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comicteaparty · 4 years

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June 27th-July 3rd, 2020 Creator Babble Archive

The archive for the Creator Babble chat that occurred from June 27th, 2020 to July 3rd, 2020. The chat focused on the following question:

If you could do your webcomic for a living, how would that change things in regards to how you work on it (if at all)?

Deo101 [Millennium]

I'd definitely put out more content, cause I could focus on it fully every day of the week.

Eightfish (Puppeteer)

i would probably start hating it and get burnt out

Deo101 [Millennium]

thats why I would also have to start another comic or do short stories on the side or something, too.

I would probably keep individual comics update schedules the same, I'd just do more comics

LadyLazuli (Phantomarine)

If it became a part-time job, I don't think anything would change. It kind of feels like that already. If I were in a position where it became a full-time job, I do dread how my relationship with the work would change. I don't think I could ever make as much doing comics as I do in my day job (which isn't crazy, but is comfortable) so I don't know if I could ever 100% transition unless it was really, really worth it It's something I've thought about a lot, for sure.

Cronaj ~{Whispers of the Past}~

In a way, my comic is my full-time job? I don't make very much money with it, but I do put over 40 hours a week into it, and I don't have another job. I am in the very fortunate position of having an SO who is able to support me financially while I try to get my footing with my passion. If I was depending on it for a paycheck though, the main thing that would change is my style would probably get simpler, because there is no way I can make enough pages a week otherwise.

Holmeaa - working on WAYFINDERS

It is really the dream to be able to do it! Right now I am unemployed, so I basically treat the comic as my fulltime job, until I find the next short project. I want to be able to work on it full time! In Denmark there are some cool possibilities to get funding from the government and I hope we can get enrolled with some of those programs with our comic.

I would also just love to do small videos, podcasts, animations etc. Small fun projects

Mitzi (Trophallaxis)

If I had to do it full time, I think i'd put a LOT more hours into learning how to paint, watching speedpaints, ect. It'd also make a huge difference in my living situation, as the first thing I'd honestly do with a full time at-home job is move to another city with cheaper rent. Another state, maybe! Oh, and I'd do a lot more promo work. posters and animations are fun, but they're not quite worth it with an audience consisting of two my writing partner's friends, and my older brother.

Shizamura 🌟 O Sarilho

the biggest difference, I suppose, would be that I would make a lot more pages, a lot faster. But I like it that it's been pointed that the relationship with work changes when you have to do things full time, so there may be some unpredictable variables there

eliushi [Keyspace]

For a living for me can mean many different things: able to sustain living expenses vs full-time. There’s overlap but one gives financial security meaning an element of creative freedom. The opposite end will probably entail working on other comic projects with the current one as a passion story on the side (no change but probably might not want to draw so much after drawing for work!) If we’re discussing the ability to do the webcomic full time without financial worries then I do believe my output will increase but also I will be dedicating more time to the craft (studying story structures, art directions etc) as well as marketing/joining professional associations/pitching/connections. There are a lot of career options within the comic world and I’d love to explore everything before deciding what’s best for the current story. Ultimately if I were to do this as a living, I’d treat it like any other job: a routine, a strive for improvement, and wellness to recharge. I follow several artists not only for their art but also their schedule/workflow to see what worked for others. It’s very interesting!

In reality though, I might work on smaller scale projects on the side to build up the experience and platform needed to tell the story of Keyspace. As a full time comic creator, I’ll be seriously thinking to covert the seven novel series into a hug comic project. So TL;DR if full time, I make more pages

varethane

I'm in an odd place with my comic because.... well, I sort of had an opportunity to spend all of my time on it for a few months, when I was in between contracts at work. But I found that I wasnt getting it done all that much faster than I did when also working full time

To be fair, it's kind of hard to compare my speed between the three periods, because when I returned to work after a few months away, it was after work from home had started and now I no longer have a commute, so perhaps my ability to squeeze comic pages into my free time has expanded.... but I feel like my attention span caps out around 8 hours on any single task

So I didnt work that much faster. But... I'm also bad at keeping track. I could be wrong.

Yung Skrimp (Carefree)

8 hours is a long attention span

varethane

It's not all in one go, haha.

eliushi [Keyspace]

I definitely have to take breaks between pages, whether or not I have just a few minutes to a chunk of hours

It’s about finding a balance that works for you!

keii’ii (Heart of Keol)

I don't think I could put more hours daily into my comic than I currently do. I have a chronic issue with my drawing shoulder, so my body won't be able to handle that much work. Probably wouldn't be great for my eyes, either. I also don't know if I want my livelihood to depend on how many people like my story. This story is a pair of custom-tailored skinny jeans for my heart (and I have an unusual body type, making it impossible to wear skinny jeans regardless of size). It's a story I want to read. It's meant to fit ME. I don't want to worry about how to also make it fit a bunch of other people.

That being said, some people do find themselves in a situation where they're making something they want to read, and a bunch of other people just happen to like it, too. I think that would be nice

chalcara [Nyx+Nyssa]

I physically can‘t draw for more than four, five hours a day, found that out the hard wayy

eliushi [Keyspace]

I most recently developed pain likely due to RSI and have made accommodations since then but yeah it was scary to think that I have a limit in drawing time. Gotta find ways to take care of yourself for the long run

cAPSLOCK (Tailslide)

I think if comics were my only job, I'd feel a lot more anxious about what I create, and would struggle to work consistently. Having another pursuit makes me feel like I have more freedom to experiment, learn, and make what I want to make.

Eightfish (Puppeteer)

That's a really good point keii

Would drawing a comic for a living push me to change it to have more mass appeal?

I don't know but it is definitely possible and would be on my mind

Joichi [Hybrid Dolls]

It is the dream, if I could get a decent monthly wage on my comic, yes I will dedicate more time, work out a better schedule. Get an editor and colourist on board to help make a polished series. Altho I'm still doing this method to build good working habits But I agree with Eli's point, have to assign days for breaks for myself to prevent RSI. At present I have a trained mindset to work on schedules, but I may feel the pressure to produce as fast as I could.(edited)

Desnik

Well, for starters, my comic would actually be released somewhere, so it'd be nice if it made something back for me

Miranda

I’d actually release it. And work on it regularly, instead of sporadically like I have been! I’d definitely be more critical of what I was doing, and probably way more anxious every time I posted.

keii’ii (Heart of Keol)

You know, when I was only like 6 years old, I was like "I don't want to be an artist when I grow up. I love art too much, and I don't want to burn out and stop enjoying it. So I'm gonna be a singer instead." I have no idea how 6-year-old me knew about burnout, but I definitely remember saying that in response to an adult asking something like "what do you wanna be when you grow up"/ "wow, you're drawing all the time; do you want to become an artist?"

sssfrs (JOE IS DEAD)

The more I do comics the more I think I want to do art stuff as part of my main career. I would love to make sequential art that's for science purposes

sagaholmgaard

Ah that would be the dream! I'd probably feel more secure in my ability to build up a backlog of pages, and be able to make more extra content for the PDF version! And more content for instagram and twitter as well

kayotics

If I were to be able to do comics full time I think it would completely change my current lifestyle. Not even money wise but I’d need to switch up a lot of things. Like make sure I get a good amount of exercise in. I’d probably add in another page a week, but then use the rest of my week to project manage the comic, and promote my work. I’d spend a lot of other time working on creating an online store, because I can’t see the comic working full time without some supplemental merch keeping me afloat. And I’d also use that time to create and work on another comic series I think.

Yung Skrimp (Carefree)

If I were to do comics full time I’d flex on everyone I know

Feather J. Fern

If I was able to do comics full time, be able to pay off debts, substain rent and food, and extra saved for small spluges, I will shove my comic in my family's face(I got a family who doesn't believe in me at all), dancing around screaming "I MADE IT IN LIFE" And then jump out the window because haha this can't be a reality because I don't think I will ever make it in comics. I will still keep my other job of working at a library and drawing on the side becuase I want working job insurance and also I am the type who wants to save all their money if possible(edited)

eliushi [Keyspace]

I was on board until jumping out the window

Yung Skrimp (Carefree)

I wasn't on board until jumping out the window

Now I am

Moral_Gutpunch

If I could do this for a living, I could do so much. I could afford to put my mother ina home, start my dream farm and start a bunch of conservation as well, I could help my husband fund his own sidegig, and I could afford to foster pets like I always wanted.

shadowhood {SunnyxRain}

Personally, if I was able to do it I would be a lot more invested in it. I would also make a lot less excuses as to why I'm not practicing as much; it took a pandemic to happen for me to dry taking it more seriously!

I think overall I might have been more happy.

On the other hand, there's also the danger of burnout, of constantly doing the same thing over and over again for me. I'm the type that needs constant change, so I think I'm more suited to having another occupation be my main profession while comics/art would be a secondary one, where I don't have as much pressure. Furthermore, it's also my backup plan in case anything happens to my main job.

Moral_Gutpunch

^ This. I'd be focusing so much more on comics. And I'd be expanding into more comics and writing more stories. I'd be happier I'm writing more, but more frustrated at writers block

Tuyetnhi (Only In Your Dreams!)

Man if I could do it full time, might be able to pull more page updates and actually get deep into doing some long term projects I had planned for years. I won't have much of an issue as long i can also do my zine projects on the side. also would be nice to have some job insurance too along with it lmao. the only danger that could take it away if I get incapacitated for no reason lmao

TaliePlume

If I could do comics as my full time job would be awesome! But all that focus would go only to the comic and nothing else which is bad because I would be neglecting a lot of things and not getting other things done.

AntiBunny

I'd finally be able to tell my whole story and start telling another. It drives me crazy that I have more ideas than I can pursue.

snuffysam (Super Galaxy Knights)

In terms of my actual production, I'm not sure doing my comic as a living would change much lol. I already spend upwards of 40 hours a week on it, I seriously doubt there's more I could be doing. So, earning a living off my comic would just be... one less thing to worry about.

#ctparchive #comics #webcomics #indie comics #comic chat #comic discussion #comic tea party #ctp #creator interview #comic creator interview #creator babble

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enaasteria · 7 years

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Answered Asks // 3

Under the cut~~~

Anonymous said to enaasteria: August 28th 2017, 12:18:00 pm · a month ago Hey! Will you be finishing apartment 5108 anytime soon? I've read it like 4 times and still cry everytime. Looking forward to the other chapters!!

Chapter 16 going up in a few mins. There are about 2 chapters left and it’ll be done. Thank you for reading!

Anonymous said to enaasteria: August 29th 2017, 12:22:00 am · a month ago I just finished reading all available 16 chapter of Apartment and wow- I cried several times. This is probably one of the best fanfictions I've ever come across on this sight, and I'm very thankful that you've decided to share. Ahri's development as a person has been mind blowing, and I'm looking forward to seeing how Sehun grows as well. Are you planning on making this several more chapters?

Thank you so much! I’m so glad you like their character development and it’s something I truly love in stories. I love it when characters change and grow. It just makes them feel a bit more dimensional and real. About 2 more chaps after 16. It’ll end at 17 with an epilogue of sorts at 18.

Anonymous said to enaasteria: August 29th 2017, 12:23:00 am · a month ago ALSO Ahri finally choosing to give him another chance and deviating away from her parents? It was an absolute tear fest. Although did Sehun ever know that she was hospitalized because of her allergy?

I know right!!! Honestly, it’s one of my finer writing moments. I love little things that relate to each other hahaha. And yes---Soi prob told him or yelled at him is more like it.

@sehunsmile said to enaasteria: August 29th 2017, 12:55:00 am · a month ago I just started re reading Apartment 5108 for the third time, i never get tired of your story!!!

Thank you babe! Thank you for your support and encouragement!!

Anonymous said to enaasteria: August 29th 2017, 8:54:00 am · a month ago i love apartment 5108!! i honestly love long fics and yours is like SUPER LONG PLUS it's quality content so that makes me very happy :))) thank you for working so hard on it! i can't wait for the next update <33

Thank you so much for reading and yessss this fic is so long. I tried to shorten it but it just didn’t work. I know you love long fics but writing them is true suffering at its best.

Anonymous said to enaasteria: August 29th 2017, 2:16:00 pm · a month ago You've become one of my favorite writers. A group of my friends and I from St Lucia have decide to meet up to read the last chapter of Apartment 5103 once it's posted. It's captivated us since the very beginning and we look forward to its completion and to be able to continue supporting your brilliant writing from a far 💞

Where were you when I visited?!?!!?! I’m so upset now T_____T Let me know how your meet goes bc the final chapter won’t be posted for some time. I hope you enjoy 16 in the mean time hahaha

Anonymous said to enaasteria: September 9th 2017, 2:55:00 am · a month ago Nothing you write can ever be a mess 💗 don't stress too much over the chapter, or even at all really! You do it for your enjoyment! 💗we care more about you than a chapter

You’re so kind to me. Thank you so much for your gentle words and I’m so glad you enjoy this story!

Anonymous said to enaasteria: September 10th 2017, 4:53:00 am · a month ago Hi!!! I super love your writing!!! Especially Keepers!! I hope you update soon!!! Thank you for sharing your talent!!! <3

Keepers is such a favorite! I can’t wait to go back to it and write the 2nd chapter!

Anonymous said to enaasteria: September 10th 2017, 5:05:00 am · a month ago DAMN GIRL YOU PULLING MY HEART STRINGS THATS WAS SO GOOD WTF OMG I LOVE YOUR SEHUN FANFIC

ThANK YOU SO MUCH??!?!?!?! I’m so glad you love it and please read 16 with low expectations. i’m kinda fkdsjfklsjflksdf about it. T___T

Anonymous said to enaasteria: September 13th 2017, 8:56:00 am · 23 days ago Hello ena! been stalking your tumblr every day since the last time you posted the latest chapter of Apartment 5108 which is chapter 15. Actually I got a lot of things to write but this is all came out from my mind now haha! You are currently my most favorite author 💞 your writing is so good, you inspire me to write better tho. For the past 3 years, I dont have enough courage to post any of my story but maybe soon? kkk. Oh last but not least I hope you can get out from writer block soon 😉

THANK YOU. I’m so glad you enjoy this fic and it’s so nice of you to say I’m your favorite author---LIKE WHAT IS LIFE. I don’t know how to handle these compliments but I’m so happy you love this story and please read 16 with low expectations. I’m kinda nervous about it and hope the flow is okay. T_____T

Anonymous said to enaasteria: September 19th 2017, 4:43:00 pm · 17 days ago I think I just finished the best Sehun fic ever, and is apartment 5108. You have no idea how beautiful and pleasing was for me to read such an amazing work. Thank you for share your talent, thank you for make me fall in love whit Ahri, Sehun and their story, thank you for touch my heart with your words and make me cry like a baby at 3 a.m wen I have to go to colege at 7 haha I found it last night and just finished the 15 part and I loved it SO MUCH! I hope your inspiration have no limit. Love u

OMG. WHAT A BLESSING TO READ THIS MESSAGE. I’m so happy you love this story. I can’t even begin to fathom my gratitude to those who read and enjoy my words. I’m also nervous when posting a chapter and I hope 16 doesn’t disappoint you. T___T

Anonymous said to enaasteria: September 22nd 2017, 5:32:00 am · 15 days ago Your fav fanfics??

I don’t read many fics but this is my fic rec blog! https://enaeolus.tumblr.com/

Anonymous said to enaasteria: September 25th 2017, 2:26:00 am · 12 days ago hi!! just wanted to ask where you’re at with apt 16? like how many words have u written(i’m sorry if i’m not supposed to ask i dont know if this is rude or not) but i love your apt series, it’s a blessing to mankind 💕💕💕💕

It is 18000+ words and I kind of want to die from writing it all. T___T

Anonymous said to enaasteria: October 6th 2017, 1:58:00 am · 16 hours ago hi, i just didn’t know how a fic would affect me so hard as much as apartment 5108 did ㅠㅠ tbh reading the 1st few chapters i thought it wasnt going to be really angsty but then i got to the later chaps and IM A WHOLE MESS!! i started this fic at around 2am and ended at 11am so you can tell i really had no sleep and i even ditched class!! thats how hooked i got into this fic. you made it so emotionally relatable and the imagery you projected was very vivid that i got lost in it! Cant wait for 16

AHDSFJJFSLDF THANK YOU. I know right. It was kind of a slow build up of angst which is what I love. It’s like you don’t feel the pain creeping up until it’s like..THERE LOL. AND NOOOOO WHY DID U SKIP CLASS T____T I’m so sorry this story made u miss class but I hope it was worth it??? HAHAHAH Thank you so much for reading and I hope you enjoy 16.

#sehunsmile #anon #messages #omg i'm tired #gunna go eat now #enjoy 16 everyone and AGAIN PLEASE READ WITH LOW EXPECTATIONS #it's not....the greatest chapter T___T #i'm sorry again

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decadenttimetravelmentality-blog · 6 years

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I am rather new to driving but have one year of experience and have my G2, I don't plan on being under my parents my insurance. Also im not looking for an extremely power full v8. Just something like a 1999-2004 mustang that I can put a bit of money in to and add some pony's. How much would that cost in insurance? I also have a clean driving record and took my driver's ed, are their any other classes that could lower my premium?""

How much flood insurance do I need in a low risk area?

I called my insurance carrier to get a agent to get a quote. He told me limit option starting at $100K and went higher to match the limits of my Dwelling coverage, and ended by saying ...show more""

Whats a good car insurance comapany in onatrio canada?

im just looking for regular insurance,nothing fancy.im a 34yr old male.thanks in advance.10 points for whoever gets the best company is my gift to you...""

Do bad grades affect the cost of insurance?

it think its only the opposite way, good grades make your insurance cost less if you get the good student discount. but if you have bad grades does it make it cost more?""

Proof of insurance?

Hello I just bought a new car and called my insurance company to insure my new vehicle they have yet to send me my card my question is I need to drive cross country do you have to have an insurance card or can the police tell if you have insurance even if you do not have a card

In california can i report an accident but pay for it in cash ? or when i report it auto contact my insurance?

like if i was in an accident and i reported to the dmv i can still pay it in cash right and the insurance doesn't have to raise the money ? state ur source please

Car insurance question?

It it legal to drive my mother's car if I have my license and the car itself has insurance but it is under her name, not mine? I'm in Illinois and 18 if that makes any difference.""

Home owners insurance check made out to mortgage company and me?

Evidently my insurance co made out the check to both myself and my mortgage bank (too bad I didn't realize it before I deposited it at the ATM this morning...) for siding and roof hail damage. I was on hold for over 40 minutes today waiting to talk to a rep at the mortgage bank (PNC). I hung up and will call back tomorrow when I have more time to listen to bad music. What's the normal procedure for handling this? The check was only for $6800. I may hold off a bit on some of the repair, and do some of it myself. I've already made arrangements for a window replacement ($900 vs the $450 the ins co gave me). There's a PNC Bank just down the street. Any ideas on whether they can handle it there?""

What do i do with no insurance? when i go to the doctor and no insurance?

i work at mcdonalds part time, and have no insurance or health benefits, how do i get insurance to pay for doctors visits? How can i afford health insurance or where do i apply 4 health insurance?""

How much will my car insurance increase after a 4 point speeding ticket?

The ticket will also go down to be a 2 point ticket when i pay it Im a 16 year old girl, i live in colorado, i have state farm car insurance...how many dollars will the insurance increase? my parents told me i have to pay the difference in car insurance now""

Could switching to Geico really save you 15% or more on car insurance?

Does medical Insurance transfer to a different state?

I have Kaiser Permante for medical insurance. It is very possible that I will move from California to Florida next January. How will my insurance switch? I heard there is no Kaiser there. Is there an alternative company? How can I find this out if I can't find out here?

Are car insurance rates adjusted by occupation now?

I just got done reading this article on car insurance and occupation at http://www.consumerbadcreditguide.com/carinsurance.html What do you think about this?

Is it legal for insurance companies to require that you have a certain amount for personal bodily injury?

coverage before they can give you an insurance quote.

How much would it cost to get added to someones insurance policy...?

I need to prove that I have insurance to get my license reinstated. My grandma said I can use her car, but I'm not covered. She has liability insurance for her car. How much would it cost me (18 year old male, inexperienced driver) to get added to her policy. It is a small, older 4 door car. Any idea about how much it would be extra a month for me to be added? Also, would she be able to take me off of the policy whenever she wanted without any kind of fee (like if I tried to get taken off in a month, would they say that she has to pay for 6 months...). Thanks!""

Should I cash out a Variable Adjustable life insurance policy?

A little over 2 years ago, I was sold a $100,000 Variable Adjustable life insurance policy. At the time I didn't really know much about life insurance, but it sounded good at the ...show more""

Two hit and run claims in one year ... are they gonna stick it to me with my insurance rates?

One car parked outside my house, got sideswiped earlier this year and of course, I had no idea who (middle of the night hit and run). I made a claim against the insurance to fix it, and they ended up paying out about $750. My OTHER car had the same thing happen to it yesterday morning (I found out when I went to go to work) so I got an estimate at lunch and it's gonna be at least $2500 to repair THIS damage (at the insurance companie's preferred shop). No suspects, no witnesses, nobody to point the finger at. $250 deductible I can manage to scrape together, but ... will my insurance company (Nationwide) hike my rates, and if they do is it likely to be a little or a LOT ? I've had them for four years, I have mediocre credit but a spotless driving record, and now TWO no fault claims in 2008 ... I haven't called them yet to report it, but I probably need to TODAY if I am going to ...""

What are the prospects of providing more Californians with health insurance in the future?

Considering we are producing more and more people without health insurance than other states, despite the fact that we paying the highest state taxes""

How much would the insurance on this car be?

It's a 2007 Toyota solara silver with 63000 miles on it...how would full converge be per month? Just an estimate.

What are some affordable/cheap community colleges in the USA for international students?

Hi, i want to study associate in business management so in which state i can find community colleges with low fees or which are the affordable and cheapest community college in USA for study? Thanks""

Cheap car & insurance for young male driver?

My brother is 23. He has passed his licence 2 years ago and his pass plus 1 1/2 years ago. He's still struggling to find a car & insurance that he can afford. He's not fussy about the type of car so long as it's not a girls car (ie chiqichenco). The insurance can be third party etc. He has a budget of 400 for the car, what should he buy? The insurance quotes so far for various 1.0l-1.3l cars have all been over 1000 which is out of his price range. Any help would be greatly appreciated. xxx""

Austin Texas Cheap car insurance quotes zip 78714

Will buying a previously wrecked car drive up my insurance?

Im a new driver and my parents want to buy me an Acura TSX. I found one online and went to test drive it and found out it had been in a moderate car crash, but had been completely fixed and repaired. I went to the mechanic and he ok'd the car for me. We want to buy it, but is the fact that the previous owner crashed it going to drive up the cost to insure it?""

Provide proof of insurance online for Florida?

My previous insurance got canceled and i need to provide my new insurance to the state of Florida so my license doesn't get expired... can i do this online?

What is a good month by month health insurance company in Central FL?

I need health insurance hand don't have a job. What is a good pay by the month insurance company that has decent coverage and is affordable, by affordable I mean between $30 and $80 a month.""

""Ran a stop sign, will my insurance increase?""

I am 20 and accidentally ran a stop sign today and got pulled over. I am in FL and the ticket is 166$. I am under my parents insurance and was using my dads car. I was planning on paying it rather than doing traffic school or trying to fight it, i'd rather just get it over with and pay the dang thing. But, my question is will it show up on there insurance that 'someone got a ticket on this day for this price and this reason and raise their insurance even if I pay it off? Reeeally don't want them to find out! Also, how to pay it?""

How much will getting a motorcycle increase my insurance?

I am 21 the only ticket I have on me was back in dec 08 for going 86 in a 70 (was on a permit) and paid it in march because of a mixup, but I pay 333 or 366 every 6 months on no fault for a 91 4runner, if I was to get a 08-12 harley davidson (cost around 10,000-16,000) and then get a truck for the winter/times it rains, because the 91 4runner is going soon, how much would you estimate I would pay every 6 months?""

Cheap Car Insurance - Please Help?

Hello in June I will be 17 years old! Obviously like all 17 year old males I want a car! I'm not massively fussed about the car as long as it doesn't cost to much! Today I have been looking at cars such as; FIAT CINQUENCENTO Perodua Nippa EX and a few other cars bellow 1l I live in Northamptonshire and my postcode is NN1 *** on comparison websites i cant find insurance for less than 3500 when that is miles out of my price range! If anyone knows any insurance sites or extremely cheap cars to insure for 17 year olds then please reply to this. Any help will be much appreciated. Thanks

Car insurance declaration?

hi my car was recently hit from behind by a third party at the time my brother was driving using his own insurance everything has been sorted out by the insurance company's do i need to declare this on any future car insurance quotes? i was the only named driver on the policy but my brother is fully comp on his own insurance my brother was taking it to swap cars over with his in his garage with my permission to drive the car

How long of a grace period do you have after buying a car to get insurance???

i just bought a car and i just so hppen to get pulled over....i just bought the car the day before....so i give the cop all the information i had on the car and told him i bought it the day before, but he still gave me a ticket for no insurance and no plates, because the car had paper plates. i was told that i get a 10 day grace period but i don't know if thats true.""

Does the cost of my insurance for driving get reduced when I turn from 16 to 17?

Ahoy! im buying a car tomorrow and i cant drive it unless i get insurance.?

what is the cheapest car insurance for a first time driver 19 years old its an old Toyota Camry i believe 1989 or 1991. i got a ticket for driving without a license in Nov of last year? please any info is appreciated.

How much is home insurance for a log cabin in North Georgia?

I'm interested in purchashing a log cabin in the North Georgia mountains. How much would home insurance cost if the home is approximately $160,000?""

Can I have a car in my name under my parents insurance?

I am in need of a new car, but I would like the car to be in my name since I'm the one paying for it. Right now the car I'm driving is under my mom's name and insurance. Is it possible to have a car in my name and still have it be on HER insurance (and I cant just pay her) since it's obviously much cheaper (like a 300 dollar/month diference)""

Where can I get the best car insurance rates?

I have been on the same plan for 10 years now and they charge $165 each month which is ridiculous. Any idea what is the best company to get a better insurance rate?

How much insurance company will raise my rate after a car accident?

My car bumped into a car at a parking lot and caused minor rear bump crack. And I called my insurance company to report a claim. Right now my rate insurance is $420/year. I would like to to know how much my insurance company will raise my rate when I renew it next year.

What is best health insurance for a 43 yrs old male single ?

not to expensive health insurance .

What can I do when a cap on my tooth is breaking away and I cannot afford insurance and not enough money?

Cheapest Auto Insurance In NJ?

What's the cheapest auto insurance company in NJ for someone who is a first time driver and doesn't have anyone elses insurance to go off of? I keep getting different quotes, rangeing between 200-400$ a month, which is a little bit insane. Are these quotes just accounting for things that I don't really need?""

""First car! help with car insurance,tax&other stuff please ?? uk owner?

smart car 2 seater white and silver 2010 reg how much would it cost to tax and insure female driver at 17 year old? best place for insurance ?? is it worth getting a black box installed into the smart car ?? if so how much do the cost on average? where is cheapest place to get break down cover ?? what over things do i need to consider on my first car? how much does a smart car cost to fill with fuel in uk?? would love some help if possible kind regards mia xxx :D

Motorbike insurance?

barclays motorbike insurance

What are affordable health insurance plans in mass?

private insurances, available to full time college students""

What auto insurance company or small company is cheap for drivers under 25 in arizona?

I am going to get a car soon and i want to look for an insurance company that is cheap and won't really burn a hole in my wallet. Maybe someone cheaper than 120-150 per month? Please give me name and estimate price for which car.

Any good/affordable individual health plans for me and unborn baby in Connecticut?

My boyfriend and I are moving to Connecticut in Nov. from Seattle area. His plan can't be renewed until next summer. I got laid off in July and am currently on COBRA plan with my ...show more

Can I buy car insurance if the photo on my driving license needs renewing?

Hi. Ok I appreciate I am technically breaking the law on a number of fronts with this. I have bought a car, It is taxed and tested. It is parked on the road. However I don't have any insurance and the photograph on my license has expired. It is still possible for me to buy insurance (and therefore make the car itself fully legal) before I have received my new license? Reading the DVLA websites implies I can. The license is still valid it just needs renewing. I have no convictions, health issues, etc. Just wanted to make sure as I don't want to pick up a load of points just for a misunderstanding. Thanks!!""

""What comes first, insurance or the car?""

When buying my first car, what comes first? Obtaining car insurance, or buying the car? I know you kinda can't have one without the other, so how does it work?""

Does anyone no of affordable maternity insurance?

My daughter is now almost 9 months old. I'm planning to get pregnant again in december. I'll be 20. Witch means that the insurance i had before MCHP will not cover me. You have to be younger then 19, and i don't live in Maryland anymore. Does any one no of any health programs that are affordable in Pennsylvania or any state for that matter? I'm married and my husband is the only one who works at this time so i was kinda looking for something on the lines of MCHP. For those who don't no what that is, its when the sate covers your pregnancy minus a few cost. Please Help! O and if your just going to rag on me for being to young and stupid dont even bother!""

Austin Texas Cheap car insurance quotes zip 78714

Why is driving without insurance wrong?

if you are responsible for an accident, can't you still be made to pay up by law?""

Cheap car insurance for an 18 year old?

I'm hearing so many different things. Some people say you can use part of your parents' no claims to bring down the price, but I can't find any sites online who say that. Does anyone know of any cheap places or best companies to try by phone to get a realistic car insurance quote for an 18 year old? Thanks in advance.""

How ill this effect my car insurance quote?

there is a question on an money supermarket asking if i have access to any other vehicles. my answer would be company vehicle, excluding social how would this effect my insurance quote? also how would company vehicle, including social effect my qoute? Thanks""

Will my insurance rise if i get a motorcycle permit?

i have a drivers license, and my dad has his license and motorbike license, im on his insurance, will his insurance increase if i just get a bike permit, but no license?..(do they find out the minute the permit is issued or do you have to call them and tell them)""

Why is car insurance exhorbitant for 17 year olds and migrant workers run round with insurance thats cheaper?

What is the best insurance company for garage liability insurance?

I am trying to find a cheaper insurance company for auto dealership. I live in Kentucky, does anyone know a better insurance company? Thanks""

What is the Average Cost of Term Life Insurance?

Car Insurance Rates By City?

Where can I find statistics that show the average car insurance rates for that city or town. I am looking to invest in some property, not far from Metropolitan New York, and became interested in knowing. Currently where I live and at my age, 20, insurance for me is in the proximity of $5,000. Which I do not intend on paying. Thanks, and information or suggestions are welcome""

My insurance is too high?

I'm 19, in ireland (south) i pay 300 a month and i just changed address to the next county, my ins. has gone up to 450 a month.. Is there a speed restrictor policy i can get or has any1 my age managed to lower insurance somehow? My engine size is 1.2 also is that too high for my age? Thanx in advance ;)""

High risk auto insurance?

Guys, Please what is the Best Option Online for High risk auto insurance, i am looking for One Just In Case Thanks""

How much is it to add a new driver to your insurance on AAA?

I just got my license and my dads making me pay for my insurance. How much is that? He said he's just putting me on the insurance and I have to pay whatever the price that is added because of me. How much would it be? We already have two people. My mom and dad. We have and SUV, a big van, and a small sports car. How much is the insurance gunna go up? Give me a range. Please and thank you:)""

What is the likely cost for the car insurance for this individual?

Kept getting different numbers... 19 years male. own an Acura cl 3.0 1999 single drive to school about 4 miles(one way) three days a week clean record.

What's the cheapest car insurance?

Teen Car Insurance.?

I am 17, and about 5 days ago I finally got my license. So now my parents are trying to look for insurance. I have to pay it, soo seeing as I only get paid minimum wage, does anyone know the cheapest deal for insurance when it comes to teenagers?? What I mean is like what company etc.""

How much is car insurance for a 16 year old?

Hello. I am a male and I will drive a 08 mustang. none of my parents have caused an accident.

How much will an average full coverage insurance for a BMW motorcycle cost. Type k1200r.?

I have no traffic violation and perfect credit record. I am 56 years old.

Approximately how much is my insurance going to rise?

I am an 18 year old male. I got a ticket for going 10 over about a month ago and got it deferred a week ago. I am on my parents insurance and I pay about $100 a month for insurance. Tonight, I got a ticket for going 17 over on the highway. The first ticket was $124 and the most recent ticket was $174. Help me out here haha, how ****** am I? Also, is there any way for my parents to not find out?""

""Is there any health insurance programs, other than Medi-Cal or Medicare to help the nearly indigent in Calif.?""

Is there any health insurance programs, other than Medi-Cal or Medicare to help the nearly indigent in Calif.?""

How much is insurance on a motorcycle?

tell me your sex, age, location and cost per month. i live in baltimore, md""

How can I lower my car insurance rates?

I'm 17, and got a car a little over a month ago. My car insurance (with Gieco) is $250 a month. My mom's is $100. I'm on her plan, or something. I never took drivers ed (and with two jobs, school full time, and online classes, I most likely never will). I do have all A's though, does anywhere give a discount for that? I've got no tickets or accidents. Please help me find something cheaper!""

How much is car insurance a month?

I am a female 21 yrs old that lives in Buffalo,ny. I wanna know how much per month will I have to pay for car insurance and if anyone suggests any car insurance companies for me.""

Saving up car + insurance HELP !?

My partner is having driving tests every week, and she is a more advanced driver. I just like to get advice on this matter, financial ? I do got a job, part time mainly. I do earn around 180 +- a week if I am lucky, She has student loan, 800 every three months and that's not much since she has to pay university fees. normally around 9k. now it's around 4.5 thousand pounds I guess. She wants to get a car insurance and a car, we are troubled what to do since if she wants all of that it will be loads more. Since insurance is 600 pounds every year ? petrol and other costs MOT. Road tax ? Just some examples, there might be lots more to worry about. I will help her to get all these things, She thinks it would be easier to get a second hand car, that will hopefully handle 2/3 years ? I do not believe that's a wise choice since that would be much more expensive for extra costs and repairs. On top when she is done with Uni and she has to get a job, it's more sufficient to still owning a proper car to get you everywhere. The body could be damaged, and the chance of a accident is higher + extra costs. Can anybody help us out ? A second hand for 2/3 thousand with a insurance of 600 a year ? or not ? Lemme know ! Thank you !""

Car insurance more expensive for men?

I'm twenty five and looking to get my first car, a small 1.3 Nissan, anyway i checked the insurance and it costs 3250 for one year, that sounds extortionate, no? I then went back and done a quote for a lady driver who just turned eighteen January just gone - it would cost 1750. Is that not sorta wrong?""

Car insurance question. UK only please?

Me and my husband went bankrupt in NOV 2010 (long story) and basically, the things like car insurance and cable and internet and energy companies were fine as there were no credit checks as we were already with them. But now we have had a car insurance quote from our company to renew in mid-May, and it has gone up from 37 a month to 60 a month. So firstly, I wonder if the bankruptcy may have affected this new quote? And also, if we try and move to another company, will our bad credit caused by the bankruptcy and home repossession make companies refuse us? I don't see why, as our credit score is irrelevant to our driving, and we have never made a claim in the 20 years of driving, and have many years of no claims bonus. But someone we know said some companies may refuse us car insurance! Help anyone? Thank you.""

What is insurance like on an 02-05 VW GTI 1.8t?

I'm not looking for exact rates, just trying to get an idea if the insurance will cost more than normal because it's turbo. How would insurance compare to something like a 95 Accord EX 4 door?""

Austin Texas Cheap car insurance quotes zip 78714

https://www.linkedin.com/pulse/what-cheapest-50cc-moped-scooter-insurance-16-year-old-logan-peters"

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San Antonio Texas Cheap car insurance quotes zip 78293

"San Antonio Texas Cheap car insurance quotes zip 78293

San Antonio Texas Cheap car insurance quotes zip 78293

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San Antonio Texas Cheap car insurance quotes zip 78293

Which car is the most reliable? and insurance wise.?

03 Infiniti g35 coupe. 05 mazda rx8. 05 Audi a4. 05 Acura tl. Nissan 350z. 05 cadillac sts. 03 bmw 3 series. 05 nissan maxima. 06 subaru wrx impreza and legacy. 05 ford mustang. Also add which one is insurance wise cheaper if you can.

Will going to Driver's Ed make our insurance rates go up?

My mom tells me she doesn't want me to go to Driver's Ed because once insurance sees there's another driver on our plan, they will make the rate go up, or something like that... Is this true? Btw, sorry if I misused the apostrophe s in Drivers""

Car insurance for 18 year old male?

Hi I live in Windsor ON. And I need car insurance I have a 96' Ford Escort 4 door lx. Everywhere I have called has given me very high rates. Please help :)

Fun first car from the 90's/cheap insurance?

I'm at the age of buying a first car, and was just wondering what would suit me... Currently, I drive an automatic Kia Sedona(Automatic) along with a Toyota Tacoma (Manual). I'm alright with cars and mechanics in general, and I'd like to modify my first car a bit. (Ex. Turbo, engine swap?, etc). Not a lot but just to a point of understanding cars more. Here are a list of must haves: -Price!! 2-5k please! -0-60 in under 7( preferably stock ) -More than 20 mpg -Cheap insurance ( Old car? Maybe 90's?) -Manual transmission -Aftermarket parts!!! Must have a wide range that are plentiful! And pllllleeeeeaaaseee don't say anything with a 4-cyclinder unless it's truly the best option! I prefer some muscle ;) but not to the point were I'm spending all of my money on gas -.- Other than that, 'nuf said :) Thanks!""

""How do i get car insurance down, young driver wanting cheap mx5?""

Ok, so you may be wandering why i want an mx5. I want to get into drifting and an mx5 seems a good car for it. can get an ok one for about 1000, lower in some cases. The 1.6 litre would be the best choice. So to the car insurance, i put in a quote with myself the main driver and my dad as the additional and it was around 2500 for the year. I then put my dad as the main driver, mum as the second and me as the third and the cheapest quote was 2200. I then took me off and it was 180. I mean come on! im 19 with 2 years no claims, what is it with insurance companies and young drivers! Im not going to drive the car much at all. Probably to events and a bit more when i want a bit of fun. But seriously, im not paying that price. Drifting is already an expensive hobby as it is. So how can i bring it down people? Would love to see people ranting about car insurance with me.""

""I am fully comp, and my insurance said i can drive any car i wish to? read the details below!!!!!?""

I am fully comp, and my insurance said i can drive any car i wish to, Can i really drive any car i want, EVEN IF THE OTHER CAR HAS NO ONE INSURED ON IT?""

Is this insurance company giving me the runaround?

I filed a claim with USAA on September 5th on a hit and run accident in which the police were able to find the person and get his insurance. He called them and said he didn't do it - and I hit him. I called, gave my side of the story and the number of the police who were handling the accident. They always say they will call me back and they don't - so I call them in which they give me another date they will get back to me. They never ONCE have gotten back to me. The policy holder who hit me is now in jail on an unrelated offense and they say they cannot get his statements - duh. They say they will contact the police and get back to me - but they never have. The damage to the car isn't that much - it is $416 (just a headlight) but I cannot afford to pay for it. Putting it through my insurance is dumb because the deductable is $500 - at least I think that is how it works. Could you give me advice on how to deal with USAA? I can't talk to them on the weekends because they say they can't handle my existing claim. I'm getting REALLY frustrated.""

Do I really need insurance for a motorcycle in California?

Do i need insurance to ride a motorcycle in california? To get a license for motorcycles? please help!

Can car insurance not pay?

I was recently visiting a friend at his apartment. We heard sirens and looked out---and saw a car on fire next to my motorcycle. The car was totalled as was my motorcyle and another car had damage. The car on fire----his insurance won't pay---they say it was a mechanical failure---and they don't have to pay.

Any decent car insurance company for 17 years old in uk? ?

I have bought a Honda civic 1.4 and I am looking for some car insurance company would take 17 years old young driver I have got some is lik 7000 and 9900, which is ridiculous so I am wondering if any of yours know some company can get me a decent quote. Thank you""

What is a good insurance company for health insurance?

in a month i will need health insurance for my wife where can i go to get good honest help do you know of any insurance companies to stat away from or recommendations

Car Insurance?

I wanted to know how much would it cost for a 16 year old teen to get car insurance just to cover damages to someone elses car they damaged would it cost alot or not?

""How much roughly is insurance for a 17 year old driver, on a 125cc bike?""

How much roughly is insurance for a 17 year old driver, on a 125cc bike?""

Will filing a claim raise both insurance rates?

I just got in a car accident and my car is pretty messed up in the front. However, the truck's rear bumper only has a few scratches on it and it was my fault. If he decides to file a claim, will his insurance rates go up also?""

Has anyone used or made a fake car insurance card?

Okay I will be honest. I have been unemployed since September so money has been very tight and i havent been able to afford my car insurance. I have court tomorrow and when I was pulled over i didnt have my insurance card on me. I have court tomorrow morning and I have to bring my card with me. I still dont have valid car insurance. I am freaking out because I can lose my license over this. If i do how will i take my daughter to school how will I be able to look for work. I just cant bottom line! Now I have heard of people getting away with fake insurance cards for situations like this. Has anyone ever done anything like this before? If so can you please help me. Look i know this is very stupid and breaking the law. I have never had to deal with anything like this before. I could buy one of those cheap policies right now for the future. I told the officer though i was insured just didnt have my card on me. So thats why i need help right now. Please anyone a lot is at risk for me right now just because i had some officer on a power trip pull me over because I pulled into a tow zone to pick my daughter up from school one day. Please anyone it would be very much appreciated! I have my old card i can upload and tweak on photoshop but i dont really know how to use it im not very tech savy. Also idk if that would pass wouldnt the judge be able to tell?

What do u think if a young man married a woman 74yrs older than him. and its his frist marraige. and her 21st?

i herd this on the radio and i wanted other people's opinions!

What's the cheapest car insurance?

& are add-on cars cheaper than the main car?

Car Insurance?

How much would it cost to insure a red 2007 new beetle+hatchback?

Leaving saga car insurance due to high renewal quote so would like to know another over 50's car insurer..?

I have just received his renewal quote which is around 90 a month more than last year and Saga claimed they do a price match guarantee. My circumstances are still they same as they was last year. Nothing has changed for me or the second driver on the policy. Any way I have been in contact with Saga for the past few days providing the details they requested for price match and they don't seem to want to price match the competitive quote I received from the co-operative car insurance. The quote is decent, cheaper than Saga even when I add on extras such as courtesy car and we have also provided details for them to log in and see the quote and all details they requested for themselves but for some reason they want to stick with their high renewal quote. Because of this I've decided to switch but before the switch we would like to know if there are any other insurers that would benefit me?""

Pregnant and scared...?

I just found out I'm pregnant, my boyfriend and I are keeping it and we're planning to get married. I'm 24 yrs old, I'm in serious debt (I have not been able to get this problem resolved for the last couple of years and I'm considering bankruptcy), he doesn't have much of a job either....we're going to try our best with that but I have no idea if I should go through with the bankruptcy or if there's any other option for me. Also, (even worse) I don't have insurance at the moment. My work has open enrollment for health coverage in November (I missed it last year cuz I was out of town) so I don't know what to do there, either. And another problem.....I have yet to tell my parents and theyre gonna kill me. How can I approach/tell them? There are no family members I trust that I can talk to about this and this all really sucks but I really want this baby. Any advice? Please refrain from telling me I'm stupid, because I already know that much, and I'm gonna hear it from my parents.""

""If your home is valued at 73,000, why would your insurance company raise the coverage to 101,000?""

If my house burns down, would they really pay out 100,000 or just the property value ?""

What is the average minor car insurance from State Farm?

I'm turning sixteen in October, but already I'm trying to figure out what future expenses will be. Meaning, car insurance. I have not yet began to drive but- better early than late, right? I'm an average student, more or less... freshman year I didn't try very hard and barely passed, so I'm going to try more this year (The average soptmore: Oh crap, high school isn't something you blow off! ). I made mostly B/C's but, when I apply myself, I get high A/B's. (I've heard some insurance look at grades lol). And if you know any cheaper insurances than State Farm, feel free to suggest.""

About how much is Walmart Life Insurance Worth?

If you are an assistant manager for over 5 years?

Do I need Owner's title insurance in a new construction home?

I'm buying a new home. The seller built the house for me over an existing lot of his property. Do I need to buy a regular owner's title insurance? or might I save some money buying it only for the land?. Since the house is a new construction it should not be any liens. is this a right assumption? The house is located in TX. Also if I need to buy owner's title insurance does it has to be from the same company providing the lender's title insurance.

Car insurance?

im trying to look for a cheap car insurance company any ideas??

San Antonio Texas Cheap car insurance quotes zip 78293

What kind of Insurance should we have when doing a Re Fi Loan?

I am looking over the paper work and one form mentions that we have options at time of closing for different types of insurance. We have Home Owners Insurance/ I noticed disability and mortgage and Life help please

Will my insurance go up when i get my own car?

i'm on my grandpa's insurance which makes my insurance 27 dollars a month but i do not have my own car. when i get my own car will the insurance go up and if so, how much will it go up?""

Do I need auto insurance in this case (I live in Texas)?

I'm looking a the Texas Minimum liability insurance requirements. They have a 30/60/25 policy. $30,000 & $60,000 policy for 1 and two people's medical, and $25,000 for property damage. Well I was interested in investing some money, and I'm absolutely SICK at the interest rates given at any bank or credit union. The best around here is .75% which STINKS! So I was curious if there is any type of insurance surety account. Basically, could I put $85,000 (which would cover 1 or two people's medical, and $25k in property damage into an account that I can't touch? Is there anything like this where I could prove financial responsibility , through a surety account of some type and gain my own insurance card this way? The way I see it, my insurance is currently around $800 a year for liability here. For my $85k investment into a binding surety or insuring account I could save $800 a year. That's like drawing nearly 10% interest in savings!!! LOL! I just wonder if anything like that exists? I mean they call it financial responsibility .... It's not called insurance by law.""

Where to get cheap insurance for a young driver?

I'm 17 getting insured on my mums yaris 1.0, don't mind if it's got one of them box things that measures speed etc. Just wondering If anyone can recommend anyone they have used and have got a good quote from thanks Ed""

Mock life project need auto insurance but i'm confused how to get some?

so everything theoretical obviously and i'm getting a 2012 ford mustang boss and i needa get some car insurance. i went on websites such as esurance and state farm but i'm confused as to how to get insurance or how much coverage i need..i think the price is 22 thousand something.. but can someone please help me with step by step instructions because i'm really confused on how to do this!

How's insurance for an old model Lexus SC300 or SC400 (1990-1995)?

I'm 17 and getting my first car. Im a good student. Ive picked out either a Lexus SC 300 or 400 around 1992ish. I like the car but I just want to know if insurance would be very costly for eiher of these, considering it is luxury. I know insurance for cars like the Nissan 300zx is really ridiculous. How would this insurance compare? And please, dont recommend other cars to me because I have already decided on one of these, just give me an idea of insurance costs. Thanks""

Maternity insurance in North Carolina is it worth it?

My husband and I want to have another baby. I had to have an emergency c-section with the first baby and my doctor told me if I had another baby I would have to have another c-section. I had Medicaid with the first child, and I am not sure of those cost for that baby. I have a basic individual insurance plan now. I do not qualify for my employer's health plan because I am a casual staff worker. So my question is would it be worth spending the extra for maternity insurance or better to ask for a payment plan at the doctor's office and hospital? I would be seeing a doctor in Greenville, NC.""

How to bring Car Insurance down?

Here's the lowdown: Been driving for over 20 years on a Full UK Licence, apart from a few prangs 20 years ago have been driving without incident. Was a chauffeur for a few years, no traffic accidents. Was a delivery driver for a few years with no traffic accidents (the only one in the firm) Have also been driving a motorbike which 2 years ago I had to re-take my tests for. I scored 100% in all areas, theory, the section I called 'stunt' driving and road test. I have kind of got fed up with using company cars, hire vehicles and the motorbike to get everywhere, so decided to purchase a cheap Audi A3 (I'm talking an ancient one here). 3PFT insurance works out at over 1000 per year...about the same as the car is worth. This is too expensive for me (considering my bike insurance is 150 a year) how can I bring it down?""

How much will insurance be on a 125cc scooter?

I will soon be 17, and considering buying a 125cc scooter. It will be my first motor vehicle , never had a moped, car is too expensive etc. I live in a rural area so would be using it to get to nearby places. If i buy one, and after i take the CBT test, how much roughly would insurance be? Any other info on related costs appreciated.....thanks""

Insurance payment to the Hospital.?

Hi, 4 months back, i had been to US from India nd during the stay there, i had to go to Emergency of one of the hospital 4 times. I was carrying the Insurance and the hospital claimed it against the Insurance. After I came back to India, am hearing that the Insurance has rejected the claim ( still dont knw on what basis). Since the travel was business related, my company has taken the insurance for me. Now I am trying to chase the insurance to see why the payment was rejected. Could any 1 please let me know what will be the consequences if the insurance doesnt pay it soon?? Thanks Joe""

How much is your car insurance?

Im 18 and learning to drive, obviously the insurance is ridiculous so i was wondering what everyones costs are and what kind of car they have, also what would make insurance cheaper because i dont understand how so many kids can drive with such costs.""

I give my dad my whole paycheck but he hasn't been paying my car insurance?

I am 22 yrs old and live at home with crazy, controlling parents. I work part time and go to school full time. I have no credit, etc etc so they make me live at home and go to school nearby. My job (which is with my mother) recently cut my hours down to part time, but I was lucky because they laid off many people. I get paid around $450 every 2 weeks. My parents are constantly crying about money and I closed out my bank account so as to give them my full check with the understanding that they would help pay my student loans and car insurance. I got into a car crash where I was rear ended and I was the driver, so I received no fault. One month later, I was rear ended AGAIN and again, no fault because I was not at fault for either accident. It came out that I HAVE NO CAR INSURANCE and that my dad was not paying for any insurance because I am not even listed as a driver! I also have no health or dental insurance! (He is a psychiatrist, a doctor, and makes decent money. My mother is a social worker) So now since I have been in 2 accidents and no insurance, my dad won't let me drive and either he or my mother drives me to both work and school. However, they pay for my brother to go away to college and his health insurance, phone bill, and car insurance without question. When I ask why they won't put the car in my name and give me insurance, they say it would be $4,000 a month, which I know is very far from the truth. They also say they are working on getting me car insurance, but the accident occurred over a month ago. How long does it take to get car insurance so I can drive myself places?? What is my best course of action in this psychotic situation?""

Adding fiancee to insurance?

How far before the wedding should I start the paperwork to put my fiancee on my insurance?

Does any body know what is going on with Obama and the whole health insurance thing?

Okay so I live in California. I am young and can't afford health insurance rite now. Does any one know if Obama is going to follow through with this whole health insurance thing. If so when is it supposed to kick in? And how will it work exactly? Will every body have free health insurance? Some one please explain this becuase I am realy confused.

How can I sort out this car insurance issue in the UK?

I've been living in the UK doing some studies for 3 years. When I came to the UK, I didn't know how to drive a car. Also, I found it difficult to pass the driving test in the UK and afford private driving lessons. Few months ago, I went for a 3-month holiday in my original country, Egypt. There, learning how to drive is much easier and less expensive. Besides, issuing a driving license is not so difficult as the theoretical and practical tests are not so complicated. Therefore, I decided to learn and get a national license. Based on this license, I could issue an international one from Cairo that allowed me to drive in some countries one of which is the UK. However, when I returned to the UK and decided to by car, I found a proper one for 550. I decided to buy it, but I was asked to go online to get a quote from a car insurance company. I spent the whole night trying all the websites that my friends told me about. The shocking fact is that many of them refused to give me a quote because I hold an international license, not a UK one. Even those websites which accepted that requested a huge amount of money (i.e. not less than 1, 200-1, 600) which is much higher than the price of the car itself. I wonder if there's a way to sort this out or if there's any alternative solution that saves money for me. I don't want to go through any further driving tests in the UK. Also, I don't want to provide wrong data (e.g. having a full-UK license). Your suggestions are highly valued (serious answers please as I really feel down!). Thanks so much in advance!""

Can i buy contacts online using my insurance only?

I HAVE EYE MEDS INSURANCE?

""If you had an extra car that was paid off and cheap on insurance, would you sell it or keep it for a back up?""

If you had an extra car that was paid off and cheap on insurance, would you sell it or keep it for a back up?""

How much would a 2005 Honda Civic Coupe be worth?

I probably totalled my car. What is the estimated value of the car? How much do you think my insurance company will give me for a new one? Is there a site I can go to?

Who is the most dependable Motorcycle insurances and the cheapest?

What all do I really needfar as coverage..I have good medical already...what's the minimum coverage? I have a new HD fatboy 2006 with the 1689 cc with custom pipes. I just wantthe basic coverage. How much is a good premium?

Who is the Blonde looking for better insurance rates in the progressive insurance commercial.?

She works alongside Stephanie Courtney in the progressive insurance company commercials.

Car insurance?

Does your car insurance have to be under the title holder's name? And as far as that goes...does the title have to be in the name of the person with the loan? If it does, can there be another person on the title who isnt part of the loan?""

Seperate Business Car insurance Policy?

I am starting my own delivery business and plan on using my own vehicle, I have looked into the price of business car insurance and got a rough quote, however I realised I am with Hastings Direct, and have not seen anything about business car insurance with them, so I checked on their site and it appears they do not offer business car insurance, so my question is, should I cancel the policy with them and take out a new one with someone who does, or is it possible to have a domestic car insurance with one company and a business one with another?""

18 year old car insurance quotes?

I passed my driving test 2 months ago live in a small village and have a full time job i am 18 years old.recently i have been looking around for car insurance quotes for the obvious 1st cars 106s,corsas etc and the lowest quote iv had is still over 3 grand these are all of compare sites aswell as admiral quinn and direct line, surely this carnt be right? this is on my own insurance as the main policy holder, because apparently you carnt go on your parents insurance anymore. would appreciate any help Thanks""

Should vegetarians be required to pay as much for health and life insurance?

We get breaks for being non-smokers, not taking risks, why not for being vegetarian. It is a healthier lifestyle, for me at least, and why should we pay for the cardiac care of those who eat meat? Very few vegetarians suffer from heart disease - the leading cause of death in America.""

17 year old and car insurance policy?

my mothers insurance company called her today asking if i had my license. when she responded no but i was thinking about getting it, they said if i did get it, she would have to immediately put me on her policy, even if i DON'T have a car. sounds like some bull to me but then again ive never done this before. to insure a 17 year old male with the car i would have would cost her 3 grand a year anyway which isn't gonna happen. she then asked if i could have my own policy in my name and was told yes and it would be completely in my name and i wouldn't have to sign on any ones policy. as far as i know, i cant sign a legal contract until im 18 because im still a minor in the eyes of the law. (her insurance company is allstate by the way) my questions are-- (1) do i have to be put on her policy as soon as i get my license even if i DON'T have a car? (2) can i have my own policy in my name being a minor (17) with no existing credit history?, and if so (3) can anyone recommend some of the cheaper insurance companies for teens, or is 3 k a year about the norm? 10 to the best answer. thanks.""

San Antonio Texas Cheap car insurance quotes zip 78293

What would my insurance be for a kia forte koup 2010?

i'm an 18 years old male about to 19 in a few months,i live in New york and i'm really considering this kia,but i need someone to help me out on what my insurance would cost without having to go through all these insurance quote process,thanks""

Which type of insurance is the best for a family insurance and Child insurance in India?

I want to know more detail about the insurance in India for Child and Family.

Which company gives best insurance to young drivers?

I'm currently 17 and the cheapest quote i've got at the moment is 4000 on my own car as the main policy holder but with my dad as the main driver i've found a quote for 1500. but does anyone know which companies are good for young drivers?

'occasional driver' Car insurance?

Hi, I'm 18 and I'll be heading off to college in the fall and so won't be home very often. However when I am home I'd like to be insured on my dads car. I don't see the point in having to pay the same price for car insurance as someone who drives almost daily, so I wanted to know if there was a type of car insurance for the 'occasional' driver. I'll only be home on vacations, and even then I won't be driving all the time, but I really need a car insurance for when I do drive, mostly summers.""

What is the cheapest car insurance?

i am shopping car insurance, any suggestions""

How much do footballers pay for car insurance?

just wondered cos Wayne Rooney Keeps spinning and having prangs, given his age, and the value of cars involved how much does he have to pay in premiums? I'm in no doubt he can afford it, but just wondered how much premiums would be.""

Would my car insurance company give me any problems if I get a 2nd car?

I am the only driver in my household but I plan to get my son a car and register it under my name and put it on my insurance. He has a license and lives at a different address. Would the insurance company get suspicious about anything?

What car is cheap for insurance?

I'm 17 year old im looking for a car I have got to the point of I want anything thats ok but insurance is killing me so I came up with a few cars let me know if it's good on insurance . 89 Silvia s13k ,98 gto twin turbo ,98 pointac grand prix and if you have any cars that you suggest or insurance plains that I should look into let me know.""

How can I get my first ever used car if I don't have any auto insurance b4?

So here is the conflict: I can't drive the used car off the lot if I don't have insurance. But to get the insurance, I need to have the car purchased first. Am I missing something here?""

Cheapest car insurance?

I'm trying to insure my first car. It's a Rover Metro SI 1.4 auto. I'm 20 years old + am still driving on a provisional lisense. I've held this lisense for 1 year. I'd do around 5000 miles a year when I pass + want third party as the car is only worth 350. I'm also a lady as I know that makes some insurers cheaper. I've tried moneysupermarket.com + confused.com + Quinn comes up the cheapest with a deposit of 109 + then 10 months at 43. However both sites have a big list of insurers that they could not provide quotes for. Does anyone know, or is anyone with a cheaper insurer than Quinn Direct? I live in England, so no American insurers thanks :)""

Why is my mortgage company forcing me to buy insurance on my home?

what is homeowners insurance good for?

How to estimate landlord insurance?

Landlord insurance Flood Insurance Are there any sites that give an estimate based on the location of the house? I'm looking for something that doesn't ask for all of my info before giving out an answer (because that's their outdated marketing tactic).

Does anyone know the best car insurance to buy from with just the minimum required?

i am so sick of car insurance companies taking advantage of people with these super high prices just because the dumb law says you have to have insurance.

How long will it take for your auto insurance premiums to go down after and accident and a speeding ticket?

I got into a car accident 3 years ago. Due to my car lost control during raining weather. There was no one involved but myself and the police cited me for reckless driving. That was almost 3 years ago. Recently, in October I had gotten a speeding ticket of going over 15-20. I took it upon myself to go to traffic school both times to wipeout some of the points off my driving record, but some how my insurance still upped my premiums yet again. My question is how long will it take for my premiums to go down or have the accident removed from my record? Does any one know of a good insurance company that I can transfer to due to my insurance premiums are way too high. I know of other people who have worse records but their insurance isnt at much as mine. Also I've had my license for 13 years and have in all that time just have been in 1 accident and 2 speeding tickets. Any help would be appreciated.""

My car was taken to the compound on friday in the uk when the driver was found to have no insurance.....?

However i have got insurance and so when i go to the station to have the form stamped so i can go to the compound and collect my car back, The police tell me i have to produce my licence as well...problem is i cant find it.. so i go to dvla internet site and order form to get a new licence....But this can take 3 weeks to come back and unfortunately the car gets crushed in 2 weeks, But the law says i can continue driving even tho i havent got my licence card ...because i do have a licence but its been lost and im waiting on my new one coming.A Please dont answer if you are only speculating on what you think you know i havent got time to read brain dead answers from all you dick eds on here. Nor do i want your personal opinion on the situation as it is a Question.. put on a Question Board wanting an answer...Not a message board asking for your opinion so use the board as it should be used and stick to the rules...answer the question ...if you cant ...then dont waste my time and yours""

What is life insurance?

I'm not looking for a detailed answer, just a very basic (simple!) idea of what it is. I understand other types of insurances, so I get how it works, but I'm just confused.. is it supposed to help your family when you die? Does it give them money to live off of? Thanks!""

Where can I find cheaper motorcycle insurance?

I need to get insurance today as I'm picking up my motorcycle later, it's a 1977 Honda CG125. The cheapest quote I have found is 377 TPFT, and that's with two years' NCB! Granted I'm still on a provisional licence but still ridiculous. Also, can anyone explain if there is any point at all forking out 150 more a year for Theft and Fire cover when it demands 500 excess? I'd have to pay that if it were stolen, right? Even though I paid less than that for the bike...""

Cheap Family Insurance?

I am looking for an affordable insurance for my whole family. We dont qualify for medi-cal or healthy families. In our family its my husband and I and 2 young children. If you have any suggestions, thanks!""

Landlord's insurance in NJ?

I have few rental properties in NJ and looking for an insurance company that provides landlord's insurance policies. I will appreciate if you could arrange to send me few names of insurance companies. Thanks

Best way to find affordable therapy for a teenager with depression?

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samanthasroberts · 6 years

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Pickup Artists Preyed on Drunk Women, Brought Them Home, and Raped Them

How a San Diego woman discovered details of her rape on a pickup-artist blog—and fought to bring her attackers to justice.”>

*Warningthe following article contains a graphic depiction of a rape.

Alex Smith and Jonas Dick considered themselves part of the elite.

The two men were instructors in the community of pickup artistsmen who obsessively study and practice methods of meeting and sleeping with as many women as possible. Some men in the community say pickup is about self-actualization, and finding meaning in their lives.

But according to San Diegos district attorney, Alex and Jonasboth 27 years oldare predators and the pursuit of their art has led to the rape of multiple women.

In what may be a first for the pickup community, the two menalong with their student, 28-year-old Jason Berlinwere charged in 2015 with the rape of a San Diego woman. Jonas and Jason pleaded guilty to the charges; Alex has maintained his innocence, claimingcontrary to Jason and Jonass sworn pleasthat the events of that night were consensual.

The investigation of the San Diego charges not only uncovered another victim of Jonas Dicksa 16-year-old girl for whose rape Jonas also pleaded guiltybut suggested the possibility that many more victims could remain unidentified.

Jonas received eight years in state prison for the two rapes; his student Jason faces a maximum eight-year sentence. Both will spend a lifetime on the sex offender registry.

Meanwhile, Alex Smith went to trial last week, before a jury of 10 men and two women. (At an emotional jury selection, the majority of female candidates said they couldnt remain impartial at Alexs trial, citing a personal account or relationship with a woman who had been raped under similar circumstances.)

Alexs defense lawyer, Samantha Greenea charismatic former deputy district attorneylaid out her clients case in opening statements, taking the line that the woman (well call her Claire, though thats not her real name) had consented and now regretted it. This case is about Claire being embarrassed, not rape, she told the mostly-male jury.

For years, feminists and bloggers have lambasted pickup websites and blogs as echo chambers for misogyny, criticized their techniques as de facto harassment or assault, and called the groups leaders advocates for rape. But pickups thousands of fans and followerswho congregate with other anti-feminists in the online space known as the manospherehave roundly dismissed that criticism as blue pill thinking (a reference to the Matrix). In contrast, pickup artists and others in the Mens Rights Movement think theyve swallowed the red pill and can see through the evils of a politically-correct society whose supposed goal is to kill what remains of the worlds masculinity.

From 2011 to 2013, Alex Smith, Jonas Dick, and Jason Berlin congregated in pickups corner of the manosphere, indoctrinated themselves with the teachings of their pickup artist heroes, and contributed to its chatter in a series of concerning online blog posts. But its what they did with that ideology in the real world thats now at issue for a San Diego jury.

CLAIRES RAPE

On a Saturday night in October 2013, Claire, then 31, went out with her friend, lets call her Laura, for a girls night out in San Diegos trendy Gaslamp Quarter.

They were having a good time. At Analog, a bar advertising good food and strong drinks, Claire ordered a glass of champagne, then a Fireball shot, followed by a pear cider, while Laura drank vodka sodas. They ran into a bachelorette party and took another shot, a cactus cooler. After several rounds, sometime around midnight or 1 a.m., the women left and crossed the street to a different barthe Tipsy Crowfor two more drinks: a lemon drop shot and a cocktail.

Just what Claire drank that night, at what times and in what quantities, would become the subject of intense scrutiny over the next three years; her state of drunkenness was at the heart of the states argument as well as Alex Smiths defense. The prosecution says that Claire had been too drunk to consent to sex, Alexs defense attorney says she couldnt have been that drunk.

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Claire was tipsy, then slightly tipsier, as she remembers it.

When the bars closed for the night, Claire and Laura shuffled out with the rest of the crowd onto Fifth Avenue. They called an Uber, and as they waited, they were approached by two men, Jonas Dick and Alex Smith.

Jonas and Alex were no strangers to meeting girls on that street at that time: they referred to two in the morning as pull oclock because of how easy it was to bring home the last women leaving the bars. They invited Claire and Laura to their place for drinks. It was only a few blocks away.

Claire says she doesnt remember meeting Alex and Jonas. She remembers stumbling and someone with a receding hairline pushing her along, leading her to an apartment building. She remembers being in a semi-furnished bedroom on a mattress without a headboard. Someone giving her a clear drink. The sip she took didnt taste like water, maybe it was alcohol? Before she could think about it, she was falling backwards, and thats when she says it all goes black.

What occurred in that bedroom over the next hour runs in and out of Claires mind like waves. As she testified in court, she can feel the bed beneath her, coming to for a moment, and vomiting on the floor. She hears oneor is it two?male voices, mumbling like the adults in Charlie Brown before it all fades away again.

In another part of the apartment, Laura was sitting and chatting with Jonas. On the way in, Laura saw a man named Jason Berlin, lying on a makeshift bed of pillows on the floor. Laura and Jonas walked to the other bedroom, where he tried to kiss her. But Laura wasnt interested, so they shared a beer and talked for a while instead. After a trip to the bathroom, Laura realized her phone was missing. Jonas had hidden it inside the pocket of a shirt hanging in his closetwhich struck her as a strange thing for him to do. Uncomfortable, Laura got up and walked across the apartment to find Claire. It was time to go.

Laura knocked on the other bedroom door. When Alex opened it, Laura could see Claire on the bed. Claires dress was on the floor; she was lying facedown in a pool of her own vomit. Laura says she was unconscious. Surrounding her were two menAlex, who was completely naked and erect, and in the corner, another man, the one she had seen sleeping on the living-room floor on her way in. He was wearing only a T-shirt.

Claire, lets go. Im ready to go, Laura said, shaking Claire, and pulling her by the shoulders. It took a minute for Claire to come to, Laura says.

As Laura helped Claire put her clothes back on, Alex was laughing. Jonas had followed Laura in and was laughing, too.

We just tag-teamed your friend, Alex said.

As Claire gathered her things, she started screaming at Alex, the man with the receding hairline, swatting at him with her high heel. Alex was dragging Claire, then lifting herlike throwing laundry out the door, Jason later described it.

Get the fuck out of here, Alex said, and slammed the door shut.

Claire was sick and sore, and she knew she wanted the police.

When patrol officers arrived at the apartment complex, they tested Claires blood-alcohol level. It was three hours since her last drink and Claire blew a .151, about twice the legal limit to drive. Detective Garrick Nugent, a newer addition to departments sex crimes unit, arrived shortly after to take Claire and her friends statements. Claire agreed to a SART exam, more commonly known as a rape kit.

Ive never been in the back of a police car before, Claire thought, as they drove to the lab.

At the same time, police banged on the door of apartment 3031. Neighbors in the buildingfull of young professionals, bartenders, and club promoterscame out to investigate. Officers reported the sound of vomiting inside, but no one ever came to the door. So the officers just left.

Across town, Claire was identified as rape victim E960.1, directed into an exam room, and told to take off her clothes. She noticed her dress had been torn at the waist and her underwear was missing. An examiner with a professional camera took photos of the bruises forming on Claires arms and legs, and the scratches on her legs and chest. Then a nurse performed tests for sexually transmitted diseases, as well as a vaginal exam, to document Claires injuries and collect a DNA sample. Claire started to sob on the exam table.

There was no shower, so she washed the vomit out of her hair as best she could in the rooms miniature sink, then changed into a new set of clothes, and got back into the patrol car. When Claire got home, she crawled into bed and cried until she fell asleep.

THE INVESTIGATION

In the weeks following Claires rape, there was no hint that her attackers would ever face prosecution. While Claire was filling prescriptions for pain medications, waking from night terrors, and taking breaks from her IT job to cry in the womens bathroom, the hazy figures inside that San Diego apartment were going about life as usual. One of the men slipped Claires left-behind underwear, adding to a collection of several other pairs, into an empty beer box labeled Lost and Found.

The police hadnt gone back to the apartment to question suspects, or collect any evidence from inside, and they hadnt sought a search warranta misstep that a judge would later question in court. Obviously, we know that the police dropped the ball that night, San Diego Superior Court Judge Jeffrey Fraser said, when discussing whether the Viagra, steroids, and Xanax prescription found in Alexs apartment safe months later could be entered into evidence.

Rape cases like Clairesthose involving intoxication or unconsciousnessare difficult to investigate and unlikely to ever be prosecuted. Most rape victims never file a report with police (PDF). Of those who do, its difficult to say how many cases are prosecuted because there isnt any sort of database that tracks sexual assaults from the moment a report is filed to its eventual resolutionif any comes. Still, statistics in San Diego show prosecution to be incredibly rare.

In the first half of 2016, 558 rapes were reported to San Diego County law enforcement (PDF).

The San Diego police provided some data showing 119 reports of rape (during that same time period) where intoxication was a factor and the San Diego Sheriffs Department said theyd received seven reports of rape where alcohol was a factor to date this year. Of those 126 reports of rape involving intoxication, 18 have been referred to the district attorneys office this year. According to statistics provided by the DA, state prosecutors declined to file charges in 12 cases, are currently reviewing three, and have taken on three. Since 2010, the San Diego DA has filed charges of rape by intoxication 28 times, rejecting 80 percent of the cases it received from law enforcement.

We work very closely with the DA and they say the intoxication ones are the hardest for them to prove, San Diego Police Lieutenant Paul Phillips told me. Phillips has headed up the SDPDs sex crimes unit since March and speaks passionately about his new position. We had to watch The Hunting Ground in our unit, and Ive been watching it with my wife.

Through her research, Claire discovered that Jonas was a pickup teacher, and working for Efficient Pickup, a San Diego company owned and operated by RSD alumni John Mulvehill and Josh Lewis. And she thought she recognized another instructor, identified as Beryl, who would turn out to be Alex Smiththe man with the receding hairline who led her to his apartment that night.

Efficient Pickup was a new companyits founders were emerging stars, or rejects (depending on whom you ask) in the pickup communityand its forum was relatively small. It didnt take long for Claire to read through the postings and come across a blog called Tales of a Sex Addicted Narcissistic Player. It was owned by an instructor calling himself Chrysoberyl (a variety of the gemstone known as Alexandrite and another handle employed by Alex Smith). A post dated Oct. 12the night of her rapecaught Claires attention. It was titled Run a train with bootcamp student, using a term to describe multiple men having sex with a woman.

Jonas [Dick] and I are both teaching BC [boot camp] tonight, the post began. We run into each other at pull o clock [bar closing]. He asks me to Wing for him. I do; within a couple minutes Im fingering my girl right outside of the bar in public. Pull back to the spot. 0 LMR.

LMR means Last-Minute Resistance and is loosely defined by pickup artists as the hurdles they believe women make men jump through before agreeing to sex. Its also called a shit test or token resistance which Jason described on the stand as getting past a girls bullshit.

Pickup artists have their own language. They speak in lingo and acronyms and pseudoscientific gobbledygook and it is perhaps telling that there are multiple terms to describe when a womans No might actually mean Yes.

(When an RSD member on the forum asked Alex in 2012 how to tell the difference between LMR and an actual rejection, Josh chimed in: He doesnt care about the difference. All resistance is token resistance. I call him the pitbull because once he latches on he wont fucking let go.)

Alexs post continued: Make her beg for my dick and I say only if my friend can fuck you too. So we run a train on the hoe. I text Jonas to choo choo her but he has to occupy her friend. Her friend came out and I was like yeah we just tagteamed your friend my chick freaked out (cause now shes the slut etc.) I get hit in the face with a high heel. I laugh; we kick them out. Detail to be added when I have time.

Though Alex never returned to the post to add any details, his student, Jason Berlinthe third man in Alexs apartment that nightprovided plenty of evidence in his field report, which Claire found next. In the now-deleted postavailable only through court documentsJason wrote that Alex came out of a bedroom naked, and called his name.

In 1973, Eric Weber published a handbook called How to Pick Up Girls and a movement was born.

Though mild by todays pickup standards, the books original introduction included a line (removed in subsequent printings) about how some women are so absolutely sexy, so downright delicious-lookingfor an instant you even consider rape.

Fast-forward to 2005, when journalist-turned-pickup disciple Neil Strauss penned The Game, a bestselling expos that introduced America to the seduction community, one that had been percolating under the guidance of a few dating coaches and practiced within small, local groups, called lairs. Soon, VH1 took pickup mainstream with a reality show that documented the efforts of Strausss protagonista lanky, soul-patched, fuzzy-hatted Canadian named Mysteryas he molded hapless suitors into serial Casanovas. James Franco is set to play Mystery in a forthcoming film adaptation of Strausss book.

Strauss has recently denounced the very pickup philosophy he popularized. The techniques, lets face it, are so objectifying and horrifying, Strauss told The Atlantic last year. Lets just face it, I got so deep into that community and was seduced by it that I completely lost myself in it. It happens in the book. Why did I really stop writing for The New York Times, hang out with all these kids running around, you know, the Sunset Strip like a maniac in stupid clothing? I see those photos and I vomit in my mouth a little bit. Even when I wrote it, I didnt think it would be a guide.

I thought it would be a book about male insecurity. I even knew then that it was about low self-esteem.

Strauss may have seen his own actions as desperate, but his disciples apparently missed the point. In the late aughts, as The Game was becoming more mainstream, two of its new playersa doughy Canadian named Owen Cook and his financier, Nick Khowere building a business that would come to dominate the pickup market. They enrolled thousands of lonely clients around the globe in seminars and workshops, known as bootcamps and hot seats, and sold them online programs they claimed were the blueprints to seduction. Their company, Real Social Dynamics, is the same one Julian Blanc worked for when he told his students to yell Pikachu before assaulting Japanese women.

In February 2011, Jonas Dick, then a student at Wichita State University, created a profile on RSDs forum, the online message board where members document their failures and successes with women. The youngest of four children, born to Catholic parents who valued hard work and Christian values, Jonas wasas his parents and siblings have explained in letters to the courtan altar boy, and a varsity soccer and tennis player. In family photos, Jonas wears a huge smile and his hair hides his face in long, sideswept bangs.

Jonas was studying international business, investments, and step aerobics at Wichita State when he got involved with RSD. For the summer, he moved west to the Las Vegas Strip, according to a former RSD employee who asked for anonymity for fear of breaching RSDs intense non-disclosure agreement.

Jonas was a nonevent, the former RSD employee, who knew Jonas in Vegas, told me. He was just a regular everyday kid without great hopes. Not that good-looking, not that intelligent. He would come to a lot of free events that RSD would hold to upsell paid events. Jonas was lonely, he didnt have any friends. He was just a lost soul.

Jonas moved to California in 2012. Thats when his family says he lost his way.

He was overwhelmed with the pretty girls, beautiful beaches, outstanding weather, and all that is associated with California, his mother wrote in a letter of support to the court.

Jonass lawyer, Peter Blair, told me the family was still in the dark about what Jonas was up to with RSD. They dont know the entirely of what he was into, Blair said. They know their son went to California, and came back with a charge for rape.

But it was in 2011, when Jonas was still in Wichita for fall semester, that he became more active on the RSD message boards as a now-senior member of RSDNation. Jonas posted stories both of his failures and random sexual encounters with women. Those postswhich have been deleted by RSDwere sent to The Daily Beast by a current employee, who asked not to be named.In October 2011, Jonas wrote in a field report that he had gone to a club and at the end of the night, taken a woman to his brothers home.

Man, this girl is wasted, but she obviously wants me to bang her, Jonas wrote. Im a little perplexed as I want to bang her, but at the same time dont want to get accusations.

He continued: I get on top her. Its dark and I know how wasted she is. For some reason I was having a little trouble getting it in. Mainly because she was drunk and I couldnt spread her legs very far as we were on a couch.

He says he then dropped her off at home. So yea i didnt give her any info and hopefully she doesnt remember any part of me tomorrow. She wasnt mad at all which is good. Sometimes chicks will freak out once they sober up and realize what theyve done for the night.

RSD member SirKonstantine replied, Dont sweat the shit 80% of chicks who WERE raped dont press charges. Chicks cant handle social pressure and pressing charges involves a lot of social pressure. Of the things that do get reported, the case needs to be solid enough where the prosecutor would want to pursue it. Meaning, if shes a dumb idiot, no lawyer (or cops) would listen to her. Those horror stories of a chick pointing the finger and a guy going to jail is media hype.

That post, and others like it, lived on the RSD site for years.

In a still-live post, titled LMR or Rape? The Fine Line RSD members discussed whether overcoming a womans initial no can indeed be rape.

A poster with the handle Jack The Repper wrote, Its a very slippery slope, a lot of what many of us do on a regular basis could be considered sexual assault. Theres always two sides to the story and society always sides with the female. We all know that it happens, but the lines are becoming so blurred.

Did RSD know about these sorts of posts?

The RSD management and coaches dont give a fuck, one former high-ranking RSD employee told me. They dont care whats on the forum. The forum is just a way to let the average everyday idiot feeling like theyre part of the community so that theyll buy more products.

Others within RSD told me the forum is moderated by instructors and volunteers.

One current moderator sent screenshots of examples of such oversight. In 2013, in a private chatroom visible to only moderators, RSD executive coach Jeff Allen Jlaixhimself known for his ownership what he calls a rape vanflagged a post titled How to Rape 90% of your day2s for removal with the comment, This is a public forum and RSD is a multi-million dollar corporation with a lot of liability. Reading these carelessly worded threads in front of a jury in a huge precedent setting lawsuits would be an ambulance chasers dream come true.

RSD did not return requests for comment on the San Diego case. In recent months, the company has integrated a lecture on consent into its online materials. Before a student can sign up for a live event, he must watchor at least fast-forward througha video titled Consent. In the video, Julien Blanc (the same instructor banned from several countries for his misogyny) reads a definition of consent off Brown Universitys Health services webpage and relates what he claims is his personal philosophy: Always leave a girl better off than you found her.

It was through RSD connections that Jonas met Alex Smith. Alex discovered pickup in the way most men didby reading Strausss The Gamebut he wasnt having much luck using its secrets on actual women. Then, according to his RSD posts and Efficient Pickups instructor page, on New Years Day 2012, he met the man who would become his mentor, an RSDer named Josh Lewis, and his life completely changed.

In real life, Alex is balding, lumbering, and smelly. He is intensely socially awkward, perhaps as a symptom of his ADHD, which he treatsor treated, according to his RSD postswith daily Adderall. In his spare time, Alex enjoyed online role-playing games. But on the RSD forum, Alex (or Beryl or Chrysoberyl as he was known), fashioned himself as a lady-killer who slept with different women every night of the week. His blog, titled Tales of a Sex Addicted Narcissistic Player, started, My name is Beryl, and I like to fuck models.

Efficient Pickups cofounder Josh Lewis took [Alex] under his wing, the companys Instructors webpage read (before it was scrubbed), and for the next two years, the pair would wing for one another, going out together every weekend to find women. Soon Alex was running his own boot camps, and his specialty, according to his blog, was train game, or having sex with a woman who has sex with another man immediately after. The reason I do it is because its fucking hilarious and my buddies and I dont generally give a fuck about women we pull, we get a hilarious story out of it and its really fun, he wrote, explaining his method to other RSD forum members. She will usually briefly freak out Have your buddy come in and start doing whatever on her, escalating up, then just hop off and have your buddy continue.

While Alex and Josh were perfecting their pickup game in Vegas and California, Jonas Dick was finishing his degree from the University of Wichita. And in 2012, Jonas moved to California for good, to join what he read on RSDs forum was one big party. With his bachelors in Finance, Jonas was soon living at a hostel in the Gaslamp and parking cars at an all-you-can-eat Brazilian steakhouse nearby.

I just moved to San Diego and live in a shitty weekly rate hotel in the downtown bar area literally blocks away from the clubs. Best logistics, Jonas posted on the RSD forum. Thats 5 girls in the last 8 days.

In December of 2012, Alex and Josh, who had been running in similar circles, seemed to find each other on RSDs forum. DUDE IS THIS JMAN? Alex commented on Jonass blog.

RSD clients and fans were often doing thisuprooting their lives to act as unpaid volunteers or hangers-on at company events in the hopes of meeting and bonding with other pickup wannabes. For these men, RSD was not just a company offering dating adviceit was a way of life.

Youve got to understand the kind of power RSD has over these guys, Nathan Kole, an RSD instructor for eight years until 2012, explained to me.

On the forum, you hear about guys having epic success or a ton of fun. If youve had a shitty life for 20 years in your hometown of a thousand people, you pack your bags and go somewhere where you can start new.

A year after Jonas moved out to San Diego, he and Alex and their friendsalmost exclusively other San Diego pickup artistswere beginning to outgrow RSD.

People get a certain level of success, and they all think they can be coaches, said Kole, who currently runs his own dating coach business from Austin, Texas. Thats the blight of my life. Ive had dozens of guys who Ive coached go on to start their own thing.

By 2013, Jonas and Alex were teaching for Efficient Pickupa company started by former RSD assistant John Mulvehill and Joshua Lewis, Alexs old mentor. Efficient Pickup promised clients in Las Vegas and California a faster, rejection-proof technique. Mulvehillknown for wearing a T-shirt emblazoned with the number of women hes supposedly slept with (he claims almost 500 these days)had been a mainstay of a group of pickup artists in Las Vegas known as the Vegas Pussy Massacre Crew. But Mulvehill was kicked off of the strip in 2015, as part of a one-year suspended sentence stemming from a night in May of 2013 when he allegedly locked a woman in his car, took away her phone, and masturbated in front of her.

The day after his arrest, Mulvehills RSD profile and more than 650 of his forum contributions were deleted. Mulvehills handle, JMULV, was added to a list of flagged terms, and the moderators were instructed to delete any mention of his name.

Mulvehill didnt respond to a request for comment for this article, but I talked with him last year for another story about his company and his alleged crime in Las Vegas. Back then, he insisted that compliance and resistance mean different things to the pickup community, and that the media and the public had gotten the wrong idea about his craft.

I know that sounds sort of rapey, Mulvehill told me at the time. But, he said, its not about convincing girls to do something they dont want to do.

In the summer of 2014, a year after his own arrest and six months after Claires rape, Mulvehill pulled Efficient Pickups website and its YouTube videos off the internet. He currently peddles his wares on Facebook, under the name Seduction Mindhacks Live, and has reduced the price for learning his technique, charging $45 for an online guide.

Mulvehill did address his decision to take down the site in November, during a question-and-answer session following a webinar pitching a $500 online program.

We shut down our YouTube channel and our site recently because when we first started our company a few years ago, we put a couple guys on our site that were advanced that we thought were going to be teaching programs for us, and they never actually taught programs for us, but they actually got into some legal trouble so we took our site down for the time being because those guys were fucking retarded and they werent affiliated with us at all, but were just taking it down for the time being.

The legal trouble Mulvehill is likely referring to would be the March arrest and charging of Alex, Jonas, and Jason in Claires rape.

Efficient Pick Ups co-founder and owner, and Alexs mentor, Josh Lewis, also declined an interview for this article. When Alexs attorney was considering calling Josh Lewis as a witness in the San Diego rape trial, Judge Jeffrey Fraser appointed Josh his own attorney, who advised him to take the Fifth Amendment because of Joshs own potential criminal liability in the case. Judge Fraser agreed with the counsels advice, noting that anyone with a connection to Efficient Pickup was potentially liable for conspiracy.

Im sure you dont have a narrative already in mind and youll portray what I have to say fairly, Josh Lewis told me over Facebook. Efficient Pickup has been dissolved, [Jonas and Alex] werent instructors, and Im in no way related to this incident, Lewis said before asking me never to contact him again.

Despite Joshs denial, Jonas and Alex were listed as two of the five instructors on Efficient Pickups website in 2013. And Jason wrote a glowing recommendation for Alex, which Efficient Pickup posted to its testimonial page: Boot Camp with Beryl is fucking awesome. He will positively impact your life to get better at pickup. I am grateful and privileged to have taken a bootcamp with him and highly recommend him as a pickup instructor.

By that time, Mulvehill, Josh, Jonas, and Alex had all been banned from RSD for promoting a competing company and for possibly crossing an unspoken lineafter years of writing blogs that promoted drinking, drugs, and what reads a lot like nonconsensual sex.

Jonathan Jacobsen, who, as a pickup instructor, goes by Manwhore, was moderating the RSD forum in 2013 and said he removed Alex and the other men from posting on it.

Jacobsen said he privately messaged Alex before the banif hes being a fucking idiot you contact the guy and tell him to stop, he explainedbut Alex couldnt handle it.

[I] want to make the distinction between what they [Efficient Pickup] do and what we do, Jacobsen told me. The point is to not do any of it without her wanting to. Thats not what this is supposed to be. Its a perversion, but these motherfuckers still manage to draw guys in.

Its not clear how many clients signed up for Efficient Pickups services; theres only proof of one.

Jason Berlin graduated from the the University of California, San Diego in 2010 with a degree in economics, and started his own business, Venture Pursuit Inc., in 2011. He bought fixer-upper houses and sold them for a profit. Apart from a few complaints to the Better Business Bureau and an incident that got him banned from the University of San Diego in 2012 (for stealing bikes, according to a university spokeswoman), Jason seemed to be doing all right, at least professionally.

I was probably depressed, but didnt really notice, Jason testified during Alexs trial last week. In November 2015, after several meetings with the DA, Jason pleaded guilty to raping Claire and signed on as a cooperating witnessa partnership that might, but is not guaranteed to, result in a more lenient sentence for him. Jason could receive anywhere from zero to eight years for Claires rape; the sentence is at the discretion of Judge Fraser. On the stand, Jason explained how he became Alex and Jonass original client at Efficient Pickup.

Apart from bad posture and a mild case of rosacea, Jason is good-looking; hes clean-cut, goes to the gym, and dresses well. But Jason was never very good with people, and was cripplingly shy and bumbling with women. So in the summer of 2013, Jason said he posted a call for a wingman on some PUA website.

Jonas responded to the post, according to Jasons testimony. He told Jason he would not just be his wingman but his instructorafter all, Jonas bragged, hed been in the pickup game for over two years and claimed hed slept with over 100 women. Jonas offered to impart his wisdom in so-called boot camps, for $300 a night. Alex also signed on to teach Jason his tricks, and soon the three of them were going out every weekend. Alex and Jonas would pick up girls and watch as Jason practiced their techniques.

I was always paying them, Jason said.

But Jason felt like he was getting something in return. In his testimony, Jason said Alex and Jonas taught him how to be an alpha male and create a mindset that would attract women. He said they taught him to isolate a woman from her friends, and to plow through her last-minute resistance.

Jason was a sponge who soon became a true believer. Still, when it came to actually getting women, I was the worst person theyd ever seen, he says they told him.

So the trio hatched a new idea for a more immersive experience. Jason would pay $2,000 a month for an apartment near the Gaslamp Quarter, a five-minute walk away from 16 blocks of bars and nightclubs. Alex and Jonas would technically live there, but Jason could come over on the weekends, go out with them for lessons, and crash there. They moved in on Oct. 1.

Jason Berlin was now deep into the world of pickup. He watched Youtube videos on pickup, listened to RSD instructor CDs in the car, and at every opportunity, went out with Alex and Jonas, along with a steady stream of pickup artists that would hang out in their new apartment.

It was like a hobby. Everyone was talking about it all the time. These people became your friends, Jason testified.

Twelve days after Alex and Jonas moved into the Gaslamp apartment, the men met Claire and Laura at closing time and brought the girls back to their apartment, where Jason was waiting.

THE TRIAL

In 2015, with a binder of evidence from Claire and a year-long police investigation complete, the San Diego district attorney formally charged Alex, Jason, and Jonas with two counts of rape, of an intoxicated person and an unconscious person.

Jonas Dick and Jason Berlin both pleaded guilty to one count for Claires rape.

Jonass crime was essentially rape in concerteven though he hadnt had sex with Claire, he admitted that hed known what Alex was allegedly planning to do to her. According to California law, by keeping Claires friend Laura occupiedin part by hiding her phoneJonas had acted as an accomplice, and was just as responsible.

Jonas was also charged with another rape shortly after being charged with Claires.

This one belonged to an underage girl who was celebrating her 16th birthday with two friends at the chain restaurant Dicks Last Resort in 2012. Jonas joined the girls table, then convinced them to accompany him back to the hostel where he was living. He offered a tour, grabbed the birthday girl by hand, took away her phone, and whisked her into his room. As her friends searched for her up and down the halls of the hostel, Jonas threw the 110-pound girl on his bed and raped her as she begged him to stop. When it was over, he ejaculated on her stomach, threw her a T-shirt, and said, Happy Birthday.

She ran from the room, found her friends, and flagged down a patrol car to make a rape report.

Its unclear whether police tried to find or apprehend Jonas in his hostel that night. The San Diego PD did not respond to a request for details on that investigation and the court case file is thin. Its also unknown why it took three years to test her rape kit. Nevertheless, it eventually was testedand came back with a match for Jonas Dick.

During Jonass August 2016 sentencing for both rapes, District Attorney Lisa Fox asked Judge Fraser for eight years, the maximum that the plea deal carried. She noted that Jonass quick guilty pleas were not necessarily because he felt regret, but because he wanted protection from exposing himself to more [charges].

As it turns out, Jonass DNA swab matched yet another victim in a national DNA database, as Fox discovered at a preliminary hearing. For that casewhich, according to Fox, involved alcohol and a college studentJonas has not been charged.

For two cases with rape, it was a very good result, Jonass attorney Peter Blair told me concerning the eight-year sentenceessentially the plea deals maximum. Theoretically [the judge] could have given him 16. Jonas will also be a registered sex offender for life.

Claire read a victims impact statement at Jonass sentencing. For 12 minutes, she spoke about what her life has been like since the night she was raped. Claire said she no longer dated. When she went out in public, she sometimes saw her rapists faces on the people around her, so she stopped going out at all. But, she said, a greater motivation than fear had compelled her to find and confront her attackers.

These businesses that promote rape culture should be stopped, Claire said. This is not friendly dating advice or motivational speaking. This is promoting the thinking that women are only objects and men are entitled to their mind and bodies for their entertainment and satisfaction

I am standing here today in this room to bring this pickup artist community to light and to represent the women out there that are unaware they too are victims, and to the women who have yet to stumble upon the path of the pickup artist and their students. The night was not an oops or a coincidence of events. It was strategically planned by these men, who not only manipulated and raped women regularly, but blogged and profited from it, from their fans and followers.

The judge agreed, praising Claires bravery in hunting down and facing her attackers.

But for your detective work, we wouldnt be here, I dont think. I think that they would still be preying on people either here or in Vegas or San Francisco or somewhere, Judge Fraser told Claire. But not for you, this would not have stopped.

And because of you, he will be punished.

For his part, Alex Smith pleaded not guilty to the rape charges. Alex is now in a relationship, perhaps married, to a woman who accompanied him every day of his week-long trial. The trial, which included no witnesses for the defense, concluded on Monday.

The jury is expected to reach a verdict in the next few days.

UPDATE: On Wednesday afternoon, a San Diego jury convicted Alex Smith of two felony counts: rape of an intoxicated person and rape of an unconscious person. Hell be sentenced on October 20, and faces a maximum of eight years in prison.

Through their attorneys, Alex Smith and Jason Berlin declined to comment for this story. Jonas Dick, currently in prison, asked to be paid for an interview. The Daily Beast declined.

***

Linda Boisvert is the property manager for the apartment that Jason Berlin rented for Alex and Jonasthe apartment where Claire was raped. As part of Lindas duties, the 51-year-old San Antonio transplant regularly checks the website Crimemapping.com to monitor any criminal activity around her building. The Gaslamp District, as Linda explained over coffee and pie at a downtown diner, is in a period of transformation. But its still sort of the Wild West out here, she said.

While searching on the website, Lindawho wears stylish browline glasses, with her wavy greying hair cut shortwould pick up on bike thefts, vandalism, maybe a few drunken fights. But in October 2013, she saw the report of Claires rape. Knowing she had surveillance video that might aid in an investigation, she called Crimestoppers and offered the tapes.

Detective Garrick Nugent and Linda went through the security footage on the night of Claires assault. On it, Claire is seen staggering toward Jonass apartment building along with Laura and the two men. The group enters the lobby and Claire stumbles off to one side before Alex pulls her back to him. Theres a sloppy embrace and Alex leads her into the elevator as Laura and Jonas follow. Once the doors closed, Linda told Detective Nugent, they were out of view of the cameras.

But, Linda thought, they didnt have to be if there was a next time. With her co-op boards approval, Linda set up another security camera in the hallway of the third floor, and pointed it at Alex and Jonass apartment. She would watch the footage periodically, and over the next two months, Linda began sending Detective Nugent still photos of what she had seen.

They would come in with women who were happy and relaxed, and the women would come outwoman after womanwould looked stunned and upset with the same tense body language, Linda told me.

I dont know if they were raped, but if there is a body language to rape, what I saw would have been it.

One lady went in with two friends and came out covering her face, crying. When they got down to the lobby and the elevator door opened, I could see she was balled up on the elevator floor. It was heartbreaking. I just wanted to scream.

In court testimony, Detective Nugent described seeing several women from Lindas tapes who appeared distraught and upset. Linda couldnt say how many women she saw leave that way.

I stopped counting, she admitted, her eyes welling with tears. It was too upsetting.

None of those women have yet been identified.

Source: http://allofbeer.com/2017/12/13/pickup-artists-preyed-on-drunk-women-brought-them-home-and-raped-them/

from All of Beer https://allofbeer.wordpress.com/2017/12/13/pickup-artists-preyed-on-drunk-women-brought-them-home-and-raped-them/

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adambstingus · 6 years

Text

Pickup Artists Preyed on Drunk Women, Brought Them Home, and Raped Them

How a San Diego woman discovered details of her rape on a pickup-artist blog—and fought to bring her attackers to justice.”>

*Warningthe following article contains a graphic depiction of a rape.

Alex Smith and Jonas Dick considered themselves part of the elite.

But according to San Diegos district attorney, Alex and Jonasboth 27 years oldare predators and the pursuit of their art has led to the rape of multiple women.

Jonas received eight years in state prison for the two rapes; his student Jason faces a maximum eight-year sentence. Both will spend a lifetime on the sex offender registry.

CLAIRES RAPE

On a Saturday night in October 2013, Claire, then 31, went out with her friend, lets call her Laura, for a girls night out in San Diegos trendy Gaslamp Quarter.

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