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bratctrl · 2 years
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kouhaiofcolor · 28 days
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Sending well-wishes on financial security, job & housing stability as well as affluence for Black People in 2024. Genuinely pray we get what we’re sought out for as individuals in these regards. Work hard to work wise — as opposed to working strenuously and nonstop to pay bills. We deserve better; we’re owed so much more. I can finally say I know what I’m working for now that I have a vision & fundamental plan to achieve what I want in life. And while it’s not much I desire, it’s something I’ll have to be diligent & patient in my efforts to receive anyhow. I’m ok w that. I’m willing to work for that. I want clarity and purpose for all of us. Don’t work for nothing. Don’t work just to work. I hope we find spaces for ourselves, w room to cultivate skills and value we can take anywhere. Here’s to fresh starts; here’s to moving w purpose; here’s to securing our futures & negating our pasts.
Fuck 2023; it was what it was — & I know it was rough. For a lot of us. Do not, waste your time.
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mansorus · 5 months
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REALER AND RICH - well then call me really rich 💼🦅
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manifestsoul · 2 years
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Get life insurance
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blackbrownfamily · 1 month
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bitchesgetriches · 2 years
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10 Rad Black Money Experts To Follow Right the Hell Now
Rich and Regular
There’s a reason Julien and Kiersten’s blog is at the top of this list. If you’re looking to read one blog by a black couple seeking FIRE (financial independence, retire early), this is the one. They are exactly what’s on the box: charming, relatable, down-to-earth people who are also admirably transparent about their inspiring successes and rare failures. If I were building my fantasy neighborhood (which is like fantasy football, but for people who can’t leave their houses due to global pandemics), R&R would live no fewer than three doors down from us and we would catch all the neighborhood poop bandits together.
Home: Rich and Regular
I Love Me More than I Love my Job, So I Quit
Why Financial Rules of Thumb are Trash
Letter to Middle Class Black America
Interview: Paychecks and Balances Episode 139: Financial Independence Retire Early (with kids) ft. Rich and Regular
And if their blog isn’t enough for you, watch their show, Money on the Table. It’s part food porn, part #relationshipgoals, and 100% helpful if you struggle to communicate about finances. Julien can cook for me any time!
Paychecks and Balances
Rich Jones is a national treasure. His Paychecks and Balances blog is only rivaled by his podcast, The Mental Wealth Show. Some would say his swoon-worthy voice alone makes his podcast worth listening to, and they would be correct, yet they would also be fools! For this millennial money expert constantly delivers fresh takes on the real financial concerns of our generation. He is uncannily good at finding interesting voices to interview. (And I’m not just saying that because he had us on, though he did, yes we’re cool.)  More than half of the folks we’re highlighting today have been on his show.
Home: Paychecks and Balances
Let’s Have Some Real Talk
Finding Joy and Career Moves During a Crisis ft. Tiffany Southerland of the How Does She Do It Podcast
The Value of Awareness ft. Kassandra Dasent
Two Guys One Therapy (And Career!) Session (Seriously, the “casual” episodes are some of my all-time favorites. This one in particular is refreshing like mountain dew. Not Mountain Dew—actual dew from an actual mountain.)
Rich founded Paychecks and Balances with the equally awe-inspiring Marcus Garrett, who sold his stake in the biz in 2020. But Marcus is worth following too, and not just because of his inspiring debt pay-off story. That’s right! This one’s a two-fer! Which is why you should check the book Debt Free or Die Trying by Marcus Garrett post-haste!
Yes I Am Cheap
Sandy Smith is a pillar of financial wisdom and encouragement. She started blogging to hold herself accountable to her debt repayment goals, and over many years found it was her calling to help women and people of color get out of that same situation. She was honored all up and down the 2019 Plutus Awards for her tireless work helping others get out of debt and live their best lives, and she absolutely deserves the recognition.
Home: Yes I Am Cheap
Stay Out Of My Uterus
Charity Begins With You
Cheap? Frugal? Why Is There Even A Debate?
Interview: Journey to Launch Episode 146 – How To Earn More Through Alternative Income Streams, Side Hustles & Leveraging Your Skills w/ Sandy Smith
A Purple Life
I so deeply admire this amaranthine goddess that I got purple hair extensions to match hers AND I’M NOT SORRY ABOUT IT. Purple (as we are blessed to call her) writes about finance, traveling the world, achieving financial independence, and delicious food. Would you like to hear about how she’s retiring at thirty—yes, thirty, that number with the three up front and a zero at the back?? Yeah, you’d better! She is candid, courageous, methodical, and utterly aspirational.
Home: A Purple Life
Her entire Countdown to Retirement series
I’ll Be Happy At Work When I Have [Insert Nonsense Here]
P.S. I’m Bi
Interview: Journey to Launch Episode 126 – How She’s Building a $500,000 Portfolio & Retiring Early at 30 Years Old (w/ A Purple Life)
Michelle is Money Hungry
Have you ever been so intimidated by a person’s aura of having-their-shit-together that you can’t decide whether you want to be them or be friends with them? Yeah, that’s how I felt when I beheld Michelle Jackson for the first time. This smart, thoughtful woman writes and podcasts about finance, debt, entrepreneurship, frugality, and all things money. Her ability to give speedy, helpful insights into current events makes her an invaluable follow. (Her ‘Rona coverage = without peer.)
Home: Michelle is Money Hungry
How to Become a Financial Ally and Why It’s So Important
A Candid Conversation About Race in America
How to Nurture Your Dreams During Chaotic Times
Interview: Paychecks and Balances Episode 145 – Money Hungry ft. Michelle Jackson
Greenbacks Magnet
Are you looking for the friendliest, bubbliest, sweetest person in personal finance? Good news, you found her. Miriam is a great everywoman money writer, as ambitious as she is easy to relate to. (Plus, she published the best interview with the Bitches you’ll ever read—sorry, it’s #SelfPromotionSunday somewhere.) If you come to BGR for our embarrassingly deep analogistic reads of financial wisdom through 90s pop culture, all five of you should leave now to read Miriam’s blog. She’s got us beat, beat, beat like Marie Antoinette’s royal mug.
Home: Greenbacks Magnet
My So Called Finances
4 Financial Futuristic Nuggets: The Economics of The Jetsons
Money Mayhem And Mishaps: Money Lessons From Adventures In Babysitting
Why You Should Always Trust But Verify
Wealth Noir
Damien Peters started this blog and community to “teach and preach” about the importance of accumulating generational wealth in black communities. He’s utterly brilliant, with the kind of tough love and no-nonsense advice that some of us just fucking need to hear. He’s an especially good resource for black folks working in tech.
Home: Wealth Noir
Is Financial Freedom Worth It?
4 Ways to Thrive During a Market Downturn
Will 2053 be the end of Black Wealth in America?
Interview: Building Generational Wealth ft. Damien Peters of Wealth Noir
Journey to Launch
Not only is Jamila a Certified Financial Education Instructor (which means she literally knows more than us on just about any topic), but she uses her blog and podcast to teach money lessons on the things she learned through trial, error, and discipline over the years. She’s had a ton of fascinating guests, and has helpfully broken them out by topic and demographic here, making it super easy to find the kind of voices you need to hear right now.
Home: Journey to Launch
Black Lives Matter & The Black Tax: The Cost of Being Black in America w/ Shawn Rochester (Episode 158)
How To Thrive in the Current Financial Market Turmoil & Better Position Yourself Financially with Jackie Cummings Koski (Episode 150)
How to Avoid Burnout On Your Financial Journey and Charging Your Worth with Sarah Li Cain (Episode 142)
My Debt Epiphany
Chonce Maddox started her blog to document her journey out of debt. Over time it became the heckin’ inspiring story of her personal transformation and finding purpose. I think she’s a great follow for anyone, but I’d particularly recommend her for someone who’s looking to develop a side gig and/or make money from home. Her listicles are actually good! Trust and believe: in this industry, that compliment is rarer than rocking horse crap.
Home: My Debt Epiphany
This Has to Be Said
70 Ways to Save More Money While Living Paycheck to Paycheck
Buying a Home in a Brutal Real Estate Market
Interview: How Single Mom Chonce Maddox Is Working Hard To Become Debt Free
Money the Wright Way
K. Wright does more than write about personal finance from the perspective of a millennial black woman: she questions conventional advice about budgeting, investing, and the one-size-fits-all approach to financial stability. Personal definitions of happiness are as rare and unique as fingerprints, but it’s easy to get lost in what you’re told everyone should want. She is a great writer for someone who needs help finding that definition and keeping it at the center of all their decisions. I kinda want her to do my thinking for me???
Home: Money the Wright Way
I Haven’t Bought a Latte in 2 Months. Why Am I Not Rich Yet?
Pay Inequality is Still a Thing
“I’m Bossy:” A Closer Look at Black Women And Money
What I Did During the Last Recession, & What I Would Do Now
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blackstar1887 · 2 months
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Mastering Stock Investments for Beginners: A Foolproof Guide for Dummies
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reasoningdaily · 6 months
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what would it feel like to like not.. be in debt.?
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bratctrl · 2 years
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8-divine-8 · 2 years
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Whenever I’m feeling down, I envision this as my ancestors in the other realm encouraging me to keep going. ♥️
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thelettilady · 1 year
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Don't Let Me Be Misunderstood
Don’t Let Me Be Misunderstood
If I had a song that described every inch of me…it’ll be by the lovely Nina Simone. It’s so easy to be misunderstood, and I had to learn that everyone isn’t even trying to understand. Go where people want to list. Want to learn. Want to grow. An overthinker needs a good communicator. A good communicator needs a great listener. And a great listner also needs a listener even if they talk with…
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kenziimusee · 2 years
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LIFESTYLE.
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