do a lot of things in our village, like the Solidarity Dinner or a Solidarity Market. We have people and we do a lot of things. Solidarity Fridge is maybe the more famous or more curious maybe, but we have a lot of projects that are all important for us. But with the people, the individual person, we need people in full-time. As this project is starting to grow, it is growing in the past months, we need to have people full-time. Not one or two, more, like five people full-time. Eight hours a day.
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