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#Granite City in Cedar Rapids
brookstonalmanac · 5 months
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Beer Events 11.18
Events
Women’s Christian Temperance Union founded (Cleveland, Ohio)
William Dannals patented a Bottle Filling Machine (1890)
Philipp Forg patented a Bung and Tapping Device for Beer Barrels (1902)
British war tax on beer imposed to raise revenue (1914)
John F. Oertel died (1929)
Robert Schock patented a Lauter Tank (1941)
Calvin & Hobbes debuted (1985)
Government warning labels required on beer bottles & cans (1989)
Fugeia patented Arabinoxlyo-Oligosaccharides in Beer (2008)
InBev Completes Buyout of Anheuser-Busch (2008)
Breweries Opened
Rettig Brewing (Pennsylvania; 1901)
Brewhouse Ernst August (Germany; 1986)
Odell Brewing (Colorado; 1989)
Great Northern Restaurant & Brewery (North Dakota; 1995)
Kusano Craft Beer (Japan; 1997)
Granite City Food & Brewery (Cedar Rapids, Iowa; 2003)
All American Brewing Co. (Missouri; 2008)
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mellifera38 · 6 years
Text
Mel’s Big Fantasy Place-Name Reference
So I’ve been doing lots of D&D world-building lately and I’ve kind of been putting together lists of words to help inspire new fantasy place names. I figured I’d share. These are helpful for naming towns, regions, landforms, roads, shops, and they’re also probably useful for coming up with surnames. This is LONG. There’s plenty more under the cut including a huge list of “fantasy sounding” word-parts. Enjoy!
Towns & Kingdoms
town, borough, city, hamlet, parish, township, village, villa, domain
kingdom, empire, nation, country, county, city-state, state, province, dominion
Town Name End Words (English flavored)
-ton, -ston, -caster, -dale, -den, -field, -gate, -glen, -ham, -holm, -hurst, -bar, -boro, -by, -cross, -kirk, -meade, -moore, -ville, -wich, -bee, -burg, -cester, -don, -lea, -mer, -rose, -wall, -worth, -berg, -burgh, -chase, -ly, -lin, -mor, -mere, -pool. -port, -stead, -stow, -strath, -side, -way, -berry, -bury, -chester, -haven, -mar, -mont, -ton, -wick, -meet, -heim, -hold, -hall, -point
Buildings & Places
castle, fort, palace, fortress, garrison, lodge, estate, hold, stronghold, tower, watchtower, palace, spire, citadel, bastion, court, manor, house
altar, chapel, abbey, shrine, temple, monastery, cathedral, sanctum, crypt, catacomb, tomb
orchard, arbor, vineyard, farm, farmstead, shire, garden, ranch
plaza, district, quarter, market, courtyard, inn, stables, tavern, blacksmith, forge, mine, mill, quarry, gallows, apothecary, college, bakery, clothier, library, guild house, bath house, pleasure house, brothel, jail, prison, dungeon, cellar, basement, attic, sewer, cistern
lookout, post, tradepost, camp, outpost, hovel, hideaway, lair, nook, watch, roost, respite, retreat, hostel, holdout, redoubt, perch, refuge, haven, alcove, haunt, knell, enclave, station, caravan, exchange, conclave
port, bridge, ferry, harbor, landing, jetty, wharf, berth, footbridge, dam, beacon, lighthouse, marina, dockyard, shipyard
road, street, way, row, lane, trail, corner, crossing, gate, junction, waygate, end, wall, crossroads,  barrier, bulwark, blockade, pavilion, avenue, promenade, alley, fork, route
Time & Direction
North, South, East, West, up, down, side, rise, fall, over, under
Winter, Spring, Summer, Autumn, solstice, equanox, vernal, ever, never
dusk, dawn, dawnrise, morning, night, nightfall, evening, sundown, sunbreak, sunset
lunar, solar, sun, moon, star, eclipse
Geographical Terms
Cave, cavern, cenote, precipice, crevasse, crater, maar, chasm, ravine, trench, rift, pit
Cliff, bluff, crag, scarp, outcrop, stack, tor, falls, run, eyrie, aerie
Hill, mountain, volcano, knoll, hillock, downs, barrow, plateau, mesa, butte, pike, peak, mount, summit, horn, knob, pass, ridge, terrace, gap, point, rise, rim, range, view, vista, canyon, hogback, ledge, stair, descent
Valley, gulch, gully, vale, dale, dell, glen, hollow, grotto, gorge, bottoms, basin, knoll, combe
Meadow, grassland, field, pasture, steppe, veld, sward, lea, mead, fell, moor, moorland, heath, croft, paddock, boondock, prairie, acre, strath, heights, mount, belt
Woodlands, woods, forest, bush, bower, arbor, grove, weald, timberland, thicket, bosk, copse, coppice, underbrush, hinterland, park, jungle, rainforest, wilds, frontier, outskirts
Desert, dunes, playa, arroyo, chaparral, karst, salt flats, salt pan, oasis, spring, seep, tar pit, hot springs, fissure, steam vent, geyser, waste, wasteland, badland, brushland, dustbowl, scrubland
Ocean, sea, lake, pond, spring, tarn, mere, sluice, pool, coast, gulf, bay
Lagoon, cay, key, reef, atoll, shoal, tideland, tide flat, swale, cove, sandspit, strand, beach
Snowdrift, snowbank, permafrost, floe, hoar, rime, tundra, fjord, glacier, iceberg
River, stream, creek, brook, tributary, watersmeet, headwater, ford, levee, delta, estuary, firth, strait, narrows, channel, eddy, inlet, rapids, mouth, falls
Wetland, marsh, bog, fen, moor, bayou, glade, swamp, banks, span, wash, march, shallows, mire, morass, quag, quagmire, everglade, slough, lowland, sump, reach
Island, isle, peninsula, isthmus, bight, headland, promontory, cape, pointe, cape
More under the cut including: Color words, Animal/Monster related words, Rocks/Metals/Gems list, Foliage, People groups/types, Weather/Environment/ Elemental words, Man-made Items, Body Parts, Mechanical sounding words, a huge list of both pleasant and unpleasant Atmospheric Descriptors, and a huge list of Fantasy Word-parts.
Color Descriptions
Warm: red, scarlet, crimson, rusty, cerise, carmine, cinnabar, orange, vermillion, ochre, peach, salmon, saffron, yellow, gold, lemon, amber, pink, magenta, maroon, brown, sepia, burgundy, beige, tan, fuchsia, taupe
Cool: green, beryl, jade, evergreen, chartreuse, olive, viridian, celadon, blue, azure, navy, cerulean, turquoise, teal, cyan, cobalt, periwinkle, beryl, purple, violet, indigo, mauve, plum
Neutral: gray, silver, ashy, charcoal, slate, white, pearly, alabaster, ivory, black, ebony, jet
dark, dusky, pale, bleached, blotchy, bold, dappled, lustrous, faded, drab, milky, mottled, opaque, pastel, stained, subtle, ruddy, waxen, tinted, tinged, painted
Animal / Monster-Related Words
Bear, eagle, wolf, serpent, hawk, horse, goat, sheep, bull, raven, crow, dog, stag, rat, boar, lion, hare, owl, crane, goose, swan, otter, frog, toad, moth, bee, wasp, beetle, spider, slug, snail, leech, dragonfly, fish, trout, salmon, bass, crab, shell, dolphin, whale, eel, cod, haddock
Dragon, goblin, giant, wyvern, ghast, siren, lich, hag, ogre, wyrm, kraken
Talon, scale, tusk, hoof, mane, horn, fur, feather, fang, wing, whisker, bristle, paw, tail, beak, claw, web, quill, paw, maw, pelt, haunch, gill, fin,
Hive, honey, nest, burrow, den, hole, wallow
Rocks / Metals / Minerals
Gold, silver, brass, bronze, copper, platinum, iron, steel, tin, mithril, electrum, adamantite, quicksilver, fool’s gold, titanium
Diamond, ruby, emerald, sapphire, topaz, opal, pearl, jade, jasper, onyx, citrine, aquamarine, turquoise, lapiz lazuli, amethyst, quartz, crystal, amber, jewel
Granite, shale, marble, limestone, sandstone, slate, diorite, basalt, rhyolite, obsidian, glass
Earth, stone, clay, sand, silt, salt, mote, lode, vein, ore, ingot, coal, boulder, bedrock, crust, rubble, pebble, gravel, cobble, dust, clod, peat, muck mud, slip, loam, dirt, grit, scree, shard, flint, stalactite/mite
Trees / Plants / Flowers
Tree, ash, aspen, pine, birch, alder, willow, dogwood, oak, maple, walnut,  chestnut, cedar, mahogany, palm, beech, hickory, hemlock, cottonwood, hawthorn, sycamore, poplar, cypress, mangrove, elm, fir, spruce, yew
Branch, bough, bramble, gnarl, burr, tangle, thistle, briar, thorn, moss, bark, shrub, undergrowth, overgrowth, root, vine, bracken, reed, driftwood, coral, fern, berry, bamboo, nectar, petal, leaf, seed, clover, grass, grain, trunk, twig, canopy, cactus, weed, mushroom, fungus
Apple, olive, apricot, elderberry, coconut, sugar, rice, wheat, cotton, flax, barley, hops, onion, carrot, turnip, cabbage, squash, pumpkin, pepper
Flower, rose, lavender, lilac, jasmine, jonquil, marigold, carnelian, carnation, goldenrod, sage, wisteria, dahlia, nightshade, lily, daisy, daffodil, columbine, amaranth, crocus, buttercup, foxglove, iris, holly, hydrangea, orchid, snowdrop, hyacinth, tulip, yarrow, magnolia, honeysuckle, belladonna, lily pad, magnolia
People
Settler, Pilgrim, Pioneer, Merchant, Prospector, Maker, Surveyor, Mason, Overseer, Apprentice, Widow, Sailor, Miner, Blacksmith, Butcher, Baker, Brewer, Barkeep, Ferryman, Hangman, Gambler, Fisherman, Adventurer, Hero, Seeker, Hiker, Traveler, Crone
Mage, Magician, Summoner, Sorcerer, Wizard, Conjurer, Necromancer, 
King, Queen, Lord, Count, Baron, Guard, Soldier, Knight, Vindicator, Merchant, Crusader, Imperator, Syndicate, Vanguard, Champion, Warden, Victor, Legionnaire, Master, Archer, Footman, Gladiator, Barbarian, Captain, Commodore, 
Beggar, Hunter, Ranger, Deadman, Smuggler, Robber, Swindler, Rebel, Bootlegger, Outlaw, Pirate, Brigand, Ruffian, Highwayman, Cutpurse, Thief, Assassin
God, Goddess, Exarch, Angel, Devil, Demon, Cultist, Prophet, Hermit, Seer
council, clergy, guild, militia, choir 
Climate, Environment, & The Elements
Cold, cool, brisk, frosty, chilly, icy, freezing, frozen, frigid, glacial, bitter, biting, bleak, arctic, polar, boreal, wintry, snowy, snow, blizzarding, blizzard, sleeting, sleet, chill, frost, ice, icebound, ice cap, floe, snowblind, frostbite, coldsnap, avalanche, snowflake
Hot, sunny, humid, sweltering, steaming, boiling, sizzling, blistering, scalding, smoking, caldescent, dry, parched, arid, fallow, thirsty, melting, molten, fiery, blazing, burning, charring, glowing, searing, scorching, blasted, sun, fire, heat, flame, wildfire, bonfire, inferno, coal, ash, cinder, ember, flare, pyre, tinder, kindling, aflame, alight, ablaze, lava, magma, slag,
Wet, damp, dank, soggy, sodden, soaked, drenched, dripping, sopping, briny, murky, rain, storm, hail, drizzle, sprinkle, downpour, deluge, squall, water, cloud, fog, mist, dew, puddle, pool, current, whirlpool, deep, depths, tide, waves, whitewater, waterfall, tidal wave, flow, flood, leak, drain
Wind, breeze, gust, billow, gail, draft, waft, zephyr, still, airy, clear, smokey, tempest, tempestuous, windswept, aerial, lofty, torrid, turbulent, nebulous, tradewind, thunder, lightning, spark, cyclone, tornado, whirlwind, hurricane, typhoon
Man-made Item Words
Furnace, forge, anvil, vault, strap, strip, whetstone, brick, sword, blade, axe, dagger, shield, buckler, morningstar, bow, quiver, arrow, polearm, flail, staff, stave, sheath, hilt, hammer, knife, helm, mantle, banner, pauldron, chainmail, mace, dart, cutlass, canon, needle, cowl, belt,  buckle, bandana, goggles, hood, boot, heel, spindle, spool, thread, sweater, skirt, bonnet, apron, leather, hide, plate, tunic, vest, satin, silk, wool, velvet, lace, corset, stocking, binding
Plow, scythe, (wheel) barrow, saddle, harrow, brand, collar, whip, leash, lead, bridle, stirrup, wheel, straw, stall, barn, hay, bale, pitchfork, well, log, saw, lumber, sod, thatch, mortar, brick, cement, concrete, pitch, pillar, window, fountain, door, cage, spoke, pole, table, bench, plank, board
Candle, torch, cradle, broom, lamp, lantern, clock, bell, lock, hook, trunk, looking glass, spyglass, bottle, vase, locket, locker, key, handle, rope, knot, sack, pocket, pouch, manacle, chain, stake, coffin, fan. cauldron, kettle, pot, bowl, pestle, oven, ladle, spoon, font, wand, potion, elixir, draught, portal, book, tome, scroll, word, manuscript, letter, message, grimoire, map, ink, quill, pen, cards, dice
Coin, coronet, crown, circlet, scepter, treasure, riches, scales, pie, tart, loaf, biscuit, custard, caramel, pudding, porridge, stew, bread, tea, gravy, gristle, spice, lute, lyre, harp, drum, rouge, powder, perfume, brush
bilge, stern, pier, sail, anchor, mast, dock, deck, flag, ship, boat, canoe, barge, wagon, sled, carriage, buggy, cart
Wine, brandy, whiskey, ale, moonshine, gin, cider, rum, grog, beer, brew, goblet, flagon, flask, cask, tankard, stein, mug, barrel, stock, wort, malt
Body Parts
Head, throat, finger, foot, hand, neck, shoulder, rib, jaw, eye, lips, bosom
Skull, spine, bone, tooth, heart, blood, tears, gut, beard
Mechanical-Sounding Words
cog, fuse, sprocket, wrench, screw, nail, bolt, lever, pulley, spanner, gear, spring, shaft, switch, button, cast, pipe, plug, dial, meter, nozzle, cord, brake, gauge, coil, oil, signal, wire, fluke, staple, clamp, bolt, nut, bulb, patch, pump, cable, socket
torque, force, sonic, spark, fizzle, thermal, beam, laser, steam, buzz, mega, mecha, electro, telsa, power, flicker, charge, current, flow, tinker
Atmospheric Words
Unpleasant, Dangerous, Threatening
(nouns) death, fury, battle, scar, shadow, razor, nightmare, wrath, bone, splinter, peril, war, riptide, strife, reckoning, sorrow, terror, deadwood, nether, venom, grime, rage, void, conquest, pain, folly, revenge, horrid, mirk, shear, fathom, frenzy, corpselight/marshlight, reaper, gloom, doom, torment, torture, spite, grizzled, sludge, refuse, spore, carrion, fear, pyre, funeral, shade, beast, witch, grip, legion, downfall, ruin, plague, woe, bane, horde, acid, fell, grief, corpse, mildew, mold, miter, dirge
(adjectives) dead, jagged, decrepit, fallen, darkened, blackened, dire, grim, feral, wild, broken, desolate, mad, lost, under, stagnant, blistered, derelict, forlorn, unbound, sunken, fallow, shriveled, wayward, bleak, low, weathered, fungal, last, brittle, sleepy, -strewn, dusky, deserted, empty, barren, vacant, forsaken, bare, bereft, stranded, solitary, abandoned, discarded, forgotten, deep, abysmal, bottomless, buried, fathomless,unfathomable, diseased, plagued, virulent, noxious, venomous, toxic, fetid, revolting, putrid, rancid, foul, squalid, sullied, vile, blighted, vicious, ferocious, dangerous, savage, cavernous, vast, yawning, chasmal, echoing, dim, dingy, gloomy, inky, lurid, shaded, shadowy, somber, sunless, tenebrous, unlit, veiled, hellish, accursed, sulfurous, damned, infernal, condemned, doomed, wicked, sinister, dread, unending, spectral, ghostly, haunted, eldritch, unknown, weary, silent, hungry, cloven, acidic
(verb/adverbs): wither (withering / withered), skulk (skulking), whisper, skitter, chitter, sting, slither, writhe, gape, screech, scream, howl, lurk, roil, twist, shift, swarm, spawn, fester, bleed, howl, shudder, shrivel, devour, swirl, maul, trip, smother, weep, shatter, ruin, curse, ravage, hush, rot, drown, sunder, blister, warp, fracture, die, shroud, fall, surge, shiver, roar, thunder, smolder, break, silt, slide, lash, mourn, crush, wail, decay, crumble, erode, decline, reek, lament, taint, corrupt, defile, poison, infect, shun, sigh, sever, crawl, starve, grind, cut, wound, bruise, maim, stab, bludgeon, rust, mutilate, tremble, stumble, fumble, clank, clang
Pleasant, Safe, Neutral
(nouns) spirit, luck, soul, oracle, song, sky, smile, rune, obelisk, cloud, timber, valor, triumph, rest, dream, thrall, might, valiance, glory, mirror, life, hope, oath, serenity, sojourn, god, hearth, crown, throne, crest, guard, rise, ascent, circle, ring, twin, vigil, breath, new, whistle, grasp, snap, fringe, threshold, arch, cleft, bend, home, fruit, wilds, echo, moonlight, sunlight, starlight, splendor, vigilance, honor, memory, fortune, aurora, paradise, caress
(adjectives) gentle, pleasant, prosperous, peaceful, sweet, good, great, mild, grand, topic, lush, wild, abundant, verdant, sylvan, vital, florid, bosky, callow, verdurous, lucious, fertile, spellbound, captivating, mystical, hidden, arcane, clandestine, esoteric, covert, cryptic, runic, otherworldly, touched, still, fair, deep, quiet, bright, sheer, tranquil, ancient, light, far, -wrought, tidal, royal, shaded, swift, true, free, high, vibrant, pure, argent, hibernal, ascendant, halcyon, silken, bountiful, gilded, colossal, massive, stout, elder, -bourne, furrowed, happy, merry, -bound, loud, lit, silk, quiet, bright, luminous, shining, burnished, glossy, brilliant, lambent, lucent, lustrous, radiant, resplendent, vivid, vibrant, illuminated, silvery, limpid, sunlit, divine, sacred, holy, eternal, celestial, spiritual, almighty, anointed, consecrated, exalted, hallowed, sanctified, ambrosial, beatific, blissful, demure, naked, bare, ample, coy,  deific, godly, omnipotent, omnipresent, rapturous, sacramental, sacrosanct, blessed, majestic, iridescent, glowing, overgrown, dense, hard, timeless, sly, scatter, everlasting, full, half, first, last
(verb/adverbs) arch (arching / arched), wink (winking), sing, nestle, graze, stroll, roll, flourish, bloom, bud, burgeon, live, dawn, hide, dawn, run, pray, wake, laugh, wake, glimmer, glitter, drift, sleep, tumble, bind, arch, blush, grin, glister, beam, meander, wind, widen, charm, bewitch, enthrall, entrance, enchant, allure, beguile, glitter, shimmer, sparkle twinkle, crest, quiver, slumber, herald, shelter, leap, click, climb, scuttle, dig, barter, chant, hum, chime, kiss, flirt, tempt, tease, play, seduce
Generic “Fantasy-Sounding” Word Parts
A - D
aaz, ada, adaer, adal, adar, adbar, adir, ae, ael, aer, aern, aeron, aeryeon, agar, agis, aglar, agron, ahar, akan, akyl, al, alam, alan, alaor, ald, alea, ali, alir, allyn, alm, alon, alor, altar, altum, aluar, alys, amar, amaz, ame, ammen, amir, amol, amn, amus, anar, andor, ang, ankh, ar, ara, aram, arc, arg, arian, arkh, arla, arlith, arn, arond, arthus, arum, arvien, ary, asha, ashyr, ask, assur, aster, astra, ath, athor, athra, athryn, atol, au, auga, aum, auroch, aven, az, azar, baal, bae, bael, bak, bal, balor, ban, bar, bara, barr, batol, batar, basir, basha, batyr, bel, belph, belu, ben, beo, bere, berren, berun, besil, bezan, bhaer, bhal, blask, blis, blod, bor, boraz, bos, bran, brath, braun, breon, bri, bry, bul, bur, byl, caer, cal, calan, cara, cassa, cath, cela, cen, cenar, cerul, chalar, cham, chion, cimar, clo, coram, corel, corman, crim, crom, daar, dach, dae, dago, dagol, dahar, dala, dalar, dalin, dam, danas, daneth, dannar, dar, darian,  darath, darm, darma, darro, das, dasa, dasha, dath, del, delia, delimm, dellyn, delmar, delo, den, dess, dever, dhaer, dhas, dhaz, dhed, dhin, din, dine, diar, dien, div, djer, dlyn, dol, dolan, doon, dora, doril, doun, dral, dranor, drasil, dren, drian, drien, drin, drov, druar, drud, duald, duatha, duir, dul, dulth, dun, durth, dyra, dyver,
E - H
ea, eber, eden, edluk, egan, eiel, eilean, ejen, elath, eld, eldor, eldra, elith emar, ellesar, eltar, eltaran, elth, eltur, elyth, emen, empra, emril, emvor, ena, endra, enthor, erad, erai, ere, eriel, erith, erl, eron, erre, eryn, esk, esmel, espar, estria, eta, ethel, eval, ezro, ezan, ezune, ezil, fael, faelar, faern, falk, falak, farak, faril, farla, fel, fen, fenris, fer, fet, fin, finar, forel, folgun, ful, fulk, fur, fyra, fallon, gael, gach, gabir, gadath, gal, galar, gana, gar, garth, garon, garok, garne, gath, geir, gelden, geren,  geron, ghal, ghallar, ghast, ghel, ghom, ghon, gith, glae, glander, glar, glym, gol, goll, gollo, goloth, gorot, gost, goth, graeve, gran, grimm, grist, grom, grosh, grun, grym, gual, guil, guir, gulth, gulur, gur, gurnth, gwaer, haa, hael, haer, hadar, hadel, hakla, hala, hald, halana, halid, hallar, halon, halrua, halus, halvan, hamar, hanar, hanyl, haor, hara, haren, haresk, harmun, harrokh, harrow, haspur, haza, hazuth, heber,  hela, helve, hem, hen, herath, hesper, heth, hethar, hind, hisari, hjaa, hlath, hlond, hluth, hoarth, holtar, horo, hotun, hrag, hrakh, hroth, hull, hyak, hyrza
I - M
iibra, ilth, ilus, ilira, iman, imar, imas, imb, imir, immer, immil, imne, impil, ingdal, innar, ir, iriae, iril, irith, irk, irul, isha, istis, isil, itala, ith, ithal, itka, jada, jae, jaeda, jahaka, jala, jarra, jaro, jath, jenda, jhaamm, jhothm, jinn, jinth, jyn, kado, kah, kal, kalif, kam, kana, kara, karg, kars, karth, kasp, katla, kaul, kazar, kazr, kela, kelem, kerym, keth, keva, kez, kezan, khaer, khal, khama, khaz, khara, khed, khel, khol, khur, kil, kor, korvan, koll, kos, kir, kra, kul, kulda, kund, kyne, lae, laen, lag, lan, lann, lanar, lantar, lapal, lar, laran, lareth, lark, lath, lauth, lav, lavur, lazar, leih, leshyr, leth, lhaza, lhuven, liad, liam, liard, lim, lin, lirn, lisk, listra, lith, liya, llair, llor, lok, lolth, loran, lorkh, lorn, loth, lothen, luen, luir, luk, lund, lur, luth, lyndus, lyra, lyth, maal, madrasm maera, maer, maerim, maes, mag, magra, mahand, mal, malar, mald, maldo, mar, mara, mark, marl, maru, maruk, meir, melish, memnon, mer, metar, methi, mhil, mina, mir, miram, mirk, mista, mith, moander, mok, modir, modan, mon, monn, mor, more, morel, moril, morn, moro, morrow, morth, mort, morum, morven, muar, mul, mydra, myr, myra, myst
N - S
naar, nadyra, naedyr, naga, najar, nal, naal, nalir, nar, naruk, narbond, narlith, narzul, nasaq, nashkel, natar, nath, natha, neir, neth, nether, nhall, nikh, nil, nilith, noan, nolvurm nonthal, norda, noro, novul, nul, nur, nus, nyan, nyth, ober, odra, oghr, okoth, olleth, olodel, omgar, ondath, onthril, ordul, orish, oroch, orgra, orlim, ormath, ornar, orntath, oroch, orth, orva, oryn, orzo, ostel, ostor, ostrav, othea, ovar, ozod, ozul, palan, palad, pae, peldan, pern, perris, perim, pele, pen, phail, phanda, phara, phen, phendra, pila, pinn, pora, puril, pur, pyra, qadim, quar, quel, ques, quil, raah, rael, ran, ranna, rassil, rak, rald, rassa, reddan, reith, relur, ren, rendril, resil, reska, reth, reven, revar, rhy, rhynn, ria, rian, rin, ris, rissian, rona, roch, rorn, rora, rotha, rual, ruar, ruhal, ruil, ruk, runn, rusk, ryn, saa, saar, saal, sabal, samar, samrin, sankh, sar, sarg, sarguth, sarin, sarlan, sel, seld, sember, semkh, sen, sendrin, septa, senta, seros, shaar, shad, shadra, shae, shaen, shaera, shak, shalan, sham, shamath, shan, shana, sharan, shayl, shemar, shere, shor, shul, shyll, shyr, sidur, sil, silvan, sim, sintar, sirem, skar, skell, skur, skyr, sokol, solan, sola, somra, sor, ssin, stel, strill, suldan, sulk, sunda, sur, surkh, suth, syl, sylph, sylune, syndra, syth
T - Z
taak, taar, taer, tah, tak, tala, talag, talar, talas, talath, tammar, tanar, tanil, tar, tara, taran, tarl, tarn, tasha, tath, tavil, telar, teld, telf, telos, tempe, tethy, tezir, thaar, thaer, thal, thalag, thalas, thalan, thalar, thamor, thander, thangol, thar, thay, thazal, theer, theim, thelon, thera, thendi, theril, thiir, thil, thild, thimir, thommar, thon, thoon, thor, thran, thrann, threl, thril, thrul, thryn, thuk, thultan, thume, thun, thy, thyn, thyr, tir, tiras, tirum, tohre, tol, tolar, tolir,  tolzrin, tor, tormel, tormir, traal, triel, trith, tsath, tsur, tul, tur, turiver, turth, tymor, tyr, uder, udar, ugoth, uhr, ukh, ukir, uker, usten, ulgarth, ulgoth, ultir, ulur, umar, umath, umber, unara, undro, undu, untha, upir, ur, ursa, ursol, uron, uth, uthen, uz, van, vaar, vaelan, vaer, vaern, val valan, valash, vali, valt, vandan, vanede, vanrak, var, varyth, vassa, vastar, vaunt, vay, vel, velar, velen, velius, vell, velta, ven, veren, vern, vesper, vilar, vilhon, vintor, vir, vira, virdin, volo, volun, von, voon, vor, voro, vos, vosir, vosal, vund, war, wara, whel, wol, wynn, wyr, wyrm, xer, xul, xen, xian, yad, yag, yal, yar, yath, yeon, yhal, yir, yirar, yuir, yul, yur, zail, zala, zalhar, zan, zanda, zar, zalar, zarach, zaru, zash, zashu, zemur, zhent, zim, ziram, zindala, zindar, zoun, zul, zurr, zuth, zuu, zym
A lot of places are named after historical events, battles, and people, so keep that in mind. God/Goddess names tied to your world also work well. Places are also often named after things that the area is known for, like Georgia being known for its peaches.
My brain was fried by the end of this so feel free to add more!
I hope you find this reference helpful and good luck world-building!
-Mel
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theliberaltony · 5 years
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via Politics – FiveThirtyEight
Want a secret weapon for succeeding in the New Hampshire primary? Be a politician from a neighboring state. Want a secret weapon for succeeding in the Iowa caucuses? I’m afraid it’s back to the drawing board; hailing from a nearby state doesn’t look like much of a help.
Historically, candidates from neighboring states have had a checkered record in the Iowa caucuses, in contrast with the clear home-field advantage that exists for candidates from next door to the Granite State. In total, I identified 17 “major”1 candidates from Minnesota, Wisconsin, Illinois, Missouri, Nebraska, South Dakota or Iowa itself who have run in the caucuses since the modern primary era began in 1972, but only six of them won at least 20 percent of the vote and finished in either first or second. The 11 other candidates flopped, receiving 11.2 percent of the vote or less. One candidate even finished in eighth. (For comparison, in New Hampshire, politicians from neighboring states have always finished in the top two.)
Iowa doesn’t care where you’re from
“Major” presidential candidates from Iowa or neighboring states who have run in the Iowa caucuses, since 1972
IA Caucus Result Year Party Candidate Home State Vote Share Finish* 1972 D George McGovern South Dakota 22.6% 2nd 1972 D Hubert Humphrey Minnesota 1.6 3rd 1972 D Eugene McCarthy Minnesota 1.4 4th 1980 R Phil Crane Illinois 6.7 5th 1980 R John Anderson Illinois 4.3 6th 1984 D Walter Mondale Minnesota 48.9 1st 1984 D George McGovern South Dakota 10.3 3rd 1984 D Jesse Jackson Illinois 1.5 7th 1988 D Richard Gephardt Missouri 31.3 1st 1988 D Paul Simon Illinois 26.7 2nd 1988 D Jesse Jackson Illinois 8.8 4th 1992 D Tom Harkin Iowa 76.4 1st 1992 D Bob Kerrey Nebraska 2.4 4th 1996 R Maurice Taylor Illinois 1.4 8th 2004 D Richard Gephardt Missouri 11.2 4th 2008 D Barack Obama Illinois 37.6 1st 2012 R Michele Bachmann Minnesota 5.0 6th
“Major” candidates were those included in national polls
* Among named candidates — i.e., not counting “uncommitted.”
Sources: State of Iowa, Des Moines Register, CQ Press, New Hampshire secretary of state
Why doesn’t it help to be from next door in Iowa when it is such a clear advantage in New Hampshire? I have several theories, but first things first — it is probably in part because candidates from around Iowa are just weaker candidates overall than candidates from around New Hampshire.
For instance, I found that the national polling average of Iowa-native and Iowa-adjacent candidates in the 30 days leading up to the caucuses was 11 points, on average, but for New Hampshire-adjacent candidates, it was nearly double that at 21 points.
But that’s not all that’s going on here. New Hampshire-adjacent candidates also did much better (19 points better, in fact) in the New Hampshire primary than their national polling average in the 30 days leading up to the primary. In Iowa, local candidates overperformed, but not by nearly as much. On average, these candidates did just 6 points better in the caucuses than they did in an average of national polls conducted in the 30 days before the caucuses — and that includes one candidate, then-Sen. Tom Harkin in 1992, who improved upon his national polling average by 70 (!) points in Iowa. (Harkin is the only major presidential candidate in the modern era actually from Iowa, so it’s not necessarily that surprising that he basically scared the other Democratic candidates away from competing there.) If we remove Harkin from the equation, Iowa-adjacent candidates’ advantage falls to 3 points, on average. That’s barely any better than the 1 percentage point by which candidates not from the area overperformed their national polls in Iowa, on average.
The reason home-field advantage is weaker in Iowa than in New Hampshire may be that many of the factors that make local candidates strong in New Hampshire do not carry forward to Iowa.
Distances, for instance, are longer in the Midwest than in New England, so it is not as easy for candidates from neighboring states to just pop in to Iowa for a quick visit.
Additionally, whereas a majority of New Hampshirites were born out of state, 70 percent of Iowans were born in Iowa, according to 2017 estimates from the American Community Survey. Only 4 percent were born in Illinois, 3 percent in Nebraska, 2 percent in Minnesota and 1 percent in each of Missouri, South Dakota and Wisconsin. In addition, only 5 percent of Iowa workers aged 16 or higher cross state lines to go to work.
Most Iowans — 66 percent — live in a broadcast media market (either Des Moines-Ames or Cedar Rapids-Waterloo-Iowa City-Dubuque) that is wholly contained within the state, meaning there is no real reason for its news coverage or political advertising to feature politicians from neighboring states. Only 15 percent live in a media market shared with Nebraska, 12 percent live in a media market shared with Illinois and even fewer live in media markets shared with other nearby states. (For comparison, 84 percent of New Hampshirites live in the Boston media market.)
This is admittedly subjective, but I would also say that New England has a more uniform identity than the Midwest does. State borders seem to matter more in the Midwest (for example, most of New England roots for the same sports teams, but that is not true of the Midwest), and the Midwest is more heterogeneous. Perhaps this is why some candidates from neighboring states outperformed their national polls in Iowa, and others did not.
As for this year, the question of whether home-field advantage exists in Iowa might not matter much. That’s because there aren’t any candidates from Iowa currently running for president.2 There is one major presidential candidate from a state that borders Iowa: Minnesota Sen. Amy Klobuchar. And she does appear to be putting a lot of her eggs in Iowa’s basket. But unfortunately for her, merely being from next door does not appear to give a candidate much of a boost in the Iowa caucuses. In fact, Klobuchar’s fellow Minnesotans (Hubert Humphrey, Eugene McCarthy, Walter Mondale and Michele Bachmann) have all done worse than their national polling average there.
Geoffrey Skelley contributed research.
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elizhtgghfugan · 3 years
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Avenue south residence floor plan4
Cedar Rapids is a charming city in Eastern Iowa. It ranked as the 2nd largest city of the state in year 2000 because its population has reached 140,000. The outskirts of the city blend with the suburbs of Marion and Hiawatha.
The birth of City was a slow process although it was historically regarded as a working class industrial city. As years pass, it has expanded its employment opportunities at their service sector - seemingly attracting new residents.
Nightlife The Piano Lounge - This is located at 208 2nd Avenue Southeast Cedar Rapids, Iowa. It is popular for its blend of music and martinis. In fact, they have a large martini menu. It is a stop over place for many white collar business people and college co-eds. It is most visited every Thursday night because martinis cost half the price.
GR Books - This is located at 3611 1st Avenue Northeast Cedar Rapids, Iowa. It is an intimate yet cozy place for small circles of friends. There are books lined up on the walls. Their bartenders have extraordinary personalities but the drinks are superb. Their mojito is a must-try.
Third Base Sports - This is located at Avenue south residence floor plan  500 Blairs Ferry Road Northeast Cedar Rapids, Iowa. It is previously called "Cedar Brewing Company". It has a microbrewery with testy, greasy diner food.
Granite City - This is located at 4755 1st Avenue Northeast Cedar Rapids, Iowa. It has an excellent microbrewery and delectable food. For a membership of $10, you get a free beer and 10$ discount on food.
Cheap Hotels Econo Lodge - The nightly rate at this lodge starts at $68. It is located at 622 33rd Avenue South West Cedar Rapids, Iowa 52404. Their phone number is 1-319-363-8888. It is near the Kirkwood Community College, Coe College, Jones Park Golf Course, the National Czech and Slovak Museum and the Paramount Theater among others. Amenities include continental breakfast, Internet access and an indoor pool. They accept pets. They have a total of 50 guestrooms. The check in time is at 2 pm while check out is at 11am.
Ramada Limited Suites - The nightly rate at this inn starts at $69. It has everything you need combined with warm accommodations, friendly services and cheap rates. Amenities include Quality Sleeper beds by Serta, complimentary high speed Internet Access and an onsite restaurant.
Quality Inn - The nightly rate at this inn starts at $59. It is near the Science Station, Lindale Mall, the Amana Colonies National Historic Landmark, Lake McBride, the US Cellular Center entertainment venue and the University of Iowa. Guests are privileged with complimentary expanded continental breakfast, along with fresh pastries, Belgian waffles, fresh fruits, doughnuts, tea and hot coffee. They have a total of 49 rooms. Check in time is at 2pm while check out is at 12nn.
Best Western Copper's Mill Hotel - The nightly rate at this inn starts at $67. It is a pet friendly hotel located at 100 F Avenue Northwest Cedar Rapids, Iowa 52405. Amenities include complimentary high speed Internet access, an onsite restaurant, cocktail lounge, Cable TVs, whirlpool and indoor pool as well as a fitness room and fascinating views of the river. Check in time is at 3pm while check out time is at 12nn.
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gehayi · 7 years
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Names and Contact Info of Representatives Who Voted for Trumpcare--Part 3 (Bla-Bos)
Black, Diane. Republican. Tennessee’s 6th District.
Washington, D.C.: 1131 Longworth House Office Building, Washington, DC 20515 
Phone: (202) 225-4231
Fax: (202) 225-6887
Cookeville: 321 East Spring Street, Suite 301, Cookeville, TN 38501
Phone: (931) 854-0069 
Fax: (615)-206-8980
Gallatin: 355 North Belvedere Drive, Suite 308, Gallatin, TN 37066
Phone: (615) 206-8204 
Fax: (615)-206-8980
Up for re-election in 2018. Currently in 4th term. Seat predicted safe for incumbent party.
***
Blackburn, Marsha. Republican. Tennessee’s 7th District.
Washington Office: 2266 Rayburn Building Washington, D.C. 20515 202-225-2811 202-225-3004 fax Clarksville Office: 128 North 2nd Street Suite 202 Clarksville, TN 37040 931-503-0391 931-503-0393 fax Franklin Office: 305 Public Square Suite 212 Franklin, TN 37064 615-591-5161 615-599-2916 fax 
From Blackburn’s website: Please note that due to heightened security in the U.S. Capitol, mail service to my Washington, DC office is significantly delayed anywhere from 3- 6 weeks. If you have any correspondence that is time sensitive, please use alternatives such as e-mail, phone, or fax. **If you have an urgent matter, please phone our office directly.
Up for re-election in 2018. Currently in 8th term. Seat predicted safe for incumbent party.
***
Blum, Rod. Republican. Iowa’s 1st District.
Washington, DC Office: 108 Longworth House Office Building, Washington, DC 20515
Phone: (202) 225-2911
Cedar Falls Office: 515 Main Street, Suite DCedar Falls, IA 50613
Phone: (319) 266-6925
Cedar Rapids Office: 310 3rd Street SE, Cedar Rapids, IA 52401
Phone: (319) 364-2288 Fax: (319) 364-2994
Dubuque Office: 1050 Main Street, Dubuque, IA 52001
Phone: (563) 557-7789
Up for re-election in 2018. Currently in 2nd term. Seat likely to remain Republican (more than leaning Republican, but not predicted to be safe).
***
Bost, Mike. Republican. Illinois’s 12th District.
WASHINGTON: 1440 Longworth House Office Building, Washington, DC 20515
Phone: (202) 225-5661 Fax: (202) 225-0285
ALTON: 101 East Third Street, Alton, IL 62002
First Thursday of every month from 9:00 a.m. until 11:00 a.m. Phone: (618) 622-0774
CARBONDALE: 300 East Main Street, Hunter Building-Suite 4, Carbondale, IL 62901
Phone: (618) 457-5787 Fax: (618) 457-2990
GRANITE CITY: City Hall, 2000 Edison Avenue, Granite City, IL 62040
The third Thursday of each month from 1:00 p.m. to 4:00 p.m.
Phone: (618) 622-0774
MT. VERNON: Mt. Vernon City Hall, 1100 Main Street, Mt. Vernon, IL 62864 Tuesdays 9 a.m. to 12 p.m. Phone: (618) 513-5294
O'FALLON: 302 West State Street, O'Fallon, IL 62269
Phone: (618) 622-0766 Fax: (618) 622-0774
Up for re-election in 2018. Currently in 2nd term. Seat predicted safe for incumbent party.
***  The number of phone numbers, fax numbers and offices are getting to be a bit overwhelming in number, so much so that I think it might be hard for a reader to determine quickly if their representative was listed or not. For the ease of viewers, I’m just going to link to the contact info from now on.
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Psychic Wars Part 6. Children Shouldn’t Play with Dead Things Part 1.
Note:  I do not own any of the Supernatural characters or stories, but I do own Dakota Winchester. Please leave comments and let me know if you want to be tagged.
Summary: Sequel to Dakota Elizabeth Winchester
Part 1   Part 2   Part 3   Part 4    Part 5
“Come on guys. I’m begging you. This is stupid.” Dean said as they drove down in the road.
“Why? Why is this stupid?” Dakota asked resting her head on the front bench.
“Going to visit Mom’s grave?” Dean asked “She doesn’t even have a grave. There was no body left after the fire.”
“She has a headstone.” Sam said.
“Put up by our uncle, a man we have never met. You two want to pay your respects to a slab of granite put up by a stranger.” Dean complained.
Dakota groaned, “That’s not the point.”
“Then please enlighten me.” Dean said.
“It’s not about a body or a casket. It’s about her memory, okay?” Sam explained. “After Dad I just feel like it’s the right thing to do.”
“It’s irrational, is what it is.” Dean said.
“No one asked you to come.” Sam said.
“Why don’t we swing by the Roadhouse again? We haven’t heard anything on the demon lately. We should be hunting that son of a bitch down.” Dean suggested.
“That’s a good idea, you should. Sam and I’ll hitch a ride back and meet you there tomorrow. Tons of people go visit their loved ones graves. Sam and I didn’t get to know Mom and we just lost Dad, so we are going to Kansas and you are going to stop complaining.” Dakota snapped.
……….
Dakota and Sam stood over the tombstone of Mary Winchester in Lawrence, Kansas. She looked down at the headstone and felt strangely at peace. She loved her mom, even if she hadn’t known her in any other way than the stories she heard from her dad and Dean. She didn’t often feel sad about her mother’s death, if anything she felt sad for Dean and her dad who had to live with the memories and sadness that came with her death. Sam walked up and  knelt down in front of the grave and reached into his pocket, pulling out their dad’s dog tags.
“Um...I think Dad would want you to have these.” He whispered before pulling out his knife and dug a small hole, burying the do tags next to their mother.
“I love you, Mom.” Dakota whispered.
This was good for her, she could tell. Even though she had put on a good act for her brothers, she was not handling her dad’s death very well, but putting his tags with her mom seemed to give Dakota at least some closure. She reached up for the necklace she was always wearing and felt her father’s wedding ring next to her mom’s engagement ring and smiled.
“Hey guys!” Dean called them over and they walked over to where he was standing, in a perfect circle of dead grass. He was talking to a man who seemed to work at the cemetery before walking over to them.
“Angela Mason. She was a student at the local college. Her funeral was three days ago.” Dean explained.
“And?” Sam asked.
“What do you mean ‘and’? In three days all the life in a five foot perfect circle around this girl’s rave died.” Dakota said raising an eyebrow at Sam.
“You don’t think that’s a little weird?” Dean asked.
“Maybe the groundskeeper went a little agro with the pesticides.” Sam suggested.
“No. I asked him, no pesticides, no chemicals. Nobody can explain it.” Dean answered and they started walking to the car.
“So, what are you thinking?” Dakota asked.
“I don’t know. Unholy ground, maybe.” Dean guessed.
“Really?” Sam sassed.
“Yes really. If something evil happened it could have easily poisoned the ground. Remember the farm outside of Cedar Rapids? It could be a sign of a demonic presence or the Angela girl’s spirit if it’s powerful enough.” Dean explained.
“If it was a demon there would be more evidence. I’ve never seen a spirit kill everything in a perfect circle, but it’s worth looking into her.” Dakota agreed.
Sam rolled his eyes and walked faster towards the car.
“Well don’t get too excited. You  might pull something.” Dean said sarcastically.
“It’s just...stumbling onto a hunt, here of all places.” Sam said.
“So?” Dakota asked.
“So, are you sure this is about a hunt and not something else?” Sam asked as they reached the Impala.
“Really, that’s the angle you are going with?” Dakota sassed.
“What else would it be about?” Dean asked.
Sam sighed, “Just forget about it.” Sam said getting in the car. Dakota rolled her eyes and opened the back door.
“Believe what you want, Sam, but I let you two drag my ass out here. The least we can do is check this out. The girl’s dad worked in town, he’s a professor at the school.” Dean said getting into the car.
……….
They arrived at the local city college and went to Doctor Mason’s office. An older man opened the door, he had a receding white hair and dark bags under his eyes.
“Yes?” He asked answering the door.
“I’m Sam, this is Dean and Dakota. We’re friends of Angela’s. We wanted to offer our condolences.”
“Please, come in.” Dr. Mason said opening the door wider and motioning them in.
Dr, Mason pulled out a photo album he had in his office and handed it to Dakota, inside it was full of photos of Angela. He, Dakota, and Sam started flipping through it and talking while Dean subtly looked around the office.
“She was beautiful.” Sam said looking over Dakota’s shoulder.
“This is an unusual book.” Dean said pulling a book off of the shelf.
Dakota looked up and saw that Dean was holding a thick book covered in ancient looking symbols.
“Oh, it’s ancient Greek. I teach a course.” Doctor Mason explained and Dean put the book back.
“So, a car accident. That’s-that’s horrible” Dean said.
“Angie was only a mile away from home when…” Dr. Mason trailed off.
“It must be so hard. Losing someone like that.” Dakota said
“Unlike anything you could imagine.” He whispered. Dakota could imagine, she had lost her dad not long ago and could feel the grief coming off of this man in tidal waves.
“Yeah, sometimes it’s like they’re still around. Like you can sense their presences. You ever feel anything like that?” Dean asked.
Dr. Mason nodded, “I do, as a matter of fact.”
Dean raised an eyebrow at Sam who glared at him, “that’s perfectly normal Dr. Mason, especially with what you are going through.” Sam said.
“You know, I still phone her and the phone’s ringing before I remember that…” He trailed off, “Family’s everything, you know? Angie was the most important thing in my life and now I’m just lost without her.” He explained as tears formed in his eyes.
“We’re so very sorry.” Dakota whispered.
……….
“I’m telling you, there is something going on, we just haven’t found it yet.” Dean said from where he was sitting at the kitchen table of the motel room they had rented.
Dakota looked away from the tv show she was mindlessly watching as Sam walked out of the bathroom.
“Dean, so far you have got a patch of dead grass and nothing.” Sam said.
“Something killed those plants at the cemetery in a perfect circle.” Dakota said standing up.
“Kota’s right, something turned it into unholy ground.” Dean agreed.
“There’s no reason for it to be unholy.” Sam argued, “Angela Mason was a nice girl who died in a car crash. That’s not exactly vengeful-spirit material. You heard her father,”
“Yeah, well maybe daddy doesn’t know everything there is to know about his little angel. You do honestly think a college girl was openly telling her dad she was sneaking out, partying, and having sex?” Dakota sassed putting her hands on her hips.
“Why does it sound like you’re speaking from experience?” Sam sassed back, copying her stance, “You know what, we never should have bothered that poor man. We shouldn’t even be here anymore.”
Dakota took a step forward, but Dean got between them, “Knock it off. So, what Sam, we just bail without even figuring out what’s going on?”
Sam looked at the ground then back up, “I think I know what’s going on here.”
“Please don’t this.” Dakota begged, knowing her twin was going to bring up the sore subject of their dead parents.
“It’s the only reason I went along with this so far.” Sam continued ignoring Dakota who hung her head and sat back down on the bed.
“What are you talking about?” Dean asked.
“This is about Mom’s grave.” Sam said.
“Oh my God.” Dakota muttered and she leaned over and grabbed one of the pillows at the head of the bed so she could scream into it when the time came.
Dean scoffed, “It’s got nothing to do with it.”
“You wouldn’t step within 100 yards of it. Look, maybe you’re imagining a hunt where there isn’t one so you don’t have to think about Mom or Dad.” Sam said. Dean glared at Sam and Dakota didn’t need to be an empath to see the anger simmering under his skin, You want to take another swing? Go ahead, if it will make you feel better.”
“I don’t need this crap.” Dean said grabbing his jacket and the car keys and walking out
“Nice job, Sam.” Dakota said flopping her face down into the pillow.
Dakota went to take a quick shower and finished drying off and getting dressed at the same time Dean came home. Dean entered the room and Dakota exited the bathroom both to find Sam sitting in the bed watching some crappy Casa Exortic porno on tv.
“Dude!” Dakota exclaimed.
“Awkward.” Dean said as Sam quickly turned the television off.
“Where the Hell were you?” Sam asked.
“I was just working our imaginary case. And you were right, I didn’t find much. Oh! Except that Angela’s boyfriend died last night. Slit his own throat, but, hey, that’s normal. Uh, let’s see, what else? He was seeing Angela everywhere before he died. But, you know, I’m sure that is just me transferring my own feelings.” Dean sassed pulling off his jacket and tossing it on top of the television.
“Okay I get it.” Sam said throwing his hands up in surrender.
“Maybe next time you should just stick to law instead of psychology.” Dakota teased dropping down onto the bed across from Sam.
“Alright, maybe there’s something going on here.” Sam said.
“Maybe?” Dakota and Dean parroted.
“Sam, I know how to do my job, despite what you might think.” Dean snapped.
There was silence for a moment, “We should check out the guy’s apartment.” Sam suggested.
“I just came from there.” Dean confessed sitting down next to Dakota.
“You should have brought us with you.” Dakota said.
“There wasn’t much there. But there was a pile of dead plants, just like the cemetery. Hell, dead goldfish, too.” Dean said.
“I don’t think it’s unholy ground. It doesn’t seem to fit. Plus, I’m not getting that angry-spirit vibe from Angela.” Dakota said.
“Well, I have been reading this.” Dean said getting up and walking over to his jacket, pulling a book out of his jacket pocket.
“You stole the girl’s diary?” Sam asked.
“Yeah. And if anything the girl is a little too nice.” Dean said flipping through the pages.
“So what do you want to do?” Dakota asked.
“Keep digging, talk to more of her friends.
……….
“I didn’t realize the college employed grief counselors.” Neal said. The three had found the name of one of Angela’s best friends and went to visit him.
“The college tries to give students as many outlets as possible for you to succeed. You talk, we listen.” Dakota said.
“I think I’m okay. Thanks.” Neal said.
“Well, you heard about Matt Harrison, right? We just wanted to make sure you’re okay. Grief can make people do crazy thinking.” Sam said.
Neal looked at them like they were crazy, “Look, I’m sorry about what happened to him. I am. But if Matt killed himself, it wasn’t ‘cause of grief.” He said.
“No. Then why?” Dean asked.
“It was guilt. Angie’s death was Matt’s fault and he knew it.” Neal said.
“How was it his fault?” Sam asked.
Neal crossed his arms, “She really loved that guy, but the night of the accident she walked in on him with another girl. She was really torn up, that’s why she crashed.” He explained. “So...I gotta get ready for work, I appreciate the concern, but I’ll be fine.” He said walking into his house and closing the door.
“Hey, Sam? If you’re good friend died in a terrible crash would you be fine after a week?” Dakota asked and Sam shook his head as they walked off the porch.
“Well, my vengeful spirit idea is looking more likely. I mean, Hell hath no fury” Dean said.
“So, if Angela got her vengeance on Matt, do you think it’s over?” Sam asked.
“I’d burn the bones just in case.” Dakota said hopping off the sidewalk and rounding the car.
“Burn the bones? Are you high? Angela died last week. There’s not going to be any bones, there’s going to be a ripe, rotting corpse.” Sam exclaimed.
“And we are going to do our job and put this poor girl to rest.” Dakota said.
Tags:
@one-giggling-unic0rn @skeletoresinthebasement
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paigepnk · 4 years
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Avenue south residence price list
Cedar Rapids is a charming city in Eastern Iowa. It ranked as the 2nd largest city of the state in year 2000 because its population has reached 140,000. The outskirts of the city blend with the suburbs of Marion and Hiawatha.
The birth of City was a slow process although it was historically regarded as a working class industrial city. As years pass, it has expanded its employment opportunities at their service sector - seemingly attracting new residents.
Nightlife The Piano Lounge - This is located at 208 2nd Avenue Southeast Cedar Rapids, Iowa. It is popular for its blend of music and martinis. In fact, they have a large martini menu. It is a stop over place for many white collar business people and college co-eds. It is most visited every Thursday night because martinis cost half the price.
GR Books - This is located at 3611 1st Avenue Northeast Cedar Rapids, Iowa. It is an intimate yet cozy place for small circles of friends. There are books lined up on the walls. Their bartenders have extraordinary personalities but the drinks are superb. Their mojito is a must-try.
Third Base Sports - This is located at 500 Blairs Ferry Road Northeast Cedar Rapids, Iowa. It is previously called "Cedar Brewing Company". It has a microbrewery with testy, greasy diner food.
Granite City - This is located at 4755 Avenue south residence price list  1st Avenue Northeast Cedar Rapids, Iowa. It has an excellent microbrewery and delectable food. For a membership of $10, you get a free beer and 10$ discount on food.
Cheap Hotels Econo Lodge - The nightly rate at this lodge starts at $68. It is located at 622 33rd Avenue South West Cedar Rapids, Iowa 52404. Their phone number is 1-319-363-8888. It is near the Kirkwood Community College, Coe College, Jones Park Golf Course, the National Czech and Slovak Museum and the Paramount Theater among others. Amenities include continental breakfast, Internet access and an indoor pool. They accept pets. They have a total of 50 guestrooms. The check in time is at 2 pm while check out is at 11am.
Ramada Limited Suites - The nightly rate at this inn starts at $69. It has everything you need combined with warm accommodations, friendly services and cheap rates. Amenities include Quality Sleeper beds by Serta, complimentary high speed Internet Access and an onsite restaurant.
Quality Inn - The nightly rate at this inn starts at $59. It is near the Science Station, Lindale Mall, the Amana Colonies National Historic Landmark, Lake McBride, the US Cellular Center entertainment venue and the University of Iowa. Guests are privileged with complimentary expanded continental breakfast, along with fresh pastries, Belgian waffles, fresh fruits, doughnuts, tea and hot coffee. They have a total of 49 rooms. Check in time is at 2pm while check out is at 12nn.
Best Western Copper's Mill Hotel - The nightly rate at this inn starts at $67. It is a pet friendly hotel located at 100 F Avenue Northwest Cedar Rapids, Iowa 52405. Amenities include complimentary high speed Internet access, an onsite restaurant, cocktail lounge, Cable TVs, whirlpool and indoor pool as well as a fitness room and fascinating views of the river. Check in time is at 3pm while check out time is at 12nn.
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brookstonalmanac · 1 year
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Beer Events 11.18
Events
Women’s Christian Temperance Union founded (Cleveland, Ohio)
William Dannals patented a Bottle Filling Machine (1890)
Philipp Forg patented a Bung and Tapping Device for Beer Barrels (1902)
British war tax on beer imposed to raise revenue (1914)
John F. Oertel died (1929)
Robert Schock patented a Lauter Tank (1941)
Calvin & Hobbes debuted (1985)
Government warning labels required on beer bottles & cans (1989)
Fugeia patented Arabinoxlyo-Oligosaccharides in Beer (2008)
InBev Completes Buyout of Anheuser-Busch (2008)
Breweries Opened
Rettig Brewing (Pennsylvania; 1901)
Brewhouse Ernst August (Germany; 1986)
Odell Brewing (Colorado; 1989)
Great Northern Restaurant & Brewery (North Dakota; 1995)
Kusano Craft Beer (Japan; 1997)
Granite City Food & Brewery (Cedar Rapids, Iowa; 2003)
All American Brewing Co. (Missouri; 2008)
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cleancutpage · 6 years
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5 Fast Facts About the Redstone Building
This post originally appeared on Pivot Real Estate's Blog and is republished with permission. Find out how to syndicate your content with theBrokerList.
5 Fast Facts About the Redstone Building
Opening in June, the Redstone Apartments building is an oasis in the heart of Kingston Village, Cedar Rapids’ up and coming riverfront neighborhood. The new 15-unit development includes one-story flats and two-story row houses that are an easy walk to the best that Cedar Rapids has to offer. Get the scoop on the Redstone Apartments below and ask about availability today.
1) Luxury Finishes
Redstone’s flats and row houses sparkle thanks to the modern palette and sophisticated design strategies. The kitchen’s granite counters are accented with a tile backsplash and under-cabinet lighting, while the stainless steel appliances promise both style and substance. A built-in breakfast bar is the perfect place to entertain friends. 
Coveted hardwood floors span the spacious apartments, while recessed can lights deliver even, uniform light with energy-efficient LED technology. The tiled bathrooms feature luxurious step-in showers with glass doors. 
2) Extras and Amenities
Each unit has a washer and dryer – there’s no sharing a crowded communal laundry room at Redstone Apartments. A dishwasher in each apartment makes cleanup a snap. Cable, internet and water are all included in the rent. 
The row houses each have a private deck with scenic views of downtown – the perfect place to kick back after a long day. They also include a spacious one-stall garage with a bonus room that can serve as your home office, studio or simply extra living space. Both flats and row houses also have an off-street parking space. Pets are welcome at this development and are sure to enjoy the area’s walkability at least as much as you do.
3) Walkable Convenience
The NewBo neighborhood and shops are an easy walk away, as is downtown Cedar Rapids. Check out the local retailers and restauranteurs at NewBo City Market or explore the thriving arts and culture scene downtown. You’ll also have convenient access to River Front Park and nearby bike and walking trails. McGrath Amphitheatre is a close neighbor, so you’ll have no trouble getting to and from the popular outdoor venue. Check out local and national bands at Uptown Friday Nights or bring your family to Movies on the Riverbank.
4) Delicious Dining
You won’t have to wander far to find great food. The upscale, artisinal fare at Popoli Ristorante and Sullivan’s Bar is a perfect fit for foodies or a fun date night, while Quinton’s dishes up sandwiches, burgers and loaded potatoes alongside a wide range of beers to complement any after-work get-together. Try Dash Coffee Roasters for hand-brewed and hand-roasted coffee, tea, smoothies and lovingly crafted meals. Local Pour Street Food, a new addition to the area, is an eclectic bar with a creative menu inspired by international street food, such as poutine, gyros and lettuce wraps.
5) Availability
Living space at Redstone Apartments is going fast. There are currently no one-bedroom flats left and row houses are sure to go just as fast. Call 319-826-1906 today to ask about a two-bedroom row house or get your name on the waiting list.
RSS Feed provided by theBrokerList Blog - Are you on theBrokerList for commercial real estate (cre)? and 5 Fast Facts About the Redstone Building was written by Craig Byers.
5 Fast Facts About the Redstone Building published first on https://greatlivinghomespage.tumblr.com/
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travelingtheusa · 6 years
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IOWA
20 May 2018 (Sun) – We drove a half hour west today to see the Amana Colonies.  It is a colony composed of seven villages founded by 18th century immigrants from Germany.  Because it was early Sunday, most of the buildings were closed. We walked into the visitor’s center but no one was at the desk.  We could hear voices coming from the back of the building.  When I peeked through the doorway, I could see a group of people sitting in chairs and someone talking to them.  There was a large bus parked outside so I guess it was a tour group getting a special presentation.
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     We then walked over to a shop advertising cheese, jellies, and wine. We did a small wine tasting and sampled some delicious cheeses.  That led to our buying three bottles of wine and a couple of packages of cheese.  
      Next was a stop at the Texas Roadhouse for lunch.  After that, we drove to Cedar Rapids and toured the National Czech and Slovak Museum.  We learned that Czechoslovakia was born out of the first World War.  It fell under communist rule for 41 years before the citizens won their independence.  Because of the brutal regime, thousands of Czechoslovakians immigrated to the United States, some for good and others intending to return home after making their fortune.  When the country gained its independence in 1993, it was divided into two countries: the Czech Republic and Slovakia.  The museum had lots of memorabilia displaying the culture, art, and history of Czechs and Slovaks.  There were costumes, musical instruments, and other items on display.  The museum was also celebrating Houby Days in Czech Village. Basically, they were celebrating the mushroom (houby means mushroom in Czech).  As someone who sees mushrooms as fungus, I think this is just wrong.
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 19 May 2018 (Sat) – We packed up and left Des Moines at 8:45 a.m. It was a straight two and a half hour drive down I-80 to Iowa City.  We are camped at an Army Corps of Engineers campground on Coralville Lake.  We thought we would have full hookups but we found only a 30-amp electrical connection when we arrived.  We had to drive over to the fee station to find out where the fill station was so we could fill our onboard tank with water.  
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      After set up, we drove over to the visitor’s center.  It was small but they had an introductory video about the lake. It turned out that a dam was built for flood control in 1958. In 1993 there was a flood that spilled over the emergency spillway and flowed for 28 days. It removed 17’ of soil and rock exposing bedrock from a prehistoric era and thousands of fossils in a seabed.  The area was renamed the Devonian Fossil Gorge.  Iowa continues to amaze me.
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     We then drove over to the gorge and walked among the rocks, trying to pick out fossils.  You need a trained eye for that stuff.  I found two or three things that looked like they could have been fossils but I wasn’t sure. Passing a bunch of rocks piled up along the bank, Paul spotted some pica (or other rodents) crawling in and out of the area.  It was a pleasant hike.
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 18 May 2018 (Fri) – It was a kind of hang-out day.  We had seen what we wanted in Des Moines.  I thought we were going to move today and we had packed up a good bit of the rig getting ready to go.  When I sat down to note the address, I discovered our reservation at the next place wasn’t until tomorrow.  We had apparently planned to stay here three nights, not two.  
     After working around the RV all morning, we went into town and had lunch at the Royal Mile, an English style pub.  I tried a Cornish pasty, which was a mix of hamburger and pork rolled in dough and deep fried.  It was a tasty pasty.  ;) 
     When we were done, we took a walk through Sculpture Park in downtown Des Moines.  There were several pieces of metal and plastic items scattered around the park. Most of them were unrecognizable as any kind of “art.”  A few pieces were familiar – a horse, two heads, the back of a black and a white snowman, a thinking rabbit, then a bunch of twisted metal pieces.  
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     Paul remembered that there was a basilica in the area.  I looked it up on Trip Advisor and we took a ride over there.  It was rather plain looking outside but gorgeous inside.  The main church doors were locked but we were able to get in through a back door.  The ceiling was very high and there was stained glass all around the walls. The church was designated a minor basilica by Pope Paul II in the early 70s.
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     On the way back to the campground, we stopped at a Hy-Vee.  It is a grocery store chain throughout Iowa.  It reminded me of those stores we shopped at in Oregon and Washington.  It was large and seemed to have everything. There was a section with prepared food you could buy and eat right in the store.  There was a large deli section with lots of meat selections.  At the end of the counter, they had sliced lunch meats in bins.  We saw that in two other stores.  I guess they pre-slice lunch meats here.  It seems like the meats would dry out
17 May 2018 (Thu) – We drove a half hour west to Winterset to the birthplace of John Wayne.  There was a small museum with memorabilia.  Behind that was the house where Marion Robert/Mitchell Morrison was born in 1907.  The house was very small with just four rooms.  His family moved several times in his early life before finally settling in California.  He lost his scholarship at college because of a broken collarbone and wound up working as a prop boy for the film studio.  And the rest, as they say, is history.  
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     After the museum, we drove back to Des Moines.  We stopped for lunch then toured the Iowa History Museum.  The layout was a little confusing and there was a lot of wasted space in the building.  The most interesting thing I learned was that every year Iowa hosts a RAGBRAI.  It is a bicycle ride that crosses the state for eight days.  It started in 1973 and has grown to the largest bike-touring event in the world.  Along the route, there are vendors and entertainment and the riders wear special team jerseys.  Each night, the bike riders set up tents and sleep along the route.  The state holds a lottery and selects 8,500 participants. There are also another 1,500 passes issued on a first-come, first-serve basis.  Unregistered riders have also crashed the venue, swelling the numbers even further.  Can you imagine 10,000 bicyclists going down the road at one time?  Participants start by dipping their rear wheel in the Missouri River.  When they reach the end, they dip their front tire in the Mississippi River.
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 16 May 2018 (Wed) – We left Omaha, NE, at 9:15 a.m.  It was an easy 3-hour drive to Des Moines.  We are staying in the back of an Elks Lodge. They have electrical hook-ups for eight campers but not the room.  Weird. We checked in on arrival.  Three guys were working on some cabinets for the bar. They were very friendly.
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     After set up, we drove into town to see the State Capitol Building. It has five domes (the only one in the U.S.) and the main dome is covered with gold leaf.  We explored three floors of granite, sweeping staircases, murals, and glass tile mosaics. The law library was beautiful with circle stairs and thousands of books.
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    One of the odd things I noticed are how many Mexican eateries are around town – Taco Johns, Mi Tacos, the Latin King Restaurant, Tasty Tacos, Big Burritos, etc.  Iowa seems very far from the southern border.  
     When we got back, we went to dinner in the lodge.  They were serving Maidrites and Mac & Cheese. Maidrites is nothing more than browned hamburger meat – no sauce, spices, or anything.  They put a spoonful on a hamburger bun and many of the folks put mustard and ketchup on it.  I tried that. It wasn’t very good.  The Mac & Cheese seemed to be lacking cheese.  It was an interesting meal.
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vietnam-hub · 6 years
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These Cities Are The New Magnets For Millennial Home Buyers
Last fall, Kit Kester, 32, and his wife decided it was time to make the giant leap into first-time homeownership. But they didn’t consider relocating to job-packed San Francisco, breakfast-taco-loving Austin, TX, mustache-obsessed Williamsburg, Brooklyn, or any of the other infamous millennial hotspots across the United States. Instead they centered their search on their hometown of Lincoln, NE. By October, they had purchased a three-bedroom, split-level home in the suburban neighborhood of Highlands for $180,000.
"We got tired of paying rent and throwing money away," says the maintenance supervisor and father of a young child. "And we really liked the idea of having a home for my daughter to grow up in."
Millennials bought 36% of homes last year, the highest share of any generational group, according to the National Association of Realtors®. Of that 36%, 65% went to first-time home buyers. But this vast army of buyers faces some unique challenges in their transition from renters to owners, including crushing debt loads and one of the tightest and most competitive housing markets in history. They may be buying homes in big numbers, but they can’t afford to do so in the nation’s largest, most expensive cities. Instead, many younger buyers are opting for more affordable—and unexpected—parts of the country.
But where? The data team at realtor.com decided to find out where younger Americans make up the largest percentage of purchasers, by looking at who is getting mortgages and where they’re getting ’em.
What we found flies in the face of conventional wisdom.
"At the end of the day, it comes down to what they can afford," says Roger Ma, a real estate agent and owner of Life Laid Out, a New York-based company that helps people reach their financial goals. "They might have started their careers in very expensive metros areas like [Washington] DC or San Francisco. But as they age, they often want to settle down and look for a home in a reasonably priced location." We used Pew Research Center’s definition of millennials: those born between 1981 and 1996—who are now anywhere from 22 to the ripe old age of 36.Then we calculated the share of buyers within that age group who bought homes over the past 12 months in the 200 largest housing markets.
Now let’s take a tour of the new millennial meccas!
Median home list price: $150,000 Percentage of mortgages issued to millennials*: 57%
Millennials, it’s said, are a generation about instant gratification. They want everything, and they want it now. Broad generalizations, sure, but in Appleton, young home buyers really are focused on having it all.
"They want an updated home, something with a new kitchen, updated bathrooms, and a large yard," says Carolyn Stark, a real estate agent at Keller Williams Fox Cities. "You can see the look on their faces when they see places that have been renovated, and have new flooring and carpet—that makes them happy."
Suburban communities in Appleton with lots of move-in-ready houses, for example in Kimberly, WI, are in high demand. Young buyers with families love the public school system, the short drive from the city center—and the fact that the median home price is an affordable $145,000, according to realtor.com.
There are also plenty of things for the younger crowd to do. You catch them flocking to the Appleton Beer Factory, a brewpub downtown that serves up burgers, fries, and, of course, beer, or boating or jet-skiing on nearby Lake Winnebago.
And the locals aren’t shy around their alcohol. In 2016, 24/7 Wall Street named Appleton the Drunkest City in America—a title that doesn’t seem to bother this crowd much.
Median home list price: $294,000 Percentage of mortgages issued to millennials: 56.9%
Renting in Des Moines isn’t what it use to be—it’s a whole lot more expensive. The median monthly rent price here is now $996, up 6.8% from a year ago, according to the latest U.S. Department of Housing and Urban Development numbers. And so a lot of these buyers have wised up and realized that rent is often higher than a mortgage.
"The cost of a lease keeps going up," says Bryan Curtis, a broker at Attain RE in Des Moines. "People are looking at the grand scheme of things when it comes to their finances, and see [buying a home as] one of the best investments."
Now, Des Moines isn’t exactly cheap. The median home price is a bit higher than the national median of $279,900, according to realtor.com data. But many first-time buyers are taking advantage of federally backed mortgage loans that don’t require the 20% down payment, Curtis says. They can put down as little as 3% if they qualify for the right loans.
That’s not to say that many buyers can’t afford larger down payments. There are plenty of good jobs in the area, including those at Meredith Corp., which, after its purchase of Time, Inc., is now America’s largest magazine publisher. A gig at Progressive Farmer, perhaps?
It’s still affordable to own a home in Iowa. That is what’s driving people here," Curtis says.
Median home list price: $139,500 Percentage of mortgages issued to millennials: 56.8%
For much of the 20th century, Utica was known as the Sin City of the East. The city’s mob oversaw a slew of illegal activities in the area. But the only mob you’ll find in Utica now is the huge number of younger buyers chasing the newest listings in this city about four and a half hours north of New York City. These days, millennials might know Utica best as the home of one of the worst branches of Dunder Mifflin, the fictional paper company featured on "The Office." Of the places we ranked, Utica has by far the lowest home price. Around the city’s median price point, you’ll find lots of older, single-family homes in the upstate city’s downtown. Those willing to drop a bit more cash can get a much swankier home. Take this brick, two-story, four-bedroom home of 2,400 square feet, priced at $297,000. The home has a koi pond and a winding rock pathway that leads right up to the front door.
Median home list price: $376,700 Percentage of mortgages issued to millennials: 56.5%
Most of the places on our list are all about reasonably priced housing. The exception is Provo, where home prices are almost $100,000 more than the national median.
But high prices aren’t locking younger buyers out of the market here, because wages are also good. The city is home to Brigham Young University, Ancestry.com, and plenty of start-ups where computer coders can earn a fine living. That earned the city a spot on our our ranking of top metros for the middle class.
Provo homes cost a bit less than those in nearby Salt Lake City, at a median nearly $394,000. The larger city, about 45 minutes north, was ranked as one of the toughest housing markets for millennials by realtor.com. Many first-time buyers are moving to more family-friendly, suburban communities like Cedar Hills, around 25 minutes from downtown Provo, where they can snag larger homes. Just look at this 3,400 square-foot, five-bedroom Rambler-style home, priced at $479,000.
And all the 1990s kids who grew up watching "Jurassic Park" over and over are sure to dig (get it?) the dino fossils at the Brigham Young University Museum of Paleontology.
Median home list price: $175,000 Percentage of mortgages issued to millennials: 56.3%
Located on the banks of Lake Superior and in the state of 10,000 Lakes, Duluth is perfect for millennials who want to be far away from city life.
The homes younger buyers are gravitating to reflect that outdoor lifestyle. There are lots of affordable cabins in the woods, or two-story homes on huge sprawling properties with a lake or two in the backyard.
The younger crowd can make good money here. The area is home to one of the Midwest’s largest ports, and it has a strong manufacturing and aviation sector. Lots of big-name engineering firms, like Enbridge and Barr Engineering, have offices here too.
Median home list price: $210,100 Percentage of mortgages issued to millennials: 56.3%
For many Californians or New Yorkers, owning a home by the time they reach 30 can seem like climbing K2. But by that age in Lafayette, buyers have often bought their second home already, says Justin Netterville, a local real estate agent at Rome Realty.
"They want open floor plans, everything updated over [the last] five years, granite countertops, and 1,700 to 2,200 square feet, because they probably have two kids at that point," he says. And they can get it without breaking the bank.
The area has lots of oil field and machine shop jobs that pay entry-level wages of between $30,000 to $50,000—enough in this market to qualify for a first-time mortgage. But buyers had better be quick. One-story ranches in the suburbs for under $200,000 are moving off the market at a rapid pace, Netterville says. Lafayette offers things for families to do as well. To escape the summer heat, residents can stop by the family-fave Borden’s Ice Cream. And it wouldn’t be Louisiana without a few alligator exhibits, like the one on the campus of the University of Louisiana at Lafayette. Full disclosure: In 2016 one these critters escaped and took a stroll around campus.
Median home list price: $275,000 Percentage of mortgages issued to millennials: 56%
Lancaster’s location, about an hour and a half from Philadelphia and just over two hours from NYC and DC, makes it appealing for buyers fleeing those higher-priced cities. However, these transplants are still city folk at heart, so they’re often buying homes downtown.
"It feels like half of New York is moving here, because everything there is so darn expensive," says Darrell Coyle, a local real estate agent at Charles & Associates. "They can’t get a doghouse in New York for the price [of Lancaster homes]."
These buyers want town homes with character built in the early 1900s, Coyle says.
"The younger folks want to live in the historic district and walk to the nightlife, great restaurants, and shopping," Coyle says of the downtown, which is undergoing a resurgence. "The city has rooftop bars with grass yards that overlook the city."
Just outside the city is the country’s oldest Amish settlement. Locals can stop by and snag the best Whoopie Pie of their lives—a treat some claim originated in Lancaster County. Just be mindful of the horses and buggies.
Median home list price: $245,100 Percentage of mortgages issued to millennials: 55.5%
Lovers of Starbucks’ Peppermint Mocha can thank Kalamazoo for those minty, buzzy beverages. In the late 19th century, Albert Todd (aka the Peppermint King of Kalamazoo,) refined peppermint flavoring. But nowadays, the region is leading the pack for something just as sweet: homeownership.
Millennials here are snapping up homes left and right. Some of that is due to the fact that the increasing rents have made homeownership ever more appealing. (The median monthly rent climbed to $936, up 4.1% from a year ago, according to the U.S. Department of Housing and Urban Development).
But that’s not all. Homes here are reasonably priced, and the huge life sciences industry—pharmaceuticals, biotechnology, and biomedical firms— put these millennials in a position to afford them.
Some of the younger folks also may have larger down payments thanks to the Kalamazoo Promise. It covers up to 100% of tuition and fees for locals to attend public colleges in the state—a great deal for those who don’t want to rack up student loan debt.
Median home list price: $313,800 Percentage of mortgages issued to millennials: 55.4%
Many young people here are in a good place to transition to homeownership, particularly if they work in the region’s burgeoning tech hub. Lincoln and other Midwest cities, like the Omaha area, have gained the nickname Silicon Prairie, thanks to schools like the University of Nebraska-Lincoln churning out skilled graduates.
That’s partly behind the uptick in millennials closing on homes of their own, says Mark Meierdierks, a real estate agent at Nebraska Realty.
Many are trying to buy in neighborhoods like Highlands, about a 15-minute commute from downtown. It’s filled with both one-story ranches and two-story split-level homes. Most of the community’s homes were built in the 1970s and ’80s, and if the home has been remodeled, it will catch this age group’s attention, Meierdierks says.
"Their parents had a good house, so they want what their parents had, and they can afford to buy it now," Meierdierks says. "They want to live the American dream."
Median home list price: $170,800 Percentage of mortgages issued to millennials: 55.2%
Evansville is located right on the banks of the Ohio River in southern Indiana. The downtown is full of single-family homes that date back about 100 years, many with views of the river that weaves through the region. There are plenty of new or newly remodeled homes, too, with the open designs that millennial buyers crave.
The strong economy has put cash in the hands of younger folks here. The region is the headquarters for companies like Accuride Corporation, a vehicle components supplier, and Berry Global, a Fortune 500 plastic packaging maker.
"Evansville is a very affordable city," says local real estate agent Trae Dauby of Keller Williams Capital Realty. "The bulk of our buyers right now are first-time home buyers, probably between the ages of 22 and 35."
They’re typically local couples scooping up two- and three-bedroom houses on the suburban outskirts of the city, he says.
Buyers with some cash left over can head over to the Tropicana Evansville, a 45,000-square-foot casino in downtown. And sports fans can root for one of the local teams, like the Evansville Thunderbolts, a minor league hockey team, or the city’s minor league baseball team. Go, Otters!
* Calculated using using Optimal Blue mortgage data.
This article, "Forget SF, Goodbye NYC! You Won’t Believe the New Millennial Magnets for Home Buyers" appeared first on Real Estate News and Insights from realtor.com.
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restate30201 · 6 years
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Forget SF, Goodbye NYC! You Won’t Believe the New Millennial Magnets for Home Buyers
iStock; realtor.com
Last fall, Kit Kester, 32, and his wife decided it was time to make the giant leap into first-time homeownership. But they didn’t consider relocating to job-packed San Francisco, breakfast-taco-loving Austin, TX, mustache-obsessed Williamsburg, Brooklyn, or any of the other infamous millennial hotspots across the United States. Instead they centered their search on their hometown of Lincoln, NE. By October, they had purchased a three-bedroom, split-level home in the suburban neighborhood of Highlands for $180,000.
“We got tired of paying rent and throwing money away,” says the maintenance supervisor and father of a young child. “And we really liked the idea of having a home for my daughter to grow up in.”
Millennials bought 36% of homes last year, the highest share of any generational group, according to the National Association of Realtors®. Of that 36%, 65% went to first-time home buyers. But this vast army of buyers faces some unique challenges in their transition from renters to owners, including crushing debt loads and one of the tightest and most competitive housing markets in history. They may be buying homes in big numbers, but they can’t afford to do so in the nation’s largest, most expensive cities. Instead, many younger buyers are opting for more affordable—and unexpected—parts of the country.
But where? The data team at realtor.com decided to find out where younger Americans make up the largest percentage of purchasers, by looking at who is getting mortgages and where they’re getting ’em.
What we found flies in the face of conventional wisdom.
“At the end of the day, it comes down to what they can afford,” says Roger Ma, a real estate agent and owner of Life Laid Out, a New York-based company that helps people reach their financial goals. “They might have started their careers in very expensive metros areas like [Washington] DC or San Francisco. But as they age, they often want to settle down and look for a home in a reasonably priced location.”
We used Pew Research Center’s definition of millennials: those born between 1981 and 1996���who are now anywhere from 22 to the ripe old age of 36.Then we calculated the share of buyers within that age group who bought homes over the past 12 months in the 200 largest housing markets.
Now let’s take a tour of the new millennial meccas!
Largest share of millennial mortgages
Tony Frenzel
1. Appleton, WI
Median home list price: $150,000 Percentage of mortgages issued to millennials*: 57%
Appleton, WI
DenisTangneyJr/iStock
Millennials, it’s said, are a generation about instant gratification. They want everything, and they want it now. Broad generalizations, sure, but in Appleton, young home buyers really are focused on having it all.
“They want an updated home, something with a new kitchen, updated bathrooms, and a large yard,” says Carolyn Stark, a real estate agent at Keller Williams Fox Cities. “You can see the look on their faces when they see places that have been renovated, and have new flooring and carpet—that makes them happy.”
Suburban communities in Appleton with lots of move-in-ready houses, for example in Kimberly, WI, are in high demand.  Young buyers with families love the public school system, the short drive from the city center—and the fact that the median home price is an affordable $145,000, according to realtor.com.
There are also plenty of things for the younger crowd to do. You catch them flocking to the Appleton Beer Factory, a brewpub downtown that serves up burgers, fries, and, of course, beer, or boating or jet-skiing on nearby Lake Winnebago.
And the locals aren’t shy around their alcohol. In 2016, 24/7 Wall Street named Appleton the Drunkest City in America—a title that doesn’t seem to bother this crowd much.
2. Des Moines, IA
Median home list price: $294,000 Percentage of mortgages issued to millennials: 56.9%
Des Moines, IA
Davel5957/iStock
Renting in Des Moines isn’t what it use to be—it’s a whole lot more expensive. The median monthly rent price here is now $996, up 6.8% from a year ago, according to the latest U.S. Department of Housing and Urban Development numbers. And so a lot of these buyers have wised up and realized that rent is often higher than a mortgage.
“The cost of a lease keeps going up,” says Bryan Curtis, a broker at Attain RE in Des Moines. “People are looking at the grand scheme of things when it comes to their finances, and see [buying a home as] one of the best investments.”
Now, Des Moines isn’t exactly cheap. The median home price is a bit higher than the national median of $279,900, according to realtor.com data. But many first-time buyers are taking advantage of federally backed mortgage loans that don’t require the 20% down payment, Curtis says. They can put down as little as 3% if they qualify for the right loans.
That’s not to say that many buyers can’t afford larger down payments. There are plenty of good jobs in the area, including those at Meredith Corp., which, after its purchase of Time, Inc., is now America’s largest magazine publisher. A gig at Progressive Farmer, perhaps?
“It’s still affordable to own a home in Iowa. That is what’s driving people here,” Curtis says.
3. Utica, NY
Median home list price: $139,500 Percentage of mortgages issued to millennials: 56.8%
Utica, NY
DenisTangneyJr/iStock
For much of the 20th century, Utica was known as the Sin City of the East. The city’s mob oversaw a slew of illegal activities in the area. But the only mob you’ll find in Utica now is the huge number of younger buyers chasing the newest listings in this city about four and a half hours north of New York City.
These days, millennials might know Utica best as the home of one of the worst branches of Dunder Mifflin, the fictional paper company featured on “The Office.”
Of the places we ranked, Utica has by far the lowest home price.  Around the city’s median price point, you’ll find lots of older, single-family homes in the upstate city’s downtown.
Those willing to drop a bit more cash can get a much swankier home. Take this brick, two-story, four-bedroom home of 2,400 square feet, priced at $297,000. The home has a koi pond and a winding rock pathway that leads right up to the front door.
4. Provo, UT
Median home list price: $376,700 Percentage of mortgages issued to millennials: 56.5%
Provo, UT
DenisTangneyJr/iStock
Most of the places on our list are all about reasonably priced housing. The exception is Provo, where home prices are almost $100,000 more than the national median.
But high prices aren’t locking younger buyers out of the market here, because wages are also good. The city is home to Brigham Young University, Ancestry.com, and plenty of start-ups where computer coders can earn a fine living. That earned the city a spot on our our ranking of top metros for the middle class.
Provo homes cost a bit less than those in nearby Salt Lake City, at a median nearly $394,000. The larger city, about 45 minutes north, was ranked as one of the toughest housing markets for millennials by realtor.com.
Many first-time buyers are moving to more family-friendly, suburban communities like Cedar Hills, around 25 minutes from downtown Provo, where they can snag larger homes. Just look at this 3,400 square-foot, five-bedroom Rambler-style home, priced at $479,000.
And all the 1990s kids who grew up watching “Jurassic Park” over and over are sure to dig (get it?) the dino fossils at the Brigham Young University Museum of Paleontology.
5. Duluth, MN
Median home list price: $175,000 Percentage of mortgages issued to millennials: 56.3%
Duluth, MN
Jacob Boomsma/iStock
Located on the banks of Lake Superior and in the state of 10,000 Lakes, Duluth is perfect for millennials who want to be far away from city life.
The homes younger buyers are gravitating to reflect that outdoor lifestyle. There are lots of affordable cabins in the woods, or two-story homes on huge sprawling properties with a lake or two in the backyard.
The younger crowd can make good money here. The area is home to one of the Midwest’s largest ports, and it has a strong manufacturing and aviation sector. Lots of big-name engineering firms, like Enbridge and Barr Engineering, have offices here too.
6. Lafayette, LA
Median home list price: $210,100 Percentage of mortgages issued to millennials: 56.3%
Lafayette, LA
lucentius/iStock
For many Californians or New Yorkers, owning a home by the time they reach 30 can seem like climbing K2. But by that age in Lafayette, buyers have often bought their second home already, says Justin Netterville, a local real estate agent at Rome Realty.
“They want open floor plans, everything updated over [the last] five years, granite countertops, and 1,700 to 2,200 square feet, because they probably have two kids at that point,” he says. And they can get it without breaking the bank.
The area has lots of oil field and machine shop jobs that pay entry-level wages of between $30,000 to $50,000—enough in this market to qualify for a first-time mortgage. But buyers had better be quick. One-story ranches in the suburbs for under $200,000 are moving off the market at a rapid pace, Netterville says.
Lafayette offers things for families to do as well. To escape the summer heat, residents can stop by the family-fave Borden’s Ice Cream. And it wouldn’t be Louisiana without a few alligator exhibits, like the one on the campus of the University of Louisiana at Lafayette. Full disclosure: In 2016 one these critters escaped and took a stroll around campus.
7. Lancaster, PA
Median home list price: $275,000 Percentage of mortgages issued to millennials: 56%
Lancaster, PA
DenisTangneyJr/iStock
Lancaster’s location, about an hour and a half from Philadelphia and just over two hours from NYC and DC, makes it appealing for buyers fleeing those higher-priced cities. However, these transplants are still city folk at heart, so they’re often buying homes downtown.
“It feels like half of New York is moving here, because everything there is so darn expensive,” says Darrell Coyle, a local real estate agent at Charles & Associates. “They can’t get a doghouse in New York for the price [of Lancaster homes].”
These buyers want townhomes with character built in the early 1900s, Coyle says.
“The younger folks want to live in the historic district and walk to the nightlife, great restaurants, and shopping,” Coyle says of the downtown, which is undergoing a resurgence. “The city has rooftop bars with grass yards that overlook the city.”
Just outside the city is the country’s oldest Amish settlement. Locals can stop by and snag the best Whoopie Pie of their lives—a treat some claim originated in Lancaster County. Just be mindful of the horses and buggies.
8. Kalamazoo, MI
Median home list price: $245,100 Percentage of mortgages issued to millennials: 55.5%
Kalamazoo, MI
DenisTangneyJr/iStock
Lovers of Starbucks’ Peppermint Mocha can thank Kalamazoo for those minty, buzzy beverages. In the late 19th century, Albert Todd (aka the Peppermint King of Kalamazoo,) refined peppermint flavoring. But nowadays, the region is leading the pack for something just as sweet: homeownership.
Millennials here are snapping up homes left and right. Some of that is due to the fact that the increasing rents have made homeownership ever more appealing. (The median monthly rent climbed to $936, up 4.1% from a year ago, according to the U.S. Department of Housing and Urban Development).
But that’s not all. Homes here are reasonably priced, and the huge life sciences industry—pharmaceuticals, biotechnology, and biomedical firms— put these millennials in a position to afford them.
Some of the younger folks also may have larger down payments thanks to the Kalamazoo Promise. It covers up to 100% of tuition and fees for locals to attend public colleges in the state—a great deal for those who don’t want to rack up student loan debt.
9. Lincoln, NE
Median home list price: $313,800 Percentage of mortgages issued to millennials: 55.4%
Lincoln, NE
RiverNorthPhotography/iStock
Many young people here are in a good place to transition to homeownership, particularly if they work in the region’s burgeoning tech hub. Lincoln and other Midwest cities, like the Omaha area, have gained the nickname Silicon Prairie, thanks to schools like the University of Nebraska-Lincoln churning out skilled graduates.
That’s partly behind the uptick in millennials closing on homes of their own, says Mark Meierdierks, a real estate agent at Nebraska Realty.
Many are trying to buy in neighborhoods like Highlands, about a 15-minute commute from downtown. It’s filled with both one-story ranches and two-story split-level homes. Most of the community’s homes were built in the 1970s and ’80s, and if the home has been remodeled, it will catch this age group’s attention, Meierdierks says.
“Their parents had a good house, so they want what their parents had, and they can afford to buy it now,” Meierdierks says. “They want to live the American dream.”
10. Evansville, IN
Median home list price: $170,800 Percentage of mortgages issued to millennials: 55.2%
Evansville, IN
DenisTangneyJr/iStock
Evansville is located right on the banks of the Ohio River in southern Indiana. The downtown is full of single-family homes that date back about 100 years, many with views of the river that weaves through the region. There are plenty of new or newly remodeled homes, too, with the open designs that millennial buyers crave.
The strong economy has put cash in the hands of younger folks here. The region is the headquarters for companies like Accuride Corporation, a vehicle components supplier, and Berry Global, a Fortune 500 plastic packaging maker.
“Evansville is a very affordable city,” says local real estate agent Trae Dauby of Keller Williams Capital Realty.  “The bulk of our buyers right now are first-time home buyers, probably between the ages of 22 and 35.”
They’re typically local couples scooping up two- and three-bedroom houses on the suburban outskirts of the city, he says.
Buyers with some cash left over can head over to the Tropicana Evansville, a 45,000-square-foot casino in downtown. And sports fans can root for one of the local teams, like the Evansville Thunderbolts, a minor league hockey team, or the city’s minor league baseball team. Go, Otters!
* Calculated using using Optimal Blue mortgage data.
The post Forget SF, Goodbye NYC! You Won’t Believe the New Millennial Magnets for Home Buyers appeared first on Real Estate News & Insights | realtor.com®.
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realestateagent532 · 6 years
Text
Forget SF, Goodbye NYC! You Won’t Believe the New Millennial Magnets for Home Buyers
iStock; realtor.com
Last fall, Kit Kester, 32, and his wife decided it was time to make the giant leap into first-time homeownership. But they didn’t consider relocating to job-packed San Francisco, breakfast-taco-loving Austin, TX, mustache-obsessed Williamsburg, Brooklyn, or any of the other infamous millennial hotspots across the United States. Instead they centered their search on their hometown of Lincoln, NE. By October, they had purchased a three-bedroom, split-level home in the suburban neighborhood of Highlands for $180,000.
“We got tired of paying rent and throwing money away,” says the maintenance supervisor and father of a young child. “And we really liked the idea of having a home for my daughter to grow up in.”
Millennials bought 36% of homes last year, the highest share of any generational group, according to the National Association of Realtors®. Of that 36%, 65% went to first-time home buyers. But this vast army of buyers faces some unique challenges in their transition from renters to owners, including crushing debt loads and one of the tightest and most competitive housing markets in history. They may be buying homes in big numbers, but they can’t afford to do so in the nation’s largest, most expensive cities. Instead, many younger buyers are opting for more affordable—and unexpected—parts of the country.
But where? The data team at realtor.com decided to find out where younger Americans make up the largest percentage of purchasers, by looking at who is getting mortgages and where they’re getting ’em.
What we found flies in the face of conventional wisdom.
“At the end of the day, it comes down to what they can afford,” says Roger Ma, a real estate agent and owner of Life Laid Out, a New York-based company that helps people reach their financial goals. “They might have started their careers in very expensive metros areas like [Washington] DC or San Francisco. But as they age, they often want to settle down and look for a home in a reasonably priced location.”
We used Pew Research Center’s definition of millennials: those born between 1981 and 1996—who are now anywhere from 22 to the ripe old age of 36.Then we calculated the share of buyers within that age group who bought homes over the past 12 months in the 200 largest housing markets.
Now let’s take a tour of the new millennial meccas!
Largest share of millennial mortgages
Tony Frenzel
1. Appleton, WI
Median home list price: $150,000 Percentage of mortgages issued to millennials*: 57%
Appleton, WI
DenisTangneyJr/iStock
Millennials, it’s said, are a generation about instant gratification. They want everything, and they want it now. Broad generalizations, sure, but in Appleton, young home buyers really are focused on having it all.
“They want an updated home, something with a new kitchen, updated bathrooms, and a large yard,” says Carolyn Stark, a real estate agent at Keller Williams Fox Cities. “You can see the look on their faces when they see places that have been renovated, and have new flooring and carpet—that makes them happy.”
Suburban communities in Appleton with lots of move-in-ready houses, for example in Kimberly, WI, are in high demand.  Young buyers with families love the public school system, the short drive from the city center—and the fact that the median home price is an affordable $145,000, according to realtor.com.
There are also plenty of things for the younger crowd to do. You catch them flocking to the Appleton Beer Factory, a brewpub downtown that serves up burgers, fries, and, of course, beer, or boating or jet-skiing on nearby Lake Winnebago.
And the locals aren’t shy around their alcohol. In 2016, 24/7 Wall Street named Appleton the Drunkest City in America—a title that doesn’t seem to bother this crowd much.
2. Des Moines, IA
Median home list price: $294,000 Percentage of mortgages issued to millennials: 56.9%
Des Moines, IA
Davel5957/iStock
Renting in Des Moines isn’t what it use to be—it’s a whole lot more expensive. The median monthly rent price here is now $996, up 6.8% from a year ago, according to the latest U.S. Department of Housing and Urban Development numbers. And so a lot of these buyers have wised up and realized that rent is often higher than a mortgage.
“The cost of a lease keeps going up,” says Bryan Curtis, a broker at Attain RE in Des Moines. “People are looking at the grand scheme of things when it comes to their finances, and see [buying a home as] one of the best investments.”
Now, Des Moines isn’t exactly cheap. The median home price is a bit higher than the national median of $279,900, according to realtor.com data. But many first-time buyers are taking advantage of federally backed mortgage loans that don’t require the 20% down payment, Curtis says. They can put down as little as 3% if they qualify for the right loans.
That’s not to say that many buyers can’t afford larger down payments. There are plenty of good jobs in the area, including those at Meredith Corp., which, after its purchase of Time, Inc., is now America’s largest magazine publisher. A gig at Progressive Farmer, perhaps?
“It’s still affordable to own a home in Iowa. That is what’s driving people here,” Curtis says.
3. Utica, NY
Median home list price: $139,500 Percentage of mortgages issued to millennials: 56.8%
Utica, NY
DenisTangneyJr/iStock
For much of the 20th century, Utica was known as the Sin City of the East. The city’s mob oversaw a slew of illegal activities in the area. But the only mob you’ll find in Utica now is the huge number of younger buyers chasing the newest listings in this city about four and a half hours north of New York City.
These days, millennials might know Utica best as the home of one of the worst branches of Dunder Mifflin, the fictional paper company featured on “The Office.”
Of the places we ranked, Utica has by far the lowest home price.  Around the city’s median price point, you’ll find lots of older, single-family homes in the upstate city’s downtown.
Those willing to drop a bit more cash can get a much swankier home. Take this brick, two-story, four-bedroom home of 2,400 square feet, priced at $297,000. The home has a koi pond and a winding rock pathway that leads right up to the front door.
4. Provo, UT
Median home list price: $376,700 Percentage of mortgages issued to millennials: 56.5%
Provo, UT
DenisTangneyJr/iStock
Most of the places on our list are all about reasonably priced housing. The exception is Provo, where home prices are almost $100,000 more than the national median.
But high prices aren’t locking younger buyers out of the market here, because wages are also good. The city is home to Brigham Young University, Ancestry.com, and plenty of start-ups where computer coders can earn a fine living. That earned the city a spot on our our ranking of top metros for the middle class.
Provo homes cost a bit less than those in nearby Salt Lake City, at a median nearly $394,000. The larger city, about 45 minutes north, was ranked as one of the toughest housing markets for millennials by realtor.com.
Many first-time buyers are moving to more family-friendly, suburban communities like Cedar Hills, around 25 minutes from downtown Provo, where they can snag larger homes. Just look at this 3,400 square-foot, five-bedroom Rambler-style home, priced at $479,000.
And all the 1990s kids who grew up watching “Jurassic Park” over and over are sure to dig (get it?) the dino fossils at the Brigham Young University Museum of Paleontology.
5. Duluth, MN
Median home list price: $175,000 Percentage of mortgages issued to millennials: 56.3%
Duluth, MN
Jacob Boomsma/iStock
Located on the banks of Lake Superior and in the state of 10,000 Lakes, Duluth is perfect for millennials who want to be far away from city life.
The homes younger buyers are gravitating to reflect that outdoor lifestyle. There are lots of affordable cabins in the woods, or two-story homes on huge sprawling properties with a lake or two in the backyard.
The younger crowd can make good money here. The area is home to one of the Midwest’s largest ports, and it has a strong manufacturing and aviation sector. Lots of big-name engineering firms, like Enbridge and Barr Engineering, have offices here too.
6. Lafayette, LA
Median home list price: $210,100 Percentage of mortgages issued to millennials: 56.3%
Lafayette, LA
lucentius/iStock
For many Californians or New Yorkers, owning a home by the time they reach 30 can seem like climbing K2. But by that age in Lafayette, buyers have often bought their second home already, says Justin Netterville, a local real estate agent at Rome Realty.
“They want open floor plans, everything updated over [the last] five years, granite countertops, and 1,700 to 2,200 square feet, because they probably have two kids at that point,” he says. And they can get it without breaking the bank.
The area has lots of oil field and machine shop jobs that pay entry-level wages of between $30,000 to $50,000—enough in this market to qualify for a first-time mortgage. But buyers had better be quick. One-story ranches in the suburbs for under $200,000 are moving off the market at a rapid pace, Netterville says.
Lafayette offers things for families to do as well. To escape the summer heat, residents can stop by the family-fave Borden’s Ice Cream. And it wouldn’t be Louisiana without a few alligator exhibits, like the one on the campus of the University of Louisiana at Lafayette. Full disclosure: In 2016 one these critters escaped and took a stroll around campus.
7. Lancaster, PA
Median home list price: $275,000 Percentage of mortgages issued to millennials: 56%
Lancaster, PA
DenisTangneyJr/iStock
Lancaster’s location, about an hour and a half from Philadelphia and just over two hours from NYC and DC, makes it appealing for buyers fleeing those higher-priced cities. However, these transplants are still city folk at heart, so they’re often buying homes downtown.
“It feels like half of New York is moving here, because everything there is so darn expensive,” says Darrell Coyle, a local real estate agent at Charles & Associates. “They can’t get a doghouse in New York for the price [of Lancaster homes].”
These buyers want townhomes with character built in the early 1900s, Coyle says.
“The younger folks want to live in the historic district and walk to the nightlife, great restaurants, and shopping,” Coyle says of the downtown, which is undergoing a resurgence. “The city has rooftop bars with grass yards that overlook the city.”
Just outside the city is the country’s oldest Amish settlement. Locals can stop by and snag the best Whoopie Pie of their lives—a treat some claim originated in Lancaster County. Just be mindful of the horses and buggies.
8. Kalamazoo, MI
Median home list price: $245,100 Percentage of mortgages issued to millennials: 55.5%
Kalamazoo, MI
DenisTangneyJr/iStock
Lovers of Starbucks’ Peppermint Mocha can thank Kalamazoo for those minty, buzzy beverages. In the late 19th century, Albert Todd (aka the Peppermint King of Kalamazoo,) refined peppermint flavoring. But nowadays, the region is leading the pack for something just as sweet: homeownership.
Millennials here are snapping up homes left and right. Some of that is due to the fact that the increasing rents have made homeownership ever more appealing. (The median monthly rent climbed to $936, up 4.1% from a year ago, according to the U.S. Department of Housing and Urban Development).
But that’s not all. Homes here are reasonably priced, and the huge life sciences industry—pharmaceuticals, biotechnology, and biomedical firms— put these millennials in a position to afford them.
Some of the younger folks also may have larger down payments thanks to the Kalamazoo Promise. It covers up to 100% of tuition and fees for locals to attend public colleges in the state—a great deal for those who don’t want to rack up student loan debt.
9. Lincoln, NE
Median home list price: $313,800 Percentage of mortgages issued to millennials: 55.4%
Lincoln, NE
RiverNorthPhotography/iStock
Many young people here are in a good place to transition to homeownership, particularly if they work in the region’s burgeoning tech hub. Lincoln and other Midwest cities, like the Omaha area, have gained the nickname Silicon Prairie, thanks to schools like the University of Nebraska-Lincoln churning out skilled graduates.
That’s partly behind the uptick in millennials closing on homes of their own, says Mark Meierdierks, a real estate agent at Nebraska Realty.
Many are trying to buy in neighborhoods like Highlands, about a 15-minute commute from downtown. It’s filled with both one-story ranches and two-story split-level homes. Most of the community’s homes were built in the 1970s and ’80s, and if the home has been remodeled, it will catch this age group’s attention, Meierdierks says.
“Their parents had a good house, so they want what their parents had, and they can afford to buy it now,” Meierdierks says. “They want to live the American dream.”
10. Evansville, IN
Median home list price: $170,800 Percentage of mortgages issued to millennials: 55.2%
Evansville, IN
DenisTangneyJr/iStock
Evansville is located right on the banks of the Ohio River in southern Indiana. The downtown is full of single-family homes that date back about 100 years, many with views of the river that weaves through the region. There are plenty of new or newly remodeled homes, too, with the open designs that millennial buyers crave.
The strong economy has put cash in the hands of younger folks here. The region is the headquarters for companies like Accuride Corporation, a vehicle components supplier, and Berry Global, a Fortune 500 plastic packaging maker.
“Evansville is a very affordable city,” says local real estate agent Trae Dauby of Keller Williams Capital Realty.  “The bulk of our buyers right now are first-time home buyers, probably between the ages of 22 and 35.”
They’re typically local couples scooping up two- and three-bedroom houses on the suburban outskirts of the city, he says.
Buyers with some cash left over can head over to the Tropicana Evansville, a 45,000-square-foot casino in downtown. And sports fans can root for one of the local teams, like the Evansville Thunderbolts, a minor league hockey team, or the city’s minor league baseball team. Go, Otters!
* Calculated using using Optimal Blue mortgage data.
The post Forget SF, Goodbye NYC! You Won’t Believe the New Millennial Magnets for Home Buyers appeared first on Real Estate News & Insights | realtor.com®.
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Forget SF, Goodbye NYC! You Won’t Believe the New Millennial Magnets for Home Buyers
iStock; realtor.com
Last fall, Kit Kester, 32, and his wife decided it was time to make the giant leap into first-time homeownership. But they didn’t consider relocating to job-packed San Francisco, breakfast-taco-loving Austin, TX, mustache-obsessed Williamsburg, Brooklyn, or any of the other infamous millennial hotspots across the United States. Instead they centered their search on their hometown of Lincoln, NE. By October, they had purchased a three-bedroom, split-level home in the suburban neighborhood of Highlands for $180,000.
“We got tired of paying rent and throwing money away,” says the maintenance supervisor and father of a young child. “And we really liked the idea of having a home for my daughter to grow up in.”
Millennials bought 36% of homes last year, the highest share of any generational group, according to the National Association of Realtors®. Of that 36%, 65% went to first-time home buyers. But this vast army of buyers faces some unique challenges in their transition from renters to owners, including crushing debt loads and one of the tightest and most competitive housing markets in history. They may be buying homes in big numbers, but they can’t afford to do so in the nation’s largest, most expensive cities. Instead, many younger buyers are opting for more affordable—and unexpected—parts of the country.
But where? The data team at realtor.com decided to find out where younger Americans make up the largest percentage of purchasers, by looking at who is getting mortgages and where they’re getting ’em.
What we found flies in the face of conventional wisdom.
“At the end of the day, it comes down to what they can afford,” says Roger Ma, a real estate agent and owner of Life Laid Out, a New York-based company that helps people reach their financial goals. “They might have started their careers in very expensive metros areas like [Washington] DC or San Francisco. But as they age, they often want to settle down and look for a home in a reasonably priced location.”
We used Pew Research Center’s definition of millennials: those born between 1981 and 1996—who are now anywhere from 22 to the ripe old age of 36.Then we calculated the share of buyers within that age group who bought homes over the past 12 months in the 200 largest housing markets.
Now let’s take a tour of the new millennial meccas!
Largest share of millennial mortgages
Tony Frenzel
1. Appleton, WI
Median home list price: $150,000 Percentage of mortgages issued to millennials*: 57%
Appleton, WI
DenisTangneyJr/iStock
Millennials, it’s said, are a generation about instant gratification. They want everything, and they want it now. Broad generalizations, sure, but in Appleton, young home buyers really are focused on having it all.
“They want an updated home, something with a new kitchen, updated bathrooms, and a large yard,” says Carolyn Stark, a real estate agent at Keller Williams Fox Cities. “You can see the look on their faces when they see places that have been renovated, and have new flooring and carpet—that makes them happy.”
Suburban communities in Appleton with lots of move-in-ready houses, for example in Kimberly, WI, are in high demand.  Young buyers with families love the public school system, the short drive from the city center—and the fact that the median home price is an affordable $145,000, according to realtor.com.
There are also plenty of things for the younger crowd to do. You catch them flocking to the Appleton Beer Factory, a brewpub downtown that serves up burgers, fries, and, of course, beer, or boating or jet-skiing on nearby Lake Winnebago.
And the locals aren’t shy around their alcohol. In 2016, 24/7 Wall Street named Appleton the Drunkest City in America—a title that doesn’t seem to bother this crowd much.
2. Des Moines, IA
Median home list price: $294,000 Percentage of mortgages issued to millennials: 56.9%
Des Moines, IA
Davel5957/iStock
Renting in Des Moines isn’t what it use to be—it’s a whole lot more expensive. The median monthly rent price here is now $996, up 6.8% from a year ago, according to the latest U.S. Department of Housing and Urban Development numbers. And so a lot of these buyers have wised up and realized that rent is often higher than a mortgage.
“The cost of a lease keeps going up,” says Bryan Curtis, a broker at Attain RE in Des Moines. “People are looking at the grand scheme of things when it comes to their finances, and see [buying a home as] one of the best investments.”
Now, Des Moines isn’t exactly cheap. The median home price is a bit higher than the national median of $279,900, according to realtor.com data. But many first-time buyers are taking advantage of federally backed mortgage loans that don’t require the 20% down payment, Curtis says. They can put down as little as 3% if they qualify for the right loans.
That’s not to say that many buyers can’t afford larger down payments. There are plenty of good jobs in the area, including those at Meredith Corp., which, after its purchase of Time, Inc., is now America’s largest magazine publisher. A gig at Progressive Farmer, perhaps?
“It’s still affordable to own a home in Iowa. That is what’s driving people here,” Curtis says.
3. Utica, NY
Median home list price: $139,500 Percentage of mortgages issued to millennials: 56.8%
Utica, NY
DenisTangneyJr/iStock
For much of the 20th century, Utica was known as the Sin City of the East. The city’s mob oversaw a slew of illegal activities in the area. But the only mob you’ll find in Utica now is the huge number of younger buyers chasing the newest listings in this city about four and a half hours north of New York City.
These days, millennials might know Utica best as the home of one of the worst branches of Dunder Mifflin, the fictional paper company featured on “The Office.”
Of the places we ranked, Utica has by far the lowest home price.  Around the city’s median price point, you’ll find lots of older, single-family homes in the upstate city’s downtown.
Those willing to drop a bit more cash can get a much swankier home. Take this brick, two-story, four-bedroom home of 2,400 square feet, priced at $297,000. The home has a koi pond and a winding rock pathway that leads right up to the front door.
4. Provo, UT
Median home list price: $376,700 Percentage of mortgages issued to millennials: 56.5%
Provo, UT
DenisTangneyJr/iStock
Most of the places on our list are all about reasonably priced housing. The exception is Provo, where home prices are almost $100,000 more than the national median.
But high prices aren’t locking younger buyers out of the market here, because wages are also good. The city is home to Brigham Young University, Ancestry.com, and plenty of start-ups where computer coders can earn a fine living. That earned the city a spot on our our ranking of top metros for the middle class.
Provo homes cost a bit less than those in nearby Salt Lake City, at a median nearly $394,000. The larger city, about 45 minutes north, was ranked as one of the toughest housing markets for millennials by realtor.com.
Many first-time buyers are moving to more family-friendly, suburban communities like Cedar Hills, around 25 minutes from downtown Provo, where they can snag larger homes. Just look at this 3,400 square-foot, five-bedroom Rambler-style home, priced at $479,000.
And all the 1990s kids who grew up watching “Jurassic Park” over and over are sure to dig (get it?) the dino fossils at the Brigham Young University Museum of Paleontology.
5. Duluth, MN
Median home list price: $175,000 Percentage of mortgages issued to millennials: 56.3%
Duluth, MN
Jacob Boomsma/iStock
Located on the banks of Lake Superior and in the state of 10,000 Lakes, Duluth is perfect for millennials who want to be far away from city life.
The homes younger buyers are gravitating to reflect that outdoor lifestyle. There are lots of affordable cabins in the woods, or two-story homes on huge sprawling properties with a lake or two in the backyard.
The younger crowd can make good money here. The area is home to one of the Midwest’s largest ports, and it has a strong manufacturing and aviation sector. Lots of big-name engineering firms, like Enbridge and Barr Engineering, have offices here too.
6. Lafayette, LA
Median home list price: $210,100 Percentage of mortgages issued to millennials: 56.3%
Lafayette, LA
lucentius/iStock
For many Californians or New Yorkers, owning a home by the time they reach 30 can seem like climbing K2. But by that age in Lafayette, buyers have often bought their second home already, says Justin Netterville, a local real estate agent at Rome Realty.
“They want open floor plans, everything updated over [the last] five years, granite countertops, and 1,700 to 2,200 square feet, because they probably have two kids at that point,” he says. And they can get it without breaking the bank.
The area has lots of oil field and machine shop jobs that pay entry-level wages of between $30,000 to $50,000—enough in this market to qualify for a first-time mortgage. But buyers had better be quick. One-story ranches in the suburbs for under $200,000 are moving off the market at a rapid pace, Netterville says.
Lafayette offers things for families to do as well. To escape the summer heat, residents can stop by the family-fave Borden’s Ice Cream. And it wouldn’t be Louisiana without a few alligator exhibits, like the one on the campus of the University of Louisiana at Lafayette. Full disclosure: In 2016 one these critters escaped and took a stroll around campus.
7. Lancaster, PA
Median home list price: $275,000 Percentage of mortgages issued to millennials: 56%
Lancaster, PA
DenisTangneyJr/iStock
Lancaster’s location, about an hour and a half from Philadelphia and just over two hours from NYC and DC, makes it appealing for buyers fleeing those higher-priced cities. However, these transplants are still city folk at heart, so they’re often buying homes downtown.
“It feels like half of New York is moving here, because everything there is so darn expensive,” says Darrell Coyle, a local real estate agent at Charles & Associates. “They can’t get a doghouse in New York for the price [of Lancaster homes].”
These buyers want townhomes with character built in the early 1900s, Coyle says.
“The younger folks want to live in the historic district and walk to the nightlife, great restaurants, and shopping,” Coyle says of the downtown, which is undergoing a resurgence. “The city has rooftop bars with grass yards that overlook the city.”
Just outside the city is the country’s oldest Amish settlement. Locals can stop by and snag the best Whoopie Pie of their lives—a treat some claim originated in Lancaster County. Just be mindful of the horses and buggies.
8. Kalamazoo, MI
Median home list price: $245,100 Percentage of mortgages issued to millennials: 55.5%
Kalamazoo, MI
DenisTangneyJr/iStock
Lovers of Starbucks’ Peppermint Mocha can thank Kalamazoo for those minty, buzzy beverages. In the late 19th century, Albert Todd (aka the Peppermint King of Kalamazoo,) refined peppermint flavoring. But nowadays, the region is leading the pack for something just as sweet: homeownership.
Millennials here are snapping up homes left and right. Some of that is due to the fact that the increasing rents have made homeownership ever more appealing. (The median monthly rent climbed to $936, up 4.1% from a year ago, according to the U.S. Department of Housing and Urban Development).
But that’s not all. Homes here are reasonably priced, and the huge life sciences industry—pharmaceuticals, biotechnology, and biomedical firms— put these millennials in a position to afford them.
Some of the younger folks also may have larger down payments thanks to the Kalamazoo Promise. It covers up to 100% of tuition and fees for locals to attend public colleges in the state—a great deal for those who don’t want to rack up student loan debt.
9. Lincoln, NE
Median home list price: $313,800 Percentage of mortgages issued to millennials: 55.4%
Lincoln, NE
RiverNorthPhotography/iStock
Many young people here are in a good place to transition to homeownership, particularly if they work in the region’s burgeoning tech hub. Lincoln and other Midwest cities, like the Omaha area, have gained the nickname Silicon Prairie, thanks to schools like the University of Nebraska-Lincoln churning out skilled graduates.
That’s partly behind the uptick in millennials closing on homes of their own, says Mark Meierdierks, a real estate agent at Nebraska Realty.
Many are trying to buy in neighborhoods like Highlands, about a 15-minute commute from downtown. It’s filled with both one-story ranches and two-story split-level homes. Most of the community’s homes were built in the 1970s and ’80s, and if the home has been remodeled, it will catch this age group’s attention, Meierdierks says.
“Their parents had a good house, so they want what their parents had, and they can afford to buy it now,” Meierdierks says. “They want to live the American dream.”
10. Evansville, IN
Median home list price: $170,800 Percentage of mortgages issued to millennials: 55.2%
Evansville, IN
DenisTangneyJr/iStock
Evansville is located right on the banks of the Ohio River in southern Indiana. The downtown is full of single-family homes that date back about 100 years, many with views of the river that weaves through the region. There are plenty of new or newly remodeled homes, too, with the open designs that millennial buyers crave.
The strong economy has put cash in the hands of younger folks here. The region is the headquarters for companies like Accuride Corporation, a vehicle components supplier, and Berry Global, a Fortune 500 plastic packaging maker.
“Evansville is a very affordable city,” says local real estate agent Trae Dauby of Keller Williams Capital Realty.  “The bulk of our buyers right now are first-time home buyers, probably between the ages of 22 and 35.”
They’re typically local couples scooping up two- and three-bedroom houses on the suburban outskirts of the city, he says.
Buyers with some cash left over can head over to the Tropicana Evansville, a 45,000-square-foot casino in downtown. And sports fans can root for one of the local teams, like the Evansville Thunderbolts, a minor league hockey team, or the city’s minor league baseball team. Go, Otters!
* Calculated using using Optimal Blue mortgage data.
The post Forget SF, Goodbye NYC! You Won’t Believe the New Millennial Magnets for Home Buyers appeared first on Real Estate News & Insights | realtor.com®.
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