Tumgik
#bougie
graceandopulence · 3 days
Text
Tumblr media Tumblr media
82 notes · View notes
chichiscloset · 20 days
Text
Tumblr media Tumblr media Tumblr media Tumblr media
She’s a lady
1K notes · View notes
vintagemadmoiselle · 1 month
Text
Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media
Elegance
IG: Jastookes
488 notes · View notes
pinkplut0 · 9 months
Text
Tumblr media Tumblr media Tumblr media Tumblr media
@aaliyahjay
1K notes · View notes
australianbeyonce · 4 months
Text
Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media
holiday party looks by nana jacqueline 💫🪩
490 notes · View notes
girljournal · 4 months
Text
soft, elegant, pink princess vibes always ౨ৎ
Tumblr media Tumblr media
415 notes · View notes
nsaint1 · 1 year
Text
Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media
hot girls love autumn 🧸🍂 | fall mood board’22
2K notes · View notes
classycookiexo · 6 months
Text
Tumblr media
248 notes · View notes
aubreyysims · 2 months
Text
Tumblr media
Meet Alanna Bunch
Day 11: Bougie I had fun with this challenge!! #BHMCAS made by @sisisimss and @/tetesimsT
117 notes · View notes
foodiebimbo · 4 months
Text
Tumblr media
146 notes · View notes
graceandopulence · 3 days
Text
To be ✨a Black woman✨ with a closet full of Mirror Palais and House of CB
28 notes · View notes
chichiscloset · 11 days
Text
How I Earned a 769 Credit Score at 23
Tumblr media Tumblr media
I believe that understanding the ins and outs of managing our finances is essential in our quest for leveling up in life. After all, what good is achieving our dreams if we're not equipped with the knowledge and tools to sustain and grow our success? So how did I do it?
1. Living with parents while in school
While I had the advantage of fewer bills to pay, I still encountered challenges in managing my finances effectively. In the past, I used to blow money like it was nothing, with little to no savings to show for it. However, recognizing the opportunity to change my habits, I embarked on a journey of financial education, starting with reading "Rich Dad Poor Dad" by Robert Kiyosaki. Over the course of 6-12 months, I diligently saved and invested most of my income, laying the groundwork for my financial future. This disciplined approach not only helped me build a healthy relationship with money but also demonstrated to the bank that I was responsible and capable of handling a credit card. It was only after this period of financial growth and learning that I felt confident enough to apply for my first credit card. After being rejected 3 times prior!
2. Become Delusional as F**k
The biggest change in my relationship with money came when I realized that it's not inherently bad; I have a good relationship with money, and money works for me—this is my reality i lived in even during the times I was broke. I remained delusional in my belief that financialsuccess for me was attainable, and remarkably, it worked. This perspective empowered me to view money as a tool for creating wealth rather than something to fear. I learned to use a credit card to work for me, not as a slave to debt, and discovered how to leverage debt to make more money. This shift in mindset helped me overcome financial fears and embrace opportunities for growth.
For more financial literacy context read these posts
Escape Your 9-5 Job If You Don’t Want to Work
“Make Money When your Young, Pretty & Ambitious.”
How to make a credit card work for you
Keep Low Credit Utilization:
Aim to keep your credit card balances low relative to your credit limits. This utilization ratio should ideally be below 30%, with lower percentages being even better. High credit utilization can negatively impact your credit score.
Pay On Time, DONT MISS PAYMENTS
Consistently paying your credit card bills on time is crucial for maintaining a high credit score. Late payments can significantly damage your credit score and stay on your credit report for years.
Keep Old Accounts Open:
The length of your credit history is an essential factor in determining your credit score. Keeping old credit card accounts open, even if you're not actively using them, can help lengthen your credit history and improve your score.
Monitor Your Credit Report:
Reviewing your credit report allows you to identify any errors or inaccuracies that could be negatively impacting your score. You're entitled to a free credit report from each of the major credit bureaus—Equifax, Experian, and TransUnion—once every 12 months.
Avoid Closing Old Accounts
Closing old credit card accounts can shorten your credit history and reduce your overall available credit, both of which can lower your credit score. Unless the account carries high fees or you're unable to manage it responsibly, consider keeping it open.
Conclusion:
Through disciplined financial habits and strategic planning, I achieved and maintained a high credit score. This journey is only the beginning of my commitment to financial responsibility. For more insights on financial literacy, be sure to check out my other posts. Remember, with dedication and planning, anyone can achieve their financial goals
Tumblr media
Until we talk again !
Chichi
191 notes · View notes
vintagemadmoiselle · 25 days
Text
Tumblr media
🐩
IG: dananozime (via IG Stories)
320 notes · View notes
pinkplut0 · 8 months
Text
Tumblr media Tumblr media Tumblr media Tumblr media
@milanbrielle
697 notes · View notes
stephaniesblogxx · 2 months
Text
Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media
𝒎𝒐𝒃 𝒘𝒊𝒇𝒆 𝒆𝒓𝒂
91 notes · View notes
Text
Tumblr media
Le led à remplacé l'ampoule qui elle même à remplacé les bougies quoi qu'il en soit il n'y a pas eu plus de lumière
93 notes · View notes